Sa Mortgage Services, LLC Mortgage Lending & HMDA Data, 2011

In 2011, Sa Mortgage Services, LLC of Calabasas Hills, CA reported 2,067 mortgage applications totaling $502.4 million. The average application was for $243,070, and applicants reported an average income of $106,678. 65% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Dallas-Plano-Irving, TX (344), Houston-Sugar Land-Baytown, TX (205) and Fort Collins-Loveland, CO (193) (applications in parentheses).

Mortgage Company & Address Sa Mortgage Services, LLC
27001 Agoura Rd, Suite 200
Calabasas Hills, CA 91301
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  
Total Number of Mortgage Applications 2,067
Total Mortgage Loan Application Amount $502,427,000
Average Mortgage Loan Application Amount $243,070
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $106,678
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sa Mortgage Services, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sa Mortgage Services, LLC by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas-Plano-Irving, TX 344 $ 86,484,000 $ 251,406 $ 119,000
Houston-Sugar Land-Baytown, TX 205 $ 58,775,000 $ 286,707 $ 143,000
Fort Collins-Loveland, CO 193 $ 38,502,000 $ 199,492 $ 98,000
Nashville-Davidson--Murfreesboro--Franklin, TN 135 $ 28,681,000 $ 212,451 $ 93,000
San Diego-Carlsbad-San Marcos, CA 114 $ 41,947,000 $ 367,956 $ 122,000
Seattle-Bellevue-Everett, WA 109 $ 32,781,000 $ 300,743 $ 107,000
New Orleans-Metairie-Kenner, LA 84 $ 13,231,000 $ 157,511 $ 77,000
Austin-Round Rock-San Marcos, TX 79 $ 23,675,000 $ 299,683 $ 140,000
Chicago-Joliet-Naperville, IL 72 $ 12,656,000 $ 175,777 $ 78,000
Greeley, CO 56 $ 10,268,000 $ 183,357 $ 73,000
San Antonio-New Braunfels, TX 55 $ 17,254,000 $ 313,709 $ 136,000
Santa Ana-Anaheim-Irvine, CA 54 $ 19,776,000 $ 366,222 $ 140,000
Fort Worth-Arlington, TX 53 $ 9,272,000 $ 174,943 $ 79,000
Portland-Vancouver-Hillsboro, OR-WA 45 $ 8,772,000 $ 194,933 $ 64,400
Santa Cruz-Watsonville, CA 37 $ 11,145,000 $ 301,216 $ 129,000
Los Angeles-Long Beach-Glendale, CA 35 $ 14,315,000 $ 409,000 $ 128,000
Las Vegas-Paradise, NV 33 $ 6,410,000 $ 194,242 $ 102,000
Phoenix-Mesa-Glendale, AZ 28 $ 3,659,000 $ 130,678 $ 63,000
Bremerton-Silverdale, WA 26 $ 5,738,000 $ 220,692 $ 72,000
Grand Junction, CO 26 $ 4,264,000 $ 164,000 $ 72,000
Tacoma, WA 17 $ 2,456,000 $ 144,470 $ 53,000
Spokane, WA 16 $ 2,799,000 $ 174,937 $ 117,000
Boise City-Nampa, ID 15 $ 1,925,000 $ 128,333 $ 80,000
San Jose-Sunnyvale-Santa Clara, CA 15 $ 5,863,000 $ 390,866 $ 125,000
Warren-Troy-Farmington Hills, MI 13 $ 1,474,000 $ 113,384 $ 75,000
Rockford, IL 12 $ 1,324,000 $ 110,333 $ 45,000
Holland-Grand Haven, MI 11 $ 1,195,000 $ 108,636 $ 55,000
Cambridge-Newton-Framingham, MA 10 $ 2,832,000 $ 283,200 $ 86,000
Denver-Aurora-Broomfield, CO 10 $ 2,081,000 $ 208,100 $ 91,000
Grand Rapids-Wyoming, MI 10 $ 1,367,000 $ 136,700 $ 70,000
Vallejo-Fairfield, CA 9 $ 3,184,000 $ 353,777 $ 125,000
Gulfport-Biloxi, MS 7 $ 686,000 $ 98,000 $ 59,000
Sacramento--Arden-Arcade--Roseville, CA 7 $ 1,855,000 $ 265,000 $ 89,000
Baton Rouge, LA 5 $ 579,000 $ 115,800 $ 45,000
Lake County-Kenosha County, IL-WI 5 $ 629,000 $ 125,800 $ 88,000
Bellingham, WA 4 $ 871,000 $ 217,750 $ 84,000
Colorado Springs, CO 4 $ 820,000 $ 205,000 $ 105,000
Oakland-Fremont-Hayward, CA 4 $ 1,448,000 $ 362,000 $ 173,000
Riverside-San Bernardino-Ontario, CA 4 $ 611,000 $ 152,750 $ 176,000
Salinas, CA 4 $ 1,187,000 $ 296,750 $ 85,000
Boulder, CO 3 $ 706,000 $ 235,333 $ 83,000
Peabody, MA 3 $ 1,105,000 $ 368,333 $ 89,000
Provo-Orem, UT 3 $ 916,000 $ 305,333 $ 104,000
Flint, MI 2 $ 522,000 $ 261,000 $ 117,000
Kennewick-Pasco-Richland, WA 2 $ 409,000 $ 204,500 $ 52,000
Longview, WA 2 $ 251,000 $ 125,500 $ 288,000
Olympia, WA 2 $ 478,000 $ 239,000 $ 79,000
Ann Arbor, MI 1 $ 232,000 $ 232,000 $ 92,000
Atlanta-Sandy Springs-Marietta, GA 1 $ 211,000 $ 211,000 $ 60,000
Bend, OR 1 $ 148,000 $ 148,000 $ 106,000
Boston-Quincy, MA 1 $ 728,000 $ 728,000 $ 310,000
Cheyenne, WY 1 $ 76,000 $ 76,000 $ 73,000
El Centro, CA 1 $ 134,000 $ 134,000 $ 47,000
Florence-Muscle Shoals, AL 1 $ 185,000 $ 185,000 $ 276,000
Houma-Bayou Cane-Thibodaux, LA 1 $ 167,000 $ 167,000 $ 50,000
Jackson, MS 1 $ 417,000 $ 417,000 $ 136,000
Longview, TX 1 $ 96,000 $ 96,000 $ 92,000
Medford, OR 1 $ 131,000 $ 131,000 $ 30,000
Mount Vernon-Anacortes, WA 1 $ 331,000 $ 331,000 $ 71,000
Muskegon-Norton Shores, MI 1 $ 158,000 $ 158,000 $ 71,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 417,000 $ 417,000 $ 160,000
Reno-Sparks, NV 1 $ 282,000 $ 282,000 $ 0
Rockingham County-Strafford County, NH 1 $ 81,000 $ 81,000 $ 55,000
San Francisco-San Mateo-Redwood City, CA 1 $ 520,000 $ 520,000 $ 171,000
Sherman-Denison, TX 1 $ 60,000 $ 60,000 $ 191,000
Stockton, CA 1 $ 236,000 $ 236,000 $ 94,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 251,000 $ 251,000 $ 357,000

Mortgage Loan Application Detail Totals for Sa Mortgage Services, LLC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,819 $443,541,000 $243,000 $1,200,000 $107,000 $829,000
Refinancing 240 $57,594,000 $239,000 $1,070,000 $105,000 $1,200,000
Home Improvement 8 $1,292,000 $161,000 $224,000 $84,000 $190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,439 $339,734,000 $236,000 $1,070,000 $106,000 $1,200,000
Not Provided 319 $82,630,000 $259,000 $812,000 $112,000 $791,000
Asian 123 $37,682,000 $306,000 $1,200,000 $122,000 $829,000
Hispanic 105 $26,695,000 $254,000 $567,000 $104,000 $394,000
Black or African American 75 $14,157,000 $188,000 $417,000 $69,000 $169,000
Native Hawaiian or Other Pacific Islander 4 $1,130,000 $282,000 $355,000 $122,000 $257,000
American Indian or Alaskan Native 2 $399,000 $199,000 $228,000 $64,000 $77,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,155 $295,520,000 $255,000 $1,200,000 $127,000 $1,200,000
FHA-insured (Federal Housing Administration) 707 $154,827,000 $218,000 $687,000 $79,000 $511,000
VA-guaranteed (Veterans Administration) 151 $43,016,000 $284,000 $763,000 $99,000 $257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 54 $9,064,000 $167,000 $347,000 $53,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,335 $326,201,000 $244,000 $1,138,000 $106,000 $1,200,000
Application Withdrawn By Applicant 391 $97,091,000 $248,000 $687,000 $115,000 $480,000
Application Denied By Financial Institution 320 $74,847,000 $233,000 $1,200,000 $100,000 $829,000
File Closed For Incompleteness 12 $2,319,000 $193,000 $625,000 $76,000 $205,000
Application Approved But Not Accepted 9 $1,969,000 $218,000 $417,000 $96,000 $134,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 98 $20,053,000 $204,000 $700,000 $105,000 $535,000
Debt-To-Income Ratio 70 $17,566,000 $250,000 $812,000 $93,000 $315,000
Credit History 38 $10,952,000 $288,000 $1,200,000 $123,000 $829,000
Other 33 $7,634,000 $231,000 $650,000 $105,000 $368,000
Credit Application Incomplete 29 $6,033,000 $208,000 $479,000 $89,000 $245,000
Unverifiable Information 28 $6,784,000 $242,000 $708,000 $87,000 $320,000
Insufficient Cash (Downpayment, Closing Cost) 20 $5,364,000 $268,000 $570,000 $92,000 $183,000
Employment History 3 $352,000 $117,000 $244,000 $37,000 $58,000
Mortgage Insurance Denied 1 $109,000 $109,000 $109,000 $40,000 $40,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sa Mortgage Services, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sa Mortgage Services, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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