Citizens Bank, NA Mortgage Lending & HMDA Data, 2025

In 2025, Citizens Bank, NA of Providence, RI reported 143,373 mortgage applications totaling $41.1 billion, up 23% from 2024. The average application was for $286,976, and applicants reported an average income of $182,188. 48% of its applications resulted in an originated loan and 24% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (10,828), Providence-Warwick, RI-MA (7,923) and Boston, MA (6,340) (applications in parentheses).

Mortgage Company & Address Citizens Bank, NA
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 143,373
Total Mortgage Loan Application Amount $41,144,715,000
Average Mortgage Loan Application Amount $286,976
Highest Mortgage Loan Application Amount $40,005,000
Average Applicant Income $182,188
Highest Applicant Income $9,974,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citizens Bank, NA by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, Massachusetts 4,346 $ 1,623,780,000 $ 373,626 $ 224,000
Allegheny, Pennsylvania 3,551 $ 576,785,000 $ 162,428 $ 118,000
Providence, Rhode Island 3,414 $ 627,090,000 $ 183,681 $ 123,000
Norfolk, Massachusetts 2,722 $ 925,350,000 $ 339,952 $ 217,000
Erie, New York 2,522 $ 417,070,000 $ 165,372 $ 115,000
Kings, New York 2,460 $ 1,589,030,000 $ 645,947 $ 326,000
Suffolk, New York 2,382 $ 1,193,820,000 $ 501,183 $ 322,000
Cuyahoga, Ohio 2,352 $ 342,860,000 $ 145,773 $ 108,000
Nassau, New York 2,329 $ 1,168,775,000 $ 501,835 $ 295,000
Wayne, Michigan 2,254 $ 318,640,000 $ 141,366 $ 107,000
Philadelphia, Pennsylvania 2,228 $ 299,340,000 $ 134,353 $ 99,000
Montgomery, Pennsylvania 2,219 $ 547,395,000 $ 246,685 $ 176,000
Plymouth, Massachusetts 1,919 $ 493,565,000 $ 257,199 $ 190,000
Monroe, New York 1,784 $ 321,170,000 $ 180,028 $ 115,000
Queens, New York 1,779 $ 622,785,000 $ 350,075 $ 190,000
Essex, Massachusetts 1,756 $ 474,640,000 $ 270,296 $ 181,000
Oakland, Michigan 1,713 $ 381,745,000 $ 222,851 $ 162,000
Suffolk, Massachusetts 1,699 $ 524,675,000 $ 308,814 $ 192,000
Westchester, New York 1,565 $ 720,645,000 $ 460,476 $ 328,000
Hillsborough, New Hampshire 1,561 $ 341,345,000 $ 218,670 $ 143,000
Rockingham, New Hampshire 1,526 $ 465,990,000 $ 305,366 $ 183,000
Bristol, Massachusetts 1,492 $ 305,860,000 $ 205,000 $ 139,000
Bucks, Pennsylvania 1,399 $ 329,825,000 $ 235,757 $ 160,000
Delaware, Pennsylvania 1,322 $ 287,350,000 $ 217,360 $ 157,000
Monmouth, New Jersey 1,301 $ 514,755,000 $ 395,661 $ 283,000
Kent, Rhode Island 1,301 $ 240,475,000 $ 184,838 $ 128,000
Chester, Pennsylvania 1,292 $ 353,490,000 $ 273,599 $ 192,000
Ocean, New Jersey 1,290 $ 381,700,000 $ 295,891 $ 215,000
Bergen, New Jersey 1,269 $ 469,075,000 $ 369,641 $ 282,000
Macomb, Michigan 1,265 $ 189,165,000 $ 149,537 $ 105,000
Worcester, Massachusetts 1,242 $ 268,810,000 $ 216,433 $ 155,000
New York, New York 1,156 $ 1,339,240,000 $ 1,158,512 $ 648,000
Middlesex, New Jersey 1,154 $ 306,400,000 $ 265,511 $ 182,000
Barnstable, Massachusetts 1,149 $ 336,445,000 $ 292,815 $ 191,000
Western Connecticut Planning Region, Connecticut 1,141 $ 764,185,000 $ 669,750 $ 464,000
Essex, New Jersey 1,051 $ 381,265,000 $ 362,764 $ 261,000
South Central Connecticut Planning Region, Connecticut 937 $ 205,845,000 $ 219,685 $ 157,000
Hampden, Massachusetts 936 $ 155,580,000 $ 166,217 $ 95,000
Washington, Rhode Island 930 $ 264,850,000 $ 284,784 $ 171,000
New Castle, Delaware 921 $ 157,615,000 $ 171,134 $ 136,000
Summit, Ohio 915 $ 133,035,000 $ 145,393 $ 109,000
Miami-Dade, Florida 852 $ 417,290,000 $ 489,776 $ 321,000
Burlington, New Jersey 845 $ 174,295,000 $ 206,266 $ 162,000
Capitol Planning Region, Connecticut 822 $ 163,520,000 $ 198,929 $ 155,000
Union, New Jersey 788 $ 225,130,000 $ 285,697 $ 228,000
Palm Beach, Florida 727 $ 428,605,000 $ 589,552 $ 391,000
Southeastern Connecticut Planning Region, Connecticut 723 $ 135,625,000 $ 187,586 $ 124,000
Westmoreland, Pennsylvania 720 $ 99,460,000 $ 138,138 $ 106,000
Morris, New Jersey 717 $ 238,455,000 $ 332,573 $ 257,000
Stark, Ohio 710 $ 85,870,000 $ 120,943 $ 88,000
Lucas, Ohio 701 $ 78,555,000 $ 112,061 $ 91,000
Camden, New Jersey 690 $ 136,210,000 $ 197,405 $ 162,000
Berks, Pennsylvania 660 $ 99,410,000 $ 150,621 $ 98,000
Broward, Florida 656 $ 210,770,000 $ 321,295 $ 222,000
Mercer, New Jersey 649 $ 146,195,000 $ 225,261 $ 163,000
Richmond, New York 608 $ 179,190,000 $ 294,720 $ 164,000
Orange, New York 587 $ 136,765,000 $ 232,989 $ 176,000
Rockland, New York 576 $ 203,610,000 $ 353,489 $ 230,000
Cook, Illinois 571 $ 146,245,000 $ 256,120 $ 201,000
Onondaga, New York 547 $ 111,185,000 $ 203,263 $ 127,000
Albany, New York 542 $ 96,830,000 $ 178,653 $ 127,000
Lake, Ohio 542 $ 75,050,000 $ 138,468 $ 105,000
Niagara, New York 539 $ 77,255,000 $ 143,330 $ 100,000
Fairfax, Virginia 524 $ 226,080,000 $ 431,450 $ 257,000
Washington, Pennsylvania 512 $ 77,900,000 $ 152,148 $ 122,000
Merrimack, New Hampshire 501 $ 104,835,000 $ 209,251 $ 135,000
Lower Connecticut River Valley Planning Region, Connecticut 494 $ 104,450,000 $ 211,437 $ 136,000
Hudson, New Jersey 481 $ 199,585,000 $ 414,937 $ 270,000
Montgomery, Maryland 467 $ 178,415,000 $ 382,044 $ 249,000
Beaver, Pennsylvania 467 $ 60,985,000 $ 130,588 $ 94,000
Sussex, Delaware 457 $ 90,475,000 $ 197,975 $ 147,000
Bronx, New York 452 $ 110,760,000 $ 245,044 $ 135,000
Newport, Rhode Island 443 $ 138,295,000 $ 312,178 $ 198,000
Butler, Pennsylvania 442 $ 91,950,000 $ 208,031 $ 144,000
Luzerne, Pennsylvania 426 $ 59,990,000 $ 140,821 $ 108,000
Lancaster, Nebraska 415 $ 114,685,000 $ 276,349 $ 142,000
Cape May, New Jersey 412 $ 272,510,000 $ 661,432 $ 422,000
Passaic, New Jersey 389 $ 89,695,000 $ 230,578 $ 188,000
Somerset, New Jersey 388 $ 118,700,000 $ 305,927 $ 236,000
Lorain, Ohio 387 $ 64,045,000 $ 165,490 $ 121,000
Lancaster, Pennsylvania 377 $ 71,295,000 $ 189,111 $ 123,000
Strafford, New Hampshire 372 $ 80,780,000 $ 217,150 $ 146,000
Gloucester, New Jersey 365 $ 59,255,000 $ 162,342 $ 152,000
Greater Bridgeport Planning Region, Connecticut 346 $ 108,500,000 $ 313,583 $ 217,000
Bristol, Rhode Island 343 $ 86,755,000 $ 252,930 $ 146,000
Mecklenburg, North Carolina 342 $ 104,540,000 $ 305,672 $ 253,000
Naugatuck Valley Planning Region, Connecticut 341 $ 60,145,000 $ 176,378 $ 140,000
Dutchess, New York 334 $ 90,930,000 $ 272,245 $ 199,000
York, Pennsylvania 334 $ 57,140,000 $ 171,077 $ 121,000
Saratoga, New York 333 $ 64,785,000 $ 194,549 $ 145,000
Douglas, Nebraska 320 $ 91,560,000 $ 286,125 $ 162,000
Carroll, New Hampshire 316 $ 87,680,000 $ 277,468 $ 154,000
Shelby, Tennessee 314 $ 73,840,000 $ 235,159 $ 144,000
Franklin, Ohio 296 $ 63,410,000 $ 214,222 $ 152,000
Dauphin, Pennsylvania 291 $ 42,285,000 $ 145,309 $ 104,000
Atlantic, New Jersey 288 $ 88,230,000 $ 306,354 $ 265,000
Medina, Ohio 287 $ 48,115,000 $ 167,648 $ 115,000
Monroe, Pennsylvania 286 $ 42,550,000 $ 148,776 $ 127,000
Kent, Delaware 276 $ 39,510,000 $ 143,152 $ 106,000
Wake, North Carolina 271 $ 72,865,000 $ 268,874 $ 191,000
Lee, Florida 265 $ 81,685,000 $ 308,245 $ 270,000
Fulton, Georgia 260 $ 89,820,000 $ 345,461 $ 247,000
Los Angeles, California 257 $ 476,245,000 $ 1,853,093 $ 686,000
Belknap, New Hampshire 257 $ 61,385,000 $ 238,852 $ 137,000
Minnehaha, South Dakota 256 $ 72,500,000 $ 283,203 $ 141,000
Grafton, New Hampshire 254 $ 57,200,000 $ 225,196 $ 140,000
Hillsborough, Florida 251 $ 67,005,000 $ 266,952 $ 174,000
Cumberland, Pennsylvania 240 $ 46,620,000 $ 194,250 $ 132,000
Centre, Pennsylvania 238 $ 50,560,000 $ 212,436 $ 131,000
Collier, Florida 237 $ 127,365,000 $ 537,405 $ 376,000
Greenville, South Carolina 234 $ 52,730,000 $ 225,341 $ 130,000
Horry, South Carolina 233 $ 45,145,000 $ 193,755 $ 125,000
Orange, Florida 229 $ 69,005,000 $ 301,331 $ 194,000
Ulster, New York 228 $ 53,130,000 $ 233,026 $ 155,000
Erie, Pennsylvania 228 $ 26,610,000 $ 116,710 $ 88,000
Oneida, New York 226 $ 35,820,000 $ 158,495 $ 96,000
Rensselaer, New York 222 $ 36,200,000 $ 163,063 $ 114,000
Schenectady, New York 216 $ 35,910,000 $ 166,250 $ 109,000
Mahoning, Ohio 212 $ 26,700,000 $ 125,943 $ 92,000
Loudoun, Virginia 212 $ 83,360,000 $ 393,207 $ 228,000
District of Columbia, District Of Columbia 211 $ 109,215,000 $ 517,606 $ 327,000
Broome, New York 211 $ 23,575,000 $ 111,729 $ 90,000
Chittenden, Vermont 210 $ 52,320,000 $ 249,142 $ 206,000
York, Maine 208 $ 66,160,000 $ 318,076 $ 179,000
Maricopa, Arizona 207 $ 93,665,000 $ 452,487 $ 162,000
Hamilton, Ohio 206 $ 40,780,000 $ 197,961 $ 136,000
Washtenaw, Michigan 201 $ 42,045,000 $ 209,179 $ 158,000
Prince George's, Maryland 200 $ 30,590,000 $ 152,950 $ 153,000
Geauga, Ohio 200 $ 42,360,000 $ 211,800 $ 120,000
Hunterdon, New Jersey 190 $ 52,820,000 $ 278,000 $ 222,000
Pinellas, Florida 189 $ 55,565,000 $ 293,994 $ 184,000
Wayne, New York 188 $ 29,640,000 $ 157,659 $ 97,000
Davidson, Tennessee 187 $ 55,675,000 $ 297,727 $ 165,000
Northeastern Connecticut Planning Region, Connecticut 186 $ 31,740,000 $ 170,645 $ 123,000
Gwinnett, Georgia 186 $ 42,060,000 $ 226,129 $ 131,000
Jefferson, Kentucky 184 $ 34,340,000 $ 186,630 $ 125,000
Polk, Iowa 179 $ 39,555,000 $ 220,977 $ 117,000
Hampshire, Massachusetts 179 $ 35,385,000 $ 197,681 $ 119,000
San Francisco, California 175 $ 384,775,000 $ 2,198,714 $ 1,057,000
Cobb, Georgia 175 $ 53,175,000 $ 303,857 $ 182,000
Lehigh, Pennsylvania 175 $ 33,185,000 $ 189,628 $ 167,000
Genesee, Michigan 174 $ 25,540,000 $ 146,781 $ 104,000
Charleston, South Carolina 174 $ 61,540,000 $ 353,678 $ 282,000
Trumbull, Ohio 173 $ 21,675,000 $ 125,289 $ 82,000
Ontario, New York 172 $ 35,150,000 $ 204,360 $ 127,000
Bradley, Tennessee 172 $ 40,440,000 $ 235,116 $ 108,000
Baltimore, Maryland 169 $ 63,655,000 $ 376,656 $ 148,000
Livingston, Michigan 169 $ 32,335,000 $ 191,331 $ 133,000
Portage, Ohio 168 $ 27,900,000 $ 166,071 $ 132,000
Blair, Pennsylvania 164 $ 19,200,000 $ 117,073 $ 83,000
Ada, Idaho 161 $ 54,575,000 $ 338,975 $ 160,000
Duval, Florida 160 $ 63,310,000 $ 395,687 $ 203,000
DeKalb, Georgia 160 $ 48,890,000 $ 305,562 $ 190,000
San Diego, California 159 $ 249,725,000 $ 1,570,597 $ 657,000
DuPage, Illinois 159 $ 42,865,000 $ 269,591 $ 167,000
Prince William, Virginia 158 $ 46,270,000 $ 292,848 $ 206,000
Northampton, Pennsylvania 152 $ 27,860,000 $ 183,289 $ 230,000
Sussex, New Jersey 148 $ 26,310,000 $ 177,770 $ 180,000
Sarpy, Nebraska 146 $ 40,840,000 $ 279,726 $ 158,000
Sarasota, Florida 145 $ 59,475,000 $ 410,172 $ 209,000
St. Lucie, Florida 142 $ 40,110,000 $ 282,464 $ 184,000
St. Johns, Florida 140 $ 84,080,000 $ 600,571 $ 310,000
Anne Arundel, Maryland 140 $ 30,540,000 $ 218,142 $ 193,000
Williamson, Tennessee 138 $ 56,140,000 $ 406,811 $ 234,000
Milwaukee, Wisconsin 136 $ 37,560,000 $ 276,176 $ 129,000
Mercer, Pennsylvania 135 $ 17,505,000 $ 129,666 $ 85,000
Jefferson, Alabama 132 $ 32,590,000 $ 246,893 $ 143,000
Manatee, Florida 132 $ 38,190,000 $ 289,318 $ 177,000
Hennepin, Minnesota 131 $ 39,045,000 $ 298,053 $ 223,000
Cumberland, Maine 130 $ 41,310,000 $ 317,769 $ 208,000
Monroe, Michigan 130 $ 19,370,000 $ 149,000 $ 105,000
Sullivan, New York 129 $ 36,505,000 $ 282,984 $ 179,000
Chesterfield, Virginia 128 $ 35,560,000 $ 277,812 $ 173,000
Pasco, Florida 127 $ 31,455,000 $ 247,677 $ 142,000
Fayette, Kentucky 127 $ 32,665,000 $ 257,204 $ 152,000
Spokane, Washington 125 $ 44,175,000 $ 353,400 $ 182,000
Brevard, Florida 123 $ 32,315,000 $ 262,723 $ 156,000
Polk, Florida 123 $ 23,295,000 $ 189,390 $ 147,000
Marion, Indiana 123 $ 16,915,000 $ 137,520 $ 124,000
Windsor, Vermont 122 $ 25,070,000 $ 205,491 $ 205,000
Clark, Nevada 120 $ 53,630,000 $ 446,916 $ 209,000
Will, Illinois 119 $ 28,425,000 $ 238,865 $ 156,000
Pike, Pennsylvania 117 $ 20,385,000 $ 174,230 $ 136,000
Volusia, Florida 114 $ 29,160,000 $ 255,789 $ 162,000
Columbiana, Ohio 114 $ 13,580,000 $ 119,122 $ 82,000
Hamilton, Indiana 113 $ 25,085,000 $ 221,991 $ 170,000
Wood, Ohio 113 $ 17,285,000 $ 152,964 $ 119,000
Linn, Iowa 112 $ 25,270,000 $ 225,625 $ 130,000
Tulsa, Oklahoma 111 $ 25,815,000 $ 232,567 $ 118,000
Rutland, Vermont 111 $ 14,985,000 $ 135,000 $ 107,000
Sullivan, New Hampshire 110 $ 16,340,000 $ 148,545 $ 109,000
Henrico, Virginia 110 $ 27,250,000 $ 247,727 $ 157,000
Lincoln, South Dakota 109 $ 32,835,000 $ 301,238 $ 186,000
Benton, Arkansas 108 $ 28,720,000 $ 265,925 $ 144,000
Shiawassee, Michigan 106 $ 11,380,000 $ 107,358 $ 72,000
Warren, New York 106 $ 24,680,000 $ 232,830 $ 146,000
Lake, Florida 105 $ 23,715,000 $ 225,857 $ 142,000
Warren, New Jersey 105 $ 19,545,000 $ 186,142 $ 158,000
Pulaski, Arkansas 103 $ 22,535,000 $ 218,786 $ 148,000
Forsyth, Georgia 103 $ 33,375,000 $ 324,029 $ 190,000
Dona Ana, New Mexico 103 $ 25,615,000 $ 248,689 $ 137,000
Lackawanna, Pennsylvania 103 $ 14,555,000 $ 141,310 $ 117,000
Orange, California 102 $ 106,230,000 $ 1,041,470 $ 539,000
Hamilton, Tennessee 102 $ 27,690,000 $ 271,470 $ 153,000
Baltimore City, Maryland 101 $ 14,925,000 $ 147,772 $ 120,000
St. Louis, Missouri 99 $ 33,075,000 $ 334,090 $ 175,000
Oklahoma, Oklahoma 97 $ 21,925,000 $ 226,030 $ 142,000
Knox, Tennessee 97 $ 23,195,000 $ 239,123 $ 156,000
Cass, North Dakota 95 $ 27,965,000 $ 294,368 $ 145,000
Kenton, Kentucky 94 $ 21,540,000 $ 229,148 $ 131,000
Coos, New Hampshire 94 $ 14,680,000 $ 156,170 $ 88,000
Butler, Ohio 94 $ 15,810,000 $ 168,191 $ 130,000
Beaufort, South Carolina 94 $ 29,140,000 $ 310,000 $ 216,000
Howard, Maryland 93 $ 28,425,000 $ 305,645 $ 238,000
Putnam, New York 93 $ 24,045,000 $ 258,548 $ 220,000
Brunswick, North Carolina 93 $ 21,275,000 $ 228,763 $ 140,000
Madison, Alabama 92 $ 24,210,000 $ 263,152 $ 156,000
St. Charles, Missouri 92 $ 32,330,000 $ 351,413 $ 142,000
Lake, Illinois 91 $ 26,265,000 $ 288,626 $ 212,000
Cheshire, New Hampshire 91 $ 16,005,000 $ 175,879 $ 131,000
Harris, Texas 91 $ 33,485,000 $ 367,967 $ 151,000
Seminole, Florida 90 $ 23,200,000 $ 257,777 $ 175,000
Scioto, Ohio 87 $ 9,595,000 $ 110,287 $ 79,000
Aiken, South Carolina 87 $ 16,365,000 $ 188,103 $ 95,000
Pima, Arizona 86 $ 25,900,000 $ 301,162 $ 149,000
Cherokee, Georgia 86 $ 25,940,000 $ 301,627 $ 173,000
Columbia, Georgia 86 $ 20,710,000 $ 240,813 $ 178,000
Lake, Indiana 86 $ 14,790,000 $ 171,976 $ 109,000
Berkshire, Massachusetts 86 $ 16,080,000 $ 186,976 $ 133,000
Washington, New York 86 $ 11,150,000 $ 129,651 $ 89,000
Waukesha, Wisconsin 86 $ 27,250,000 $ 316,860 $ 137,000
Northwest Hills Planning Region, Connecticut 85 $ 27,045,000 $ 318,176 $ 368,000
Guilford, North Carolina 85 $ 16,975,000 $ 199,705 $ 148,000
Warren, Ohio 85 $ 19,295,000 $ 227,000 $ 147,000
Schuylkill, Pennsylvania 85 $ 9,525,000 $ 112,058 $ 87,000
Spartanburg, South Carolina 85 $ 15,245,000 $ 179,352 $ 111,000
Frederick, Maryland 84 $ 16,800,000 $ 200,000 $ 167,000
Buncombe, North Carolina 84 $ 17,590,000 $ 209,404 $ 163,000
Clermont, Ohio 84 $ 20,900,000 $ 248,809 $ 145,000
Lawrence, Pennsylvania 84 $ 7,880,000 $ 93,809 $ 87,000
Shelby, Alabama 83 $ 19,325,000 $ 232,831 $ 134,000
St. Clair, Michigan 83 $ 14,295,000 $ 172,228 $ 118,000
Montgomery, Ohio 83 $ 13,495,000 $ 162,590 $ 127,000
Armstrong, Pennsylvania 83 $ 9,445,000 $ 113,795 $ 88,000
York, South Carolina 83 $ 15,515,000 $ 186,927 $ 184,000
Osceola, Florida 82 $ 22,660,000 $ 276,341 $ 166,000
Delaware, Ohio 81 $ 19,295,000 $ 238,209 $ 167,000
Lexington, South Carolina 81 $ 17,295,000 $ 213,518 $ 128,000
Sumner, Tennessee 81 $ 25,415,000 $ 313,765 $ 163,000
Kent, Michigan 80 $ 14,580,000 $ 182,250 $ 122,000
Venango, Pennsylvania 80 $ 8,830,000 $ 110,375 $ 77,000
Virginia Beach, Virginia 80 $ 21,190,000 $ 264,875 $ 164,000
Washington, Arkansas 79 $ 19,055,000 $ 241,202 $ 150,000
Walton, Florida 79 $ 83,185,000 $ 1,052,974 $ 493,000
Columbia, New York 78 $ 25,020,000 $ 320,769 $ 207,000
Fulton, New York 78 $ 8,130,000 $ 104,230 $ 110,000
Rutherford, Tennessee 78 $ 18,580,000 $ 238,205 $ 138,000
Kootenai, Idaho 76 $ 29,900,000 $ 393,421 $ 161,000
Durham, North Carolina 76 $ 21,900,000 $ 288,157 $ 175,000
Union, North Carolina 75 $ 20,885,000 $ 278,466 $ 176,000
Wichita, Texas 75 $ 16,295,000 $ 217,266 $ 121,000
Chatham, Georgia 74 $ 19,560,000 $ 264,324 $ 172,000
Kane, Illinois 74 $ 20,480,000 $ 276,756 $ 169,000
Arlington, Virginia 74 $ 38,640,000 $ 522,162 $ 316,000
San Mateo, California 73 $ 192,515,000 $ 2,637,191 $ 1,246,000
McCracken, Kentucky 73 $ 13,955,000 $ 191,164 $ 129,000
Forsyth, North Carolina 72 $ 13,930,000 $ 193,472 $ 180,000
Crawford, Pennsylvania 72 $ 8,940,000 $ 124,166 $ 89,000
Johnson, Iowa 71 $ 19,755,000 $ 278,239 $ 137,000
Madison, New York 71 $ 12,285,000 $ 173,028 $ 109,000
Marin, California 70 $ 121,160,000 $ 1,730,857 $ 796,000
Clarke, Georgia 70 $ 22,620,000 $ 323,142 $ 160,000
Saginaw, Michigan 70 $ 8,970,000 $ 128,142 $ 89,000
Oswego, New York 69 $ 9,695,000 $ 140,507 $ 101,000
Denton, Texas 69 $ 29,375,000 $ 425,724 $ 181,000
Bannock, Idaho 68 $ 20,170,000 $ 296,617 $ 119,000
Livingston, New York 68 $ 11,700,000 $ 172,058 $ 106,000
Berkeley, South Carolina 68 $ 19,580,000 $ 287,941 $ 261,000
Flagler, Florida 66 $ 11,380,000 $ 172,424 $ 111,000
New Hanover, North Carolina 66 $ 14,890,000 $ 225,606 $ 175,000
Baldwin, Alabama 65 $ 12,365,000 $ 190,230 $ 151,000
Bonneville, Idaho 65 $ 19,125,000 $ 294,230 $ 113,000
Warren, Kentucky 65 $ 11,165,000 $ 171,769 $ 103,000
Washington, Maryland 64 $ 13,110,000 $ 204,843 $ 119,000
Greene, New York 64 $ 14,510,000 $ 226,718 $ 256,000
Cabarrus, North Carolina 64 $ 13,940,000 $ 217,812 $ 162,000
Martin, Florida 63 $ 32,695,000 $ 518,968 $ 310,000
Carbon, Pennsylvania 62 $ 10,170,000 $ 164,032 $ 143,000
Montgomery, Tennessee 62 $ 11,510,000 $ 185,645 $ 96,000
Tarrant, Texas 62 $ 22,450,000 $ 362,096 $ 179,000
Windham, Vermont 61 $ 10,225,000 $ 167,622 $ 146,000
Marion, Florida 60 $ 12,690,000 $ 211,500 $ 143,000
Nantucket, Massachusetts 60 $ 74,120,000 $ 1,235,333 $ 926,000
Fayette, Pennsylvania 60 $ 7,620,000 $ 127,000 $ 106,000
Wilson, Tennessee 60 $ 16,500,000 $ 275,000 $ 145,000
Franklin, Vermont 60 $ 6,910,000 $ 115,166 $ 118,000
Okaloosa, Florida 59 $ 17,385,000 $ 294,661 $ 185,000
Iredell, North Carolina 59 $ 13,245,000 $ 224,491 $ 155,000
Alexandria, Virginia 59 $ 30,945,000 $ 524,491 $ 278,000
Santa Rosa, Florida 58 $ 16,730,000 $ 288,448 $ 172,000
McHenry, Illinois 58 $ 12,510,000 $ 215,689 $ 153,000
Boone, Kentucky 58 $ 12,460,000 $ 214,827 $ 131,000
Richland, South Carolina 58 $ 9,570,000 $ 165,000 $ 141,000
King, Washington 58 $ 40,930,000 $ 705,689 $ 279,000
Saline, Arkansas 57 $ 15,125,000 $ 265,350 $ 142,000
Washington, Vermont 57 $ 13,375,000 $ 234,649 $ 199,000
Charlotte, Florida 56 $ 11,580,000 $ 206,785 $ 122,000
Escambia, Florida 56 $ 14,840,000 $ 265,000 $ 133,000
Indian River, Florida 55 $ 20,215,000 $ 367,545 $ 190,000
Leon, Florida 55 $ 14,095,000 $ 256,272 $ 221,000
Lincoln, Nebraska 55 $ 9,635,000 $ 175,181 $ 93,000
Bennington, Vermont 55 $ 11,495,000 $ 209,000 $ 179,000
Sumter, Florida 54 $ 12,560,000 $ 232,592 $ 133,000
McLean, Illinois 54 $ 13,600,000 $ 251,851 $ 129,000
Erie, Ohio 54 $ 11,250,000 $ 208,333 $ 169,000
Hanover, Virginia 54 $ 14,760,000 $ 273,333 $ 158,000
Cumberland, New Jersey 53 $ 8,005,000 $ 151,037 $ 106,000
Herkimer, New York 53 $ 7,515,000 $ 141,792 $ 97,000
Lubbock, Texas 53 $ 13,785,000 $ 260,094 $ 132,000
Dukes, Massachusetts 52 $ 27,670,000 $ 532,115 $ 484,000
Richmond City, Virginia 52 $ 15,750,000 $ 302,884 $ 162,000
Washington, Wisconsin 52 $ 15,650,000 $ 300,961 $ 126,000
Faulkner, Arkansas 51 $ 10,415,000 $ 204,215 $ 112,000
Brookings, South Dakota 51 $ 13,755,000 $ 269,705 $ 131,000
Scott, Kentucky 50 $ 12,460,000 $ 249,200 $ 134,000
Bernalillo, New Mexico 50 $ 17,150,000 $ 343,000 $ 160,000
Monroe, Florida 49 $ 39,765,000 $ 811,530 $ 462,000
Canyon, Idaho 49 $ 15,235,000 $ 310,918 $ 114,000
Ingham, Michigan 49 $ 7,455,000 $ 152,142 $ 169,000
Dakota, Minnesota 49 $ 14,715,000 $ 300,306 $ 160,000
Salem, New Jersey 49 $ 8,115,000 $ 165,612 $ 138,000
Johnston, North Carolina 49 $ 9,965,000 $ 203,367 $ 123,000
Oconee, Georgia 48 $ 17,190,000 $ 358,125 $ 164,000
Paulding, Georgia 48 $ 10,690,000 $ 222,708 $ 119,000
Buffalo, Nebraska 48 $ 12,920,000 $ 269,166 $ 145,000
Chautauqua, New York 48 $ 6,580,000 $ 137,083 $ 106,000
Otsego, New York 48 $ 6,990,000 $ 145,625 $ 103,000
Gaston, North Carolina 48 $ 11,040,000 $ 230,000 $ 119,000
Greene, Ohio 48 $ 12,460,000 $ 259,583 $ 168,000
Madison, Tennessee 48 $ 10,020,000 $ 208,750 $ 100,000
Travis, Texas 48 $ 44,530,000 $ 927,708 $ 440,000
Riverside, California 47 $ 26,485,000 $ 563,510 $ 185,000
Campbell, Kentucky 47 $ 10,345,000 $ 220,106 $ 139,000
Lapeer, Michigan 47 $ 6,515,000 $ 138,617 $ 106,000
Pierce, Washington 47 $ 21,395,000 $ 455,212 $ 193,000
San Bernardino, California 46 $ 18,380,000 $ 399,565 $ 200,000
Charles, Maryland 46 $ 7,830,000 $ 170,217 $ 151,000
Clinton, New York 46 $ 7,940,000 $ 172,608 $ 113,000
Montgomery, New York 46 $ 7,270,000 $ 158,043 $ 92,000
Jackson, Georgia 45 $ 16,485,000 $ 366,333 $ 162,000
Ottawa, Michigan 45 $ 9,325,000 $ 207,222 $ 119,000
Henderson, North Carolina 45 $ 8,775,000 $ 195,000 $ 143,000
Lebanon, Pennsylvania 45 $ 7,435,000 $ 165,222 $ 117,000
Wayne, Pennsylvania 45 $ 6,435,000 $ 143,000 $ 129,000
Coweta, Georgia 44 $ 12,650,000 $ 287,500 $ 149,000
Dubuque, Iowa 44 $ 11,490,000 $ 261,136 $ 126,000
Harford, Maryland 44 $ 9,570,000 $ 217,500 $ 140,000
Racine, Wisconsin 44 $ 11,480,000 $ 260,909 $ 111,000
Arapahoe, Colorado 43 $ 21,525,000 $ 500,581 $ 166,000
Hancock, Indiana 43 $ 7,735,000 $ 179,883 $ 115,000
DeSoto, Mississippi 43 $ 10,705,000 $ 248,953 $ 125,000
Tioga, New York 43 $ 7,185,000 $ 167,093 $ 100,000
Adams, Pennsylvania 43 $ 8,565,000 $ 199,186 $ 122,000
Alameda, California 42 $ 98,100,000 $ 2,335,714 $ 494,000
Denver, Colorado 42 $ 25,590,000 $ 609,285 $ 255,000
Dorchester, South Carolina 42 $ 8,070,000 $ 192,142 $ 127,000
Hall, Georgia 41 $ 10,095,000 $ 246,219 $ 156,000
Richmond, Georgia 41 $ 7,165,000 $ 174,756 $ 171,000
Jessamine, Kentucky 41 $ 11,225,000 $ 273,780 $ 137,000
Orange, North Carolina 41 $ 12,585,000 $ 306,951 $ 218,000
Anderson, South Carolina 41 $ 8,345,000 $ 203,536 $ 114,000
Fayette, Tennessee 41 $ 11,205,000 $ 273,292 $ 204,000
Collin, Texas 41 $ 17,845,000 $ 435,243 $ 204,000
Chesapeake, Virginia 41 $ 9,895,000 $ 241,341 $ 123,000
Albany, Wyoming 41 $ 13,335,000 $ 325,243 $ 123,000
Henry, Georgia 40 $ 6,540,000 $ 163,500 $ 145,000
Woodbury, Iowa 40 $ 9,280,000 $ 232,000 $ 104,000
Franklin, Massachusetts 40 $ 7,090,000 $ 177,250 $ 108,000
Genesee, New York 40 $ 6,560,000 $ 164,000 $ 112,000
Brown, South Dakota 40 $ 10,320,000 $ 258,000 $ 139,000
Dallas, Texas 40 $ 23,580,000 $ 589,500 $ 266,000
Santa Clara, California 39 $ 77,725,000 $ 1,992,948 $ 938,000
Clay, Florida 39 $ 10,675,000 $ 273,717 $ 143,000
Carroll, Maryland 39 $ 7,985,000 $ 204,743 $ 169,000
Kalamazoo, Michigan 39 $ 6,935,000 $ 177,820 $ 267,000
Rankin, Mississippi 39 $ 9,095,000 $ 233,205 $ 120,000
Wyoming, New York 39 $ 5,925,000 $ 151,923 $ 118,000
Franklin, Pennsylvania 39 $ 6,435,000 $ 165,000 $ 116,000
Dyer, Tennessee 39 $ 7,005,000 $ 179,615 $ 107,000
Tipton, Tennessee 39 $ 8,005,000 $ 205,256 $ 101,000
Johnson, Indiana 38 $ 8,100,000 $ 213,157 $ 115,000
Cecil, Maryland 38 $ 9,380,000 $ 246,842 $ 175,000
Jackson, Michigan 38 $ 5,170,000 $ 136,052 $ 111,000
Adams, Nebraska 38 $ 8,790,000 $ 231,315 $ 125,000
Tompkins, New York 38 $ 9,520,000 $ 250,526 $ 133,000
Mobile, Alabama 37 $ 6,725,000 $ 181,756 $ 120,000
Pope, Arkansas 37 $ 6,785,000 $ 183,378 $ 97,000
Contra Costa, California 37 $ 43,955,000 $ 1,187,972 $ 539,000
Johnson, Kansas 37 $ 13,765,000 $ 372,027 $ 405,000
Washington, Minnesota 37 $ 9,355,000 $ 252,837 $ 199,000
Jefferson, New York 37 $ 4,765,000 $ 128,783 $ 118,000
Tuscarawas, Ohio 37 $ 4,605,000 $ 124,459 $ 97,000
Mifflin, Pennsylvania 37 $ 3,525,000 $ 95,270 $ 86,000
Spotsylvania, Virginia 37 $ 8,135,000 $ 219,864 $ 142,000
Tuscaloosa, Alabama 36 $ 9,290,000 $ 258,055 $ 152,000
Jefferson, Colorado 36 $ 17,600,000 $ 488,888 $ 175,000
Bullitt, Kentucky 36 $ 7,800,000 $ 216,666 $ 112,000
East Baton Rouge, Louisiana 36 $ 13,240,000 $ 367,777 $ 153,000
Ramsey, Minnesota 36 $ 8,700,000 $ 241,666 $ 168,000
Jasper, Missouri 36 $ 7,760,000 $ 215,555 $ 113,000
Chenango, New York 36 $ 4,450,000 $ 123,611 $ 102,000
Pennington, South Dakota 36 $ 11,740,000 $ 326,111 $ 199,000
Addison, Vermont 36 $ 5,530,000 $ 153,611 $ 132,000
Lamoille, Vermont 36 $ 15,130,000 $ 420,277 $ 361,000
Bay, Florida 35 $ 15,145,000 $ 432,714 $ 271,000
Oxford, Maine 35 $ 8,505,000 $ 243,000 $ 149,000
Worcester, Maryland 35 $ 6,715,000 $ 191,857 $ 146,000
Ravalli, Montana 35 $ 11,635,000 $ 332,428 $ 166,000
Alamance, North Carolina 35 $ 7,115,000 $ 203,285 $ 109,000
Burleigh, North Dakota 35 $ 10,995,000 $ 314,142 $ 174,000
Wayne, Ohio 35 $ 5,555,000 $ 158,714 $ 114,000
Bexar, Texas 35 $ 11,265,000 $ 321,857 $ 160,000
Stafford, Virginia 35 $ 6,425,000 $ 183,571 $ 269,000
Winnebago, Illinois 34 $ 5,940,000 $ 174,705 $ 117,000
Madison, Kentucky 34 $ 9,980,000 $ 293,529 $ 149,000
Bossier, Louisiana 34 $ 8,380,000 $ 246,470 $ 129,000
Lincoln, North Carolina 34 $ 9,640,000 $ 283,529 $ 197,000
Moore, North Carolina 34 $ 8,790,000 $ 258,529 $ 119,000
Licking, Ohio 34 $ 8,160,000 $ 240,000 $ 173,000
Salt Lake, Utah 34 $ 13,960,000 $ 410,588 $ 148,000
Garland, Arkansas 33 $ 9,275,000 $ 281,060 $ 143,000
Hendricks, Indiana 33 $ 5,715,000 $ 173,181 $ 127,000
Dallas, Iowa 33 $ 8,785,000 $ 266,212 $ 136,000
Caddo, Louisiana 33 $ 7,175,000 $ 217,424 $ 122,000
Clay, Minnesota 33 $ 7,505,000 $ 227,424 $ 110,000
Codington, South Dakota 33 $ 9,615,000 $ 291,363 $ 134,000
Orange, Vermont 33 $ 5,615,000 $ 170,151 $ 139,000
Limestone, Alabama 32 $ 11,430,000 $ 357,187 $ 147,000
White, Arkansas 32 $ 5,930,000 $ 185,312 $ 81,000
Hernando, Florida 32 $ 6,840,000 $ 213,750 $ 123,000
Cayuga, New York 32 $ 4,210,000 $ 131,562 $ 85,000
Orleans, New York 32 $ 4,980,000 $ 155,625 $ 82,000
Canadian, Oklahoma 32 $ 7,010,000 $ 219,062 $ 109,000
Cleveland, Oklahoma 32 $ 7,620,000 $ 238,125 $ 254,000
Cambria, Pennsylvania 32 $ 3,150,000 $ 98,437 $ 77,000
Tulare, California 31 $ 10,405,000 $ 335,645 $ 136,000
Houston, Georgia 31 $ 7,305,000 $ 235,645 $ 141,000
Walton, Georgia 31 $ 7,945,000 $ 256,290 $ 124,000
Twin Falls, Idaho 31 $ 9,225,000 $ 297,580 $ 97,000
Dearborn, Indiana 31 $ 6,255,000 $ 201,774 $ 119,000
Olmsted, Minnesota 31 $ 7,065,000 $ 227,903 $ 146,000
Cumberland, North Carolina 31 $ 3,825,000 $ 123,387 $ 114,000
Haywood, North Carolina 31 $ 6,615,000 $ 213,387 $ 127,000
Onslow, North Carolina 31 $ 6,545,000 $ 211,129 $ 106,000
Robertson, Tennessee 31 $ 5,455,000 $ 175,967 $ 92,000
Rockingham, Virginia 31 $ 8,615,000 $ 277,903 $ 113,000
Berkeley, West Virginia 31 $ 8,775,000 $ 283,064 $ 124,000
Sebastian, Arkansas 30 $ 6,970,000 $ 232,333 $ 121,000
Douglas, Colorado 30 $ 15,040,000 $ 501,333 $ 316,000
Nassau, Florida 30 $ 9,270,000 $ 309,000 $ 168,000
Monroe, Indiana 30 $ 5,470,000 $ 182,333 $ 113,000
Lenawee, Michigan 30 $ 4,340,000 $ 144,666 $ 100,000
Anoka, Minnesota 30 $ 5,690,000 $ 189,666 $ 131,000
Cattaraugus, New York 30 $ 4,680,000 $ 156,000 $ 107,000
Cortland, New York 30 $ 3,980,000 $ 132,666 $ 124,000
Fairfield, Ohio 30 $ 7,050,000 $ 235,000 $ 176,000
Richland, Ohio 30 $ 3,470,000 $ 115,666 $ 84,000
Maury, Tennessee 30 $ 7,000,000 $ 233,333 $ 132,000
Bedford, Virginia 30 $ 8,670,000 $ 289,000 $ 160,000
La Crosse, Wisconsin 30 $ 7,930,000 $ 264,333 $ 102,000
Fresno, California 29 $ 11,135,000 $ 383,965 $ 137,000
Citrus, Florida 29 $ 5,685,000 $ 196,034 $ 137,000
St. Joseph, Indiana 29 $ 4,895,000 $ 168,793 $ 279,000
Scott, Minnesota 29 $ 7,135,000 $ 246,034 $ 165,000
Lafayette, Mississippi 29 $ 8,595,000 $ 296,379 $ 161,000
Cass, Nebraska 29 $ 7,895,000 $ 272,241 $ 182,000
Platte, Nebraska 29 $ 7,025,000 $ 242,241 $ 111,000
Essex, New York 29 $ 8,005,000 $ 276,034 $ 187,000
Dare, North Carolina 29 $ 8,685,000 $ 299,482 $ 332,000
Washington, Oregon 29 $ 16,065,000 $ 553,965 $ 145,000
Bedford, Pennsylvania 29 $ 2,985,000 $ 102,931 $ 84,000
Utah, Utah 29 $ 14,445,000 $ 498,103 $ 216,000
Frederick, Virginia 29 $ 8,255,000 $ 284,655 $ 201,000
Brown, Wisconsin 29 $ 8,805,000 $ 303,620 $ 119,000
Lee, Alabama 28 $ 5,190,000 $ 185,357 $ 133,000
Carroll, Georgia 28 $ 6,170,000 $ 220,357 $ 117,000
Fayette, Georgia 28 $ 8,560,000 $ 305,714 $ 186,000
Penobscot, Maine 28 $ 5,370,000 $ 191,785 $ 113,000
St. Louis, Minnesota 28 $ 6,760,000 $ 241,428 $ 122,000
Jefferson, Missouri 28 $ 8,840,000 $ 315,714 $ 170,000
Delaware, New York 28 $ 3,980,000 $ 142,142 $ 124,000
Schoharie, New York 28 $ 3,980,000 $ 142,142 $ 135,000
Steuben, New York 28 $ 2,790,000 $ 99,642 $ 125,000
Catawba, North Carolina 28 $ 5,110,000 $ 182,500 $ 102,000
Davidson, North Carolina 28 $ 6,350,000 $ 226,785 $ 124,000
Pickens, South Carolina 28 $ 11,590,000 $ 413,928 $ 221,000
Franklin, Tennessee 28 $ 8,820,000 $ 315,000 $ 182,000
Bowie, Texas 28 $ 6,830,000 $ 243,928 $ 111,000
Lynchburg, Virginia 28 $ 5,080,000 $ 181,428 $ 156,000
Kennebec, Maine 27 $ 6,165,000 $ 228,333 $ 170,000
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Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 38,872 $11,631,940,000 $299,000 $21,505,000 $182,000 $8,100,000
Home Purchase 35,831 $16,489,805,000 $460,000 $31,005,000 $218,000 $9,323,000
Home Improvement 33,523 $5,695,845,000 $169,000 $7,855,000 $166,000 $9,153,000
Other Purpose 30,221 $5,668,635,000 $187,000 $40,005,000 $163,000 $9,974,000
Cash-out Refinancing 4,867 $1,651,155,000 $339,000 $18,005,000 $152,000 $7,630,000
Not Applicable 59 $7,335,000 $124,000 $505,000 $75,000 $1,072,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 97,858 $27,283,150,000 $278,000 $37,865,000 $182,000 $9,974,000
Not Provided 14,358 $4,875,990,000 $339,000 $40,005,000 $232,000 $9,600,000
Hispanic 10,384 $2,377,230,000 $228,000 $7,595,000 $147,000 $7,200,000
Asian 9,913 $3,842,025,000 $387,000 $12,675,000 $220,000 $9,323,000
Black or African American 9,262 $1,602,310,000 $172,000 $10,005,000 $120,000 $6,321,000
Not applicable 725 $983,165,000 $1,356,000 $31,005,000 $82,000 $1,072,000
American Indian or Alaskan Native 676 $134,530,000 $199,000 $2,605,000 $136,000 $1,863,000
Native Hawaiian or Other Pacific Islander 177 $42,665,000 $241,000 $2,255,000 $151,000 $1,500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 140,845 $40,419,795,000 $286,000 $40,005,000 $184,000 $9,974,000
FHA-insured (Federal Housing Administration) 1,753 $467,345,000 $266,000 $1,445,000 $95,000 $3,900,000
VA-guaranteed (Veterans Administration) 714 $248,490,000 $348,000 $1,785,000 $117,000 $1,178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $9,085,000 $148,000 $375,000 $63,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 68,902 $20,979,770,000 $304,000 $37,865,000 $206,000 $9,974,000
Application Denied By Financial Institution 34,344 $7,408,900,000 $215,000 $15,005,000 $142,000 $9,153,000
Loan Purchased By The Institution 23,650 $7,347,610,000 $310,000 $1,785,000 $143,000 $8,407,000
Application Withdrawn By Applicant 8,003 $2,868,875,000 $358,000 $20,005,000 $234,000 $9,323,000
File Closed For Incompleteness 5,869 $1,802,095,000 $307,000 $40,005,000 $216,000 $9,828,000
Application Approved But Not Accepted 2,502 $510,810,000 $204,000 $13,325,000 $162,000 $8,932,000
Preapproval Approved but not Accepted 99 $221,995,000 $2,242,000 $9,505,000 $1,127,000 $5,564,000
Preapproval Denied by Financial Institution 4 $4,660,000 $1,165,000 $1,685,000 $289,000 $600,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 109,025 $33,731,155,000 $309,000 $40,005,000 $195,000 $9,974,000
Debt-To-Income Ratio 19,327 $4,289,305,000 $221,000 $11,555,000 $89,000 $5,216,000
Collateral 7,295 $1,725,025,000 $236,000 $15,005,000 $232,000 $9,153,000
Credit History 4,668 $758,550,000 $162,000 $7,505,000 $163,000 $6,072,000
Other 1,792 $289,820,000 $161,000 $1,465,000 $230,000 $6,600,000
Unverifiable Information 666 $148,520,000 $223,000 $2,805,000 $201,000 $5,000,000
Employment History 366 $77,360,000 $211,000 $1,785,000 $201,000 $3,185,000
Insufficient Cash (Downpayment, Closing Cost) 117 $86,175,000 $736,000 $8,805,000 $309,000 $3,112,000
Credit Application Incomplete 117 $38,805,000 $331,000 $865,000 $164,000 $911,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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