Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2024
In 2024, Reliance First Capital, LLC of Melville, NY reported 5,071 mortgage applications totaling $1.2 billion, up 7% from 2023. The average application was for $231,986, and applicants reported an average income of $98,199. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Cleveland, OH (416), Charlotte-Concord-Gastonia, NC-SC (238) and Nassau County-Suffolk County, NY (189) (applications in parentheses).
| Mortgage Company & Address | Reliance First Capital, LLC 201 Old Country Road Suite 205 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 5,071 |
| Total Mortgage Loan Application Amount | $1,176,405,000 |
| Average Mortgage Loan Application Amount | $231,986 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $98,199 |
| Highest Applicant Income | $4,053,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 711 | $ 136,035,000 | $ 191,329 | $ 76,092 |
| Cleveland, OH | 416 | $ 88,190,000 | $ 211,995 | $ 96,000 |
| Charlotte-Concord-Gastonia, NC-SC | 238 | $ 53,760,000 | $ 225,882 | $ 90,714 |
| Nassau County-Suffolk County, NY | 189 | $ 74,475,000 | $ 394,047 | $ 166,000 |
| Atlanta-Sandy Springs-Roswell, GA | 170 | $ 38,870,000 | $ 228,647 | $ 133,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 146 | $ 34,340,000 | $ 235,205 | $ 94,000 |
| New York-Jersey City-White Plains, NY-NJ | 142 | $ 57,550,000 | $ 405,281 | $ 149,352 |
| Pittsburgh, PA | 134 | $ 22,520,000 | $ 168,059 | $ 79,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 85 | $ 15,915,000 | $ 187,235 | $ 81,000 |
| Raleigh, NC | 69 | $ 17,625,000 | $ 255,434 | $ 104,000 |
| Memphis, TN-MS-AR | 65 | $ 13,135,000 | $ 202,076 | $ 86,815 |
| Knoxville, TN | 64 | $ 14,140,000 | $ 220,937 | $ 80,000 |
| Arlington-Alexandria-Reston, VA-WV | 62 | $ 20,440,000 | $ 329,677 | $ 134,000 |
| Columbus, OH | 62 | $ 14,690,000 | $ 236,935 | $ 89,000 |
| Richmond, VA | 61 | $ 13,805,000 | $ 226,311 | $ 90,000 |
| Cincinnati, OH-KY-IN | 58 | $ 14,250,000 | $ 245,689 | $ 99,344 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 56 | $ 12,490,000 | $ 223,035 | $ 94,071 |
| Rochester, NY | 53 | $ 9,675,000 | $ 182,547 | $ 79,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 51 | $ 15,155,000 | $ 297,156 | $ 109,000 |
| Akron, OH | 50 | $ 12,500,000 | $ 250,000 | $ 194,000 |
| Providence-Warwick, RI-MA | 50 | $ 12,690,000 | $ 253,800 | $ 128,040 |
| Tuscaloosa, AL | 49 | $ 11,365,000 | $ 231,938 | $ 69,000 |
| Winston-Salem, NC | 46 | $ 9,740,000 | $ 211,739 | $ 78,000 |
| Marietta, GA | 45 | $ 10,275,000 | $ 228,333 | $ 131,000 |
| Baltimore-Columbia-Towson, MD | 44 | $ 11,070,000 | $ 251,590 | $ 97,000 |
| Philadelphia, PA | 44 | $ 7,910,000 | $ 179,772 | $ 84,000 |
| Greensboro-High Point, NC | 43 | $ 7,425,000 | $ 172,674 | $ 70,000 |
| Lakewood-New Brunswick, NJ | 43 | $ 14,215,000 | $ 330,581 | $ 146,000 |
| Columbia, SC | 42 | $ 8,650,000 | $ 205,952 | $ 78,000 |
| Charleston-North Charleston, SC | 41 | $ 10,475,000 | $ 255,487 | $ 108,000 |
| Chattanooga, TN-GA | 38 | $ 7,120,000 | $ 187,368 | $ 74,947 |
| Wilmington, NC | 38 | $ 8,270,000 | $ 217,631 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 36 | $ 8,100,000 | $ 225,000 | $ 90,000 |
| Indianapolis-Carmel-Anderson, IN | 36 | $ 6,500,000 | $ 180,555 | $ 84,000 |
| Hickory-Lenoir-Morganton, NC | 34 | $ 6,150,000 | $ 180,882 | $ 70,000 |
| Montgomery County-Bucks County-Chester County, PA | 34 | $ 7,450,000 | $ 219,117 | $ 103,000 |
| Fayetteville, NC | 32 | $ 6,920,000 | $ 216,250 | $ 82,000 |
| Syracuse, NY | 31 | $ 6,435,000 | $ 207,580 | $ 87,000 |
| Durham-Chapel Hill, NC | 29 | $ 7,065,000 | $ 243,620 | $ 100,000 |
| Camden, NJ | 28 | $ 6,220,000 | $ 222,142 | $ 93,000 |
| Newark, NJ-PA | 27 | $ 8,805,000 | $ 326,111 | $ 156,000 |
| Cambridge-Newton-Framingham, MA | 26 | $ 7,690,000 | $ 295,769 | $ 153,000 |
| Washington, DC-MD | 26 | $ 6,310,000 | $ 242,692 | $ 117,000 |
| Augusta-Richmond County, GA-SC | 25 | $ 5,745,000 | $ 229,800 | $ 102,760 |
| Greenville-Anderson-Mauldin, SC | 25 | $ 6,455,000 | $ 258,200 | $ 94,000 |
| Lake County-Porter County-Jasper County, IN | 25 | $ 3,955,000 | $ 158,200 | $ 132,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 5,830,000 | $ 242,916 | $ 61,500 |
| Birmingham-Hoover, AL | 24 | $ 4,230,000 | $ 176,250 | $ 96,000 |
| Tampa, FL | 24 | $ 5,550,000 | $ 231,250 | $ 101,000 |
| Boston, MA | 23 | $ 7,835,000 | $ 340,652 | $ 147,000 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 5,395,000 | $ 256,904 | $ 91,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 4,595,000 | $ 218,809 | $ 88,142 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 20 | $ 4,500,000 | $ 225,000 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 4,610,000 | $ 230,500 | $ 76,000 |
| Asheville, NC | 19 | $ 4,865,000 | $ 256,052 | $ 92,000 |
| Little Rock-North Little Rock-Conway, AR | 19 | $ 3,365,000 | $ 177,105 | $ 139,000 |
| Rockingham County-Strafford County, NH | 19 | $ 5,145,000 | $ 270,789 | $ 119,000 |
| Clarksville, TN-KY | 18 | $ 3,730,000 | $ 207,222 | $ 83,000 |
| Erie, PA | 18 | $ 3,840,000 | $ 213,333 | $ 93,000 |
| Spartanburg, SC | 18 | $ 3,260,000 | $ 181,111 | $ 58,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 4,855,000 | $ 285,588 | $ 105,000 |
| Jackson, TN | 16 | $ 2,480,000 | $ 155,000 | $ 60,000 |
| Kingston, NY | 16 | $ 3,900,000 | $ 243,750 | $ 106,000 |
| Reading, PA | 16 | $ 3,040,000 | $ 190,000 | $ 73,000 |
| Washington-Baltimore-Arlington, DC | 16 | $ 4,200,000 | $ 262,500 | $ 121,000 |
| Youngstown-Warren-Boardman, OH-PA | 16 | $ 2,560,000 | $ 160,000 | $ 73,000 |
| Burlington, NC | 15 | $ 2,545,000 | $ 169,666 | $ 65,000 |
| Canton-Massillon, OH | 15 | $ 2,535,000 | $ 169,000 | $ 85,000 |
| Kingsport-Bristol-Bristol, TN-VA | 15 | $ 2,945,000 | $ 196,333 | $ 90,200 |
| Savannah, GA | 15 | $ 3,295,000 | $ 219,666 | $ 83,000 |
| Roanoke, VA | 14 | $ 2,720,000 | $ 194,285 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 2,435,000 | $ 187,307 | $ 48,000 |
| Johnson City, TN | 13 | $ 2,575,000 | $ 198,076 | $ 62,000 |
| Lakeland-Winter Haven, FL | 13 | $ 3,365,000 | $ 258,846 | $ 87,000 |
| Lancaster, PA | 13 | $ 3,065,000 | $ 235,769 | $ 98,000 |
| Manchester-Nashua, NH | 13 | $ 3,405,000 | $ 261,923 | $ 122,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 2,880,000 | $ 240,000 | $ 145,000 |
| Jacksonville, FL | 12 | $ 2,860,000 | $ 238,333 | $ 76,000 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 3,520,000 | $ 293,333 | $ 111,000 |
| Sandusky, OH | 12 | $ 2,540,000 | $ 211,666 | $ 106,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 1,690,000 | $ 140,833 | $ 52,000 |
| Toledo, OH | 12 | $ 1,810,000 | $ 150,833 | $ 71,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 12 | $ 4,070,000 | $ 339,166 | $ 115,000 |
| Worcester, MA-CT | 12 | $ 3,690,000 | $ 307,500 | $ 94,000 |
| Greenville, NC | 11 | $ 2,085,000 | $ 189,545 | $ 64,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,245,000 | $ 295,000 | $ 134,000 |
| Waterbury-Shelton, CT | 11 | $ 3,045,000 | $ 276,818 | $ 124,000 |
| York-Hanover, PA | 11 | $ 2,385,000 | $ 216,818 | $ 71,000 |
| Albuquerque, NM | 10 | $ 2,240,000 | $ 224,000 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 3,050,000 | $ 305,000 | $ 92,000 |
| Harrisburg-Carlisle, PA | 10 | $ 2,250,000 | $ 225,000 | $ 79,000 |
| St. Petersburg-Clearwater-Largo, FL | 10 | $ 2,070,000 | $ 207,000 | $ 306,000 |
| Utica-Rome, NY | 10 | $ 1,830,000 | $ 183,000 | $ 67,000 |
| Warner Robins, GA | 10 | $ 2,460,000 | $ 246,000 | $ 103,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,610,000 | $ 261,000 | $ 121,800 |
| Daphne-Fairhope-Foley, AL | 9 | $ 2,555,000 | $ 283,888 | $ 114,000 |
| Fort Wayne, IN | 9 | $ 2,085,000 | $ 231,666 | $ 80,000 |
| Glens Falls, NY | 9 | $ 1,965,000 | $ 218,333 | $ 86,000 |
| Lynchburg, VA | 9 | $ 2,045,000 | $ 227,222 | $ 97,000 |
| Montgomery, AL | 9 | $ 1,395,000 | $ 155,000 | $ 78,000 |
| Ocala, FL | 9 | $ 1,795,000 | $ 199,444 | $ 70,000 |
| Pinehurst-Southern Pines, NC | 9 | $ 2,225,000 | $ 247,222 | $ 94,000 |
| Rocky Mount, NC | 9 | $ 1,465,000 | $ 162,777 | $ 66,000 |
| Dover, DE | 8 | $ 2,470,000 | $ 308,750 | $ 101,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 2,140,000 | $ 267,500 | $ 141,000 |
| Goldsboro, NC | 8 | $ 1,780,000 | $ 222,500 | $ 77,000 |
| New Haven-Milford, CT | 8 | $ 2,470,000 | $ 308,750 | $ 98,000 |
| New Orleans-Metairie, LA | 8 | $ 1,550,000 | $ 193,750 | $ 105,000 |
| Portland-South Portland, ME | 8 | $ 2,230,000 | $ 278,750 | $ 95,000 |
| Winchester, VA-WV | 8 | $ 1,420,000 | $ 177,500 | $ 75,000 |
| Binghamton, NY | 7 | $ 805,000 | $ 115,000 | $ 65,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 945,000 | $ 135,000 | $ 46,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,305,000 | $ 186,428 | $ 62,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,285,000 | $ 183,571 | $ 58,000 |
| Hot Springs, AR | 7 | $ 1,455,000 | $ 207,857 | $ 61,000 |
| Huntsville, AL | 7 | $ 1,215,000 | $ 173,571 | $ 84,000 |
| Jacksonville, NC | 7 | $ 1,595,000 | $ 227,857 | $ 72,000 |
| Mobile, AL | 7 | $ 665,000 | $ 95,000 | $ 49,000 |
| Norwich-New London, CT | 7 | $ 2,055,000 | $ 293,571 | $ 177,000 |
| Port St. Lucie, FL | 7 | $ 2,025,000 | $ 289,285 | $ 99,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,035,000 | $ 147,857 | $ 46,000 |
| Albany, GA | 6 | $ 1,040,000 | $ 173,333 | $ 55,000 |
| Barnstable Town, MA | 6 | $ 2,160,000 | $ 360,000 | $ 112,000 |
| Charlottesville, VA | 6 | $ 1,000,000 | $ 166,666 | $ 78,000 |
| Columbus, GA-AL | 6 | $ 890,000 | $ 148,333 | $ 113,833 |
| Florence, SC | 6 | $ 1,440,000 | $ 240,000 | $ 85,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 2,100,000 | $ 350,000 | $ 133,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,050,000 | $ 175,000 | $ 59,000 |
| Salisbury, MD-DE | 6 | $ 1,160,000 | $ 193,333 | $ 75,000 |
| Springfield, MA | 6 | $ 1,300,000 | $ 216,666 | $ 85,000 |
| Staunton-Waynesboro, VA | 6 | $ 730,000 | $ 121,666 | $ 60,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,575,000 | $ 315,000 | $ 184,000 |
| Gainesville, GA | 5 | $ 1,295,000 | $ 259,000 | $ 107,000 |
| Lafayette-West Lafayette, IN | 5 | $ 935,000 | $ 187,000 | $ 72,000 |
| Lexington-Fayette, KY | 5 | $ 745,000 | $ 149,000 | $ 63,000 |
| Morristown, TN | 5 | $ 885,000 | $ 177,000 | $ 63,000 |
| Auburn-Opelika, AL | 4 | $ 900,000 | $ 225,000 | $ 111,000 |
| Baton Rouge, LA | 4 | $ 1,180,000 | $ 295,000 | $ 91,000 |
| Billings, MT | 4 | $ 770,000 | $ 192,500 | $ 67,000 |
| Bowling Green, KY | 4 | $ 1,080,000 | $ 270,000 | $ 127,000 |
| Burlington-South Burlington, VT | 4 | $ 1,360,000 | $ 340,000 | $ 92,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 750,000 | $ 187,500 | $ 62,000 |
| Dothan, AL | 4 | $ 660,000 | $ 165,000 | $ 81,000 |
| Elkhart-Goshen, IN | 4 | $ 820,000 | $ 205,000 | $ 69,000 |
| Florence-Muscle Shoals, AL | 4 | $ 680,000 | $ 170,000 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,230,000 | $ 307,500 | $ 91,000 |
| Fort Smith, AR-OK | 4 | $ 820,000 | $ 205,000 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 700,000 | $ 175,000 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 2,310,000 | $ 577,500 | $ 42,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,400,000 | $ 350,000 | $ 58,000 |
| Valdosta, GA | 4 | $ 840,000 | $ 210,000 | $ 101,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 440,000 | $ 110,000 | $ 60,000 |
| Athens-Clarke County, GA | 3 | $ 405,000 | $ 135,000 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 645,000 | $ 215,000 | $ 59,000 |
| Bloomington, IN | 3 | $ 445,000 | $ 148,333 | $ 50,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 605,000 | $ 201,666 | $ 55,000 |
| Cheyenne, WY | 3 | $ 805,000 | $ 268,333 | $ 118,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,125,000 | $ 375,000 | $ 439,000 |
| Dallas-Plano-Irving, TX | 3 | $ 1,475,000 | $ 491,666 | $ 187,000 |
| Elmira, NY | 3 | $ 505,000 | $ 168,333 | $ 83,000 |
| Evansville, IN-KY | 3 | $ 755,000 | $ 251,666 | $ 67,000 |
| Gadsden, AL | 3 | $ 465,000 | $ 155,000 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 375,000 | $ 125,000 | $ 38,000 |
| Lafayette, LA | 3 | $ 555,000 | $ 185,000 | $ 77,000 |
| Lima, OH | 3 | $ 825,000 | $ 275,000 | $ 160,000 |
| Macon-Bibb County, GA | 3 | $ 515,000 | $ 171,666 | $ 78,000 |
| Mansfield, OH | 3 | $ 535,000 | $ 178,333 | $ 66,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 1,505,000 | $ 501,666 | $ 134,000 |
| Sebring, FL | 3 | $ 475,000 | $ 158,333 | $ 45,000 |
| Shreveport-Bossier City, LA | 3 | $ 575,000 | $ 191,666 | $ 117,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 545,000 | $ 181,666 | $ 74,000 |
| Sumter, SC | 3 | $ 565,000 | $ 188,333 | $ 26,000 |
| Tucson, AZ | 3 | $ 375,000 | $ 125,000 | $ 33,000 |
| Vineland-Bridgeton, NJ | 3 | $ 655,000 | $ 218,333 | $ 119,000 |
| Albany, OR | 2 | $ 730,000 | $ 365,000 | $ 73,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,410,000 | $ 705,000 | $ 159,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 440,000 | $ 220,000 | $ 50,000 |
| Bend-Redmond, OR | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Casper, WY | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Cleveland, TN | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Dalton, GA | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| Decatur, AL | 2 | $ 290,000 | $ 145,000 | $ 34,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 750,000 | $ 375,000 | $ 161,000 |
| Fort Worth-Arlington, TX | 2 | $ 320,000 | $ 160,000 | $ 21,000 |
| Hammond, LA | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Homosassa Springs, FL | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 320,000 | $ 160,000 | $ 58,500 |
| Jackson, MS | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Lake Charles, LA | 2 | $ 200,000 | $ 100,000 | $ 12,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Lebanon, PA | 2 | $ 470,000 | $ 235,000 | $ 69,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Michigan City-La Porte, IN | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Muskegon, MI | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 630,000 | $ 315,000 | $ 112,000 |
| Punta Gorda, FL | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| Rome, GA | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Santa Fe, NM | 2 | $ 570,000 | $ 285,000 | $ 84,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 1,120,000 | $ 560,000 | $ 206,000 |
| Tallahassee, FL | 2 | $ 350,000 | $ 175,000 | $ 52,000 |
| Terre Haute, IN | 2 | $ 240,000 | $ 120,000 | $ 144,000 |
| Trenton, NJ | 2 | $ 930,000 | $ 465,000 | $ 127,000 |
| Watertown-Fort Drum, NY | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Williamsport, PA | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Altoona, PA | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Amherst Town-Northampton, MA | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Austin-Round Rock, TX | 1 | $ 405,000 | $ 405,000 | $ 88,000 |
| Bangor, ME | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Bay City, MI | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Bellingham, WA | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Brunswick, GA | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Colorado Springs, CO | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Duluth, MN-WI | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Gainesville, FL | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Gettysburg, PA | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Hattiesburg, MS | 1 | $ 365,000 | $ 365,000 | $ 509,000 |
| Houma-Thibodaux, LA | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 565,000 | $ 565,000 | $ 135,000 |
| Ithaca, NY | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Johnstown, PA | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Jonesboro, AR | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Kansas City, MO-KS | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Lansing-East Lansing, MI | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Las Cruces, NM | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Lexington Park, MD | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Missoula, MT | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Monroe, LA | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 575,000 | $ 575,000 | $ 97,000 |
| Muncie, IN | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Odessa, TX | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Panama City, FL | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Pueblo, CO | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| San Angelo, TX | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Sherman-Denison, TX | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Springfield, OH | 1 | $ 385,000 | $ 385,000 | $ 751,000 |
| Texarkana, TX-AR | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Topeka, KS | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Visalia-Porterville, CA | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Waco, TX | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Wheeling, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Yakima, WA | 1 | $ 295,000 | $ 295,000 | $ 230,000 |
Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 4,088 | $926,030,000 | $226,000 | $1,975,000 | $94,000 | $1,552,000 |
| Home Purchase | 882 | $223,790,000 | $253,000 | $2,005,000 | $117,000 | $4,053,000 |
| Refinancing | 101 | $26,585,000 | $263,000 | $655,000 | $104,000 | $1,236,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,154 | $716,420,000 | $227,000 | $2,005,000 | $97,000 | $4,053,000 |
| Black or African American | 844 | $191,750,000 | $227,000 | $815,000 | $86,000 | $1,174,000 |
| Not Provided | 745 | $176,825,000 | $237,000 | $1,975,000 | $108,000 | $1,552,000 |
| Hispanic | 215 | $59,555,000 | $277,000 | $1,095,000 | $102,000 | $460,000 |
| Asian | 71 | $22,395,000 | $315,000 | $1,135,000 | $184,000 | $2,698,000 |
| American Indian or Alaskan Native | 36 | $8,030,000 | $223,000 | $775,000 | $67,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,430,000 | $238,000 | $325,000 | $80,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,499 | $536,225,000 | $214,000 | $2,005,000 | $110,000 | $4,053,000 |
| FHA-insured (Federal Housing Administration) | 1,983 | $477,235,000 | $240,000 | $985,000 | $86,000 | $570,000 |
| VA-guaranteed (Veterans Administration) | 543 | $154,575,000 | $284,000 | $975,000 | $91,000 | $509,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $8,370,000 | $181,000 | $275,000 | $70,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,091 | $948,225,000 | $231,000 | $1,975,000 | $98,000 | $4,053,000 |
| Application Approved But Not Accepted | 752 | $176,980,000 | $235,000 | $2,005,000 | $98,000 | $2,698,000 |
| Application Denied By Financial Institution | 228 | $51,200,000 | $224,000 | $1,745,000 | $100,000 | $1,121,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,843 | $1,125,205,000 | $232,000 | $2,005,000 | $98,000 | $4,053,000 |
| Collateral | 60 | $10,150,000 | $169,000 | $425,000 | $124,000 | $681,000 |
| Debt-To-Income Ratio | 57 | $14,705,000 | $257,000 | $1,015,000 | $70,000 | $243,000 |
| Credit History | 54 | $11,720,000 | $217,000 | $1,095,000 | $97,000 | $471,000 |
| Other | 22 | $6,470,000 | $294,000 | $1,745,000 | $126,000 | $1,121,000 |
| Unverifiable Information | 17 | $3,635,000 | $213,000 | $545,000 | $99,000 | $352,000 |
| Employment History | 9 | $2,705,000 | $300,000 | $695,000 | $114,000 | $548,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $945,000 | $189,000 | $275,000 | $61,000 | $89,000 |
| Credit Application Incomplete | 4 | $870,000 | $217,000 | $365,000 | $104,000 | $199,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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