Mortgage Lenders Investment Trading Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mortgage Lenders Investment Trading Corporation 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Lenders Investment Trading Corporation 500 Winderley Place Suite 300 Oxford, MS 32751 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,856 |
| Total Mortgage Loan Application Amount | $968,080,000 |
| Average Mortgage Loan Application Amount | $252,000 |
| Highest Mortgage Loan Application Amount | $1,365,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $897,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mortgage Lenders Investment Trading Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Lenders Investment Trading Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mortgage Lenders Investment Trading Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Lenders Investment Trading Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Lenders Investment Trading Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Lenders Investment Trading Corporation's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Volusia County Florida | 459 | $ 109,245,000 | $ 238,000 | $ 87,000 |
| Orange County Florida | 340 | $ 91,430,000 | $ 268,000 | $ 98,000 |
| Polk County Florida | 248 | $ 55,990,000 | $ 225,000 | $ 79,000 |
| Hillsborough County Florida | 238 | $ 61,020,000 | $ 256,000 | $ 96,000 |
| Alachua County Florida | 224 | $ 63,490,000 | $ 283,000 | $ 127,000 |
| Brevard County Florida | 191 | $ 43,095,000 | $ 225,000 | $ 86,000 |
| Palm Beach County Florida | 184 | $ 54,390,000 | $ 295,000 | $ 105,000 |
| Pinellas County Florida | 173 | $ 43,795,000 | $ 253,000 | $ 94,000 |
| Seminole County Florida | 164 | $ 41,320,000 | $ 251,000 | $ 97,000 |
| Lake County Florida | 159 | $ 43,375,000 | $ 272,000 | $ 94,000 |
| Osceola County Florida | 140 | $ 35,760,000 | $ 255,000 | $ 92,000 |
| Pasco County Florida | 135 | $ 29,685,000 | $ 219,000 | $ 86,000 |
| Duval County Florida | 117 | $ 26,695,000 | $ 228,000 | $ 81,000 |
| Marion County Florida | 105 | $ 21,955,000 | $ 209,000 | $ 82,000 |
| Broward County Florida | 81 | $ 22,305,000 | $ 275,000 | $ 89,000 |
| Hernando County Florida | 78 | $ 16,350,000 | $ 209,000 | $ 86,000 |
| St. Lucie County Florida | 77 | $ 18,885,000 | $ 245,000 | $ 87,000 |
| Manatee County Florida | 75 | $ 21,135,000 | $ 281,000 | $ 95,000 |
| Lee County Florida | 68 | $ 17,000,000 | $ 250,000 | $ 82,000 |
| Sarasota County Florida | 60 | $ 13,930,000 | $ 232,000 | $ 93,000 |
| Clay County Florida | 50 | $ 12,840,000 | $ 256,000 | $ 119,000 |
| Miami-Dade County Florida | 49 | $ 13,865,000 | $ 282,000 | $ 101,000 |
| St. Johns County Florida | 49 | $ 15,815,000 | $ 322,000 | $ 109,000 |
| Citrus County Florida | 43 | $ 6,995,000 | $ 162,000 | $ 58,000 |
| Flagler County Florida | 42 | $ 10,780,000 | $ 256,000 | $ 85,000 |
| Indian River County Florida | 35 | $ 8,345,000 | $ 238,000 | $ 81,000 |
| Taylor County Florida | 33 | $ 7,275,000 | $ 220,000 | $ 71,000 |
| Collier County Florida | 27 | $ 9,475,000 | $ 350,000 | $ 115,000 |
| Martin County Florida | 26 | $ 8,500,000 | $ 326,000 | $ 149,000 |
| Sumter County Florida | 23 | $ 5,435,000 | $ 236,000 | $ 85,000 |
| Charlotte County Florida | 21 | $ 5,385,000 | $ 256,000 | $ 73,000 |
| Columbia County Florida | 15 | $ 3,655,000 | $ 243,000 | $ 73,000 |
| Levy County Florida | 14 | $ 3,050,000 | $ 217,000 | $ 68,000 |
| Nassau County Florida | 13 | $ 2,885,000 | $ 221,000 | $ 55,000 |
| Bradford County Florida | 11 | $ 2,615,000 | $ 237,000 | $ 97,000 |
| Highlands County Florida | 9 | $ 1,625,000 | $ 180,000 | $ 67,000 |
| Putnam County Florida | 9 | $ 1,805,000 | $ 200,000 | $ 71,000 |
| Madison County Florida | 7 | $ 1,595,000 | $ 227,000 | $ 89,000 |
| Baker County Florida | 6 | $ 1,470,000 | $ 245,000 | $ 71,000 |
| Suwannee County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 103,000 |
| Gilchrist County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 89,000 |
| Hardee County Florida | 5 | $ 865,000 | $ 173,000 | $ 71,000 |
| Okeechobee County Florida | 5 | $ 815,000 | $ 163,000 | $ 69,000 |
| Dixie County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 100,000 |
| Union County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 75,000 |
| Bay County Florida | 3 | $ 775,000 | $ 258,000 | $ 108,000 |
| Leon County Florida | 3 | $ 885,000 | $ 295,000 | $ 139,000 |
| Escambia County Florida | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Monroe County Florida | 2 | $ 780,000 | $ 390,000 | $ 67,000 |
| Buncombe County North Carolina | 2 | $ 1,190,000 | $ 595,000 | $ 135,000 |
| Henderson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| DeSoto County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Glades County Florida | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Jefferson County Florida | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Liberty County Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Wakulla County Florida | 1 | $ 365,000 | $ 365,000 | $ 77,000 |
| Caldwell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 601,000 |
| Craven County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Cumberland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Wake County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 96,000 |
| Creek County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Tulsa County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Davidson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Jefferson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Mortgage Lenders Investment Trading Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,612 | $633,850,000 | $242,000 | $845,000 | $88,000 | $625,000 |
| Home Purchase | 848 | $243,960,000 | $287,000 | $1,365,000 | $106,000 | $897,000 |
| Refinancing | 396 | $90,270,000 | $227,000 | $915,000 | $100,000 | $660,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,938 | $490,470,000 | $253,000 | $1,365,000 | $97,000 | $897,000 |
| Not Provided | 1,380 | $338,230,000 | $245,000 | $965,000 | $88,000 | $640,000 |
| Hispanic | 338 | $85,480,000 | $252,000 | $845,000 | $90,000 | $625,000 |
| Black or African American | 150 | $39,800,000 | $265,000 | $795,000 | $85,000 | $301,000 |
| Asian | 34 | $9,350,000 | $275,000 | $495,000 | $112,000 | $297,000 |
| American Indian or Alaskan Native | 6 | $1,670,000 | $278,000 | $385,000 | $85,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $29,000 | $29,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,487 | $610,405,000 | $245,000 | $1,365,000 | $99,000 | $897,000 |
| FHA-insured (Federal Housing Administration) | 1,042 | $254,970,000 | $244,000 | $465,000 | $80,000 | $383,000 |
| VA-guaranteed (Veterans Administration) | 299 | $96,815,000 | $323,000 | $845,000 | $91,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $5,890,000 | $210,000 | $345,000 | $67,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,780 | $699,000,000 | $251,000 | $1,365,000 | $95,000 | $897,000 |
| Application Withdrawn By Applicant | 621 | $159,985,000 | $257,000 | $915,000 | $93,000 | $547,000 |
| Application Denied By Financial Institution | 250 | $58,600,000 | $234,000 | $845,000 | $74,000 | $371,000 |
| File Closed For Incompleteness | 158 | $36,820,000 | $233,000 | $615,000 | $85,000 | $660,000 |
| Application Approved But Not Accepted | 47 | $13,675,000 | $290,000 | $975,000 | $110,000 | $338,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,606 | $909,480,000 | $252,000 | $1,365,000 | $94,000 | $897,000 |
| Credit History | 81 | $19,805,000 | $244,000 | $585,000 | $76,000 | $162,000 |
| Debt-To-Income Ratio | 70 | $17,880,000 | $255,000 | $845,000 | $61,000 | $167,000 |
| Collateral | 41 | $8,315,000 | $202,000 | $795,000 | $99,000 | $371,000 |
| Other | 33 | $7,495,000 | $227,000 | $535,000 | $76,000 | $240,000 |
| Employment History | 9 | $2,065,000 | $229,000 | $425,000 | $74,000 | $274,000 |
| Unverifiable Information | 8 | $1,370,000 | $171,000 | $275,000 | $62,000 | $112,000 |
| Credit Application Incomplete | 6 | $1,220,000 | $203,000 | $275,000 | $52,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $450,000 | $225,000 | $255,000 | $65,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Lenders Investment Trading Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Lenders Investment Trading Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.