Resmac, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Resmac, Inc. of Boca Raton, FL reported 380 mortgage applications totaling $232.0 million. The average application was for $610,394, and applicants reported an average income of $328,289. 47% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (63), Springfield, MO (23) and Anaheim-Santa Ana-Irvine, CA (20) (applications in parentheses).
| Mortgage Company & Address | Resmac, Inc. 5400 Broken Sound Blvd #600 Boca Raton, FL 33487 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 380 |
| Total Mortgage Loan Application Amount | $231,950,000 |
| Average Mortgage Loan Application Amount | $610,394 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $328,289 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resmac, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 63 | $ 57,015,000 | $ 905,000 | $ 440,000 |
| Outside any metro area | 30 | $ 5,560,000 | $ 185,333 | $ 95,133 |
| Springfield, MO | 23 | $ 3,665,000 | $ 159,347 | $ 66,000 |
| Anaheim-Santa Ana-Irvine, CA | 20 | $ 31,770,000 | $ 1,588,500 | $ 605,000 |
| Riverside-San Bernardino-Ontario, CA | 20 | $ 8,950,000 | $ 447,500 | $ 141,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 24,725,000 | $ 1,301,315 | $ 505,000 |
| San Diego-Carlsbad, CA | 13 | $ 12,145,000 | $ 934,230 | $ 255,000 |
| Orlando-Kissimmee-Sanford, FL | 11 | $ 5,355,000 | $ 486,818 | $ 364,000 |
| Baltimore-Columbia-Towson, MD | 10 | $ 2,870,000 | $ 287,000 | $ 117,000 |
| Killeen-Temple, TX | 10 | $ 760,000 | $ 76,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 5,515,000 | $ 612,777 | $ 170,000 |
| Atlanta-Sandy Springs-Roswell, GA | 8 | $ 810,000 | $ 101,250 | $ 96,000 |
| Fort Worth-Arlington, TX | 8 | $ 4,770,000 | $ 596,250 | $ 629,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8 | $ 2,290,000 | $ 286,250 | $ 125,125 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 2,295,000 | $ 327,857 | $ 224,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 3,535,000 | $ 505,000 | $ 127,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 4,135,000 | $ 590,714 | $ 838,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 1,460,000 | $ 243,333 | $ 124,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 3,310,000 | $ 551,666 | $ 327,000 |
| Amarillo, TX | 5 | $ 705,000 | $ 141,000 | $ 66,000 |
| Dallas-Plano-Irving, TX | 5 | $ 7,185,000 | $ 1,437,000 | $ 972,000 |
| Jacksonville, FL | 5 | $ 1,915,000 | $ 383,000 | $ 418,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,685,000 | $ 337,000 | $ 168,000 |
| Stockton-Lodi, CA | 5 | $ 1,485,000 | $ 297,000 | $ 85,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,390,000 | $ 347,500 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 7,570,000 | $ 1,892,500 | $ 2,027,000 |
| Austin-Round Rock, TX | 3 | $ 1,725,000 | $ 575,000 | $ 253,000 |
| New York-Newark, NY | 3 | $ 2,595,000 | $ 865,000 | $ 615,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 3,365,000 | $ 1,121,666 | $ 576,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 595,000 | $ 198,333 | $ 114,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 1,905,000 | $ 635,000 | $ 161,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 3,905,000 | $ 1,301,666 | $ 568,000 |
| Bakersfield, CA | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| Fresno, CA | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Gary, IN | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Kansas City, MO-KS | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Nassau County-Suffolk County, NY | 2 | $ 1,500,000 | $ 750,000 | $ 215,000 |
| New Haven-Milford, CT | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 960,000 | $ 480,000 | $ 105,500 |
| Port St. Lucie, FL | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| San Antonio-New Braunfels, TX | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Abilene, TX | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Boulder, CO | 1 | $ 415,000 | $ 415,000 | $ 103,000 |
| Camden, NJ | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Chico, CA | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Elgin, IL | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Fort Collins, CO | 1 | $ 265,000 | $ 265,000 | $ 1,021,000 |
| Huntsville, AL | 1 | $ 515,000 | $ 515,000 | $ 112,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 435,000 | $ 435,000 | $ 132,000 |
| Jefferson City, MO | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Kingston, NY | 1 | $ 175,000 | $ 175,000 | $ 291,000 |
| Manchester-Nashua, NH | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Merced, CA | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Modesto, CA | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Newark, NJ-PA | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,105,000 | $ 1,105,000 | $ 338,000 |
| Salinas, CA | 1 | $ 1,315,000 | $ 1,315,000 | $ 307,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,125,000 | $ 1,125,000 | $ 194,000 |
| Santa Rosa, CA | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Sebastian-Vero Beach, FL | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Spokane-Spokane Valley, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wilmington, NC | 1 | $ 535,000 | $ 535,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Resmac, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 189 | $87,805,000 | $464,000 | $3,205,000 | $228,000 | $3,600,000 |
| Cash-out Refinancing | 128 | $91,090,000 | $711,000 | $5,005,000 | $320,000 | $3,086,000 |
| Refinancing | 63 | $53,055,000 | $842,000 | $4,955,000 | $646,000 | $3,600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 169 | $100,215,000 | $592,000 | $3,435,000 | $303,000 | $3,600,000 |
| Not Provided | 106 | $67,120,000 | $633,000 | $4,385,000 | $279,000 | $3,053,000 |
| Hispanic | 43 | $41,175,000 | $957,000 | $5,005,000 | $566,000 | $3,600,000 |
| Asian | 36 | $14,700,000 | $408,000 | $1,355,000 | $183,000 | $769,000 |
| Black or African American | 15 | $5,315,000 | $354,000 | $1,315,000 | $117,000 | $307,000 |
| Not applicable | 10 | $3,150,000 | $315,000 | $475,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $71,000 | $71,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 316 | $218,150,000 | $690,000 | $5,005,000 | $364,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 52 | $11,830,000 | $227,000 | $735,000 | $71,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,140,000 | $142,000 | $215,000 | $54,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 4 | $830,000 | $207,000 | $415,000 | $80,000 | $198,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 177 | $91,655,000 | $517,000 | $5,005,000 | $226,000 | $3,600,000 |
| Application Denied By Financial Institution | 113 | $81,025,000 | $717,000 | $4,385,000 | $435,000 | $3,274,000 |
| Application Withdrawn By Applicant | 56 | $45,210,000 | $807,000 | $4,955,000 | $423,000 | $3,600,000 |
| Application Approved But Not Accepted | 13 | $6,655,000 | $511,000 | $1,315,000 | $185,000 | $636,000 |
| Loan Purchased By The Institution | 12 | $3,560,000 | $296,000 | $475,000 | $0 | $0 |
| File Closed For Incompleteness | 9 | $3,845,000 | $427,000 | $955,000 | $94,000 | $183,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 267 | $150,925,000 | $565,000 | $5,005,000 | $264,000 | $3,600,000 |
| Credit History | 19 | $10,375,000 | $546,000 | $1,505,000 | $469,000 | $3,274,000 |
| Unverifiable Information | 17 | $20,985,000 | $1,234,000 | $3,205,000 | $932,000 | $3,086,000 |
| Collateral | 16 | $8,050,000 | $503,000 | $2,725,000 | $253,000 | $865,000 |
| Debt-To-Income Ratio | 15 | $12,045,000 | $803,000 | $2,465,000 | $266,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $9,805,000 | $653,000 | $2,855,000 | $485,000 | $3,053,000 |
| Employment History | 12 | $10,920,000 | $910,000 | $4,385,000 | $390,000 | $1,437,000 |
| Other | 11 | $4,235,000 | $385,000 | $2,005,000 | $311,000 | $624,000 |
| Credit Application Incomplete | 8 | $4,610,000 | $576,000 | $2,405,000 | $249,000 | $557,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resmac, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resmac, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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