Regions Bank Mortgage Lending & HMDA Data, 2019
In 2019, Regions Bank of Birmingham, AL reported 93,250 mortgage applications totaling $13.8 billion, up 8% from 2018. The average application was for $147,707, and applicants reported an average income of $106,411. 48% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (6,308), Birmingham-Hoover, AL (6,203) and Tampa-St. Petersburg-Clearwater, FL (4,503) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 93,250 |
| Total Mortgage Loan Application Amount | $13,773,710,000 |
| Average Mortgage Loan Application Amount | $147,707 |
| Highest Mortgage Loan Application Amount | $45,005,000 |
| Average Applicant Income | $106,411 |
| Highest Applicant Income | $8,806,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 13,213 | $ 1,299,235,000 | $ 98,330 | $ 80,075 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6,308 | $ 1,038,240,000 | $ 164,590 | $ 112,000 |
| Birmingham-Hoover, AL | 6,203 | $ 931,915,000 | $ 150,236 | $ 107,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,503 | $ 729,605,000 | $ 162,026 | $ 113,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,131 | $ 829,445,000 | $ 200,785 | $ 128,000 |
| Memphis, TN-MS-AR | 2,914 | $ 309,080,000 | $ 106,067 | $ 91,542 |
| St. Louis, MO-IL | 2,766 | $ 301,210,000 | $ 108,897 | $ 99,019 |
| Miami-Miami Beach-Kendall, FL | 2,163 | $ 455,625,000 | $ 210,644 | $ 136,000 |
| Knoxville, TN | 1,982 | $ 253,700,000 | $ 128,002 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 1,951 | $ 324,835,000 | $ 166,496 | $ 142,000 |
| New Orleans-Metairie, LA | 1,850 | $ 295,700,000 | $ 159,837 | $ 115,000 |
| Chattanooga, TN-GA | 1,751 | $ 200,025,000 | $ 114,234 | $ 97,851 |
| Mobile, AL | 1,746 | $ 160,510,000 | $ 91,930 | $ 84,000 |
| Little Rock-North Little Rock-Conway, AR | 1,659 | $ 225,705,000 | $ 136,048 | $ 96,000 |
| Indianapolis-Carmel-Anderson, IN | 1,542 | $ 215,310,000 | $ 139,630 | $ 107,000 |
| Jackson, MS | 1,460 | $ 135,520,000 | $ 92,821 | $ 80,000 |
| Jacksonville, FL | 1,369 | $ 335,575,000 | $ 245,124 | $ 159,000 |
| Daphne-Fairhope-Foley, AL | 1,330 | $ 210,370,000 | $ 158,172 | $ 116,000 |
| Huntsville, AL | 1,321 | $ 166,255,000 | $ 125,855 | $ 92,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,272 | $ 223,990,000 | $ 176,092 | $ 147,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,114 | $ 169,480,000 | $ 152,136 | $ 115,000 |
| Baton Rouge, LA | 1,001 | $ 177,115,000 | $ 176,938 | $ 132,000 |
| Crestview-Fort Walton Beach-Destin, FL | 989 | $ 234,565,000 | $ 237,173 | $ 195,000 |
| North Port-Sarasota-Bradenton, FL | 904 | $ 169,740,000 | $ 187,765 | $ 145,000 |
| Montgomery, AL | 852 | $ 94,260,000 | $ 110,633 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 790 | $ 142,120,000 | $ 179,898 | $ 150,000 |
| Shreveport-Bossier City, LA | 777 | $ 78,945,000 | $ 101,602 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 771 | $ 86,895,000 | $ 112,704 | $ 85,715 |
| Panama City, FL | 735 | $ 134,785,000 | $ 183,380 | $ 122,000 |
| Ocala, FL | 727 | $ 69,805,000 | $ 96,017 | $ 88,000 |
| Jackson, TN | 707 | $ 69,035,000 | $ 97,644 | $ 69,000 |
| Dallas-Plano-Irving, TX | 690 | $ 158,700,000 | $ 230,000 | $ 157,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 665 | $ 99,155,000 | $ 149,105 | $ 108,000 |
| Cape Coral-Fort Myers, FL | 653 | $ 107,185,000 | $ 164,142 | $ 116,000 |
| Charlotte-Concord-Gastonia, NC-SC | 603 | $ 233,445,000 | $ 387,139 | $ 202,278 |
| Florence-Muscle Shoals, AL | 518 | $ 57,450,000 | $ 110,907 | $ 78,000 |
| Gulfport-Biloxi-Pascagoula, MS | 507 | $ 59,385,000 | $ 117,130 | $ 91,000 |
| Gainesville, GA | 503 | $ 79,325,000 | $ 157,703 | $ 102,000 |
| Tuscaloosa, AL | 503 | $ 67,485,000 | $ 134,165 | $ 97,000 |
| Austin-Round Rock, TX | 464 | $ 214,710,000 | $ 462,737 | $ 221,000 |
| Palm Bay-Melbourne-Titusville, FL | 463 | $ 59,505,000 | $ 128,520 | $ 104,000 |
| Dalton, GA | 456 | $ 39,350,000 | $ 86,293 | $ 67,000 |
| Chicago-Naperville, IL | 453 | $ 93,265,000 | $ 205,883 | $ 108,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 444 | $ 89,300,000 | $ 201,126 | $ 211,000 |
| Decatur, AL | 443 | $ 39,445,000 | $ 89,040 | $ 72,000 |
| Charleston-North Charleston, SC | 433 | $ 119,805,000 | $ 276,685 | $ 132,000 |
| Lafayette-West Lafayette, IN | 420 | $ 46,020,000 | $ 109,571 | $ 83,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 405 | $ 67,305,000 | $ 166,185 | $ 99,000 |
| Athens-Clarke County, GA | 395 | $ 89,555,000 | $ 226,721 | $ 115,000 |
| Greenville-Anderson-Mauldin, SC | 394 | $ 92,670,000 | $ 235,203 | $ 126,000 |
| Homosassa Springs, FL | 389 | $ 31,505,000 | $ 80,989 | $ 69,000 |
| Anniston-Oxford-Jacksonville, AL | 380 | $ 25,340,000 | $ 66,684 | $ 71,000 |
| Columbia, SC | 364 | $ 67,100,000 | $ 184,340 | $ 99,000 |
| Punta Gorda, FL | 360 | $ 42,840,000 | $ 119,000 | $ 98,000 |
| Fort Worth-Arlington, TX | 341 | $ 142,275,000 | $ 417,228 | $ 140,000 |
| Dothan, AL | 339 | $ 32,615,000 | $ 96,209 | $ 79,000 |
| Clarksville, TN-KY | 337 | $ 35,405,000 | $ 105,059 | $ 89,421 |
| Hattiesburg, MS | 329 | $ 33,375,000 | $ 101,443 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 319 | $ 30,025,000 | $ 94,122 | $ 71,836 |
| Cleveland, TN | 313 | $ 30,285,000 | $ 96,757 | $ 74,000 |
| Hot Springs, AR | 311 | $ 33,745,000 | $ 108,504 | $ 91,000 |
| Naples-Immokalee-Marco Island, FL | 303 | $ 72,935,000 | $ 240,709 | $ 131,000 |
| Jonesboro, AR | 292 | $ 25,800,000 | $ 88,356 | $ 77,000 |
| Johnson City, TN | 279 | $ 26,215,000 | $ 93,960 | $ 72,000 |
| Gadsden, AL | 269 | $ 20,665,000 | $ 76,821 | $ 73,000 |
| Lakeland-Winter Haven, FL | 260 | $ 34,900,000 | $ 134,230 | $ 96,000 |
| Decatur, IL | 255 | $ 20,375,000 | $ 79,901 | $ 61,000 |
| Fort Smith, AR-OK | 240 | $ 27,950,000 | $ 116,458 | $ 85,187 |
| Cincinnati, OH-KY-IN | 235 | $ 46,845,000 | $ 199,340 | $ 100,336 |
| Houma-Thibodaux, LA | 231 | $ 25,875,000 | $ 112,012 | $ 96,000 |
| Tallahassee, FL | 230 | $ 29,350,000 | $ 127,608 | $ 109,000 |
| Texarkana, TX-AR | 222 | $ 19,700,000 | $ 88,738 | $ 79,418 |
| Lafayette, LA | 219 | $ 37,385,000 | $ 170,707 | $ 91,000 |
| Monroe, LA | 218 | $ 20,850,000 | $ 95,642 | $ 79,000 |
| Raleigh, NC | 209 | $ 48,365,000 | $ 231,411 | $ 148,000 |
| Cape Girardeau, MO-IL | 198 | $ 19,160,000 | $ 96,767 | $ 83,888 |
| Louisville/Jefferson County, KY-IN | 188 | $ 22,320,000 | $ 118,723 | $ 103,851 |
| Springfield, MO | 188 | $ 21,630,000 | $ 115,053 | $ 90,000 |
| Auburn-Opelika, AL | 179 | $ 23,665,000 | $ 132,206 | $ 103,000 |
| Tyler, TX | 174 | $ 23,980,000 | $ 137,816 | $ 103,000 |
| Carbondale-Marion, IL | 161 | $ 11,685,000 | $ 72,577 | $ 67,000 |
| Morristown, TN | 161 | $ 14,695,000 | $ 91,273 | $ 71,000 |
| Alexandria, LA | 149 | $ 15,975,000 | $ 107,214 | $ 75,000 |
| Rome, GA | 148 | $ 13,680,000 | $ 92,432 | $ 71,000 |
| San Antonio-New Braunfels, TX | 141 | $ 27,495,000 | $ 195,000 | $ 112,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 140 | $ 26,490,000 | $ 189,214 | $ 134,000 |
| Hammond, LA | 139 | $ 13,585,000 | $ 97,733 | $ 87,000 |
| Jefferson City, MO | 122 | $ 10,220,000 | $ 83,770 | $ 78,000 |
| Columbus, GA-AL | 119 | $ 13,375,000 | $ 112,394 | $ 86,277 |
| Albany, GA | 117 | $ 7,715,000 | $ 65,940 | $ 76,000 |
| Gainesville, FL | 113 | $ 13,415,000 | $ 118,716 | $ 128,000 |
| The Villages, FL | 110 | $ 12,540,000 | $ 114,000 | $ 84,000 |
| Des Moines-West Des Moines, IA | 108 | $ 12,300,000 | $ 113,888 | $ 89,000 |
| Longview, TX | 107 | $ 32,485,000 | $ 303,598 | $ 85,000 |
| Peoria, IL | 103 | $ 7,515,000 | $ 72,961 | $ 79,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 93 | $ 21,625,000 | $ 232,526 | $ 128,849 |
| Waterloo-Cedar Falls, IA | 91 | $ 8,075,000 | $ 88,736 | $ 70,000 |
| Bloomington, IN | 87 | $ 10,145,000 | $ 116,609 | $ 137,000 |
| Columbia, MO | 85 | $ 8,835,000 | $ 103,941 | $ 93,000 |
| Savannah, GA | 73 | $ 13,615,000 | $ 186,506 | $ 126,000 |
| Springfield, IL | 68 | $ 7,090,000 | $ 104,264 | $ 95,000 |
| Terre Haute, IN | 67 | $ 5,355,000 | $ 79,925 | $ 77,000 |
| Durham-Chapel Hill, NC | 63 | $ 43,745,000 | $ 694,365 | $ 170,000 |
| Evansville, IN-KY | 61 | $ 6,965,000 | $ 114,180 | $ 103,114 |
| Spartanburg, SC | 61 | $ 7,925,000 | $ 129,918 | $ 110,000 |
| Bloomington, IL | 58 | $ 4,380,000 | $ 75,517 | $ 57,000 |
| Champaign-Urbana, IL | 54 | $ 5,450,000 | $ 100,925 | $ 77,000 |
| Asheville, NC | 53 | $ 14,405,000 | $ 271,792 | $ 147,000 |
| Port St. Lucie, FL | 52 | $ 7,460,000 | $ 143,461 | $ 122,000 |
| Kansas City, MO-KS | 51 | $ 6,245,000 | $ 122,450 | $ 96,921 |
| Valdosta, GA | 47 | $ 3,985,000 | $ 84,787 | $ 68,000 |
| Wilmington, NC | 45 | $ 22,985,000 | $ 510,777 | $ 217,000 |
| Kokomo, IN | 44 | $ 3,570,000 | $ 81,136 | $ 57,000 |
| Elgin, IL | 38 | $ 6,820,000 | $ 179,473 | $ 112,000 |
| Pine Bluff, AR | 30 | $ 1,780,000 | $ 59,333 | $ 43,000 |
| Greensboro-High Point, NC | 28 | $ 5,140,000 | $ 183,571 | $ 122,000 |
| Cedar Rapids, IA | 26 | $ 1,820,000 | $ 70,000 | $ 74,000 |
| Killeen-Temple, TX | 24 | $ 3,640,000 | $ 151,666 | $ 119,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 24 | $ 8,610,000 | $ 358,750 | $ 155,500 |
| Lake County-Kenosha County, IL-WI | 23 | $ 5,795,000 | $ 251,956 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 22 | $ 8,840,000 | $ 401,818 | $ 148,000 |
| Lexington-Fayette, KY | 22 | $ 3,820,000 | $ 173,636 | $ 111,000 |
| Sebastian-Vero Beach, FL | 22 | $ 4,620,000 | $ 210,000 | $ 253,000 |
| Winston-Salem, NC | 20 | $ 5,590,000 | $ 279,500 | $ 132,000 |
| Gary, IN | 19 | $ 3,845,000 | $ 202,368 | $ 98,000 |
| Columbus, IN | 18 | $ 1,870,000 | $ 103,888 | $ 113,000 |
| Macon-Bibb County, GA | 18 | $ 1,940,000 | $ 107,777 | $ 87,000 |
| Fort Wayne, IN | 17 | $ 1,535,000 | $ 90,294 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 4,885,000 | $ 287,352 | $ 148,000 |
| Bowling Green, KY | 15 | $ 1,375,000 | $ 91,666 | $ 55,000 |
| Beaumont-Port Arthur, TX | 14 | $ 2,000,000 | $ 142,857 | $ 177,000 |
| El Paso, TX | 14 | $ 1,570,000 | $ 112,142 | $ 51,000 |
| Goldsboro, NC | 14 | $ 2,760,000 | $ 197,142 | $ 117,000 |
| Lake Charles, LA | 14 | $ 2,020,000 | $ 144,285 | $ 126,000 |
| Warner Robins, GA | 14 | $ 1,860,000 | $ 132,857 | $ 126,000 |
| Fayetteville, NC | 13 | $ 1,635,000 | $ 125,769 | $ 85,000 |
| McAllen-Edinburg-Mission, TX | 13 | $ 5,395,000 | $ 415,000 | $ 190,000 |
| Cleveland-Elyria, OH | 12 | $ 3,170,000 | $ 264,166 | $ 164,000 |
| College Station-Bryan, TX | 12 | $ 2,340,000 | $ 195,000 | $ 148,000 |
| Corpus Christi, TX | 12 | $ 3,760,000 | $ 313,333 | $ 246,000 |
| Waco, TX | 12 | $ 1,710,000 | $ 142,500 | $ 163,000 |
| Brunswick, GA | 11 | $ 6,615,000 | $ 601,363 | $ 463,000 |
| Jacksonville, NC | 10 | $ 2,550,000 | $ 255,000 | $ 139,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 3,970,000 | $ 397,000 | $ 529,900 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 175,000 | $ 19,444 | $ 20,000 |
| Sebring, FL | 9 | $ 695,000 | $ 77,222 | $ 64,000 |
| Brownsville-Harlingen, TX | 8 | $ 990,000 | $ 123,750 | $ 168,000 |
| Burlington, NC | 8 | $ 1,170,000 | $ 146,250 | $ 132,000 |
| Florence, SC | 8 | $ 340,000 | $ 42,500 | $ 50,000 |
| Lubbock, TX | 8 | $ 2,000,000 | $ 250,000 | $ 220,000 |
| Midland, TX | 8 | $ 1,780,000 | $ 222,500 | $ 190,000 |
| Richmond, VA | 8 | $ 4,100,000 | $ 512,500 | $ 236,000 |
| Rocky Mount, NC | 8 | $ 940,000 | $ 117,500 | $ 44,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,820,000 | $ 227,500 | $ 163,000 |
| Colorado Springs, CO | 7 | $ 1,645,000 | $ 235,000 | $ 76,000 |
| Greenville, NC | 6 | $ 1,130,000 | $ 188,333 | $ 179,000 |
| Laredo, TX | 6 | $ 480,000 | $ 80,000 | $ 58,000 |
| Oklahoma City, OK | 6 | $ 1,280,000 | $ 213,333 | $ 98,000 |
| Sumter, SC | 6 | $ 370,000 | $ 61,666 | $ 285,000 |
| Danville, IL | 5 | $ 335,000 | $ 67,000 | $ 80,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 965,000 | $ 193,000 | $ 103,000 |
| Joplin, MO | 5 | $ 255,000 | $ 51,000 | $ 44,000 |
| Lynchburg, VA | 5 | $ 965,000 | $ 193,000 | $ 111,000 |
| Odessa, TX | 5 | $ 1,865,000 | $ 373,000 | $ 161,000 |
| Owensboro, KY | 5 | $ 455,000 | $ 91,000 | $ 97,000 |
| Tulsa, OK | 5 | $ 1,005,000 | $ 201,000 | $ 87,000 |
| Amarillo, TX | 4 | $ 880,000 | $ 220,000 | $ 122,000 |
| Ames, IA | 4 | $ 530,000 | $ 132,500 | $ 51,000 |
| Boulder, CO | 4 | $ 2,350,000 | $ 587,500 | $ 133,000 |
| Charlottesville, VA | 4 | $ 1,000,000 | $ 250,000 | $ 126,000 |
| Columbus, OH | 4 | $ 820,000 | $ 205,000 | $ 84,000 |
| Iowa City, IA | 4 | $ 580,000 | $ 145,000 | $ 121,000 |
| Kankakee, IL | 4 | $ 320,000 | $ 80,000 | $ 57,000 |
| Michigan City-La Porte, IN | 4 | $ 250,000 | $ 62,500 | $ 47,000 |
| Muncie, IN | 4 | $ 160,000 | $ 40,000 | $ 31,000 |
| Salt Lake City, UT | 4 | $ 1,340,000 | $ 335,000 | $ 120,000 |
| Sherman-Denison, TX | 4 | $ 340,000 | $ 85,000 | $ 58,000 |
| Abilene, TX | 3 | $ 275,000 | $ 91,666 | $ 74,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 495,000 | $ 165,000 | $ 356,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 295,000 | $ 98,333 | $ 42,666 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 315,000 | $ 105,000 | $ 82,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 85,000 | $ 28,333 | $ 89,000 |
| Grand Junction, CO | 3 | $ 795,000 | $ 265,000 | $ 125,000 |
| Provo-Orem, UT | 3 | $ 725,000 | $ 241,666 | $ 145,000 |
| Victoria, TX | 3 | $ 235,000 | $ 78,333 | $ 59,000 |
| Wichita Falls, TX | 3 | $ 425,000 | $ 141,666 | $ 85,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 350,000 | $ 175,000 | $ 16,000 |
| Elkhart-Goshen, IN | 2 | $ 70,000 | $ 35,000 | $ 42,000 |
| Fort Collins, CO | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Lima, OH | 2 | $ 520,000 | $ 260,000 | $ 27,000 |
| Logan, UT-ID | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| New Bern, NC | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Rockford, IL | 2 | $ 90,000 | $ 45,000 | $ 83,000 |
| Salisbury, MD-DE | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| San Angelo, TX | 2 | $ 1,840,000 | $ 920,000 | $ 93,000 |
| Wichita, KS | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Akron, OH | 1 | $ 445,000 | $ 445,000 | $ 323,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Dubuque, IA | 1 | $ 455,000 | $ 455,000 | $ 550,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Harrisburg-Carlisle, PA | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Hinesville, GA | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 155,000 | $ 155,000 | $ 192,000 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Manchester-Nashua, NH | 1 | $ 24,505,000 | $ 24,505,000 | $ 0 |
| Midland, MI | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Nassau County-Suffolk County, NY | 1 | $ 125,000 | $ 125,000 | $ 214,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| New York-Newark, NY | 1 | $ 105,000 | $ 105,000 | $ 239,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Oshkosh-Neenah, WI | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Roanoke, VA | 1 | $ 345,000 | $ 345,000 | $ 202,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 395,000 | $ 395,000 | $ 168,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 615,000 | $ 615,000 | $ 30,000 |
| Sioux City, IA-NE-SD | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| St. Joseph, MO-KS | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Syracuse, NY | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Toledo, OH | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Wenatchee, WA | 1 | $ 345,000 | $ 345,000 | $ 216,000 |
| Winchester, VA-WV | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,798 | $6,058,010,000 | $254,000 | $45,005,000 | $119,000 | $6,600,000 |
| Other Purpose | 22,997 | $1,909,125,000 | $83,000 | $2,215,000 | $104,000 | $5,602,000 |
| Home Improvement | 20,262 | $1,490,330,000 | $73,000 | $2,005,000 | $100,000 | $8,806,000 |
| Refinancing | 16,909 | $1,975,885,000 | $116,000 | $22,005,000 | $90,000 | $4,619,000 |
| Cash-out Refinancing | 9,284 | $2,340,360,000 | $252,000 | $13,305,000 | $124,000 | $4,206,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 67,613 | $10,034,515,000 | $148,000 | $2,485,000 | $110,000 | $6,000,000 |
| Black or African American | 11,939 | $1,177,455,000 | $98,000 | $3,455,000 | $74,000 | $4,160,000 |
| Hispanic | 6,760 | $965,320,000 | $142,000 | $2,005,000 | $101,000 | $3,000,000 |
| Not Provided | 3,822 | $783,000,000 | $204,000 | $2,005,000 | $135,000 | $6,600,000 |
| Asian | 1,886 | $335,530,000 | $177,000 | $1,635,000 | $128,000 | $8,806,000 |
| American Indian or Alaskan Native | 455 | $49,315,000 | $108,000 | $975,000 | $89,000 | $1,200,000 |
| Not applicable | 95 | $281,165,000 | $2,959,000 | $45,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 79 | $9,295,000 | $117,000 | $615,000 | $132,000 | $1,193,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 86,783 | $12,663,245,000 | $145,000 | $45,005,000 | $109,000 | $8,806,000 |
| FHA-insured (Federal Housing Administration) | 4,189 | $689,275,000 | $164,000 | $675,000 | $65,000 | $650,000 |
| VA-guaranteed (Veterans Administration) | 1,413 | $313,355,000 | $221,000 | $955,000 | $80,000 | $835,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 865 | $107,835,000 | $124,000 | $395,000 | $47,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44,409 | $7,657,365,000 | $172,000 | $30,595,000 | $117,000 | $8,806,000 |
| Application Denied By Financial Institution | 34,715 | $3,221,535,000 | $92,000 | $24,505,000 | $90,000 | $6,000,000 |
| Application Withdrawn By Applicant | 5,543 | $1,385,635,000 | $249,000 | $22,005,000 | $115,000 | $3,000,000 |
| Application Approved But Not Accepted | 5,027 | $742,825,000 | $147,000 | $45,005,000 | $111,000 | $5,236,000 |
| File Closed For Incompleteness | 2,595 | $565,475,000 | $217,000 | $3,455,000 | $122,000 | $6,600,000 |
| Preapproval Denied by Financial Institution | 625 | $118,995,000 | $190,000 | $2,005,000 | $59,000 | $519,000 |
| Preapproval Approved but not Accepted | 325 | $80,605,000 | $248,000 | $1,405,000 | $97,000 | $882,000 |
| Loan Purchased By The Institution | 11 | $1,275,000 | $115,000 | $325,000 | $65,000 | $90,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 57,910 | $10,433,180,000 | $180,000 | $45,005,000 | $116,000 | $8,806,000 |
| Credit History | 16,152 | $1,116,270,000 | $69,000 | $2,005,000 | $83,000 | $5,442,000 |
| Debt-To-Income Ratio | 8,698 | $1,088,550,000 | $125,000 | $24,505,000 | $63,000 | $2,231,000 |
| Collateral | 4,371 | $438,595,000 | $100,000 | $2,005,000 | $128,000 | $3,360,000 |
| Credit Application Incomplete | 3,451 | $337,515,000 | $97,000 | $1,005,000 | $116,000 | $6,000,000 |
| Other | 1,304 | $150,350,000 | $115,000 | $1,435,000 | $124,000 | $2,364,000 |
| Unverifiable Information | 832 | $114,520,000 | $137,000 | $2,005,000 | $129,000 | $5,602,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 448 | $81,190,000 | $181,000 | $1,285,000 | $75,000 | $1,039,000 |
| Employment History | 84 | $13,540,000 | $161,000 | $965,000 | $71,000 | $507,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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