Citizens Bank, NA Mortgage Lending & HMDA Data, 2024

In 2024, Citizens Bank, NA of Providence, RI reported 116,492 mortgage applications totaling $30.2 billion, down 19% from 2023. The average application was for $258,951, and applicants reported an average income of $171,800. 47% of its applications resulted in an originated loan and 27% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (8,671), Providence-Warwick, RI-MA (6,191) and Boston, MA (5,000) (applications in parentheses).

Mortgage Company & Address Citizens Bank, NA
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 116,492
Total Mortgage Loan Application Amount $30,165,740,000
Average Mortgage Loan Application Amount $258,951
Highest Mortgage Loan Application Amount $45,105,000
Average Applicant Income $171,800
Highest Applicant Income $9,996,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citizens Bank, NA by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, Massachusetts 3,365 $ 1,126,865,000 $ 334,878 $ 214,000
Allegheny, Pennsylvania 2,998 $ 491,260,000 $ 163,862 $ 119,000
Providence, Rhode Island 2,866 $ 493,070,000 $ 172,041 $ 110,000
Philadelphia, Pennsylvania 2,249 $ 318,705,000 $ 141,709 $ 90,000
Norfolk, Massachusetts 2,080 $ 674,030,000 $ 324,052 $ 212,000
Erie, New York 2,041 $ 306,495,000 $ 150,169 $ 111,000
Wayne, Michigan 2,008 $ 270,710,000 $ 134,815 $ 101,000
Cuyahoga, Ohio 1,969 $ 268,825,000 $ 136,528 $ 101,000
Kings, New York 1,958 $ 1,139,320,000 $ 581,879 $ 303,000
Montgomery, Pennsylvania 1,942 $ 469,080,000 $ 241,544 $ 173,000
Suffolk, New York 1,841 $ 860,925,000 $ 467,639 $ 307,000
Nassau, New York 1,658 $ 734,720,000 $ 443,136 $ 279,000
Plymouth, Massachusetts 1,520 $ 370,570,000 $ 243,796 $ 178,000
Essex, Massachusetts 1,468 $ 366,080,000 $ 249,373 $ 172,000
Monroe, New York 1,402 $ 217,630,000 $ 155,228 $ 108,000
Suffolk, Massachusetts 1,400 $ 408,420,000 $ 291,728 $ 173,000
Queens, New York 1,385 $ 455,105,000 $ 328,595 $ 181,000
Delaware, Pennsylvania 1,343 $ 275,105,000 $ 204,843 $ 144,000
Bucks, Pennsylvania 1,275 $ 300,895,000 $ 235,996 $ 157,000
Westchester, New York 1,243 $ 528,425,000 $ 425,120 $ 332,000
Oakland, Michigan 1,232 $ 263,270,000 $ 213,693 $ 159,000
Hillsborough, New Hampshire 1,190 $ 244,550,000 $ 205,504 $ 138,000
Bristol, Massachusetts 1,177 $ 217,045,000 $ 184,405 $ 134,000
Ocean, New Jersey 1,126 $ 316,180,000 $ 280,799 $ 202,000
Rockingham, New Hampshire 1,095 $ 272,085,000 $ 248,479 $ 167,000
Chester, Pennsylvania 1,093 $ 301,015,000 $ 275,402 $ 187,000
Monmouth, New Jersey 1,085 $ 369,455,000 $ 340,511 $ 260,000
Kent, Rhode Island 1,007 $ 177,325,000 $ 176,092 $ 123,000
Western Connecticut Planning Region, Connecticut 992 $ 591,190,000 $ 595,957 $ 431,000
Macomb, Michigan 964 $ 142,690,000 $ 148,018 $ 114,000
Worcester, Massachusetts 950 $ 195,950,000 $ 206,263 $ 149,000
Bergen, New Jersey 950 $ 302,210,000 $ 318,115 $ 252,000
Essex, New Jersey 950 $ 322,590,000 $ 339,568 $ 236,000
Barnstable, Massachusetts 893 $ 242,255,000 $ 271,282 $ 177,000
Miami-Dade, Florida 892 $ 431,110,000 $ 483,307 $ 357,000
Middlesex, New Jersey 887 $ 208,725,000 $ 235,315 $ 165,000
New Castle, Delaware 857 $ 132,405,000 $ 154,498 $ 127,000
New York, New York 846 $ 906,030,000 $ 1,070,957 $ 600,000
Summit, Ohio 822 $ 105,750,000 $ 128,649 $ 101,000
Hampden, Massachusetts 810 $ 114,020,000 $ 140,765 $ 91,000
South Central Connecticut Planning Region, Connecticut 780 $ 146,210,000 $ 187,448 $ 143,000
Broward, Florida 746 $ 207,700,000 $ 278,418 $ 198,000
Union, New Jersey 745 $ 220,355,000 $ 295,778 $ 213,000
Burlington, New Jersey 684 $ 126,880,000 $ 185,497 $ 153,000
Capitol Planning Region, Connecticut 673 $ 133,785,000 $ 198,789 $ 163,000
Westmoreland, Pennsylvania 673 $ 84,735,000 $ 125,906 $ 106,000
Palm Beach, Florida 665 $ 361,785,000 $ 544,037 $ 349,000
Washington, Rhode Island 609 $ 146,895,000 $ 241,206 $ 156,000
Southeastern Connecticut Planning Region, Connecticut 603 $ 104,475,000 $ 173,258 $ 116,000
Morris, New Jersey 603 $ 173,295,000 $ 287,388 $ 246,000
Berks, Pennsylvania 566 $ 70,470,000 $ 124,505 $ 94,000
Stark, Ohio 561 $ 61,755,000 $ 110,080 $ 78,000
Camden, New Jersey 557 $ 94,355,000 $ 169,398 $ 136,000
Mercer, New Jersey 549 $ 121,205,000 $ 220,774 $ 184,000
Lucas, Ohio 542 $ 56,170,000 $ 103,634 $ 95,000
Orange, New York 535 $ 116,325,000 $ 217,429 $ 161,000
Rockland, New York 517 $ 174,415,000 $ 337,359 $ 228,000
Hudson, New Jersey 501 $ 194,025,000 $ 387,275 $ 237,000
Cook, Illinois 499 $ 129,875,000 $ 260,270 $ 192,000
Fairfax, Virginia 470 $ 199,330,000 $ 424,106 $ 216,000
Richmond, New York 442 $ 109,350,000 $ 247,398 $ 160,000
Albany, New York 440 $ 73,360,000 $ 166,727 $ 118,000
Bronx, New York 439 $ 91,645,000 $ 208,758 $ 128,000
Lower Connecticut River Valley Planning Region, Connecticut 433 $ 83,695,000 $ 193,290 $ 140,000
Onondaga, New York 431 $ 67,725,000 $ 157,134 $ 115,000
Merrimack, New Hampshire 411 $ 74,405,000 $ 181,034 $ 123,000
Cape May, New Jersey 407 $ 235,295,000 $ 578,120 $ 353,000
Washington, Pennsylvania 403 $ 56,195,000 $ 139,441 $ 119,000
Beaver, Pennsylvania 399 $ 48,775,000 $ 122,243 $ 94,000
Montgomery, Maryland 377 $ 156,965,000 $ 416,352 $ 236,000
Sussex, Delaware 376 $ 68,190,000 $ 181,356 $ 157,000
Somerset, New Jersey 368 $ 105,130,000 $ 285,679 $ 230,000
Gloucester, New Jersey 358 $ 56,590,000 $ 158,072 $ 142,000
Lancaster, Pennsylvania 357 $ 58,335,000 $ 163,403 $ 111,000
Luzerne, Pennsylvania 355 $ 44,975,000 $ 126,690 $ 99,000
Lake, Ohio 352 $ 49,000,000 $ 139,204 $ 104,000
Niagara, New York 350 $ 47,450,000 $ 135,571 $ 103,000
Butler, Pennsylvania 313 $ 65,925,000 $ 210,623 $ 147,000
Atlantic, New Jersey 310 $ 88,960,000 $ 286,967 $ 238,000
Lancaster, Nebraska 307 $ 81,295,000 $ 264,804 $ 153,000
Naugatuck Valley Planning Region, Connecticut 305 $ 60,885,000 $ 199,622 $ 185,000
Greater Bridgeport Planning Region, Connecticut 304 $ 73,820,000 $ 242,828 $ 206,000
Mecklenburg, North Carolina 294 $ 82,960,000 $ 282,176 $ 236,000
Newport, Rhode Island 293 $ 86,095,000 $ 293,839 $ 200,000
Strafford, New Hampshire 292 $ 59,250,000 $ 202,910 $ 124,000
Dutchess, New York 288 $ 64,170,000 $ 222,812 $ 149,000
Passaic, New Jersey 287 $ 63,895,000 $ 222,630 $ 186,000
Lorain, Ohio 286 $ 45,430,000 $ 158,846 $ 118,000
Lee, Florida 272 $ 87,320,000 $ 321,029 $ 208,000
Fulton, Georgia 258 $ 77,030,000 $ 298,565 $ 211,000
York, Pennsylvania 257 $ 41,365,000 $ 160,953 $ 111,000
Monroe, Pennsylvania 247 $ 35,975,000 $ 145,647 $ 111,000
Kent, Delaware 245 $ 33,145,000 $ 135,285 $ 106,000
Collier, Florida 243 $ 131,615,000 $ 541,625 $ 306,000
Hillsborough, Florida 243 $ 65,005,000 $ 267,510 $ 198,000
Wake, North Carolina 243 $ 70,385,000 $ 289,650 $ 190,000
Franklin, Ohio 241 $ 49,615,000 $ 205,871 $ 140,000
Bristol, Rhode Island 239 $ 57,465,000 $ 240,439 $ 168,000
Douglas, Nebraska 235 $ 62,715,000 $ 266,872 $ 149,000
Carroll, New Hampshire 232 $ 49,430,000 $ 213,060 $ 160,000
Medina, Ohio 231 $ 37,235,000 $ 161,190 $ 117,000
Saratoga, New York 230 $ 43,530,000 $ 189,260 $ 140,000
Erie, Pennsylvania 223 $ 24,175,000 $ 108,408 $ 88,000
Dauphin, Pennsylvania 218 $ 30,970,000 $ 142,064 $ 102,000
Belknap, New Hampshire 212 $ 49,720,000 $ 234,528 $ 144,000
District of Columbia, District Of Columbia 211 $ 109,215,000 $ 517,606 $ 292,000
Rensselaer, New York 211 $ 30,325,000 $ 143,720 $ 109,000
Hamilton, Ohio 210 $ 41,790,000 $ 199,000 $ 126,000
Pinellas, Florida 208 $ 58,020,000 $ 278,942 $ 187,000
Loudoun, Virginia 199 $ 60,475,000 $ 303,894 $ 205,000
Shelby, Tennessee 195 $ 42,495,000 $ 217,923 $ 140,000
Cobb, Georgia 190 $ 53,500,000 $ 281,578 $ 166,000
Orange, Florida 188 $ 43,990,000 $ 233,989 $ 153,000
Prince George's, Maryland 188 $ 27,920,000 $ 148,510 $ 136,000
Gwinnett, Georgia 181 $ 40,825,000 $ 225,552 $ 137,000
Broome, New York 181 $ 21,625,000 $ 119,475 $ 91,000
Ulster, New York 180 $ 44,250,000 $ 245,833 $ 174,000
Centre, Pennsylvania 177 $ 34,705,000 $ 196,073 $ 132,000
Cumberland, Pennsylvania 176 $ 32,150,000 $ 182,670 $ 122,000
Horry, South Carolina 174 $ 35,230,000 $ 202,471 $ 122,000
Grafton, New Hampshire 173 $ 46,925,000 $ 271,242 $ 204,000
Wayne, New York 171 $ 22,935,000 $ 134,122 $ 89,000
Chittenden, Vermont 170 $ 33,120,000 $ 194,823 $ 158,000
York, Maine 167 $ 42,995,000 $ 257,455 $ 165,000
Lehigh, Pennsylvania 166 $ 28,520,000 $ 171,807 $ 132,000
Davidson, Tennessee 165 $ 54,165,000 $ 328,272 $ 184,000
Mahoning, Ohio 162 $ 18,880,000 $ 116,543 $ 106,000
Prince William, Virginia 159 $ 46,115,000 $ 290,031 $ 150,000
Oneida, New York 154 $ 22,110,000 $ 143,571 $ 100,000
Los Angeles, California 153 $ 150,115,000 $ 981,143 $ 443,000
Charleston, South Carolina 153 $ 53,735,000 $ 351,209 $ 262,000
Hunterdon, New Jersey 150 $ 35,150,000 $ 234,333 $ 175,000
Washtenaw, Michigan 148 $ 30,620,000 $ 206,891 $ 181,000
Anne Arundel, Maryland 147 $ 32,565,000 $ 221,530 $ 169,000
Schenectady, New York 146 $ 22,960,000 $ 157,260 $ 108,000
Geauga, Ohio 145 $ 25,555,000 $ 176,241 $ 128,000
Blair, Pennsylvania 143 $ 16,525,000 $ 115,559 $ 82,000
Brevard, Florida 141 $ 37,155,000 $ 263,510 $ 145,000
DeKalb, Georgia 141 $ 35,205,000 $ 249,680 $ 166,000
Baltimore, Maryland 138 $ 27,530,000 $ 199,492 $ 146,000
DuPage, Illinois 137 $ 33,565,000 $ 245,000 $ 192,000
Livingston, Michigan 137 $ 27,495,000 $ 200,693 $ 150,000
Fayette, Kentucky 136 $ 41,960,000 $ 308,529 $ 152,000
Polk, Florida 133 $ 26,025,000 $ 195,676 $ 127,000
Portage, Ohio 131 $ 21,175,000 $ 161,641 $ 113,000
Minnehaha, South Dakota 130 $ 37,120,000 $ 285,538 $ 165,000
Northampton, Pennsylvania 127 $ 18,265,000 $ 143,818 $ 124,000
Trumbull, Ohio 126 $ 14,600,000 $ 115,873 $ 74,000
Pike, Pennsylvania 126 $ 17,510,000 $ 138,968 $ 117,000
Jefferson, Kentucky 124 $ 28,530,000 $ 230,080 $ 143,000
Sumner, Tennessee 124 $ 47,370,000 $ 382,016 $ 163,000
Maricopa, Arizona 123 $ 43,395,000 $ 352,804 $ 175,000
Northeastern Connecticut Planning Region, Connecticut 123 $ 19,265,000 $ 156,626 $ 110,000
Manatee, Florida 123 $ 38,205,000 $ 310,609 $ 267,000
Genesee, Michigan 123 $ 18,885,000 $ 153,536 $ 106,000
Ontario, New York 123 $ 24,645,000 $ 200,365 $ 132,000
Williamson, Tennessee 123 $ 60,445,000 $ 491,422 $ 217,000
Hennepin, Minnesota 120 $ 29,520,000 $ 246,000 $ 174,000
Greenville, South Carolina 120 $ 23,170,000 $ 193,083 $ 147,000
Hampshire, Massachusetts 119 $ 19,805,000 $ 166,428 $ 114,000
Milwaukee, Wisconsin 119 $ 29,705,000 $ 249,621 $ 120,000
Sarasota, Florida 117 $ 33,655,000 $ 287,649 $ 177,000
Will, Illinois 116 $ 26,780,000 $ 230,862 $ 160,000
Sussex, New Jersey 116 $ 19,600,000 $ 168,965 $ 202,000
Walton, Florida 114 $ 104,710,000 $ 918,508 $ 557,000
Pasco, Florida 112 $ 27,460,000 $ 245,178 $ 142,000
St. Lucie, Florida 110 $ 26,030,000 $ 236,636 $ 147,000
Sarpy, Nebraska 108 $ 30,290,000 $ 280,462 $ 147,000
Marion, Indiana 107 $ 18,035,000 $ 168,551 $ 120,000
Howard, Maryland 107 $ 28,595,000 $ 267,242 $ 215,000
Butler, Ohio 106 $ 16,750,000 $ 158,018 $ 107,000
Warren, Ohio 104 $ 21,720,000 $ 208,846 $ 146,000
St. Johns, Florida 103 $ 31,675,000 $ 307,524 $ 209,000
Clark, Nevada 103 $ 38,895,000 $ 377,621 $ 166,000
Putnam, New York 103 $ 24,865,000 $ 241,407 $ 231,000
Bradley, Tennessee 103 $ 22,295,000 $ 216,456 $ 104,000
McCracken, Kentucky 102 $ 20,830,000 $ 204,215 $ 107,000
Cumberland, Maine 101 $ 23,275,000 $ 230,445 $ 182,000
Volusia, Florida 100 $ 22,950,000 $ 229,500 $ 154,000
Shiawassee, Michigan 97 $ 9,865,000 $ 101,701 $ 69,000
Columbiana, Ohio 97 $ 11,495,000 $ 118,505 $ 127,000
Lackawanna, Pennsylvania 97 $ 12,725,000 $ 131,185 $ 105,000
Cherokee, Georgia 96 $ 26,660,000 $ 277,708 $ 172,000
Mercer, Pennsylvania 96 $ 12,040,000 $ 125,416 $ 85,000
Baltimore City, Maryland 95 $ 15,715,000 $ 165,421 $ 120,000
Oklahoma, Oklahoma 95 $ 17,265,000 $ 181,736 $ 161,000
Pima, Arizona 94 $ 27,940,000 $ 297,234 $ 134,000
Cheshire, New Hampshire 94 $ 13,120,000 $ 139,574 $ 109,000
Spokane, Washington 94 $ 33,000,000 $ 351,063 $ 180,000
Polk, Iowa 93 $ 22,815,000 $ 245,322 $ 127,000
Duval, Florida 92 $ 22,960,000 $ 249,565 $ 169,000
Venango, Pennsylvania 92 $ 10,490,000 $ 114,021 $ 78,000
Monroe, Michigan 91 $ 10,255,000 $ 112,692 $ 98,000
Sullivan, New York 90 $ 19,310,000 $ 214,555 $ 210,000
Seminole, Florida 89 $ 18,655,000 $ 209,606 $ 139,000
Warren, New Jersey 89 $ 15,305,000 $ 171,966 $ 144,000
Rutland, Vermont 89 $ 12,005,000 $ 134,887 $ 123,000
Chesterfield, Virginia 87 $ 14,665,000 $ 168,563 $ 145,000
Frederick, Maryland 86 $ 13,750,000 $ 159,883 $ 156,000
Lake, Illinois 84 $ 23,930,000 $ 284,880 $ 206,000
Wood, Ohio 84 $ 11,370,000 $ 135,357 $ 103,000
Warren, New York 83 $ 13,535,000 $ 163,072 $ 115,000
Northwest Hills Planning Region, Connecticut 82 $ 26,260,000 $ 320,243 $ 274,000
Linn, Iowa 82 $ 17,200,000 $ 209,756 $ 99,000
St. Louis, Missouri 81 $ 22,495,000 $ 277,716 $ 160,000
Berkshire, Massachusetts 80 $ 14,320,000 $ 179,000 $ 165,000
Clermont, Ohio 79 $ 16,275,000 $ 206,012 $ 127,000
Union, North Carolina 78 $ 22,020,000 $ 282,307 $ 205,000
Scioto, Ohio 78 $ 7,170,000 $ 91,923 $ 82,000
York, South Carolina 78 $ 15,330,000 $ 196,538 $ 159,000
Marion, Florida 77 $ 16,555,000 $ 215,000 $ 167,000
Delaware, Ohio 75 $ 17,525,000 $ 233,666 $ 189,000
Henrico, Virginia 75 $ 15,425,000 $ 205,666 $ 156,000
Lake, Florida 74 $ 13,040,000 $ 176,216 $ 115,000
Lawrence, Pennsylvania 74 $ 8,230,000 $ 111,216 $ 93,000
Arlington, Virginia 74 $ 36,650,000 $ 495,270 $ 274,000
Ada, Idaho 73 $ 23,785,000 $ 325,821 $ 148,000
Guilford, North Carolina 73 $ 13,495,000 $ 184,863 $ 172,000
Armstrong, Pennsylvania 73 $ 6,815,000 $ 93,356 $ 76,000
Jefferson, Alabama 72 $ 16,080,000 $ 223,333 $ 189,000
Monroe, Florida 72 $ 41,730,000 $ 579,583 $ 391,000
Wichita, Texas 72 $ 14,120,000 $ 196,111 $ 107,000
Osceola, Florida 71 $ 19,195,000 $ 270,352 $ 157,000
Hamilton, Indiana 71 $ 26,085,000 $ 367,394 $ 211,000
Kenton, Kentucky 71 $ 19,065,000 $ 268,521 $ 146,000
Montgomery, Ohio 71 $ 10,465,000 $ 147,394 $ 108,000
Waukesha, Wisconsin 70 $ 24,150,000 $ 345,000 $ 142,000
Sullivan, New Hampshire 69 $ 10,415,000 $ 150,942 $ 122,000
Knox, Tennessee 69 $ 16,355,000 $ 237,028 $ 150,000
Wilson, Tennessee 68 $ 21,150,000 $ 311,029 $ 143,000
Benton, Arkansas 67 $ 17,325,000 $ 258,582 $ 157,000
Pulaski, Arkansas 67 $ 11,645,000 $ 173,805 $ 116,000
Saginaw, Michigan 67 $ 7,385,000 $ 110,223 $ 86,000
St. Charles, Missouri 67 $ 22,635,000 $ 337,835 $ 140,000
Columbia, New York 67 $ 18,505,000 $ 276,194 $ 219,000
Beaufort, South Carolina 67 $ 33,615,000 $ 501,716 $ 405,000
Rutherford, Tennessee 67 $ 21,385,000 $ 319,179 $ 138,000
White, Arkansas 66 $ 12,100,000 $ 183,333 $ 95,000
Forsyth, Georgia 66 $ 18,460,000 $ 279,696 $ 195,000
Kent, Michigan 65 $ 11,365,000 $ 174,846 $ 124,000
Faulkner, Arkansas 64 $ 13,260,000 $ 207,187 $ 91,000
Lincoln, South Dakota 64 $ 17,380,000 $ 271,562 $ 158,000
Windham, Vermont 62 $ 10,680,000 $ 172,258 $ 241,000
San Francisco, California 61 $ 144,335,000 $ 2,366,147 $ 1,416,000
Okaloosa, Florida 61 $ 21,315,000 $ 349,426 $ 329,000
Chatham, Georgia 61 $ 16,045,000 $ 263,032 $ 168,000
Hamilton, Tennessee 61 $ 14,775,000 $ 242,213 $ 132,000
Madison, New York 60 $ 9,530,000 $ 158,833 $ 95,000
Alexandria, Virginia 60 $ 32,150,000 $ 535,833 $ 258,000
Columbia, Georgia 59 $ 14,965,000 $ 253,644 $ 124,000
Durham, North Carolina 59 $ 16,605,000 $ 281,440 $ 154,000
Berkeley, South Carolina 59 $ 13,565,000 $ 229,915 $ 145,000
Virginia Beach, Virginia 59 $ 11,485,000 $ 194,661 $ 185,000
Madison, Alabama 58 $ 13,860,000 $ 238,965 $ 151,000
Martin, Florida 58 $ 37,400,000 $ 644,827 $ 497,000
St. Clair, Michigan 58 $ 8,000,000 $ 137,931 $ 86,000
Fulton, New York 58 $ 6,440,000 $ 111,034 $ 75,000
Crawford, Pennsylvania 58 $ 6,240,000 $ 107,586 $ 81,000
Dona Ana, New Mexico 57 $ 14,895,000 $ 261,315 $ 114,000
Santa Rosa, Florida 56 $ 11,230,000 $ 200,535 $ 123,000
Cabarrus, North Carolina 56 $ 11,810,000 $ 210,892 $ 171,000
Franklin, Vermont 56 $ 7,800,000 $ 139,285 $ 108,000
Washington, Arkansas 55 $ 15,335,000 $ 278,818 $ 145,000
Kane, Illinois 55 $ 10,085,000 $ 183,363 $ 160,000
Lake, Indiana 55 $ 8,585,000 $ 156,090 $ 117,000
Cumberland, New Jersey 55 $ 8,045,000 $ 146,272 $ 102,000
New Hanover, North Carolina 55 $ 12,375,000 $ 225,000 $ 180,000
Boone, Kentucky 54 $ 13,070,000 $ 242,037 $ 134,000
Coos, New Hampshire 54 $ 7,240,000 $ 134,074 $ 134,000
Lebanon, Pennsylvania 54 $ 9,640,000 $ 178,518 $ 120,000
Harris, Texas 54 $ 24,010,000 $ 444,629 $ 199,000
Escambia, Florida 53 $ 12,065,000 $ 227,641 $ 131,000
Brunswick, North Carolina 53 $ 15,195,000 $ 286,698 $ 195,000
Tulsa, Oklahoma 53 $ 9,975,000 $ 188,207 $ 154,000
Bay, Florida 52 $ 19,990,000 $ 384,423 $ 222,000
Charlotte, Florida 52 $ 14,730,000 $ 283,269 $ 155,000
Cecil, Maryland 52 $ 8,700,000 $ 167,307 $ 113,000
Lapeer, Michigan 52 $ 8,790,000 $ 169,038 $ 105,000
Schuylkill, Pennsylvania 52 $ 7,170,000 $ 137,884 $ 99,000
Tarrant, Texas 52 $ 18,500,000 $ 355,769 $ 154,000
San Bernardino, California 51 $ 22,405,000 $ 439,313 $ 220,000
Sumter, Florida 51 $ 11,975,000 $ 234,803 $ 161,000
Carbon, Pennsylvania 51 $ 6,565,000 $ 128,725 $ 117,000
Baldwin, Alabama 50 $ 13,260,000 $ 265,200 $ 154,000
Bernalillo, New Mexico 50 $ 15,970,000 $ 319,400 $ 132,000
Bennington, Vermont 50 $ 9,140,000 $ 182,800 $ 218,000
Flagler, Florida 49 $ 10,135,000 $ 206,836 $ 137,000
Hernando, Florida 49 $ 10,065,000 $ 205,408 $ 115,000
McHenry, Illinois 49 $ 9,645,000 $ 196,836 $ 139,000
Fayette, Pennsylvania 49 $ 5,745,000 $ 117,244 $ 89,000
Orange, California 48 $ 32,710,000 $ 681,458 $ 310,000
Windsor, Vermont 48 $ 11,690,000 $ 243,541 $ 207,000
Albany, Wyoming 48 $ 15,270,000 $ 318,125 $ 144,000
Riverside, California 47 $ 19,815,000 $ 421,595 $ 177,000
Harford, Maryland 47 $ 9,125,000 $ 194,148 $ 147,000
Washington, New York 47 $ 5,415,000 $ 115,212 $ 97,000
Cass, North Dakota 47 $ 11,435,000 $ 243,297 $ 128,000
Richland, South Carolina 47 $ 8,885,000 $ 189,042 $ 130,000
Stafford, Virginia 47 $ 8,055,000 $ 171,382 $ 154,000
Saline, Arkansas 46 $ 9,360,000 $ 203,478 $ 120,000
Indian River, Florida 46 $ 23,200,000 $ 504,347 $ 260,000
Livingston, New York 46 $ 7,730,000 $ 168,043 $ 117,000
Oswego, New York 46 $ 6,740,000 $ 146,521 $ 95,000
Franklin, Pennsylvania 46 $ 8,060,000 $ 175,217 $ 169,000
Nantucket, Massachusetts 45 $ 56,505,000 $ 1,255,666 $ 887,000
Chautauqua, New York 45 $ 6,575,000 $ 146,111 $ 107,000
Garland, Arkansas 44 $ 9,770,000 $ 222,045 $ 133,000
Bonneville, Idaho 44 $ 13,660,000 $ 310,454 $ 121,000
Johnson, Iowa 44 $ 12,250,000 $ 278,409 $ 128,000
Franklin, Massachusetts 44 $ 7,950,000 $ 180,681 $ 110,000
Salem, New Jersey 44 $ 8,650,000 $ 196,590 $ 111,000
Greene, New York 44 $ 12,060,000 $ 274,090 $ 227,000
Herkimer, New York 44 $ 4,360,000 $ 99,090 $ 72,000
Spartanburg, South Carolina 44 $ 7,400,000 $ 168,181 $ 94,000
Shelby, Alabama 43 $ 9,495,000 $ 220,813 $ 140,000
Tuscaloosa, Alabama 43 $ 9,845,000 $ 228,953 $ 137,000
Clarke, Georgia 43 $ 11,235,000 $ 261,279 $ 150,000
Bannock, Idaho 43 $ 11,415,000 $ 265,465 $ 131,000
Washington, Maryland 43 $ 5,915,000 $ 137,558 $ 114,000
Buncombe, North Carolina 43 $ 7,835,000 $ 182,209 $ 185,000
Montgomery, Tennessee 43 $ 8,805,000 $ 204,767 $ 135,000
Denton, Texas 43 $ 20,445,000 $ 475,465 $ 211,000
Leon, Florida 42 $ 11,050,000 $ 263,095 $ 135,000
Ottawa, Michigan 42 $ 10,600,000 $ 252,380 $ 130,000
Cattaraugus, New York 42 $ 5,190,000 $ 123,571 $ 145,000
Iredell, North Carolina 42 $ 11,740,000 $ 279,523 $ 192,000
Greene, Ohio 42 $ 9,550,000 $ 227,380 $ 128,000
King, Washington 42 $ 21,380,000 $ 509,047 $ 267,000
Arapahoe, Colorado 41 $ 20,105,000 $ 490,365 $ 173,000
Ramsey, Minnesota 41 $ 8,745,000 $ 213,292 $ 117,000
Gaston, North Carolina 41 $ 7,815,000 $ 190,609 $ 168,000
Tuscarawas, Ohio 41 $ 4,925,000 $ 120,121 $ 86,000
Adams, Pennsylvania 41 $ 6,645,000 $ 162,073 $ 111,000
Canyon, Idaho 40 $ 11,350,000 $ 283,750 $ 100,000
Ingham, Michigan 40 $ 5,550,000 $ 138,750 $ 131,000
Jackson, Missouri 40 $ 9,600,000 $ 240,000 $ 126,000
Otsego, New York 40 $ 5,970,000 $ 149,250 $ 121,000
Washington, Oregon 40 $ 16,790,000 $ 419,750 $ 139,000
Jackson, Georgia 39 $ 12,205,000 $ 312,948 $ 145,000
St. Louis, Minnesota 39 $ 7,855,000 $ 201,410 $ 126,000
Forsyth, North Carolina 39 $ 6,455,000 $ 165,512 $ 184,000
San Diego, California 38 $ 39,050,000 $ 1,027,631 $ 402,000
San Mateo, California 38 $ 106,040,000 $ 2,790,526 $ 1,264,000
Monroe, Indiana 38 $ 8,480,000 $ 223,157 $ 110,000
Scott, Kentucky 38 $ 9,850,000 $ 259,210 $ 115,000
Dukes, Massachusetts 38 $ 18,190,000 $ 478,684 $ 340,000
Erie, Ohio 38 $ 8,200,000 $ 215,789 $ 173,000
Cambria, Pennsylvania 38 $ 2,970,000 $ 78,157 $ 106,000
Collin, Texas 38 $ 18,680,000 $ 491,578 $ 195,000
Spotsylvania, Virginia 38 $ 9,940,000 $ 261,578 $ 168,000
Hall, Georgia 37 $ 7,555,000 $ 204,189 $ 140,000
Houston, Georgia 37 $ 8,735,000 $ 236,081 $ 125,000
Paulding, Georgia 37 $ 10,445,000 $ 282,297 $ 148,000
Carroll, Maryland 37 $ 6,605,000 $ 178,513 $ 151,000
Dakota, Minnesota 37 $ 11,025,000 $ 297,972 $ 159,000
Lexington, South Carolina 37 $ 5,825,000 $ 157,432 $ 103,000
Laramie, Wyoming 37 $ 12,525,000 $ 338,513 $ 137,000
Johnson, Kansas 36 $ 10,700,000 $ 297,222 $ 158,000
Platte, Nebraska 36 $ 7,690,000 $ 213,611 $ 111,000
Fairfield, Ohio 36 $ 6,120,000 $ 170,000 $ 115,000
Wayne, Pennsylvania 36 $ 5,630,000 $ 156,388 $ 216,000
Anderson, South Carolina 36 $ 5,580,000 $ 155,000 $ 155,000
Henry, Georgia 35 $ 5,105,000 $ 145,857 $ 116,000
Charles, Maryland 35 $ 6,435,000 $ 183,857 $ 143,000
Worcester, Maryland 35 $ 8,735,000 $ 249,571 $ 214,000
Buffalo, Nebraska 35 $ 9,025,000 $ 257,857 $ 138,000
Dorchester, South Carolina 35 $ 6,165,000 $ 176,142 $ 111,000
Washington, Vermont 35 $ 5,605,000 $ 160,142 $ 141,000
Richmond City, Virginia 35 $ 9,285,000 $ 265,285 $ 167,000
Pope, Arkansas 34 $ 6,310,000 $ 185,588 $ 97,000
Tompkins, New York 34 $ 5,770,000 $ 169,705 $ 150,000
Johnston, North Carolina 34 $ 5,440,000 $ 160,000 $ 111,000
Addison, Vermont 34 $ 3,910,000 $ 115,000 $ 106,000
Richmond, Georgia 33 $ 6,585,000 $ 199,545 $ 121,000
Kootenai, Idaho 33 $ 13,355,000 $ 404,696 $ 149,000
Twin Falls, Idaho 33 $ 10,135,000 $ 307,121 $ 126,000
Jefferson, Missouri 33 $ 8,385,000 $ 254,090 $ 110,000
Lincoln, Nebraska 33 $ 5,045,000 $ 152,878 $ 70,000
Taylor, Texas 33 $ 7,645,000 $ 231,666 $ 140,000
Multnomah, Oregon 32 $ 12,320,000 $ 385,000 $ 152,000
Chesapeake, Virginia 32 $ 7,640,000 $ 238,750 $ 151,000
Douglas, Georgia 31 $ 4,915,000 $ 158,548 $ 117,000
Oconee, Georgia 31 $ 9,405,000 $ 303,387 $ 135,000
Winnebago, Illinois 31 $ 4,185,000 $ 135,000 $ 121,000
Hendricks, Indiana 31 $ 4,745,000 $ 153,064 $ 127,000
Jessamine, Kentucky 31 $ 8,065,000 $ 260,161 $ 128,000
Oxford, Maine 31 $ 7,515,000 $ 242,419 $ 185,000
Orleans, New York 31 $ 3,945,000 $ 127,258 $ 89,000
Wayne, Ohio 31 $ 4,855,000 $ 156,612 $ 94,000
Cleveland, Oklahoma 31 $ 5,045,000 $ 162,741 $ 114,000
Aiken, South Carolina 31 $ 5,295,000 $ 170,806 $ 103,000
Madison, Tennessee 31 $ 5,745,000 $ 185,322 $ 116,000
Lamoille, Vermont 31 $ 13,505,000 $ 435,645 $ 423,000
Clay, Florida 30 $ 6,180,000 $ 206,000 $ 167,000
Jackson, Michigan 30 $ 4,230,000 $ 141,000 $ 111,000
Kalamazoo, Michigan 30 $ 5,860,000 $ 195,333 $ 113,000
Washington, Minnesota 30 $ 7,100,000 $ 236,666 $ 140,000
Clinton, New York 30 $ 4,920,000 $ 164,000 $ 158,000
Brown, South Dakota 30 $ 7,370,000 $ 245,666 $ 117,000
Lubbock, Texas 30 $ 7,190,000 $ 239,666 $ 164,000
Travis, Texas 30 $ 20,390,000 $ 679,666 $ 254,000
Frederick, Virginia 30 $ 5,880,000 $ 196,000 $ 132,000
La Crosse, Wisconsin 30 $ 6,980,000 $ 232,666 $ 114,000
Washington, Wisconsin 30 $ 8,680,000 $ 289,333 $ 121,000
Santa Clara, California 29 $ 36,255,000 $ 1,250,172 $ 647,000
St. Clair, Illinois 29 $ 6,135,000 $ 211,551 $ 139,000
Penobscot, Maine 29 $ 4,805,000 $ 165,689 $ 126,000
Clay, Minnesota 29 $ 6,325,000 $ 218,103 $ 133,000
Genesee, New York 29 $ 3,465,000 $ 119,482 $ 81,000
Montgomery, New York 29 $ 2,495,000 $ 86,034 $ 85,000
Ashtabula, Ohio 29 $ 4,065,000 $ 140,172 $ 117,000
Fresno, California 28 $ 9,900,000 $ 353,571 $ 123,000
El Paso, Colorado 28 $ 12,240,000 $ 437,142 $ 194,000
Madison, Idaho 28 $ 8,860,000 $ 316,428 $ 158,000
McLean, Illinois 28 $ 6,320,000 $ 225,714 $ 141,000
Allen, Indiana 28 $ 2,420,000 $ 86,428 $ 90,000
Bullitt, Kentucky 28 $ 5,010,000 $ 178,928 $ 85,000
Campbell, Kentucky 28 $ 5,530,000 $ 197,500 $ 106,000
Licking, Ohio 28 $ 5,510,000 $ 196,785 $ 137,000
Maury, Tennessee 28 $ 6,750,000 $ 241,071 $ 130,000
Hanover, Virginia 28 $ 5,310,000 $ 189,642 $ 145,000
Catawba, North Carolina 27 $ 5,185,000 $ 192,037 $ 126,000
Somerset, Pennsylvania 27 $ 4,895,000 $ 181,296 $ 169,000
Clark, Washington 27 $ 9,775,000 $ 362,037 $ 139,000
Racine, Wisconsin 27 $ 7,115,000 $ 263,518 $ 119,000
Alameda, California 26 $ 73,440,000 $ 2,824,615 $ 352,000
Coweta, Georgia 26 $ 5,840,000 $ 224,615 $ 142,000
Porter, Indiana 26 $ 4,680,000 $ 180,000 $ 118,000
Allegan, Michigan 26 $ 5,440,000 $ 209,230 $ 122,000
Scott, Minnesota 26 $ 6,570,000 $ 252,692 $ 173,000
Lamar, Mississippi 26 $ 4,820,000 $ 185,384 $ 109,000
Cayuga, New York 26 $ 3,770,000 $ 145,000 $ 114,000
Jefferson, New York 26 $ 3,390,000 $ 130,384 $ 105,000
Orange, North Carolina 26 $ 6,930,000 $ 266,538 $ 176,000
Tipton, Tennessee 26 $ 5,020,000 $ 193,076 $ 103,000
Kendall, Illinois 25 $ 4,575,000 $ 183,000 $ 146,000
Kennebec, Maine 25 $ 4,855,000 $ 194,200 $ 123,000
Dawson, Nebraska 25 $ 4,195,000 $ 167,800 $ 81,000
Wyoming, New York 25 $ 5,065,000 $ 202,600 $ 152,000
Henderson, North Carolina 25 $ 5,845,000 $ 233,800 $ 125,000
Blount, Tennessee 25 $ 5,845,000 $ 233,800 $ 165,000
Obion, Tennessee 25 $ 3,315,000 $ 132,600 $ 63,000
Bowie, Texas 25 $ 6,505,000 $ 260,200 $ 144,000
Natrona, Wyoming 25 $ 6,815,000 $ 272,600 $ 126,000
Mobile, Alabama 24 $ 4,000,000 $ 166,666 $ 109,000
Sebastian, Arkansas 24 $ 4,550,000 $ 189,583 $ 121,000
Marin, California 24 $ 47,360,000 $ 1,973,333 $ 1,211,000
Denver, Colorado 24 $ 10,880,000 $ 453,333 $ 178,000
Muscogee, Georgia 24 $ 4,370,000 $ 182,083 $ 133,000
LaSalle, Illinois 24 $ 3,360,000 $ 140,000 $ 104,000
Franklin, Kentucky 24 $ 5,470,000 $ 227,916 $ 131,000
Androscoggin, Maine 24 $ 3,330,000 $ 138,750 $ 140,000
Hancock, Maine 24 $ 9,460,000 $ 394,166 $ 208,000
Chenango, New York 24 $ 3,010,000 $ 125,416 $ 93,000
Delaware, New York 24 $ 3,120,000 $ 130,000 $ 118,000
Dare, North Carolina 24 $ 6,170,000 $ 257,083 $ 175,000
Davidson, North Carolina 24 $ 3,690,000 $ 153,750 $ 111,000
Craighead, Arkansas 23 $ 4,605,000 $ 200,217 $ 113,000
Nassau, Florida 23 $ 6,085,000 $ 264,565 $ 200,000
Story, Iowa 23 $ 4,835,000 $ 210,217 $ 91,000
Sedgwick, Kansas 23 $ 4,955,000 $ 215,434 $ 96,000
Madison, Kentucky 23 $ 5,925,000 $ 257,608 $ 110,000
Warren, Kentucky 23 $ 5,265,000 $ 228,913 $ 138,000
St. Tammany, Louisiana 23 $ 5,575,000 $ 242,391 $ 148,000
Anoka, Minnesota 23 $ 4,155,000 $ 180,652 $ 115,000
Cortland, New York 23 $ 3,055,000 $ 132,826 $ 112,000
Essex, New York 23 $ 4,495,000 $ 195,434 $ 172,000
Schoharie, New York 23 $ 3,355,000 $ 145,869 $ 100,000
Tioga, New York 23 $ 3,045,000 $ 132,391 $ 96,000
Chatham, North Carolina 23 $ 6,835,000 $ 297,173 $ 256,000
Miami, Ohio 23 $ 3,175,000 $ 138,043 $ 112,000
Lancaster, South Carolina 23 $ 5,155,000 $ 224,130 $ 151,000
Salt Lake, Utah 23 $ 9,685,000 $ 421,086 $ 136,000
Utah, Utah 23 $ 7,295,000 $ 317,173 $ 226,000
Albemarle, Virginia 23 $ 8,245,000 $ 358,478 $ 174,000
Bedford, Virginia 23 $ 4,965,000 $ 215,869 $ 150,000
Citrus, Florida 22 $ 4,740,000 $ 215,454 $ 110,000
Bibb, Georgia 22 $ 3,880,000 $ 176,363 $ 119,000
Dallas, Iowa 22 $ 6,600,000 $ 300,000 $ 177,000
Knox, Maine 22 $ 4,650,000 $ 211,363 $ 208,000
Olmsted, Minnesota 22 $ 4,780,000 $ 217,272 $ 132,000
Hall, Nebraska 22 $ 6,050,000 $ 275,000 $ 129,000
Onslow, North Carolina 22 $ 3,250,000 $ 147,727 $ 119,000
Mifflin, Pennsylvania 22 $ 2,510,000 $ 114,090 $ 98,000
Midland, Texas 22 $ 6,510,000 $ 295,909 $ 157,000
Limestone, Alabama 21 $ 6,095,000 $ 290,238 $ 147,000
Contra Costa, California 21 $ 26,895,000 $ 1,280,714 $ 649,000
Bay, Michigan 21 $ 2,135,000 $ 101,666 $ 79,000
Lenawee, Michigan 21 $ 2,575,000 $ 122,619 $ 107,000
Adams, Nebraska 21 $ 4,185,000 $ 199,285 $ 103,000
Cass, Nebraska 21 $ 4,875,000 $ 232,142 $ 136,000
Moore, North Carolina 21 $ 4,605,000 $ 219,285 $ 209,000
Bedford, Pennsylvania 21 $ 2,565,000 $ 122,142 $ 66,000
Fayette, Tennessee 21 $ 5,875,000 $ 279,761 $ 140,000
Franklin, Tennessee 21 $ 6,265,000 $ 298,333 $ 148,000
Smith, Texas 21 $ 6,135,000 $ 292,142 $ 165,000
Fauquier, Virginia 21 $ 6,395,000 $ 304,523 $ 304,000
Pierce, Washington 21 $ 9,405,000 $ 447,857 $ 163,000
Berkeley, West Virginia 21 $ 4,615,000 $ 219,761 $ 111,000
Jefferson, Colorado 20 $ 9,810,000 $ 490,500 $ 194,000
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Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 30,813 $13,279,435,000 $430,000 $45,105,000 $205,000 $8,482,000
Home Improvement 29,502 $4,735,900,000 $160,000 $10,005,000 $157,000 $8,000,000
Other Purpose 27,201 $4,333,665,000 $159,000 $9,995,000 $154,000 $9,996,000
Refinancing 24,702 $6,640,560,000 $268,000 $35,005,000 $175,000 $9,881,000
Cash-out Refinancing 4,241 $1,171,035,000 $276,000 $9,705,000 $130,000 $6,306,000
Not Applicable 33 $5,145,000 $155,000 $405,000 $52,000 $116,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 76,924 $19,613,580,000 $254,000 $17,505,000 $173,000 $9,881,000
Not Provided 12,476 $3,776,110,000 $302,000 $35,005,000 $212,000 $9,996,000
Hispanic 9,532 $2,029,030,000 $212,000 $10,005,000 $143,000 $8,000,000
Black or African American 8,587 $1,390,185,000 $161,000 $7,905,000 $115,000 $4,568,000
Asian 7,932 $2,889,300,000 $364,000 $9,605,000 $206,000 $7,732,000
American Indian or Alaskan Native 483 $84,945,000 $175,000 $1,125,000 $130,000 $3,001,000
Not applicable 384 $343,650,000 $894,000 $45,105,000 $87,000 $1,185,000
Native Hawaiian or Other Pacific Islander 153 $35,185,000 $229,000 $2,405,000 $141,000 $728,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 113,365 $29,278,645,000 $258,000 $45,105,000 $174,000 $9,996,000
FHA-insured (Federal Housing Administration) 2,262 $574,200,000 $253,000 $1,425,000 $88,000 $814,000
VA-guaranteed (Veterans Administration) 798 $301,970,000 $378,000 $1,905,000 $127,000 $830,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 67 $10,925,000 $163,000 $375,000 $67,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 55,183 $15,000,955,000 $271,000 $45,105,000 $196,000 $9,881,000
Application Denied By Financial Institution 31,030 $6,282,230,000 $202,000 $15,005,000 $133,000 $8,599,000
Loan Purchased By The Institution 17,209 $5,194,725,000 $301,000 $1,905,000 $139,000 $3,281,000
Application Withdrawn By Applicant 7,224 $2,138,630,000 $296,000 $17,505,000 $206,000 $8,000,000
File Closed For Incompleteness 3,957 $1,154,675,000 $291,000 $9,605,000 $212,000 $9,996,000
Application Approved But Not Accepted 1,881 $376,375,000 $200,000 $7,475,000 $171,000 $8,086,000
Preapproval Approved but not Accepted 8 $18,150,000 $2,268,000 $5,185,000 $1,333,000 $3,308,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 85,462 $23,883,510,000 $279,000 $45,105,000 $186,000 $9,996,000
Debt-To-Income Ratio 16,566 $3,516,320,000 $212,000 $15,005,000 $86,000 $1,986,000
Credit History 6,293 $855,685,000 $135,000 $4,005,000 $150,000 $7,950,000
Collateral 6,172 $1,385,030,000 $224,000 $7,505,000 $211,000 $8,599,000
Other 839 $173,075,000 $206,000 $7,905,000 $263,000 $6,164,000
Unverifiable Information 484 $127,170,000 $262,000 $9,005,000 $200,000 $6,208,000
Employment History 285 $55,415,000 $194,000 $1,655,000 $170,000 $5,000,000
Credit Application Incomplete 200 $66,780,000 $333,000 $855,000 $173,000 $3,329,000
Insufficient Cash (Downpayment, Closing Cost) 191 $102,755,000 $537,000 $5,905,000 $256,000 $4,244,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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