Robins Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Robins Financial 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Robins Financial 803 Watson Boulevard Warner Robins, GA 31093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,667 |
| Total Mortgage Loan Application Amount | $358,005,000 |
| Average Mortgage Loan Application Amount | $93,600 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $84,800 |
| Highest Applicant Income | $2,712,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Robins Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Robins Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Robins Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Robins Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Robins Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Robins Financial's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 1,068 | $ 88,500,000 | $ 82,000 | $ 86,000 |
| Bibb County Georgia | 475 | $ 37,835,000 | $ 79,000 | $ 78,000 |
| Peach County Georgia | 161 | $ 12,885,000 | $ 80,000 | $ 76,000 |
| Jones County Georgia | 120 | $ 11,790,000 | $ 98,000 | $ 90,000 |
| Monroe County Georgia | 102 | $ 11,230,000 | $ 110,000 | $ 111,000 |
| Oconee County Georgia | 99 | $ 9,375,000 | $ 94,000 | $ 114,000 |
| Laurens County Georgia | 71 | $ 5,445,000 | $ 76,000 | $ 76,000 |
| Baldwin County Georgia | 66 | $ 6,310,000 | $ 95,000 | $ 86,000 |
| Clarke County Georgia | 61 | $ 4,075,000 | $ 66,000 | $ 142,000 |
| Crawford County Georgia | 50 | $ 3,510,000 | $ 70,000 | $ 79,000 |
| Bleckley County Georgia | 41 | $ 3,325,000 | $ 81,000 | $ 73,000 |
| Putnam County Georgia | 37 | $ 3,045,000 | $ 82,000 | $ 76,000 |
| Emanuel County Georgia | 33 | $ 2,095,000 | $ 63,000 | $ 60,000 |
| Pulaski County Georgia | 22 | $ 2,070,000 | $ 94,000 | $ 90,000 |
| Wilkinson County Georgia | 21 | $ 1,495,000 | $ 71,000 | $ 76,000 |
| Dodge County Georgia | 20 | $ 1,310,000 | $ 65,000 | $ 64,000 |
| Henry County Georgia | 20 | $ 2,860,000 | $ 143,000 | $ 115,000 |
| Macon County Georgia | 20 | $ 1,270,000 | $ 63,000 | $ 62,000 |
| Taylor County Georgia | 17 | $ 1,055,000 | $ 62,000 | $ 95,000 |
| Barrow County Georgia | 15 | $ 1,235,000 | $ 82,000 | $ 65,000 |
| Twiggs County Georgia | 15 | $ 1,195,000 | $ 79,000 | $ 100,000 |
| Gwinnett County Georgia | 13 | $ 1,685,000 | $ 129,000 | $ 121,000 |
| Lamar County Georgia | 13 | $ 1,505,000 | $ 115,000 | $ 111,000 |
| Madison County Georgia | 13 | $ 855,000 | $ 65,000 | $ 82,000 |
| Dooly County Georgia | 12 | $ 900,000 | $ 75,000 | $ 60,000 |
| Upson County Georgia | 11 | $ 575,000 | $ 52,000 | $ 69,000 |
| Walton County Georgia | 11 | $ 695,000 | $ 63,000 | $ 142,000 |
| Butts County Georgia | 10 | $ 1,000,000 | $ 100,000 | $ 80,000 |
| Jackson County Georgia | 10 | $ 710,000 | $ 71,000 | $ 116,000 |
| Chatham County Georgia | 9 | $ 1,475,000 | $ 163,000 | $ 107,000 |
| Telfair County Georgia | 9 | $ 385,000 | $ 42,000 | $ 66,000 |
| Washington County Georgia | 9 | $ 615,000 | $ 68,000 | $ 56,000 |
| Fulton County Georgia | 8 | $ 400,000 | $ 50,000 | $ 107,000 |
| Cherokee County Georgia | 7 | $ 315,000 | $ 45,000 | $ 143,000 |
| DeKalb County Georgia | 7 | $ 585,000 | $ 83,000 | $ 133,000 |
| Coweta County Georgia | 6 | $ 860,000 | $ 143,000 | $ 137,000 |
| Crisp County Georgia | 6 | $ 1,010,000 | $ 168,000 | $ 97,000 |
| Johnson County Georgia | 6 | $ 390,000 | $ 65,000 | $ 78,000 |
| Morgan County Georgia | 6 | $ 400,000 | $ 66,000 | $ 139,000 |
| Spalding County Georgia | 6 | $ 430,000 | $ 71,000 | $ 131,000 |
| Hancock County Georgia | 5 | $ 245,000 | $ 49,000 | $ 48,000 |
| Wheeler County Georgia | 5 | $ 215,000 | $ 43,000 | $ 60,000 |
| Columbia County Georgia | 4 | $ 640,000 | $ 160,000 | $ 100,000 |
| Effingham County Georgia | 4 | $ 180,000 | $ 45,000 | $ 72,000 |
| Hall County Georgia | 4 | $ 590,000 | $ 147,000 | $ 98,000 |
| Oglethorpe County Georgia | 4 | $ 170,000 | $ 42,000 | $ 86,000 |
| Treutlen County Georgia | 4 | $ 150,000 | $ 37,000 | $ 34,000 |
| Cobb County Georgia | 3 | $ 255,000 | $ 85,000 | $ 88,000 |
| Fayette County Georgia | 3 | $ 965,000 | $ 321,000 | $ 186,000 |
| Gilmer County Georgia | 3 | $ 175,000 | $ 58,000 | $ 117,000 |
| Glynn County Georgia | 3 | $ 175,000 | $ 58,000 | $ 85,000 |
| Greene County Georgia | 3 | $ 515,000 | $ 171,000 | $ 145,000 |
| Harris County Georgia | 3 | $ 975,000 | $ 325,000 | $ 111,000 |
| Jasper County Georgia | 3 | $ 285,000 | $ 95,000 | $ 65,000 |
| Lowndes County Georgia | 3 | $ 225,000 | $ 75,000 | $ 92,000 |
| Pike County Georgia | 3 | $ 195,000 | $ 65,000 | $ 104,000 |
| Sumter County Georgia | 3 | $ 455,000 | $ 151,000 | $ 59,000 |
| Appling County Georgia | 2 | $ 80,000 | $ 40,000 | $ 75,000 |
| Bartow County Georgia | 2 | $ 420,000 | $ 210,000 | $ 103,000 |
| Bulloch County Georgia | 2 | $ 300,000 | $ 150,000 | $ 114,000 |
| Carroll County Georgia | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Clayton County Georgia | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| Fannin County Georgia | 2 | $ 130,000 | $ 65,000 | $ 96,000 |
| Forsyth County Georgia | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Jefferson County Georgia | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Marion County Georgia | 2 | $ 110,000 | $ 55,000 | $ 96,000 |
| Newton County Georgia | 2 | $ 550,000 | $ 275,000 | $ 112,000 |
| Pierce County Georgia | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Tift County Georgia | 2 | $ 530,000 | $ 265,000 | $ 84,000 |
| White County Georgia | 2 | $ 90,000 | $ 45,000 | $ 91,000 |
| Worth County Georgia | 2 | $ 290,000 | $ 145,000 | $ 292,000 |
| Sumter County Florida | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Bacon County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Bryan County Georgia | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Candler County Georgia | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Dawson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Elbert County Georgia | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Glascock County Georgia | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Jenkins County Georgia | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Liberty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Lincoln County Georgia | 1 | $ 5,000 | $ 5,000 | $ 169,000 |
| Muscogee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Paulding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Rabun County Georgia | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Rockdale County Georgia | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Tattnall County Georgia | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Toombs County Georgia | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Towns County Georgia | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Wilkes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Bullitt County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Wise County Virginia | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Robins Financial in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,569 | $226,745,000 | $144,000 | $565,000 | $70,000 | $2,712,000 |
| Other Purpose | 785 | $33,805,000 | $43,000 | $255,000 | $87,000 | $579,000 |
| Home Improvement | 768 | $32,270,000 | $42,000 | $255,000 | $93,000 | $686,000 |
| Refinancing | 300 | $35,100,000 | $117,000 | $1,625,000 | $85,000 | $818,000 |
| Cash-out Refinancing | 245 | $30,085,000 | $122,000 | $435,000 | $89,000 | $624,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,129 | $220,525,000 | $103,000 | $485,000 | $84,000 | $818,000 |
| Black or African American | 853 | $87,675,000 | $102,000 | $565,000 | $61,000 | $504,000 |
| Not Provided | 512 | $28,460,000 | $55,000 | $385,000 | $101,000 | $2,712,000 |
| Hispanic | 79 | $9,375,000 | $118,000 | $415,000 | $61,000 | $151,000 |
| Asian | 36 | $5,530,000 | $153,000 | $425,000 | $84,000 | $260,000 |
| Not applicable | 32 | $4,090,000 | $127,000 | $1,625,000 | $73,000 | $165,000 |
| American Indian or Alaskan Native | 7 | $615,000 | $87,000 | $155,000 | $108,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,630 | $352,030,000 | $96,000 | $1,625,000 | $81,000 | $2,712,000 |
| VA-guaranteed (Veterans Administration) | 33 | $5,775,000 | $175,000 | $365,000 | $72,000 | $220,000 |
| FHA-insured (Federal Housing Administration) | 4 | $200,000 | $50,000 | $85,000 | $55,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,883 | $167,565,000 | $88,000 | $1,625,000 | $91,000 | $818,000 |
| Application Denied By Financial Institution | 587 | $30,665,000 | $52,000 | $435,000 | $70,000 | $686,000 |
| Preapproval Approved but not Accepted | 529 | $84,265,000 | $159,000 | $555,000 | $81,000 | $2,712,000 |
| Preapproval Denied by Financial Institution | 408 | $47,710,000 | $116,000 | $365,000 | $43,000 | $206,000 |
| Application Approved But Not Accepted | 231 | $25,875,000 | $112,000 | $415,000 | $88,000 | $420,000 |
| Application Withdrawn By Applicant | 21 | $1,425,000 | $67,000 | $255,000 | $107,000 | $504,000 |
| File Closed For Incompleteness | 8 | $500,000 | $62,000 | $255,000 | $94,000 | $216,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,672 | $279,630,000 | $104,000 | $1,625,000 | $89,000 | $2,712,000 |
| Debt-To-Income Ratio | 422 | $31,300,000 | $74,000 | $365,000 | $51,000 | $206,000 |
| Credit History | 400 | $36,780,000 | $91,000 | $385,000 | $55,000 | $270,000 |
| Collateral | 127 | $6,165,000 | $48,000 | $435,000 | $91,000 | $624,000 |
| Employment History | 16 | $970,000 | $60,000 | $205,000 | $65,000 | $215,000 |
| Unverifiable Information | 10 | $840,000 | $84,000 | $225,000 | $167,000 | $686,000 |
| Credit Application Incomplete | 8 | $1,170,000 | $146,000 | $225,000 | $38,000 | $69,000 |
| Mortgage Insurance Denied | 6 | $540,000 | $90,000 | $135,000 | $47,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $485,000 | $97,000 | $165,000 | $32,000 | $42,000 |
| Other | 1 | $125,000 | $125,000 | $125,000 | $126,000 | $126,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Robins Financial's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Robins Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.