2 mortgage lenders are based in ZIP code 23220, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Richmond City, VA in 2025.
In 2025, 321 lenders made 4,261 home loans worth $1.6 billion in Richmond City, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Richmond City, which includes ZIP code 23220.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Virginia Federal Credit Union Richmond, VA | 257 | $55.4M | $215,000 | 6.0% |
| 2 | United Wholesale Mortgage Plymouth, MI | 210 | $72.9M | $347,000 | 4.9% |
| 3 | Capital Center LLC Glen Allen, VA | 126 | $46.6M | $370,000 | 3.0% |
| 4 | Truist Bank Raleigh, NC | 121 | $36.9M | $305,000 | 2.8% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 118 | $40.9M | $347,000 | 2.8% |
| 6 | Kiavi Funding, Inc. San Francisco, CA | 109 | $34.7M | $319,000 | 2.6% |
| 7 | Atlantic Bay Mortgage Group Virginia Beach, VA | 107 | $40.5M | $378,000 | 2.5% |
| 8 | Townebank Portsmouth, VA | 105 | $34.5M | $328,000 | 2.5% |
| 9 | United Bank VA Morgantown, WV | 98 | $33.0M | $337,000 | 2.3% |
| 10 | C&F Mortgage Corporation Midlothian, VA | 93 | $33.5M | $360,000 | 2.2% |
See every lender in Richmond City and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| New Generations FCU
1700 ROBIN HOOD ROAD RICHMOND, VA 23220 |
* | 819 | $43,359,000 |
| Richmond Postal Credit Union
1601 OWNBY LN RICHMOND, VA 23220 |
* | 17 | $1,416,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About