Mortgage Lenders in Ridgecrest, CA
1 mortgage lender is based in Ridgecrest, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Kern County, CA in 2025.
Most active mortgage lenders in Kern County, CA (2025)
In 2025, 406 lenders made 14,916 home loans worth $4.2 billion in Kern County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Kern County, which includes Ridgecrest.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,788 | $608.6M | $340,000 | 12.0% |
| 2 | Valley Strong Credit Union Bakersfield, CA | 824 | $123.7M | $150,000 | 5.5% |
| 3 | Kind Lending, LLC Irvine, CA | 464 | $146.4M | $315,000 | 3.1% |
| 4 | Golden Empire Mortgage, Inc. Bakersfield, CA | 462 | $123.6M | $267,000 | 3.1% |
| 5 | Peoples Mortgage Company Tempe, AZ | 459 | $132.9M | $290,000 | 3.1% |
| 6 | Lennar Mortgage, LLC Miami, FL | 416 | $159.2M | $383,000 | 2.8% |
| 7 | Ocmbc, Inc. Irvine, CA | 321 | $91.1M | $284,000 | 2.2% |
| 8 | loanDepot.com LLC Irvine, CA | 310 | $85.2M | $275,000 | 2.1% |
| 9 | DHI Mortgage Company, Ltd. Austin, TX | 309 | $122.6M | $397,000 | 2.1% |
| 10 | Safe 1 Credit Union Bakersfield, CA | 289 | $30.3M | $105,000 | 1.9% |
See every lender in Kern County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Ridgecrest, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Altaone Federal Credit Union
P. O. BOX 1209 RIDGECREST, CA 93556 |
* | 8,784 | $1,148,761,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About