4 mortgage lenders are based in Sanford, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Seminole County, FL in 2025.
In 2025, 469 lenders made 9,530 home loans worth $3.1 billion in Seminole County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Seminole County, which includes Sanford.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,075 | $405.7M | $377,000 | 11.3% |
| 2 | Fairwinds Credit Union Orlando, FL | 457 | $71.5M | $157,000 | 4.8% |
| 3 | Truist Bank Raleigh, NC | 237 | $63.9M | $269,000 | 2.5% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 235 | $91.0M | $387,000 | 2.5% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 228 | $87.6M | $384,000 | 2.4% |
| 6 | Bank of America NA Westlake Village, CA | 219 | $49.4M | $226,000 | 2.3% |
| 7 | Navy Federal Credit Union Vienna, VA | 206 | $46.1M | $224,000 | 2.2% |
| 8 | Fifth Third Bank, National Association Cincinnati, OH | 136 | $29.1M | $214,000 | 1.4% |
| 9 | Regions Bank Birmingham, AL | 133 | $37.4M | $281,000 | 1.4% |
| 10 | The Mortgage Firm Altamonte Springs, FL | 132 | $47.6M | $361,000 | 1.4% |
See every lender in Seminole County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Federal Trust Bank
312 W. FIRST STREET SANFORD, FL 32771 |
* | 3,384 | $834,591,000 |
| Federal Trust Bank FSB
312 W. FIRST STREET SANFORD, FL 32771 |
* | 57 | $6,367,000 |
| Federal Trust Mortgage Company
312 WEST FIRST STREET SANFORD, FL 32771 |
* | 355 | $89,044,000 |
| Seminole Schools FCU
2450 S LAUREL AVE SANFORD, FL 32771 |
* | 154 | $10,685,000 |
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