Real Genius LLC Mortgage Lending & HMDA Data, 2025

In 2025, Real Genius LLC of Delray Beach, FL reported 702 mortgage applications totaling $298.7 million. The average application was for $425,527, and applicants reported an average income of $202,935. 47% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (37), Chicago-Naperville, IL (31) and Houston-The Woodlands-Sugar Land, TX (23) (applications in parentheses).

Mortgage Company & Address Real Genius LLC
1625 S Congress Ave Ste 190
Delray Beach, FL 33445
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2023  
Total Number of Mortgage Applications 702
Total Mortgage Loan Application Amount $298,720,000
Average Mortgage Loan Application Amount $425,527
Highest Mortgage Loan Application Amount $1,325,000
Average Applicant Income $202,935
Highest Applicant Income $4,620,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Real Genius LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Real Genius LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 47 $ 15,675,000 $ 333,510 $ 177,893
Atlanta-Sandy Springs-Roswell, GA 37 $ 16,545,000 $ 447,162 $ 185,000
Chicago-Naperville, IL 31 $ 13,145,000 $ 424,032 $ 163,000
Houston-The Woodlands-Sugar Land, TX 23 $ 9,835,000 $ 427,608 $ 187,000
Orlando-Kissimmee-Sanford, FL 20 $ 7,520,000 $ 376,000 $ 185,000
Baltimore-Columbia-Towson, MD 17 $ 7,655,000 $ 450,294 $ 210,000
Charlotte-Concord-Gastonia, NC-SC 15 $ 5,615,000 $ 374,333 $ 194,933
Dallas-Plano-Irving, TX 15 $ 6,345,000 $ 423,000 $ 257,000
Phoenix-Mesa-Scottsdale, AZ 15 $ 7,835,000 $ 522,333 $ 166,000
Raleigh, NC 15 $ 6,675,000 $ 445,000 $ 223,000
Minneapolis-St. Paul-Bloomington, MN-WI 14 $ 4,800,000 $ 342,857 $ 135,000
Austin-Round Rock, TX 13 $ 5,205,000 $ 400,384 $ 192,000
Denver-Aurora-Lakewood, CO 13 $ 7,325,000 $ 563,461 $ 220,000
Nashville-Davidson--Murfreesboro--Franklin, TN 12 $ 4,820,000 $ 401,666 $ 213,000
Seattle-Bellevue-Everett, WA 11 $ 6,415,000 $ 583,181 $ 191,000
Fort Worth-Arlington, TX 10 $ 2,810,000 $ 281,000 $ 161,000
Lakewood-New Brunswick, NJ 10 $ 6,180,000 $ 618,000 $ 293,000
West Palm Beach-Boca Raton-Delray Beach, FL 10 $ 5,430,000 $ 543,000 $ 696,000
Cambridge-Newton-Framingham, MA 9 $ 5,685,000 $ 631,666 $ 221,000
Cincinnati, OH-KY-IN 9 $ 2,995,000 $ 332,777 $ 136,222
Marietta, GA 9 $ 3,525,000 $ 391,666 $ 185,000
Indianapolis-Carmel-Anderson, IN 8 $ 3,590,000 $ 448,750 $ 223,000
Portland-Vancouver-Hillsboro, OR-WA 8 $ 3,830,000 $ 478,750 $ 214,000
Riverside-San Bernardino-Ontario, CA 8 $ 4,390,000 $ 548,750 $ 166,000
Tampa, FL 8 $ 3,410,000 $ 426,250 $ 174,000
Columbus, OH 7 $ 2,935,000 $ 419,285 $ 218,000
Kansas City, MO-KS 7 $ 2,465,000 $ 352,142 $ 126,000
Wilmington, NC 7 $ 2,385,000 $ 340,714 $ 276,000
Boston, MA 6 $ 3,390,000 $ 565,000 $ 228,000
Cleveland, OH 6 $ 1,080,000 $ 180,000 $ 76,000
Durham-Chapel Hill, NC 6 $ 2,520,000 $ 420,000 $ 487,000
Everett, WA 6 $ 3,350,000 $ 558,333 $ 202,000
Los Angeles-Long Beach-Glendale, CA 6 $ 4,900,000 $ 816,666 $ 310,000
Rockingham County-Strafford County, NH 6 $ 2,780,000 $ 463,333 $ 212,000
St. Petersburg-Clearwater-Largo, FL 6 $ 2,610,000 $ 435,000 $ 172,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 5 $ 2,695,000 $ 539,000 $ 191,000
Lake County-Kenosha County, IL-WI 5 $ 1,595,000 $ 319,000 $ 175,000
Miami-Miami Beach-Kendall, FL 5 $ 1,545,000 $ 309,000 $ 298,000
Newark, NJ-PA 5 $ 2,205,000 $ 441,000 $ 225,000
Oakland-Hayward-Berkeley, CA 5 $ 2,945,000 $ 589,000 $ 266,000
Providence-Warwick, RI-MA 5 $ 2,275,000 $ 455,000 $ 152,800
San Diego-Carlsbad, CA 5 $ 2,745,000 $ 549,000 $ 230,000
Savannah, GA 5 $ 1,645,000 $ 329,000 $ 163,000
Warren-Troy-Farmington Hills, MI 5 $ 1,695,000 $ 339,000 $ 223,000
Washington-Baltimore-Arlington, DC 5 $ 2,775,000 $ 555,000 $ 225,000
Cape Coral-Fort Myers, FL 4 $ 1,320,000 $ 330,000 $ 251,000
Chattanooga, TN-GA 4 $ 1,200,000 $ 300,000 $ 101,000
Jacksonville, FL 4 $ 2,300,000 $ 575,000 $ 182,000
Louisville/Jefferson County, KY-IN 4 $ 1,540,000 $ 385,000 $ 156,000
New York-Jersey City-White Plains, NY-NJ 4 $ 2,460,000 $ 615,000 $ 188,000
Portland-South Portland, ME 4 $ 1,240,000 $ 310,000 $ 127,000
Sacramento--Roseville--Arden-Arcade, CA 4 $ 1,750,000 $ 437,500 $ 450,000
St. Louis, MO-IL 4 $ 1,220,000 $ 305,000 $ 144,000
Wichita, KS 4 $ 1,400,000 $ 350,000 $ 203,000
Albuquerque, NM 3 $ 1,305,000 $ 435,000 $ 175,000
Boise City, ID 3 $ 1,235,000 $ 411,666 $ 240,000
Camden, NJ 3 $ 1,425,000 $ 475,000 $ 196,000
Detroit-Dearborn-Livonia, MI 3 $ 1,175,000 $ 391,666 $ 152,000
Greensboro-High Point, NC 3 $ 1,035,000 $ 345,000 $ 213,000
Lakeland-Winter Haven, FL 3 $ 1,355,000 $ 451,666 $ 539,000
Lexington-Fayette, KY 3 $ 715,000 $ 238,333 $ 145,000
Mount Vernon-Anacortes, WA 3 $ 745,000 $ 248,333 $ 140,000
Omaha-Council Bluffs, NE-IA 3 $ 795,000 $ 265,000 $ 86,000
Prescott Valley-Prescott, AZ 3 $ 1,065,000 $ 355,000 $ 203,000
Tacoma-Lakewood, WA 3 $ 1,365,000 $ 455,000 $ 182,000
Tulsa, OK 3 $ 1,055,000 $ 351,666 $ 116,000
Anaheim-Santa Ana-Irvine, CA 2 $ 1,590,000 $ 795,000 $ 184,000
Ann Arbor, MI 2 $ 730,000 $ 365,000 $ 194,000
Asheville, NC 2 $ 600,000 $ 300,000 $ 112,000
Barnstable Town, MA 2 $ 1,030,000 $ 515,000 $ 362,000
Baton Rouge, LA 2 $ 250,000 $ 125,000 $ 51,000
Birmingham-Hoover, AL 2 $ 1,280,000 $ 640,000 $ 244,000
Brownsville-Harlingen, TX 2 $ 600,000 $ 300,000 $ 209,000
Charleston, WV 2 $ 650,000 $ 325,000 $ 149,000
Charleston-North Charleston, SC 2 $ 760,000 $ 380,000 $ 150,000
Colorado Springs, CO 2 $ 1,140,000 $ 570,000 $ 136,000
Des Moines-West Des Moines, IA 2 $ 510,000 $ 255,000 $ 112,000
Duluth, MN-WI 2 $ 890,000 $ 445,000 $ 171,000
Elgin, IL 2 $ 850,000 $ 425,000 $ 155,000
Eugene, OR 2 $ 640,000 $ 320,000 $ 139,000
Fresno, CA 2 $ 520,000 $ 260,000 $ 110,000
Greeley, CO 2 $ 750,000 $ 375,000 $ 96,000
Greenville-Anderson-Mauldin, SC 2 $ 850,000 $ 425,000 $ 173,000
Hagerstown-Martinsburg, MD-WV 2 $ 530,000 $ 265,000 $ 481,500
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 910,000 $ 455,000 $ 279,000
Huntsville, AL 2 $ 550,000 $ 275,000 $ 110,000
Las Cruces, NM 2 $ 750,000 $ 375,000 $ 177,000
Madison, WI 2 $ 750,000 $ 375,000 $ 237,000
Midland, TX 2 $ 370,000 $ 185,000 $ 183,000
Montgomery, AL 2 $ 370,000 $ 185,000 $ 76,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 620,000 $ 310,000 $ 114,000
Oklahoma City, OK 2 $ 420,000 $ 210,000 $ 101,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 1,230,000 $ 615,000 $ 288,000
Palm Bay-Melbourne-Titusville, FL 2 $ 1,020,000 $ 510,000 $ 238,000
Port St. Lucie, FL 2 $ 920,000 $ 460,000 $ 120,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 1,710,000 $ 855,000 $ 239,000
Santa Cruz-Watsonville, CA 2 $ 710,000 $ 355,000 $ 135,000
Stockton-Lodi, CA 2 $ 1,250,000 $ 625,000 $ 336,000
Toledo, OH 2 $ 570,000 $ 285,000 $ 83,000
Trenton, NJ 2 $ 1,150,000 $ 575,000 $ 161,000
Washington, DC-MD 2 $ 1,160,000 $ 580,000 $ 184,000
Wilmington, DE-MD-NJ 2 $ 1,100,000 $ 550,000 $ 179,000
Akron, OH 1 $ 555,000 $ 555,000 $ 201,000
Athens-Clarke County, GA 1 $ 735,000 $ 735,000 $ 196,000
Augusta-Richmond County, GA-SC 1 $ 325,000 $ 325,000 $ 211,000
Bend-Redmond, OR 1 $ 265,000 $ 265,000 $ 145,000
Bloomington, IL 1 $ 185,000 $ 185,000 $ 107,000
Boulder, CO 1 $ 425,000 $ 425,000 $ 173,000
Bowling Green, KY 1 $ 305,000 $ 305,000 $ 142,000
Bremerton-Silverdale, WA 1 $ 505,000 $ 505,000 $ 145,000
Bridgeport-Stamford-Norwalk, CT 1 $ 525,000 $ 525,000 $ 123,000
Clarksville, TN-KY 1 $ 285,000 $ 285,000 $ 126,000
Coeur D'Alene, ID 1 $ 355,000 $ 355,000 $ 108,000
Columbia, SC 1 $ 515,000 $ 515,000 $ 196,000
Columbus, GA-AL 1 $ 475,000 $ 475,000 $ 192,000
Corpus Christi, TX 1 $ 195,000 $ 195,000 $ 131,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 535,000 $ 535,000 $ 23,000
Daphne-Fairhope-Foley, AL 1 $ 315,000 $ 315,000 $ 148,000
Dover, DE 1 $ 225,000 $ 225,000 $ 89,000
Eau Claire, WI 1 $ 315,000 $ 315,000 $ 141,000
Flagstaff, AZ 1 $ 575,000 $ 575,000 $ 444,000
Florence-Muscle Shoals, AL 1 $ 235,000 $ 235,000 $ 62,000
Gainesville, GA 1 $ 385,000 $ 385,000 $ 150,000
Grand Junction, CO 1 $ 645,000 $ 645,000 $ 180,000
Grand Rapids-Wyoming, MI 1 $ 525,000 $ 525,000 $ 141,000
Green Bay, WI 1 $ 635,000 $ 635,000 $ 275,000
Jackson, MI 1 $ 635,000 $ 635,000 $ 244,000
Killeen-Temple, TX 1 $ 555,000 $ 555,000 $ 168,000
Knoxville, TN 1 $ 255,000 $ 255,000 $ 89,000
Lafayette, LA 1 $ 275,000 $ 275,000 $ 135,000
Lubbock, TX 1 $ 245,000 $ 245,000 $ 149,000
Manchester-Nashua, NH 1 $ 655,000 $ 655,000 $ 180,000
McAllen-Edinburg-Mission, TX 1 $ 75,000 $ 75,000 $ 101,000
Medford, OR 1 $ 345,000 $ 345,000 $ 116,000
Memphis, TN-MS-AR 1 $ 475,000 $ 475,000 $ 152,000
Michigan City-La Porte, IN 1 $ 325,000 $ 325,000 $ 315,000
Milwaukee-Waukesha-West Allis, WI 1 $ 325,000 $ 325,000 $ 119,000
Monroe, LA 1 $ 445,000 $ 445,000 $ 181,000
Montgomery County-Bucks County-Chester County, PA 1 $ 255,000 $ 255,000 $ 598,000
Morristown, TN 1 $ 705,000 $ 705,000 $ 230,000
North Port-Sarasota-Bradenton, FL 1 $ 415,000 $ 415,000 $ 77,000
Peoria, IL 1 $ 305,000 $ 305,000 $ 125,000
Pittsburgh, PA 1 $ 345,000 $ 345,000 $ 219,000
Rochester, MN 1 $ 595,000 $ 595,000 $ 700,000
Rocky Mount, NC 1 $ 225,000 $ 225,000 $ 82,000
Rome, GA 1 $ 465,000 $ 465,000 $ 189,000
Salem, OR 1 $ 205,000 $ 205,000 $ 44,000
San Antonio-New Braunfels, TX 1 $ 195,000 $ 195,000 $ 132,000
Santa Maria-Santa Barbara, CA 1 $ 475,000 $ 475,000 $ 388,000
Santa Rosa, CA 1 $ 625,000 $ 625,000 $ 179,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 175,000 $ 175,000 $ 95,000
Sioux Falls, SD 1 $ 365,000 $ 365,000 $ 345,000
Springfield, IL 1 $ 415,000 $ 415,000 $ 250,000
Traverse City, MI 1 $ 385,000 $ 385,000 $ 102,000
Vallejo-Fairfield, CA 1 $ 665,000 $ 665,000 $ 232,000
Waco, TX 1 $ 275,000 $ 275,000 $ 390,000
Wichita Falls, TX 1 $ 355,000 $ 355,000 $ 112,000
Wildwood-The Villages, FL 1 $ 305,000 $ 305,000 $ 376,000
Worcester, MA-CT 1 $ 585,000 $ 585,000 $ 193,000
Youngstown-Warren-Boardman, OH-PA 1 $ 515,000 $ 515,000 $ 211,000

Mortgage Loan Application Detail Totals for Real Genius LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 449 $205,435,000 $457,000 $1,325,000 $206,000 $939,000
Home Purchase 185 $72,085,000 $389,000 $1,125,000 $219,000 $4,620,000
Cash-out Refinancing 68 $21,200,000 $311,000 $805,000 $139,000 $488,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 337 $138,425,000 $410,000 $1,325,000 $187,000 $798,000
Asian 137 $62,865,000 $458,000 $1,045,000 $227,000 $1,197,000
Not Provided 121 $53,685,000 $443,000 $1,125,000 $202,000 $640,000
Hispanic 69 $28,335,000 $410,000 $1,255,000 $257,000 $4,620,000
Black or African American 35 $14,265,000 $407,000 $715,000 $164,000 $600,000
American Indian or Alaskan Native 3 $1,145,000 $381,000 $515,000 $115,000 $165,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 702 $298,720,000 $425,000 $1,325,000 $203,000 $4,620,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 330 $140,730,000 $426,000 $1,125,000 $205,000 $866,000
Application Withdrawn By Applicant 219 $93,235,000 $425,000 $1,325,000 $224,000 $4,620,000
File Closed For Incompleteness 77 $34,505,000 $448,000 $1,255,000 $186,000 $622,000
Application Denied By Financial Institution 67 $26,525,000 $395,000 $1,125,000 $142,000 $382,000
Application Approved But Not Accepted 9 $3,725,000 $413,000 $745,000 $209,000 $504,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 635 $272,195,000 $428,000 $1,325,000 $209,000 $4,620,000
Debt-To-Income Ratio 31 $12,515,000 $403,000 $675,000 $116,000 $300,000
Collateral 13 $3,825,000 $294,000 $595,000 $148,000 $249,000
Credit Application Incomplete 7 $3,865,000 $552,000 $1,125,000 $192,000 $382,000
Credit History 7 $3,185,000 $455,000 $785,000 $191,000 $324,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,240,000 $310,000 $805,000 $93,000 $175,000
Unverifiable Information 3 $1,005,000 $335,000 $535,000 $183,000 $250,000
Employment History 2 $890,000 $445,000 $515,000 $193,000 $252,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Real Genius LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Real Genius LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List