Resicentral LLC Mortgage Lending & HMDA Data, 2024

In 2024, Resicentral LLC of Larkspur, CA reported 7,013 mortgage applications totaling $3.0 billion, up 144% from 2023. The average application was for $423,440, and applicants reported an average income of $173,855. 65% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (655), Denver-Aurora-Lakewood, CO (266) and Phoenix-Mesa-Scottsdale, AZ (253) (applications in parentheses).

Mortgage Company & Address Resicentral LLC
700 Larkspur Landing Circle Suite 199-18
Larkspur, CA 94939
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 7,013
Total Mortgage Loan Application Amount $2,969,585,000
Average Mortgage Loan Application Amount $423,440
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $173,855
Highest Applicant Income $4,129,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Resicentral LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 469 $ 158,185,000 $ 337,281 $ 148,000
San Diego, California 253 $ 160,885,000 $ 635,909 $ 178,000
Los Angeles, California 239 $ 155,045,000 $ 648,723 $ 220,000
Maricopa, Arizona 218 $ 86,820,000 $ 398,256 $ 170,000
Santa Clara, California 123 $ 87,715,000 $ 713,130 $ 286,000
Harris, Texas 119 $ 36,465,000 $ 306,428 $ 151,000
Salt Lake, Utah 112 $ 53,140,000 $ 474,464 $ 168,000
Riverside, California 104 $ 55,060,000 $ 529,423 $ 157,000
Oakland, Michigan 104 $ 47,570,000 $ 457,403 $ 191,000
Sacramento, California 96 $ 41,830,000 $ 435,729 $ 189,000
Lake, Illinois 93 $ 31,265,000 $ 336,182 $ 173,000
San Bernardino, California 89 $ 35,275,000 $ 396,348 $ 130,000
DuPage, Illinois 89 $ 30,915,000 $ 347,359 $ 154,000
King, Washington 87 $ 49,925,000 $ 573,850 $ 204,000
Orange, California 85 $ 54,505,000 $ 641,235 $ 277,000
Wake, North Carolina 85 $ 38,595,000 $ 454,058 $ 187,000
Collin, Texas 84 $ 39,130,000 $ 465,833 $ 214,000
Utah, Utah 77 $ 36,075,000 $ 468,506 $ 155,000
Will, Illinois 76 $ 28,650,000 $ 376,973 $ 176,000
Snohomish, Washington 76 $ 43,010,000 $ 565,921 $ 191,000
Alameda, California 73 $ 52,865,000 $ 724,178 $ 253,000
Denton, Texas 69 $ 31,015,000 $ 449,492 $ 221,000
Broward, Florida 67 $ 27,035,000 $ 403,507 $ 142,000
Contra Costa, California 66 $ 37,750,000 $ 571,969 $ 208,000
Denver, Colorado 64 $ 31,540,000 $ 492,812 $ 198,000
San Joaquin, California 60 $ 26,680,000 $ 444,666 $ 210,000
Arapahoe, Colorado 59 $ 25,535,000 $ 432,796 $ 217,000
Douglas, Colorado 54 $ 26,780,000 $ 495,925 $ 200,000
Hillsborough, Florida 54 $ 20,070,000 $ 371,666 $ 171,000
Wayne, Michigan 54 $ 18,410,000 $ 340,925 $ 160,000
Jefferson, Colorado 50 $ 24,750,000 $ 495,000 $ 166,000
Tarrant, Texas 50 $ 18,200,000 $ 364,000 $ 179,000
Davis, Utah 47 $ 22,855,000 $ 486,276 $ 161,000
Kane, Illinois 46 $ 14,180,000 $ 308,260 $ 183,000
Mecklenburg, North Carolina 46 $ 16,880,000 $ 366,956 $ 209,000
Dallas, Texas 45 $ 17,275,000 $ 383,888 $ 178,000
Pierce, Washington 44 $ 20,400,000 $ 463,636 $ 170,000
Middlesex, New Jersey 43 $ 20,895,000 $ 485,930 $ 201,000
Greenville, South Carolina 42 $ 11,780,000 $ 280,476 $ 98,000
Palm Beach, Florida 40 $ 14,590,000 $ 364,750 $ 305,000
Travis, Texas 40 $ 19,220,000 $ 480,500 $ 225,000
Lee, Florida 39 $ 13,115,000 $ 336,282 $ 148,000
Williamson, Texas 39 $ 17,885,000 $ 458,589 $ 204,000
Charleston, South Carolina 37 $ 17,625,000 $ 476,351 $ 165,000
Pinal, Arizona 35 $ 10,225,000 $ 292,142 $ 141,000
Pinellas, Florida 34 $ 12,710,000 $ 373,823 $ 166,000
Jefferson, Kentucky 33 $ 9,645,000 $ 292,272 $ 139,000
Weber, Utah 31 $ 13,515,000 $ 435,967 $ 154,000
Gwinnett, Georgia 30 $ 10,700,000 $ 356,666 $ 141,000
Hennepin, Minnesota 30 $ 12,520,000 $ 417,333 $ 175,000
Fort Bend, Texas 30 $ 11,040,000 $ 368,000 $ 273,000
Placer, California 29 $ 13,835,000 $ 477,068 $ 242,000
El Paso, Colorado 29 $ 10,865,000 $ 374,655 $ 130,000
Larimer, Colorado 29 $ 13,235,000 $ 456,379 $ 181,000
Fresno, California 28 $ 10,570,000 $ 377,500 $ 183,000
San Mateo, California 28 $ 20,650,000 $ 737,500 $ 240,000
Fulton, Georgia 28 $ 13,150,000 $ 469,642 $ 244,000
Marion, Oregon 27 $ 9,345,000 $ 346,111 $ 144,000
Stanislaus, California 26 $ 10,240,000 $ 393,846 $ 118,000
Polk, Florida 26 $ 6,560,000 $ 252,307 $ 136,000
Miami-Dade, Florida 25 $ 9,975,000 $ 399,000 $ 141,000
Pasco, Florida 25 $ 7,655,000 $ 306,200 $ 137,000
Richland, South Carolina 25 $ 6,985,000 $ 279,400 $ 124,000
Pima, Arizona 24 $ 5,710,000 $ 237,916 $ 117,000
Ventura, California 24 $ 15,050,000 $ 627,083 $ 240,000
Washtenaw, Michigan 24 $ 11,740,000 $ 489,166 $ 199,000
Bergen, New Jersey 24 $ 15,010,000 $ 625,416 $ 253,000
Capitol Planning Region, Connecticut 23 $ 7,125,000 $ 309,782 $ 142,000
Lafayette, Louisiana 23 $ 6,275,000 $ 272,826 $ 181,000
Montgomery, Texas 23 $ 7,795,000 $ 338,913 $ 176,000
DeKalb, Georgia 22 $ 6,960,000 $ 316,363 $ 125,000
Berkeley, South Carolina 22 $ 7,590,000 $ 345,000 $ 132,000
Solano, California 21 $ 11,505,000 $ 547,857 $ 159,000
Boulder, Colorado 21 $ 9,995,000 $ 475,952 $ 197,000
Dakota, Minnesota 21 $ 7,675,000 $ 365,476 $ 165,000
Washington, Oregon 21 $ 9,415,000 $ 448,333 $ 201,000
Clark, Washington 21 $ 8,875,000 $ 422,619 $ 176,000
Montgomery, Maryland 20 $ 11,450,000 $ 572,500 $ 178,000
Multnomah, Oregon 20 $ 7,920,000 $ 396,000 $ 134,000
Kern, California 19 $ 5,075,000 $ 267,105 $ 95,000
Adams, Colorado 19 $ 9,985,000 $ 525,526 $ 133,000
Bexar, Texas 19 $ 6,085,000 $ 320,263 $ 172,000
Duval, Florida 18 $ 6,270,000 $ 348,333 $ 141,000
Cobb, Georgia 18 $ 6,570,000 $ 365,000 $ 183,000
Burlington, New Jersey 18 $ 5,740,000 $ 318,888 $ 145,000
Johnston, North Carolina 18 $ 5,370,000 $ 298,333 $ 121,000
Dorchester, South Carolina 18 $ 5,730,000 $ 318,333 $ 109,000
Spartanburg, South Carolina 18 $ 4,800,000 $ 266,666 $ 108,000
Washington, Utah 18 $ 8,360,000 $ 464,444 $ 188,000
Forsyth, Georgia 17 $ 7,535,000 $ 443,235 $ 208,000
McHenry, Illinois 17 $ 5,435,000 $ 319,705 $ 136,000
Durham, North Carolina 17 $ 5,775,000 $ 339,705 $ 159,000
Yavapai, Arizona 16 $ 5,600,000 $ 350,000 $ 184,000
Weld, Colorado 16 $ 6,420,000 $ 401,250 $ 143,000
Orange, Florida 16 $ 5,470,000 $ 341,875 $ 131,000
Kitsap, Washington 16 $ 6,940,000 $ 433,750 $ 330,000
Osceola, Florida 15 $ 5,475,000 $ 365,000 $ 157,000
St. Johns, Florida 15 $ 5,585,000 $ 372,333 $ 195,000
St. Lucie, Florida 15 $ 5,425,000 $ 361,666 $ 147,000
Essex, New Jersey 15 $ 8,965,000 $ 597,666 $ 256,000
Hudson, New Jersey 15 $ 9,885,000 $ 659,000 $ 311,000
Knox, Tennessee 15 $ 5,155,000 $ 343,666 $ 170,000
San Francisco, California 14 $ 8,330,000 $ 595,000 $ 221,000
Collier, Florida 14 $ 6,030,000 $ 430,714 $ 254,000
Volusia, Florida 14 $ 4,120,000 $ 294,285 $ 188,000
Baltimore, Maryland 14 $ 4,230,000 $ 302,142 $ 185,000
Hillsborough, New Hampshire 14 $ 5,900,000 $ 421,428 $ 171,000
Linn, Oregon 14 $ 4,180,000 $ 298,571 $ 143,000
Montgomery, Pennsylvania 14 $ 7,600,000 $ 542,857 $ 198,000
Lexington, South Carolina 14 $ 3,990,000 $ 285,000 $ 143,000
York, South Carolina 14 $ 6,210,000 $ 443,571 $ 124,000
Henrico, Virginia 14 $ 5,120,000 $ 365,714 $ 165,000
Whatcom, Washington 14 $ 7,700,000 $ 550,000 $ 133,000
Sonoma, California 13 $ 8,025,000 $ 617,307 $ 210,000
Brevard, Florida 13 $ 5,045,000 $ 388,076 $ 136,000
Ada, Idaho 13 $ 5,205,000 $ 400,384 $ 210,000
Camden, New Jersey 13 $ 3,535,000 $ 271,923 $ 134,000
Monmouth, New Jersey 13 $ 7,585,000 $ 583,461 $ 207,000
Stark, Ohio 13 $ 3,475,000 $ 267,307 $ 116,000
Summit, Ohio 13 $ 2,875,000 $ 221,153 $ 130,000
Merced, California 12 $ 4,120,000 $ 343,333 $ 107,000
Clay, Florida 12 $ 3,300,000 $ 275,000 $ 115,000
Ramsey, Minnesota 12 $ 4,480,000 $ 373,333 $ 162,000
Somerset, New Jersey 12 $ 7,690,000 $ 640,833 $ 209,000
Virginia Beach, Virginia 12 $ 3,420,000 $ 285,000 $ 409,000
Santa Barbara, California 11 $ 6,185,000 $ 562,272 $ 161,000
Manatee, Florida 11 $ 4,365,000 $ 396,818 $ 250,000
Seminole, Florida 11 $ 4,025,000 $ 365,909 $ 193,000
Macomb, Michigan 11 $ 4,275,000 $ 388,636 $ 162,000
Clackamas, Oregon 11 $ 4,485,000 $ 407,727 $ 259,000
Anderson, South Carolina 11 $ 2,485,000 $ 225,909 $ 61,000
Hidalgo, Texas 11 $ 3,215,000 $ 292,272 $ 121,000
Tooele, Utah 11 $ 4,425,000 $ 402,272 $ 130,000
El Dorado, California 10 $ 4,010,000 $ 401,000 $ 213,000
Kendall, Illinois 10 $ 3,180,000 $ 318,000 $ 144,000
Union, New Jersey 10 $ 5,650,000 $ 565,000 $ 167,000
Cuyahoga, Ohio 10 $ 1,570,000 $ 157,000 $ 87,000
Allegheny, Pennsylvania 10 $ 3,760,000 $ 376,000 $ 134,000
Philadelphia, Pennsylvania 10 $ 3,330,000 $ 333,000 $ 148,000
Box Elder, Utah 10 $ 3,570,000 $ 357,000 $ 109,000
Fairfax, Virginia 10 $ 4,590,000 $ 459,000 $ 263,000
Spokane, Washington 10 $ 3,930,000 $ 393,000 $ 146,000
Benton, Arkansas 9 $ 2,925,000 $ 325,000 $ 133,000
Monterey, California 9 $ 5,255,000 $ 583,888 $ 247,000
Broomfield, Colorado 9 $ 4,265,000 $ 473,888 $ 189,000
Flagler, Florida 9 $ 3,125,000 $ 347,222 $ 231,000
Lake, Florida 9 $ 3,015,000 $ 335,000 $ 107,000
Marion, Florida 9 $ 2,115,000 $ 235,000 $ 66,000
Martin, Florida 9 $ 2,635,000 $ 292,777 $ 158,000
Ocean, New Jersey 9 $ 4,515,000 $ 501,666 $ 177,000
Benton, Oregon 9 $ 4,555,000 $ 506,111 $ 233,000
Polk, Oregon 9 $ 3,335,000 $ 370,555 $ 135,000
Bell, Texas 9 $ 1,855,000 $ 206,111 $ 151,000
Wasatch, Utah 9 $ 5,475,000 $ 608,333 $ 211,000
Benton, Washington 9 $ 4,145,000 $ 460,555 $ 163,000
Coconino, Arizona 8 $ 4,100,000 $ 512,500 $ 157,000
Northeastern Connecticut Planning Region, Connecticut 8 $ 2,650,000 $ 331,250 $ 102,000
Union, North Carolina 8 $ 4,370,000 $ 546,250 $ 177,000
Florence, South Carolina 8 $ 1,700,000 $ 212,500 $ 94,000
Brazoria, Texas 8 $ 2,360,000 $ 295,000 $ 176,000
Grayson, Texas 8 $ 1,810,000 $ 226,250 $ 206,000
Chesterfield, Virginia 8 $ 2,930,000 $ 366,250 $ 163,000
Milwaukee, Wisconsin 8 $ 2,660,000 $ 332,500 $ 258,000
Imperial, California 7 $ 2,005,000 $ 286,428 $ 99,000
Shasta, California 7 $ 2,455,000 $ 350,714 $ 68,000
Yolo, California 7 $ 3,145,000 $ 449,285 $ 158,000
Cherokee, Georgia 7 $ 2,235,000 $ 319,285 $ 149,000
Polk, Georgia 7 $ 1,385,000 $ 197,857 $ 71,000
Oldham, Kentucky 7 $ 3,405,000 $ 486,428 $ 231,000
Bossier, Louisiana 7 $ 1,525,000 $ 217,857 $ 133,000
Carroll, Maryland 7 $ 3,255,000 $ 465,000 $ 168,000
Harford, Maryland 7 $ 2,425,000 $ 346,428 $ 299,000
Washington, Minnesota 7 $ 2,665,000 $ 380,714 $ 202,000
Rockingham, New Hampshire 7 $ 3,705,000 $ 529,285 $ 170,000
Cabarrus, North Carolina 7 $ 1,865,000 $ 266,428 $ 83,000
Catawba, North Carolina 7 $ 1,145,000 $ 163,571 $ 212,000
Iredell, North Carolina 7 $ 2,805,000 $ 400,714 $ 165,000
New Hanover, North Carolina 7 $ 3,025,000 $ 432,142 $ 185,000
El Paso, Texas 7 $ 1,515,000 $ 216,428 $ 177,000
Loudoun, Virginia 7 $ 3,785,000 $ 540,714 $ 203,000
Mohave, Arizona 6 $ 1,660,000 $ 276,666 $ 74,000
Madera, California 6 $ 2,160,000 $ 360,000 $ 119,000
Napa, California 6 $ 3,210,000 $ 535,000 $ 190,000
Santa Cruz, California 6 $ 3,670,000 $ 611,666 $ 185,000
Summit, Colorado 6 $ 3,180,000 $ 530,000 $ 230,000
South Central Connecticut Planning Region, Connecticut 6 $ 2,280,000 $ 380,000 $ 106,000
Southeastern Connecticut Planning Region, Connecticut 6 $ 1,490,000 $ 248,333 $ 107,000
District of Columbia, District Of Columbia 6 $ 2,300,000 $ 383,333 $ 226,000
Charlotte, Florida 6 $ 2,210,000 $ 368,333 $ 157,000
Escambia, Florida 6 $ 1,660,000 $ 276,666 $ 175,000
Hernando, Florida 6 $ 1,970,000 $ 328,333 $ 95,000
Sarasota, Florida 6 $ 1,790,000 $ 298,333 $ 535,000
Winnebago, Illinois 6 $ 1,330,000 $ 221,666 $ 105,000
Anoka, Minnesota 6 $ 1,770,000 $ 295,000 $ 89,000
Scott, Minnesota 6 $ 2,150,000 $ 358,333 $ 115,000
Morris, New Jersey 6 $ 2,850,000 $ 475,000 $ 149,000
Montgomery, Ohio 6 $ 1,780,000 $ 296,666 $ 196,000
Lane, Oregon 6 $ 1,780,000 $ 296,666 $ 149,000
Yamhill, Oregon 6 $ 2,410,000 $ 401,666 $ 145,000
Montgomery, Tennessee 6 $ 1,730,000 $ 288,333 $ 87,000
Kaufman, Texas 6 $ 2,020,000 $ 336,666 $ 194,000
Prince William, Virginia 6 $ 3,520,000 $ 586,666 $ 150,000
Nevada, California 5 $ 2,485,000 $ 497,000 $ 192,000
Elbert, Colorado 5 $ 3,035,000 $ 607,000 $ 183,000
Grand, Colorado 5 $ 2,495,000 $ 499,000 $ 341,000
Clayton, Georgia 5 $ 1,305,000 $ 261,000 $ 75,000
Hall, Georgia 5 $ 1,515,000 $ 303,000 $ 152,000
Caddo, Louisiana 5 $ 1,285,000 $ 257,000 $ 155,000
Anne Arundel, Maryland 5 $ 2,615,000 $ 523,000 $ 124,000
Howard, Maryland 5 $ 1,915,000 $ 383,000 $ 135,000
Genesee, Michigan 5 $ 1,145,000 $ 229,000 $ 81,000
Merrimack, New Hampshire 5 $ 1,605,000 $ 321,000 $ 125,000
Gloucester, New Jersey 5 $ 1,405,000 $ 281,000 $ 91,000
Brunswick, North Carolina 5 $ 2,095,000 $ 419,000 $ 257,000
Cumberland, North Carolina 5 $ 1,165,000 $ 233,000 $ 84,000
Forsyth, North Carolina 5 $ 1,685,000 $ 337,000 $ 119,000
Franklin, North Carolina 5 $ 2,315,000 $ 463,000 $ 158,000
Gaston, North Carolina 5 $ 1,365,000 $ 273,000 $ 77,000
Guilford, North Carolina 5 $ 1,535,000 $ 307,000 $ 79,000
Beaufort, South Carolina 5 $ 2,235,000 $ 447,000 $ 505,000
Kershaw, South Carolina 5 $ 1,295,000 $ 259,000 $ 74,000
Pickens, South Carolina 5 $ 1,375,000 $ 275,000 $ 71,000
Williamson, Tennessee 5 $ 2,255,000 $ 451,000 $ 137,000
Ellis, Texas 5 $ 2,015,000 $ 403,000 $ 148,000
Hays, Texas 5 $ 1,235,000 $ 247,000 $ 124,000
Johnson, Texas 5 $ 2,165,000 $ 433,000 $ 139,000
Nueces, Texas 5 $ 1,185,000 $ 237,000 $ 96,000
Waller, Texas 5 $ 1,965,000 $ 393,000 $ 152,000
Cache, Utah 5 $ 1,885,000 $ 377,000 $ 178,000
Iron, Utah 5 $ 1,155,000 $ 231,000 $ 103,000
Sanpete, Utah 5 $ 2,115,000 $ 423,000 $ 162,000
Portsmouth, Virginia 5 $ 835,000 $ 167,000 $ 88,000
Mason, Washington 5 $ 2,105,000 $ 421,000 $ 192,000
Thurston, Washington 5 $ 1,865,000 $ 373,000 $ 112,000
Baldwin, Alabama 4 $ 770,000 $ 192,500 $ 97,000
Gila, Arizona 4 $ 1,090,000 $ 272,500 $ 69,000
Calaveras, California 4 $ 1,600,000 $ 400,000 $ 256,000
San Benito, California 4 $ 2,890,000 $ 722,500 $ 309,000
San Luis Obispo, California 4 $ 1,890,000 $ 472,500 $ 633,000
Fremont, Colorado 4 $ 1,490,000 $ 372,500 $ 110,000
Mesa, Colorado 4 $ 1,730,000 $ 432,500 $ 175,000
Park, Colorado 4 $ 1,630,000 $ 407,500 $ 204,000
Pueblo, Colorado 4 $ 710,000 $ 177,500 $ 72,000
Okaloosa, Florida 4 $ 1,640,000 $ 410,000 $ 130,000
Chatham, Georgia 4 $ 1,450,000 $ 362,500 $ 155,000
Coweta, Georgia 4 $ 1,540,000 $ 385,000 $ 97,000
Newton, Georgia 4 $ 920,000 $ 230,000 $ 75,000
Fremont, Idaho 4 $ 1,230,000 $ 307,500 $ 145,000
Champaign, Illinois 4 $ 610,000 $ 152,500 $ 174,000
Grundy, Illinois 4 $ 1,000,000 $ 250,000 $ 92,000
Ingham, Michigan 4 $ 1,260,000 $ 315,000 $ 160,000
Sherburne, Minnesota 4 $ 1,750,000 $ 437,500 $ 99,000
Hunterdon, New Jersey 4 $ 1,750,000 $ 437,500 $ 215,000
Chatham, North Carolina 4 $ 1,620,000 $ 405,000 $ 181,000
Harnett, North Carolina 4 $ 1,040,000 $ 260,000 $ 133,000
Fayette, Ohio 4 $ 790,000 $ 197,500 $ 95,000
Franklin, Ohio 4 $ 1,750,000 $ 437,500 $ 167,000
Bucks, Pennsylvania 4 $ 1,530,000 $ 382,500 $ 155,000
Delaware, Pennsylvania 4 $ 930,000 $ 232,500 $ 97,000
York, Pennsylvania 4 $ 1,000,000 $ 250,000 $ 140,000
Horry, South Carolina 4 $ 1,540,000 $ 385,000 $ 108,000
Laurens, South Carolina 4 $ 730,000 $ 182,500 $ 190,000
Davidson, Tennessee 4 $ 2,040,000 $ 510,000 $ 169,000
Shelby, Tennessee 4 $ 1,300,000 $ 325,000 $ 118,000
Sumner, Tennessee 4 $ 1,670,000 $ 417,500 $ 156,000
Bastrop, Texas 4 $ 1,510,000 $ 377,500 $ 152,000
Hampton, Virginia 4 $ 1,200,000 $ 300,000 $ 104,000
Chelan, Washington 4 $ 2,010,000 $ 502,500 $ 180,000
Okanogan, Washington 4 $ 1,440,000 $ 360,000 $ 96,000
Winnebago, Wisconsin 4 $ 1,320,000 $ 330,000 $ 102,000
Amador, California 3 $ 1,395,000 $ 465,000 $ 111,000
Humboldt, California 3 $ 1,085,000 $ 361,666 $ 276,000
Marin, California 3 $ 2,155,000 $ 718,333 $ 176,000
La Plata, Colorado 3 $ 1,445,000 $ 481,666 $ 162,000
Naugatuck Valley Planning Region, Connecticut 3 $ 1,075,000 $ 358,333 $ 121,000
Highlands, Florida 3 $ 595,000 $ 198,333 $ 190,000
Monroe, Florida 3 $ 1,825,000 $ 608,333 $ 196,000
Putnam, Florida 3 $ 755,000 $ 251,666 $ 51,000
Bryan, Georgia 3 $ 1,015,000 $ 338,333 $ 119,000
Houston, Georgia 3 $ 875,000 $ 291,666 $ 92,000
St. Clair, Illinois 3 $ 945,000 $ 315,000 $ 121,000
East Baton Rouge, Louisiana 3 $ 855,000 $ 285,000 $ 85,000
Tangipahoa, Louisiana 3 $ 655,000 $ 218,333 $ 112,000
Cecil, Maryland 3 $ 565,000 $ 188,333 $ 128,000
Le Sueur, Minnesota 3 $ 815,000 $ 271,666 $ 62,000
Rice, Minnesota 3 $ 1,195,000 $ 398,333 $ 111,000
Wright, Minnesota 3 $ 1,175,000 $ 391,666 $ 117,000
Mercer, New Jersey 3 $ 1,335,000 $ 445,000 $ 163,000
Passaic, New Jersey 3 $ 1,355,000 $ 451,666 $ 160,000
Alamance, North Carolina 3 $ 965,000 $ 321,666 $ 124,000
Buncombe, North Carolina 3 $ 1,265,000 $ 421,666 $ 357,000
Lincoln, North Carolina 3 $ 915,000 $ 305,000 $ 98,000
Mahoning, Ohio 3 $ 945,000 $ 315,000 $ 186,000
Medina, Ohio 3 $ 905,000 $ 301,666 $ 173,000
Trumbull, Ohio 3 $ 515,000 $ 171,666 $ 104,000
Warren, Ohio 3 $ 2,115,000 $ 705,000 $ 209,000
Columbia, Oregon 3 $ 1,155,000 $ 385,000 $ 113,000
Deschutes, Oregon 3 $ 1,135,000 $ 378,333 $ 304,000
Chester, Pennsylvania 3 $ 1,005,000 $ 335,000 $ 177,000
Luzerne, Pennsylvania 3 $ 785,000 $ 261,666 $ 247,000
Georgetown, South Carolina 3 $ 815,000 $ 271,666 $ 113,000
Orangeburg, South Carolina 3 $ 625,000 $ 208,333 $ 110,000
Hamilton, Tennessee 3 $ 755,000 $ 251,666 $ 82,000
Monroe, Tennessee 3 $ 565,000 $ 188,333 $ 90,000
Roane, Tennessee 3 $ 1,195,000 $ 398,333 $ 105,000
Rutherford, Tennessee 3 $ 915,000 $ 305,000 $ 113,000
Sevier, Tennessee 3 $ 815,000 $ 271,666 $ 90,000
Wilson, Tennessee 3 $ 1,635,000 $ 545,000 $ 235,000
Galveston, Texas 3 $ 1,205,000 $ 401,666 $ 189,000
Hunt, Texas 3 $ 525,000 $ 175,000 $ 128,000
Liberty, Texas 3 $ 1,095,000 $ 365,000 $ 115,000
Webb, Texas 3 $ 575,000 $ 191,666 $ 121,000
Grand, Utah 3 $ 915,000 $ 305,000 $ 127,000
Summit, Utah 3 $ 1,665,000 $ 555,000 $ 173,000
Norfolk, Virginia 3 $ 1,025,000 $ 341,666 $ 417,000
York, Virginia 3 $ 955,000 $ 318,333 $ 151,000
Franklin, Washington 3 $ 1,615,000 $ 538,333 $ 114,000
Outagamie, Wisconsin 3 $ 955,000 $ 318,333 $ 96,000
Shelby, Alabama 2 $ 710,000 $ 355,000 $ 109,000
Tallapoosa, Alabama 2 $ 300,000 $ 150,000 $ 34,000
Navajo, Arizona 2 $ 400,000 $ 200,000 $ 75,000
Santa Cruz, Arizona 2 $ 550,000 $ 275,000 $ 114,000
Washington, Arkansas 2 $ 570,000 $ 285,000 $ 98,000
Butte, California 2 $ 760,000 $ 380,000 $ 160,000
Kings, California 2 $ 660,000 $ 330,000 $ 111,000
Tulare, California 2 $ 550,000 $ 275,000 $ 197,000
Clear Creek, Colorado 2 $ 710,000 $ 355,000 $ 128,000
Gunnison, Colorado 2 $ 530,000 $ 265,000 $ 87,000
Logan, Colorado 2 $ 360,000 $ 180,000 $ 78,000
Moffat, Colorado 2 $ 560,000 $ 280,000 $ 66,000
Routt, Colorado 2 $ 940,000 $ 470,000 $ 177,000
Western Connecticut Planning Region, Connecticut 2 $ 370,000 $ 185,000 $ 50,000
Alachua, Florida 2 $ 430,000 $ 215,000 $ 272,000
Citrus, Florida 2 $ 560,000 $ 280,000 $ 86,000
Columbia, Florida 2 $ 540,000 $ 270,000 $ 88,000
Leon, Florida 2 $ 590,000 $ 295,000 $ 134,000
Nassau, Florida 2 $ 690,000 $ 345,000 $ 117,000
Suwannee, Florida 2 $ 300,000 $ 150,000 $ 55,000
Bartow, Georgia 2 $ 380,000 $ 190,000 $ 56,000
Bibb, Georgia 2 $ 250,000 $ 125,000 $ 40,000
Fayette, Georgia 2 $ 680,000 $ 340,000 $ 88,000
Henry, Georgia 2 $ 750,000 $ 375,000 $ 114,000
Paulding, Georgia 2 $ 680,000 $ 340,000 $ 106,000
Rabun, Georgia 2 $ 600,000 $ 300,000 $ 107,000
Rockdale, Georgia 2 $ 640,000 $ 320,000 $ 80,000
Walton, Georgia 2 $ 660,000 $ 330,000 $ 80,000
Bannock, Idaho 2 $ 670,000 $ 335,000 $ 128,000
Canyon, Idaho 2 $ 1,320,000 $ 660,000 $ 178,000
Kootenai, Idaho 2 $ 1,230,000 $ 615,000 $ 143,000
DeKalb, Illinois 2 $ 380,000 $ 190,000 $ 61,000
LaSalle, Illinois 2 $ 400,000 $ 200,000 $ 50,000
McLean, Illinois 2 $ 360,000 $ 180,000 $ 87,000
Peoria, Illinois 2 $ 380,000 $ 190,000 $ 93,000
Shelby, Kentucky 2 $ 620,000 $ 310,000 $ 122,000
Calcasieu, Louisiana 2 $ 400,000 $ 200,000 $ 88,000
Jefferson Davis, Louisiana 2 $ 200,000 $ 100,000 $ 177,000
Orleans, Louisiana 2 $ 400,000 $ 200,000 $ 94,000
St. Martin, Louisiana 2 $ 530,000 $ 265,000 $ 105,000
Dorchester, Maryland 2 $ 510,000 $ 255,000 $ 80,000
Frederick, Maryland 2 $ 1,000,000 $ 500,000 $ 135,000
Prince George's, Maryland 2 $ 1,080,000 $ 540,000 $ 141,000
Washington, Maryland 2 $ 510,000 $ 255,000 $ 131,000
Hubbard, Minnesota 2 $ 530,000 $ 265,000 $ 83,000
Olmsted, Minnesota 2 $ 540,000 $ 270,000 $ 88,000
Flathead, Montana 2 $ 430,000 $ 215,000 $ 141,000
Sullivan, New Hampshire 2 $ 230,000 $ 115,000 $ 122,000
Atlantic, New Jersey 2 $ 490,000 $ 245,000 $ 215,000
Sussex, New Jersey 2 $ 670,000 $ 335,000 $ 106,000
Warren, New Jersey 2 $ 820,000 $ 410,000 $ 131,000
Davidson, North Carolina 2 $ 340,000 $ 170,000 $ 43,000
Davie, North Carolina 2 $ 540,000 $ 270,000 $ 0
Edgecombe, North Carolina 2 $ 210,000 $ 105,000 $ 2,000
Lee, North Carolina 2 $ 690,000 $ 345,000 $ 91,000
Pitt, North Carolina 2 $ 480,000 $ 240,000 $ 386,000
Rockingham, North Carolina 2 $ 440,000 $ 220,000 $ 191,000
Butler, Ohio 2 $ 360,000 $ 180,000 $ 100,000
Hamilton, Ohio 2 $ 800,000 $ 400,000 $ 191,000
Portage, Ohio 2 $ 340,000 $ 170,000 $ 92,000
Wayne, Ohio 2 $ 520,000 $ 260,000 $ 26,000
Klamath, Oregon 2 $ 730,000 $ 365,000 $ 107,000
Lincoln, Oregon 2 $ 550,000 $ 275,000 $ 136,000
Cumberland, Pennsylvania 2 $ 460,000 $ 230,000 $ 99,000
Erie, Pennsylvania 2 $ 480,000 $ 240,000 $ 110,000
Lehigh, Pennsylvania 2 $ 800,000 $ 400,000 $ 128,000
Washington, Pennsylvania 2 $ 720,000 $ 360,000 $ 218,000
Colleton, South Carolina 2 $ 410,000 $ 205,000 $ 78,000
Darlington, South Carolina 2 $ 330,000 $ 165,000 $ 66,000
Edgefield, South Carolina 2 $ 950,000 $ 475,000 $ 179,000
Lancaster, South Carolina 2 $ 590,000 $ 295,000 $ 65,000
Oconee, South Carolina 2 $ 520,000 $ 260,000 $ 139,000
Sumter, South Carolina 2 $ 460,000 $ 230,000 $ 95,000
Blount, Tennessee 2 $ 510,000 $ 255,000 $ 78,000
Loudon, Tennessee 2 $ 750,000 $ 375,000 $ 232,000
Madison, Tennessee 2 $ 480,000 $ 240,000 $ 81,000
Overton, Tennessee 2 $ 460,000 $ 230,000 $ 93,000
Andrews, Texas 2 $ 990,000 $ 495,000 $ 949,000
Austin, Texas 2 $ 710,000 $ 355,000 $ 98,000
Bee, Texas 2 $ 410,000 $ 205,000 $ 77,000
Cameron, Texas 2 $ 470,000 $ 235,000 $ 86,000
Chambers, Texas 2 $ 590,000 $ 295,000 $ 95,000
Llano, Texas 2 $ 600,000 $ 300,000 $ 103,000
Lubbock, Texas 2 $ 950,000 $ 475,000 $ 218,000
McLennan, Texas 2 $ 350,000 $ 175,000 $ 198,000
Rockwall, Texas 2 $ 890,000 $ 445,000 $ 428,000
Smith, Texas 2 $ 370,000 $ 185,000 $ 84,000
Taylor, Texas 2 $ 580,000 $ 290,000 $ 173,000
Walker, Texas 2 $ 610,000 $ 305,000 $ 160,000
Wharton, Texas 2 $ 550,000 $ 275,000 $ 104,000
Morgan, Utah 2 $ 650,000 $ 325,000 $ 153,000
Lynchburg, Virginia 2 $ 270,000 $ 135,000 $ 119,000
Island, Washington 2 $ 1,110,000 $ 555,000 $ 160,000
Yakima, Washington 2 $ 690,000 $ 345,000 $ 211,000
Dane, Wisconsin 2 $ 820,000 $ 410,000 $ 165,000
La Crosse, Wisconsin 2 $ 1,060,000 $ 530,000 $ 203,000
Monroe, Wisconsin 2 $ 480,000 $ 240,000 $ 104,000
Racine, Wisconsin 2 $ 470,000 $ 235,000 $ 144,000
Sheboygan, Wisconsin 2 $ 630,000 $ 315,000 $ 119,000
Walworth, Wisconsin 2 $ 350,000 $ 175,000 $ 120,000
Waukesha, Wisconsin 2 $ 630,000 $ 315,000 $ 124,000
Chilton, Alabama 1 $ 255,000 $ 255,000 $ 100,000
Cullman, Alabama 1 $ 365,000 $ 365,000 $ 278,000
Jackson, Alabama 1 $ 285,000 $ 285,000 $ 117,000
Limestone, Alabama 1 $ 265,000 $ 265,000 $ 139,000
Madison, Alabama 1 $ 115,000 $ 115,000 $ 56,000
Marshall, Alabama 1 $ 505,000 $ 505,000 $ 483,000
Mobile, Alabama 1 $ 285,000 $ 285,000 $ 66,000
Tuscaloosa, Alabama 1 $ 265,000 $ 265,000 $ 52,000
Cochise, Arizona 1 $ 155,000 $ 155,000 $ 48,000
Bradley, Arkansas 1 $ 305,000 $ 305,000 $ 300,000
Columbia, Arkansas 1 $ 185,000 $ 185,000 $ 485,000
Craighead, Arkansas 1 $ 215,000 $ 215,000 $ 114,000
Drew, Arkansas 1 $ 185,000 $ 185,000 $ 79,000
Greene, Arkansas 1 $ 145,000 $ 145,000 $ 98,000
Pulaski, Arkansas 1 $ 115,000 $ 115,000 $ 47,000
Lake, California 1 $ 585,000 $ 585,000 $ 234,000
Mono, California 1 $ 305,000 $ 305,000 $ 115,000
Tehama, California 1 $ 365,000 $ 365,000 $ 118,000
Trinity, California 1 $ 295,000 $ 295,000 $ 67,000
Yuba, California 1 $ 435,000 $ 435,000 $ 189,000
Archuleta, Colorado 1 $ 375,000 $ 375,000 $ 147,000
Delta, Colorado 1 $ 275,000 $ 275,000 $ 86,000
Garfield, Colorado 1 $ 605,000 $ 605,000 $ 139,000
Hinsdale, Colorado 1 $ 475,000 $ 475,000 $ 531,000
Jackson, Colorado 1 $ 335,000 $ 335,000 $ 144,000
Lake, Colorado 1 $ 345,000 $ 345,000 $ 101,000
Montrose, Colorado 1 $ 315,000 $ 315,000 $ 91,000
Otero, Colorado 1 $ 125,000 $ 125,000 $ 55,000
Rio Grande, Colorado 1 $ 195,000 $ 195,000 $ 77,000
Greater Bridgeport Planning Region, Connecticut 1 $ 555,000 $ 555,000 $ 112,000
DeSoto, Florida 1 $ 445,000 $ 445,000 $ 94,000
Indian River, Florida 1 $ 225,000 $ 225,000 $ 251,000
Levy, Florida 1 $ 235,000 $ 235,000 $ 112,000
Sumter, Florida 1 $ 495,000 $ 495,000 $ 266,000
Walton, Florida 1 $ 485,000 $ 485,000 $ 108,000
Washington, Florida 1 $ 385,000 $ 385,000 $ 307,000
Barrow, Georgia 1 $ 455,000 $ 455,000 $ 163,000
Butts, Georgia 1 $ 455,000 $ 455,000 $ 111,000
Clarke, Georgia 1 $ 265,000 $ 265,000 $ 425,000
Colquitt, Georgia 1 $ 345,000 $ 345,000 $ 117,000
Columbia, Georgia 1 $ 155,000 $ 155,000 $ 45,000
Dawson, Georgia 1 $ 205,000 $ 205,000 $ 53,000
Dougherty, Georgia 1 $ 265,000 $ 265,000 $ 107,000
Douglas, Georgia 1 $ 295,000 $ 295,000 $ 70,000
Glascock, Georgia 1 $ 165,000 $ 165,000 $ 33,000
Glynn, Georgia 1 $ 205,000 $ 205,000 $ 94,000
Gordon, Georgia 1 $ 265,000 $ 265,000 $ 109,000
Grady, Georgia 1 $ 215,000 $ 215,000 $ 129,000
Habersham, Georgia 1 $ 235,000 $ 235,000 $ 89,000
McDuffie, Georgia 1 $ 345,000 $ 345,000 $ 70,000
Muscogee, Georgia 1 $ 215,000 $ 215,000 $ 165,000
Oconee, Georgia 1 $ 685,000 $ 685,000 $ 230,000
Putnam, Georgia 1 $ 165,000 $ 165,000 $ 60,000
Troup, Georgia 1 $ 165,000 $ 165,000 $ 74,000
Upson, Georgia 1 $ 155,000 $ 155,000 $ 88,000
Ware, Georgia 1 $ 165,000 $ 165,000 $ 400,000
Whitfield, Georgia 1 $ 215,000 $ 215,000 $ 54,000
Bingham, Idaho 1 $ 245,000 $ 245,000 $ 151,000
Blaine, Idaho 1 $ 555,000 $ 555,000 $ 107,000
Payette, Idaho 1 $ 415,000 $ 415,000 $ 140,000
Valley, Idaho 1 $ 375,000 $ 375,000 $ 110,000
Boone, Illinois 1 $ 285,000 $ 285,000 $ 98,000
Cumberland, Illinois 1 $ 135,000 $ 135,000 $ 172,000
Lee, Illinois 1 $ 215,000 $ 215,000 $ 96,000
Tazewell, Illinois 1 $ 235,000 $ 235,000 $ 99,000
Whiteside, Illinois 1 $ 195,000 $ 195,000 $ 171,000
Williamson, Illinois 1 $ 215,000 $ 215,000 $ 70,000
Bullitt, Kentucky 1 $ 265,000 $ 265,000 $ 61,000
Fayette, Kentucky 1 $ 255,000 $ 255,000 $ 93,000
Henderson, Kentucky 1 $ 155,000 $ 155,000 $ 60,000
Kenton, Kentucky 1 $ 165,000 $ 165,000 $ 50,000
Pulaski, Kentucky 1 $ 185,000 $ 185,000 $ 91,000
Warren, Kentucky 1 $ 305,000 $ 305,000 $ 80,000
Acadia, Louisiana 1 $ 145,000 $ 145,000 $ 104,000
Ascension, Louisiana 1 $ 245,000 $ 245,000 $ 168,000
Jefferson, Louisiana 1 $ 275,000 $ 275,000 $ 99,000
Pointe Coupee, Louisiana 1 $ 75,000 $ 75,000 $ 37,000
Rapides, Louisiana 1 $ 305,000 $ 305,000 $ 420,000
St. Bernard, Louisiana 1 $ 115,000 $ 115,000 $ 283,000
St. Charles, Louisiana 1 $ 225,000 $ 225,000 $ 111,000
St. Landry, Louisiana 1 $ 275,000 $ 275,000 $ 120,000
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Mortgage Loan Application Detail Totals for Resicentral LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,112 $2,169,260,000 $424,000 $2,005,000 $178,000 $4,129,000
Refinancing 1,117 $539,175,000 $482,000 $2,005,000 $175,000 $1,603,000
Cash-out Refinancing 752 $252,830,000 $336,000 $1,755,000 $145,000 $1,000,000
Home Improvement 32 $8,320,000 $260,000 $765,000 $150,000 $429,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,976 $1,200,520,000 $403,000 $2,005,000 $166,000 $2,869,000
Asian 1,580 $726,340,000 $459,000 $1,695,000 $209,000 $2,280,000
Not Provided 1,061 $473,735,000 $446,000 $2,005,000 $179,000 $4,129,000
Hispanic 866 $342,500,000 $395,000 $1,075,000 $140,000 $1,542,000
Black or African American 342 $128,380,000 $375,000 $1,505,000 $136,000 $1,087,000
Not applicable 150 $81,940,000 $546,000 $775,000 $0 $0
American Indian or Alaskan Native 33 $13,805,000 $418,000 $945,000 $258,000 $2,024,000
Native Hawaiian or Other Pacific Islander 5 $2,365,000 $473,000 $715,000 $122,000 $226,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,787 $2,459,845,000 $425,000 $2,005,000 $188,000 $4,129,000
FHA-insured (Federal Housing Administration) 910 $358,610,000 $394,000 $1,165,000 $106,000 $450,000
VA-guaranteed (Veterans Administration) 316 $151,130,000 $478,000 $1,405,000 $119,000 $363,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,581 $1,911,095,000 $417,000 $2,005,000 $177,000 $4,129,000
Application Withdrawn By Applicant 1,736 $750,630,000 $432,000 $1,755,000 $171,000 $2,280,000
Application Approved But Not Accepted 277 $116,675,000 $421,000 $1,035,000 $173,000 $1,000,000
Application Denied By Financial Institution 269 $109,245,000 $406,000 $1,125,000 $126,000 $739,000
Loan Purchased By The Institution 150 $81,940,000 $546,000 $775,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,744 $2,860,340,000 $424,000 $2,005,000 $176,000 $4,129,000
Debt-To-Income Ratio 156 $67,150,000 $430,000 $1,125,000 $105,000 $346,000
Collateral 49 $16,855,000 $343,000 $765,000 $176,000 $712,000
Unverifiable Information 29 $11,185,000 $385,000 $935,000 $143,000 $739,000
Credit History 17 $6,785,000 $399,000 $925,000 $117,000 $266,000
Other 8 $4,320,000 $540,000 $905,000 $218,000 $394,000
Employment History 6 $1,930,000 $321,000 $485,000 $83,000 $130,000
Insufficient Cash (Downpayment, Closing Cost) 3 $715,000 $238,000 $265,000 $84,000 $138,000
Credit Application Incomplete 1 $305,000 $305,000 $305,000 $121,000 $121,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Resicentral LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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