Resicentral LLC Mortgage Lending & HMDA Data, 2025

In 2025, Resicentral LLC of Larkspur, CA reported 8,163 mortgage applications totaling $3.5 billion, up 16% from 2024. The average application was for $424,965, and applicants reported an average income of $161,514. 66% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (735), San Diego-Carlsbad, CA (407) and Denver-Aurora-Lakewood, CO (365) (applications in parentheses).

Mortgage Company & Address Resicentral LLC
700 Larkspur Landing Circle Suite 199-18
Larkspur, CA 94939
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 8,163
Total Mortgage Loan Application Amount $3,468,995,000
Average Mortgage Loan Application Amount $424,965
Highest Mortgage Loan Application Amount $2,975,000
Average Applicant Income $161,514
Highest Applicant Income $4,347,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Resicentral LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 532 $ 192,150,000 $ 361,184 $ 142,000
San Diego, California 407 $ 267,825,000 $ 658,046 $ 176,000
Maricopa, Arizona 198 $ 75,440,000 $ 381,010 $ 128,000
Los Angeles, California 194 $ 123,670,000 $ 637,474 $ 250,000
Harris, Texas 149 $ 46,005,000 $ 308,758 $ 136,000
Riverside, California 148 $ 75,410,000 $ 509,527 $ 163,000
Hillsborough, Florida 114 $ 45,110,000 $ 395,701 $ 165,000
Sacramento, California 113 $ 51,055,000 $ 451,814 $ 154,000
Santa Clara, California 113 $ 89,075,000 $ 788,274 $ 312,000
Hennepin, Minnesota 111 $ 39,145,000 $ 352,657 $ 145,000
Broward, Florida 104 $ 47,370,000 $ 455,480 $ 171,000
Alameda, California 101 $ 66,015,000 $ 653,613 $ 226,000
DuPage, Illinois 93 $ 34,595,000 $ 371,989 $ 147,000
Orange, California 86 $ 62,430,000 $ 725,930 $ 259,000
Jefferson, Colorado 86 $ 42,840,000 $ 498,139 $ 180,000
Will, Illinois 83 $ 32,275,000 $ 388,855 $ 149,000
King, Washington 81 $ 47,965,000 $ 592,160 $ 192,000
Pinellas, Florida 80 $ 28,620,000 $ 357,750 $ 130,000
Salt Lake, Utah 75 $ 37,735,000 $ 503,133 $ 178,000
Arapahoe, Colorado 74 $ 33,050,000 $ 446,621 $ 154,000
Douglas, Colorado 72 $ 39,840,000 $ 553,333 $ 217,000
Contra Costa, California 71 $ 39,365,000 $ 554,436 $ 193,000
Orange, Florida 70 $ 26,790,000 $ 382,714 $ 155,000
Palm Beach, Florida 66 $ 26,830,000 $ 406,515 $ 161,000
Lake, Illinois 65 $ 22,425,000 $ 345,000 $ 133,000
San Bernardino, California 63 $ 29,595,000 $ 469,761 $ 163,000
Wake, North Carolina 60 $ 29,570,000 $ 492,833 $ 193,000
Travis, Texas 58 $ 26,160,000 $ 451,034 $ 216,000
Miami-Dade, Florida 57 $ 25,035,000 $ 439,210 $ 154,000
Snohomish, Washington 55 $ 32,535,000 $ 591,545 $ 264,000
Adams, Colorado 54 $ 22,420,000 $ 415,185 $ 145,000
Greenville, South Carolina 53 $ 17,165,000 $ 323,867 $ 126,000
Williamson, Texas 50 $ 20,880,000 $ 417,600 $ 180,000
San Joaquin, California 49 $ 23,685,000 $ 483,367 $ 169,000
Dakota, Minnesota 49 $ 18,535,000 $ 378,265 $ 145,000
Tarrant, Texas 49 $ 16,525,000 $ 337,244 $ 169,000
Pierce, Washington 49 $ 23,035,000 $ 470,102 $ 154,000
Fresno, California 48 $ 19,490,000 $ 406,041 $ 343,000
Denver, Colorado 48 $ 21,450,000 $ 446,875 $ 148,000
El Paso, Colorado 48 $ 21,310,000 $ 443,958 $ 149,000
Duval, Florida 48 $ 16,180,000 $ 337,083 $ 149,000
Oakland, Michigan 47 $ 18,445,000 $ 392,446 $ 171,000
Ramsey, Minnesota 44 $ 13,850,000 $ 314,772 $ 129,000
Bexar, Texas 43 $ 14,425,000 $ 335,465 $ 158,000
Denton, Texas 43 $ 18,275,000 $ 425,000 $ 198,000
Polk, Florida 42 $ 11,910,000 $ 283,571 $ 98,000
Ventura, California 41 $ 25,385,000 $ 619,146 $ 221,000
Anoka, Minnesota 41 $ 12,445,000 $ 303,536 $ 105,000
Larimer, Colorado 39 $ 16,815,000 $ 431,153 $ 137,000
Seminole, Florida 39 $ 16,195,000 $ 415,256 $ 173,000
Mecklenburg, North Carolina 39 $ 15,085,000 $ 386,794 $ 183,000
Collin, Texas 39 $ 19,235,000 $ 493,205 $ 185,000
Lee, Florida 38 $ 12,470,000 $ 328,157 $ 145,000
Kane, Illinois 38 $ 11,890,000 $ 312,894 $ 118,000
Dallas, Texas 38 $ 12,730,000 $ 335,000 $ 153,000
Davis, Utah 38 $ 13,700,000 $ 360,526 $ 136,000
Utah, Utah 38 $ 16,060,000 $ 422,631 $ 131,000
Pinal, Arizona 37 $ 13,025,000 $ 352,027 $ 107,000
Pasco, Florida 36 $ 14,010,000 $ 389,166 $ 161,000
Placer, California 34 $ 17,700,000 $ 520,588 $ 367,000
Weld, Colorado 34 $ 13,910,000 $ 409,117 $ 132,000
Allegheny, Pennsylvania 33 $ 9,555,000 $ 289,545 $ 110,000
Kern, California 32 $ 10,250,000 $ 320,312 $ 105,000
Manatee, Florida 32 $ 13,520,000 $ 422,500 $ 179,000
Knox, Tennessee 32 $ 10,410,000 $ 325,312 $ 126,000
San Mateo, California 31 $ 25,475,000 $ 821,774 $ 245,000
Montgomery, Texas 31 $ 11,325,000 $ 365,322 $ 144,000
Pima, Arizona 30 $ 11,050,000 $ 368,333 $ 138,000
Shasta, California 30 $ 10,520,000 $ 350,666 $ 144,000
Morris, New Jersey 29 $ 14,615,000 $ 503,965 $ 183,000
McHenry, Illinois 27 $ 8,945,000 $ 331,296 $ 128,000
Fort Bend, Texas 27 $ 10,945,000 $ 405,370 $ 226,000
Weber, Utah 27 $ 12,125,000 $ 449,074 $ 160,000
Stanislaus, California 26 $ 10,750,000 $ 413,461 $ 165,000
Anderson, South Carolina 26 $ 9,170,000 $ 352,692 $ 158,000
Spartanburg, South Carolina 26 $ 6,890,000 $ 265,000 $ 79,000
San Francisco, California 25 $ 19,505,000 $ 780,200 $ 271,000
Santa Barbara, California 24 $ 12,710,000 $ 529,583 $ 172,000
Collier, Florida 24 $ 10,870,000 $ 452,916 $ 206,000
Volusia, Florida 24 $ 7,110,000 $ 296,250 $ 134,000
Boulder, Colorado 23 $ 11,405,000 $ 495,869 $ 167,000
Sarasota, Florida 23 $ 9,185,000 $ 399,347 $ 150,000
Middlesex, New Jersey 23 $ 11,465,000 $ 498,478 $ 177,000
Washington, Utah 22 $ 7,650,000 $ 347,727 $ 132,000
Fulton, Georgia 21 $ 8,675,000 $ 413,095 $ 165,000
Bergen, New Jersey 21 $ 9,905,000 $ 471,666 $ 193,000
Osceola, Florida 20 $ 7,600,000 $ 380,000 $ 238,000
Essex, New Jersey 20 $ 11,350,000 $ 567,500 $ 226,000
Solano, California 19 $ 10,025,000 $ 527,631 $ 169,000
Charlotte, Florida 19 $ 6,225,000 $ 327,631 $ 121,000
Washington, Minnesota 19 $ 7,445,000 $ 391,842 $ 170,000
Charleston, South Carolina 19 $ 9,795,000 $ 515,526 $ 164,000
Capitol Planning Region, Connecticut 18 $ 5,860,000 $ 325,555 $ 165,000
Lake, Florida 18 $ 5,470,000 $ 303,888 $ 123,000
Scott, Minnesota 18 $ 6,830,000 $ 379,444 $ 144,000
Union, New Jersey 18 $ 9,960,000 $ 553,333 $ 214,000
Clark, Washington 18 $ 8,810,000 $ 489,444 $ 204,000
Multnomah, Oregon 17 $ 7,505,000 $ 441,470 $ 148,000
Brazoria, Texas 17 $ 5,065,000 $ 297,941 $ 161,000
Yavapai, Arizona 16 $ 6,650,000 $ 415,625 $ 136,000
Sonoma, California 16 $ 8,400,000 $ 525,000 $ 169,000
Chatham, Georgia 16 $ 5,000,000 $ 312,500 $ 106,000
Gwinnett, Georgia 16 $ 6,570,000 $ 410,625 $ 134,000
Wright, Minnesota 16 $ 5,660,000 $ 353,750 $ 121,000
Washington, Oregon 16 $ 8,060,000 $ 503,750 $ 189,000
Whatcom, Washington 16 $ 7,360,000 $ 460,000 $ 143,000
Mesa, Colorado 15 $ 5,175,000 $ 345,000 $ 121,000
Brevard, Florida 15 $ 5,825,000 $ 388,333 $ 141,000
Flagler, Florida 15 $ 3,955,000 $ 263,666 $ 110,000
Cobb, Georgia 15 $ 5,335,000 $ 355,666 $ 150,000
Ada, Idaho 15 $ 6,775,000 $ 451,666 $ 164,000
Passaic, New Jersey 15 $ 7,245,000 $ 483,000 $ 350,000
York, South Carolina 15 $ 5,475,000 $ 365,000 $ 135,000
Galveston, Texas 15 $ 4,455,000 $ 297,000 $ 141,000
St. Johns, Florida 14 $ 5,270,000 $ 376,428 $ 199,000
Wayne, Michigan 14 $ 4,060,000 $ 290,000 $ 164,000
Westmoreland, Pennsylvania 14 $ 4,020,000 $ 287,142 $ 111,000
Thurston, Washington 14 $ 6,260,000 $ 447,142 $ 177,000
El Dorado, California 13 $ 7,145,000 $ 549,615 $ 267,000
Dorchester, South Carolina 13 $ 5,245,000 $ 403,461 $ 117,000
Hays, Texas 13 $ 4,815,000 $ 370,384 $ 221,000
Del Norte, California 12 $ 3,940,000 $ 328,333 $ 109,000
Lake, California 12 $ 3,140,000 $ 261,666 $ 95,000
Marion, Florida 12 $ 2,950,000 $ 245,833 $ 75,000
Jefferson, Kentucky 12 $ 3,900,000 $ 325,000 $ 184,000
Montgomery, Maryland 12 $ 6,160,000 $ 513,333 $ 172,000
Macomb, Michigan 12 $ 3,140,000 $ 261,666 $ 103,000
Camden, New Jersey 12 $ 3,790,000 $ 315,833 $ 126,000
Monmouth, New Jersey 12 $ 6,180,000 $ 515,000 $ 171,000
Ocean, New Jersey 12 $ 5,910,000 $ 492,500 $ 212,000
Beaufort, South Carolina 12 $ 4,150,000 $ 345,833 $ 142,000
San Luis Obispo, California 11 $ 8,445,000 $ 767,727 $ 586,000
Yolo, California 11 $ 5,695,000 $ 517,727 $ 180,000
Clay, Florida 11 $ 3,345,000 $ 304,090 $ 113,000
Hernando, Florida 11 $ 4,125,000 $ 375,000 $ 265,000
Kendall, Illinois 11 $ 3,835,000 $ 348,636 $ 120,000
Winnebago, Illinois 11 $ 2,155,000 $ 195,909 $ 134,000
Frederick, Maryland 11 $ 4,365,000 $ 396,818 $ 197,000
Hillsborough, New Hampshire 11 $ 4,625,000 $ 420,454 $ 124,000
Sussex, New Jersey 11 $ 4,195,000 $ 381,363 $ 123,000
Durham, North Carolina 11 $ 5,065,000 $ 460,454 $ 156,000
Hamilton, Ohio 11 $ 2,835,000 $ 257,727 $ 126,000
Berkeley, South Carolina 11 $ 2,955,000 $ 268,636 $ 101,000
Horry, South Carolina 11 $ 2,795,000 $ 254,090 $ 228,000
Tooele, Utah 11 $ 4,305,000 $ 391,363 $ 101,000
DeKalb, Georgia 10 $ 3,550,000 $ 355,000 $ 145,000
Lafayette, Louisiana 10 $ 3,000,000 $ 300,000 $ 171,000
Washtenaw, Michigan 10 $ 5,140,000 $ 514,000 $ 211,000
Flathead, Montana 10 $ 5,680,000 $ 568,000 $ 320,000
Summit, Ohio 10 $ 2,440,000 $ 244,000 $ 99,000
Benton, Oregon 10 $ 3,700,000 $ 370,000 $ 179,000
Marion, Oregon 10 $ 3,260,000 $ 326,000 $ 125,000
Polk, Oregon 10 $ 4,000,000 $ 400,000 $ 106,000
Davidson, Tennessee 10 $ 4,080,000 $ 408,000 $ 124,000
Fairfax, Virginia 10 $ 6,340,000 $ 634,000 $ 246,000
San Benito, California 9 $ 5,115,000 $ 568,333 $ 161,000
Broomfield, Colorado 9 $ 4,795,000 $ 532,777 $ 171,000
Citrus, Florida 9 $ 2,585,000 $ 287,222 $ 105,000
Martin, Florida 9 $ 3,005,000 $ 333,888 $ 194,000
Bastrop, Texas 9 $ 3,435,000 $ 381,666 $ 191,000
Webb, Texas 9 $ 2,885,000 $ 320,555 $ 110,000
Baldwin, Alabama 8 $ 2,730,000 $ 341,250 $ 149,000
St. Lucie, Florida 8 $ 2,540,000 $ 317,500 $ 108,000
Bryan, Georgia 8 $ 2,980,000 $ 372,500 $ 144,000
Jefferson Davis, Louisiana 8 $ 1,160,000 $ 145,000 $ 95,000
Baltimore, Maryland 8 $ 2,810,000 $ 351,250 $ 128,000
Lee, Mississippi 8 $ 1,960,000 $ 245,000 $ 97,000
Ashe, North Carolina 8 $ 2,540,000 $ 317,500 $ 122,000
Butler, Ohio 8 $ 2,150,000 $ 268,750 $ 110,000
Stark, Ohio 8 $ 1,320,000 $ 165,000 $ 88,000
Linn, Oregon 8 $ 3,360,000 $ 420,000 $ 172,000
Montgomery, Pennsylvania 8 $ 3,860,000 $ 482,500 $ 192,000
Bell, Texas 8 $ 2,210,000 $ 276,250 $ 135,000
Nueces, Texas 8 $ 2,260,000 $ 282,500 $ 130,000
Kane, Utah 8 $ 2,070,000 $ 258,750 $ 77,000
Kitsap, Washington 8 $ 2,480,000 $ 310,000 $ 75,000
Mohave, Arizona 7 $ 2,015,000 $ 287,857 $ 101,000
Amador, California 7 $ 2,635,000 $ 376,428 $ 123,000
Calaveras, California 7 $ 3,005,000 $ 429,285 $ 217,000
Santa Cruz, California 7 $ 4,775,000 $ 682,142 $ 193,000
Tulare, California 7 $ 3,675,000 $ 525,000 $ 305,000
Clear Creek, Colorado 7 $ 2,405,000 $ 343,571 $ 170,000
Elbert, Colorado 7 $ 3,165,000 $ 452,142 $ 180,000
South Central Connecticut Planning Region, Connecticut 7 $ 2,365,000 $ 337,857 $ 114,000
Alachua, Florida 7 $ 1,615,000 $ 230,714 $ 59,000
Escambia, Florida 7 $ 2,505,000 $ 357,857 $ 80,000
Cherokee, Georgia 7 $ 4,105,000 $ 586,428 $ 137,000
Forsyth, Georgia 7 $ 3,465,000 $ 495,000 $ 229,000
Canyon, Idaho 7 $ 2,525,000 $ 360,714 $ 105,000
LaSalle, Illinois 7 $ 1,595,000 $ 227,857 $ 135,000
Hamilton, Indiana 7 $ 2,175,000 $ 310,714 $ 86,000
Carver, Minnesota 7 $ 2,365,000 $ 337,857 $ 113,000
Olmsted, Minnesota 7 $ 2,225,000 $ 317,857 $ 130,000
Gaston, North Carolina 7 $ 1,385,000 $ 197,857 $ 90,000
Harnett, North Carolina 7 $ 2,375,000 $ 339,285 $ 112,000
Johnston, North Carolina 7 $ 2,715,000 $ 387,857 $ 131,000
Cuyahoga, Ohio 7 $ 1,185,000 $ 169,285 $ 242,000
Montgomery, Ohio 7 $ 1,605,000 $ 229,285 $ 110,000
Chester, Pennsylvania 7 $ 3,175,000 $ 453,571 $ 188,000
Philadelphia, Pennsylvania 7 $ 3,275,000 $ 467,857 $ 152,000
El Paso, Texas 7 $ 1,565,000 $ 223,571 $ 97,000
Johnson, Texas 7 $ 2,275,000 $ 325,000 $ 127,000
Box Elder, Utah 7 $ 2,585,000 $ 369,285 $ 110,000
Virginia Beach, Virginia 7 $ 4,405,000 $ 629,285 $ 208,000
Island, Washington 7 $ 4,175,000 $ 596,428 $ 216,000
Spokane, Washington 7 $ 2,325,000 $ 332,142 $ 123,000
Polk, Wisconsin 7 $ 1,855,000 $ 265,000 $ 95,000
Kings, California 6 $ 1,880,000 $ 313,333 $ 105,000
Merced, California 6 $ 2,640,000 $ 440,000 $ 155,000
Nevada, California 6 $ 3,660,000 $ 610,000 $ 454,000
Yuba, California 6 $ 2,360,000 $ 393,333 $ 97,000
Morgan, Colorado 6 $ 1,860,000 $ 310,000 $ 104,000
Pueblo, Colorado 6 $ 2,010,000 $ 335,000 $ 91,000
Polk, Iowa 6 $ 870,000 $ 145,000 $ 27,000
Chisago, Minnesota 6 $ 1,740,000 $ 290,000 $ 140,000
St. Louis, Minnesota 6 $ 1,520,000 $ 253,333 $ 121,000
Merrimack, New Hampshire 6 $ 2,910,000 $ 485,000 $ 118,000
Burlington, New Jersey 6 $ 2,510,000 $ 418,333 $ 172,000
Cabarrus, North Carolina 6 $ 1,510,000 $ 251,666 $ 81,000
Union, North Carolina 6 $ 2,510,000 $ 418,333 $ 132,000
Laurens, South Carolina 6 $ 1,510,000 $ 251,666 $ 97,000
Loudon, Tennessee 6 $ 1,840,000 $ 306,666 $ 103,000
Comal, Texas 6 $ 1,880,000 $ 313,333 $ 120,000
Parker, Texas 6 $ 1,700,000 $ 283,333 $ 137,000
Lewis, Washington 6 $ 2,540,000 $ 423,333 $ 74,000
Jefferson, Alabama 5 $ 1,235,000 $ 247,000 $ 111,000
Tallapoosa, Alabama 5 $ 1,275,000 $ 255,000 $ 101,000
Madera, California 5 $ 2,225,000 $ 445,000 $ 164,000
Monterey, California 5 $ 2,565,000 $ 513,000 $ 152,000
Park, Colorado 5 $ 2,075,000 $ 415,000 $ 119,000
Summit, Colorado 5 $ 2,575,000 $ 515,000 $ 223,000
Naugatuck Valley Planning Region, Connecticut 5 $ 1,635,000 $ 327,000 $ 151,000
Bay, Florida 5 $ 1,525,000 $ 305,000 $ 126,000
Nassau, Florida 5 $ 1,065,000 $ 213,000 $ 76,000
Putnam, Florida 5 $ 1,985,000 $ 397,000 $ 149,000
Sumter, Florida 5 $ 1,235,000 $ 247,000 $ 134,000
Jackson, Georgia 5 $ 2,175,000 $ 435,000 $ 157,000
Liberty, Georgia 5 $ 1,435,000 $ 287,000 $ 111,000
Muscogee, Georgia 5 $ 1,215,000 $ 243,000 $ 128,000
Anne Arundel, Maryland 5 $ 1,435,000 $ 287,000 $ 249,000
Harford, Maryland 5 $ 2,475,000 $ 495,000 $ 156,000
Genesee, Michigan 5 $ 1,005,000 $ 201,000 $ 93,000
Mille Lacs, Minnesota 5 $ 1,805,000 $ 361,000 $ 105,000
Sherburne, Minnesota 5 $ 1,705,000 $ 341,000 $ 165,000
Stearns, Minnesota 5 $ 1,015,000 $ 203,000 $ 134,000
Rockingham, New Hampshire 5 $ 2,635,000 $ 527,000 $ 195,000
Gloucester, New Jersey 5 $ 1,695,000 $ 339,000 $ 18,000
Hudson, New Jersey 5 $ 2,945,000 $ 589,000 $ 231,000
Somerset, New Jersey 5 $ 1,855,000 $ 371,000 $ 197,000
Brunswick, North Carolina 5 $ 2,235,000 $ 447,000 $ 180,000
Cumberland, North Carolina 5 $ 1,205,000 $ 241,000 $ 57,000
Guilford, North Carolina 5 $ 1,675,000 $ 335,000 $ 129,000
Iredell, North Carolina 5 $ 1,435,000 $ 287,000 $ 88,000
Onslow, North Carolina 5 $ 1,285,000 $ 257,000 $ 73,000
Lorain, Ohio 5 $ 955,000 $ 191,000 $ 59,000
Medina, Ohio 5 $ 1,575,000 $ 315,000 $ 161,000
Cumberland, Pennsylvania 5 $ 1,505,000 $ 301,000 $ 112,000
Northampton, Pennsylvania 5 $ 4,165,000 $ 833,000 $ 615,000
Lancaster, South Carolina 5 $ 1,765,000 $ 353,000 $ 76,000
Richland, South Carolina 5 $ 1,245,000 $ 249,000 $ 49,000
Blount, Tennessee 5 $ 1,925,000 $ 385,000 $ 120,000
Hamilton, Tennessee 5 $ 1,805,000 $ 361,000 $ 155,000
Roane, Tennessee 5 $ 1,345,000 $ 269,000 $ 88,000
Washington, Tennessee 5 $ 1,065,000 $ 213,000 $ 91,000
Ellis, Texas 5 $ 1,435,000 $ 287,000 $ 93,000
Grayson, Texas 5 $ 2,005,000 $ 401,000 $ 131,000
Kaufman, Texas 5 $ 2,135,000 $ 427,000 $ 168,000
Chesapeake, Virginia 5 $ 2,875,000 $ 575,000 $ 131,000
Prince William, Virginia 5 $ 2,545,000 $ 509,000 $ 131,000
Benton, Washington 5 $ 2,205,000 $ 441,000 $ 139,000
Douglas, Washington 5 $ 1,825,000 $ 365,000 $ 120,000
Milwaukee, Wisconsin 5 $ 1,435,000 $ 287,000 $ 98,000
Morgan, Alabama 4 $ 970,000 $ 242,500 $ 95,000
Shelby, Alabama 4 $ 930,000 $ 232,500 $ 77,000
Coconino, Arizona 4 $ 1,700,000 $ 425,000 $ 171,000
Benton, Arkansas 4 $ 1,660,000 $ 415,000 $ 223,000
Marin, California 4 $ 2,890,000 $ 722,500 $ 377,000
Tehama, California 4 $ 1,130,000 $ 282,500 $ 113,000
Teller, Colorado 4 $ 1,050,000 $ 262,500 $ 228,000
Southeastern Connecticut Planning Region, Connecticut 4 $ 1,380,000 $ 345,000 $ 161,000
Columbia, Florida 4 $ 780,000 $ 195,000 $ 50,000
Highlands, Florida 4 $ 1,150,000 $ 287,500 $ 227,000
Indian River, Florida 4 $ 1,170,000 $ 292,500 $ 85,000
Leon, Florida 4 $ 2,200,000 $ 550,000 $ 285,000
Okeechobee, Florida 4 $ 1,640,000 $ 410,000 $ 131,000
Walton, Florida 4 $ 1,550,000 $ 387,500 $ 177,000
Bonner, Idaho 4 $ 1,550,000 $ 387,500 $ 54,000
Nez Perce, Idaho 4 $ 1,450,000 $ 362,500 $ 167,000
Shiawassee, Michigan 4 $ 610,000 $ 152,500 $ 50,000
Crow Wing, Minnesota 4 $ 940,000 $ 235,000 $ 131,000
Atlantic, New Jersey 4 $ 1,500,000 $ 375,000 $ 158,000
Hunterdon, New Jersey 4 $ 2,510,000 $ 627,500 $ 270,000
Rowan, North Carolina 4 $ 990,000 $ 247,500 $ 85,000
Portage, Ohio 4 $ 870,000 $ 217,500 $ 93,000
Wayne, Ohio 4 $ 1,000,000 $ 250,000 $ 89,000
Lane, Oregon 4 $ 1,660,000 $ 415,000 $ 150,000
Delaware, Pennsylvania 4 $ 1,340,000 $ 335,000 $ 95,000
Lancaster, Pennsylvania 4 $ 1,750,000 $ 437,500 $ 330,000
York, Pennsylvania 4 $ 900,000 $ 225,000 $ 171,000
Lexington, South Carolina 4 $ 1,450,000 $ 362,500 $ 75,000
Sullivan, Tennessee 4 $ 1,340,000 $ 335,000 $ 151,000
Williamson, Tennessee 4 $ 1,340,000 $ 335,000 $ 95,000
Wilson, Tennessee 4 $ 1,480,000 $ 370,000 $ 115,000
Brazos, Texas 4 $ 1,030,000 $ 257,500 $ 108,000
Guadalupe, Texas 4 $ 1,520,000 $ 380,000 $ 112,000
Kendall, Texas 4 $ 1,310,000 $ 327,500 $ 104,000
Liberty, Texas 4 $ 1,150,000 $ 287,500 $ 116,000
Polk, Texas 4 $ 850,000 $ 212,500 $ 128,000
Rockwall, Texas 4 $ 1,660,000 $ 415,000 $ 229,000
Taylor, Texas 4 $ 1,030,000 $ 257,500 $ 120,000
Walker, Texas 4 $ 1,350,000 $ 337,500 $ 220,000
Bedford, Virginia 4 $ 1,110,000 $ 277,500 $ 146,000
Norfolk, Virginia 4 $ 1,290,000 $ 322,500 $ 91,000
Skagit, Washington 4 $ 1,760,000 $ 440,000 $ 208,000
St. Croix, Wisconsin 4 $ 1,250,000 $ 312,500 $ 127,000
Cullman, Alabama 3 $ 545,000 $ 181,666 $ 65,000
Madison, Alabama 3 $ 1,495,000 $ 498,333 $ 148,000
Gila, Arizona 3 $ 935,000 $ 311,666 $ 94,000
La Paz, Arizona 3 $ 625,000 $ 208,333 $ 116,000
Navajo, Arizona 3 $ 715,000 $ 238,333 $ 251,000
Santa Cruz, Arizona 3 $ 895,000 $ 298,333 $ 121,000
Napa, California 3 $ 1,385,000 $ 461,666 $ 166,000
Sutter, California 3 $ 1,025,000 $ 341,666 $ 102,000
Garfield, Colorado 3 $ 1,885,000 $ 628,333 $ 185,000
Gilpin, Colorado 3 $ 1,435,000 $ 478,333 $ 203,000
La Plata, Colorado 3 $ 1,525,000 $ 508,333 $ 143,000
Western Connecticut Planning Region, Connecticut 3 $ 1,595,000 $ 531,666 $ 222,000
District of Columbia, District Of Columbia 3 $ 1,175,000 $ 391,666 $ 36,000
Okaloosa, Florida 3 $ 2,685,000 $ 895,000 $ 330,000
Suwannee, Florida 3 $ 955,000 $ 318,333 $ 115,000
Coweta, Georgia 3 $ 1,345,000 $ 448,333 $ 129,000
Dougherty, Georgia 3 $ 805,000 $ 268,333 $ 67,000
Douglas, Georgia 3 $ 865,000 $ 288,333 $ 271,000
Hall, Georgia 3 $ 1,255,000 $ 418,333 $ 129,000
Henry, Georgia 3 $ 835,000 $ 278,333 $ 94,000
Kootenai, Idaho 3 $ 965,000 $ 321,666 $ 120,000
Twin Falls, Idaho 3 $ 885,000 $ 295,000 $ 62,000
DeKalb, Illinois 3 $ 1,185,000 $ 395,000 $ 117,000
Peoria, Illinois 3 $ 765,000 $ 255,000 $ 84,000
Marion, Indiana 3 $ 825,000 $ 275,000 $ 142,000
Oldham, Kentucky 3 $ 1,125,000 $ 375,000 $ 139,000
Tangipahoa, Louisiana 3 $ 595,000 $ 198,333 $ 72,000
Baltimore City, Maryland 3 $ 1,065,000 $ 355,000 $ 79,000
St. Mary's, Maryland 3 $ 955,000 $ 318,333 $ 93,000
Jackson, Mississippi 3 $ 575,000 $ 191,666 $ 94,000
Catawba, North Carolina 3 $ 665,000 $ 221,666 $ 115,000
Craven, North Carolina 3 $ 1,135,000 $ 378,333 $ 105,000
Forsyth, North Carolina 3 $ 715,000 $ 238,333 $ 112,000
Lincoln, North Carolina 3 $ 1,285,000 $ 428,333 $ 181,000
Orange, North Carolina 3 $ 865,000 $ 288,333 $ 75,000
Franklin, Ohio 3 $ 1,105,000 $ 368,333 $ 116,000
Lake, Ohio 3 $ 885,000 $ 295,000 $ 172,000
Lucas, Ohio 3 $ 485,000 $ 161,666 $ 85,000
Mahoning, Ohio 3 $ 415,000 $ 138,333 $ 123,000
Clackamas, Oregon 3 $ 1,265,000 $ 421,666 $ 172,000
Curry, Oregon 3 $ 1,245,000 $ 415,000 $ 103,000
Deschutes, Oregon 3 $ 805,000 $ 268,333 $ 202,000
Josephine, Oregon 3 $ 1,095,000 $ 365,000 $ 137,000
Yamhill, Oregon 3 $ 1,165,000 $ 388,333 $ 100,000
Washington, Pennsylvania 3 $ 645,000 $ 215,000 $ 114,000
Georgetown, South Carolina 3 $ 535,000 $ 178,333 $ 109,000
Oconee, South Carolina 3 $ 845,000 $ 281,666 $ 68,000
Pickens, South Carolina 3 $ 685,000 $ 228,333 $ 77,000
Hamblen, Tennessee 3 $ 695,000 $ 231,666 $ 87,000
Shelby, Tennessee 3 $ 1,205,000 $ 401,666 $ 98,000
Cameron, Texas 3 $ 635,000 $ 211,666 $ 99,000
Fannin, Texas 3 $ 435,000 $ 145,000 $ 82,000
Kerr, Texas 3 $ 815,000 $ 271,666 $ 84,000
Lubbock, Texas 3 $ 485,000 $ 161,666 $ 154,000
Wise, Texas 3 $ 755,000 $ 251,666 $ 97,000
Cache, Utah 3 $ 685,000 $ 228,333 $ 81,000
Sanpete, Utah 3 $ 1,395,000 $ 465,000 $ 168,000
Summit, Utah 3 $ 1,605,000 $ 535,000 $ 344,000
Wasatch, Utah 3 $ 1,165,000 $ 388,333 $ 105,000
Alexandria, Virginia 3 $ 1,645,000 $ 548,333 $ 158,000
Chesterfield, Virginia 3 $ 1,315,000 $ 438,333 $ 166,000
Henrico, Virginia 3 $ 1,365,000 $ 455,000 $ 230,000
Loudoun, Virginia 3 $ 1,135,000 $ 378,333 $ 134,000
Richmond City, Virginia 3 $ 955,000 $ 318,333 $ 109,000
Clallam, Washington 3 $ 1,075,000 $ 358,333 $ 133,000
Franklin, Washington 3 $ 805,000 $ 268,333 $ 89,000
Kittitas, Washington 3 $ 915,000 $ 305,000 $ 36,000
Kenosha, Wisconsin 3 $ 935,000 $ 311,666 $ 121,000
La Crosse, Wisconsin 3 $ 1,045,000 $ 348,333 $ 69,000
Waukesha, Wisconsin 3 $ 1,565,000 $ 521,666 $ 597,000
Mobile, Alabama 2 $ 190,000 $ 95,000 $ 65,000
Cochise, Arizona 2 $ 670,000 $ 335,000 $ 118,000
Washington, Arkansas 2 $ 710,000 $ 355,000 $ 114,000
Butte, California 2 $ 690,000 $ 345,000 $ 43,000
Inyo, California 2 $ 1,010,000 $ 505,000 $ 221,000
Mendocino, California 2 $ 1,200,000 $ 600,000 $ 208,000
Mono, California 2 $ 1,110,000 $ 555,000 $ 312,000
Tuolumne, California 2 $ 680,000 $ 340,000 $ 159,000
Eagle, Colorado 2 $ 1,310,000 $ 655,000 $ 233,000
Jackson, Colorado 2 $ 420,000 $ 210,000 $ 94,000
Lake, Colorado 2 $ 870,000 $ 435,000 $ 203,000
Logan, Colorado 2 $ 390,000 $ 195,000 $ 118,000
Ouray, Colorado 2 $ 870,000 $ 435,000 $ 178,000
Lower Connecticut River Valley Planning Region, Connecticut 2 $ 580,000 $ 290,000 $ 293,000
Northeastern Connecticut Planning Region, Connecticut 2 $ 780,000 $ 390,000 $ 129,000
Northwest Hills Planning Region, Connecticut 2 $ 570,000 $ 285,000 $ 126,000
Gadsden, Florida 2 $ 550,000 $ 275,000 $ 106,000
Gilchrist, Florida 2 $ 390,000 $ 195,000 $ 70,000
Hendry, Florida 2 $ 580,000 $ 290,000 $ 127,000
Monroe, Florida 2 $ 1,150,000 $ 575,000 $ 108,000
Santa Rosa, Florida 2 $ 640,000 $ 320,000 $ 124,000
Bartow, Georgia 2 $ 560,000 $ 280,000 $ 69,000
Carroll, Georgia 2 $ 460,000 $ 230,000 $ 57,000
Clayton, Georgia 2 $ 420,000 $ 210,000 $ 95,000
Fayette, Georgia 2 $ 1,070,000 $ 535,000 $ 218,000
Glynn, Georgia 2 $ 670,000 $ 335,000 $ 168,000
Gordon, Georgia 2 $ 530,000 $ 265,000 $ 31,000
Houston, Georgia 2 $ 690,000 $ 345,000 $ 231,000
Lee, Georgia 2 $ 510,000 $ 255,000 $ 128,000
Morgan, Georgia 2 $ 1,220,000 $ 610,000 $ 191,000
Newton, Georgia 2 $ 630,000 $ 315,000 $ 104,000
Ware, Georgia 2 $ 270,000 $ 135,000 $ 64,000
Whitfield, Georgia 2 $ 600,000 $ 300,000 $ 59,000
Bonneville, Idaho 2 $ 600,000 $ 300,000 $ 113,000
Jefferson, Idaho 2 $ 580,000 $ 290,000 $ 142,000
Lewis, Idaho 2 $ 630,000 $ 315,000 $ 50,000
Madison, Idaho 2 $ 670,000 $ 335,000 $ 100,000
Ogle, Illinois 2 $ 360,000 $ 180,000 $ 66,000
Hancock, Indiana 2 $ 770,000 $ 385,000 $ 447,000
Scott, Iowa 2 $ 240,000 $ 120,000 $ 45,000
Bullitt, Kentucky 2 $ 630,000 $ 315,000 $ 87,000
Hardin, Kentucky 2 $ 610,000 $ 305,000 $ 126,000
Caddo, Louisiana 2 $ 480,000 $ 240,000 $ 84,000
Iberia, Louisiana 2 $ 280,000 $ 140,000 $ 59,000
Jefferson, Louisiana 2 $ 250,000 $ 125,000 $ 16,000
Penobscot, Maine 2 $ 660,000 $ 330,000 $ 134,000
Calvert, Maryland 2 $ 500,000 $ 250,000 $ 117,000
Carroll, Maryland 2 $ 1,110,000 $ 555,000 $ 247,000
Prince George's, Maryland 2 $ 720,000 $ 360,000 $ 44,000
Worcester, Maryland 2 $ 510,000 $ 255,000 $ 230,000
Ingham, Michigan 2 $ 460,000 $ 230,000 $ 0
Livingston, Michigan 2 $ 640,000 $ 320,000 $ 108,000
St. Clair, Michigan 2 $ 650,000 $ 325,000 $ 177,000
Isanti, Minnesota 2 $ 640,000 $ 320,000 $ 96,000
Kandiyohi, Minnesota 2 $ 410,000 $ 205,000 $ 68,000
Le Sueur, Minnesota 2 $ 500,000 $ 250,000 $ 50,000
Morrison, Minnesota 2 $ 580,000 $ 290,000 $ 85,000
Wabasha, Minnesota 2 $ 680,000 $ 340,000 $ 134,000
Hinds, Mississippi 2 $ 250,000 $ 125,000 $ 18,000
Belknap, New Hampshire 2 $ 810,000 $ 405,000 $ 156,000
Grafton, New Hampshire 2 $ 1,520,000 $ 760,000 $ 1,216,000
Mercer, New Jersey 2 $ 990,000 $ 495,000 $ 131,000
Alamance, North Carolina 2 $ 590,000 $ 295,000 $ 79,000
Davidson, North Carolina 2 $ 490,000 $ 245,000 $ 89,000
Franklin, North Carolina 2 $ 710,000 $ 355,000 $ 218,000
Granville, North Carolina 2 $ 460,000 $ 230,000 $ 71,000
Lee, North Carolina 2 $ 590,000 $ 295,000 $ 77,000
Transylvania, North Carolina 2 $ 580,000 $ 290,000 $ 114,000
Clermont, Ohio 2 $ 420,000 $ 210,000 $ 49,000
Trumbull, Ohio 2 $ 480,000 $ 240,000 $ 116,000
Garfield, Oklahoma 2 $ 340,000 $ 170,000 $ 45,000
Wagoner, Oklahoma 2 $ 430,000 $ 215,000 $ 59,000
Douglas, Oregon 2 $ 570,000 $ 285,000 $ 105,000
Jackson, Oregon 2 $ 690,000 $ 345,000 $ 33,000
Berks, Pennsylvania 2 $ 530,000 $ 265,000 $ 105,000
Dauphin, Pennsylvania 2 $ 680,000 $ 340,000 $ 118,000
Lebanon, Pennsylvania 2 $ 480,000 $ 240,000 $ 175,000
Lehigh, Pennsylvania 2 $ 400,000 $ 200,000 $ 196,000
Luzerne, Pennsylvania 2 $ 290,000 $ 145,000 $ 52,000
Monroe, Pennsylvania 2 $ 490,000 $ 245,000 $ 127,000
Aiken, South Carolina 2 $ 680,000 $ 340,000 $ 150,000
Chester, South Carolina 2 $ 390,000 $ 195,000 $ 0
Anderson, Tennessee 2 $ 710,000 $ 355,000 $ 122,000
Cumberland, Tennessee 2 $ 680,000 $ 340,000 $ 104,000
Jefferson, Tennessee 2 $ 700,000 $ 350,000 $ 145,000
Maury, Tennessee 2 $ 680,000 $ 340,000 $ 142,000
Monroe, Tennessee 2 $ 960,000 $ 480,000 $ 203,000
Sumner, Tennessee 2 $ 1,020,000 $ 510,000 $ 242,000
Andrews, Texas 2 $ 480,000 $ 240,000 $ 77,000
Bandera, Texas 2 $ 510,000 $ 255,000 $ 61,000
Bee, Texas 2 $ 380,000 $ 190,000 $ 87,000
Bowie, Texas 2 $ 740,000 $ 370,000 $ 126,000
Cass, Texas 2 $ 220,000 $ 110,000 $ 124,000
Gregg, Texas 2 $ 510,000 $ 255,000 $ 455,000
Hidalgo, Texas 2 $ 420,000 $ 210,000 $ 62,000
Hood, Texas 2 $ 890,000 $ 445,000 $ 144,000
Hunt, Texas 2 $ 470,000 $ 235,000 $ 122,000
Jefferson, Texas 2 $ 240,000 $ 120,000 $ 198,000
Midland, Texas 2 $ 1,000,000 $ 500,000 $ 158,000
Moore, Texas 2 $ 380,000 $ 190,000 $ 90,000
Randall, Texas 2 $ 870,000 $ 435,000 $ 159,000
Smith, Texas 2 $ 310,000 $ 155,000 $ 147,000
Uvalde, Texas 2 $ 690,000 $ 345,000 $ 228,000
Van Zandt, Texas 2 $ 440,000 $ 220,000 $ 133,000
Victoria, Texas 2 $ 660,000 $ 330,000 $ 222,000
Waller, Texas 2 $ 650,000 $ 325,000 $ 57,000
Morgan, Utah 2 $ 780,000 $ 390,000 $ 123,000
Culpeper, Virginia 2 $ 1,150,000 $ 575,000 $ 134,000
Hampton, Virginia 2 $ 490,000 $ 245,000 $ 99,000
Harrisonburg, Virginia 2 $ 620,000 $ 310,000 $ 73,000
New Kent, Virginia 2 $ 1,180,000 $ 590,000 $ 211,000
Nottoway, Virginia 2 $ 440,000 $ 220,000 $ 104,000
Portsmouth, Virginia 2 $ 470,000 $ 235,000 $ 82,000
Roanoke, Virginia 2 $ 440,000 $ 220,000 $ 90,000
Roanoke City, Virginia 2 $ 530,000 $ 265,000 $ 111,000
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Mortgage Loan Application Detail Totals for Resicentral LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,804 $2,466,730,000 $425,000 $2,975,000 $165,000 $4,347,000
Refinancing 1,373 $661,965,000 $482,000 $2,495,000 $172,000 $2,400,000
Cash-out Refinancing 937 $326,395,000 $348,000 $2,475,000 $126,000 $2,167,000
Home Improvement 49 $13,905,000 $283,000 $705,000 $134,000 $500,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,079 $1,634,765,000 $400,000 $2,975,000 $160,000 $3,133,000
Hispanic 1,293 $520,465,000 $402,000 $1,575,000 $135,000 $4,347,000
Not Provided 1,204 $555,340,000 $461,000 $2,265,000 $174,000 $2,477,000
Asian 1,052 $538,030,000 $511,000 $2,475,000 $202,000 $2,036,000
Black or African American 367 $137,515,000 $374,000 $1,555,000 $125,000 $1,170,000
Not applicable 104 $58,120,000 $558,000 $985,000 $0 $0
American Indian or Alaskan Native 55 $21,365,000 $388,000 $1,035,000 $121,000 $541,000
Native Hawaiian or Other Pacific Islander 9 $3,395,000 $377,000 $695,000 $137,000 $504,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,616 $2,801,490,000 $423,000 $2,975,000 $173,000 $4,347,000
FHA-insured (Federal Housing Administration) 1,121 $439,605,000 $392,000 $1,165,000 $110,000 $622,000
VA-guaranteed (Veterans Administration) 426 $227,900,000 $534,000 $1,605,000 $123,000 $1,248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,418 $2,261,420,000 $417,000 $2,265,000 $159,000 $3,133,000
Application Withdrawn By Applicant 1,992 $866,580,000 $435,000 $2,975,000 $170,000 $4,347,000
Application Approved But Not Accepted 334 $146,030,000 $437,000 $2,365,000 $178,000 $2,272,000
Application Denied By Financial Institution 315 $136,845,000 $434,000 $2,495,000 $130,000 $2,400,000
Loan Purchased By The Institution 104 $58,120,000 $558,000 $985,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,848 $3,332,150,000 $424,000 $2,975,000 $163,000 $4,347,000
Debt-To-Income Ratio 167 $74,055,000 $443,000 $1,725,000 $114,000 $851,000
Collateral 70 $26,170,000 $373,000 $2,005,000 $146,000 $675,000
Unverifiable Information 25 $9,905,000 $396,000 $815,000 $91,000 $186,000
Other 19 $12,195,000 $641,000 $2,495,000 $268,000 $2,400,000
Credit History 17 $7,255,000 $426,000 $1,105,000 $107,000 $361,000
Employment History 10 $4,620,000 $462,000 $905,000 $162,000 $432,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,430,000 $405,000 $615,000 $148,000 $266,000
Credit Application Incomplete 1 $215,000 $215,000 $215,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Resicentral LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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