Mortgage Lenders in San Luis Obispo, CA
10 mortgage lenders are based in San Luis Obispo, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in San Luis Obispo County, CA in 2025.
Most active mortgage lenders in San Luis Obispo County, CA (2025)
In 2025, 312 lenders made 4,840 home loans worth $2.5 billion in San Luis Obispo County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of San Luis Obispo County, which includes San Luis Obispo.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 505 | $297.1M | $588,000 | 10.4% |
| 2 | Guaranteed Rate, Inc. Chicago, IL | 435 | $299.8M | $689,000 | 9.0% |
| 3 | Sesloc Credit Union San Luis Obispo, CA | 387 | $96.9M | $250,000 | 8.0% |
| 4 | Coastal Funding Slc, Inc. San Luis Obispo, CA | 177 | $113.6M | $642,000 | 3.7% |
| 5 | loanDepot.com LLC Irvine, CA | 166 | $80.4M | $484,000 | 3.4% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 125 | $70.8M | $567,000 | 2.6% |
| 7 | The Golden 1 Credit Union Sacramento, CA | 120 | $24.6M | $205,000 | 2.5% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 112 | $66.0M | $589,000 | 2.3% |
| 9 | Bank of America NA Westlake Village, CA | 105 | $44.1M | $420,000 | 2.2% |
| 10 | Kind Lending, LLC Irvine, CA | 95 | $50.9M | $536,000 | 2.0% |
See every lender in San Luis Obispo County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in San Luis Obispo, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| American Principle Bank
4051 BROAD STREET #140 SAN LUIS OBISPO, CA 93401 |
* | 8 | $5,620,000 |
| Coast Nb
500 MARSH STREET SAN LUIS OBISPO, CA 93401 |
* | 31 | $7,558,000 |
| Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210 SAN LUIS OBISPO, CA 93401 |
* | 6,242 | $2,832,773,000 |
| First Bank of San Luis Obispo
995 HIGUERA STREET SAN LUIS OBISPO, CA 93401 |
* | 460 | $125,534,000 |
| First Bank of San Luis Obispo
995 HIGUERA STREET SAN LUIS OBISPO, CA 93401 |
* | 105 | $27,422,000 |
| Founders Community Bank
237 HIGUERA STREET SAN LUIS OBISPO, CA 93401 |
* | 79 | $37,683,000 |
| Mission Community Bank
3380 S HIGUERA STREET SAN LUIS OBISPO, CA 93401 |
* | 173 | $55,532,000 |
| San Luis Capital, Inc.
735 TANK FARM ROAD SUITE 210 SAN LUIS OBISPO, CA 93401 |
* | 341 | $127,657,000 |
| San Luis Trust Bank
1001 MARSH STREET SAN LUIS OBISPO, CA 93401 |
* | 195 | $67,288,000 |
| Sesloc Credit Union
3855 BROAD STREET SAN LUIS OBISPO, CA 93401 |
* | 8,898 | $2,403,364,000 |
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