Citizens Bank, NA Mortgage Lending & HMDA Data, 2024
In 2024, Citizens Bank, NA of Providence, RI reported 116,492 mortgage applications totaling $30.2 billion, down 19% from 2023. The average application was for $258,951, and applicants reported an average income of $171,800. 47% of its applications resulted in an originated loan and 27% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (8,671), Providence-Warwick, RI-MA (6,191) and Boston, MA (5,000) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank, NA One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 116,492 |
| Total Mortgage Loan Application Amount | $30,165,740,000 |
| Average Mortgage Loan Application Amount | $258,951 |
| Highest Mortgage Loan Application Amount | $45,105,000 |
| Average Applicant Income | $171,800 |
| Highest Applicant Income | $9,996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 8,671 | $ 3,989,285,000 | $ 460,072 | $ 280,975 |
| Outside any metro area | 8,378 | $ 1,728,810,000 | $ 206,351 | $ 144,129 |
| Providence-Warwick, RI-MA | 6,191 | $ 1,177,895,000 | $ 190,259 | $ 127,520 |
| Boston, MA | 5,000 | $ 1,453,020,000 | $ 290,604 | $ 191,000 |
| Pittsburgh, PA | 4,982 | $ 767,680,000 | $ 154,090 | $ 116,000 |
| Cambridge-Newton-Framingham, MA | 4,833 | $ 1,492,945,000 | $ 308,906 | $ 201,000 |
| Montgomery County-Bucks County-Chester County, PA | 4,310 | $ 1,070,990,000 | $ 248,489 | $ 172,000 |
| Philadelphia, PA | 3,592 | $ 593,810,000 | $ 165,314 | $ 111,000 |
| Nassau County-Suffolk County, NY | 3,499 | $ 1,595,645,000 | $ 456,028 | $ 294,000 |
| Lakewood-New Brunswick, NJ | 3,466 | $ 999,490,000 | $ 288,369 | $ 214,000 |
| Cleveland, OH | 3,012 | $ 430,110,000 | $ 142,798 | $ 106,000 |
| Newark, NJ-PA | 2,564 | $ 770,990,000 | $ 300,698 | $ 227,000 |
| Warren-Troy-Farmington Hills, MI | 2,443 | $ 450,245,000 | $ 184,300 | $ 138,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2,391 | $ 353,945,000 | $ 148,032 | $ 110,000 |
| Detroit-Dearborn-Livonia, MI | 2,008 | $ 270,710,000 | $ 134,815 | $ 101,000 |
| Rochester, NY | 1,773 | $ 276,885,000 | $ 156,167 | $ 108,000 |
| Camden, NJ | 1,599 | $ 277,825,000 | $ 173,749 | $ 145,000 |
| Rockingham County-Strafford County, NH | 1,387 | $ 331,335,000 | $ 238,886 | $ 158,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,296 | $ 665,010,000 | $ 513,125 | $ 378,000 |
| Manchester-Nashua, NH | 1,190 | $ 244,550,000 | $ 205,504 | $ 138,000 |
| Arlington-Alexandria-Reston, VA-WV | 1,149 | $ 419,925,000 | $ 365,469 | $ 202,842 |
| Hartford-West Hartford-East Hartford, CT | 1,106 | $ 217,480,000 | $ 196,636 | $ 154,000 |
| Albany-Schenectady-Troy, NY | 1,050 | $ 173,530,000 | $ 165,266 | $ 119,000 |
| Akron, OH | 953 | $ 126,925,000 | $ 133,184 | $ 102,000 |
| Wilmington, DE-MD-NJ | 953 | $ 149,755,000 | $ 157,140 | $ 125,497 |
| Worcester, MA-CT | 950 | $ 195,950,000 | $ 206,263 | $ 149,000 |
| Atlanta-Sandy Springs-Roswell, GA | 911 | $ 223,675,000 | $ 245,526 | $ 164,000 |
| Barnstable Town, MA | 893 | $ 242,255,000 | $ 271,282 | $ 177,000 |
| Miami-Miami Beach-Kendall, FL | 892 | $ 431,110,000 | $ 483,307 | $ 357,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 823 | $ 180,495,000 | $ 219,313 | $ 157,000 |
| Chicago-Naperville, IL | 814 | $ 202,280,000 | $ 248,501 | $ 183,000 |
| Springfield, MA | 810 | $ 114,020,000 | $ 140,765 | $ 91,000 |
| New Haven-Milford, CT | 780 | $ 146,210,000 | $ 187,448 | $ 143,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 746 | $ 207,700,000 | $ 278,418 | $ 198,000 |
| Atlantic City-Hammonton, NJ | 717 | $ 324,255,000 | $ 452,238 | $ 303,000 |
| Cincinnati, OH-KY-IN | 679 | $ 140,005,000 | $ 206,192 | $ 128,091 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 665 | $ 361,785,000 | $ 544,037 | $ 349,000 |
| Charlotte-Concord-Gastonia, NC-SC | 653 | $ 165,845,000 | $ 253,973 | $ 201,240 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 635 | $ 222,355,000 | $ 350,165 | $ 166,000 |
| Toledo, OH | 634 | $ 68,490,000 | $ 108,028 | $ 96,000 |
| Norwich-New London, CT | 603 | $ 104,475,000 | $ 173,258 | $ 116,000 |
| Baltimore-Columbia-Towson, MD | 584 | $ 122,310,000 | $ 209,434 | $ 164,000 |
| Canton-Massillon, OH | 580 | $ 65,410,000 | $ 112,775 | $ 80,000 |
| Reading, PA | 566 | $ 70,470,000 | $ 124,505 | $ 94,000 |
| Trenton, NJ | 549 | $ 121,205,000 | $ 220,774 | $ 184,000 |
| Syracuse, NY | 537 | $ 83,995,000 | $ 156,415 | $ 111,000 |
| Washington-Baltimore-Arlington, DC | 463 | $ 170,715,000 | $ 368,714 | $ 221,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 458 | $ 58,250,000 | $ 127,183 | $ 100,000 |
| Washington, DC-MD | 434 | $ 143,570,000 | $ 330,806 | $ 212,357 |
| Allentown-Bethlehem-Easton, PA-NJ | 433 | $ 68,655,000 | $ 158,556 | $ 130,494 |
| Columbus, OH | 425 | $ 86,315,000 | $ 203,094 | $ 146,000 |
| Orlando-Kissimmee-Sanford, FL | 422 | $ 94,880,000 | $ 224,834 | $ 144,000 |
| Harrisburg-Carlisle, PA | 414 | $ 66,390,000 | $ 160,362 | $ 112,000 |
| Omaha-Council Bluffs, NE-IA | 411 | $ 112,535,000 | $ 273,807 | $ 156,321 |
| Tampa, FL | 404 | $ 102,530,000 | $ 253,787 | $ 172,000 |
| Lancaster, PA | 357 | $ 58,335,000 | $ 163,403 | $ 111,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 357 | $ 88,985,000 | $ 249,257 | $ 153,000 |
| Marietta, GA | 342 | $ 94,700,000 | $ 276,900 | $ 164,000 |
| Lincoln, NE | 311 | $ 82,175,000 | $ 264,228 | $ 153,000 |
| Waterbury-Shelton, CT | 305 | $ 60,885,000 | $ 199,622 | $ 185,000 |
| Raleigh, NC | 291 | $ 78,085,000 | $ 268,333 | $ 176,000 |
| Youngstown-Warren-Boardman, OH-PA | 288 | $ 33,480,000 | $ 116,250 | $ 92,000 |
| Indianapolis-Carmel-Anderson, IN | 285 | $ 63,135,000 | $ 221,526 | $ 145,000 |
| Portland-South Portland, ME | 278 | $ 68,840,000 | $ 247,625 | $ 172,000 |
| Richmond, VA | 276 | $ 54,680,000 | $ 198,115 | $ 146,000 |
| Cape Coral-Fort Myers, FL | 272 | $ 87,320,000 | $ 321,029 | $ 208,000 |
| Memphis, TN-MS-AR | 267 | $ 60,445,000 | $ 226,385 | $ 135,157 |
| St. Louis, MO-IL | 259 | $ 71,065,000 | $ 274,382 | $ 142,814 |
| York-Hanover, PA | 257 | $ 41,365,000 | $ 160,953 | $ 111,000 |
| Jacksonville, FL | 248 | $ 66,900,000 | $ 269,758 | $ 188,000 |
| Charleston-North Charleston, SC | 247 | $ 73,465,000 | $ 297,429 | $ 213,000 |
| Dover, DE | 245 | $ 33,145,000 | $ 135,285 | $ 106,000 |
| Naples-Immokalee-Marco Island, FL | 243 | $ 131,615,000 | $ 541,625 | $ 306,000 |
| Lexington-Fayette, KY | 242 | $ 67,970,000 | $ 280,867 | $ 136,000 |
| North Port-Sarasota-Bradenton, FL | 240 | $ 71,860,000 | $ 299,416 | $ 223,000 |
| Burlington-South Burlington, VT | 233 | $ 42,435,000 | $ 182,124 | $ 148,000 |
| Milwaukee-Waukesha-West Allis, WI | 232 | $ 66,700,000 | $ 287,500 | $ 129,000 |
| Erie, PA | 223 | $ 24,175,000 | $ 108,408 | $ 88,000 |
| Louisville/Jefferson County, KY-IN | 209 | $ 44,205,000 | $ 211,507 | $ 124,497 |
| Sioux Falls, SD | 209 | $ 57,175,000 | $ 273,564 | $ 157,760 |
| St. Petersburg-Clearwater-Largo, FL | 208 | $ 58,020,000 | $ 278,942 | $ 187,000 |
| Binghamton, NY | 204 | $ 24,670,000 | $ 120,931 | $ 92,000 |
| Utica-Rome, NY | 198 | $ 26,470,000 | $ 133,686 | $ 94,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 196 | $ 41,370,000 | $ 211,071 | $ 165,877 |
| Little Rock-North Little Rock-Conway, AR | 195 | $ 37,695,000 | $ 193,307 | $ 111,000 |
| Greenville-Anderson-Mauldin, SC | 180 | $ 32,300,000 | $ 179,444 | $ 144,000 |
| Kingston, NY | 180 | $ 44,250,000 | $ 245,833 | $ 174,000 |
| State College, PA | 177 | $ 34,705,000 | $ 196,073 | $ 132,000 |
| Crestview-Fort Walton Beach-Destin, FL | 175 | $ 126,025,000 | $ 720,142 | $ 478,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 174 | $ 35,230,000 | $ 202,471 | $ 122,000 |
| Port St. Lucie, FL | 168 | $ 63,430,000 | $ 377,559 | $ 266,000 |
| Oklahoma City, OK | 156 | $ 29,440,000 | $ 188,717 | $ 143,000 |
| Los Angeles-Long Beach-Glendale, CA | 153 | $ 150,115,000 | $ 981,143 | $ 443,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 149 | $ 33,085,000 | $ 222,046 | $ 148,000 |
| Ann Arbor, MI | 148 | $ 30,620,000 | $ 206,891 | $ 181,000 |
| Augusta-Richmond County, GA-SC | 147 | $ 31,435,000 | $ 213,843 | $ 115,312 |
| Altoona, PA | 143 | $ 16,525,000 | $ 115,559 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 141 | $ 37,155,000 | $ 263,510 | $ 145,000 |
| Phoenix-Mesa-Scottsdale, AZ | 137 | $ 47,625,000 | $ 347,627 | $ 170,000 |
| Dayton-Springfield-Kettering, OH | 136 | $ 23,190,000 | $ 170,514 | $ 115,000 |
| Birmingham-Hoover, AL | 135 | $ 29,425,000 | $ 217,962 | $ 162,000 |
| Lakeland-Winter Haven, FL | 133 | $ 26,025,000 | $ 195,676 | $ 127,000 |
| Des Moines-West Des Moines, IA | 132 | $ 32,750,000 | $ 248,106 | $ 135,000 |
| Glens Falls, NY | 130 | $ 18,950,000 | $ 145,769 | $ 109,000 |
| Grand Rapids-Wyoming, MI | 130 | $ 25,640,000 | $ 197,230 | $ 118,000 |
| Knoxville, TN | 129 | $ 30,235,000 | $ 234,379 | $ 147,000 |
| Wilmington, NC | 128 | $ 33,040,000 | $ 258,125 | $ 206,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 125 | $ 49,555,000 | $ 396,440 | $ 142,136 |
| Flint, MI | 123 | $ 18,885,000 | $ 153,536 | $ 106,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 122 | $ 32,660,000 | $ 267,704 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 120 | $ 55,040,000 | $ 458,666 | $ 170,000 |
| Amherst Town-Northampton, MA | 119 | $ 19,805,000 | $ 166,428 | $ 114,000 |
| Boise City, ID | 118 | $ 36,800,000 | $ 311,864 | $ 131,000 |
| Cleveland, TN | 112 | $ 24,040,000 | $ 214,642 | $ 103,000 |
| Paducah, KY-IL | 112 | $ 22,770,000 | $ 203,303 | $ 107,303 |
| Durham-Chapel Hill, NC | 111 | $ 31,155,000 | $ 280,675 | $ 179,000 |
| Dallas-Plano-Irving, TX | 110 | $ 49,460,000 | $ 449,636 | $ 207,000 |
| Kansas City, MO-KS | 109 | $ 30,545,000 | $ 280,229 | $ 140,917 |
| Pensacola-Ferry Pass-Brent, FL | 109 | $ 23,295,000 | $ 213,715 | $ 127,000 |
| Las Vegas-Henderson-Paradise, NV | 103 | $ 38,895,000 | $ 377,621 | $ 166,000 |
| San Francisco-Redwood City-South San Francisco, CA | 99 | $ 250,375,000 | $ 2,529,040 | $ 1,348,000 |
| Riverside-San Bernardino-Ontario, CA | 98 | $ 42,220,000 | $ 430,816 | $ 200,000 |
| Columbia, SC | 97 | $ 17,025,000 | $ 175,515 | $ 119,000 |
| Spokane-Spokane Valley, WA | 97 | $ 34,475,000 | $ 355,412 | $ 179,000 |
| Elgin, IL | 96 | $ 17,390,000 | $ 181,145 | $ 149,000 |
| Chattanooga, TN-GA | 94 | $ 22,590,000 | $ 240,319 | $ 138,723 |
| Tucson, AZ | 94 | $ 27,940,000 | $ 297,234 | $ 134,000 |
| Houston-The Woodlands-Sugar Land, TX | 92 | $ 36,650,000 | $ 398,369 | $ 179,000 |
| Monroe, MI | 91 | $ 10,255,000 | $ 112,692 | $ 98,000 |
| Cedar Rapids, IA | 90 | $ 18,760,000 | $ 208,444 | $ 99,000 |
| Wichita Falls, TX | 89 | $ 17,545,000 | $ 197,134 | $ 112,000 |
| Greensboro-High Point, NC | 88 | $ 15,800,000 | $ 179,545 | $ 157,000 |
| Lake County-Porter County-Jasper County, IN | 86 | $ 14,170,000 | $ 164,767 | $ 115,000 |
| Lake County-Kenosha County, IL-WI | 84 | $ 23,930,000 | $ 284,880 | $ 206,000 |
| Savannah, GA | 84 | $ 20,420,000 | $ 243,095 | $ 159,000 |
| Athens-Clarke County, GA | 83 | $ 22,455,000 | $ 270,542 | $ 141,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 82 | $ 36,550,000 | $ 445,731 | $ 355,000 |
| Fort Worth-Arlington, TX | 81 | $ 28,035,000 | $ 346,111 | $ 184,000 |
| Pittsfield, MA | 80 | $ 14,320,000 | $ 179,000 | $ 165,000 |
| Huntsville, AL | 79 | $ 19,955,000 | $ 252,594 | $ 150,000 |
| Ocala, FL | 77 | $ 16,555,000 | $ 215,000 | $ 167,000 |
| Fargo, ND-MN | 76 | $ 17,760,000 | $ 233,684 | $ 129,907 |
| Tulsa, OK | 74 | $ 14,340,000 | $ 193,783 | $ 147,000 |
| Winston-Salem, NC | 74 | $ 11,760,000 | $ 158,918 | $ 154,000 |
| Albuquerque, NM | 72 | $ 23,980,000 | $ 333,055 | $ 131,000 |
| Asheville, NC | 71 | $ 14,115,000 | $ 198,802 | $ 162,000 |
| Lansing-East Lansing, MI | 69 | $ 9,905,000 | $ 143,550 | $ 119,000 |
| Hagerstown-Martinsburg, MD-WV | 68 | $ 11,390,000 | $ 167,500 | $ 115,102 |
| Saginaw, MI | 67 | $ 7,385,000 | $ 110,223 | $ 86,000 |
| Clarksville, TN-KY | 60 | $ 11,410,000 | $ 190,166 | $ 118,283 |
| Roanoke, VA | 58 | $ 10,630,000 | $ 183,275 | $ 107,000 |
| Las Cruces, NM | 57 | $ 14,895,000 | $ 261,315 | $ 114,000 |
| Lynchburg, VA | 57 | $ 11,415,000 | $ 200,263 | $ 133,000 |
| Panama City, FL | 57 | $ 20,395,000 | $ 357,807 | $ 212,000 |
| Idaho Falls, ID | 55 | $ 17,005,000 | $ 309,181 | $ 125,000 |
| Vineland-Bridgeton, NJ | 55 | $ 8,045,000 | $ 146,272 | $ 102,000 |
| Jackson, TN | 54 | $ 10,520,000 | $ 194,814 | $ 114,000 |
| Lebanon, PA | 54 | $ 9,640,000 | $ 178,518 | $ 120,000 |
| San Antonio-New Braunfels, TX | 54 | $ 20,440,000 | $ 378,518 | $ 208,000 |
| Sandusky, OH | 54 | $ 11,790,000 | $ 218,333 | $ 163,000 |
| Punta Gorda, FL | 52 | $ 14,730,000 | $ 283,269 | $ 155,000 |
| Tallahassee, FL | 52 | $ 12,880,000 | $ 247,692 | $ 126,000 |
| Iowa City, IA | 51 | $ 14,065,000 | $ 275,784 | $ 126,000 |
| Wildwood-The Villages, FL | 51 | $ 11,975,000 | $ 234,803 | $ 161,000 |
| Daphne-Fairhope-Foley, AL | 50 | $ 13,260,000 | $ 265,200 | $ 154,000 |
| Anaheim-Santa Ana-Irvine, CA | 48 | $ 32,710,000 | $ 681,458 | $ 310,000 |
| Oakland-Hayward-Berkeley, CA | 47 | $ 100,335,000 | $ 2,134,787 | $ 497,000 |
| Austin-Round Rock, TX | 46 | $ 26,520,000 | $ 576,521 | $ 224,000 |
| Chambersburg-Waynesboro, PA | 46 | $ 8,060,000 | $ 175,217 | $ 169,000 |
| Sebastian-Vero Beach, FL | 46 | $ 23,200,000 | $ 504,347 | $ 260,000 |
| Duluth, MN-WI | 45 | $ 9,185,000 | $ 204,111 | $ 125,377 |
| Jackson, MS | 45 | $ 9,935,000 | $ 220,777 | $ 118,000 |
| Spartanburg, SC | 45 | $ 7,465,000 | $ 165,888 | $ 93,000 |
| Hot Springs, AR | 44 | $ 9,770,000 | $ 222,045 | $ 133,000 |
| Tuscaloosa, AL | 44 | $ 10,140,000 | $ 230,454 | $ 137,000 |
| Pocatello, ID | 43 | $ 11,415,000 | $ 265,465 | $ 131,000 |
| Seattle-Bellevue-Everett, WA | 42 | $ 21,380,000 | $ 509,047 | $ 267,000 |
| Abilene, TX | 41 | $ 8,935,000 | $ 217,926 | $ 128,000 |
| Gettysburg, PA | 41 | $ 6,645,000 | $ 162,073 | $ 111,000 |
| Hickory-Lenoir-Morganton, NC | 41 | $ 7,805,000 | $ 190,365 | $ 147,000 |
| Bloomington, IN | 40 | $ 8,900,000 | $ 222,500 | $ 109,000 |
| Hattiesburg, MS | 40 | $ 7,860,000 | $ 196,500 | $ 113,000 |
| Charlottesville, VA | 39 | $ 11,355,000 | $ 291,153 | $ 188,000 |
| Warner Robins, GA | 39 | $ 9,035,000 | $ 231,666 | $ 119,000 |
| Johnstown, PA | 38 | $ 2,970,000 | $ 78,157 | $ 106,000 |
| San Diego-Carlsbad, CA | 38 | $ 39,050,000 | $ 1,027,631 | $ 402,000 |
| Texarkana, TX-AR | 38 | $ 8,770,000 | $ 230,789 | $ 125,526 |
| Cheyenne, WY | 37 | $ 12,525,000 | $ 338,513 | $ 137,000 |
| Gainesville, GA | 37 | $ 7,555,000 | $ 204,189 | $ 140,000 |
| Columbus, GA-AL | 36 | $ 6,410,000 | $ 178,055 | $ 121,555 |
| Fort Smith, AR-OK | 36 | $ 6,190,000 | $ 171,944 | $ 115,833 |
| Rockford, IL | 36 | $ 4,810,000 | $ 133,611 | $ 118,000 |
| Twin Falls, ID | 35 | $ 10,735,000 | $ 306,714 | $ 126,000 |
| Winchester, VA-WV | 35 | $ 6,995,000 | $ 199,857 | $ 126,828 |
| Davenport-Moline-Rock Island, IA-IL | 34 | $ 3,290,000 | $ 96,764 | $ 124,000 |
| Fort Wayne, IN | 34 | $ 2,930,000 | $ 86,176 | $ 89,000 |
| Ithaca, NY | 34 | $ 5,770,000 | $ 169,705 | $ 150,000 |
| Lexington Park, MD | 34 | $ 6,770,000 | $ 199,117 | $ 158,000 |
| Macon-Bibb County, GA | 34 | $ 6,300,000 | $ 185,294 | $ 126,000 |
| Coeur D'Alene, ID | 33 | $ 13,355,000 | $ 404,696 | $ 149,000 |
| Lubbock, TX | 33 | $ 7,935,000 | $ 240,454 | $ 160,000 |
| Rapid City, SD | 33 | $ 9,835,000 | $ 298,030 | $ 126,000 |
| Fresno, CA | 32 | $ 11,710,000 | $ 365,937 | $ 124,000 |
| La Crosse-Onalaska, WI-MN | 32 | $ 7,450,000 | $ 232,812 | $ 109,625 |
| Sioux City, IA-NE-SD | 32 | $ 7,860,000 | $ 245,625 | $ 107,093 |
| Grand Island, NE | 31 | $ 8,235,000 | $ 265,645 | $ 137,000 |
| Traverse City, MI | 31 | $ 5,925,000 | $ 191,129 | $ 133,000 |
| Baton Rouge, LA | 30 | $ 7,490,000 | $ 249,666 | $ 129,000 |
| Jackson, MI | 30 | $ 4,230,000 | $ 141,000 | $ 111,000 |
| Kalamazoo-Portage, MI | 30 | $ 5,860,000 | $ 195,333 | $ 113,000 |
| Bangor, ME | 29 | $ 4,805,000 | $ 165,689 | $ 126,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 36,255,000 | $ 1,250,172 | $ 647,000 |
| Shreveport-Bossier City, LA | 29 | $ 6,825,000 | $ 235,344 | $ 149,000 |
| Ames, IA | 28 | $ 5,360,000 | $ 191,428 | $ 92,000 |
| Bloomington, IL | 28 | $ 6,320,000 | $ 225,714 | $ 141,000 |
| Bowling Green, KY | 28 | $ 6,400,000 | $ 228,571 | $ 134,000 |
| Colorado Springs, CO | 28 | $ 12,240,000 | $ 437,142 | $ 194,000 |
| Racine, WI | 27 | $ 7,115,000 | $ 263,518 | $ 119,000 |
| Harrisonburg, VA | 26 | $ 6,940,000 | $ 266,923 | $ 132,000 |
| Lafayette, LA | 26 | $ 7,270,000 | $ 279,615 | $ 159,000 |
| Watertown-Fort Drum, NY | 26 | $ 3,390,000 | $ 130,384 | $ 105,000 |
| Wichita, KS | 26 | $ 5,660,000 | $ 217,692 | $ 99,000 |
| Casper, WY | 25 | $ 6,815,000 | $ 272,600 | $ 126,000 |
| Huntington-Ashland, WV-KY-OH | 24 | $ 2,790,000 | $ 116,250 | $ 98,666 |
| Joplin, MO | 24 | $ 4,840,000 | $ 201,666 | $ 108,625 |
| Lewiston-Auburn, ME | 24 | $ 3,330,000 | $ 138,750 | $ 140,000 |
| Mobile, AL | 24 | $ 4,000,000 | $ 166,666 | $ 109,000 |
| Montgomery, AL | 24 | $ 3,570,000 | $ 148,750 | $ 157,000 |
| Salt Lake City, UT | 24 | $ 10,150,000 | $ 422,916 | $ 137,000 |
| San Rafael, CA | 24 | $ 47,360,000 | $ 1,973,333 | $ 1,211,000 |
| Fayetteville, NC | 23 | $ 3,385,000 | $ 147,173 | $ 139,000 |
| Jonesboro, AR | 23 | $ 4,605,000 | $ 200,217 | $ 113,000 |
| Ogden-Clearfield, UT | 23 | $ 10,035,000 | $ 436,304 | $ 167,000 |
| Provo-Orem, UT | 23 | $ 7,295,000 | $ 317,173 | $ 226,000 |
| Rochester, MN | 23 | $ 5,265,000 | $ 228,913 | $ 137,000 |
| Slidell-Mandeville-Covington, LA | 23 | $ 5,575,000 | $ 242,391 | $ 148,000 |
| Gainesville, FL | 22 | $ 8,030,000 | $ 365,000 | $ 176,000 |
| Homosassa Springs, FL | 22 | $ 4,740,000 | $ 215,454 | $ 110,000 |
| Jacksonville, NC | 22 | $ 3,250,000 | $ 147,727 | $ 119,000 |
| Johnson City, TN | 22 | $ 5,130,000 | $ 233,181 | $ 91,000 |
| Midland, TX | 22 | $ 6,510,000 | $ 295,909 | $ 157,000 |
| Bay City, MI | 21 | $ 2,135,000 | $ 101,666 | $ 79,000 |
| Florence, SC | 21 | $ 2,785,000 | $ 132,619 | $ 90,000 |
| Madison, WI | 21 | $ 6,435,000 | $ 306,428 | $ 188,000 |
| Pinehurst-Southern Pines, NC | 21 | $ 4,605,000 | $ 219,285 | $ 209,000 |
| Tacoma-Lakewood, WA | 21 | $ 9,405,000 | $ 447,857 | $ 163,000 |
| Tyler, TX | 21 | $ 6,135,000 | $ 292,142 | $ 165,000 |
| Brunswick, GA | 20 | $ 4,120,000 | $ 206,000 | $ 148,000 |
| Elmira, NY | 20 | $ 1,590,000 | $ 79,500 | $ 85,000 |
| Greeley, CO | 20 | $ 7,160,000 | $ 358,000 | $ 140,000 |
| Kingsport-Bristol-Bristol, TN-VA | 20 | $ 3,110,000 | $ 155,500 | $ 104,400 |
| New Orleans-Metairie, LA | 20 | $ 4,910,000 | $ 245,500 | $ 140,000 |
| Salisbury, MD-DE | 20 | $ 3,590,000 | $ 179,500 | $ 148,000 |
| Auburn-Opelika, AL | 19 | $ 4,885,000 | $ 257,105 | $ 167,000 |
| Bismarck, ND | 19 | $ 6,055,000 | $ 318,684 | $ 156,000 |
| Gulfport-Biloxi-Pascagoula, MS | 19 | $ 3,855,000 | $ 202,894 | $ 132,000 |
| Appleton, WI | 18 | $ 4,540,000 | $ 252,222 | $ 103,000 |
| Bend-Redmond, OR | 18 | $ 13,810,000 | $ 767,222 | $ 442,000 |
| Blacksburg-Christiansburg-Radford, VA | 18 | $ 4,560,000 | $ 253,333 | $ 134,000 |
| Evansville, IN-KY | 18 | $ 1,770,000 | $ 98,333 | $ 111,000 |
| Mansfield, OH | 18 | $ 1,750,000 | $ 97,222 | $ 82,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 18 | $ 21,360,000 | $ 1,186,666 | $ 599,000 |
| South Bend-Mishawaka, IN-MI | 18 | $ 1,810,000 | $ 100,555 | $ 115,444 |
| St. Cloud, MN | 18 | $ 3,550,000 | $ 197,222 | $ 95,000 |
| Decatur, AL | 17 | $ 4,275,000 | $ 251,470 | $ 145,000 |
| Green Bay, WI | 17 | $ 5,335,000 | $ 313,823 | $ 174,000 |
| Greenville, NC | 17 | $ 2,755,000 | $ 162,058 | $ 150,000 |
| Lafayette-West Lafayette, IN | 17 | $ 2,075,000 | $ 122,058 | $ 104,000 |
| Springfield, OH | 17 | $ 1,755,000 | $ 103,235 | $ 78,000 |
| Stockton-Lodi, CA | 17 | $ 8,555,000 | $ 503,235 | $ 289,000 |
| Visalia-Porterville, CA | 17 | $ 5,185,000 | $ 305,000 | $ 116,000 |
| Dubuque, IA | 16 | $ 4,230,000 | $ 264,375 | $ 111,000 |
| Eugene, OR | 16 | $ 6,580,000 | $ 411,250 | $ 154,000 |
| Florence-Muscle Shoals, AL | 16 | $ 2,710,000 | $ 169,375 | $ 85,000 |
| Grand Junction, CO | 16 | $ 5,470,000 | $ 341,875 | $ 113,000 |
| Minot, ND | 16 | $ 3,470,000 | $ 216,875 | $ 107,000 |
| Morristown, TN | 16 | $ 3,460,000 | $ 216,250 | $ 115,000 |
| Odessa, TX | 16 | $ 3,750,000 | $ 234,375 | $ 140,000 |
| Salem, OR | 16 | $ 6,560,000 | $ 410,000 | $ 212,000 |
| Elkhart-Goshen, IN | 15 | $ 1,565,000 | $ 104,333 | $ 95,000 |
| Niles-Benton Harbor, MI | 15 | $ 2,505,000 | $ 167,000 | $ 164,000 |
| Staunton-Waynesboro, VA | 15 | $ 4,305,000 | $ 287,000 | $ 113,000 |
| Fort Collins, CO | 14 | $ 6,360,000 | $ 454,285 | $ 238,000 |
| Gadsden, AL | 14 | $ 2,950,000 | $ 210,714 | $ 103,000 |
| Grand Forks, ND-MN | 14 | $ 3,870,000 | $ 276,428 | $ 144,142 |
| Kenosha, WI | 14 | $ 3,180,000 | $ 227,142 | $ 117,000 |
| Lima, OH | 14 | $ 1,830,000 | $ 130,714 | $ 69,000 |
| Midland, MI | 14 | $ 2,310,000 | $ 165,000 | $ 132,000 |
| Weirton-Steubenville, WV-OH | 14 | $ 1,450,000 | $ 103,571 | $ 95,285 |
| Corpus Christi, TX | 13 | $ 4,595,000 | $ 353,461 | $ 237,000 |
| Morgantown, WV | 13 | $ 2,445,000 | $ 188,076 | $ 127,000 |
| Sebring, FL | 13 | $ 2,105,000 | $ 161,923 | $ 129,000 |
| Burlington, NC | 12 | $ 2,550,000 | $ 212,500 | $ 167,000 |
| Lawton, OK | 12 | $ 1,250,000 | $ 104,166 | $ 76,000 |
| Michigan City-La Porte, IN | 12 | $ 1,750,000 | $ 145,833 | $ 229,000 |
| Peoria, IL | 12 | $ 1,360,000 | $ 113,333 | $ 190,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 3,330,000 | $ 277,500 | $ 303,000 |
| Reno, NV | 12 | $ 8,150,000 | $ 679,166 | $ 396,000 |
| Dalton, GA | 11 | $ 2,385,000 | $ 216,818 | $ 117,000 |
| Logan, UT-ID | 11 | $ 3,855,000 | $ 350,454 | $ 167,363 |
| Muskegon, MI | 11 | $ 1,075,000 | $ 97,727 | $ 106,000 |
| Springfield, MO | 11 | $ 2,775,000 | $ 252,272 | $ 116,000 |
| Amarillo, TX | 10 | $ 2,350,000 | $ 235,000 | $ 115,000 |
| Battle Creek, MI | 10 | $ 1,090,000 | $ 109,000 | $ 108,000 |
| Billings, MT | 10 | $ 3,670,000 | $ 367,000 | $ 120,000 |
| El Paso, TX | 10 | $ 2,990,000 | $ 299,000 | $ 412,000 |
| Medford, OR | 10 | $ 3,970,000 | $ 397,000 | $ 159,000 |
| Rome, GA | 10 | $ 2,440,000 | $ 244,000 | $ 106,000 |
| Bakersfield, CA | 9 | $ 2,815,000 | $ 312,777 | $ 119,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,525,000 | $ 169,444 | $ 106,000 |
| Parkersburg-Vienna, WV | 9 | $ 2,525,000 | $ 280,555 | $ 135,000 |
| Rocky Mount, NC | 9 | $ 1,325,000 | $ 147,222 | $ 124,000 |
| Terre Haute, IN | 9 | $ 485,000 | $ 53,888 | $ 108,000 |
| Valdosta, GA | 9 | $ 1,445,000 | $ 160,555 | $ 111,000 |
| Vallejo-Fairfield, CA | 9 | $ 4,275,000 | $ 475,000 | $ 203,000 |
| Albany, GA | 8 | $ 1,240,000 | $ 155,000 | $ 113,000 |
| Albany, OR | 8 | $ 2,470,000 | $ 308,750 | $ 74,000 |
| Champaign-Urbana, IL | 8 | $ 1,420,000 | $ 177,500 | $ 70,000 |
| Eau Claire, WI | 8 | $ 1,680,000 | $ 210,000 | $ 214,000 |
| Hinesville, GA | 8 | $ 1,490,000 | $ 186,250 | $ 134,000 |
| Janesville-Beloit, WI | 8 | $ 2,230,000 | $ 278,750 | $ 106,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 2,000,000 | $ 250,000 | $ 111,000 |
| Manhattan, KS | 8 | $ 1,770,000 | $ 221,250 | $ 189,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 1,740,000 | $ 217,500 | $ 162,000 |
| Missoula, MT | 8 | $ 3,200,000 | $ 400,000 | $ 211,000 |
| Santa Rosa, CA | 8 | $ 5,910,000 | $ 738,750 | $ 638,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 1,770,000 | $ 221,250 | $ 116,000 |
| Waco, TX | 8 | $ 2,570,000 | $ 321,250 | $ 173,000 |
| Boulder, CO | 7 | $ 4,035,000 | $ 576,428 | $ 237,000 |
| Charleston, WV | 7 | $ 1,305,000 | $ 186,428 | $ 90,000 |
| Everett, WA | 7 | $ 2,945,000 | $ 420,714 | $ 168,000 |
| Goldsboro, NC | 7 | $ 585,000 | $ 83,571 | $ 115,000 |
| Kankakee, IL | 7 | $ 1,115,000 | $ 159,285 | $ 118,000 |
| Kennewick-Richland, WA | 7 | $ 2,255,000 | $ 322,142 | $ 126,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 6,045,000 | $ 863,571 | $ 540,000 |
| Santa Fe, NM | 7 | $ 4,145,000 | $ 592,142 | $ 242,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 10,105,000 | $ 1,443,571 | $ 615,000 |
| Springfield, IL | 7 | $ 615,000 | $ 87,857 | $ 89,000 |
| St. George, UT | 7 | $ 1,995,000 | $ 285,000 | $ 106,000 |
| Topeka, KS | 7 | $ 1,555,000 | $ 222,142 | $ 102,000 |
| Wheeling, WV-OH | 7 | $ 605,000 | $ 86,428 | $ 144,000 |
| Bozeman, MT | 6 | $ 5,400,000 | $ 900,000 | $ 577,000 |
| College Station-Bryan, TX | 6 | $ 1,750,000 | $ 291,666 | $ 157,000 |
| Columbus, IN | 6 | $ 1,080,000 | $ 180,000 | $ 88,000 |
| Fond Du Lac, WI | 6 | $ 1,060,000 | $ 176,666 | $ 62,000 |
| Great Falls, MT | 6 | $ 2,210,000 | $ 368,333 | $ 311,000 |
| Hanford-Corcoran, CA | 6 | $ 1,820,000 | $ 303,333 | $ 85,000 |
| Oshkosh-Neenah, WI | 6 | $ 1,520,000 | $ 253,333 | $ 99,000 |
| Salinas, CA | 6 | $ 5,240,000 | $ 873,333 | $ 559,000 |
| San Angelo, TX | 6 | $ 1,380,000 | $ 230,000 | $ 84,000 |
| Sherman-Denison, TX | 6 | $ 1,860,000 | $ 310,000 | $ 115,000 |
| Wenatchee, WA | 6 | $ 2,000,000 | $ 333,333 | $ 159,000 |
| Alexandria, LA | 5 | $ 1,485,000 | $ 297,000 | $ 96,000 |
| Bellingham, WA | 5 | $ 1,825,000 | $ 365,000 | $ 164,000 |
| El Centro, CA | 5 | $ 855,000 | $ 171,000 | $ 140,000 |
| Fairbanks, AK | 5 | $ 1,905,000 | $ 381,000 | $ 171,000 |
| Hammond, LA | 5 | $ 1,495,000 | $ 299,000 | $ 140,000 |
| Longview, TX | 5 | $ 1,285,000 | $ 257,000 | $ 118,000 |
| Modesto, CA | 5 | $ 1,615,000 | $ 323,000 | $ 132,000 |
| Pueblo, CO | 5 | $ 1,145,000 | $ 229,000 | $ 100,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,375,000 | $ 475,000 | $ 256,000 |
| Williamsport, PA | 5 | $ 1,145,000 | $ 229,000 | $ 118,000 |
| Beaumont-Port Arthur, TX | 4 | $ 870,000 | $ 217,500 | $ 114,000 |
| Columbia, MO | 4 | $ 1,180,000 | $ 295,000 | $ 108,000 |
| Dothan, AL | 4 | $ 610,000 | $ 152,500 | $ 93,000 |
| Flagstaff, AZ | 4 | $ 900,000 | $ 225,000 | $ 266,000 |
| Lewiston, ID-WA | 4 | $ 1,310,000 | $ 327,500 | $ 145,500 |
| Monroe, LA | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| Muncie, IN | 4 | $ 250,000 | $ 62,500 | $ 67,000 |
| Olympia-Tumwater, WA | 4 | $ 1,610,000 | $ 402,500 | $ 117,000 |
| Sheboygan, WI | 4 | $ 650,000 | $ 162,500 | $ 84,000 |
| St. Joseph, MO-KS | 4 | $ 900,000 | $ 225,000 | $ 111,000 |
| Yakima, WA | 4 | $ 1,000,000 | $ 250,000 | $ 110,000 |
| Anchorage, AK | 3 | $ 875,000 | $ 291,666 | $ 139,000 |
| Bremerton-Silverdale, WA | 3 | $ 875,000 | $ 291,666 | $ 127,000 |
| Brownsville-Harlingen, TX | 3 | $ 815,000 | $ 271,666 | $ 100,000 |
| Chico, CA | 3 | $ 965,000 | $ 321,666 | $ 243,000 |
| Corvallis, OR | 3 | $ 1,355,000 | $ 451,666 | $ 128,000 |
| Helena, MT | 3 | $ 1,275,000 | $ 425,000 | $ 130,000 |
| Lake Charles, LA | 3 | $ 555,000 | $ 185,000 | $ 127,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 655,000 | $ 218,333 | $ 136,000 |
| Victoria, TX | 3 | $ 775,000 | $ 258,333 | $ 146,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 635,000 | $ 211,666 | $ 129,000 |
| Wausau, WI | 3 | $ 665,000 | $ 221,666 | $ 89,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 240,000 | $ 120,000 | $ 207,000 |
| Cape Girardeau, MO-IL | 2 | $ 530,000 | $ 265,000 | $ 135,000 |
| Carson City, NV | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| Decatur, IL | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Jefferson City, MO | 2 | $ 460,000 | $ 230,000 | $ 99,000 |
| Kokomo, IN | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| Lawrence, KS | 2 | $ 590,000 | $ 295,000 | $ 125,000 |
| Longview, WA | 2 | $ 870,000 | $ 435,000 | $ 179,000 |
| Merced, CA | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| Napa, CA | 2 | $ 890,000 | $ 445,000 | $ 203,000 |
| Redding, CA | 2 | $ 600,000 | $ 300,000 | $ 178,000 |
| Sumter, SC | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| Yuba City, CA | 2 | $ 460,000 | $ 230,000 | $ 151,000 |
| Yuma, AZ | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| Beckley, WV | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Enid, OK | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Grants Pass, OR | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Houma-Thibodaux, LA | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Killeen-Temple, TX | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Laredo, TX | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Mankato-North Mankato, MN | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Owensboro, KY | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 405,000 | $ 405,000 | $ 185,000 |
| Urban Honolulu, HI | 1 | $ 1,085,000 | $ 1,085,000 | $ 213,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30,813 | $13,279,435,000 | $430,000 | $45,105,000 | $205,000 | $8,482,000 |
| Home Improvement | 29,502 | $4,735,900,000 | $160,000 | $10,005,000 | $157,000 | $8,000,000 |
| Other Purpose | 27,201 | $4,333,665,000 | $159,000 | $9,995,000 | $154,000 | $9,996,000 |
| Refinancing | 24,702 | $6,640,560,000 | $268,000 | $35,005,000 | $175,000 | $9,881,000 |
| Cash-out Refinancing | 4,241 | $1,171,035,000 | $276,000 | $9,705,000 | $130,000 | $6,306,000 |
| Not Applicable | 33 | $5,145,000 | $155,000 | $405,000 | $52,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76,924 | $19,613,580,000 | $254,000 | $17,505,000 | $173,000 | $9,881,000 |
| Not Provided | 12,476 | $3,776,110,000 | $302,000 | $35,005,000 | $212,000 | $9,996,000 |
| Hispanic | 9,532 | $2,029,030,000 | $212,000 | $10,005,000 | $143,000 | $8,000,000 |
| Black or African American | 8,587 | $1,390,185,000 | $161,000 | $7,905,000 | $115,000 | $4,568,000 |
| Asian | 7,932 | $2,889,300,000 | $364,000 | $9,605,000 | $206,000 | $7,732,000 |
| American Indian or Alaskan Native | 483 | $84,945,000 | $175,000 | $1,125,000 | $130,000 | $3,001,000 |
| Not applicable | 384 | $343,650,000 | $894,000 | $45,105,000 | $87,000 | $1,185,000 |
| Native Hawaiian or Other Pacific Islander | 153 | $35,185,000 | $229,000 | $2,405,000 | $141,000 | $728,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 113,365 | $29,278,645,000 | $258,000 | $45,105,000 | $174,000 | $9,996,000 |
| FHA-insured (Federal Housing Administration) | 2,262 | $574,200,000 | $253,000 | $1,425,000 | $88,000 | $814,000 |
| VA-guaranteed (Veterans Administration) | 798 | $301,970,000 | $378,000 | $1,905,000 | $127,000 | $830,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $10,925,000 | $163,000 | $375,000 | $67,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 55,183 | $15,000,955,000 | $271,000 | $45,105,000 | $196,000 | $9,881,000 |
| Application Denied By Financial Institution | 31,030 | $6,282,230,000 | $202,000 | $15,005,000 | $133,000 | $8,599,000 |
| Loan Purchased By The Institution | 17,209 | $5,194,725,000 | $301,000 | $1,905,000 | $139,000 | $3,281,000 |
| Application Withdrawn By Applicant | 7,224 | $2,138,630,000 | $296,000 | $17,505,000 | $206,000 | $8,000,000 |
| File Closed For Incompleteness | 3,957 | $1,154,675,000 | $291,000 | $9,605,000 | $212,000 | $9,996,000 |
| Application Approved But Not Accepted | 1,881 | $376,375,000 | $200,000 | $7,475,000 | $171,000 | $8,086,000 |
| Preapproval Approved but not Accepted | 8 | $18,150,000 | $2,268,000 | $5,185,000 | $1,333,000 | $3,308,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 85,462 | $23,883,510,000 | $279,000 | $45,105,000 | $186,000 | $9,996,000 |
| Debt-To-Income Ratio | 16,566 | $3,516,320,000 | $212,000 | $15,005,000 | $86,000 | $1,986,000 |
| Credit History | 6,293 | $855,685,000 | $135,000 | $4,005,000 | $150,000 | $7,950,000 |
| Collateral | 6,172 | $1,385,030,000 | $224,000 | $7,505,000 | $211,000 | $8,599,000 |
| Other | 839 | $173,075,000 | $206,000 | $7,905,000 | $263,000 | $6,164,000 |
| Unverifiable Information | 484 | $127,170,000 | $262,000 | $9,005,000 | $200,000 | $6,208,000 |
| Employment History | 285 | $55,415,000 | $194,000 | $1,655,000 | $170,000 | $5,000,000 |
| Credit Application Incomplete | 200 | $66,780,000 | $333,000 | $855,000 | $173,000 | $3,329,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 191 | $102,755,000 | $537,000 | $5,905,000 | $256,000 | $4,244,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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