Real Genius LLC Mortgage Lending & HMDA Data, 2025
In 2025, Real Genius LLC of Delray Beach, FL reported 702 mortgage applications totaling $298.7 million. The average application was for $425,527, and applicants reported an average income of $202,935. 47% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (37), Chicago-Naperville, IL (31) and Houston-The Woodlands-Sugar Land, TX (23) (applications in parentheses).
| Mortgage Company & Address | Real Genius LLC 1625 S Congress Ave Ste 190 Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2023 |
| Total Number of Mortgage Applications | 702 |
| Total Mortgage Loan Application Amount | $298,720,000 |
| Average Mortgage Loan Application Amount | $425,527 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $202,935 |
| Highest Applicant Income | $4,620,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Real Genius LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 24 | $ 10,090,000 | $ 420,416 | $ 170,000 |
| Maricopa, Arizona | 15 | $ 7,835,000 | $ 522,333 | $ 166,000 |
| Harris, Texas | 15 | $ 6,835,000 | $ 455,666 | $ 199,000 |
| Orange, Florida | 14 | $ 5,310,000 | $ 379,285 | $ 198,000 |
| Wake, North Carolina | 13 | $ 6,135,000 | $ 471,923 | $ 235,000 |
| Fulton, Georgia | 11 | $ 6,665,000 | $ 605,909 | $ 223,000 |
| King, Washington | 11 | $ 6,415,000 | $ 583,181 | $ 191,000 |
| Palm Beach, Florida | 10 | $ 5,430,000 | $ 543,000 | $ 696,000 |
| Gwinnett, Georgia | 10 | $ 3,950,000 | $ 395,000 | $ 157,000 |
| Mecklenburg, North Carolina | 9 | $ 3,015,000 | $ 335,000 | $ 164,000 |
| Cobb, Georgia | 8 | $ 3,090,000 | $ 386,250 | $ 189,000 |
| Middlesex, Massachusetts | 8 | $ 5,010,000 | $ 626,250 | $ 198,000 |
| Tarrant, Texas | 8 | $ 2,210,000 | $ 276,250 | $ 179,000 |
| Collin, Texas | 7 | $ 3,245,000 | $ 463,571 | $ 331,000 |
| Williamson, Texas | 7 | $ 2,625,000 | $ 375,000 | $ 204,000 |
| Los Angeles, California | 6 | $ 4,900,000 | $ 816,666 | $ 310,000 |
| Pinellas, Florida | 6 | $ 2,610,000 | $ 435,000 | $ 172,000 |
| Anne Arundel, Maryland | 6 | $ 2,870,000 | $ 478,333 | $ 257,000 |
| Brunswick, North Carolina | 6 | $ 2,160,000 | $ 360,000 | $ 307,000 |
| Snohomish, Washington | 6 | $ 3,350,000 | $ 558,333 | $ 202,000 |
| San Diego, California | 5 | $ 2,745,000 | $ 549,000 | $ 230,000 |
| Broward, Florida | 5 | $ 2,695,000 | $ 539,000 | $ 191,000 |
| Miami-Dade, Florida | 5 | $ 1,545,000 | $ 309,000 | $ 298,000 |
| Pasco, Florida | 5 | $ 2,295,000 | $ 459,000 | $ 178,000 |
| Chatham, Georgia | 5 | $ 1,645,000 | $ 329,000 | $ 163,000 |
| Forsyth, Georgia | 5 | $ 2,615,000 | $ 523,000 | $ 195,000 |
| Lake, Illinois | 5 | $ 1,595,000 | $ 319,000 | $ 175,000 |
| Johnson, Kansas | 5 | $ 2,045,000 | $ 409,000 | $ 129,000 |
| Howard, Maryland | 5 | $ 2,395,000 | $ 479,000 | $ 161,000 |
| Denton, Texas | 5 | $ 2,445,000 | $ 489,000 | $ 241,000 |
| Riverside, California | 4 | $ 2,140,000 | $ 535,000 | $ 159,000 |
| San Bernardino, California | 4 | $ 2,250,000 | $ 562,500 | $ 174,000 |
| Adams, Colorado | 4 | $ 1,830,000 | $ 457,500 | $ 149,000 |
| Lee, Florida | 4 | $ 1,320,000 | $ 330,000 | $ 251,000 |
| Harford, Maryland | 4 | $ 1,220,000 | $ 305,000 | $ 148,000 |
| Oakland, Michigan | 4 | $ 1,470,000 | $ 367,500 | $ 253,000 |
| Dakota, Minnesota | 4 | $ 1,050,000 | $ 262,500 | $ 129,000 |
| Rockingham, New Hampshire | 4 | $ 1,730,000 | $ 432,500 | $ 178,000 |
| Monmouth, New Jersey | 4 | $ 2,730,000 | $ 682,500 | $ 409,000 |
| Somerset, New Jersey | 4 | $ 2,400,000 | $ 600,000 | $ 226,000 |
| Lorain, Ohio | 4 | $ 690,000 | $ 172,500 | $ 72,000 |
| Washington, Oregon | 4 | $ 1,880,000 | $ 470,000 | $ 201,000 |
| Davidson, Tennessee | 4 | $ 1,760,000 | $ 440,000 | $ 220,000 |
| Fort Bend, Texas | 4 | $ 1,420,000 | $ 355,000 | $ 207,000 |
| Travis, Texas | 4 | $ 1,690,000 | $ 422,500 | $ 197,000 |
| Yavapai, Arizona | 3 | $ 1,065,000 | $ 355,000 | $ 203,000 |
| Contra Costa, California | 3 | $ 1,685,000 | $ 561,666 | $ 177,000 |
| Douglas, Colorado | 3 | $ 2,115,000 | $ 705,000 | $ 324,000 |
| Lake, Florida | 3 | $ 835,000 | $ 278,333 | $ 99,000 |
| Polk, Florida | 3 | $ 1,355,000 | $ 451,666 | $ 539,000 |
| Coweta, Georgia | 3 | $ 1,005,000 | $ 335,000 | $ 222,000 |
| DeKalb, Georgia | 3 | $ 855,000 | $ 285,000 | $ 166,000 |
| Ada, Idaho | 3 | $ 1,235,000 | $ 411,666 | $ 240,000 |
| St. Clair, Illinois | 3 | $ 935,000 | $ 311,666 | $ 153,000 |
| Will, Illinois | 3 | $ 1,495,000 | $ 498,333 | $ 151,000 |
| Hamilton, Indiana | 3 | $ 1,545,000 | $ 515,000 | $ 239,000 |
| Jefferson, Kentucky | 3 | $ 1,265,000 | $ 421,666 | $ 157,000 |
| Montgomery, Maryland | 3 | $ 1,595,000 | $ 531,666 | $ 229,000 |
| Suffolk, Massachusetts | 3 | $ 1,625,000 | $ 541,666 | $ 211,000 |
| Wayne, Michigan | 3 | $ 1,175,000 | $ 391,666 | $ 152,000 |
| Hennepin, Minnesota | 3 | $ 1,295,000 | $ 431,666 | $ 134,000 |
| Bernalillo, New Mexico | 3 | $ 1,305,000 | $ 435,000 | $ 175,000 |
| Guilford, North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 213,000 |
| Orange, North Carolina | 3 | $ 1,565,000 | $ 521,666 | $ 295,000 |
| Union, North Carolina | 3 | $ 1,465,000 | $ 488,333 | $ 235,000 |
| Butler, Ohio | 3 | $ 895,000 | $ 298,333 | $ 116,000 |
| Delaware, Ohio | 3 | $ 1,475,000 | $ 491,666 | $ 193,000 |
| Franklin, Ohio | 3 | $ 1,245,000 | $ 415,000 | $ 281,000 |
| Hamilton, Ohio | 3 | $ 985,000 | $ 328,333 | $ 168,000 |
| Hamilton, Tennessee | 3 | $ 975,000 | $ 325,000 | $ 125,000 |
| Williamson, Tennessee | 3 | $ 1,395,000 | $ 465,000 | $ 222,000 |
| Wilson, Tennessee | 3 | $ 1,105,000 | $ 368,333 | $ 155,000 |
| Dallas, Texas | 3 | $ 655,000 | $ 218,333 | $ 108,000 |
| Pierce, Washington | 3 | $ 1,365,000 | $ 455,000 | $ 182,000 |
| Skagit, Washington | 3 | $ 745,000 | $ 248,333 | $ 140,000 |
| Jefferson, Alabama | 2 | $ 1,280,000 | $ 640,000 | $ 244,000 |
| Alameda, California | 2 | $ 1,260,000 | $ 630,000 | $ 400,000 |
| Fresno, California | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| Orange, California | 2 | $ 1,590,000 | $ 795,000 | $ 184,000 |
| Sacramento, California | 2 | $ 960,000 | $ 480,000 | $ 293,000 |
| San Joaquin, California | 2 | $ 1,250,000 | $ 625,000 | $ 336,000 |
| Santa Clara, California | 2 | $ 1,710,000 | $ 855,000 | $ 239,000 |
| Santa Cruz, California | 2 | $ 710,000 | $ 355,000 | $ 135,000 |
| Ventura, California | 2 | $ 1,230,000 | $ 615,000 | $ 288,000 |
| Arapahoe, Colorado | 2 | $ 1,210,000 | $ 605,000 | $ 224,000 |
| Denver, Colorado | 2 | $ 1,450,000 | $ 725,000 | $ 289,000 |
| El Paso, Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 136,000 |
| Jefferson, Colorado | 2 | $ 720,000 | $ 360,000 | $ 134,000 |
| Weld, Colorado | 2 | $ 750,000 | $ 375,000 | $ 96,000 |
| New Castle, Delaware | 2 | $ 1,100,000 | $ 550,000 | $ 179,000 |
| Brevard, Florida | 2 | $ 1,020,000 | $ 510,000 | $ 238,000 |
| Duval, Florida | 2 | $ 1,210,000 | $ 605,000 | $ 180,000 |
| Hillsborough, Florida | 2 | $ 830,000 | $ 415,000 | $ 175,000 |
| Osceola, Florida | 2 | $ 690,000 | $ 345,000 | $ 123,000 |
| St. Johns, Florida | 2 | $ 1,090,000 | $ 545,000 | $ 184,000 |
| St. Lucie, Florida | 2 | $ 920,000 | $ 460,000 | $ 120,000 |
| Newton, Georgia | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| DuPage, Illinois | 2 | $ 1,170,000 | $ 585,000 | $ 192,000 |
| McHenry, Illinois | 2 | $ 390,000 | $ 195,000 | $ 68,000 |
| Hendricks, Indiana | 2 | $ 800,000 | $ 400,000 | $ 266,000 |
| Sedgwick, Kansas | 2 | $ 870,000 | $ 435,000 | $ 320,000 |
| Fayette, Kentucky | 2 | $ 490,000 | $ 245,000 | $ 171,000 |
| Livingston, Louisiana | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Cumberland, Maine | 2 | $ 710,000 | $ 355,000 | $ 149,000 |
| York, Maine | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Frederick, Maryland | 2 | $ 1,180,000 | $ 590,000 | $ 220,000 |
| Prince George's, Maryland | 2 | $ 1,160,000 | $ 580,000 | $ 184,000 |
| Barnstable, Massachusetts | 2 | $ 1,030,000 | $ 515,000 | $ 362,000 |
| Bristol, Massachusetts | 2 | $ 990,000 | $ 495,000 | $ 184,000 |
| Norfolk, Massachusetts | 2 | $ 1,430,000 | $ 715,000 | $ 287,000 |
| Washtenaw, Michigan | 2 | $ 730,000 | $ 365,000 | $ 194,000 |
| St. Louis, Minnesota | 2 | $ 890,000 | $ 445,000 | $ 171,000 |
| Douglas, Nebraska | 2 | $ 560,000 | $ 280,000 | $ 72,000 |
| Strafford, New Hampshire | 2 | $ 1,050,000 | $ 525,000 | $ 279,000 |
| Burlington, New Jersey | 2 | $ 1,050,000 | $ 525,000 | $ 193,000 |
| Hudson, New Jersey | 2 | $ 1,660,000 | $ 830,000 | $ 194,000 |
| Mercer, New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 161,000 |
| Middlesex, New Jersey | 2 | $ 1,050,000 | $ 525,000 | $ 198,000 |
| Morris, New Jersey | 2 | $ 1,240,000 | $ 620,000 | $ 244,000 |
| Sussex, New Jersey | 2 | $ 590,000 | $ 295,000 | $ 167,000 |
| Dona Ana, New Mexico | 2 | $ 750,000 | $ 375,000 | $ 177,000 |
| Carteret, North Carolina | 2 | $ 770,000 | $ 385,000 | $ 229,000 |
| Durham, North Carolina | 2 | $ 760,000 | $ 380,000 | $ 972,000 |
| Henderson, North Carolina | 2 | $ 600,000 | $ 300,000 | $ 112,000 |
| Rutherford, North Carolina | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Tulsa, Oklahoma | 2 | $ 740,000 | $ 370,000 | $ 131,000 |
| Lane, Oregon | 2 | $ 640,000 | $ 320,000 | $ 139,000 |
| Multnomah, Oregon | 2 | $ 930,000 | $ 465,000 | $ 255,000 |
| Kent, Rhode Island | 2 | $ 970,000 | $ 485,000 | $ 121,000 |
| Greenville, South Carolina | 2 | $ 850,000 | $ 425,000 | $ 173,000 |
| Horry, South Carolina | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| Rutherford, Tennessee | 2 | $ 560,000 | $ 280,000 | $ 272,000 |
| Cameron, Texas | 2 | $ 600,000 | $ 300,000 | $ 209,000 |
| Hays, Texas | 2 | $ 890,000 | $ 445,000 | $ 138,000 |
| Johnson, Texas | 2 | $ 600,000 | $ 300,000 | $ 92,000 |
| Midland, Texas | 2 | $ 370,000 | $ 185,000 | $ 183,000 |
| Kanawha, West Virginia | 2 | $ 650,000 | $ 325,000 | $ 149,000 |
| Baldwin, Alabama | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Bullock, Alabama | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Colbert, Alabama | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Elmore, Alabama | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Limestone, Alabama | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Madison, Alabama | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Montgomery, Alabama | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Coconino, Arizona | 1 | $ 575,000 | $ 575,000 | $ 444,000 |
| El Dorado, California | 1 | $ 385,000 | $ 385,000 | $ 504,000 |
| Mendocino, California | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Placer, California | 1 | $ 405,000 | $ 405,000 | $ 713,000 |
| Santa Barbara, California | 1 | $ 475,000 | $ 475,000 | $ 388,000 |
| Solano, California | 1 | $ 665,000 | $ 665,000 | $ 232,000 |
| Sonoma, California | 1 | $ 625,000 | $ 625,000 | $ 179,000 |
| Tuolumne, California | 1 | $ 365,000 | $ 365,000 | $ 304,000 |
| Alamosa, Colorado | 1 | $ 455,000 | $ 455,000 | $ 54,000 |
| Boulder, Colorado | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| Garfield, Colorado | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| La Plata, Colorado | 1 | $ 635,000 | $ 635,000 | $ 395,000 |
| Mesa, Colorado | 1 | $ 645,000 | $ 645,000 | $ 180,000 |
| Summit, Colorado | 1 | $ 615,000 | $ 615,000 | $ 210,000 |
| Greater Bridgeport Planning Region, Connecticut | 1 | $ 525,000 | $ 525,000 | $ 123,000 |
| Kent, Delaware | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Franklin, Florida | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Hernando, Florida | 1 | $ 285,000 | $ 285,000 | $ 149,000 |
| Manatee, Florida | 1 | $ 415,000 | $ 415,000 | $ 77,000 |
| Okaloosa, Florida | 1 | $ 535,000 | $ 535,000 | $ 23,000 |
| Seminole, Florida | 1 | $ 685,000 | $ 685,000 | $ 387,000 |
| Sumter, Florida | 1 | $ 305,000 | $ 305,000 | $ 376,000 |
| Catoosa, Georgia | 1 | $ 225,000 | $ 225,000 | $ 29,000 |
| Charlton, Georgia | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Cherokee, Georgia | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| Clarke, Georgia | 1 | $ 735,000 | $ 735,000 | $ 196,000 |
| Clayton, Georgia | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Columbia, Georgia | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| Fannin, Georgia | 1 | $ 795,000 | $ 795,000 | $ 552,000 |
| Fayette, Georgia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Floyd, Georgia | 1 | $ 465,000 | $ 465,000 | $ 189,000 |
| Gordon, Georgia | 1 | $ 285,000 | $ 285,000 | $ 189,000 |
| Hall, Georgia | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Jackson, Georgia | 1 | $ 675,000 | $ 675,000 | $ 130,000 |
| Lumpkin, Georgia | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| Stewart, Georgia | 1 | $ 475,000 | $ 475,000 | $ 192,000 |
| Boundary, Idaho | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Kootenai, Idaho | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| DeKalb, Illinois | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Kendall, Illinois | 1 | $ 455,000 | $ 455,000 | $ 216,000 |
| LaSalle, Illinois | 1 | $ 325,000 | $ 325,000 | $ 223,000 |
| Logan, Illinois | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Madison, Illinois | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| McLean, Illinois | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Randolph, Illinois | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Sangamon, Illinois | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Tazewell, Illinois | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Brown, Indiana | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Johnson, Indiana | 1 | $ 365,000 | $ 365,000 | $ 228,000 |
| LaPorte, Indiana | 1 | $ 325,000 | $ 325,000 | $ 315,000 |
| Morgan, Indiana | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
| Dallas, Iowa | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Polk, Iowa | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Butler, Kansas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Miami, Kansas | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Sumner, Kansas | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Wyandotte, Kansas | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Franklin, Kentucky | 1 | $ 565,000 | $ 565,000 | $ 192,000 |
| Henry, Kentucky | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Kenton, Kentucky | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Scott, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Taylor, Kentucky | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Warren, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Lafayette, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Lincoln, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Ouachita, Louisiana | 1 | $ 445,000 | $ 445,000 | $ 181,000 |
| Aroostook, Maine | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Knox, Maine | 1 | $ 255,000 | $ 255,000 | $ 261,000 |
| Lincoln, Maine | 1 | $ 345,000 | $ 345,000 | $ 360,000 |
| Baltimore City, Maryland | 1 | $ 465,000 | $ 465,000 | $ 411,000 |
| Carroll, Maryland | 1 | $ 705,000 | $ 705,000 | $ 227,000 |
| Washington, Maryland | 1 | $ 195,000 | $ 195,000 | $ 798,000 |
| Essex, Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 405,000 |
| Plymouth, Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Worcester, Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 193,000 |
| Cheboygan, Michigan | 1 | $ 295,000 | $ 295,000 | $ 243,000 |
| Grand Traverse, Michigan | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Jackson, Michigan | 1 | $ 635,000 | $ 635,000 | $ 244,000 |
| Kent, Michigan | 1 | $ 525,000 | $ 525,000 | $ 141,000 |
| Macomb, Michigan | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Anoka, Minnesota | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Clearwater, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Crow Wing, Minnesota | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Olmsted, Minnesota | 1 | $ 595,000 | $ 595,000 | $ 700,000 |
| Ramsey, Minnesota | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Scott, Minnesota | 1 | $ 365,000 | $ 365,000 | $ 226,000 |
| Sherburne, Minnesota | 1 | $ 425,000 | $ 425,000 | $ 170,000 |
| Washington, Minnesota | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Wright, Minnesota | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Sarpy, Nebraska | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Belknap, New Hampshire | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Hillsborough, New Hampshire | 1 | $ 655,000 | $ 655,000 | $ 180,000 |
| Bergen, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 189,000 |
| Camden, New Jersey | 1 | $ 375,000 | $ 375,000 | $ 204,000 |
| Essex, New Jersey | 1 | $ 375,000 | $ 375,000 | $ 306,000 |
| Passaic, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 182,000 |
| Chaves, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Edgecombe, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Franklin, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Granville, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 229,000 |
| Harnett, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Haywood, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 241,000 |
| Iredell, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 372,000 |
| Johnston, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 189,000 |
| Lincoln, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 218,000 |
| New Hanover, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Person, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Transylvania, North Carolina | 1 | $ 785,000 | $ 785,000 | $ 456,000 |
| Clermont, Ohio | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Lake, Ohio | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Licking, Ohio | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Lucas, Ohio | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Mahoning, Ohio | 1 | $ 515,000 | $ 515,000 | $ 211,000 |
| Medina, Ohio | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Summit, Ohio | 1 | $ 555,000 | $ 555,000 | $ 201,000 |
| Warren, Ohio | 1 | $ 595,000 | $ 595,000 | $ 164,000 |
| Wood, Ohio | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Logan, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Oklahoma, Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Payne, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 280,000 |
| Wagoner, Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Clackamas, Oregon | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Deschutes, Oregon | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Jackson, Oregon | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Marion, Oregon | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Chester, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 598,000 |
| Monroe, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Washington, Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 219,000 |
| Wyoming, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Providence, Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Beaufort, South Carolina | 1 | $ 355,000 | $ 355,000 | $ 417,000 |
| Charleston, South Carolina | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Dorchester, South Carolina | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Jasper, South Carolina | 1 | $ 555,000 | $ 555,000 | $ 142,000 |
| Oconee, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Saluda, South Carolina | 1 | $ 515,000 | $ 515,000 | $ 196,000 |
| York, South Carolina | 1 | $ 545,000 | $ 545,000 | $ 152,000 |
| Minnehaha, South Dakota | 1 | $ 365,000 | $ 365,000 | $ 345,000 |
| Campbell, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Coffee, Tennessee | 1 | $ 475,000 | $ 475,000 | $ 246,000 |
| Jefferson, Tennessee | 1 | $ 705,000 | $ 705,000 | $ 230,000 |
| Montgomery, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Overton, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Rhea, Tennessee | 1 | $ 775,000 | $ 775,000 | $ 399,000 |
| Shelby, Tennessee | 1 | $ 475,000 | $ 475,000 | $ 152,000 |
| Archer, Texas | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Bell, Texas | 1 | $ 555,000 | $ 555,000 | $ 168,000 |
| Brazoria, Texas | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Burnet, Texas | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Galveston, Texas | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Guadalupe, Texas | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Hidalgo, Texas | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Hood, Texas | 1 | $ 355,000 | $ 355,000 | $ 279,000 |
| Lubbock, Texas | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| McLennan, Texas | 1 | $ 275,000 | $ 275,000 | $ 390,000 |
| Montgomery, Texas | 1 | $ 785,000 | $ 785,000 | $ 215,000 |
| Nueces, Texas | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Waller, Texas | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Clark, Washington | 1 | $ 395,000 | $ 395,000 | $ 228,000 |
| Kitsap, Washington | 1 | $ 505,000 | $ 505,000 | $ 145,000 |
| Mason, Washington | 1 | $ 255,000 | $ 255,000 | $ 240,000 |
| Berkeley, West Virginia | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Hardy, West Virginia | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Tyler, West Virginia | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Brown, Wisconsin | 1 | $ 635,000 | $ 635,000 | $ 275,000 |
| Chippewa, Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Columbia, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 345,000 |
| Dane, Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Milwaukee, Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| St. Croix, Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Trempealeau, Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Real Genius LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 449 | $205,435,000 | $457,000 | $1,325,000 | $206,000 | $939,000 |
| Home Purchase | 185 | $72,085,000 | $389,000 | $1,125,000 | $219,000 | $4,620,000 |
| Cash-out Refinancing | 68 | $21,200,000 | $311,000 | $805,000 | $139,000 | $488,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 337 | $138,425,000 | $410,000 | $1,325,000 | $187,000 | $798,000 |
| Asian | 137 | $62,865,000 | $458,000 | $1,045,000 | $227,000 | $1,197,000 |
| Not Provided | 121 | $53,685,000 | $443,000 | $1,125,000 | $202,000 | $640,000 |
| Hispanic | 69 | $28,335,000 | $410,000 | $1,255,000 | $257,000 | $4,620,000 |
| Black or African American | 35 | $14,265,000 | $407,000 | $715,000 | $164,000 | $600,000 |
| American Indian or Alaskan Native | 3 | $1,145,000 | $381,000 | $515,000 | $115,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 702 | $298,720,000 | $425,000 | $1,325,000 | $203,000 | $4,620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 330 | $140,730,000 | $426,000 | $1,125,000 | $205,000 | $866,000 |
| Application Withdrawn By Applicant | 219 | $93,235,000 | $425,000 | $1,325,000 | $224,000 | $4,620,000 |
| File Closed For Incompleteness | 77 | $34,505,000 | $448,000 | $1,255,000 | $186,000 | $622,000 |
| Application Denied By Financial Institution | 67 | $26,525,000 | $395,000 | $1,125,000 | $142,000 | $382,000 |
| Application Approved But Not Accepted | 9 | $3,725,000 | $413,000 | $745,000 | $209,000 | $504,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 635 | $272,195,000 | $428,000 | $1,325,000 | $209,000 | $4,620,000 |
| Debt-To-Income Ratio | 31 | $12,515,000 | $403,000 | $675,000 | $116,000 | $300,000 |
| Collateral | 13 | $3,825,000 | $294,000 | $595,000 | $148,000 | $249,000 |
| Credit Application Incomplete | 7 | $3,865,000 | $552,000 | $1,125,000 | $192,000 | $382,000 |
| Credit History | 7 | $3,185,000 | $455,000 | $785,000 | $191,000 | $324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,240,000 | $310,000 | $805,000 | $93,000 | $175,000 |
| Unverifiable Information | 3 | $1,005,000 | $335,000 | $535,000 | $183,000 | $250,000 |
| Employment History | 2 | $890,000 | $445,000 | $515,000 | $193,000 | $252,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Real Genius LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Real Genius LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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