Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Reliance First Capital, LLC of Melville, NY reported 5,071 mortgage applications totaling $1.2 billion, up 7% from 2023. The average application was for $231,986, and applicants reported an average income of $98,199. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Cleveland, OH (416), Charlotte-Concord-Gastonia, NC-SC (238) and Nassau County-Suffolk County, NY (189) (applications in parentheses).

Mortgage Company & Address Reliance First Capital, LLC
201 Old Country Road Suite 205
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 5,071
Total Mortgage Loan Application Amount $1,176,405,000
Average Mortgage Loan Application Amount $231,986
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $98,199
Highest Applicant Income $4,053,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliance First Capital, LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 292 $ 59,060,000 $ 202,260 $ 97,000
Suffolk, New York 125 $ 48,725,000 $ 389,800 $ 172,000
Mecklenburg, North Carolina 82 $ 19,780,000 $ 241,219 $ 90,000
Erie, New York 67 $ 12,885,000 $ 192,313 $ 79,000
Nassau, New York 64 $ 25,750,000 $ 402,343 $ 153,000
Medina, Ohio 53 $ 13,695,000 $ 258,396 $ 89,000
Westmoreland, Pennsylvania 52 $ 8,900,000 $ 171,153 $ 77,000
Wake, North Carolina 50 $ 13,000,000 $ 260,000 $ 94,000
Davidson, Tennessee 47 $ 10,455,000 $ 222,446 $ 71,000
Allegheny, Pennsylvania 46 $ 7,710,000 $ 167,608 $ 82,000
Tuscaloosa, Alabama 44 $ 10,610,000 $ 241,136 $ 69,000
Franklin, Ohio 42 $ 9,270,000 $ 220,714 $ 89,000
Shelby, Tennessee 42 $ 8,210,000 $ 195,476 $ 93,000
Summit, Ohio 40 $ 9,560,000 $ 239,000 $ 217,000
Monroe, New York 39 $ 7,505,000 $ 192,435 $ 82,000
Queens, New York 37 $ 15,735,000 $ 425,270 $ 134,000
Lorain, Ohio 34 $ 7,890,000 $ 232,058 $ 111,000
Knox, Tennessee 32 $ 7,080,000 $ 221,250 $ 82,000
Fulton, Georgia 30 $ 6,880,000 $ 229,333 $ 99,000
Dutchess, New York 30 $ 8,200,000 $ 273,333 $ 100,000
Westchester, New York 30 $ 11,760,000 $ 392,000 $ 171,000
Cumberland, North Carolina 30 $ 6,390,000 $ 213,000 $ 83,000
Guilford, North Carolina 30 $ 5,250,000 $ 175,000 $ 75,000
Gwinnett, Georgia 29 $ 6,745,000 $ 232,586 $ 108,000
Forsyth, North Carolina 29 $ 5,845,000 $ 201,551 $ 77,000
Gaston, North Carolina 28 $ 4,990,000 $ 178,214 $ 72,000
York, South Carolina 25 $ 7,115,000 $ 284,600 $ 112,000
Hamilton, Tennessee 25 $ 4,795,000 $ 191,800 $ 79,000
Cabarrus, North Carolina 24 $ 5,780,000 $ 240,833 $ 115,000
Philadelphia, Pennsylvania 24 $ 3,570,000 $ 148,750 $ 66,000
Chesterfield, Virginia 24 $ 6,230,000 $ 259,583 $ 98,000
Lake, Ohio 23 $ 4,715,000 $ 205,000 $ 86,000
Prince George's, Maryland 22 $ 5,180,000 $ 235,454 $ 100,000
Union, North Carolina 22 $ 5,110,000 $ 232,272 $ 120,000
Lake, Indiana 21 $ 3,165,000 $ 150,714 $ 141,000
Orange, New York 21 $ 6,955,000 $ 331,190 $ 123,000
Richland, South Carolina 21 $ 4,465,000 $ 212,619 $ 82,000
Catawba, North Carolina 20 $ 3,470,000 $ 173,500 $ 74,000
Iredell, North Carolina 20 $ 4,130,000 $ 206,500 $ 65,000
Delaware, Pennsylvania 20 $ 4,340,000 $ 217,000 $ 105,000
Horry, South Carolina 20 $ 4,500,000 $ 225,000 $ 101,000
Rutherford, Tennessee 20 $ 4,440,000 $ 222,000 $ 89,000
Cobb, Georgia 19 $ 4,095,000 $ 215,526 $ 165,000
Kings, New York 19 $ 7,435,000 $ 391,315 $ 131,000
New Hanover, North Carolina 19 $ 3,995,000 $ 210,263 $ 88,000
Providence, Rhode Island 19 $ 4,415,000 $ 232,368 $ 116,000
Sumner, Tennessee 19 $ 5,285,000 $ 278,157 $ 106,000
Capitol Planning Region, Connecticut 18 $ 4,440,000 $ 246,666 $ 88,000
DeKalb, Georgia 18 $ 4,110,000 $ 228,333 $ 146,000
Marion, Indiana 18 $ 3,410,000 $ 189,444 $ 84,000
Niagara, New York 18 $ 3,030,000 $ 168,333 $ 86,000
Onondaga, New York 18 $ 3,970,000 $ 220,555 $ 87,000
Durham, North Carolina 18 $ 4,200,000 $ 233,333 $ 82,000
Erie, Pennsylvania 18 $ 3,840,000 $ 213,333 $ 93,000
Prince William, Virginia 18 $ 7,050,000 $ 391,666 $ 157,000
Ocean, New Jersey 17 $ 5,335,000 $ 313,823 $ 125,000
Berkeley, South Carolina 17 $ 4,865,000 $ 286,176 $ 127,000
Spartanburg, South Carolina 17 $ 3,075,000 $ 180,882 $ 58,000
Henrico, Virginia 17 $ 3,475,000 $ 204,411 $ 84,000
Ulster, New York 16 $ 3,900,000 $ 243,750 $ 106,000
Johnston, North Carolina 16 $ 3,830,000 $ 239,375 $ 141,000
Hamilton, Ohio 16 $ 3,380,000 $ 211,250 $ 84,000
Berks, Pennsylvania 16 $ 3,040,000 $ 190,000 $ 73,000
Montgomery, Tennessee 16 $ 3,590,000 $ 224,375 $ 87,000
Essex, Massachusetts 15 $ 4,475,000 $ 298,333 $ 87,000
Rockingham, New Hampshire 15 $ 4,115,000 $ 274,333 $ 124,000
Richmond, New York 15 $ 6,035,000 $ 402,333 $ 142,000
Alamance, North Carolina 15 $ 2,545,000 $ 169,666 $ 65,000
Stark, Ohio 15 $ 2,535,000 $ 169,000 $ 85,000
Monroe, Pennsylvania 15 $ 2,875,000 $ 191,666 $ 91,000
Charleston, South Carolina 15 $ 3,465,000 $ 231,000 $ 99,000
Greenville, South Carolina 15 $ 4,175,000 $ 278,333 $ 110,000
Lexington, South Carolina 15 $ 3,265,000 $ 217,666 $ 69,000
Bristol, Massachusetts 14 $ 3,450,000 $ 246,428 $ 123,000
Rensselaer, New York 14 $ 3,160,000 $ 225,714 $ 96,000
Buncombe, North Carolina 14 $ 3,340,000 $ 238,571 $ 80,000
Chesapeake, Virginia 14 $ 3,660,000 $ 261,428 $ 119,000
Jefferson, Alabama 13 $ 2,265,000 $ 174,230 $ 107,000
Polk, Florida 13 $ 3,365,000 $ 258,846 $ 87,000
Carroll, Georgia 13 $ 2,255,000 $ 173,461 $ 499,000
Cherokee, Georgia 13 $ 3,625,000 $ 278,846 $ 133,000
Anne Arundel, Maryland 13 $ 4,005,000 $ 308,076 $ 103,000
Plymouth, Massachusetts 13 $ 4,265,000 $ 328,076 $ 118,000
Hillsborough, New Hampshire 13 $ 3,405,000 $ 261,923 $ 122,000
Burlington, New Jersey 13 $ 3,015,000 $ 231,923 $ 90,000
Middlesex, New Jersey 13 $ 3,965,000 $ 305,000 $ 118,000
Brunswick, North Carolina 13 $ 2,685,000 $ 206,538 $ 71,000
Carteret, North Carolina 13 $ 2,715,000 $ 208,846 $ 108,000
Rowan, North Carolina 13 $ 2,465,000 $ 189,615 $ 78,000
Butler, Ohio 13 $ 2,695,000 $ 207,307 $ 97,000
Warren, Ohio 13 $ 4,765,000 $ 366,538 $ 140,000
Bucks, Pennsylvania 13 $ 3,335,000 $ 256,538 $ 110,000
Lancaster, Pennsylvania 13 $ 3,065,000 $ 235,769 $ 98,000
Montgomery, Pennsylvania 13 $ 2,425,000 $ 186,538 $ 91,000
Northampton, Pennsylvania 13 $ 3,415,000 $ 262,692 $ 73,000
Hillsborough, Florida 12 $ 2,910,000 $ 242,500 $ 126,000
Palm Beach, Florida 12 $ 4,070,000 $ 339,166 $ 115,000
Baltimore, Maryland 12 $ 2,860,000 $ 238,333 $ 93,000
Worcester, Massachusetts 12 $ 3,690,000 $ 307,500 $ 94,000
Rockland, New York 12 $ 5,470,000 $ 455,833 $ 160,000
Cleveland, North Carolina 12 $ 2,380,000 $ 198,333 $ 73,000
Sullivan, Tennessee 12 $ 2,230,000 $ 185,833 $ 90,000
Williamson, Tennessee 12 $ 3,480,000 $ 290,000 $ 207,000
Greater Bridgeport Planning Region, Connecticut 11 $ 3,135,000 $ 285,000 $ 84,000
Naugatuck Valley Planning Region, Connecticut 11 $ 3,045,000 $ 276,818 $ 124,000
Miami-Dade, Florida 11 $ 3,245,000 $ 295,000 $ 134,000
Orange, Florida 11 $ 2,725,000 $ 247,727 $ 83,000
Forsyth, Georgia 11 $ 2,425,000 $ 220,454 $ 96,000
Middlesex, Massachusetts 11 $ 3,215,000 $ 292,272 $ 242,000
Bronx, New York 11 $ 4,275,000 $ 388,636 $ 129,000
Lincoln, North Carolina 11 $ 1,455,000 $ 132,272 $ 66,000
Pitt, North Carolina 11 $ 2,085,000 $ 189,545 $ 64,000
Erie, Ohio 11 $ 2,345,000 $ 213,181 $ 110,000
York, Pennsylvania 11 $ 2,385,000 $ 216,818 $ 71,000
Kent, Rhode Island 11 $ 3,245,000 $ 295,000 $ 111,000
Anderson, Tennessee 11 $ 2,335,000 $ 212,272 $ 70,000
Fairfax, Virginia 11 $ 2,765,000 $ 251,363 $ 148,000
Spotsylvania, Virginia 11 $ 3,005,000 $ 273,181 $ 85,000
Lee, Florida 10 $ 3,050,000 $ 305,000 $ 92,000
Pasco, Florida 10 $ 2,130,000 $ 213,000 $ 77,000
Pinellas, Florida 10 $ 2,070,000 $ 207,000 $ 306,000
Barrow, Georgia 10 $ 2,110,000 $ 211,000 $ 87,000
Chatham, Georgia 10 $ 2,260,000 $ 226,000 $ 81,000
Henry, Georgia 10 $ 2,420,000 $ 242,000 $ 106,000
Houston, Georgia 10 $ 2,460,000 $ 246,000 $ 103,000
Montgomery, Maryland 10 $ 3,330,000 $ 333,000 $ 152,000
Craven, North Carolina 10 $ 1,940,000 $ 194,000 $ 70,000
Portage, Ohio 10 $ 2,940,000 $ 294,000 $ 103,000
Aiken, South Carolina 10 $ 2,500,000 $ 250,000 $ 107,000
Beaufort, South Carolina 10 $ 2,400,000 $ 240,000 $ 160,000
Blount, Tennessee 10 $ 2,600,000 $ 260,000 $ 92,000
Maury, Tennessee 10 $ 2,730,000 $ 273,000 $ 80,000
Washington, Tennessee 10 $ 1,780,000 $ 178,000 $ 58,000
Baldwin, Alabama 9 $ 2,555,000 $ 283,888 $ 114,000
New Castle, Delaware 9 $ 2,275,000 $ 252,777 $ 126,000
Sussex, Delaware 9 $ 2,175,000 $ 241,666 $ 78,000
Marion, Florida 9 $ 1,795,000 $ 199,444 $ 70,000
Volusia, Florida 9 $ 1,745,000 $ 193,888 $ 31,000
Clayton, Georgia 9 $ 1,805,000 $ 200,555 $ 52,000
Fayette, Georgia 9 $ 2,705,000 $ 300,555 $ 142,000
Newton, Georgia 9 $ 2,065,000 $ 229,444 $ 72,000
Baltimore City, Maryland 9 $ 1,365,000 $ 151,666 $ 75,000
Union, New Jersey 9 $ 3,535,000 $ 392,777 $ 192,000
Albany, New York 9 $ 1,935,000 $ 215,000 $ 86,000
Oswego, New York 9 $ 1,685,000 $ 187,222 $ 90,000
Caldwell, North Carolina 9 $ 1,805,000 $ 200,555 $ 78,000
Haywood, North Carolina 9 $ 1,765,000 $ 196,111 $ 61,000
Moore, North Carolina 9 $ 2,225,000 $ 247,222 $ 94,000
Stanly, North Carolina 9 $ 1,935,000 $ 215,000 $ 71,000
Geauga, Ohio 9 $ 2,025,000 $ 225,000 $ 78,000
Lucas, Ohio 9 $ 1,385,000 $ 153,888 $ 69,000
Mahoning, Ohio 9 $ 1,755,000 $ 195,000 $ 92,000
Fayette, Pennsylvania 9 $ 1,565,000 $ 173,888 $ 76,000
Washington, Pennsylvania 9 $ 1,265,000 $ 140,555 $ 100,000
Dorchester, South Carolina 9 $ 2,145,000 $ 238,333 $ 88,000
Wilson, Tennessee 9 $ 1,935,000 $ 215,000 $ 120,000
Roanoke, Virginia 9 $ 1,785,000 $ 198,333 $ 85,000
Pulaski, Arkansas 8 $ 1,220,000 $ 152,500 $ 82,000
South Central Connecticut Planning Region, Connecticut 8 $ 2,470,000 $ 308,750 $ 98,000
Kent, Delaware 8 $ 2,470,000 $ 308,750 $ 101,000
Duval, Florida 8 $ 1,730,000 $ 216,250 $ 75,000
Jackson, Georgia 8 $ 1,700,000 $ 212,500 $ 87,000
Richmond, Georgia 8 $ 1,300,000 $ 162,500 $ 87,000
Camden, New Jersey 8 $ 1,380,000 $ 172,500 $ 77,000
Essex, New Jersey 8 $ 2,280,000 $ 285,000 $ 153,000
Bernalillo, New Mexico 8 $ 1,730,000 $ 216,250 $ 80,000
Putnam, New York 8 $ 2,190,000 $ 273,750 $ 102,000
Schenectady, New York 8 $ 1,570,000 $ 196,250 $ 72,000
Wayne, North Carolina 8 $ 1,780,000 $ 222,500 $ 77,000
Chester, Pennsylvania 8 $ 1,690,000 $ 211,250 $ 110,000
Lehigh, Pennsylvania 8 $ 1,800,000 $ 225,000 $ 49,000
Sevier, Tennessee 8 $ 2,420,000 $ 302,500 $ 59,000
Frederick, Virginia 8 $ 1,420,000 $ 177,500 $ 75,000
Newport News, Virginia 8 $ 1,570,000 $ 196,250 $ 85,000
Mobile, Alabama 7 $ 665,000 $ 95,000 $ 49,000
Garland, Arkansas 7 $ 1,455,000 $ 207,857 $ 61,000
Southeastern Connecticut Planning Region, Connecticut 7 $ 2,055,000 $ 293,571 $ 177,000
Bartow, Georgia 7 $ 1,375,000 $ 196,428 $ 69,000
Allen, Indiana 7 $ 1,575,000 $ 225,000 $ 78,000
Jefferson, Kentucky 7 $ 1,085,000 $ 155,000 $ 76,000
Norfolk, Massachusetts 7 $ 2,445,000 $ 349,285 $ 162,000
Wayne, Michigan 7 $ 945,000 $ 135,000 $ 46,000
Bergen, New Jersey 7 $ 3,305,000 $ 472,142 $ 149,000
Gloucester, New Jersey 7 $ 1,825,000 $ 260,714 $ 116,000
Monmouth, New Jersey 7 $ 2,495,000 $ 356,428 $ 133,000
Oneida, New York 7 $ 1,055,000 $ 150,714 $ 60,000
Granville, North Carolina 7 $ 1,025,000 $ 146,428 $ 57,000
Onslow, North Carolina 7 $ 1,595,000 $ 227,857 $ 72,000
Randolph, North Carolina 7 $ 1,135,000 $ 162,142 $ 54,000
Robeson, North Carolina 7 $ 1,835,000 $ 262,142 $ 90,000
Trumbull, Ohio 7 $ 805,000 $ 115,000 $ 49,000
Wayne, Pennsylvania 7 $ 1,315,000 $ 187,857 $ 79,000
Dickson, Tennessee 7 $ 1,725,000 $ 246,428 $ 73,000
Madison, Tennessee 7 $ 805,000 $ 115,000 $ 49,000
Roane, Tennessee 7 $ 1,575,000 $ 225,000 $ 87,000
Shelby, Alabama 6 $ 1,050,000 $ 175,000 $ 92,000
Benton, Arkansas 6 $ 1,560,000 $ 260,000 $ 150,000
Western Connecticut Planning Region, Connecticut 6 $ 1,720,000 $ 286,666 $ 142,000
Brevard, Florida 6 $ 1,050,000 $ 175,000 $ 59,000
Collier, Florida 6 $ 2,100,000 $ 350,000 $ 133,000
Manatee, Florida 6 $ 2,020,000 $ 336,666 $ 119,000
Sarasota, Florida 6 $ 1,500,000 $ 250,000 $ 103,000
St. Lucie, Florida 6 $ 1,580,000 $ 263,333 $ 84,000
Columbia, Georgia 6 $ 1,700,000 $ 283,333 $ 120,000
Frederick, Maryland 6 $ 870,000 $ 145,000 $ 69,000
Wicomico, Maryland 6 $ 1,160,000 $ 193,333 $ 75,000
Barnstable, Massachusetts 6 $ 2,160,000 $ 360,000 $ 112,000
Hampden, Massachusetts 6 $ 1,300,000 $ 216,666 $ 85,000
Cheshire, New Hampshire 6 $ 1,640,000 $ 273,333 $ 115,000
Somerset, New Jersey 6 $ 2,420,000 $ 403,333 $ 284,000
Ontario, New York 6 $ 1,000,000 $ 166,666 $ 80,000
Sullivan, New York 6 $ 900,000 $ 150,000 $ 84,000
Washington, New York 6 $ 1,310,000 $ 218,333 $ 87,000
Davidson, North Carolina 6 $ 1,420,000 $ 236,666 $ 97,000
Harnett, North Carolina 6 $ 1,220,000 $ 203,333 $ 88,000
Nash, North Carolina 6 $ 1,000,000 $ 166,666 $ 80,000
Orange, North Carolina 6 $ 2,220,000 $ 370,000 $ 179,000
Pender, North Carolina 6 $ 1,590,000 $ 265,000 $ 164,000
Rockingham, North Carolina 6 $ 1,040,000 $ 173,333 $ 68,000
Beaver, Pennsylvania 6 $ 750,000 $ 125,000 $ 56,000
Butler, Pennsylvania 6 $ 1,340,000 $ 223,333 $ 82,000
Dauphin, Pennsylvania 6 $ 1,550,000 $ 258,333 $ 84,000
Lackawanna, Pennsylvania 6 $ 800,000 $ 133,333 $ 60,000
Lancaster, South Carolina 6 $ 1,300,000 $ 216,666 $ 57,000
Gibson, Tennessee 6 $ 1,090,000 $ 181,666 $ 72,000
Robertson, Tennessee 6 $ 1,170,000 $ 195,000 $ 60,000
Tipton, Tennessee 6 $ 900,000 $ 150,000 $ 62,000
Fauquier, Virginia 6 $ 2,970,000 $ 495,000 $ 158,000
Portsmouth, Virginia 6 $ 940,000 $ 156,666 $ 74,000
Virginia Beach, Virginia 6 $ 1,220,000 $ 203,333 $ 57,000
Madison, Alabama 5 $ 795,000 $ 159,000 $ 69,000
Faulkner, Arkansas 5 $ 1,055,000 $ 211,000 $ 287,000
Saline, Arkansas 5 $ 1,015,000 $ 203,000 $ 99,000
Coweta, Georgia 5 $ 1,215,000 $ 243,000 $ 115,000
Hall, Georgia 5 $ 1,295,000 $ 259,000 $ 107,000
Muscogee, Georgia 5 $ 775,000 $ 155,000 $ 125,000
Walker, Georgia 5 $ 665,000 $ 133,000 $ 53,000
York, Maine 5 $ 1,305,000 $ 261,000 $ 109,000
Dorchester, Maryland 5 $ 785,000 $ 157,000 $ 53,000
Kent, Michigan 5 $ 985,000 $ 197,000 $ 60,000
DeSoto, Mississippi 5 $ 1,505,000 $ 301,000 $ 70,000
Carroll, New Hampshire 5 $ 1,285,000 $ 257,000 $ 106,000
Grafton, New Hampshire 5 $ 1,485,000 $ 297,000 $ 135,000
Atlantic, New Jersey 5 $ 1,575,000 $ 315,000 $ 184,000
Morris, New Jersey 5 $ 1,525,000 $ 305,000 $ 135,000
Chenango, New York 5 $ 655,000 $ 131,000 $ 47,000
Genesee, New York 5 $ 1,245,000 $ 249,000 $ 137,000
Burke, North Carolina 5 $ 875,000 $ 175,000 $ 41,000
Macon, North Carolina 5 $ 915,000 $ 183,000 $ 46,000
Stokes, North Carolina 5 $ 1,235,000 $ 247,000 $ 92,000
Ashtabula, Ohio 5 $ 805,000 $ 161,000 $ 57,000
Huron, Ohio 5 $ 825,000 $ 165,000 $ 67,000
Wayne, Ohio 5 $ 935,000 $ 187,000 $ 80,000
Pike, Pennsylvania 5 $ 645,000 $ 129,000 $ 51,000
Florence, South Carolina 5 $ 1,315,000 $ 263,000 $ 95,000
Georgetown, South Carolina 5 $ 1,135,000 $ 227,000 $ 67,000
Kershaw, South Carolina 5 $ 775,000 $ 155,000 $ 93,000
Oconee, South Carolina 5 $ 815,000 $ 163,000 $ 82,000
Pickens, South Carolina 5 $ 1,205,000 $ 241,000 $ 71,000
Cheatham, Tennessee 5 $ 765,000 $ 153,000 $ 82,000
Fayette, Tennessee 5 $ 925,000 $ 185,000 $ 97,000
Lincoln, Tennessee 5 $ 1,565,000 $ 313,000 $ 85,000
McMinn, Tennessee 5 $ 905,000 $ 181,000 $ 50,000
Putnam, Tennessee 5 $ 1,125,000 $ 225,000 $ 105,000
Hampton, Virginia 5 $ 1,125,000 $ 225,000 $ 84,000
Houston, Alabama 4 $ 660,000 $ 165,000 $ 81,000
Lee, Alabama 4 $ 900,000 $ 225,000 $ 111,000
Montgomery, Alabama 4 $ 480,000 $ 120,000 $ 64,000
Talladega, Alabama 4 $ 850,000 $ 212,500 $ 62,000
Northwest Hills Planning Region, Connecticut 4 $ 820,000 $ 205,000 $ 101,000
Broward, Florida 4 $ 1,230,000 $ 307,500 $ 91,000
Flagler, Florida 4 $ 690,000 $ 172,500 $ 85,000
Indian River, Florida 4 $ 1,400,000 $ 350,000 $ 58,000
Lake, Florida 4 $ 760,000 $ 190,000 $ 63,000
Osceola, Florida 4 $ 1,030,000 $ 257,500 $ 77,000
Bryan, Georgia 4 $ 840,000 $ 210,000 $ 106,000
Dougherty, Georgia 4 $ 630,000 $ 157,500 $ 59,000
Elkhart, Indiana 4 $ 820,000 $ 205,000 $ 69,000
Hendricks, Indiana 4 $ 840,000 $ 210,000 $ 67,000
Madison, Indiana 4 $ 570,000 $ 142,500 $ 69,000
Morgan, Indiana 4 $ 640,000 $ 160,000 $ 114,000
Fayette, Kentucky 4 $ 640,000 $ 160,000 $ 68,000
Nelson, Kentucky 4 $ 1,130,000 $ 282,500 $ 80,000
Pulaski, Kentucky 4 $ 530,000 $ 132,500 $ 50,000
Orleans, Louisiana 4 $ 660,000 $ 165,000 $ 91,000
Charles, Maryland 4 $ 1,130,000 $ 282,500 $ 212,000
Harrison, Mississippi 4 $ 720,000 $ 180,000 $ 56,000
Yellowstone, Montana 4 $ 770,000 $ 192,500 $ 67,000
Belknap, New Hampshire 4 $ 870,000 $ 217,500 $ 52,000
Merrimack, New Hampshire 4 $ 1,550,000 $ 387,500 $ 155,000
Strafford, New Hampshire 4 $ 1,030,000 $ 257,500 $ 98,000
Broome, New York 4 $ 490,000 $ 122,500 $ 69,000
Essex, New York 4 $ 590,000 $ 147,500 $ 61,000
Madison, New York 4 $ 780,000 $ 195,000 $ 79,000
Wayne, New York 4 $ 700,000 $ 175,000 $ 78,000
Anson, North Carolina 4 $ 920,000 $ 230,000 $ 88,000
Beaufort, North Carolina 4 $ 580,000 $ 145,000 $ 57,000
Caswell, North Carolina 4 $ 560,000 $ 140,000 $ 41,000
Greene, North Carolina 4 $ 470,000 $ 117,500 $ 52,000
Henderson, North Carolina 4 $ 1,090,000 $ 272,500 $ 134,000
Sampson, North Carolina 4 $ 530,000 $ 132,500 $ 50,000
Watauga, North Carolina 4 $ 1,150,000 $ 287,500 $ 121,000
Wilson, North Carolina 4 $ 920,000 $ 230,000 $ 92,000
Clermont, Ohio 4 $ 1,000,000 $ 250,000 $ 74,000
Fairfield, Ohio 4 $ 1,190,000 $ 297,500 $ 78,000
Jefferson, Ohio 4 $ 440,000 $ 110,000 $ 60,000
Montgomery, Ohio 4 $ 750,000 $ 187,500 $ 62,000
Crawford, Pennsylvania 4 $ 480,000 $ 120,000 $ 68,000
Huntingdon, Pennsylvania 4 $ 530,000 $ 132,500 $ 66,000
Schuylkill, Pennsylvania 4 $ 660,000 $ 165,000 $ 133,000
Washington, Rhode Island 4 $ 1,040,000 $ 260,000 $ 205,000
Bedford, Tennessee 4 $ 700,000 $ 175,000 $ 95,000
Dyer, Tennessee 4 $ 620,000 $ 155,000 $ 70,000
Franklin, Tennessee 4 $ 920,000 $ 230,000 $ 72,000
Macon, Tennessee 4 $ 790,000 $ 197,500 $ 65,000
Marion, Tennessee 4 $ 740,000 $ 185,000 $ 86,000
Marshall, Tennessee 4 $ 970,000 $ 242,500 $ 93,000
Bedford, Virginia 4 $ 980,000 $ 245,000 $ 88,000
Henry, Virginia 4 $ 730,000 $ 182,500 $ 86,000
Loudoun, Virginia 4 $ 790,000 $ 197,500 $ 173,000
Richmond City, Virginia 4 $ 950,000 $ 237,500 $ 117,000
Suffolk, Virginia 4 $ 1,020,000 $ 255,000 $ 88,000
Etowah, Alabama 3 $ 465,000 $ 155,000 $ 91,000
Hale, Alabama 3 $ 485,000 $ 161,666 $ 75,000
Jackson, Alabama 3 $ 745,000 $ 248,333 $ 93,000
Marshall, Alabama 3 $ 775,000 $ 258,333 $ 95,000
Randolph, Alabama 3 $ 445,000 $ 148,333 $ 59,000
Pima, Arizona 3 $ 375,000 $ 125,000 $ 33,000
Crittenden, Arkansas 3 $ 585,000 $ 195,000 $ 78,000
Sebastian, Arkansas 3 $ 475,000 $ 158,333 $ 68,000
Lower Connecticut River Valley Planning Region, Connecticut 3 $ 955,000 $ 318,333 $ 104,000
Northeastern Connecticut Planning Region, Connecticut 3 $ 575,000 $ 191,666 $ 55,000
Escambia, Florida 3 $ 2,085,000 $ 695,000 $ 36,000
Highlands, Florida 3 $ 475,000 $ 158,333 $ 45,000
Okaloosa, Florida 3 $ 1,125,000 $ 375,000 $ 439,000
Chattooga, Georgia 3 $ 285,000 $ 95,000 $ 66,000
Douglas, Georgia 3 $ 875,000 $ 291,666 $ 83,000
Gordon, Georgia 3 $ 555,000 $ 185,000 $ 55,000
Habersham, Georgia 3 $ 585,000 $ 195,000 $ 70,000
Haralson, Georgia 3 $ 575,000 $ 191,666 $ 73,000
Paulding, Georgia 3 $ 605,000 $ 201,666 $ 107,000
Rockdale, Georgia 3 $ 835,000 $ 278,333 $ 76,000
Spalding, Georgia 3 $ 565,000 $ 188,333 $ 91,000
Walton, Georgia 3 $ 575,000 $ 191,666 $ 66,000
Clark, Indiana 3 $ 395,000 $ 131,666 $ 47,000
Monroe, Indiana 3 $ 445,000 $ 148,333 $ 50,000
Porter, Indiana 3 $ 525,000 $ 175,000 $ 79,000
St. Joseph, Indiana 3 $ 545,000 $ 181,666 $ 74,000
Tippecanoe, Indiana 3 $ 675,000 $ 225,000 $ 85,000
Boone, Kentucky 3 $ 595,000 $ 198,333 $ 127,000
Kenton, Kentucky 3 $ 595,000 $ 198,333 $ 48,000
Shelby, Kentucky 3 $ 1,045,000 $ 348,333 $ 153,000
Jefferson, Louisiana 3 $ 725,000 $ 241,666 $ 134,000
Kennebec, Maine 3 $ 425,000 $ 141,666 $ 53,000
Carroll, Maryland 3 $ 955,000 $ 318,333 $ 102,000
Harford, Maryland 3 $ 755,000 $ 251,666 $ 115,000
Howard, Maryland 3 $ 855,000 $ 285,000 $ 139,000
Washington, Maryland 3 $ 375,000 $ 125,000 $ 38,000
Suffolk, Massachusetts 3 $ 1,125,000 $ 375,000 $ 241,000
Macomb, Michigan 3 $ 495,000 $ 165,000 $ 41,000
Jackson, Mississippi 3 $ 565,000 $ 188,333 $ 60,000
Cumberland, New Jersey 3 $ 655,000 $ 218,333 $ 119,000
Sussex, New Jersey 3 $ 855,000 $ 285,000 $ 126,000
Chautauqua, New York 3 $ 405,000 $ 135,000 $ 80,000
Chemung, New York 3 $ 505,000 $ 168,333 $ 83,000
Clinton, New York 3 $ 445,000 $ 148,333 $ 63,000
Delaware, New York 3 $ 485,000 $ 161,666 $ 68,000
Herkimer, New York 3 $ 775,000 $ 258,333 $ 85,000
Livingston, New York 3 $ 365,000 $ 121,666 $ 52,000
Montgomery, New York 3 $ 395,000 $ 131,666 $ 67,000
Saratoga, New York 3 $ 965,000 $ 321,666 $ 128,000
Steuben, New York 3 $ 465,000 $ 155,000 $ 50,000
Tioga, New York 3 $ 315,000 $ 105,000 $ 61,000
Warren, New York 3 $ 655,000 $ 218,333 $ 84,000
Yates, New York 3 $ 715,000 $ 238,333 $ 65,000
Cherokee, North Carolina 3 $ 475,000 $ 158,333 $ 53,000
Davie, North Carolina 3 $ 685,000 $ 228,333 $ 53,000
Edgecombe, North Carolina 3 $ 465,000 $ 155,000 $ 39,000
Franklin, North Carolina 3 $ 795,000 $ 265,000 $ 85,000
Halifax, North Carolina 3 $ 425,000 $ 141,666 $ 52,000
Lee, North Carolina 3 $ 505,000 $ 168,333 $ 68,000
McDowell, North Carolina 3 $ 775,000 $ 258,333 $ 102,000
Person, North Carolina 3 $ 475,000 $ 158,333 $ 67,000
Wilkes, North Carolina 3 $ 555,000 $ 185,000 $ 56,000
Yadkin, North Carolina 3 $ 555,000 $ 185,000 $ 50,000
Allen, Ohio 3 $ 825,000 $ 275,000 $ 160,000
Ashland, Ohio 3 $ 765,000 $ 255,000 $ 74,000
Delaware, Ohio 3 $ 1,085,000 $ 361,666 $ 113,000
Highland, Ohio 3 $ 345,000 $ 115,000 $ 17,000
Knox, Ohio 3 $ 415,000 $ 138,333 $ 56,000
Licking, Ohio 3 $ 485,000 $ 161,666 $ 65,000
Morrow, Ohio 3 $ 725,000 $ 241,666 $ 98,000
Richland, Ohio 3 $ 535,000 $ 178,333 $ 66,000
Scioto, Ohio 3 $ 315,000 $ 105,000 $ 61,000
Tuscarawas, Ohio 3 $ 505,000 $ 168,333 $ 93,000
Armstrong, Pennsylvania 3 $ 645,000 $ 215,000 $ 93,000
Cumberland, Pennsylvania 3 $ 435,000 $ 145,000 $ 56,000
Franklin, Pennsylvania 3 $ 605,000 $ 201,666 $ 55,000
Lawrence, Pennsylvania 3 $ 345,000 $ 115,000 $ 47,000
Luzerne, Pennsylvania 3 $ 285,000 $ 95,000 $ 41,000
Wyoming, Pennsylvania 3 $ 605,000 $ 201,666 $ 46,000
Anderson, South Carolina 3 $ 715,000 $ 238,333 $ 69,000
Chester, South Carolina 3 $ 715,000 $ 238,333 $ 96,000
Colleton, South Carolina 3 $ 755,000 $ 251,666 $ 78,000
Sumter, South Carolina 3 $ 565,000 $ 188,333 $ 26,000
Cumberland, Tennessee 3 $ 595,000 $ 198,333 $ 108,000
DeKalb, Tennessee 3 $ 385,000 $ 128,333 $ 63,000
Greene, Tennessee 3 $ 515,000 $ 171,666 $ 62,000
Hickman, Tennessee 3 $ 595,000 $ 198,333 $ 75,000
Jefferson, Tennessee 3 $ 505,000 $ 168,333 $ 77,000
Lawrence, Tennessee 3 $ 1,105,000 $ 368,333 $ 248,000
Monroe, Tennessee 3 $ 575,000 $ 191,666 $ 95,000
Obion, Tennessee 3 $ 245,000 $ 81,666 $ 61,000
Rhea, Tennessee 3 $ 505,000 $ 168,333 $ 97,000
Windham, Vermont 3 $ 785,000 $ 261,666 $ 59,000
Augusta, Virginia 3 $ 275,000 $ 91,666 $ 66,000
Dinwiddie, Virginia 3 $ 805,000 $ 268,333 $ 102,000
Hanover, Virginia 3 $ 565,000 $ 188,333 $ 88,000
Louisa, Virginia 3 $ 395,000 $ 131,666 $ 75,000
Manassas, Virginia 3 $ 1,275,000 $ 425,000 $ 151,000
Norfolk, Virginia 3 $ 425,000 $ 141,666 $ 211,000
Northampton, Virginia 3 $ 635,000 $ 211,666 $ 61,000
Petersburg, Virginia 3 $ 495,000 $ 165,000 $ 92,000
Roanoke City, Virginia 3 $ 375,000 $ 125,000 $ 104,000
Shenandoah, Virginia 3 $ 575,000 $ 191,666 $ 104,000
Warren, Virginia 3 $ 405,000 $ 135,000 $ 62,000
Wythe, Virginia 3 $ 425,000 $ 141,666 $ 50,000
King, Washington 3 $ 1,505,000 $ 501,666 $ 134,000
Laramie, Wyoming 3 $ 805,000 $ 268,333 $ 118,000
Autauga, Alabama 2 $ 420,000 $ 210,000 $ 55,000
Calhoun, Alabama 2 $ 440,000 $ 220,000 $ 50,000
Colbert, Alabama 2 $ 380,000 $ 190,000 $ 117,000
Elmore, Alabama 2 $ 340,000 $ 170,000 $ 103,000
Lauderdale, Alabama 2 $ 300,000 $ 150,000 $ 43,000
Limestone, Alabama 2 $ 420,000 $ 210,000 $ 123,000
Monroe, Alabama 2 $ 210,000 $ 105,000 $ 55,000
Morgan, Alabama 2 $ 290,000 $ 145,000 $ 34,000
Pickens, Alabama 2 $ 270,000 $ 135,000 $ 41,000
St. Clair, Alabama 2 $ 400,000 $ 200,000 $ 112,000
Maricopa, Arizona 2 $ 630,000 $ 315,000 $ 112,000
Mohave, Arizona 2 $ 470,000 $ 235,000 $ 87,000
Johnson, Arkansas 2 $ 350,000 $ 175,000 $ 48,000
Sharp, Arkansas 2 $ 260,000 $ 130,000 $ 70,000
Washington, Arkansas 2 $ 580,000 $ 290,000 $ 112,000
Los Angeles, California 2 $ 540,000 $ 270,000 $ 127,000
Orange, California 2 $ 1,410,000 $ 705,000 $ 159,000
Charlotte, Florida 2 $ 290,000 $ 145,000 $ 37,000
Citrus, Florida 2 $ 460,000 $ 230,000 $ 63,000
Clay, Florida 2 $ 520,000 $ 260,000 $ 65,000
Hernando, Florida 2 $ 510,000 $ 255,000 $ 77,000
Leon, Florida 2 $ 350,000 $ 175,000 $ 52,000
Ben Hill, Georgia 2 $ 210,000 $ 105,000 $ 30,000
Camden, Georgia 2 $ 510,000 $ 255,000 $ 63,000
Catoosa, Georgia 2 $ 510,000 $ 255,000 $ 66,000
Floyd, Georgia 2 $ 330,000 $ 165,000 $ 45,000
Lowndes, Georgia 2 $ 570,000 $ 285,000 $ 109,000
Murray, Georgia 2 $ 330,000 $ 165,000 $ 41,000
Pickens, Georgia 2 $ 530,000 $ 265,000 $ 96,000
Putnam, Georgia 2 $ 480,000 $ 240,000 $ 60,000
Tattnall, Georgia 2 $ 170,000 $ 85,000 $ 40,000
Thomas, Georgia 2 $ 420,000 $ 210,000 $ 72,000
Troup, Georgia 2 $ 330,000 $ 165,000 $ 64,000
Union, Georgia 2 $ 240,000 $ 120,000 $ 74,000
Benton, Indiana 2 $ 260,000 $ 130,000 $ 54,000
Dearborn, Indiana 2 $ 540,000 $ 270,000 $ 124,000
Fayette, Indiana 2 $ 330,000 $ 165,000 $ 96,000
Grant, Indiana 2 $ 260,000 $ 130,000 $ 44,000
Hamilton, Indiana 2 $ 390,000 $ 195,000 $ 139,000
LaPorte, Indiana 2 $ 240,000 $ 120,000 $ 48,000
Orange, Indiana 2 $ 310,000 $ 155,000 $ 72,000
Vanderburgh, Indiana 2 $ 670,000 $ 335,000 $ 82,000
Vigo, Indiana 2 $ 240,000 $ 120,000 $ 144,000
Wabash, Indiana 2 $ 280,000 $ 140,000 $ 47,000
Whitley, Indiana 2 $ 510,000 $ 255,000 $ 86,000
Allen, Kentucky 2 $ 550,000 $ 275,000 $ 127,000
Barren, Kentucky 2 $ 370,000 $ 185,000 $ 64,000
Bullitt, Kentucky 2 $ 460,000 $ 230,000 $ 123,000
Grant, Kentucky 2 $ 360,000 $ 180,000 $ 62,000
Henry, Kentucky 2 $ 480,000 $ 240,000 $ 76,000
Laurel, Kentucky 2 $ 500,000 $ 250,000 $ 111,000
Montgomery, Kentucky 2 $ 340,000 $ 170,000 $ 64,000
Powell, Kentucky 2 $ 230,000 $ 115,000 $ 31,000
Russell, Kentucky 2 $ 150,000 $ 75,000 $ 36,000
Bossier, Louisiana 2 $ 360,000 $ 180,000 $ 128,000
East Baton Rouge, Louisiana 2 $ 400,000 $ 200,000 $ 110,000
St. Tammany, Louisiana 2 $ 1,120,000 $ 560,000 $ 206,000
Tangipahoa, Louisiana 2 $ 400,000 $ 200,000 $ 74,000
Cumberland, Maine 2 $ 710,000 $ 355,000 $ 82,000
Allegany, Maryland 2 $ 490,000 $ 245,000 $ 67,000
Caroline, Maryland 2 $ 280,000 $ 140,000 $ 77,000
Worcester, Maryland 2 $ 430,000 $ 215,000 $ 96,000
Lapeer, Michigan 2 $ 310,000 $ 155,000 $ 31,000
Muskegon, Michigan 2 $ 310,000 $ 155,000 $ 55,000
Oakland, Michigan 2 $ 230,000 $ 115,000 $ 67,000
Itasca, Minnesota 2 $ 320,000 $ 160,000 $ 51,000
Ramsey, Minnesota 2 $ 270,000 $ 135,000 $ 67,000
Benton, Mississippi 2 $ 280,000 $ 140,000 $ 34,000
Jones, Mississippi 2 $ 330,000 $ 165,000 $ 38,000
Lafayette, Mississippi 2 $ 1,180,000 $ 590,000 $ 176,000
Marshall, Mississippi 2 $ 730,000 $ 365,000 $ 109,000
Page:

Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 4,088 $926,030,000 $226,000 $1,975,000 $94,000 $1,552,000
Home Purchase 882 $223,790,000 $253,000 $2,005,000 $117,000 $4,053,000
Refinancing 101 $26,585,000 $263,000 $655,000 $104,000 $1,236,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,154 $716,420,000 $227,000 $2,005,000 $97,000 $4,053,000
Black or African American 844 $191,750,000 $227,000 $815,000 $86,000 $1,174,000
Not Provided 745 $176,825,000 $237,000 $1,975,000 $108,000 $1,552,000
Hispanic 215 $59,555,000 $277,000 $1,095,000 $102,000 $460,000
Asian 71 $22,395,000 $315,000 $1,135,000 $184,000 $2,698,000
American Indian or Alaskan Native 36 $8,030,000 $223,000 $775,000 $67,000 $196,000
Native Hawaiian or Other Pacific Islander 6 $1,430,000 $238,000 $325,000 $80,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,499 $536,225,000 $214,000 $2,005,000 $110,000 $4,053,000
FHA-insured (Federal Housing Administration) 1,983 $477,235,000 $240,000 $985,000 $86,000 $570,000
VA-guaranteed (Veterans Administration) 543 $154,575,000 $284,000 $975,000 $91,000 $509,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $8,370,000 $181,000 $275,000 $70,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,091 $948,225,000 $231,000 $1,975,000 $98,000 $4,053,000
Application Approved But Not Accepted 752 $176,980,000 $235,000 $2,005,000 $98,000 $2,698,000
Application Denied By Financial Institution 228 $51,200,000 $224,000 $1,745,000 $100,000 $1,121,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,843 $1,125,205,000 $232,000 $2,005,000 $98,000 $4,053,000
Collateral 60 $10,150,000 $169,000 $425,000 $124,000 $681,000
Debt-To-Income Ratio 57 $14,705,000 $257,000 $1,015,000 $70,000 $243,000
Credit History 54 $11,720,000 $217,000 $1,095,000 $97,000 $471,000
Other 22 $6,470,000 $294,000 $1,745,000 $126,000 $1,121,000
Unverifiable Information 17 $3,635,000 $213,000 $545,000 $99,000 $352,000
Employment History 9 $2,705,000 $300,000 $695,000 $114,000 $548,000
Insufficient Cash (Downpayment, Closing Cost) 5 $945,000 $189,000 $275,000 $61,000 $89,000
Credit Application Incomplete 4 $870,000 $217,000 $365,000 $104,000 $199,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliance First Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List