Saygo Home Loans, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Saygo Home Loans, LLC of Scottsdale, AZ reported 2,871 mortgage applications totaling $976.2 million. The average application was for $340,019, and applicants reported an average income of $98,827. 13% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (200), Atlanta-Sandy Springs-Roswell, GA (173) and Charlotte-Concord-Gastonia, NC-SC (122) (applications in parentheses).

Mortgage Company & Address Saygo Home Loans, LLC
8155 E Indian Bend Rd, Ste 107
Scottsdale, AZ 85250
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 2,871
Total Mortgage Loan Application Amount $976,195,000
Average Mortgage Loan Application Amount $340,019
Highest Mortgage Loan Application Amount $4,325,000
Average Applicant Income $98,827
Highest Applicant Income $1,872,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Saygo Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Saygo Home Loans, LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Phoenix-Mesa-Scottsdale, AZ 200 $ 73,950,000 $ 369,750 $ 110,000
Outside any metro area 180 $ 55,520,000 $ 308,444 $ 85,927
Atlanta-Sandy Springs-Roswell, GA 173 $ 50,805,000 $ 293,670 $ 83,000
Charlotte-Concord-Gastonia, NC-SC 122 $ 42,940,000 $ 351,967 $ 107,295
Denver-Aurora-Lakewood, CO 106 $ 40,330,000 $ 380,471 $ 100,000
Chicago-Naperville, IL 90 $ 29,530,000 $ 328,111 $ 113,000
Tampa, FL 79 $ 27,715,000 $ 350,822 $ 102,000
Orlando-Kissimmee-Sanford, FL 62 $ 22,450,000 $ 362,096 $ 95,000
Jacksonville, FL 57 $ 19,815,000 $ 347,631 $ 108,000
Nashville-Davidson--Murfreesboro--Franklin, TN 50 $ 19,650,000 $ 393,000 $ 100,000
Marietta, GA 47 $ 15,465,000 $ 329,042 $ 84,000
Raleigh, NC 46 $ 15,530,000 $ 337,608 $ 98,000
Lakewood-New Brunswick, NJ 45 $ 16,345,000 $ 363,222 $ 109,000
West Palm Beach-Boca Raton-Delray Beach, FL 45 $ 18,455,000 $ 410,111 $ 131,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 42 $ 17,860,000 $ 425,238 $ 129,000
Portland-Vancouver-Hillsboro, OR-WA 40 $ 14,640,000 $ 366,000 $ 92,075
St. Petersburg-Clearwater-Largo, FL 40 $ 12,760,000 $ 319,000 $ 94,000
Miami-Miami Beach-Kendall, FL 39 $ 18,595,000 $ 476,794 $ 126,000
Colorado Springs, CO 37 $ 13,355,000 $ 360,945 $ 78,000
Montgomery County-Bucks County-Chester County, PA 35 $ 13,145,000 $ 375,571 $ 86,000
Indianapolis-Carmel-Anderson, IN 33 $ 8,255,000 $ 250,151 $ 80,000
Charleston-North Charleston, SC 32 $ 11,140,000 $ 348,125 $ 92,000
North Port-Sarasota-Bradenton, FL 32 $ 12,520,000 $ 391,250 $ 123,000
Philadelphia, PA 28 $ 7,510,000 $ 268,214 $ 73,000
Houston-The Woodlands-Sugar Land, TX 27 $ 7,765,000 $ 287,592 $ 117,000
Warren-Troy-Farmington Hills, MI 27 $ 8,515,000 $ 315,370 $ 111,000
Camden, NJ 22 $ 6,400,000 $ 290,909 $ 92,000
Cape Coral-Fort Myers, FL 22 $ 7,930,000 $ 360,454 $ 98,000
Tucson, AZ 22 $ 6,680,000 $ 303,636 $ 69,000
Newark, NJ-PA 21 $ 8,925,000 $ 425,000 $ 147,000
Columbus, OH 20 $ 6,360,000 $ 318,000 $ 86,000
Knoxville, TN 20 $ 8,260,000 $ 413,000 $ 126,000
Lakeland-Winter Haven, FL 20 $ 5,500,000 $ 275,000 $ 70,000
New York-Jersey City-White Plains, NY-NJ 20 $ 9,160,000 $ 458,000 $ 122,000
Port St. Lucie, FL 20 $ 7,090,000 $ 354,500 $ 92,000
Prescott Valley-Prescott, AZ 20 $ 7,020,000 $ 351,000 $ 88,000
Baltimore-Columbia-Towson, MD 19 $ 7,405,000 $ 389,736 $ 120,000
Eugene, OR 19 $ 6,165,000 $ 324,473 $ 87,000
Durham-Chapel Hill, NC 18 $ 5,300,000 $ 294,444 $ 85,000
Elgin, IL 18 $ 5,800,000 $ 322,222 $ 96,000
Greenville-Anderson-Mauldin, SC 17 $ 4,775,000 $ 280,882 $ 93,000
Hilton Head Island-Bluffton-Beaufort, SC 17 $ 5,655,000 $ 332,647 $ 93,000
Cincinnati, OH-KY-IN 16 $ 5,020,000 $ 313,750 $ 94,500
Deltona-Daytona Beach-Ormond Beach, FL 16 $ 4,300,000 $ 268,750 $ 69,000
Lake County-Porter County-Jasper County, IN 16 $ 4,520,000 $ 282,500 $ 103,000
Winston-Salem, NC 16 $ 3,780,000 $ 236,250 $ 85,000
Columbia, SC 15 $ 5,045,000 $ 336,333 $ 92,000
Dallas-Plano-Irving, TX 15 $ 5,405,000 $ 360,333 $ 139,000
Grand Rapids-Wyoming, MI 15 $ 4,495,000 $ 299,666 $ 86,000
Palm Bay-Melbourne-Titusville, FL 15 $ 4,215,000 $ 281,000 $ 73,000
Savannah, GA 15 $ 4,385,000 $ 292,333 $ 101,000
Allentown-Bethlehem-Easton, PA-NJ 14 $ 4,660,000 $ 332,857 $ 124,785
Pensacola-Ferry Pass-Brent, FL 14 $ 4,630,000 $ 330,714 $ 83,000
Crestview-Fort Walton Beach-Destin, FL 13 $ 4,325,000 $ 332,692 $ 100,000
Hartford-West Hartford-East Hartford, CT 13 $ 4,055,000 $ 311,923 $ 167,000
Augusta-Richmond County, GA-SC 12 $ 3,050,000 $ 254,166 $ 81,750
Greeley, CO 12 $ 3,940,000 $ 328,333 $ 106,000
Greensboro-High Point, NC 12 $ 3,320,000 $ 276,666 $ 81,000
Lake County-Kenosha County, IL-WI 12 $ 3,620,000 $ 301,666 $ 129,000
Lake Havasu City-Kingman, AZ 12 $ 3,400,000 $ 283,333 $ 96,000
Pittsburgh, PA 12 $ 3,690,000 $ 307,500 $ 97,000
Spartanburg, SC 12 $ 2,860,000 $ 238,333 $ 82,000
Wilmington, NC 12 $ 3,520,000 $ 293,333 $ 84,000
Fort Collins, CO 11 $ 4,095,000 $ 372,272 $ 118,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 11 $ 3,135,000 $ 285,000 $ 98,000
Salem, OR 11 $ 4,075,000 $ 370,454 $ 109,000
San Antonio-New Braunfels, TX 11 $ 3,525,000 $ 320,454 $ 108,000
Homosassa Springs, FL 10 $ 3,520,000 $ 352,000 $ 116,000
Lancaster, PA 10 $ 3,440,000 $ 344,000 $ 95,000
Medford, OR 10 $ 3,450,000 $ 345,000 $ 79,000
Sebastian-Vero Beach, FL 10 $ 3,040,000 $ 304,000 $ 71,000
Asheville, NC 9 $ 3,415,000 $ 379,444 $ 116,000
Bridgeport-Stamford-Norwalk, CT 9 $ 3,125,000 $ 347,222 $ 105,000
Detroit-Dearborn-Livonia, MI 9 $ 2,535,000 $ 281,666 $ 102,000
Fort Worth-Arlington, TX 9 $ 3,555,000 $ 395,000 $ 134,000
Washington-Baltimore-Arlington, DC 9 $ 3,975,000 $ 441,666 $ 103,000
Boulder, CO 8 $ 8,390,000 $ 1,048,750 $ 183,000
Cleveland, OH 8 $ 2,160,000 $ 270,000 $ 70,000
Fayetteville, NC 8 $ 1,880,000 $ 235,000 $ 222,000
Grand Junction, CO 8 $ 2,330,000 $ 291,250 $ 112,000
Harrisburg-Carlisle, PA 8 $ 2,140,000 $ 267,500 $ 83,000
Hickory-Lenoir-Morganton, NC 8 $ 2,720,000 $ 340,000 $ 101,000
Huntsville, AL 8 $ 2,630,000 $ 328,750 $ 71,000
Naples-Immokalee-Marco Island, FL 8 $ 3,380,000 $ 422,500 $ 127,000
New Haven-Milford, CT 8 $ 2,620,000 $ 327,500 $ 100,000
Pueblo, CO 8 $ 2,010,000 $ 251,250 $ 71,000
Punta Gorda, FL 8 $ 2,160,000 $ 270,000 $ 64,000
San Diego-Carlsbad, CA 8 $ 4,450,000 $ 556,250 $ 119,000
Bend-Redmond, OR 7 $ 2,835,000 $ 405,000 $ 122,000
Chattanooga, TN-GA 7 $ 2,245,000 $ 320,714 $ 94,714
Clarksville, TN-KY 7 $ 1,835,000 $ 262,142 $ 76,000
Macon-Bibb County, GA 7 $ 2,325,000 $ 332,142 $ 77,000
Panama City, FL 7 $ 2,235,000 $ 319,285 $ 106,000
Saginaw, MI 7 $ 1,855,000 $ 265,000 $ 72,000
Washington, DC-MD 7 $ 1,935,000 $ 276,428 $ 78,000
Waterbury-Shelton, CT 7 $ 1,605,000 $ 229,285 $ 69,000
Wildwood-The Villages, FL 7 $ 2,115,000 $ 302,142 $ 100,000
Gainesville, GA 6 $ 2,360,000 $ 393,333 $ 196,000
Austin-Round Rock, TX 5 $ 1,915,000 $ 383,000 $ 96,000
Birmingham-Hoover, AL 5 $ 1,315,000 $ 263,000 $ 65,000
Flagstaff, AZ 5 $ 2,115,000 $ 423,000 $ 259,000
Fort Wayne, IN 5 $ 1,595,000 $ 319,000 $ 109,000
Greenville, NC 5 $ 1,325,000 $ 265,000 $ 80,000
Hinesville, GA 5 $ 1,315,000 $ 263,000 $ 85,000
Kingsport-Bristol-Bristol, TN-VA 5 $ 1,415,000 $ 283,000 $ 109,000
Lexington Park, MD 5 $ 2,265,000 $ 453,000 $ 98,000
Memphis, TN-MS-AR 5 $ 2,195,000 $ 439,000 $ 80,000
Ocala, FL 5 $ 1,545,000 $ 309,000 $ 89,000
Reading, PA 5 $ 2,075,000 $ 415,000 $ 82,000
Riverside-San Bernardino-Ontario, CA 5 $ 1,975,000 $ 395,000 $ 81,000
Sacramento--Roseville--Arden-Arcade, CA 5 $ 1,895,000 $ 379,000 $ 126,000
Scranton--Wilkes-Barre--Hazleton, PA 5 $ 1,595,000 $ 319,000 $ 83,000
Virginia Beach-Norfolk-Newport News, VA-NC 5 $ 1,805,000 $ 361,000 $ 57,000
York-Hanover, PA 5 $ 1,665,000 $ 333,000 $ 87,000
Albany, OR 4 $ 1,190,000 $ 297,500 $ 70,000
Ann Arbor, MI 4 $ 950,000 $ 237,500 $ 50,000
Atlantic City-Hammonton, NJ 4 $ 1,310,000 $ 327,500 $ 74,000
Burlington, NC 4 $ 1,230,000 $ 307,500 $ 76,000
Canton-Massillon, OH 4 $ 1,210,000 $ 302,500 $ 79,000
Columbus, GA-AL 4 $ 1,280,000 $ 320,000 $ 147,000
Daphne-Fairhope-Foley, AL 4 $ 1,000,000 $ 250,000 $ 108,000
Gainesville, FL 4 $ 1,360,000 $ 340,000 $ 80,000
Jacksonville, NC 4 $ 1,010,000 $ 252,500 $ 73,000
Lafayette-West Lafayette, IN 4 $ 1,360,000 $ 340,000 $ 113,000
Monroe, MI 4 $ 970,000 $ 242,500 $ 84,000
Norwich-New London, CT 4 $ 2,060,000 $ 515,000 $ 156,000
Oakland-Hayward-Berkeley, CA 4 $ 1,150,000 $ 287,500 $ 74,000
Sebring, FL 4 $ 1,250,000 $ 312,500 $ 99,000
Youngstown-Warren-Boardman, OH-PA 4 $ 1,110,000 $ 277,500 $ 97,000
Anaheim-Santa Ana-Irvine, CA 3 $ 1,905,000 $ 635,000 $ 130,000
Anchorage, AK 3 $ 705,000 $ 235,000 $ 58,000
Brunswick, GA 3 $ 1,185,000 $ 395,000 $ 120,000
Decatur, AL 3 $ 845,000 $ 281,666 $ 53,000
Elkhart-Goshen, IN 3 $ 945,000 $ 315,000 $ 61,000
Evansville, IN-KY 3 $ 855,000 $ 285,000 $ 100,000
Lansing-East Lansing, MI 3 $ 505,000 $ 168,333 $ 64,000
Los Angeles-Long Beach-Glendale, CA 3 $ 1,195,000 $ 398,333 $ 80,000
Muskegon, MI 3 $ 935,000 $ 311,666 $ 70,000
South Bend-Mishawaka, IN-MI 3 $ 1,145,000 $ 381,666 $ 84,000
St. Louis, MO-IL 3 $ 725,000 $ 241,666 $ 63,000
Tallahassee, FL 3 $ 745,000 $ 248,333 $ 63,000
Valdosta, GA 3 $ 715,000 $ 238,333 $ 53,000
Warner Robins, GA 3 $ 915,000 $ 305,000 $ 55,000
Yuma, AZ 3 $ 1,305,000 $ 435,000 $ 116,000
Akron, OH 2 $ 540,000 $ 270,000 $ 99,000
Athens-Clarke County, GA 2 $ 710,000 $ 355,000 $ 62,000
Bakersfield, CA 2 $ 680,000 $ 340,000 $ 69,000
Cleveland, TN 2 $ 580,000 $ 290,000 $ 77,000
Dayton-Springfield-Kettering, OH 2 $ 540,000 $ 270,000 $ 62,000
Fairbanks, AK 2 $ 590,000 $ 295,000 $ 26,000
Flint, MI 2 $ 350,000 $ 175,000 $ 161,000
Florence-Muscle Shoals, AL 2 $ 890,000 $ 445,000 $ 101,000
Grants Pass, OR 2 $ 410,000 $ 205,000 $ 54,000
Jackson, MI 2 $ 470,000 $ 235,000 $ 56,000
Kalamazoo-Portage, MI 2 $ 520,000 $ 260,000 $ 82,000
Mobile, AL 2 $ 540,000 $ 270,000 $ 94,000
Modesto, CA 2 $ 560,000 $ 280,000 $ 48,000
Rockford, IL 2 $ 540,000 $ 270,000 $ 115,000
Rocky Mount, NC 2 $ 510,000 $ 255,000 $ 48,000
Rome, GA 2 $ 710,000 $ 355,000 $ 109,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 1,010,000 $ 505,000 $ 122,000
Santa Rosa, CA 2 $ 700,000 $ 350,000 $ 74,000
Sierra Vista-Douglas, AZ 2 $ 650,000 $ 325,000 $ 93,000
Springfield, OH 2 $ 590,000 $ 295,000 $ 100,000
State College, PA 2 $ 680,000 $ 340,000 $ 49,000
Toledo, OH 2 $ 880,000 $ 440,000 $ 130,000
Vineland-Bridgeton, NJ 2 $ 570,000 $ 285,000 $ 73,000
Abilene, TX 1 $ 305,000 $ 305,000 $ 90,000
Albany, GA 1 $ 255,000 $ 255,000 $ 68,000
Battle Creek, MI 1 $ 265,000 $ 265,000 $ 96,000
Bloomington, IL 1 $ 255,000 $ 255,000 $ 60,000
Bloomington, IN 1 $ 305,000 $ 305,000 $ 43,000
Bremerton-Silverdale, WA 1 $ 565,000 $ 565,000 $ 93,000
Chambersburg-Waynesboro, PA 1 $ 335,000 $ 335,000 $ 71,000
Chico, CA 1 $ 195,000 $ 195,000 $ 109,000
Corvallis, OR 1 $ 755,000 $ 755,000 $ 152,000
Dalton, GA 1 $ 225,000 $ 225,000 $ 18,000
Davenport-Moline-Rock Island, IA-IL 1 $ 255,000 $ 255,000 $ 76,000
El Paso, TX 1 $ 85,000 $ 85,000 $ 47,000
Goldsboro, NC 1 $ 275,000 $ 275,000 $ 83,000
Johnson City, TN 1 $ 295,000 $ 295,000 $ 105,000
Kankakee, IL 1 $ 365,000 $ 365,000 $ 144,000
Kennewick-Richland, WA 1 $ 385,000 $ 385,000 $ 88,000
Killeen-Temple, TX 1 $ 265,000 $ 265,000 $ 108,000
Laredo, TX 1 $ 255,000 $ 255,000 $ 85,000
Louisville/Jefferson County, KY-IN 1 $ 245,000 $ 245,000 $ 72,000
Montgomery, AL 1 $ 265,000 $ 265,000 $ 66,000
Morristown, TN 1 $ 225,000 $ 225,000 $ 46,000
Muncie, IN 1 $ 265,000 $ 265,000 $ 102,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 335,000 $ 335,000 $ 130,000
Peoria, IL 1 $ 215,000 $ 215,000 $ 36,000
Sandusky, OH 1 $ 295,000 $ 295,000 $ 69,000
Trenton, NJ 1 $ 455,000 $ 455,000 $ 150,000
Tuscaloosa, AL 1 $ 335,000 $ 335,000 $ 75,000
Visalia-Porterville, CA 1 $ 305,000 $ 305,000 $ 52,000

Mortgage Loan Application Detail Totals for Saygo Home Loans, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,602 $546,120,000 $340,000 $4,325,000 $92,000 $1,320,000
Refinancing 1,248 $421,480,000 $337,000 $1,305,000 $107,000 $1,872,000
Home Purchase 21 $8,595,000 $409,000 $645,000 $134,000 $300,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,469 $500,075,000 $340,000 $4,325,000 $100,000 $1,260,000
Not Provided 749 $257,385,000 $343,000 $2,005,000 $98,000 $1,872,000
Black or African American 389 $123,315,000 $317,000 $1,125,000 $82,000 $360,000
Hispanic 139 $49,225,000 $354,000 $1,505,000 $121,000 $1,800,000
Asian 104 $37,640,000 $361,000 $765,000 $117,000 $400,000
American Indian or Alaskan Native 16 $6,950,000 $434,000 $1,205,000 $115,000 $300,000
Native Hawaiian or Other Pacific Islander 5 $1,605,000 $321,000 $495,000 $105,000 $198,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,369 $472,345,000 $345,000 $4,325,000 $115,000 $1,872,000
FHA-insured (Federal Housing Administration) 829 $268,595,000 $323,000 $925,000 $85,000 $1,260,000
VA-guaranteed (Veterans Administration) 673 $235,255,000 $349,000 $1,505,000 $85,000 $390,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,972 $658,080,000 $333,000 $2,005,000 $99,000 $1,800,000
File Closed For Incompleteness 423 $154,065,000 $364,000 $4,325,000 $107,000 $1,872,000
Loan Originated 364 $121,810,000 $334,000 $1,375,000 $95,000 $720,000
Application Denied By Financial Institution 61 $22,905,000 $375,000 $1,105,000 $87,000 $277,000
Application Approved But Not Accepted 51 $19,335,000 $379,000 $2,125,000 $91,000 $710,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,810 $953,290,000 $339,000 $4,325,000 $99,000 $1,872,000
Debt-To-Income Ratio 32 $13,050,000 $407,000 $1,105,000 $89,000 $264,000
Credit History 18 $5,800,000 $322,000 $525,000 $87,000 $277,000
Other 5 $1,795,000 $359,000 $735,000 $74,000 $120,000
Employment History 4 $1,390,000 $347,000 $495,000 $77,000 $94,000
Collateral 2 $870,000 $435,000 $525,000 $119,000 $163,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Saygo Home Loans, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Saygo Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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