Mortgage Lenders in Sacramento, CA
28 mortgage lenders are based in Sacramento, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Sacramento County, CA in 2025.
Most active mortgage lenders in Sacramento County, CA (2025)
In 2025, 487 lenders made 28,766 home loans worth $11.5 billion in Sacramento County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Sacramento County, which includes Sacramento.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,350 | $1.9B | $439,000 | 15.1% |
| 2 | The Golden 1 Credit Union Sacramento, CA | 1,724 | $305.8M | $177,000 | 6.0% |
| 3 | The Loan Store, Inc Tucson, AZ | 963 | $373.4M | $388,000 | 3.3% |
| 4 | Lennar Mortgage, LLC Miami, FL | 838 | $419.3M | $500,000 | 2.9% |
| 5 | Schoolsfirst FCU Tustin, CA | 763 | $118.0M | $155,000 | 2.7% |
| 6 | loanDepot.com LLC Irvine, CA | 688 | $275.1M | $400,000 | 2.4% |
| 7 | Guild Mortgage Company San Diego, CA | 659 | $242.8M | $368,000 | 2.3% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 591 | $244.3M | $413,000 | 2.1% |
| 9 | US Bank, N.A. Cincinnati, OH | 525 | $206.6M | $393,000 | 1.8% |
| 10 | American Pacific Mortgage Corporation Roseville, CA | 499 | $210.9M | $423,000 | 1.7% |
See every lender in Sacramento County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Sacramento, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| American River Bank
1545 RIVER PARK DRIVE, SUITE 107 SACRAMENTO, CA 95815 |
* | 674 | $282,495,000 |
| Ameriwest Financial Inc
3780 ROSIN CT STE 240 SACRAMENTO, CA 95834 |
* | 3,577 | $930,879,000 |
| Bank of Sacramento
1750 HOWE AVE. STE. 100 SACRAMENTO, CA 95825 |
* | 2 | $2,450,000 |
| Big Valley Federal Credit Unio
3111 WISSEMANN DRIVE SACRAMENTO, CA 95826 |
* | 161 | $37,876,000 |
| California Community Credit Un
8815 FOLSOM BOULEVARD SACRAMENTO, CA 95826 |
* | 263 | $32,340,000 |
| California Gold Financial
2720 GATEWAY OAKS DRIVE SUITE 200A SACRAMENTO, CA 95833 |
* | 294 | $86,493,000 |
| Calnet Business Bank
1565 EXPOSITION BLVD. SACRAMENTO, CA 95815 |
* | 9 | $1,711,000 |
| Capital Power Credit Union
6341 FOLSOM BLVD SACRAMENTO, CA 95819 |
* | 49 | $6,990,000 |
| First US Community Credit Union
580 UNIVERSITY AVE SACRAMENTO, CO 95825 |
* | 3,256 | $681,283,000 |
| Golden Pacific Bank NA
980 9TH STREET SUITE 100 SACRAMENTO, CA 95814 |
* | 1,531 | $410,879,000 |
| Merchants National Bank Sacto
1015 7TH STREET SACRAMENTO, CA 95814 |
* | 200 | $97,246,000 |
| Moneyone, Inc.
2100 WATT AVENUE, SUITE 155 SACRAMENTO, CA 95825 |
* | 3,846 | $894,766,000 |
| Neighbor's Financial Corp.
2831 G STREET SUITE 200 SACRAMENTO, CA 95816 |
* | 501 | $145,132,000 |
| Neighbors Financial
1314 H STREET #100 SACRAMENTO, CA 95814 |
* | 281 | $65,669,000 |
| Pacesetter Financial, Inc.
7700 COLLEGE TOWN DR, STE 118 SACRAMENTO, CA 95826 |
* | 705 | $116,322,000 |
| Prudler Funding
401 WATT AVE STE 5 SACRAMENTO, CA 95864 |
* | 203 | $60,765,000 |
| River City Bank
2485 NATOMAS PARK DRIVE SACRAMENTO, CA 95833 |
* | 5,115 | $965,993,000 |
| River City Bank
2485 NATOMAS PARK DRIVE SACRAMENTO, CA 95833 |
* | 238 | $716,650,000 |
| Sac 1st Mortgage
3626 FAIR OAKS BLVD STE 100 SACRAMENTO, CA 95864 |
* | 1,609 | $360,035,000 |
| Sacramento 1st Mortgage, Inc
3626 FAIR OAKS BLVD, SUITE 100 SACRAMENTO, CA 95864 |
* | 19,022 | $4,899,432,000 |
| Sacramento Credit Union
800 H ST SACRAMENTO, CA 95814 |
* | 9,399 | $1,676,511,000 |
| Schools Financial Credit Union
1485 RESPONSE ROAD SACRAMENTO, CA 95815 |
* | 17,718 | $2,720,724,000 |
| Shasta Financial Services, Inc
8359 ELK GROVE FLORIN ROAD SUITE 103-357 SACRAMENTO, CA 95829 |
* | 4,635 | $1,381,033,000 |
| Socotra Capital, Inc.
2208 29TH STREET, SUITE 100 SACRAMENTO, CA 95817 |
* | 235 | $67,699,000 |
| Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150 SACRAMENTO, CA 95825 |
* | 238,213 | $67,844,570,000 |
| The Golden 1 Credit Union
8945 CAL CENTER DRIVE SACRAMENTO, CA 95826 |
* | 119,251 | $16,197,339,000 |
| The Golden 1 Credit Union
8945 CAL CENTER DR SACRAMENTO, CA 95826 |
* | 91,174 | $26,319,707,000 |
| West Coast Mortgage Group & Realty Co
2716 BROADWAY SACRAMENTO, CA 95818 |
* | 2,821 | $1,018,765,000 |
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