2025 Totals:  $4,477,621,445,000 in Mortgages Applied for out of 13,543,606 Applications   Graphs and Stats
  1. Home
  2. Texas lenders by ZIP code
  3. Mortgage lenders in Richardson, TX 75081

Mortgage Lenders in Richardson, TX 75081

5 mortgage lenders are based in ZIP code 75081, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Dallas County, TX in 2025.

Most active mortgage lenders in Dallas County, TX (2025)

In 2025, 709 lenders made 31,059 home loans worth $14.6 billion in Dallas County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Dallas County, which includes ZIP code 75081.

#LenderLoans madeLoan volumeAvg. loanShare of loans
1United Wholesale Mortgage
Plymouth, MI		2,525$921.6M$365,0008.1%
2JPMorgan Chase Bank, NA
Columbus, OH		1,064$661.3M$621,0003.4%
3Credit Union of Texas
Allen, TX		858$109.3M$127,0002.8%
4Bank of America NA
Westlake Village, CA		784$330.8M$422,0002.5%
5Crosscountry Mortgage, LLC
Cleveland, OH		732$350.7M$479,0002.4%
6Frost Bank
San Antonio, TX		673$181.5M$270,0002.2%
7American Portfolio Mortgage Corporation
Palatine, IL		549$179.0M$326,0001.8%
8CMG Mortgage Inc
San Ramon, IL		505$220.4M$436,0001.6%
9Everett Financial, Inc.
Dallas, TX		482$144.3M$299,0001.6%
10Lennar Mortgage, LLC
Miami, FL		464$125.2M$270,0001.5%

See every lender in Dallas County and its 2025 mortgage data · top lenders in Texas · the top 100 lenders nationwide

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

Mortgage Lender List and Loan Application Data Totals
for Lenders in Richardson, TX 75081

Mortgage Company Phone Number Mortgage Application Count Mortgage Application Amount
Opportunity Bank, N.A.
1301 E. CAMPBELL ROAD
RICHARDSON, TX 75081		 * 7 $1,705,000
Texans Commercial Capital, LLC
777 E CAMPBELL RD., SUITE 650
RICHARDSON, TX 75081		 * 6 $32,450,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081		 * 25,572 $3,256,550,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081		 * 4,305 $947,702,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081		 * 12,316 $2,379,912,000
* Phone Numbers for Mortgage Lenders are available with a Data Download Report

Mortgage Lenders in Richardson TX: Frequently Asked Questions

What is the best mortgage lender right now?
The "best" lenders depend on your situation. In Richardson, consider Rocket Mortgage for technology, Fairway Independent for personalized assistance, or local credit unions for great pricing.
What is the easiest type of mortgage to get approved for?
FHA loans usually have the most lenient requirements, accepting as low as 580 credit scores and 3.5% down payments. VA loans (for veterans) and USDA loans (rural areas) are also accessible options.
Is it better to go with a private lender or a bank?
Private lenders often have more flexible terms and quicker turnaround times, while banks offer stability and relationship benefits. Consider both options based on your specific needs.
Which lender has the lowest mortgage rates?
Mortgage rates change daily, but Better Mortgage, Ally Home and even some local credit unions are known to offer great rates in Richardson. Always compare the APR and closing costs, not just the advertised rate.
Which bank is best for a mortgage loan?
Chase and Wells Fargo receive positive reviews along with some local institutions like Texas Capital Bank. Check out several banks to see which one suits you best.
Which mortgage companies lend the most?
Rocket Mortgage, Wells Fargo, and United Wholesale Mortgage handle the largest volume nationally and boast a strong presence in Richardson.
How much can I borrow from a mortgage?
Most lenders allow housing costs up to 28% of your gross monthly income. On a $100,000 salary, you might qualify for $350,000-$450,000, depending on credit score and existing debts.

Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming

Home · Mortgage lenders A–Z · Data downloads · Blog · About