Ranlife, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Ranlife, Inc. of Sandy, UT reported 1,466 mortgage applications totaling $515.6 million, up 30% from 2024. The average application was for $351,725, and applicants reported an average income of $134,083. 66% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Salt Lake City, UT (551), Provo-Orem, UT (195) and Ogden-Clearfield, UT (186) (applications in parentheses).

Mortgage Company & Address Ranlife, Inc.
9272 S. 700 E.
Sandy, UT 84070
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,466
Total Mortgage Loan Application Amount $515,630,000
Average Mortgage Loan Application Amount $351,725
Highest Mortgage Loan Application Amount $2,845,000
Average Applicant Income $134,083
Highest Applicant Income $5,831,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ranlife, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ranlife, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake, Utah 455 $ 173,765,000 $ 381,901 $ 139,000
Utah, Utah 192 $ 70,870,000 $ 369,114 $ 174,000
Davis, Utah 101 $ 46,555,000 $ 460,940 $ 147,000
Tooele, Utah 96 $ 29,950,000 $ 311,979 $ 96,000
Weber, Utah 84 $ 27,990,000 $ 333,214 $ 109,000
Washington, Utah 27 $ 11,945,000 $ 442,407 $ 227,000
Iron, Utah 26 $ 6,000,000 $ 230,769 $ 98,000
Box Elder, Utah 18 $ 5,760,000 $ 320,000 $ 110,000
Maricopa, Arizona 14 $ 5,840,000 $ 417,142 $ 129,000
Gray, Texas 14 $ 2,330,000 $ 166,428 $ 68,000
Cache, Utah 12 $ 7,140,000 $ 595,000 $ 284,000
San Bernardino, California 11 $ 3,345,000 $ 304,090 $ 144,000
Wasatch, Utah 10 $ 5,110,000 $ 511,000 $ 177,000
Bonneville, Idaho 7 $ 1,845,000 $ 263,571 $ 86,000
Union, New Mexico 6 $ 770,000 $ 128,333 $ 50,000
Riverside, California 5 $ 1,995,000 $ 399,000 $ 71,000
Roosevelt, New Mexico 5 $ 1,185,000 $ 237,000 $ 80,000
Parker, Texas 5 $ 975,000 $ 195,000 $ 68,000
Carbon, Utah 5 $ 865,000 $ 173,000 $ 81,000
Uintah, Utah 5 $ 1,055,000 $ 211,000 $ 89,000
Pinal, Arizona 4 $ 1,040,000 $ 260,000 $ 0
Fresno, California 4 $ 1,260,000 $ 315,000 $ 160,000
Los Angeles, California 4 $ 1,830,000 $ 457,500 $ 132,000
Volusia, Florida 4 $ 1,640,000 $ 410,000 $ 103,000
Marion, Oregon 4 $ 1,450,000 $ 362,500 $ 103,000
Multnomah, Oregon 4 $ 1,750,000 $ 437,500 $ 159,000
Washington, Oregon 4 $ 1,290,000 $ 322,500 $ 153,000
Smith, Texas 4 $ 770,000 $ 192,500 $ 12,000
Clark, Washington 4 $ 1,540,000 $ 385,000 $ 96,000
Columbia, Florida 3 $ 545,000 $ 181,666 $ 87,000
Douglas, Georgia 3 $ 615,000 $ 205,000 $ 42,000
Canyon, Idaho 3 $ 3,555,000 $ 1,185,000 $ 1,075,000
Yellowstone, Montana 3 $ 1,245,000 $ 415,000 $ 136,000
Eddy, New Mexico 3 $ 635,000 $ 211,666 $ 44,000
Wake, North Carolina 3 $ 1,105,000 $ 368,333 $ 81,000
Clackamas, Oregon 3 $ 865,000 $ 288,333 $ 103,000
Josephine, Oregon 3 $ 995,000 $ 331,666 $ 0
Duchesne, Utah 3 $ 1,335,000 $ 445,000 $ 158,000
Juab, Utah 3 $ 1,125,000 $ 375,000 $ 78,000
Sanpete, Utah 3 $ 675,000 $ 225,000 $ 102,000
Sevier, Utah 3 $ 555,000 $ 185,000 $ 70,000
Summit, Utah 3 $ 1,025,000 $ 341,666 $ 166,000
Norfolk, Virginia 3 $ 775,000 $ 258,333 $ 12,000
Klickitat, Washington 3 $ 875,000 $ 291,666 $ 23,000
Pierce, Washington 3 $ 765,000 $ 255,000 $ 112,000
Coconino, Arizona 2 $ 980,000 $ 490,000 $ 23,000
Mohave, Arizona 2 $ 530,000 $ 265,000 $ 125,000
Pima, Arizona 2 $ 510,000 $ 255,000 $ 109,000
Yuma, Arizona 2 $ 550,000 $ 275,000 $ 0
Kern, California 2 $ 260,000 $ 130,000 $ 204,000
Mesa, Colorado 2 $ 820,000 $ 410,000 $ 125,000
Duval, Florida 2 $ 530,000 $ 265,000 $ 58,000
Lee, Florida 2 $ 950,000 $ 475,000 $ 0
Palm Beach, Florida 2 $ 750,000 $ 375,000 $ 109,000
Pasco, Florida 2 $ 310,000 $ 155,000 $ 117,000
Ada, Idaho 2 $ 750,000 $ 375,000 $ 108,000
Benewah, Idaho 2 $ 650,000 $ 325,000 $ 31,000
Bingham, Idaho 2 $ 690,000 $ 345,000 $ 675,000
Gooding, Idaho 2 $ 430,000 $ 215,000 $ 25,000
Minidoka, Idaho 2 $ 1,750,000 $ 875,000 $ 2,451,000
Nez Perce, Idaho 2 $ 340,000 $ 170,000 $ 42,000
Cook, Illinois 2 $ 950,000 $ 475,000 $ 232,000
Kane, Illinois 2 $ 410,000 $ 205,000 $ 57,000
St. Clair, Illinois 2 $ 640,000 $ 320,000 $ 107,000
Winnebago, Illinois 2 $ 400,000 $ 200,000 $ 63,000
Shelby, Indiana 2 $ 270,000 $ 135,000 $ 31,000
St. Tammany, Louisiana 2 $ 560,000 $ 280,000 $ 92,000
Baltimore, Maryland 2 $ 520,000 $ 260,000 $ 134,000
Bristol, Massachusetts 2 $ 230,000 $ 115,000 $ 0
Marquette, Michigan 2 $ 420,000 $ 210,000 $ 66,000
DeSoto, Mississippi 2 $ 870,000 $ 435,000 $ 126,000
Santa Fe, New Mexico 2 $ 630,000 $ 315,000 $ 91,000
McClain, Oklahoma 2 $ 630,000 $ 315,000 $ 79,000
Baker, Oregon 2 $ 450,000 $ 225,000 $ 90,000
Coos, Oregon 2 $ 600,000 $ 300,000 $ 62,000
Harney, Oregon 2 $ 440,000 $ 220,000 $ 69,000
Jefferson, Oregon 2 $ 730,000 $ 365,000 $ 82,000
Klamath, Oregon 2 $ 510,000 $ 255,000 $ 0
Linn, Oregon 2 $ 520,000 $ 260,000 $ 42,000
Hamilton, Tennessee 2 $ 490,000 $ 245,000 $ 96,000
Ector, Texas 2 $ 340,000 $ 170,000 $ 88,000
El Paso, Texas 2 $ 460,000 $ 230,000 $ 59,000
Fort Bend, Texas 2 $ 690,000 $ 345,000 $ 87,000
Hansford, Texas 2 $ 240,000 $ 120,000 $ 70,000
Harris, Texas 2 $ 860,000 $ 430,000 $ 115,000
McLennan, Texas 2 $ 670,000 $ 335,000 $ 103,000
Midland, Texas 2 $ 520,000 $ 260,000 $ 0
Montgomery, Texas 2 $ 480,000 $ 240,000 $ 106,000
Tarrant, Texas 2 $ 700,000 $ 350,000 $ 231,000
Kane, Utah 2 $ 1,070,000 $ 535,000 $ 207,000
Millard, Utah 2 $ 460,000 $ 230,000 $ 79,000
Virginia Beach, Virginia 2 $ 790,000 $ 395,000 $ 137,000
Grant, Washington 2 $ 260,000 $ 130,000 $ 136,000
Kitsap, Washington 2 $ 1,000,000 $ 500,000 $ 229,000
Mason, Washington 2 $ 550,000 $ 275,000 $ 56,000
Spokane, Washington 2 $ 930,000 $ 465,000 $ 44,000
Yakima, Washington 2 $ 360,000 $ 180,000 $ 149,000
Coffee, Alabama 1 $ 245,000 $ 245,000 $ 0
Yavapai, Arizona 1 $ 95,000 $ 95,000 $ 25,000
Alameda, California 1 $ 305,000 $ 305,000 $ 103,000
Amador, California 1 $ 215,000 $ 215,000 $ 107,000
Del Norte, California 1 $ 345,000 $ 345,000 $ 64,000
El Dorado, California 1 $ 95,000 $ 95,000 $ 130,000
Monterey, California 1 $ 305,000 $ 305,000 $ 58,000
Sacramento, California 1 $ 405,000 $ 405,000 $ 86,000
San Diego, California 1 $ 785,000 $ 785,000 $ 149,000
San Joaquin, California 1 $ 435,000 $ 435,000 $ 117,000
Shasta, California 1 $ 315,000 $ 315,000 $ 78,000
Siskiyou, California 1 $ 235,000 $ 235,000 $ 47,000
Solano, California 1 $ 325,000 $ 325,000 $ 140,000
Stanislaus, California 1 $ 295,000 $ 295,000 $ 91,000
Sutter, California 1 $ 365,000 $ 365,000 $ 88,000
Tulare, California 1 $ 355,000 $ 355,000 $ 94,000
Tuolumne, California 1 $ 325,000 $ 325,000 $ 142,000
Arapahoe, Colorado 1 $ 385,000 $ 385,000 $ 83,000
Broomfield, Colorado 1 $ 415,000 $ 415,000 $ 0
Denver, Colorado 1 $ 355,000 $ 355,000 $ 90,000
Elbert, Colorado 1 $ 435,000 $ 435,000 $ 0
Jefferson, Colorado 1 $ 645,000 $ 645,000 $ 357,000
La Plata, Colorado 1 $ 355,000 $ 355,000 $ 139,000
Logan, Colorado 1 $ 225,000 $ 225,000 $ 0
Bay, Florida 1 $ 585,000 $ 585,000 $ 0
Hernando, Florida 1 $ 145,000 $ 145,000 $ 100,000
Leon, Florida 1 $ 145,000 $ 145,000 $ 46,000
Manatee, Florida 1 $ 125,000 $ 125,000 $ 114,000
Monroe, Florida 1 $ 295,000 $ 295,000 $ 372,000
Nassau, Florida 1 $ 95,000 $ 95,000 $ 22,000
Polk, Florida 1 $ 275,000 $ 275,000 $ 0
Santa Rosa, Florida 1 $ 215,000 $ 215,000 $ 110,000
Seminole, Florida 1 $ 105,000 $ 105,000 $ 72,000
St. Johns, Florida 1 $ 805,000 $ 805,000 $ 542,000
Suwannee, Florida 1 $ 165,000 $ 165,000 $ 47,000
Appling, Georgia 1 $ 285,000 $ 285,000 $ 139,000
Catoosa, Georgia 1 $ 115,000 $ 115,000 $ 58,000
Columbia, Georgia 1 $ 225,000 $ 225,000 $ 82,000
Emanuel, Georgia 1 $ 175,000 $ 175,000 $ 133,000
Gwinnett, Georgia 1 $ 475,000 $ 475,000 $ 94,000
Liberty, Georgia 1 $ 185,000 $ 185,000 $ 0
Muscogee, Georgia 1 $ 205,000 $ 205,000 $ 0
Oconee, Georgia 1 $ 245,000 $ 245,000 $ 71,000
Spalding, Georgia 1 $ 215,000 $ 215,000 $ 0
Walton, Georgia 1 $ 235,000 $ 235,000 $ 96,000
Hawaii, Hawaii 1 $ 865,000 $ 865,000 $ 0
Blaine, Idaho 1 $ 335,000 $ 335,000 $ 67,000
Cassia, Idaho 1 $ 245,000 $ 245,000 $ 2,526,000
Gem, Idaho 1 $ 595,000 $ 595,000 $ 169,000
Payette, Idaho 1 $ 305,000 $ 305,000 $ 98,000
Bureau, Illinois 1 $ 205,000 $ 205,000 $ 101,000
Lake, Illinois 1 $ 85,000 $ 85,000 $ 228,000
LaSalle, Illinois 1 $ 105,000 $ 105,000 $ 61,000
Tazewell, Illinois 1 $ 165,000 $ 165,000 $ 151,000
Cass, Indiana 1 $ 95,000 $ 95,000 $ 36,000
Hancock, Indiana 1 $ 245,000 $ 245,000 $ 0
Kosciusko, Indiana 1 $ 155,000 $ 155,000 $ 65,000
Madison, Indiana 1 $ 155,000 $ 155,000 $ 91,000
Marion, Indiana 1 $ 205,000 $ 205,000 $ 64,000
Vanderburgh, Indiana 1 $ 75,000 $ 75,000 $ 119,000
Washington, Indiana 1 $ 105,000 $ 105,000 $ 29,000
Geary, Kansas 1 $ 195,000 $ 195,000 $ 0
Reno, Kansas 1 $ 275,000 $ 275,000 $ 0
Acadia, Louisiana 1 $ 75,000 $ 75,000 $ 90,000
Ouachita, Louisiana 1 $ 265,000 $ 265,000 $ 0
Rapides, Louisiana 1 $ 165,000 $ 165,000 $ 54,000
Richland, Louisiana 1 $ 185,000 $ 185,000 $ 0
Charles, Maryland 1 $ 295,000 $ 295,000 $ 79,000
Dorchester, Maryland 1 $ 255,000 $ 255,000 $ 96,000
Allegan, Michigan 1 $ 255,000 $ 255,000 $ 96,000
Berrien, Michigan 1 $ 295,000 $ 295,000 $ 0
Kalkaska, Michigan 1 $ 155,000 $ 155,000 $ 28,000
Oakland, Michigan 1 $ 165,000 $ 165,000 $ 95,000
Wayne, Michigan 1 $ 225,000 $ 225,000 $ 0
Itasca, Minnesota 1 $ 225,000 $ 225,000 $ 0
Lincoln, Montana 1 $ 175,000 $ 175,000 $ 110,000
Chaves, New Mexico 1 $ 315,000 $ 315,000 $ 193,000
Grant, New Mexico 1 $ 215,000 $ 215,000 $ 74,000
Hidalgo, New Mexico 1 $ 125,000 $ 125,000 $ 46,000
Valencia, New Mexico 1 $ 345,000 $ 345,000 $ 82,000
Alamance, North Carolina 1 $ 335,000 $ 335,000 $ 142,000
Brunswick, North Carolina 1 $ 115,000 $ 115,000 $ 32,000
Caldwell, North Carolina 1 $ 245,000 $ 245,000 $ 0
Catawba, North Carolina 1 $ 275,000 $ 275,000 $ 106,000
Chowan, North Carolina 1 $ 105,000 $ 105,000 $ 42,000
Forsyth, North Carolina 1 $ 185,000 $ 185,000 $ 44,000
Johnston, North Carolina 1 $ 315,000 $ 315,000 $ 113,000
Jones, North Carolina 1 $ 155,000 $ 155,000 $ 119,000
Mecklenburg, North Carolina 1 $ 275,000 $ 275,000 $ 102,000
Moore, North Carolina 1 $ 775,000 $ 775,000 $ 0
Person, North Carolina 1 $ 205,000 $ 205,000 $ 0
Vance, North Carolina 1 $ 205,000 $ 205,000 $ 70,000
Butler, Ohio 1 $ 165,000 $ 165,000 $ 125,000
Champaign, Ohio 1 $ 255,000 $ 255,000 $ 0
Hamilton, Ohio 1 $ 185,000 $ 185,000 $ 53,000
Lake, Ohio 1 $ 175,000 $ 175,000 $ 0
Medina, Ohio 1 $ 215,000 $ 215,000 $ 0
Ross, Ohio 1 $ 245,000 $ 245,000 $ 145,000
Choctaw, Oklahoma 1 $ 85,000 $ 85,000 $ 44,000
Oklahoma, Oklahoma 1 $ 215,000 $ 215,000 $ 0
Curry, Oregon 1 $ 215,000 $ 215,000 $ 140,000
Douglas, Oregon 1 $ 465,000 $ 465,000 $ 134,000
Lane, Oregon 1 $ 315,000 $ 315,000 $ 132,000
Lincoln, Oregon 1 $ 195,000 $ 195,000 $ 65,000
Malheur, Oregon 1 $ 205,000 $ 205,000 $ 70,000
Morrow, Oregon 1 $ 105,000 $ 105,000 $ 0
Polk, Oregon 1 $ 295,000 $ 295,000 $ 0
Beaver, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Lackawanna, Pennsylvania 1 $ 325,000 $ 325,000 $ 114,000
Venango, Pennsylvania 1 $ 185,000 $ 185,000 $ 0
Warren, Pennsylvania 1 $ 275,000 $ 275,000 $ 169,000
Wyoming, Pennsylvania 1 $ 215,000 $ 215,000 $ 117,000
Aiken, South Carolina 1 $ 225,000 $ 225,000 $ 126,000
Anderson, South Carolina 1 $ 255,000 $ 255,000 $ 0
Beaufort, South Carolina 1 $ 1,495,000 $ 1,495,000 $ 805,000
Charleston, South Carolina 1 $ 295,000 $ 295,000 $ 118,000
Colleton, South Carolina 1 $ 295,000 $ 295,000 $ 0
Florence, South Carolina 1 $ 215,000 $ 215,000 $ 0
Kershaw, South Carolina 1 $ 305,000 $ 305,000 $ 103,000
Richland, South Carolina 1 $ 225,000 $ 225,000 $ 50,000
Meade, South Dakota 1 $ 195,000 $ 195,000 $ 0
Minnehaha, South Dakota 1 $ 255,000 $ 255,000 $ 87,000
Cheatham, Tennessee 1 $ 405,000 $ 405,000 $ 110,000
Knox, Tennessee 1 $ 355,000 $ 355,000 $ 170,000
Madison, Tennessee 1 $ 145,000 $ 145,000 $ 0
Maury, Tennessee 1 $ 375,000 $ 375,000 $ 78,000
Rutherford, Tennessee 1 $ 405,000 $ 405,000 $ 42,000
Scott, Tennessee 1 $ 245,000 $ 245,000 $ 96,000
Sevier, Tennessee 1 $ 285,000 $ 285,000 $ 152,000
Shelby, Tennessee 1 $ 485,000 $ 485,000 $ 0
Sullivan, Tennessee 1 $ 195,000 $ 195,000 $ 0
Bexar, Texas 1 $ 55,000 $ 55,000 $ 113,000
Bowie, Texas 1 $ 225,000 $ 225,000 $ 120,000
Burleson, Texas 1 $ 145,000 $ 145,000 $ 138,000
Childress, Texas 1 $ 205,000 $ 205,000 $ 77,000
Collin, Texas 1 $ 75,000 $ 75,000 $ 81,000
Dallas, Texas 1 $ 175,000 $ 175,000 $ 48,000
Denton, Texas 1 $ 85,000 $ 85,000 $ 156,000
Gregg, Texas 1 $ 155,000 $ 155,000 $ 118,000
Guadalupe, Texas 1 $ 365,000 $ 365,000 $ 157,000
Harrison, Texas 1 $ 355,000 $ 355,000 $ 100,000
Hood, Texas 1 $ 135,000 $ 135,000 $ 51,000
Hunt, Texas 1 $ 285,000 $ 285,000 $ 108,000
Jasper, Texas 1 $ 145,000 $ 145,000 $ 79,000
Lipscomb, Texas 1 $ 175,000 $ 175,000 $ 85,000
Lubbock, Texas 1 $ 205,000 $ 205,000 $ 0
Marion, Texas 1 $ 205,000 $ 205,000 $ 54,000
Navarro, Texas 1 $ 185,000 $ 185,000 $ 56,000
Polk, Texas 1 $ 115,000 $ 115,000 $ 58,000
San Patricio, Texas 1 $ 395,000 $ 395,000 $ 90,000
Wichita, Texas 1 $ 275,000 $ 275,000 $ 0
Williamson, Texas 1 $ 455,000 $ 455,000 $ 119,000
Beaver, Utah 1 $ 195,000 $ 195,000 $ 395,000
Daggett, Utah 1 $ 385,000 $ 385,000 $ 82,000
Morgan, Utah 1 $ 575,000 $ 575,000 $ 251,000
Accomack, Virginia 1 $ 105,000 $ 105,000 $ 23,000
Amherst, Virginia 1 $ 305,000 $ 305,000 $ 80,000
Appomattox, Virginia 1 $ 195,000 $ 195,000 $ 69,000
Botetourt, Virginia 1 $ 255,000 $ 255,000 $ 62,000
Carroll, Virginia 1 $ 75,000 $ 75,000 $ 16,000
Chesapeake, Virginia 1 $ 1,125,000 $ 1,125,000 $ 473,000
Chesterfield, Virginia 1 $ 215,000 $ 215,000 $ 66,000
Culpeper, Virginia 1 $ 385,000 $ 385,000 $ 106,000
Dinwiddie, Virginia 1 $ 195,000 $ 195,000 $ 38,000
Fauquier, Virginia 1 $ 315,000 $ 315,000 $ 109,000
Floyd, Virginia 1 $ 205,000 $ 205,000 $ 39,000
Franklin, Virginia 1 $ 175,000 $ 175,000 $ 83,000
Henrico, Virginia 1 $ 365,000 $ 365,000 $ 62,000
Loudoun, Virginia 1 $ 985,000 $ 985,000 $ 242,000
Portsmouth, Virginia 1 $ 365,000 $ 365,000 $ 101,000
Roanoke City, Virginia 1 $ 145,000 $ 145,000 $ 40,000
Spotsylvania, Virginia 1 $ 275,000 $ 275,000 $ 93,000
Williamsburg, Virginia 1 $ 395,000 $ 395,000 $ 93,000
Cowlitz, Washington 1 $ 225,000 $ 225,000 $ 73,000
Garfield, Washington 1 $ 205,000 $ 205,000 $ 41,000
King, Washington 1 $ 565,000 $ 565,000 $ 152,000
Lewis, Washington 1 $ 55,000 $ 55,000 $ 2,000
Lincoln, Washington 1 $ 125,000 $ 125,000 $ 68,000
Snohomish, Washington 1 $ 395,000 $ 395,000 $ 135,000
Stevens, Washington 1 $ 335,000 $ 335,000 $ 71,000

Mortgage Loan Application Detail Totals for Ranlife, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 811 $289,785,000 $357,000 $2,845,000 $143,000 $5,831,000
Refinancing 351 $126,675,000 $360,000 $1,425,000 $114,000 $3,843,000
Cash-out Refinancing 291 $97,995,000 $336,000 $1,655,000 $134,000 $3,856,000
Other Purpose 13 $1,175,000 $90,000 $255,000 $122,000 $293,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 659 $257,195,000 $390,000 $2,845,000 $152,000 $5,831,000
Not Provided 417 $139,275,000 $333,000 $1,495,000 $128,000 $3,000,000
Hispanic 311 $90,965,000 $292,000 $1,875,000 $104,000 $1,167,000
Asian 32 $12,220,000 $381,000 $1,025,000 $174,000 $683,000
Black or African American 27 $8,605,000 $318,000 $785,000 $88,000 $350,000
Native Hawaiian or Other Pacific Islander 18 $6,770,000 $376,000 $535,000 $97,000 $157,000
American Indian or Alaskan Native 2 $600,000 $300,000 $325,000 $134,000 $169,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 676 $250,710,000 $370,000 $985,000 $92,000 $350,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 659 $211,575,000 $321,000 $2,845,000 $186,000 $5,831,000
VA-guaranteed (Veterans Administration) 120 $50,790,000 $423,000 $1,215,000 $89,000 $268,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,555,000 $232,000 $355,000 $58,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 972 $346,260,000 $356,000 $2,845,000 $136,000 $5,831,000
Application Withdrawn By Applicant 449 $152,375,000 $339,000 $2,845,000 $132,000 $3,843,000
Application Denied By Financial Institution 31 $10,825,000 $349,000 $655,000 $89,000 $200,000
Application Approved But Not Accepted 10 $4,530,000 $453,000 $805,000 $152,000 $255,000
File Closed For Incompleteness 3 $1,305,000 $435,000 $485,000 $110,000 $150,000
Preapproval Approved but not Accepted 1 $335,000 $335,000 $335,000 $142,000 $142,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,435 $504,805,000 $351,000 $2,845,000 $135,000 $5,831,000
Credit History 23 $8,415,000 $365,000 $635,000 $78,000 $177,000
Debt-To-Income Ratio 4 $1,300,000 $325,000 $655,000 $113,000 $200,000
Unverifiable Information 2 $690,000 $345,000 $545,000 $157,000 $176,000
Other 1 $315,000 $315,000 $315,000 $47,000 $47,000
Collateral 1 $105,000 $105,000 $105,000 $148,000 $148,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ranlife, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ranlife, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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