Randolph-Brooks Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Randolph-Brooks Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Randolph-Brooks Federal Credit Union Po Box 2097 Live Oak, TX 78148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,928 |
| Total Mortgage Loan Application Amount | $975,551,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $2,180,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $1,575,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Randolph-Brooks Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Randolph-Brooks Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Randolph-Brooks Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Randolph-Brooks Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Randolph-Brooks Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Randolph-Brooks Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 2,797 | $ 293,154,000 | $ 104,000 | $ 100,000 |
| Guadalupe County Texas | 949 | $ 94,725,000 | $ 99,000 | $ 86,000 |
| Comal County Texas | 887 | $ 121,832,000 | $ 137,000 | $ 104,000 |
| Travis County Texas | 427 | $ 71,483,000 | $ 167,000 | $ 116,000 |
| Hays County Texas | 295 | $ 34,708,000 | $ 117,000 | $ 91,000 |
| Wilson County Texas | 210 | $ 23,700,000 | $ 112,000 | $ 86,000 |
| Williamson County Texas | 132 | $ 17,948,000 | $ 135,000 | $ 103,000 |
| Caldwell County Texas | 83 | $ 7,181,000 | $ 86,000 | $ 72,000 |
| Harris County Texas | 67 | $ 11,461,000 | $ 171,000 | $ 147,000 |
| Kendall County Texas | 49 | $ 10,763,000 | $ 219,000 | $ 133,000 |
| Kerr County Texas | 49 | $ 5,531,000 | $ 112,000 | $ 114,000 |
| Gonzales County Texas | 46 | $ 4,122,000 | $ 89,000 | $ 74,000 |
| Tarrant County Texas | 44 | $ 6,525,000 | $ 148,000 | $ 132,000 |
| Medina County Texas | 38 | $ 6,133,000 | $ 161,000 | $ 91,000 |
| Bastrop County Texas | 33 | $ 3,372,000 | $ 102,000 | $ 94,000 |
| Nueces County Texas | 31 | $ 3,650,000 | $ 117,000 | $ 98,000 |
| Dallas County Texas | 29 | $ 8,617,000 | $ 297,000 | $ 210,000 |
| Bell County Texas | 24 | $ 2,770,000 | $ 115,000 | $ 131,000 |
| Aransas County Texas | 18 | $ 1,601,000 | $ 88,000 | $ 118,000 |
| Atascosa County Texas | 16 | $ 1,747,000 | $ 109,000 | $ 82,000 |
| Collin County Texas | 16 | $ 2,527,000 | $ 157,000 | $ 123,000 |
| Bandera County Texas | 15 | $ 1,333,000 | $ 88,000 | $ 93,000 |
| Blanco County Texas | 14 | $ 2,108,000 | $ 150,000 | $ 93,000 |
| Karnes County Texas | 14 | $ 1,764,000 | $ 126,000 | $ 100,000 |
| Gillespie County Texas | 13 | $ 2,438,000 | $ 187,000 | $ 150,000 |
| Cameron County Texas | 12 | $ 1,053,000 | $ 87,000 | $ 115,000 |
| Fort Bend County Texas | 12 | $ 1,688,000 | $ 140,000 | $ 94,000 |
| Brazos County Texas | 11 | $ 1,502,000 | $ 136,000 | $ 122,000 |
| Denton County Texas | 11 | $ 1,601,000 | $ 145,000 | $ 136,000 |
| Burnet County Texas | 10 | $ 1,679,000 | $ 167,000 | $ 125,000 |
| Brazoria County Texas | 9 | $ 1,900,000 | $ 211,000 | $ 150,000 |
| Hidalgo County Texas | 9 | $ 774,000 | $ 86,000 | $ 128,000 |
| Webb County Texas | 9 | $ 834,000 | $ 92,000 | $ 111,000 |
| Montgomery County Texas | 8 | $ 855,000 | $ 106,000 | $ 96,000 |
| Ellis County Texas | 7 | $ 1,375,000 | $ 196,000 | $ 173,000 |
| Galveston County Texas | 6 | $ 700,000 | $ 116,000 | $ 98,000 |
| Lavaca County Texas | 6 | $ 725,000 | $ 120,000 | $ 56,000 |
| Llano County Texas | 6 | $ 2,767,000 | $ 461,000 | $ 440,000 |
| McLennan County Texas | 6 | $ 757,000 | $ 126,000 | $ 131,000 |
| Tom Green County Texas | 6 | $ 430,000 | $ 71,000 | $ 92,000 |
| Live Oak County Texas | 5 | $ 613,000 | $ 122,000 | $ 100,000 |
| Smith County Texas | 5 | $ 661,000 | $ 132,000 | $ 89,000 |
| Val Verde County Texas | 5 | $ 399,000 | $ 79,000 | $ 72,000 |
| Victoria County Texas | 5 | $ 466,000 | $ 93,000 | $ 81,000 |
| Bee County Texas | 4 | $ 214,000 | $ 53,000 | $ 72,000 |
| Calhoun County Texas | 4 | $ 229,000 | $ 57,000 | $ 60,000 |
| Maverick County Texas | 4 | $ 183,000 | $ 45,000 | $ 65,000 |
| Parker County Texas | 4 | $ 890,000 | $ 222,000 | $ 169,000 |
| San Patricio County Texas | 4 | $ 450,000 | $ 112,000 | $ 69,000 |
| DeWitt County Texas | 3 | $ 205,000 | $ 68,000 | $ 81,000 |
| Fayette County Texas | 3 | $ 285,000 | $ 95,000 | $ 122,000 |
| Frio County Texas | 3 | $ 1,497,000 | $ 499,000 | $ 325,000 |
| Henderson County Texas | 3 | $ 301,000 | $ 100,000 | $ 88,000 |
| Johnson County Texas | 3 | $ 262,000 | $ 87,000 | $ 119,000 |
| Lee County Texas | 3 | $ 378,000 | $ 126,000 | $ 89,000 |
| Lubbock County Texas | 3 | $ 278,000 | $ 92,000 | $ 95,000 |
| Matagorda County Texas | 3 | $ 131,000 | $ 43,000 | $ 119,000 |
| Uvalde County Texas | 3 | $ 304,000 | $ 101,000 | $ 174,000 |
| Wharton County Texas | 3 | $ 240,000 | $ 80,000 | $ 76,000 |
| Coryell County Texas | 2 | $ 41,000 | $ 20,000 | $ 33,000 |
| El Paso County Texas | 2 | $ 235,000 | $ 117,000 | $ 203,000 |
| Hood County Texas | 2 | $ 268,000 | $ 134,000 | $ 86,000 |
| Hunt County Texas | 2 | $ 399,000 | $ 199,000 | $ 135,000 |
| Lamar County Texas | 2 | $ 205,000 | $ 102,000 | $ 64,000 |
| Leon County Texas | 2 | $ 234,000 | $ 117,000 | $ 79,000 |
| Limestone County Texas | 2 | $ 303,000 | $ 151,000 | $ 104,000 |
| Madison County Texas | 2 | $ 209,000 | $ 104,000 | $ 102,000 |
| Taylor County Texas | 2 | $ 73,000 | $ 36,000 | $ 56,000 |
| Wichita County Texas | 2 | $ 404,000 | $ 202,000 | $ 92,000 |
| Austin County Texas | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Baylor County Texas | 1 | $ 59,000 | $ 59,000 | $ 121,000 |
| Brewster County Texas | 1 | $ 34,000 | $ 34,000 | $ 99,000 |
| Cass County Texas | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Cherokee County Texas | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Clay County Texas | 1 | $ 22,000 | $ 22,000 | $ 156,000 |
| Coke County Texas | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Cooke County Texas | 1 | $ 252,000 | $ 252,000 | $ 135,000 |
| Eastland County Texas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Ector County Texas | 1 | $ 54,000 | $ 54,000 | $ 145,000 |
| Erath County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Fannin County Texas | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Gray County Texas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Hill County Texas | 1 | $ 67,000 | $ 67,000 | $ 138,000 |
| Jack County Texas | 1 | $ 49,000 | $ 49,000 | $ 106,000 |
| Jasper County Texas | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Jim Wells County Texas | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Kimble County Texas | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Kleberg County Texas | 1 | $ 73,000 | $ 73,000 | $ 58,000 |
| La Salle County Texas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Mason County Texas | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Milam County Texas | 1 | $ 17,000 | $ 17,000 | $ 132,000 |
| Newton County Texas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Randall County Texas | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Real County Texas | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Runnels County Texas | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| San Augustine County Texas | 1 | $ 49,000 | $ 49,000 | $ 128,000 |
| Walker County Texas | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Washington County Texas | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Wise County Texas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Wood County Texas | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Randolph-Brooks Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,385 | $568,139,000 | $129,000 | $1,565,000 | $102,000 | $1,575,000 |
| Home Purchase | 2,515 | $364,859,000 | $145,000 | $2,180,000 | $89,000 | $1,368,000 |
| Home Improvement | 1,028 | $42,553,000 | $41,000 | $470,000 | $91,000 | $538,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,989 | $527,162,000 | $132,000 | $1,565,000 | $103,000 | $1,575,000 |
| Hispanic | 1,967 | $196,872,000 | $100,000 | $1,232,000 | $79,000 | $739,000 |
| Not Provided | 1,440 | $180,140,000 | $125,000 | $2,180,000 | $102,000 | $1,368,000 |
| Black or African American | 252 | $29,285,000 | $116,000 | $600,000 | $96,000 | $970,000 |
| Asian | 214 | $34,043,000 | $159,000 | $1,350,000 | $115,000 | $586,000 |
| American Indian or Alaskan Native | 42 | $5,140,000 | $122,000 | $333,000 | $83,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,959,000 | $150,000 | $290,000 | $87,000 | $146,000 |
| Not applicable | 11 | $950,000 | $86,000 | $182,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,928 | $975,551,000 | $123,000 | $2,180,000 | $97,000 | $1,575,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,829 | $433,054,000 | $113,000 | $2,180,000 | $110,000 | $1,575,000 |
| Application Denied By Financial Institution | 1,294 | $143,110,000 | $110,000 | $1,565,000 | $68,000 | $1,000,000 |
| Application Approved But Not Accepted | 1,217 | $170,401,000 | $140,000 | $1,150,000 | $106,000 | $1,533,000 |
| Preapproval Approved but not Accepted | 697 | $116,199,000 | $166,000 | $900,000 | $95,000 | $480,000 |
| Preapproval Denied by Financial Institution | 679 | $86,066,000 | $126,000 | $738,000 | $59,000 | $269,000 |
| Application Withdrawn By Applicant | 212 | $26,721,000 | $126,000 | $743,000 | $96,000 | $480,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Randolph-Brooks Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Randolph-Brooks Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.