Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2024
In 2024, Credit Human Federal Credit Un of San Antonio, TX reported 28,052 mortgage applications totaling $3.2 billion, up 8% from 2023. The average application was for $113,037, and applicants reported an average income of $79,424. 11% of its applications resulted in an originated loan and 76% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (942), San Antonio-New Braunfels, TX (830) and Riverside-San Bernardino-Ontario, CA (438) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28,052 |
| Total Mortgage Loan Application Amount | $3,170,940,000 |
| Average Mortgage Loan Application Amount | $113,037 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $79,424 |
| Highest Applicant Income | $7,620,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 12,643 | $ 1,408,615,000 | $ 111,414 | $ 74,161 |
| Houston-The Woodlands-Sugar Land, TX | 942 | $ 102,040,000 | $ 108,322 | $ 83,000 |
| San Antonio-New Braunfels, TX | 830 | $ 98,860,000 | $ 119,108 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 438 | $ 57,950,000 | $ 132,305 | $ 94,000 |
| Phoenix-Mesa-Scottsdale, AZ | 315 | $ 31,075,000 | $ 98,650 | $ 84,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 272 | $ 33,000,000 | $ 121,323 | $ 95,386 |
| Huntington-Ashland, WV-KY-OH | 269 | $ 30,985,000 | $ 115,185 | $ 65,791 |
| Tulsa, OK | 267 | $ 31,925,000 | $ 119,569 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 249 | $ 39,835,000 | $ 159,979 | $ 102,000 |
| Baton Rouge, LA | 233 | $ 25,705,000 | $ 110,321 | $ 71,000 |
| Little Rock-North Little Rock-Conway, AR | 233 | $ 27,225,000 | $ 116,845 | $ 79,000 |
| New Orleans-Metairie, LA | 218 | $ 32,770,000 | $ 150,321 | $ 93,000 |
| San Diego-Carlsbad, CA | 197 | $ 36,895,000 | $ 187,284 | $ 116,000 |
| Fort Worth-Arlington, TX | 191 | $ 22,745,000 | $ 119,083 | $ 88,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 185 | $ 20,295,000 | $ 109,702 | $ 83,000 |
| Austin-Round Rock, TX | 173 | $ 24,045,000 | $ 138,988 | $ 100,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 170 | $ 36,660,000 | $ 215,647 | $ 138,000 |
| Las Vegas-Henderson-Paradise, NV | 165 | $ 12,745,000 | $ 77,242 | $ 88,000 |
| Hammond, LA | 161 | $ 15,255,000 | $ 94,751 | $ 69,000 |
| Dallas-Plano-Irving, TX | 159 | $ 17,545,000 | $ 110,345 | $ 87,000 |
| Knoxville, TN | 157 | $ 19,505,000 | $ 124,235 | $ 75,000 |
| Montgomery County-Bucks County-Chester County, PA | 140 | $ 15,910,000 | $ 113,642 | $ 89,000 |
| Oklahoma City, OK | 139 | $ 17,255,000 | $ 124,136 | $ 87,000 |
| Lafayette, LA | 135 | $ 15,555,000 | $ 115,222 | $ 83,000 |
| Albany-Schenectady-Troy, NY | 131 | $ 13,955,000 | $ 106,526 | $ 82,000 |
| College Station-Bryan, TX | 131 | $ 14,575,000 | $ 111,259 | $ 85,000 |
| Detroit-Dearborn-Livonia, MI | 129 | $ 10,245,000 | $ 79,418 | $ 70,000 |
| Orlando-Kissimmee-Sanford, FL | 128 | $ 11,790,000 | $ 92,109 | $ 79,000 |
| Denver-Aurora-Lakewood, CO | 125 | $ 14,285,000 | $ 114,280 | $ 129,000 |
| Rochester, NY | 125 | $ 10,075,000 | $ 80,600 | $ 68,000 |
| Longview, TX | 120 | $ 14,480,000 | $ 120,666 | $ 70,000 |
| Tampa, FL | 117 | $ 10,365,000 | $ 88,589 | $ 81,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 112 | $ 13,530,000 | $ 120,803 | $ 73,000 |
| Charleston, WV | 107 | $ 12,345,000 | $ 115,373 | $ 74,000 |
| Anaheim-Santa Ana-Irvine, CA | 105 | $ 19,265,000 | $ 183,476 | $ 135,000 |
| Beaumont-Port Arthur, TX | 105 | $ 10,495,000 | $ 99,952 | $ 83,000 |
| Tucson, AZ | 103 | $ 10,015,000 | $ 97,233 | $ 78,000 |
| Everett, WA | 98 | $ 14,570,000 | $ 148,673 | $ 114,000 |
| Oakland-Hayward-Berkeley, CA | 97 | $ 15,435,000 | $ 159,123 | $ 113,000 |
| Albuquerque, NM | 96 | $ 8,150,000 | $ 84,895 | $ 75,000 |
| Lancaster, PA | 92 | $ 8,160,000 | $ 88,695 | $ 70,000 |
| Eugene, OR | 89 | $ 10,595,000 | $ 119,044 | $ 83,000 |
| Las Cruces, NM | 86 | $ 10,650,000 | $ 123,837 | $ 71,000 |
| Amarillo, TX | 84 | $ 8,280,000 | $ 98,571 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 84 | $ 10,480,000 | $ 124,761 | $ 67,071 |
| Spartanburg, SC | 84 | $ 9,310,000 | $ 110,833 | $ 66,000 |
| Gulfport-Biloxi-Pascagoula, MS | 83 | $ 9,755,000 | $ 117,530 | $ 78,000 |
| Jackson, MS | 82 | $ 7,690,000 | $ 93,780 | $ 69,000 |
| Salem, OR | 82 | $ 9,500,000 | $ 115,853 | $ 83,000 |
| Hot Springs, AR | 79 | $ 8,695,000 | $ 110,063 | $ 65,000 |
| Sherman-Denison, TX | 78 | $ 9,230,000 | $ 118,333 | $ 107,000 |
| Odessa, TX | 77 | $ 7,415,000 | $ 96,298 | $ 93,000 |
| Reno, NV | 77 | $ 8,945,000 | $ 116,168 | $ 105,000 |
| Louisville/Jefferson County, KY-IN | 76 | $ 7,720,000 | $ 101,578 | $ 74,052 |
| Houma-Thibodaux, LA | 75 | $ 5,975,000 | $ 79,666 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 74 | $ 5,630,000 | $ 76,081 | $ 66,000 |
| St. Petersburg-Clearwater-Largo, FL | 73 | $ 6,875,000 | $ 94,178 | $ 92,000 |
| Cleveland, OH | 71 | $ 5,685,000 | $ 80,070 | $ 61,000 |
| Lake Charles, LA | 71 | $ 7,325,000 | $ 103,169 | $ 89,000 |
| Cincinnati, OH-KY-IN | 70 | $ 8,080,000 | $ 115,428 | $ 69,328 |
| Prescott Valley-Prescott, AZ | 70 | $ 8,570,000 | $ 122,428 | $ 89,000 |
| Tacoma-Lakewood, WA | 70 | $ 10,650,000 | $ 152,142 | $ 96,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 69 | $ 5,735,000 | $ 83,115 | $ 73,000 |
| Olympia-Tumwater, WA | 69 | $ 8,545,000 | $ 123,840 | $ 76,000 |
| Columbus, OH | 68 | $ 6,290,000 | $ 92,500 | $ 69,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 68 | $ 11,530,000 | $ 169,558 | $ 112,000 |
| Texarkana, TX-AR | 68 | $ 6,250,000 | $ 91,911 | $ 71,029 |
| Lakeland-Winter Haven, FL | 67 | $ 4,885,000 | $ 72,910 | $ 98,000 |
| Seattle-Bellevue-Everett, WA | 66 | $ 8,280,000 | $ 125,454 | $ 95,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 63 | $ 5,295,000 | $ 84,047 | $ 81,000 |
| Lake County-Kenosha County, IL-WI | 63 | $ 6,895,000 | $ 109,444 | $ 88,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 62 | $ 9,950,000 | $ 160,483 | $ 79,000 |
| Chattanooga, TN-GA | 59 | $ 9,385,000 | $ 159,067 | $ 73,542 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 59 | $ 7,455,000 | $ 126,355 | $ 96,000 |
| Ogden-Clearfield, UT | 59 | $ 4,835,000 | $ 81,949 | $ 67,000 |
| Bakersfield, CA | 58 | $ 6,040,000 | $ 104,137 | $ 81,000 |
| Chicago-Naperville, IL | 58 | $ 3,130,000 | $ 53,965 | $ 70,000 |
| Boise City, ID | 57 | $ 6,835,000 | $ 119,912 | $ 71,000 |
| El Paso, TX | 56 | $ 5,640,000 | $ 100,714 | $ 73,000 |
| Reading, PA | 55 | $ 5,085,000 | $ 92,454 | $ 82,000 |
| Huntsville, AL | 53 | $ 4,455,000 | $ 84,056 | $ 69,000 |
| Syracuse, NY | 53 | $ 4,255,000 | $ 80,283 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 52 | $ 4,920,000 | $ 94,615 | $ 71,000 |
| St. Louis, MO-IL | 52 | $ 6,940,000 | $ 133,461 | $ 76,769 |
| Yuma, AZ | 52 | $ 4,340,000 | $ 83,461 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 50 | $ 5,380,000 | $ 107,600 | $ 113,000 |
| Lubbock, TX | 50 | $ 5,720,000 | $ 114,400 | $ 75,000 |
| Corpus Christi, TX | 49 | $ 4,875,000 | $ 99,489 | $ 89,000 |
| Killeen-Temple, TX | 49 | $ 5,125,000 | $ 104,591 | $ 75,000 |
| Lake Havasu City-Kingman, AZ | 49 | $ 6,625,000 | $ 135,204 | $ 185,000 |
| Shreveport-Bossier City, LA | 49 | $ 5,545,000 | $ 113,163 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 48 | $ 4,150,000 | $ 86,458 | $ 67,250 |
| Slidell-Mandeville-Covington, LA | 48 | $ 5,310,000 | $ 110,625 | $ 80,000 |
| Midland, TX | 47 | $ 4,885,000 | $ 103,936 | $ 78,000 |
| Raleigh, NC | 47 | $ 5,645,000 | $ 120,106 | $ 62,000 |
| Monroe, LA | 45 | $ 5,375,000 | $ 119,444 | $ 63,000 |
| Pittsburgh, PA | 44 | $ 3,640,000 | $ 82,727 | $ 103,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 43 | $ 3,935,000 | $ 91,511 | $ 81,255 |
| Ocala, FL | 43 | $ 2,965,000 | $ 68,953 | $ 94,000 |
| Columbia, SC | 41 | $ 4,975,000 | $ 121,341 | $ 68,000 |
| Panama City, FL | 41 | $ 4,615,000 | $ 112,560 | $ 77,000 |
| Stockton-Lodi, CA | 41 | $ 5,095,000 | $ 124,268 | $ 88,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 40 | $ 2,540,000 | $ 63,500 | $ 59,000 |
| North Port-Sarasota-Bradenton, FL | 40 | $ 4,980,000 | $ 124,500 | $ 119,000 |
| Santa Rosa, CA | 40 | $ 6,680,000 | $ 167,000 | $ 128,000 |
| Dalton, GA | 39 | $ 5,765,000 | $ 147,820 | $ 76,000 |
| Palm Bay-Melbourne-Titusville, FL | 39 | $ 3,695,000 | $ 94,743 | $ 68,000 |
| Spokane-Spokane Valley, WA | 39 | $ 4,345,000 | $ 111,410 | $ 85,000 |
| Utica-Rome, NY | 39 | $ 3,675,000 | $ 94,230 | $ 70,000 |
| Albany, GA | 38 | $ 4,740,000 | $ 124,736 | $ 64,000 |
| Eau Claire, WI | 38 | $ 2,810,000 | $ 73,947 | $ 56,000 |
| Waco, TX | 37 | $ 4,265,000 | $ 115,270 | $ 93,000 |
| Daphne-Fairhope-Foley, AL | 35 | $ 4,465,000 | $ 127,571 | $ 95,000 |
| Farmington, NM | 35 | $ 4,435,000 | $ 126,714 | $ 63,000 |
| McAllen-Edinburg-Mission, TX | 35 | $ 3,005,000 | $ 85,857 | $ 96,000 |
| Valdosta, GA | 35 | $ 4,465,000 | $ 127,571 | $ 60,000 |
| Alexandria, LA | 34 | $ 3,430,000 | $ 100,882 | $ 76,000 |
| Auburn-Opelika, AL | 34 | $ 3,320,000 | $ 97,647 | $ 101,000 |
| Hinesville, GA | 34 | $ 4,900,000 | $ 144,117 | $ 49,000 |
| Paducah, KY-IL | 34 | $ 2,780,000 | $ 81,764 | $ 56,941 |
| Pensacola-Ferry Pass-Brent, FL | 34 | $ 2,670,000 | $ 78,529 | $ 77,000 |
| Victoria, TX | 34 | $ 3,890,000 | $ 114,411 | $ 111,000 |
| Abilene, TX | 33 | $ 3,775,000 | $ 114,393 | $ 80,000 |
| Colorado Springs, CO | 33 | $ 3,865,000 | $ 117,121 | $ 85,000 |
| Fresno, CA | 33 | $ 3,005,000 | $ 91,060 | $ 89,000 |
| Salt Lake City, UT | 33 | $ 3,335,000 | $ 101,060 | $ 113,000 |
| Tyler, TX | 33 | $ 3,755,000 | $ 113,787 | $ 72,000 |
| Asheville, NC | 32 | $ 3,280,000 | $ 102,500 | $ 79,000 |
| Bend-Redmond, OR | 32 | $ 4,450,000 | $ 139,062 | $ 89,000 |
| Flagstaff, AZ | 32 | $ 4,000,000 | $ 125,000 | $ 107,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 32 | $ 3,150,000 | $ 98,437 | $ 87,000 |
| Yakima, WA | 32 | $ 4,000,000 | $ 125,000 | $ 74,000 |
| Coeur D'Alene, ID | 31 | $ 4,035,000 | $ 130,161 | $ 83,000 |
| Harrisburg-Carlisle, PA | 31 | $ 2,385,000 | $ 76,935 | $ 70,000 |
| Modesto, CA | 31 | $ 3,135,000 | $ 101,129 | $ 92,000 |
| Parkersburg-Vienna, WV | 31 | $ 4,335,000 | $ 139,838 | $ 64,000 |
| Visalia-Porterville, CA | 30 | $ 2,470,000 | $ 82,333 | $ 82,000 |
| Atlanta-Sandy Springs-Roswell, GA | 29 | $ 2,865,000 | $ 98,793 | $ 63,000 |
| Elizabethtown-Fort Knox, KY | 29 | $ 2,875,000 | $ 99,137 | $ 70,000 |
| Jonesboro, AR | 29 | $ 3,255,000 | $ 112,241 | $ 56,000 |
| Sebastian-Vero Beach, FL | 29 | $ 2,415,000 | $ 83,275 | $ 82,000 |
| Billings, MT | 28 | $ 2,190,000 | $ 78,214 | $ 63,000 |
| Hattiesburg, MS | 28 | $ 2,790,000 | $ 99,642 | $ 82,000 |
| Springfield, MO | 28 | $ 3,130,000 | $ 111,785 | $ 86,000 |
| Lebanon, PA | 27 | $ 2,575,000 | $ 95,370 | $ 61,000 |
| Memphis, TN-MS-AR | 27 | $ 3,775,000 | $ 139,814 | $ 58,555 |
| Mobile, AL | 27 | $ 2,865,000 | $ 106,111 | $ 70,000 |
| Bowling Green, KY | 26 | $ 2,390,000 | $ 91,923 | $ 65,000 |
| Beckley, WV | 25 | $ 3,055,000 | $ 122,200 | $ 87,000 |
| Dothan, AL | 25 | $ 2,895,000 | $ 115,800 | $ 56,000 |
| Greeley, CO | 25 | $ 3,025,000 | $ 121,000 | $ 69,000 |
| Homosassa Springs, FL | 25 | $ 2,725,000 | $ 109,000 | $ 79,000 |
| Johnson City, TN | 25 | $ 3,335,000 | $ 133,400 | $ 87,000 |
| Albany, OR | 24 | $ 2,940,000 | $ 122,500 | $ 81,000 |
| Binghamton, NY | 24 | $ 2,180,000 | $ 90,833 | $ 66,000 |
| Clarksville, TN-KY | 24 | $ 2,750,000 | $ 114,583 | $ 63,083 |
| Dover, DE | 24 | $ 2,490,000 | $ 103,750 | $ 75,000 |
| Erie, PA | 24 | $ 1,280,000 | $ 53,333 | $ 60,000 |
| Morristown, TN | 24 | $ 3,590,000 | $ 149,583 | $ 84,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 3,910,000 | $ 162,916 | $ 99,000 |
| York-Hanover, PA | 24 | $ 1,550,000 | $ 64,583 | $ 64,000 |
| Carson City, NV | 23 | $ 2,455,000 | $ 106,739 | $ 334,000 |
| Charleston-North Charleston, SC | 23 | $ 2,545,000 | $ 110,652 | $ 81,000 |
| Morgantown, WV | 23 | $ 2,175,000 | $ 94,565 | $ 69,000 |
| Napa, CA | 23 | $ 3,975,000 | $ 172,826 | $ 93,000 |
| Provo-Orem, UT | 23 | $ 2,365,000 | $ 102,826 | $ 70,000 |
| Redding, CA | 23 | $ 1,835,000 | $ 79,782 | $ 73,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 23 | $ 4,025,000 | $ 175,000 | $ 111,000 |
| Fort Smith, AR-OK | 22 | $ 2,630,000 | $ 119,545 | $ 78,772 |
| Bremerton-Silverdale, WA | 21 | $ 2,615,000 | $ 124,523 | $ 76,000 |
| Brownsville-Harlingen, TX | 21 | $ 2,045,000 | $ 97,380 | $ 72,000 |
| Lexington-Fayette, KY | 21 | $ 2,525,000 | $ 120,238 | $ 69,000 |
| Medford, OR | 21 | $ 2,385,000 | $ 113,571 | $ 63,000 |
| San Angelo, TX | 21 | $ 3,505,000 | $ 166,904 | $ 94,000 |
| Columbus, GA-AL | 20 | $ 2,260,000 | $ 113,000 | $ 63,450 |
| Santa Cruz-Watsonville, CA | 20 | $ 5,310,000 | $ 265,500 | $ 130,000 |
| Savannah, GA | 20 | $ 2,650,000 | $ 132,500 | $ 65,000 |
| Vallejo-Fairfield, CA | 20 | $ 2,690,000 | $ 134,500 | $ 115,000 |
| Salinas, CA | 19 | $ 3,885,000 | $ 204,473 | $ 139,000 |
| Wilmington, DE-MD-NJ | 19 | $ 1,595,000 | $ 83,947 | $ 183,157 |
| Baltimore-Columbia-Towson, MD | 18 | $ 1,540,000 | $ 85,555 | $ 84,000 |
| Birmingham-Hoover, AL | 18 | $ 2,160,000 | $ 120,000 | $ 105,000 |
| Greenville-Anderson-Mauldin, SC | 18 | $ 1,810,000 | $ 100,555 | $ 76,000 |
| Jacksonville, FL | 18 | $ 2,500,000 | $ 138,888 | $ 81,000 |
| Kingston, NY | 18 | $ 1,800,000 | $ 100,000 | $ 76,000 |
| Merced, CA | 18 | $ 1,830,000 | $ 101,666 | $ 81,000 |
| Winchester, VA-WV | 18 | $ 1,800,000 | $ 100,000 | $ 64,000 |
| Chico, CA | 17 | $ 1,485,000 | $ 87,352 | $ 74,000 |
| Florence-Muscle Shoals, AL | 17 | $ 1,445,000 | $ 85,000 | $ 76,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 1,145,000 | $ 67,352 | $ 62,000 |
| Indianapolis-Carmel-Anderson, IN | 17 | $ 1,005,000 | $ 59,117 | $ 67,000 |
| Laredo, TX | 17 | $ 1,385,000 | $ 81,470 | $ 73,000 |
| Santa Maria-Santa Barbara, CA | 17 | $ 2,955,000 | $ 173,823 | $ 132,000 |
| Bellingham, WA | 16 | $ 2,220,000 | $ 138,750 | $ 108,000 |
| Port St. Lucie, FL | 16 | $ 1,150,000 | $ 71,875 | $ 62,000 |
| Chambersburg-Waynesboro, PA | 15 | $ 1,185,000 | $ 79,000 | $ 47,000 |
| Punta Gorda, FL | 15 | $ 1,635,000 | $ 109,000 | $ 78,000 |
| Twin Falls, ID | 15 | $ 2,045,000 | $ 136,333 | $ 56,000 |
| Wenatchee, WA | 15 | $ 2,385,000 | $ 159,000 | $ 119,000 |
| Yuba City, CA | 15 | $ 1,465,000 | $ 97,666 | $ 78,000 |
| Grand Junction, CO | 14 | $ 1,450,000 | $ 103,571 | $ 73,000 |
| Omaha-Council Bluffs, NE-IA | 14 | $ 830,000 | $ 59,285 | $ 64,285 |
| San Francisco-Redwood City-South San Francisco, CA | 14 | $ 3,650,000 | $ 260,714 | $ 182,000 |
| Ann Arbor, MI | 13 | $ 1,105,000 | $ 85,000 | $ 82,000 |
| Bozeman, MT | 13 | $ 3,225,000 | $ 248,076 | $ 95,000 |
| Canton-Massillon, OH | 13 | $ 685,000 | $ 52,692 | $ 61,000 |
| Kennewick-Richland, WA | 13 | $ 1,485,000 | $ 114,230 | $ 96,000 |
| Santa Fe, NM | 13 | $ 1,065,000 | $ 81,923 | $ 72,000 |
| Toledo, OH | 13 | $ 905,000 | $ 69,615 | $ 53,000 |
| Wilmington, NC | 13 | $ 1,555,000 | $ 119,615 | $ 97,000 |
| Bay City, MI | 12 | $ 450,000 | $ 37,500 | $ 50,000 |
| Cheyenne, WY | 12 | $ 1,040,000 | $ 86,666 | $ 60,000 |
| Corvallis, OR | 12 | $ 1,570,000 | $ 130,833 | $ 89,000 |
| Ithaca, NY | 12 | $ 880,000 | $ 73,333 | $ 57,000 |
| Montgomery, AL | 12 | $ 1,230,000 | $ 102,500 | $ 107,000 |
| Sierra Vista-Douglas, AZ | 12 | $ 1,330,000 | $ 110,833 | $ 43,000 |
| Tallahassee, FL | 12 | $ 1,830,000 | $ 152,500 | $ 65,000 |
| Florence, SC | 11 | $ 1,235,000 | $ 112,272 | $ 87,000 |
| Fort Collins, CO | 11 | $ 955,000 | $ 86,818 | $ 75,000 |
| Gettysburg, PA | 11 | $ 755,000 | $ 68,636 | $ 69,000 |
| Grants Pass, OR | 11 | $ 1,895,000 | $ 172,272 | $ 94,000 |
| Kenosha, WI | 11 | $ 845,000 | $ 76,818 | $ 83,000 |
| Lansing-East Lansing, MI | 11 | $ 825,000 | $ 75,000 | $ 78,000 |
| Lawton, OK | 11 | $ 1,325,000 | $ 120,454 | $ 82,000 |
| Pueblo, CO | 11 | $ 1,315,000 | $ 119,545 | $ 65,000 |
| Walla Walla, WA | 11 | $ 955,000 | $ 86,818 | $ 70,000 |
| Des Moines-West Des Moines, IA | 10 | $ 510,000 | $ 51,000 | $ 58,000 |
| Fayetteville, NC | 10 | $ 1,050,000 | $ 105,000 | $ 79,000 |
| Glens Falls, NY | 10 | $ 850,000 | $ 85,000 | $ 76,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 910,000 | $ 91,000 | $ 79,000 |
| Jacksonville, NC | 10 | $ 1,110,000 | $ 111,000 | $ 63,000 |
| Longview, WA | 10 | $ 880,000 | $ 88,000 | $ 85,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 1,180,000 | $ 118,000 | $ 88,000 |
| Rocky Mount, NC | 10 | $ 950,000 | $ 95,000 | $ 70,000 |
| Watertown-Fort Drum, NY | 10 | $ 790,000 | $ 79,000 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 1,245,000 | $ 138,333 | $ 143,000 |
| Dayton-Springfield-Kettering, OH | 9 | $ 685,000 | $ 76,111 | $ 69,000 |
| Joplin, MO | 9 | $ 1,105,000 | $ 122,777 | $ 53,000 |
| Kansas City, MO-KS | 9 | $ 575,000 | $ 63,888 | $ 81,888 |
| Wildwood-The Villages, FL | 9 | $ 1,215,000 | $ 135,000 | $ 79,000 |
| Appleton, WI | 8 | $ 380,000 | $ 47,500 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,170,000 | $ 146,250 | $ 85,000 |
| Brunswick, GA | 8 | $ 1,290,000 | $ 161,250 | $ 69,000 |
| Champaign-Urbana, IL | 8 | $ 290,000 | $ 36,250 | $ 43,000 |
| Gainesville, FL | 8 | $ 1,060,000 | $ 132,500 | $ 74,000 |
| Greensboro-High Point, NC | 8 | $ 1,050,000 | $ 131,250 | $ 45,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 1,210,000 | $ 151,250 | $ 89,000 |
| Owensboro, KY | 8 | $ 1,000,000 | $ 125,000 | $ 124,000 |
| Sebring, FL | 8 | $ 640,000 | $ 80,000 | $ 63,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 850,000 | $ 106,250 | $ 86,000 |
| Winston-Salem, NC | 8 | $ 640,000 | $ 80,000 | $ 47,000 |
| Boulder, CO | 7 | $ 1,285,000 | $ 183,571 | $ 86,000 |
| Burlington, NC | 7 | $ 1,065,000 | $ 152,142 | $ 69,000 |
| Lima, OH | 7 | $ 255,000 | $ 36,428 | $ 35,000 |
| Marietta, GA | 7 | $ 1,025,000 | $ 146,428 | $ 67,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 875,000 | $ 125,000 | $ 83,000 |
| Cleveland, TN | 6 | $ 800,000 | $ 133,333 | $ 54,000 |
| Eagle Pass, TX | 6 | $ 840,000 | $ 140,000 | $ 70,000 |
| Flint, MI | 6 | $ 350,000 | $ 58,333 | $ 33,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 180,000 | $ 30,000 | $ 64,000 |
| Missoula, MT | 6 | $ 720,000 | $ 120,000 | $ 66,000 |
| Niles-Benton Harbor, MI | 6 | $ 270,000 | $ 45,000 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 460,000 | $ 76,666 | $ 53,000 |
| Akron, OH | 5 | $ 245,000 | $ 49,000 | $ 74,000 |
| Bloomington, IL | 5 | $ 295,000 | $ 59,000 | $ 65,000 |
| Casper, WY | 5 | $ 305,000 | $ 61,000 | $ 48,000 |
| Cedar Rapids, IA | 5 | $ 405,000 | $ 81,000 | $ 75,000 |
| Columbia, MO | 5 | $ 315,000 | $ 63,000 | $ 50,000 |
| El Centro, CA | 5 | $ 715,000 | $ 143,000 | $ 96,000 |
| Fort Wayne, IN | 5 | $ 265,000 | $ 53,000 | $ 42,000 |
| Lewiston, ID-WA | 5 | $ 405,000 | $ 81,000 | $ 52,400 |
| Macon-Bibb County, GA | 5 | $ 695,000 | $ 139,000 | $ 58,000 |
| Madison, WI | 5 | $ 355,000 | $ 71,000 | $ 299,000 |
| Pocatello, ID | 5 | $ 325,000 | $ 65,000 | $ 53,000 |
| Racine, WI | 5 | $ 675,000 | $ 135,000 | $ 85,000 |
| San Rafael, CA | 5 | $ 1,175,000 | $ 235,000 | $ 141,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 335,000 | $ 67,000 | $ 60,000 |
| State College, PA | 5 | $ 325,000 | $ 65,000 | $ 49,000 |
| Staunton-Waynesboro, VA | 5 | $ 615,000 | $ 123,000 | $ 83,000 |
| Battle Creek, MI | 4 | $ 200,000 | $ 50,000 | $ 65,000 |
| Decatur, AL | 4 | $ 600,000 | $ 150,000 | $ 90,000 |
| Durham-Chapel Hill, NC | 4 | $ 610,000 | $ 152,500 | $ 92,000 |
| Elmira, NY | 4 | $ 340,000 | $ 85,000 | $ 70,000 |
| Evansville, IN-KY | 4 | $ 290,000 | $ 72,500 | $ 65,000 |
| Jefferson City, MO | 4 | $ 560,000 | $ 140,000 | $ 90,000 |
| Kalamazoo-Portage, MI | 4 | $ 230,000 | $ 57,500 | $ 82,000 |
| Lake County-Porter County-Jasper County, IN | 4 | $ 140,000 | $ 35,000 | $ 47,000 |
| Lynchburg, VA | 4 | $ 360,000 | $ 90,000 | $ 42,000 |
| Monroe, MI | 4 | $ 340,000 | $ 85,000 | $ 75,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 250,000 | $ 62,500 | $ 94,000 |
| Sioux Falls, SD | 4 | $ 290,000 | $ 72,500 | $ 28,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 270,000 | $ 67,500 | $ 100,250 |
| Weirton-Steubenville, WV-OH | 4 | $ 540,000 | $ 135,000 | $ 62,000 |
| Wheeling, WV-OH | 4 | $ 390,000 | $ 97,500 | $ 70,250 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 505,000 | $ 168,333 | $ 127,000 |
| Bloomington, IN | 3 | $ 245,000 | $ 81,666 | $ 24,000 |
| Decatur, IL | 3 | $ 115,000 | $ 38,333 | $ 53,000 |
| Enid, OK | 3 | $ 305,000 | $ 101,666 | $ 51,000 |
| Fond Du Lac, WI | 3 | $ 145,000 | $ 48,333 | $ 90,000 |
| Helena, MT | 3 | $ 205,000 | $ 68,333 | $ 62,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 275,000 | $ 91,666 | $ 101,000 |
| Kankakee, IL | 3 | $ 265,000 | $ 88,333 | $ 78,000 |
| Mankato-North Mankato, MN | 3 | $ 245,000 | $ 81,666 | $ 88,000 |
| Nassau County-Suffolk County, NY | 3 | $ 505,000 | $ 168,333 | $ 97,000 |
| Oshkosh-Neenah, WI | 3 | $ 185,000 | $ 61,666 | $ 57,000 |
| Rapid City, SD | 3 | $ 175,000 | $ 58,333 | $ 49,000 |
| Rockford, IL | 3 | $ 195,000 | $ 65,000 | $ 42,000 |
| Rome, GA | 3 | $ 625,000 | $ 208,333 | $ 62,000 |
| Saginaw, MI | 3 | $ 95,000 | $ 31,666 | $ 27,000 |
| Salisbury, MD-DE | 3 | $ 285,000 | $ 95,000 | $ 74,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 135,000 | $ 45,000 | $ 79,000 |
| Ames, IA | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Gainesville, GA | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Greenville, NC | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Jackson, MI | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
| Jackson, TN | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Janesville-Beloit, WI | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Logan, UT-ID | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Peoria, IL | 2 | $ 170,000 | $ 85,000 | $ 109,000 |
| Philadelphia, PA | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Sandusky, OH | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Sheboygan, WI | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Springfield, IL | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Tuscaloosa, AL | 2 | $ 170,000 | $ 85,000 | $ 93,000 |
| Warner Robins, GA | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Wichita, KS | 2 | $ 300,000 | $ 150,000 | $ 235,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Bismarck, ND | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Cape Girardeau, MO-IL | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Charlottesville, VA | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| Duluth, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Goldsboro, NC | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Great Falls, MT | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Hanford-Corcoran, CA | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Idaho Falls, ID | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Iowa City, IA | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Johnstown, PA | 1 | $ 25,000 | $ 25,000 | $ 566,000 |
| Kokomo, IN | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Lawrence, KS | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Manhattan, KS | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Michigan City-La Porte, IN | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Muskegon, MI | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Richmond, VA | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Roanoke, VA | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Rochester, MN | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Springfield, OH | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| St. George, UT | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| St. Joseph, MO-KS | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Topeka, KS | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Traverse City, MI | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Vineland-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Washington, DC-MD | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Wausau, WI | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 27,188 | $3,094,730,000 | $113,000 | $995,000 | $79,000 | $7,620,000 |
| Other Purpose | 352 | $28,010,000 | $79,000 | $715,000 | $95,000 | $1,316,000 |
| Home Improvement | 206 | $14,510,000 | $70,000 | $555,000 | $101,000 | $743,000 |
| Refinancing | 176 | $17,810,000 | $101,000 | $715,000 | $83,000 | $670,000 |
| Cash-out Refinancing | 130 | $15,880,000 | $122,000 | $595,000 | $87,000 | $294,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,705 | $1,868,965,000 | $111,000 | $715,000 | $80,000 | $6,009,000 |
| Hispanic | 5,689 | $654,335,000 | $115,000 | $715,000 | $83,000 | $7,620,000 |
| Black or African American | 2,737 | $291,255,000 | $106,000 | $765,000 | $65,000 | $1,316,000 |
| Not Provided | 1,827 | $216,665,000 | $118,000 | $565,000 | $88,000 | $1,812,000 |
| American Indian or Alaskan Native | 654 | $74,940,000 | $114,000 | $475,000 | $78,000 | $1,873,000 |
| Asian | 404 | $60,250,000 | $149,000 | $995,000 | $107,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $4,530,000 | $125,000 | $335,000 | $108,000 | $939,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,052 | $3,170,940,000 | $113,000 | $995,000 | $80,000 | $7,620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 21,223 | $2,372,565,000 | $111,000 | $715,000 | $74,000 | $7,620,000 |
| Application Approved But Not Accepted | 3,572 | $423,270,000 | $118,000 | $995,000 | $96,000 | $1,020,000 |
| Loan Originated | 2,953 | $334,495,000 | $113,000 | $605,000 | $100,000 | $1,194,000 |
| Application Withdrawn By Applicant | 268 | $36,730,000 | $137,000 | $765,000 | $108,000 | $803,000 |
| File Closed For Incompleteness | 36 | $3,880,000 | $107,000 | $295,000 | $90,000 | $381,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15,240 | $1,610,870,000 | $105,000 | $565,000 | $72,000 | $6,009,000 |
| Not applicable | 6,829 | $798,375,000 | $116,000 | $995,000 | $98,000 | $1,194,000 |
| Debt-To-Income Ratio | 3,775 | $496,545,000 | $131,000 | $675,000 | $61,000 | $466,000 |
| Other | 756 | $90,690,000 | $119,000 | $485,000 | $123,000 | $2,105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 582 | $74,950,000 | $128,000 | $375,000 | $100,000 | $912,000 |
| Credit Application Incomplete | 409 | $46,935,000 | $114,000 | $545,000 | $103,000 | $840,000 |
| Unverifiable Information | 247 | $27,805,000 | $112,000 | $335,000 | $122,000 | $7,620,000 |
| Collateral | 111 | $13,085,000 | $117,000 | $715,000 | $116,000 | $799,000 |
| Employment History | 103 | $11,685,000 | $113,000 | $315,000 | $94,000 | $360,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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