Resicentral LLC Mortgage Lending & HMDA Data, 2024
In 2024, Resicentral LLC of Larkspur, CA reported 7,013 mortgage applications totaling $3.0 billion, up 144% from 2023. The average application was for $423,440, and applicants reported an average income of $173,855. 65% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (655), Denver-Aurora-Lakewood, CO (266) and Phoenix-Mesa-Scottsdale, AZ (253) (applications in parentheses).
| Mortgage Company & Address | Resicentral LLC 700 Larkspur Landing Circle Suite 199-18 Larkspur, CA 94939 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 7,013 |
| Total Mortgage Loan Application Amount | $2,969,585,000 |
| Average Mortgage Loan Application Amount | $423,440 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $173,855 |
| Highest Applicant Income | $4,129,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 655 | $ 224,185,000 | $ 342,267 | $ 151,000 |
| Outside any metro area | 321 | $ 103,335,000 | $ 321,915 | $ 143,442 |
| Denver-Aurora-Lakewood, CO | 266 | $ 128,230,000 | $ 482,067 | $ 191,000 |
| Phoenix-Mesa-Scottsdale, AZ | 253 | $ 97,045,000 | $ 383,577 | $ 166,000 |
| San Diego-Carlsbad, CA | 253 | $ 160,885,000 | $ 635,909 | $ 178,000 |
| Los Angeles-Long Beach-Glendale, CA | 239 | $ 155,045,000 | $ 648,723 | $ 220,000 |
| Dallas-Plano-Irving, TX | 214 | $ 92,870,000 | $ 433,971 | $ 207,000 |
| Houston-The Woodlands-Sugar Land, TX | 195 | $ 63,225,000 | $ 324,230 | $ 173,000 |
| Riverside-San Bernardino-Ontario, CA | 193 | $ 90,335,000 | $ 468,056 | $ 145,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 142 | $ 62,820,000 | $ 442,394 | $ 201,000 |
| Oakland-Hayward-Berkeley, CA | 139 | $ 90,615,000 | $ 651,906 | $ 231,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 127 | $ 90,605,000 | $ 713,425 | $ 287,000 |
| Salt Lake City, UT | 123 | $ 57,565,000 | $ 468,008 | $ 165,000 |
| Atlanta-Sandy Springs-Roswell, GA | 122 | $ 46,250,000 | $ 379,098 | $ 160,000 |
| Warren-Troy-Farmington Hills, MI | 116 | $ 52,000,000 | $ 448,275 | $ 188,000 |
| Raleigh, NC | 108 | $ 46,280,000 | $ 428,518 | $ 175,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 97 | $ 36,995,000 | $ 381,391 | $ 154,443 |
| Charlotte-Concord-Gastonia, NC-SC | 94 | $ 35,440,000 | $ 377,021 | $ 165,606 |
| Lake County-Kenosha County, IL-WI | 93 | $ 31,265,000 | $ 336,182 | $ 173,000 |
| Austin-Round Rock, TX | 88 | $ 39,850,000 | $ 452,840 | $ 207,000 |
| Seattle-Bellevue-Everett, WA | 87 | $ 49,925,000 | $ 573,850 | $ 204,000 |
| Anaheim-Santa Ana-Irvine, CA | 85 | $ 54,505,000 | $ 641,235 | $ 277,000 |
| Tampa, FL | 85 | $ 29,695,000 | $ 349,352 | $ 155,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 83 | $ 34,625,000 | $ 417,168 | $ 178,144 |
| Ogden-Clearfield, UT | 80 | $ 37,020,000 | $ 462,750 | $ 158,000 |
| Charleston-North Charleston, SC | 77 | $ 30,945,000 | $ 401,883 | $ 142,000 |
| Lakewood-New Brunswick, NJ | 77 | $ 40,685,000 | $ 528,376 | $ 200,000 |
| Provo-Orem, UT | 77 | $ 36,075,000 | $ 468,506 | $ 155,000 |
| Everett, WA | 76 | $ 43,010,000 | $ 565,921 | $ 191,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 67 | $ 27,035,000 | $ 403,507 | $ 142,000 |
| Greenville-Anderson-Mauldin, SC | 62 | $ 16,370,000 | $ 264,032 | $ 95,000 |
| Stockton-Lodi, CA | 60 | $ 26,680,000 | $ 444,666 | $ 210,000 |
| Elgin, IL | 58 | $ 17,740,000 | $ 305,862 | $ 172,000 |
| Fort Worth-Arlington, TX | 57 | $ 21,145,000 | $ 370,964 | $ 171,000 |
| Detroit-Dearborn-Livonia, MI | 54 | $ 18,410,000 | $ 340,925 | $ 160,000 |
| Orlando-Kissimmee-Sanford, FL | 51 | $ 17,985,000 | $ 352,647 | $ 148,000 |
| Jacksonville, FL | 47 | $ 15,845,000 | $ 337,127 | $ 151,000 |
| Columbia, SC | 45 | $ 12,555,000 | $ 279,000 | $ 127,000 |
| Tacoma-Lakewood, WA | 44 | $ 20,400,000 | $ 463,636 | $ 170,000 |
| Louisville/Jefferson County, KY-IN | 43 | $ 13,935,000 | $ 324,069 | $ 151,000 |
| New York-Jersey City-White Plains, NY-NJ | 42 | $ 26,250,000 | $ 625,000 | $ 267,000 |
| San Francisco-Redwood City-South San Francisco, CA | 42 | $ 28,980,000 | $ 690,000 | $ 233,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 40 | $ 14,590,000 | $ 364,750 | $ 305,000 |
| Baltimore-Columbia-Towson, MD | 39 | $ 14,685,000 | $ 376,538 | $ 187,000 |
| Cape Coral-Fort Myers, FL | 39 | $ 13,115,000 | $ 336,282 | $ 148,000 |
| Newark, NJ-PA | 37 | $ 19,885,000 | $ 537,432 | $ 202,000 |
| Camden, NJ | 36 | $ 10,680,000 | $ 296,666 | $ 133,000 |
| Salem, OR | 36 | $ 12,680,000 | $ 352,222 | $ 142,000 |
| Fresno, CA | 34 | $ 12,730,000 | $ 374,411 | $ 173,000 |
| St. Petersburg-Clearwater-Largo, FL | 34 | $ 12,710,000 | $ 373,823 | $ 166,000 |
| Colorado Springs, CO | 29 | $ 10,865,000 | $ 374,655 | $ 130,000 |
| Fort Collins, CO | 29 | $ 13,235,000 | $ 456,379 | $ 181,000 |
| Marietta, GA | 29 | $ 9,865,000 | $ 340,172 | $ 161,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 7,720,000 | $ 275,714 | $ 271,000 |
| Lafayette, LA | 26 | $ 6,950,000 | $ 267,307 | $ 172,000 |
| Lakeland-Winter Haven, FL | 26 | $ 6,560,000 | $ 252,307 | $ 136,000 |
| Modesto, CA | 26 | $ 10,240,000 | $ 393,846 | $ 118,000 |
| Arlington-Alexandria-Reston, VA-WV | 25 | $ 12,375,000 | $ 495,000 | $ 208,000 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 9,975,000 | $ 399,000 | $ 141,000 |
| Ann Arbor, MI | 24 | $ 11,740,000 | $ 489,166 | $ 199,000 |
| Knoxville, TN | 24 | $ 8,120,000 | $ 338,333 | $ 149,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 24 | $ 15,050,000 | $ 627,083 | $ 240,000 |
| Port St. Lucie, FL | 24 | $ 8,060,000 | $ 335,833 | $ 151,000 |
| Richmond, VA | 24 | $ 8,850,000 | $ 368,750 | $ 178,000 |
| Tucson, AZ | 24 | $ 5,710,000 | $ 237,916 | $ 117,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 7,245,000 | $ 315,000 | $ 205,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 7,125,000 | $ 309,782 | $ 142,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 22 | $ 8,990,000 | $ 408,636 | $ 152,000 |
| Washington-Baltimore-Arlington, DC | 22 | $ 12,450,000 | $ 565,909 | $ 174,000 |
| Boulder, CO | 21 | $ 9,995,000 | $ 475,952 | $ 197,000 |
| Durham-Chapel Hill, NC | 21 | $ 7,395,000 | $ 352,142 | $ 163,000 |
| Montgomery County-Bucks County-Chester County, PA | 21 | $ 10,135,000 | $ 482,619 | $ 187,000 |
| San Antonio-New Braunfels, TX | 21 | $ 7,185,000 | $ 342,142 | $ 170,000 |
| Vallejo-Fairfield, CA | 21 | $ 11,505,000 | $ 547,857 | $ 159,000 |
| Bakersfield, CA | 19 | $ 5,075,000 | $ 267,105 | $ 95,000 |
| Spartanburg, SC | 18 | $ 4,800,000 | $ 266,666 | $ 108,000 |
| St. George, UT | 18 | $ 8,360,000 | $ 464,444 | $ 188,000 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 6,155,000 | $ 362,058 | $ 351,000 |
| Bremerton-Silverdale, WA | 16 | $ 6,940,000 | $ 433,750 | $ 330,000 |
| Greeley, CO | 16 | $ 6,420,000 | $ 401,250 | $ 143,000 |
| Prescott Valley-Prescott, AZ | 16 | $ 5,600,000 | $ 350,000 | $ 184,000 |
| Akron, OH | 15 | $ 3,215,000 | $ 214,333 | $ 125,000 |
| Boise City, ID | 15 | $ 6,525,000 | $ 435,000 | $ 206,000 |
| Albany, OR | 14 | $ 4,180,000 | $ 298,571 | $ 143,000 |
| Bellingham, WA | 14 | $ 7,700,000 | $ 550,000 | $ 133,000 |
| Manchester-Nashua, NH | 14 | $ 5,900,000 | $ 421,428 | $ 171,000 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 6,030,000 | $ 430,714 | $ 254,000 |
| Philadelphia, PA | 14 | $ 4,260,000 | $ 304,285 | $ 134,000 |
| Pittsburgh, PA | 14 | $ 5,520,000 | $ 394,285 | $ 145,000 |
| Canton-Massillon, OH | 13 | $ 3,475,000 | $ 267,307 | $ 116,000 |
| Cleveland, OH | 13 | $ 2,475,000 | $ 190,384 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 5,045,000 | $ 388,076 | $ 136,000 |
| Santa Rosa, CA | 13 | $ 8,025,000 | $ 617,307 | $ 210,000 |
| Wilmington, NC | 13 | $ 5,345,000 | $ 411,153 | $ 202,000 |
| Kennewick-Richland, WA | 12 | $ 5,760,000 | $ 480,000 | $ 150,000 |
| Merced, CA | 12 | $ 4,120,000 | $ 343,333 | $ 107,000 |
| Shreveport-Bossier City, LA | 12 | $ 2,810,000 | $ 234,166 | $ 142,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 3,495,000 | $ 317,727 | $ 127,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 3,215,000 | $ 292,272 | $ 121,000 |
| Milwaukee-Waukesha-West Allis, WI | 11 | $ 3,575,000 | $ 325,000 | $ 221,000 |
| Santa Maria-Santa Barbara, CA | 11 | $ 6,185,000 | $ 562,272 | $ 161,000 |
| Florence, SC | 10 | $ 2,030,000 | $ 203,000 | $ 88,000 |
| Spokane-Spokane Valley, WA | 10 | $ 3,930,000 | $ 393,000 | $ 146,000 |
| Cincinnati, OH-KY-IN | 9 | $ 3,705,000 | $ 411,666 | $ 147,777 |
| Corvallis, OR | 9 | $ 4,555,000 | $ 506,111 | $ 233,000 |
| Killeen-Temple, TX | 9 | $ 1,855,000 | $ 206,111 | $ 151,000 |
| Ocala, FL | 9 | $ 2,115,000 | $ 235,000 | $ 66,000 |
| Salinas, CA | 9 | $ 5,255,000 | $ 583,888 | $ 247,000 |
| Washington, DC-MD | 9 | $ 3,805,000 | $ 422,777 | $ 198,000 |
| Winston-Salem, NC | 9 | $ 2,565,000 | $ 285,000 | $ 76,000 |
| Columbus, OH | 8 | $ 3,340,000 | $ 417,500 | $ 168,000 |
| Flagstaff, AZ | 8 | $ 4,100,000 | $ 512,500 | $ 157,000 |
| Rockingham County-Strafford County, NH | 8 | $ 4,130,000 | $ 516,250 | $ 161,000 |
| Sherman-Denison, TX | 8 | $ 1,810,000 | $ 226,250 | $ 206,000 |
| El Centro, CA | 7 | $ 2,005,000 | $ 286,428 | $ 99,000 |
| El Paso, TX | 7 | $ 1,515,000 | $ 216,428 | $ 177,000 |
| Greensboro-High Point, NC | 7 | $ 1,975,000 | $ 282,142 | $ 111,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,145,000 | $ 163,571 | $ 212,000 |
| Redding, CA | 7 | $ 2,455,000 | $ 350,714 | $ 68,000 |
| Rockford, IL | 7 | $ 1,615,000 | $ 230,714 | $ 104,000 |
| Savannah, GA | 7 | $ 2,465,000 | $ 352,142 | $ 140,000 |
| Baton Rouge, LA | 6 | $ 1,340,000 | $ 223,333 | $ 97,000 |
| Clarksville, TN-KY | 6 | $ 1,730,000 | $ 288,333 | $ 87,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 1,780,000 | $ 296,666 | $ 196,000 |
| Eugene, OR | 6 | $ 1,780,000 | $ 296,666 | $ 149,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 2,380,000 | $ 396,666 | $ 434,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,660,000 | $ 276,666 | $ 74,000 |
| Napa, CA | 6 | $ 3,210,000 | $ 535,000 | $ 190,000 |
| New Haven-Milford, CT | 6 | $ 2,280,000 | $ 380,000 | $ 106,000 |
| Norwich-New London, CT | 6 | $ 1,490,000 | $ 248,333 | $ 107,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,660,000 | $ 276,666 | $ 175,000 |
| Punta Gorda, FL | 6 | $ 2,210,000 | $ 368,333 | $ 157,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 3,670,000 | $ 611,666 | $ 185,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,460,000 | $ 243,333 | $ 145,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 2,075,000 | $ 415,000 | $ 141,200 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,855,000 | $ 371,000 | $ 112,800 |
| Corpus Christi, TX | 5 | $ 1,185,000 | $ 237,000 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 2,125,000 | $ 425,000 | $ 126,000 |
| Fayetteville, NC | 5 | $ 1,165,000 | $ 233,000 | $ 84,000 |
| Flint, MI | 5 | $ 1,145,000 | $ 229,000 | $ 81,000 |
| Gainesville, GA | 5 | $ 1,515,000 | $ 303,000 | $ 152,000 |
| Lansing-East Lansing, MI | 5 | $ 1,655,000 | $ 331,000 | $ 167,000 |
| Logan, UT-ID | 5 | $ 1,885,000 | $ 377,000 | $ 178,000 |
| Memphis, TN-MS-AR | 5 | $ 1,795,000 | $ 359,000 | $ 122,000 |
| New Orleans-Metairie, LA | 5 | $ 1,015,000 | $ 203,000 | $ 136,000 |
| Olympia-Tumwater, WA | 5 | $ 1,865,000 | $ 373,000 | $ 112,000 |
| Wenatchee, WA | 5 | $ 2,355,000 | $ 471,000 | $ 156,000 |
| Asheville, NC | 4 | $ 1,510,000 | $ 377,500 | $ 291,000 |
| Champaign-Urbana, IL | 4 | $ 610,000 | $ 152,500 | $ 174,000 |
| Chattanooga, TN-GA | 4 | $ 1,460,000 | $ 365,000 | $ 90,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 770,000 | $ 192,500 | $ 97,000 |
| Grand Junction, CO | 4 | $ 1,730,000 | $ 432,500 | $ 175,000 |
| Lake Charles, LA | 4 | $ 600,000 | $ 150,000 | $ 132,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 1,540,000 | $ 385,000 | $ 108,000 |
| Oshkosh-Neenah, WI | 4 | $ 1,320,000 | $ 330,000 | $ 102,000 |
| Pueblo, CO | 4 | $ 710,000 | $ 177,500 | $ 72,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,890,000 | $ 472,500 | $ 633,000 |
| York-Hanover, PA | 4 | $ 1,000,000 | $ 250,000 | $ 140,000 |
| Appleton, WI | 3 | $ 955,000 | $ 318,333 | $ 96,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 945,000 | $ 315,000 | $ 331,000 |
| Bend-Redmond, OR | 3 | $ 1,135,000 | $ 378,333 | $ 304,000 |
| Birmingham-Hoover, AL | 3 | $ 965,000 | $ 321,666 | $ 106,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 925,000 | $ 308,333 | $ 70,000 |
| Burlington, NC | 3 | $ 965,000 | $ 321,666 | $ 124,000 |
| Gainesville, FL | 3 | $ 665,000 | $ 221,666 | $ 218,000 |
| Hammond, LA | 3 | $ 655,000 | $ 218,333 | $ 112,000 |
| Harrisburg-Carlisle, PA | 3 | $ 685,000 | $ 228,333 | $ 66,000 |
| Laredo, TX | 3 | $ 575,000 | $ 191,666 | $ 121,000 |
| Peoria, IL | 3 | $ 615,000 | $ 205,000 | $ 95,000 |
| Rocky Mount, NC | 3 | $ 545,000 | $ 181,666 | $ 53,000 |
| San Rafael, CA | 3 | $ 2,155,000 | $ 718,333 | $ 176,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 785,000 | $ 261,666 | $ 247,000 |
| Sebring, FL | 3 | $ 595,000 | $ 198,333 | $ 190,000 |
| St. Louis, MO-IL | 3 | $ 945,000 | $ 315,000 | $ 121,000 |
| Trenton, NJ | 3 | $ 1,335,000 | $ 445,000 | $ 163,000 |
| Warner Robins, GA | 3 | $ 875,000 | $ 291,666 | $ 92,000 |
| Waterbury-Shelton, CT | 3 | $ 1,075,000 | $ 358,333 | $ 121,000 |
| Wilmington, DE-MD-NJ | 3 | $ 565,000 | $ 188,333 | $ 128,000 |
| Abilene, TX | 2 | $ 580,000 | $ 290,000 | $ 173,000 |
| Athens-Clarke County, GA | 2 | $ 950,000 | $ 475,000 | $ 327,000 |
| Bloomington, IL | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Brownsville-Harlingen, TX | 2 | $ 470,000 | $ 235,000 | $ 86,000 |
| Chico, CA | 2 | $ 760,000 | $ 380,000 | $ 160,000 |
| Coeur D'Alene, ID | 2 | $ 1,230,000 | $ 615,000 | $ 143,000 |
| College Station-Bryan, TX | 2 | $ 430,000 | $ 215,000 | $ 196,000 |
| Erie, PA | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Greenville, NC | 2 | $ 480,000 | $ 240,000 | $ 386,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 510,000 | $ 255,000 | $ 131,000 |
| Hanford-Corcoran, CA | 2 | $ 660,000 | $ 330,000 | $ 111,000 |
| Homosassa Springs, FL | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Huntsville, AL | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Jackson, TN | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 1,060,000 | $ 530,000 | $ 203,000 |
| Lubbock, TX | 2 | $ 950,000 | $ 475,000 | $ 218,000 |
| Lynchburg, VA | 2 | $ 270,000 | $ 135,000 | $ 119,000 |
| Macon-Bibb County, GA | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Madison, WI | 2 | $ 820,000 | $ 410,000 | $ 165,000 |
| Pocatello, ID | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Racine, WI | 2 | $ 470,000 | $ 235,000 | $ 144,000 |
| Roanoke, VA | 2 | $ 890,000 | $ 445,000 | $ 197,000 |
| Rochester, MN | 2 | $ 540,000 | $ 270,000 | $ 88,000 |
| Sheboygan, WI | 2 | $ 630,000 | $ 315,000 | $ 119,000 |
| Staunton-Waynesboro, VA | 2 | $ 490,000 | $ 245,000 | $ 153,000 |
| Sumter, SC | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Tallahassee, FL | 2 | $ 590,000 | $ 295,000 | $ 134,000 |
| Tyler, TX | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Visalia-Porterville, CA | 2 | $ 550,000 | $ 275,000 | $ 197,000 |
| Waco, TX | 2 | $ 350,000 | $ 175,000 | $ 198,000 |
| Yakima, WA | 2 | $ 690,000 | $ 345,000 | $ 211,000 |
| Albany, GA | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Alexandria, LA | 1 | $ 305,000 | $ 305,000 | $ 420,000 |
| Battle Creek, MI | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Beaumont-Port Arthur, TX | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Billings, MT | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Bowling Green, KY | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Brunswick, GA | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Cleveland, TN | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Columbus, GA-AL | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Dalton, GA | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Duluth, MN-WI | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Eagle Pass, TX | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Eau Claire, WI | 1 | $ 475,000 | $ 475,000 | $ 206,000 |
| Fond Du Lac, WI | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Goldsboro, NC | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Grants Pass, OR | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Great Falls, MT | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Green Bay, WI | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Jackson, MI | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Jacksonville, NC | 1 | $ 225,000 | $ 225,000 | $ 186,000 |
| Johnson City, TN | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Jonesboro, AR | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Lexington Park, MD | 1 | $ 465,000 | $ 465,000 | $ 102,000 |
| Lexington-Fayette, KY | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Longview, WA | 1 | $ 685,000 | $ 685,000 | $ 192,000 |
| Mankato-North Mankato, MN | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Midland, MI | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Midland, TX | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Mobile, AL | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Morristown, TN | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Panama City, FL | 1 | $ 385,000 | $ 385,000 | $ 307,000 |
| Reading, PA | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| San Angelo, TX | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Sandusky, OH | 1 | $ 335,000 | $ 335,000 | $ 307,000 |
| Sebastian-Vero Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 251,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| St. Cloud, MN | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Toledo, OH | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Traverse City, MI | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Tuscaloosa, AL | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Wausau, WI | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Wildwood-The Villages, FL | 1 | $ 495,000 | $ 495,000 | $ 266,000 |
| Winchester, VA-WV | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Yuba City, CA | 1 | $ 435,000 | $ 435,000 | $ 189,000 |
Mortgage Loan Application Detail Totals for Resicentral LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,112 | $2,169,260,000 | $424,000 | $2,005,000 | $178,000 | $4,129,000 |
| Refinancing | 1,117 | $539,175,000 | $482,000 | $2,005,000 | $175,000 | $1,603,000 |
| Cash-out Refinancing | 752 | $252,830,000 | $336,000 | $1,755,000 | $145,000 | $1,000,000 |
| Home Improvement | 32 | $8,320,000 | $260,000 | $765,000 | $150,000 | $429,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,976 | $1,200,520,000 | $403,000 | $2,005,000 | $166,000 | $2,869,000 |
| Asian | 1,580 | $726,340,000 | $459,000 | $1,695,000 | $209,000 | $2,280,000 |
| Not Provided | 1,061 | $473,735,000 | $446,000 | $2,005,000 | $179,000 | $4,129,000 |
| Hispanic | 866 | $342,500,000 | $395,000 | $1,075,000 | $140,000 | $1,542,000 |
| Black or African American | 342 | $128,380,000 | $375,000 | $1,505,000 | $136,000 | $1,087,000 |
| Not applicable | 150 | $81,940,000 | $546,000 | $775,000 | $0 | $0 |
| American Indian or Alaskan Native | 33 | $13,805,000 | $418,000 | $945,000 | $258,000 | $2,024,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,365,000 | $473,000 | $715,000 | $122,000 | $226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,787 | $2,459,845,000 | $425,000 | $2,005,000 | $188,000 | $4,129,000 |
| FHA-insured (Federal Housing Administration) | 910 | $358,610,000 | $394,000 | $1,165,000 | $106,000 | $450,000 |
| VA-guaranteed (Veterans Administration) | 316 | $151,130,000 | $478,000 | $1,405,000 | $119,000 | $363,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,581 | $1,911,095,000 | $417,000 | $2,005,000 | $177,000 | $4,129,000 |
| Application Withdrawn By Applicant | 1,736 | $750,630,000 | $432,000 | $1,755,000 | $171,000 | $2,280,000 |
| Application Approved But Not Accepted | 277 | $116,675,000 | $421,000 | $1,035,000 | $173,000 | $1,000,000 |
| Application Denied By Financial Institution | 269 | $109,245,000 | $406,000 | $1,125,000 | $126,000 | $739,000 |
| Loan Purchased By The Institution | 150 | $81,940,000 | $546,000 | $775,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,744 | $2,860,340,000 | $424,000 | $2,005,000 | $176,000 | $4,129,000 |
| Debt-To-Income Ratio | 156 | $67,150,000 | $430,000 | $1,125,000 | $105,000 | $346,000 |
| Collateral | 49 | $16,855,000 | $343,000 | $765,000 | $176,000 | $712,000 |
| Unverifiable Information | 29 | $11,185,000 | $385,000 | $935,000 | $143,000 | $739,000 |
| Credit History | 17 | $6,785,000 | $399,000 | $925,000 | $117,000 | $266,000 |
| Other | 8 | $4,320,000 | $540,000 | $905,000 | $218,000 | $394,000 |
| Employment History | 6 | $1,930,000 | $321,000 | $485,000 | $83,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $715,000 | $238,000 | $265,000 | $84,000 | $138,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $121,000 | $121,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resicentral LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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