Mortgage Lenders in Santa Barbara, CA
10 mortgage lenders are based in Santa Barbara, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Barbara County, CA in 2025.
Most active mortgage lenders in Santa Barbara County, CA (2025)
In 2025, 337 lenders made 5,402 home loans worth $4.1 billion in Santa Barbara County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Barbara County, which includes Santa Barbara.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 510 | $293.1M | $575,000 | 9.4% |
| 2 | Guaranteed Rate, Inc. Chicago, IL | 250 | $195.0M | $780,000 | 4.6% |
| 3 | loanDepot.com LLC Irvine, CA | 191 | $87.0M | $455,000 | 3.5% |
| 4 | US Bank, N.A. Cincinnati, OH | 152 | $114.8M | $755,000 | 2.8% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 139 | $112.3M | $808,000 | 2.6% |
| 6 | JPMorgan Chase Bank, NA Columbus, OH | 122 | $191.4M | $1,569,000 | 2.3% |
| 7 | Bank of America NA Westlake Village, CA | 119 | $173.5M | $1,458,000 | 2.2% |
| 8 | Originpoint, LLC Chicago, IL | 111 | $105.6M | $951,000 | 2.1% |
| 9 | Kind Lending, LLC Irvine, CA | 104 | $43.6M | $420,000 | 1.9% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 96 | $73.0M | $761,000 | 1.8% |
See every lender in Santa Barbara County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Santa Barbara, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| American Riviera Bank
1033 ANACAPA ST SANTA BARBARA, CA 93101 |
* | 654 | $636,307,000 |
| Business First National Bank
P.O. BOX 309 SANTA BARBARA, CA 93102 |
* | 27 | $14,129,000 |
| Capital Pacific Home Loans
4050 CALLE REAL, SUITE 200B SANTA BARBARA, CA 93110 |
* | 689 | $225,560,000 |
| Commercial Loan Express
8 E. FIGUEROA STREET, STE. 250 SANTA BARBARA, CA 93101 |
* | 43 | $18,199,000 |
| Montecito Bank and Trust
1000 STATE ST SANTA BARBARA, CA 93101 |
* | 4,065 | $2,089,912,000 |
| Mortgage Funding
P.O. BOX 2580 SANTA BARBARA, CA 93120 |
* | 951 | $72,999,000 |
| Northern Trust Bank of Califor
206 EAST ANAPAMU ST SANTA BARBARA, CA 93101 |
* | 848 | $677,710,000 |
| Santa Barbara County FCU
2623 DE LA VINA STREET SANTA BARBARA, CA 93105 |
* | 4 | $2,319,000 |
| Santa Barbara Teachers Federal Credit Union
3970 LA COLINA RD STE 12 SANTA BARBARA, CA 93110 |
* | 1,483 | $246,221,000 |
| The Bank of Santa Barbara
12 E. FIGUEROA ST SANTA BARBARA, CA 93101 |
* | 13 | $9,632,000 |
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