Rbmg, Inc Mortgage Lending & HMDA Data, 2004
In 2004, Rbmg, Inc of Jacksonville, FL reported 52,255 mortgage applications totaling $7.9 billion, down 53% from 2003. The average application was for $152,003, and applicants reported an average income of $59,870. 46% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,969), Minneapolis-St. Paul-Bloomington, MN-WI (2,244) and St. Louis, MO-IL (1,929) (applications in parentheses).
| Mortgage Company & Address | Rbmg, Inc 7215 Financial Way Jacksonville, FL 32256 |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 52,255 |
| Total Mortgage Loan Application Amount | $7,942,947,000 |
| Average Mortgage Loan Application Amount | $152,003 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $59,870 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbmg, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 2,969 | $ 440,386,000 | $ 148,328 | $ 53,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,244 | $ 406,652,000 | $ 181,217 | $ 59,000 |
| St. Louis, MO-IL | 1,929 | $ 256,553,000 | $ 132,997 | $ 54,000 |
| Chicago-Naperville-Joliet, IL | 1,839 | $ 312,111,000 | $ 169,717 | $ 67,000 |
| Miami-Miami Beach-Kendall, FL | 805 | $ 119,023,000 | $ 147,854 | $ 49,000 |
| Orlando, FL | 797 | $ 106,483,000 | $ 133,604 | $ 53,000 |
| Denver-Aurora, CO | 790 | $ 144,028,000 | $ 182,313 | $ 65,000 |
| Las Vegas-Paradise, NV | 789 | $ 149,807,000 | $ 189,869 | $ 71,000 |
| Baltimore-Towson, MD | 781 | $ 130,501,000 | $ 167,094 | $ 72,000 |
| Birmingham-Hoover, AL | 620 | $ 65,913,000 | $ 106,311 | $ 43,000 |
| Boston-Quincy, MA | 590 | $ 149,963,000 | $ 254,174 | $ 77,000 |
| Cambridge-Newton-Framingham, MA | 590 | $ 160,245,000 | $ 271,601 | $ 90,000 |
| Jacksonville, FL | 556 | $ 70,644,000 | $ 127,057 | $ 58,000 |
| Kansas City, MO-KS | 528 | $ 62,270,000 | $ 117,935 | $ 69,000 |
| Riverside-San Bernardino-Ontario, CA | 508 | $ 100,443,000 | $ 197,722 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 496 | $ 64,423,000 | $ 129,885 | $ 44,000 |
| New York-Wayne-White Plains, NY-NJ | 488 | $ 137,902,000 | $ 282,586 | $ 77,000 |
| Detroit-Livonia-Dearborn, MI | 461 | $ 61,482,000 | $ 133,366 | $ 50,000 |
| Columbus, OH | 458 | $ 68,191,000 | $ 148,888 | $ 58,000 |
| Los Angeles-Long Beach-Glendale, CA | 456 | $ 107,053,000 | $ 234,765 | $ 81,000 |
| Memphis, TN-MS-AR | 439 | $ 57,852,000 | $ 131,781 | $ 53,000 |
| Fayetteville, NC | 414 | $ 44,932,000 | $ 108,531 | $ 43,000 |
| Dallas-Plano-Irving, TX | 403 | $ 50,823,000 | $ 126,111 | $ 58,000 |
| Santa Ana-Anaheim-Irvine, CA | 402 | $ 115,041,000 | $ 286,171 | $ 92,000 |
| Warren-Farmington Hills-Troy, MI | 353 | $ 63,679,000 | $ 180,393 | $ 61,000 |
| Indianapolis, IN | 351 | $ 42,555,000 | $ 121,239 | $ 57,000 |
| Tampa-St. Petersburg-Clearwater, FL | 347 | $ 44,325,000 | $ 127,737 | $ 57,000 |
| Bethesda-Frederick-Gaithersburg, MD | 345 | $ 70,883,000 | $ 205,457 | $ 70,000 |
| Houston-Baytown-Sugar Land, TX | 323 | $ 39,098,000 | $ 121,046 | $ 71,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 322 | $ 50,934,000 | $ 158,180 | $ 63,000 |
| Philadelphia, PA | 294 | $ 34,377,000 | $ 116,928 | $ 67,000 |
| Salt Lake City, UT | 293 | $ 39,670,000 | $ 135,392 | $ 68,000 |
| Camden, NJ | 286 | $ 39,835,000 | $ 139,283 | $ 63,000 |
| Fresno, CA | 283 | $ 45,189,000 | $ 159,678 | $ 81,000 |
| Cincinnati-Middletown, OH-KY-IN | 278 | $ 35,994,000 | $ 129,474 | $ 54,000 |
| Lake County-Kenosha County, IL-WI | 271 | $ 46,586,000 | $ 171,904 | $ 68,000 |
| Augusta-Richmond County, GA-SC | 270 | $ 28,155,000 | $ 104,277 | $ 53,000 |
| Phoenix-Mesa-Scottsdale, AZ | 263 | $ 42,040,000 | $ 159,847 | $ 57,000 |
| Springfield, MO | 252 | $ 24,767,000 | $ 98,281 | $ 44,000 |
| Essex County, MA | 245 | $ 61,910,000 | $ 252,693 | $ 67,000 |
| New Orleans-Metairie-Kenner, LA | 243 | $ 28,202,000 | $ 116,057 | $ 52,000 |
| Duluth, MN-WI | 235 | $ 30,243,000 | $ 128,693 | $ 62,000 |
| Dayton, OH | 230 | $ 24,671,000 | $ 107,265 | $ 40,000 |
| San Diego-Carlsbad-San Marcos, CA | 227 | $ 61,582,000 | $ 271,286 | $ 94,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 223 | $ 38,472,000 | $ 172,520 | $ 64,000 |
| Worcester, MA | 202 | $ 42,507,000 | $ 210,430 | $ 70,000 |
| Charlotte-Gastonia-Concord, NC-SC | 201 | $ 30,046,000 | $ 149,482 | $ 61,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 193 | $ 29,513,000 | $ 152,917 | $ 55,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 189 | $ 26,310,000 | $ 139,206 | $ 56,000 |
| Providence-New Bedford-Fall River, RI-MA | 179 | $ 32,543,000 | $ 181,804 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 177 | $ 29,009,000 | $ 163,892 | $ 67,000 |
| Milwaukee-Waukesha-West Allis, WI | 176 | $ 22,423,000 | $ 127,403 | $ 59,000 |
| Baton Rouge, LA | 173 | $ 22,542,000 | $ 130,300 | $ 72,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 173 | $ 37,009,000 | $ 213,924 | $ 68,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 172 | $ 27,500,000 | $ 159,883 | $ 73,000 |
| Nassau-Suffolk, NY | 167 | $ 45,235,000 | $ 270,868 | $ 67,000 |
| Fort Worth-Arlington, TX | 161 | $ 17,914,000 | $ 111,267 | $ 56,000 |
| Durham, NC | 158 | $ 27,167,000 | $ 171,943 | $ 71,000 |
| New Haven-Milford, CT | 158 | $ 25,689,000 | $ 162,588 | $ 52,000 |
| Lincoln, NE | 155 | $ 14,462,000 | $ 93,303 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 152 | $ 33,291,000 | $ 219,019 | $ 65,000 |
| Shreveport-Bossier City, LA | 152 | $ 14,561,000 | $ 95,796 | $ 49,000 |
| York-Hanover, PA | 150 | $ 18,481,000 | $ 123,206 | $ 55,000 |
| Boulder, CO | 149 | $ 33,489,000 | $ 224,758 | $ 89,000 |
| Oakland-Fremont-Hayward, CA | 147 | $ 40,952,000 | $ 278,585 | $ 105,000 |
| Richmond, VA | 146 | $ 20,595,000 | $ 141,061 | $ 53,000 |
| Edison, NJ | 142 | $ 27,602,000 | $ 194,380 | $ 70,000 |
| Huntsville, AL | 139 | $ 16,552,000 | $ 119,079 | $ 64,000 |
| Canton-Massillon, OH | 137 | $ 17,388,000 | $ 126,919 | $ 55,000 |
| Columbia, SC | 135 | $ 18,278,000 | $ 135,392 | $ 57,000 |
| Ogden-Clearfield, UT | 132 | $ 19,378,000 | $ 146,803 | $ 57,000 |
| Raleigh-Cary, NC | 127 | $ 19,649,000 | $ 154,716 | $ 58,000 |
| Fort Collins-Loveland, CO | 126 | $ 20,685,000 | $ 164,166 | $ 81,000 |
| Visalia-Porterville, CA | 123 | $ 17,049,000 | $ 138,609 | $ 42,000 |
| Nashville-Davidson--Murfreesboro, TN | 120 | $ 18,012,000 | $ 150,100 | $ 61,000 |
| Bakersfield, CA | 115 | $ 16,722,000 | $ 145,408 | $ 77,000 |
| Knoxville, TN | 115 | $ 11,368,000 | $ 98,852 | $ 48,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 105 | $ 35,817,000 | $ 341,114 | $ 122,000 |
| Greeley, CO | 104 | $ 17,562,000 | $ 168,865 | $ 60,000 |
| St. Cloud, MN | 103 | $ 14,260,000 | $ 138,446 | $ 103,000 |
| Gary, IN | 101 | $ 12,093,000 | $ 119,732 | $ 44,000 |
| Ann Arbor, MI | 95 | $ 19,318,000 | $ 203,347 | $ 73,000 |
| Lafayette, LA | 94 | $ 9,464,000 | $ 100,680 | $ 54,000 |
| Atlantic City, NJ | 93 | $ 14,629,000 | $ 157,301 | $ 80,000 |
| Springfield, MA | 89 | $ 10,860,000 | $ 122,022 | $ 39,000 |
| Bridgeport-Stamford-Norwalk, CT | 87 | $ 22,665,000 | $ 260,517 | $ 70,000 |
| Sioux Falls, SD | 86 | $ 9,898,000 | $ 115,093 | $ 70,000 |
| Peoria, IL | 85 | $ 6,314,000 | $ 74,282 | $ 52,000 |
| Gainesville, GA | 78 | $ 11,040,000 | $ 141,538 | $ 44,000 |
| Louisville, KY-IN | 78 | $ 9,709,000 | $ 124,474 | $ 49,000 |
| Tacoma, WA | 78 | $ 13,147,000 | $ 168,551 | $ 59,000 |
| Akron, OH | 76 | $ 10,938,000 | $ 143,921 | $ 59,000 |
| Austin-Round Rock, TX | 76 | $ 10,717,000 | $ 141,013 | $ 55,000 |
| Jacksonville, NC | 76 | $ 8,552,000 | $ 112,526 | $ 44,000 |
| Palm Bay-Melbourne-Titusville, FL | 76 | $ 9,812,000 | $ 129,105 | $ 58,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 75 | $ 8,498,000 | $ 113,306 | $ 52,000 |
| Gainesville, FL | 75 | $ 7,527,000 | $ 100,360 | $ 75,000 |
| Lawrence, KS | 74 | $ 7,529,000 | $ 101,743 | $ 60,000 |
| Charleston-North Charleston, SC | 73 | $ 10,252,000 | $ 140,438 | $ 54,000 |
| Colorado Springs, CO | 73 | $ 11,779,000 | $ 161,356 | $ 59,000 |
| Newark-Union, NJ-PA | 72 | $ 15,669,000 | $ 217,625 | $ 69,000 |
| Idaho Falls, ID | 71 | $ 8,234,000 | $ 115,971 | $ 62,000 |
| Chattanooga, TN-GA | 70 | $ 7,612,000 | $ 108,742 | $ 44,000 |
| Auburn-Opelika, AL | 67 | $ 9,200,000 | $ 137,313 | $ 55,000 |
| Provo-Orem, UT | 67 | $ 9,777,000 | $ 145,925 | $ 46,000 |
| Columbia, MO | 65 | $ 7,999,000 | $ 123,061 | $ 56,000 |
| Pittsburgh, PA | 62 | $ 6,955,000 | $ 112,177 | $ 52,000 |
| Omaha-Council Bluffs, NE-IA | 61 | $ 8,487,000 | $ 139,131 | $ 62,000 |
| Fargo, ND-MN | 60 | $ 5,771,000 | $ 96,183 | $ 55,000 |
| Cape Coral-Fort Myers, FL | 58 | $ 7,526,000 | $ 129,758 | $ 72,000 |
| Port St. Lucie-Fort Pierce, FL | 57 | $ 7,777,000 | $ 136,438 | $ 54,000 |
| Winston-Salem, NC | 57 | $ 6,407,000 | $ 112,403 | $ 39,000 |
| Bismarck, ND | 56 | $ 5,654,000 | $ 100,964 | $ 65,000 |
| Sandusky, OH | 56 | $ 5,573,000 | $ 99,517 | $ 52,000 |
| Rockingham County-Strafford County, NH | 55 | $ 13,014,000 | $ 236,618 | $ 78,000 |
| San Francisco-San Mateo-Redwood City, CA | 55 | $ 16,524,000 | $ 300,436 | $ 132,000 |
| Billings, MT | 54 | $ 7,027,000 | $ 130,129 | $ 65,000 |
| Dothan, AL | 54 | $ 5,570,000 | $ 103,148 | $ 54,000 |
| Greenville, SC | 54 | $ 6,066,000 | $ 112,333 | $ 46,000 |
| Oklahoma City, OK | 54 | $ 5,881,000 | $ 108,907 | $ 52,000 |
| Topeka, KS | 54 | $ 4,884,000 | $ 90,444 | $ 43,000 |
| Kalamazoo-Portage, MI | 53 | $ 5,927,000 | $ 111,830 | $ 53,000 |
| Lakeland, FL | 52 | $ 6,269,000 | $ 120,557 | $ 57,000 |
| Lexington-Fayette, KY | 52 | $ 4,899,000 | $ 94,211 | $ 49,000 |
| Joplin, MO | 51 | $ 4,385,000 | $ 85,980 | $ 50,000 |
| Madison, WI | 51 | $ 8,600,000 | $ 168,627 | $ 55,000 |
| Mobile, AL | 51 | $ 5,784,000 | $ 113,411 | $ 59,000 |
| Montgomery, AL | 51 | $ 5,468,000 | $ 107,215 | $ 50,000 |
| Wausau, WI | 50 | $ 5,309,000 | $ 106,180 | $ 46,000 |
| Portland-Vancouver-Beaverton, OR-WA | 49 | $ 8,279,000 | $ 168,959 | $ 65,000 |
| Sarasota-Bradenton-Venice, FL | 49 | $ 8,375,000 | $ 170,918 | $ 55,000 |
| Barnstable Town, MA | 48 | $ 12,739,000 | $ 265,395 | $ 99,000 |
| Wilmington, NC | 48 | $ 10,020,000 | $ 208,750 | $ 89,000 |
| Laredo, TX | 47 | $ 4,969,000 | $ 105,723 | $ 49,000 |
| San Luis Obispo-Paso Robles, CA | 47 | $ 11,086,000 | $ 235,872 | $ 125,000 |
| Asheville, NC | 46 | $ 5,030,000 | $ 109,347 | $ 41,000 |
| Lake Charles, LA | 45 | $ 4,077,000 | $ 90,600 | $ 63,000 |
| Greensboro-High Point, NC | 44 | $ 5,786,000 | $ 131,500 | $ 47,000 |
| Rome, GA | 44 | $ 5,289,000 | $ 120,204 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 44 | $ 3,890,000 | $ 88,409 | $ 31,000 |
| Albany, GA | 43 | $ 4,916,000 | $ 114,325 | $ 52,000 |
| Florence-Muscle Shoals, AL | 43 | $ 4,241,000 | $ 98,627 | $ 50,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 43 | $ 7,472,000 | $ 173,767 | $ 76,000 |
| Hanford-Corcoran, CA | 42 | $ 5,798,000 | $ 138,047 | $ 78,000 |
| Wichita, KS | 42 | $ 4,072,000 | $ 96,952 | $ 50,000 |
| Albany-Schenectady-Troy, NY | 40 | $ 4,645,000 | $ 116,125 | $ 50,000 |
| St. George, UT | 39 | $ 5,782,000 | $ 148,256 | $ 53,000 |
| Tulsa, OK | 39 | $ 4,136,000 | $ 106,051 | $ 55,000 |
| Vallejo-Fairfield, CA | 39 | $ 9,468,000 | $ 242,769 | $ 76,000 |
| Manchester-Nashua, NH | 38 | $ 7,013,000 | $ 184,552 | $ 59,000 |
| Stockton, CA | 37 | $ 6,414,000 | $ 173,351 | $ 54,000 |
| Chico, CA | 36 | $ 5,459,000 | $ 151,638 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 36 | $ 3,377,000 | $ 93,805 | $ 76,000 |
| Rochester, MN | 36 | $ 4,691,000 | $ 130,305 | $ 61,000 |
| Warner Robins, GA | 36 | $ 4,139,000 | $ 114,972 | $ 48,000 |
| Norwich-New London, CT | 34 | $ 6,421,000 | $ 188,852 | $ 76,000 |
| Sheboygan, WI | 34 | $ 2,840,000 | $ 83,529 | $ 27,000 |
| Danville, IL | 33 | $ 2,654,000 | $ 80,424 | $ 50,000 |
| Little Rock-North Little Rock, AR | 32 | $ 3,107,000 | $ 97,093 | $ 45,000 |
| Alexandria, LA | 31 | $ 2,612,000 | $ 84,258 | $ 54,000 |
| Decatur, AL | 31 | $ 4,062,000 | $ 131,032 | $ 82,000 |
| Madera, CA | 31 | $ 5,703,000 | $ 183,967 | $ 74,000 |
| Toledo, OH | 30 | $ 2,638,000 | $ 87,933 | $ 42,000 |
| Trenton-Ewing, NJ | 30 | $ 5,204,000 | $ 173,466 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 4,208,000 | $ 145,103 | $ 47,000 |
| Bangor, ME | 29 | $ 3,023,000 | $ 104,241 | $ 49,000 |
| Eau Claire, WI | 29 | $ 3,037,000 | $ 104,724 | $ 38,000 |
| Goldsboro, NC | 29 | $ 3,270,000 | $ 112,758 | $ 51,000 |
| Grand Rapids-Wyoming, MI | 29 | $ 4,814,000 | $ 166,000 | $ 45,000 |
| Naples-Marco Island, FL | 29 | $ 5,834,000 | $ 201,172 | $ 91,000 |
| Vero Beach, FL | 29 | $ 3,938,000 | $ 135,793 | $ 94,000 |
| Vineland-Millville-Bridgeton, NJ | 29 | $ 3,378,000 | $ 116,482 | $ 45,000 |
| Fort Wayne, IN | 28 | $ 2,393,000 | $ 85,464 | $ 67,000 |
| Brownsville-Harlingen, TX | 27 | $ 2,538,000 | $ 94,000 | $ 36,000 |
| Gadsden, AL | 26 | $ 2,096,000 | $ 80,615 | $ 35,000 |
| Rockford, IL | 26 | $ 2,569,000 | $ 98,807 | $ 44,000 |
| Mansfield, OH | 25 | $ 2,008,000 | $ 80,320 | $ 33,000 |
| Oshkosh-Neenah, WI | 25 | $ 3,270,000 | $ 130,800 | $ 83,000 |
| Portland-South Portland-Biddeford, ME | 25 | $ 4,606,000 | $ 184,240 | $ 41,000 |
| Anderson, IN | 24 | $ 2,494,000 | $ 103,916 | $ 47,000 |
| Gulfport-Biloxi, MS | 24 | $ 2,030,000 | $ 84,583 | $ 34,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 2,842,000 | $ 118,416 | $ 41,000 |
| Racine, WI | 24 | $ 3,316,000 | $ 138,166 | $ 50,000 |
| Dubuque, IA | 23 | $ 1,645,000 | $ 71,521 | $ 40,000 |
| Panama City-Lynn Haven, FL | 23 | $ 3,476,000 | $ 151,130 | $ 53,000 |
| Merced, CA | 22 | $ 3,559,000 | $ 161,772 | $ 81,000 |
| Reno-Sparks, NV | 22 | $ 4,036,000 | $ 183,454 | $ 96,000 |
| San Antonio, TX | 22 | $ 3,071,000 | $ 139,590 | $ 67,000 |
| Savannah, GA | 22 | $ 3,870,000 | $ 175,909 | $ 83,000 |
| Albuquerque, NM | 21 | $ 3,036,000 | $ 144,571 | $ 87,000 |
| Columbus, GA-AL | 21 | $ 2,632,000 | $ 125,333 | $ 65,000 |
| Modesto, CA | 21 | $ 3,574,000 | $ 170,190 | $ 59,000 |
| Bloomington-Normal, IL | 20 | $ 1,723,000 | $ 86,150 | $ 46,000 |
| Champaign-Urbana, IL | 20 | $ 2,547,000 | $ 127,350 | $ 68,000 |
| Great Falls, MT | 20 | $ 2,177,000 | $ 108,850 | $ 61,000 |
| Jackson, MS | 20 | $ 2,399,000 | $ 119,950 | $ 76,000 |
| Appleton, WI | 19 | $ 1,779,000 | $ 93,631 | $ 44,000 |
| El Paso, TX | 19 | $ 2,062,000 | $ 108,526 | $ 63,000 |
| Jackson, TN | 19 | $ 1,878,000 | $ 98,842 | $ 59,000 |
| Longview, TX | 19 | $ 2,198,000 | $ 115,684 | $ 54,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 19 | $ 2,444,000 | $ 128,631 | $ 78,000 |
| Ocala, FL | 19 | $ 1,819,000 | $ 95,736 | $ 48,000 |
| Redding, CA | 19 | $ 2,828,000 | $ 148,842 | $ 67,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 19 | $ 4,686,000 | $ 246,631 | $ 159,000 |
| Sumter, SC | 19 | $ 2,036,000 | $ 107,157 | $ 38,000 |
| Tallahassee, FL | 19 | $ 3,133,000 | $ 164,894 | $ 68,000 |
| Anniston-Oxford, AL | 18 | $ 3,237,000 | $ 179,833 | $ 66,000 |
| Burlington, NC | 18 | $ 2,145,000 | $ 119,166 | $ 58,000 |
| Rochester, NY | 18 | $ 1,606,000 | $ 89,222 | $ 35,000 |
| Youngstown-Warren-Boardman, OH-PA | 18 | $ 1,623,000 | $ 90,166 | $ 35,000 |
| Buffalo-Niagara Falls, NY | 17 | $ 1,443,000 | $ 84,882 | $ 80,000 |
| Flint, MI | 17 | $ 2,251,000 | $ 132,411 | $ 71,000 |
| Killeen-Temple-Fort Hood, TX | 17 | $ 1,706,000 | $ 100,352 | $ 50,000 |
| Lansing-East Lansing, MI | 17 | $ 1,538,000 | $ 90,470 | $ 30,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 17 | $ 3,534,000 | $ 207,882 | $ 92,000 |
| Springfield, OH | 17 | $ 1,332,000 | $ 78,352 | $ 33,000 |
| Dalton, GA | 16 | $ 1,823,000 | $ 113,937 | $ 63,000 |
| Spartanburg, SC | 16 | $ 1,722,000 | $ 107,625 | $ 38,000 |
| Ames, IA | 15 | $ 897,000 | $ 59,800 | $ 48,000 |
| Houma-Bayou Cane-Thibodaux, LA | 15 | $ 1,573,000 | $ 104,866 | $ 43,000 |
| Monroe, MI | 15 | $ 1,973,000 | $ 131,533 | $ 70,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 1,362,000 | $ 90,800 | $ 59,000 |
| Spokane, WA | 15 | $ 1,447,000 | $ 96,466 | $ 63,000 |
| Clarksville, TN-KY | 14 | $ 1,479,000 | $ 105,642 | $ 40,000 |
| Elkhart-Goshen, IN | 14 | $ 1,408,000 | $ 100,571 | $ 38,000 |
| Eugene-Springfield, OR | 14 | $ 1,554,000 | $ 111,000 | $ 77,000 |
| Grand Junction, CO | 14 | $ 1,590,000 | $ 113,571 | $ 57,000 |
| Janesville, WI | 14 | $ 1,461,000 | $ 104,357 | $ 34,000 |
| Jonesboro, AR | 14 | $ 1,313,000 | $ 93,785 | $ 66,000 |
| Pueblo, CO | 14 | $ 1,344,000 | $ 96,000 | $ 43,000 |
| Tucson, AZ | 14 | $ 2,181,000 | $ 155,785 | $ 52,000 |
| Amarillo, TX | 13 | $ 1,340,000 | $ 103,076 | $ 42,000 |
| Anderson, SC | 13 | $ 1,465,000 | $ 112,692 | $ 51,000 |
| Glens Falls, NY | 13 | $ 1,421,000 | $ 109,307 | $ 51,000 |
| Iowa City, IA | 13 | $ 1,352,000 | $ 104,000 | $ 72,000 |
| Jefferson City, MO | 13 | $ 1,270,000 | $ 97,692 | $ 71,000 |
| Kankakee-Bradley, IL | 13 | $ 1,629,000 | $ 125,307 | $ 62,000 |
| Syracuse, NY | 13 | $ 1,081,000 | $ 83,153 | $ 8,000 |
| Tuscaloosa, AL | 13 | $ 1,030,000 | $ 79,230 | $ 41,000 |
| Blacksburg-Christiansburg-Radford, VA | 12 | $ 1,206,000 | $ 100,500 | $ 33,000 |
| Bloomington, IN | 12 | $ 1,322,000 | $ 110,166 | $ 49,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 1,584,000 | $ 132,000 | $ 38,000 |
| Hinesville-Fort Stewart, GA | 12 | $ 1,224,000 | $ 102,000 | $ 53,000 |
| Rapid City, SD | 12 | $ 1,613,000 | $ 134,416 | $ 70,000 |
| Athens-Clarke County, GA | 11 | $ 1,377,000 | $ 125,181 | $ 66,000 |
| Cedar Rapids, IA | 11 | $ 1,145,000 | $ 104,090 | $ 52,000 |
| Corpus Christi, TX | 11 | $ 1,018,000 | $ 92,545 | $ 59,000 |
| Des Moines, IA | 11 | $ 1,458,000 | $ 132,545 | $ 40,000 |
| Harrisburg-Carlisle, PA | 11 | $ 1,031,000 | $ 93,727 | $ 36,000 |
| Holland-Grand Haven, MI | 11 | $ 1,829,000 | $ 166,272 | $ 57,000 |
| Macon, GA | 11 | $ 1,026,000 | $ 93,272 | $ 52,000 |
| Morristown, TN | 11 | $ 1,318,000 | $ 119,818 | $ 68,000 |
| Pittsfield, MA | 11 | $ 1,769,000 | $ 160,818 | $ 85,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 3,203,000 | $ 291,181 | $ 103,000 |
| Bremerton-Silverdale, WA | 10 | $ 2,194,000 | $ 219,400 | $ 96,000 |
| Florence, SC | 10 | $ 1,133,000 | $ 113,300 | $ 32,000 |
| Ocean City, NJ | 10 | $ 1,908,000 | $ 190,800 | $ 202,000 |
| Olympia, WA | 10 | $ 1,412,000 | $ 141,200 | $ 50,000 |
| Prescott, AZ | 10 | $ 1,612,000 | $ 161,200 | $ 65,000 |
| Danville, VA | 9 | $ 999,000 | $ 111,000 | $ 54,000 |
| Green Bay, WI | 9 | $ 1,069,000 | $ 118,777 | $ 36,000 |
| Kingston, NY | 9 | $ 1,368,000 | $ 152,000 | $ 45,000 |
| La Crosse, WI-MN | 9 | $ 1,038,000 | $ 115,333 | $ 47,000 |
| Rocky Mount, NC | 9 | $ 817,000 | $ 90,777 | $ 58,000 |
| Utica-Rome, NY | 9 | $ 574,000 | $ 63,777 | $ 36,000 |
| Winchester, VA-WV | 9 | $ 1,540,000 | $ 171,111 | $ 112,000 |
| Altoona, PA | 8 | $ 602,000 | $ 75,250 | $ 44,000 |
| Bend, OR | 8 | $ 979,000 | $ 122,375 | $ 58,000 |
| Charlottesville, VA | 8 | $ 1,269,000 | $ 158,625 | $ 75,000 |
| Cumberland, MD-WV | 8 | $ 804,000 | $ 100,500 | $ 70,000 |
| Fort Walton Beach-Crestview-Destin, FL | 8 | $ 1,008,000 | $ 126,000 | $ 75,000 |
| Lewiston, ID-WA | 8 | $ 840,000 | $ 105,000 | $ 43,000 |
| Logan, UT-ID | 8 | $ 825,000 | $ 103,125 | $ 55,000 |
| McAllen-Edinburg-Pharr, TX | 8 | $ 731,000 | $ 91,375 | $ 67,000 |
| Michigan City-La Porte, IN | 8 | $ 795,000 | $ 99,375 | $ 43,000 |
| Parkersburg-Marietta, WV-OH | 8 | $ 622,000 | $ 77,750 | $ 35,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 2,345,000 | $ 293,125 | $ 85,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,296,000 | $ 162,000 | $ 49,000 |
| Battle Creek, MI | 7 | $ 631,000 | $ 90,142 | $ 86,000 |
| Boise City-Nampa, ID | 7 | $ 773,000 | $ 110,428 | $ 46,000 |
| Brunswick, GA | 7 | $ 1,028,000 | $ 146,857 | $ 67,000 |
| Burlington-South Burlington, VT | 7 | $ 1,030,000 | $ 147,142 | $ 15,000 |
| Cheyenne, WY | 7 | $ 922,000 | $ 131,714 | $ 28,000 |
| Cleveland, TN | 7 | $ 755,000 | $ 107,857 | $ 65,000 |
| Grand Forks, ND-MN | 7 | $ 579,000 | $ 82,714 | $ 40,000 |
| Jackson, MI | 7 | $ 981,000 | $ 140,142 | $ 60,000 |
| Lancaster, PA | 7 | $ 969,000 | $ 138,428 | $ 63,000 |
| Lynchburg, VA | 7 | $ 660,000 | $ 94,285 | $ 64,000 |
| Muncie, IN | 7 | $ 799,000 | $ 114,142 | $ 60,000 |
| Muskegon-Norton Shores, MI | 7 | $ 799,000 | $ 114,142 | $ 54,000 |
| Niles-Benton Harbor, MI | 7 | $ 908,000 | $ 129,714 | $ 37,000 |
| Reading, PA | 7 | $ 847,000 | $ 121,000 | $ 45,000 |
| Roanoke, VA | 7 | $ 809,000 | $ 115,571 | $ 64,000 |
| Salisbury, MD | 7 | $ 854,000 | $ 122,000 | $ 51,000 |
| Waco, TX | 7 | $ 905,000 | $ 129,285 | $ 74,000 |
| Yuba City, CA | 7 | $ 1,102,000 | $ 157,428 | $ 64,000 |
| College Station-Bryan, TX | 6 | $ 607,000 | $ 101,166 | $ 60,000 |
| Elizabethtown, KY | 6 | $ 486,000 | $ 81,000 | $ 42,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 679,000 | $ 113,166 | $ 45,000 |
| Lewiston-Auburn, ME | 6 | $ 736,000 | $ 122,666 | $ 15,000 |
| Longview, WA | 6 | $ 944,000 | $ 157,333 | $ 38,000 |
| Monroe, LA | 6 | $ 448,000 | $ 74,666 | $ 62,000 |
| Salem, OR | 6 | $ 1,259,000 | $ 209,833 | $ 78,000 |
| Terre Haute, IN | 6 | $ 465,000 | $ 77,500 | $ 65,000 |
| Yuma, AZ | 6 | $ 745,000 | $ 124,166 | $ 55,000 |
| Bay City, MI | 5 | $ 369,000 | $ 73,800 | $ 22,000 |
| Dover, DE | 5 | $ 800,000 | $ 160,000 | $ 42,000 |
| Evansville, IN-KY | 5 | $ 448,000 | $ 89,600 | $ 28,000 |
| Fond Du Lac, WI | 5 | $ 451,000 | $ 90,200 | $ 36,000 |
| Harrisonburg, VA | 5 | $ 585,000 | $ 117,000 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 594,000 | $ 118,800 | $ 31,000 |
| Medford, OR | 5 | $ 1,028,000 | $ 205,600 | $ 285,000 |
| Napa, CA | 5 | $ 1,239,000 | $ 247,800 | $ 45,000 |
| Pocatello, ID | 5 | $ 371,000 | $ 74,200 | $ 43,000 |
| Punta Gorda, FL | 5 | $ 745,000 | $ 149,000 | $ 63,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 626,000 | $ 125,200 | $ 24,000 |
| Springfield, IL | 5 | $ 534,000 | $ 106,800 | $ 47,000 |
| State College, PA | 5 | $ 479,000 | $ 95,800 | $ 66,000 |
| Tyler, TX | 5 | $ 666,000 | $ 133,200 | $ 95,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 423,000 | $ 84,600 | $ 41,000 |
| Yakima, WA | 5 | $ 522,000 | $ 104,400 | $ 77,000 |
| Bowling Green, KY | 4 | $ 415,000 | $ 103,750 | $ 40,000 |
| Coeur D'Alene, ID | 4 | $ 497,000 | $ 124,250 | $ 45,000 |
| Columbus, IN | 4 | $ 222,000 | $ 55,500 | $ 34,000 |
| El Centro, CA | 4 | $ 623,000 | $ 155,750 | $ 51,000 |
| Kokomo, IN | 4 | $ 411,000 | $ 102,750 | $ 59,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 550,000 | $ 137,500 | $ 81,000 |
| Pascagoula, MS | 4 | $ 264,000 | $ 66,000 | $ 45,000 |
| Salinas, CA | 4 | $ 1,630,000 | $ 407,500 | $ 117,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 284,000 | $ 71,000 | $ 79,000 |
| Valdosta, GA | 4 | $ 699,000 | $ 174,750 | $ 71,000 |
| Carson City, NV | 3 | $ 605,000 | $ 201,666 | $ 64,000 |
| Charleston, WV | 3 | $ 184,000 | $ 61,333 | $ 29,000 |
| Ithaca, NY | 3 | $ 370,000 | $ 123,333 | $ 59,000 |
| Lafayette, IN | 3 | $ 314,000 | $ 104,666 | $ 50,000 |
| Sherman-Denison, TX | 3 | $ 255,000 | $ 85,000 | $ 45,000 |
| St. Joseph, MO-KS | 3 | $ 257,000 | $ 85,666 | $ 46,000 |
| Wenatchee, WA | 3 | $ 486,000 | $ 162,000 | $ 72,000 |
| Beaumont-Port Arthur, TX | 2 | $ 251,000 | $ 125,500 | $ 55,000 |
| Bellingham, WA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Casper, WY | 2 | $ 238,000 | $ 119,000 | $ 53,000 |
| Flagstaff, AZ | 2 | $ 283,000 | $ 141,500 | $ 31,000 |
| Fort Smith, AR-OK | 2 | $ 148,000 | $ 74,000 | $ 30,000 |
| Greenville, NC | 2 | $ 194,000 | $ 97,000 | $ 23,000 |
| Johnson City, TN | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 573,000 | $ 286,500 | $ 107,000 |
| Lawton, OK | 2 | $ 162,000 | $ 81,000 | $ 17,000 |
| Lebanon, PA | 2 | $ 206,000 | $ 103,000 | $ 36,000 |
| Lima, OH | 2 | $ 146,000 | $ 73,000 | $ 38,000 |
| Lubbock, TX | 2 | $ 226,000 | $ 113,000 | $ 145,000 |
| Missoula, MT | 2 | $ 282,000 | $ 141,000 | $ 20,000 |
| Pine Bluff, AR | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Sioux City, IA-NE-SD | 2 | $ 171,000 | $ 85,500 | $ 48,000 |
| Victoria, TX | 2 | $ 223,000 | $ 111,500 | $ 66,000 |
| Wheeling, WV-OH | 2 | $ 151,000 | $ 75,500 | $ 35,000 |
| Williamsport, PA | 2 | $ 189,000 | $ 94,500 | $ 7,000 |
| Binghamton, NY | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Decatur, IL | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Elmira, NY | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Farmington, NM | 1 | $ 318,000 | $ 318,000 | $ 135,000 |
| Hattiesburg, MS | 1 | $ 56,000 | $ 56,000 | $ 77,000 |
| Johnstown, PA | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Las Cruces, NM | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Midland, TX | 1 | $ 177,000 | $ 177,000 | $ 95,000 |
| Santa Fe, NM | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Rbmg, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 27,478 | $3,910,136,000 | $137,460 | $1,000,000 | $60,700 | $1,560,000 |
| Refinancing | 24,313 | $3,957,910,000 | $145,244 | $1,000,000 | $58,795 | $1,800,000 |
| Home Improvement | 464 | $74,901,000 | $139,048 | $845,000 | $57,658 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,513 | $3,416,730,000 | $142,897 | $1,000,000 | $61,775 | $1,560,000 |
| Not Provided | 21,295 | $3,221,611,000 | $144,632 | $910,000 | $60,428 | $1,800,000 |
| Black or African American | 4,268 | $562,998,000 | $129,023 | $800,000 | $52,452 | $1,470,000 |
| Hispanic | 2,522 | $397,490,000 | $139,000 | $634,000 | $51,177 | $604,000 |
| Asian | 1,449 | $311,353,000 | $171,282 | $780,000 | $64,512 | $654,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $19,083,000 | $145,040 | $634,000 | $47,760 | $245,000 |
| American Indian or Alaskan Native | 101 | $13,682,000 | $122,518 | $383,000 | $53,037 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 43,598 | $6,820,767,000 | $142,760 | $1,000,000 | $63,040 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 7,160 | $911,935,000 | $124,955 | $558,000 | $43,333 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 1,497 | $210,245,000 | $151,428 | $318,000 | $42,309 | $825,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,266 | $3,693,297,000 | $141,387 | $1,000,000 | $62,163 | $1,560,000 |
| Loan Purchased By The Institution | 17,431 | $2,637,598,000 | $147,142 | $650,000 | $61,836 | $1,800,000 |
| File Closed For Incompleteness | 5,561 | $847,782,000 | $137,480 | $1,000,000 | $58,440 | $1,412,000 |
| Application Denied By Financial Institution | 3,405 | $519,859,000 | $139,326 | $1,000,000 | $49,326 | $896,000 |
| Application Approved But Not Accepted | 1,116 | $174,090,000 | $140,136 | $647,000 | $61,318 | $424,000 |
| Application Withdrawn By Applicant | 476 | $70,321,000 | $132,195 | $608,000 | $55,478 | $900,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,122 | $158,495,000 | $130,234 | $650,000 | $44,723 | $800,000 |
| Debt-To-Income Ratio | 951 | $147,100,000 | $140,555 | $1,000,000 | $47,622 | $896,000 |
| Collateral | 548 | $82,202,000 | $142,062 | $790,000 | $55,187 | $585,000 |
| Other | 503 | $87,055,000 | $144,512 | $710,000 | $51,731 | $600,000 |
| Employment History | 91 | $14,844,000 | $161,592 | $465,000 | $47,666 | $252,000 |
| Unverifiable Information | 89 | $13,500,000 | $143,766 | $624,000 | $57,133 | $441,000 |
| Credit Application Incomplete | 49 | $8,849,000 | $165,950 | $575,000 | $58,500 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 46 | $6,869,000 | $152,956 | $528,000 | $60,565 | $212,000 |
| Mortgage Insurance Denied | 6 | $945,000 | $173,000 | $299,000 | $45,200 | $75,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbmg, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbmg, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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