South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
South State Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 9,652 |
| Total Mortgage Loan Application Amount | $1,881,124,000 |
| Average Mortgage Loan Application Amount | $163,666 |
| Highest Mortgage Loan Application Amount | $18,900,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $6,439,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 952 | $ 298,579,000 | $ 313,000 | $ 156,000 |
| Greenville County South Carolina | 760 | $ 192,239,000 | $ 252,000 | $ 130,000 |
| Horry County South Carolina | 697 | $ 116,578,000 | $ 167,000 | $ 89,000 |
| Beaufort County South Carolina | 448 | $ 112,537,000 | $ 251,000 | $ 126,000 |
| York County South Carolina | 415 | $ 91,882,000 | $ 221,000 | $ 125,000 |
| Mecklenburg County North Carolina | 344 | $ 131,225,000 | $ 381,000 | $ 201,000 |
| Berkeley County South Carolina | 340 | $ 69,755,000 | $ 205,000 | $ 98,000 |
| Anderson County South Carolina | 282 | $ 45,525,000 | $ 161,000 | $ 85,000 |
| Chatham County Georgia | 273 | $ 89,475,000 | $ 327,000 | $ 166,000 |
| Richland County South Carolina | 261 | $ 59,541,000 | $ 228,000 | $ 153,000 |
| Florence County South Carolina | 248 | $ 36,378,000 | $ 146,000 | $ 92,000 |
| Lexington County South Carolina | 224 | $ 41,986,000 | $ 187,000 | $ 123,000 |
| Dorchester County South Carolina | 216 | $ 26,492,000 | $ 122,000 | $ 76,000 |
| Orangeburg County South Carolina | 195 | $ 17,032,000 | $ 87,000 | $ 59,000 |
| Pickens County South Carolina | 187 | $ 32,253,000 | $ 172,000 | $ 105,000 |
| Brunswick County North Carolina | 182 | $ 43,281,000 | $ 237,000 | $ 123,000 |
| Georgetown County South Carolina | 181 | $ 33,384,000 | $ 184,000 | $ 96,000 |
| Oconee County South Carolina | 161 | $ 32,886,000 | $ 204,000 | $ 108,000 |
| Spartanburg County South Carolina | 136 | $ 26,129,000 | $ 192,000 | $ 109,000 |
| Habersham County Georgia | 114 | $ 10,790,000 | $ 94,000 | $ 52,000 |
| Jasper County South Carolina | 87 | $ 9,667,000 | $ 111,000 | $ 72,000 |
| Colleton County South Carolina | 84 | $ 9,456,000 | $ 112,000 | $ 95,000 |
| Clarke County Georgia | 77 | $ 10,051,000 | $ 130,000 | $ 75,000 |
| New Hanover County North Carolina | 75 | $ 19,032,000 | $ 253,000 | $ 104,000 |
| Jackson County Georgia | 58 | $ 5,700,000 | $ 98,000 | $ 65,000 |
| Bryan County Georgia | 56 | $ 13,663,000 | $ 243,000 | $ 105,000 |
| Hall County Georgia | 53 | $ 7,282,000 | $ 137,000 | $ 69,000 |
| Laurens County Georgia | 50 | $ 7,155,000 | $ 143,000 | $ 85,000 |
| Buncombe County North Carolina | 48 | $ 10,943,000 | $ 227,000 | $ 147,000 |
| Barrow County Georgia | 46 | $ 5,518,000 | $ 119,000 | $ 60,000 |
| Robeson County North Carolina | 45 | $ 3,148,000 | $ 69,000 | $ 53,000 |
| Stephens County Georgia | 44 | $ 3,067,000 | $ 69,000 | $ 57,000 |
| Union County North Carolina | 44 | $ 14,504,000 | $ 329,000 | $ 160,000 |
| Darlington County South Carolina | 43 | $ 3,690,000 | $ 85,000 | $ 54,000 |
| Bamberg County South Carolina | 37 | $ 2,026,000 | $ 54,000 | $ 45,000 |
| Clarendon County South Carolina | 35 | $ 4,250,000 | $ 121,000 | $ 128,000 |
| Laurens County South Carolina | 35 | $ 2,869,000 | $ 81,000 | $ 47,000 |
| Oconee County Georgia | 33 | $ 8,496,000 | $ 257,000 | $ 116,000 |
| Rabun County Georgia | 32 | $ 3,255,000 | $ 101,000 | $ 50,000 |
| Lancaster County South Carolina | 30 | $ 4,083,000 | $ 136,000 | $ 64,000 |
| Haywood County North Carolina | 28 | $ 4,363,000 | $ 155,000 | $ 74,000 |
| Sumter County South Carolina | 28 | $ 1,646,000 | $ 58,000 | $ 38,000 |
| Williamsburg County South Carolina | 28 | $ 2,098,000 | $ 74,000 | $ 67,000 |
| Gaston County North Carolina | 27 | $ 5,911,000 | $ 218,000 | $ 115,000 |
| Aiken County South Carolina | 27 | $ 2,791,000 | $ 103,000 | $ 69,000 |
| Columbia County Florida | 26 | $ 1,656,000 | $ 63,000 | $ 54,000 |
| Chesterfield County South Carolina | 26 | $ 1,875,000 | $ 72,000 | $ 58,000 |
| Kershaw County South Carolina | 26 | $ 4,314,000 | $ 165,000 | $ 118,000 |
| Smyth County Virginia | 26 | $ 2,496,000 | $ 96,000 | $ 47,000 |
| White County Georgia | 25 | $ 2,627,000 | $ 105,000 | $ 49,000 |
| Marion County South Carolina | 25 | $ 2,293,000 | $ 91,000 | $ 51,000 |
| Mobile County Alabama | 24 | $ 1,647,000 | $ 68,000 | $ 57,000 |
| Pender County North Carolina | 24 | $ 3,973,000 | $ 165,000 | $ 87,000 |
| Calhoun County South Carolina | 22 | $ 2,517,000 | $ 114,000 | $ 46,000 |
| Greenwood County South Carolina | 22 | $ 3,123,000 | $ 141,000 | $ 80,000 |
| Cherokee County Georgia | 21 | $ 4,233,000 | $ 201,000 | $ 105,000 |
| Jones County Georgia | 21 | $ 3,002,000 | $ 142,000 | $ 69,000 |
| Madison County Georgia | 21 | $ 2,491,000 | $ 118,000 | $ 59,000 |
| Suwannee County Florida | 19 | $ 1,260,000 | $ 66,000 | $ 59,000 |
| Cherokee County South Carolina | 19 | $ 1,173,000 | $ 61,000 | $ 56,000 |
| Franklin County Georgia | 18 | $ 1,254,000 | $ 69,000 | $ 44,000 |
| Thomas County Georgia | 18 | $ 2,855,000 | $ 158,000 | $ 70,000 |
| Banks County Georgia | 17 | $ 1,107,000 | $ 65,000 | $ 56,000 |
| Glynn County Georgia | 17 | $ 4,218,000 | $ 248,000 | $ 171,000 |
| Towns County Georgia | 17 | $ 2,278,000 | $ 134,000 | $ 95,000 |
| Alachua County Florida | 15 | $ 943,000 | $ 62,000 | $ 56,000 |
| Effingham County Georgia | 15 | $ 2,222,000 | $ 148,000 | $ 46,000 |
| Henderson County North Carolina | 15 | $ 3,609,000 | $ 240,000 | $ 143,000 |
| Chester County South Carolina | 15 | $ 3,362,000 | $ 224,000 | $ 121,000 |
| Hampton County South Carolina | 15 | $ 1,199,000 | $ 79,000 | $ 46,000 |
| Lynchburg County Virginia | 15 | $ 3,337,000 | $ 222,000 | $ 118,000 |
| Nassau County Florida | 14 | $ 985,000 | $ 70,000 | $ 58,000 |
| Polk County Florida | 14 | $ 759,000 | $ 54,000 | $ 71,000 |
| Cabarrus County North Carolina | 14 | $ 3,873,000 | $ 276,000 | $ 142,000 |
| Duval County Florida | 13 | $ 893,000 | $ 68,000 | $ 57,000 |
| Cobb County Georgia | 13 | $ 2,774,000 | $ 213,000 | $ 124,000 |
| Hart County Georgia | 13 | $ 1,900,000 | $ 146,000 | $ 176,000 |
| Bladen County North Carolina | 13 | $ 766,000 | $ 58,000 | $ 62,000 |
| Mecklenburg County Virginia | 13 | $ 2,414,000 | $ 185,000 | $ 86,000 |
| Fulton County Georgia | 12 | $ 3,110,000 | $ 259,000 | $ 110,000 |
| Lincoln County Mississippi | 12 | $ 670,000 | $ 55,000 | $ 59,000 |
| Jackson County North Carolina | 12 | $ 2,451,000 | $ 204,000 | $ 110,000 |
| Wayne County North Carolina | 12 | $ 621,000 | $ 51,000 | $ 40,000 |
| Baker County Florida | 11 | $ 732,000 | $ 66,000 | $ 71,000 |
| Coffee County Georgia | 11 | $ 609,000 | $ 55,000 | $ 62,000 |
| Fairfield County South Carolina | 11 | $ 1,731,000 | $ 157,000 | $ 260,000 |
| Newberry County South Carolina | 11 | $ 1,522,000 | $ 138,000 | $ 91,000 |
| Bedford County Virginia | 11 | $ 2,787,000 | $ 253,000 | $ 116,000 |
| Levy County Florida | 10 | $ 563,000 | $ 56,000 | $ 54,000 |
| Wayne County Georgia | 10 | $ 714,000 | $ 71,000 | $ 51,000 |
| Columbus County North Carolina | 10 | $ 501,000 | $ 50,000 | $ 39,000 |
| Abbeville County South Carolina | 10 | $ 739,000 | $ 73,000 | $ 50,000 |
| Barnwell County South Carolina | 10 | $ 868,000 | $ 86,000 | $ 72,000 |
| Dillon County South Carolina | 10 | $ 1,030,000 | $ 103,000 | $ 43,000 |
| DeKalb County Georgia | 9 | $ 2,273,000 | $ 252,000 | $ 90,000 |
| Marlboro County South Carolina | 9 | $ 698,000 | $ 77,000 | $ 41,000 |
| Roanoke County Virginia | 9 | $ 1,533,000 | $ 170,000 | $ 71,000 |
| Gilchrist County Florida | 8 | $ 336,000 | $ 42,000 | $ 37,000 |
| Hillsborough County Florida | 8 | $ 621,000 | $ 77,000 | $ 58,000 |
| Union County Florida | 8 | $ 566,000 | $ 70,000 | $ 70,000 |
| Charlton County Georgia | 8 | $ 496,000 | $ 62,000 | $ 40,000 |
| Cook County Georgia | 8 | $ 622,000 | $ 77,000 | $ 45,000 |
| Forsyth County Georgia | 8 | $ 1,656,000 | $ 207,000 | $ 118,000 |
| Liberty County Georgia | 8 | $ 1,113,000 | $ 139,000 | $ 27,000 |
| George County Mississippi | 8 | $ 523,000 | $ 65,000 | $ 74,000 |
| Hinds County Mississippi | 8 | $ 664,000 | $ 83,000 | $ 56,000 |
| Lamar County Mississippi | 8 | $ 374,000 | $ 46,000 | $ 54,000 |
| Lincoln County North Carolina | 8 | $ 2,005,000 | $ 250,000 | $ 92,000 |
| Onslow County North Carolina | 8 | $ 943,000 | $ 117,000 | $ 65,000 |
| Sampson County North Carolina | 8 | $ 350,000 | $ 43,000 | $ 49,000 |
| Baldwin County Alabama | 7 | $ 475,000 | $ 67,000 | $ 60,000 |
| Jefferson County Alabama | 7 | $ 537,000 | $ 76,000 | $ 54,000 |
| Bay County Florida | 7 | $ 524,000 | $ 74,000 | $ 54,000 |
| Clay County Florida | 7 | $ 500,000 | $ 71,000 | $ 64,000 |
| Madison County Florida | 7 | $ 362,000 | $ 51,000 | $ 33,000 |
| Marion County Florida | 7 | $ 476,000 | $ 68,000 | $ 40,000 |
| Okaloosa County Florida | 7 | $ 548,000 | $ 78,000 | $ 96,000 |
| St. Lucie County Florida | 7 | $ 601,000 | $ 85,000 | $ 63,000 |
| Bulloch County Georgia | 7 | $ 319,000 | $ 45,000 | $ 42,000 |
| Elbert County Georgia | 7 | $ 485,000 | $ 69,000 | $ 39,000 |
| Gwinnett County Georgia | 7 | $ 1,681,000 | $ 240,000 | $ 105,000 |
| Houston County Georgia | 7 | $ 1,803,000 | $ 257,000 | $ 107,000 |
| Morgan County Georgia | 7 | $ 1,216,000 | $ 173,000 | $ 94,000 |
| Pierce County Georgia | 7 | $ 401,000 | $ 57,000 | $ 63,000 |
| Forrest County Mississippi | 7 | $ 372,000 | $ 53,000 | $ 48,000 |
| Greene County Mississippi | 7 | $ 430,000 | $ 61,000 | $ 62,000 |
| Jones County Mississippi | 7 | $ 492,000 | $ 70,000 | $ 61,000 |
| Perry County Mississippi | 7 | $ 532,000 | $ 76,000 | $ 60,000 |
| Duplin County North Carolina | 7 | $ 360,000 | $ 51,000 | $ 45,000 |
| Iredell County North Carolina | 7 | $ 2,482,000 | $ 354,000 | $ 180,000 |
| Colbert County Alabama | 6 | $ 410,000 | $ 68,000 | $ 86,000 |
| Shelby County Alabama | 6 | $ 333,000 | $ 55,000 | $ 46,000 |
| Escambia County Florida | 6 | $ 441,000 | $ 73,000 | $ 45,000 |
| Union County Georgia | 6 | $ 1,122,000 | $ 187,000 | $ 65,000 |
| Amite County Mississippi | 6 | $ 467,000 | $ 77,000 | $ 68,000 |
| Jackson County Mississippi | 6 | $ 511,000 | $ 85,000 | $ 106,000 |
| Lawrence County Mississippi | 6 | $ 461,000 | $ 76,000 | $ 53,000 |
| Pontotoc County Mississippi | 6 | $ 375,000 | $ 62,000 | $ 60,000 |
| Cleveland County North Carolina | 6 | $ 560,000 | $ 93,000 | $ 71,000 |
| Davidson County North Carolina | 6 | $ 706,000 | $ 117,000 | $ 47,000 |
| Lenoir County North Carolina | 6 | $ 215,000 | $ 35,000 | $ 41,000 |
| Randolph County North Carolina | 6 | $ 352,000 | $ 58,000 | $ 40,000 |
| Wake County North Carolina | 6 | $ 1,051,000 | $ 175,000 | $ 90,000 |
| Watauga County North Carolina | 6 | $ 2,390,000 | $ 398,000 | $ 456,000 |
| Lee County South Carolina | 6 | $ 396,000 | $ 66,000 | $ 66,000 |
| Union County South Carolina | 6 | $ 501,000 | $ 83,000 | $ 37,000 |
| Lunenburg County Virginia | 6 | $ 994,000 | $ 165,000 | $ 78,000 |
| Bibb County Alabama | 5 | $ 300,000 | $ 60,000 | $ 48,000 |
| Clarke County Alabama | 5 | $ 247,000 | $ 49,000 | $ 42,000 |
| St. Clair County Alabama | 5 | $ 252,000 | $ 50,000 | $ 41,000 |
| Talladega County Alabama | 5 | $ 415,000 | $ 83,000 | $ 106,000 |
| Washington County Alabama | 5 | $ 331,000 | $ 66,000 | $ 84,000 |
| Atkinson County Georgia | 5 | $ 329,000 | $ 65,000 | $ 44,000 |
| Bartow County Georgia | 5 | $ 1,134,000 | $ 226,000 | $ 164,000 |
| Lowndes County Georgia | 5 | $ 921,000 | $ 184,000 | $ 121,000 |
| Toombs County Georgia | 5 | $ 431,000 | $ 86,000 | $ 68,000 |
| Covington County Mississippi | 5 | $ 329,000 | $ 65,000 | $ 64,000 |
| Harrison County Mississippi | 5 | $ 271,000 | $ 54,000 | $ 62,000 |
| Clay County North Carolina | 5 | $ 737,000 | $ 147,000 | $ 90,000 |
| Cumberland County North Carolina | 5 | $ 229,000 | $ 45,000 | $ 48,000 |
| Greene County North Carolina | 5 | $ 266,000 | $ 53,000 | $ 72,000 |
| Guilford County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 183,000 |
| Moore County North Carolina | 5 | $ 862,000 | $ 172,000 | $ 245,000 |
| Polk County North Carolina | 5 | $ 722,000 | $ 144,000 | $ 62,000 |
| Rutherford County North Carolina | 5 | $ 1,062,000 | $ 212,000 | $ 239,000 |
| Scotland County North Carolina | 5 | $ 586,000 | $ 117,000 | $ 52,000 |
| Transylvania County North Carolina | 5 | $ 818,000 | $ 163,000 | $ 101,000 |
| Wilkes County North Carolina | 5 | $ 661,000 | $ 132,000 | $ 65,000 |
| Washington County Virginia | 5 | $ 712,000 | $ 142,000 | $ 43,000 |
| Franklin County Alabama | 4 | $ 204,000 | $ 51,000 | $ 46,000 |
| Lauderdale County Alabama | 4 | $ 212,000 | $ 53,000 | $ 58,000 |
| Monroe County Alabama | 4 | $ 168,000 | $ 42,000 | $ 43,000 |
| Tuscaloosa County Alabama | 4 | $ 217,000 | $ 54,000 | $ 48,000 |
| Bradford County Florida | 4 | $ 226,000 | $ 56,000 | $ 47,000 |
| Hernando County Florida | 4 | $ 256,000 | $ 64,000 | $ 124,000 |
| Lake County Florida | 4 | $ 162,000 | $ 40,000 | $ 106,000 |
| Okeechobee County Florida | 4 | $ 341,000 | $ 85,000 | $ 78,000 |
| Putnam County Florida | 4 | $ 290,000 | $ 72,000 | $ 39,000 |
| Sumter County Florida | 4 | $ 321,000 | $ 80,000 | $ 55,000 |
| Walton County Florida | 4 | $ 326,000 | $ 81,000 | $ 54,000 |
| Bacon County Georgia | 4 | $ 252,000 | $ 63,000 | $ 54,000 |
| Brantley County Georgia | 4 | $ 223,000 | $ 55,000 | $ 44,000 |
| Burke County Georgia | 4 | $ 201,000 | $ 50,000 | $ 33,000 |
| Camden County Georgia | 4 | $ 284,000 | $ 71,000 | $ 49,000 |
| Colquitt County Georgia | 4 | $ 163,000 | $ 40,000 | $ 47,000 |
| Grady County Georgia | 4 | $ 419,000 | $ 104,000 | $ 52,000 |
| Harris County Georgia | 4 | $ 279,000 | $ 69,000 | $ 62,000 |
| Lumpkin County Georgia | 4 | $ 479,000 | $ 119,000 | $ 164,000 |
| Oglethorpe County Georgia | 4 | $ 431,000 | $ 107,000 | $ 48,000 |
| Ware County Georgia | 4 | $ 204,000 | $ 51,000 | $ 104,000 |
| Adams County Mississippi | 4 | $ 359,000 | $ 89,000 | $ 70,000 |
| Copiah County Mississippi | 4 | $ 219,000 | $ 54,000 | $ 79,000 |
| Marion County Mississippi | 4 | $ 350,000 | $ 87,000 | $ 50,000 |
| Caldwell County North Carolina | 4 | $ 921,000 | $ 230,000 | $ 175,000 |
| Carteret County North Carolina | 4 | $ 268,000 | $ 67,000 | $ 48,000 |
| Craven County North Carolina | 4 | $ 203,000 | $ 50,000 | $ 46,000 |
| Johnston County North Carolina | 4 | $ 124,000 | $ 31,000 | $ 38,000 |
| Allendale County South Carolina | 4 | $ 242,000 | $ 60,000 | $ 33,000 |
| Edgefield County South Carolina | 4 | $ 179,000 | $ 44,000 | $ 49,000 |
| Saluda County South Carolina | 4 | $ 493,000 | $ 123,000 | $ 111,000 |
| Botetourt County Virginia | 4 | $ 782,000 | $ 195,000 | $ 125,000 |
| Bristol County Virginia | 4 | $ 408,000 | $ 102,000 | $ 38,000 |
| Rockbridge County Virginia | 4 | $ 1,146,000 | $ 286,000 | $ 96,000 |
| Wythe County Virginia | 4 | $ 533,000 | $ 133,000 | $ 57,000 |
| Blount County Alabama | 3 | $ 238,000 | $ 79,000 | $ 63,000 |
| Henry County Alabama | 3 | $ 134,000 | $ 44,000 | $ 40,000 |
| Jackson County Alabama | 3 | $ 184,000 | $ 61,000 | $ 51,000 |
| Pickens County Alabama | 3 | $ 155,000 | $ 51,000 | $ 79,000 |
| Walker County Alabama | 3 | $ 182,000 | $ 60,000 | $ 63,000 |
| Dixie County Florida | 3 | $ 169,000 | $ 56,000 | $ 38,000 |
| Hamilton County Florida | 3 | $ 154,000 | $ 51,000 | $ 53,000 |
| St. Johns County Florida | 3 | $ 243,000 | $ 81,000 | $ 66,000 |
| Taylor County Florida | 3 | $ 283,000 | $ 94,000 | $ 67,000 |
| Volusia County Florida | 3 | $ 583,000 | $ 194,000 | $ 43,000 |
| Appling County Georgia | 3 | $ 157,000 | $ 52,000 | $ 78,000 |
| Berrien County Georgia | 3 | $ 169,000 | $ 56,000 | $ 29,000 |
| Emanuel County Georgia | 3 | $ 196,000 | $ 65,000 | $ 59,000 |
| Floyd County Georgia | 3 | $ 267,000 | $ 89,000 | $ 142,000 |
| Jeff Davis County Georgia | 3 | $ 184,000 | $ 61,000 | $ 53,000 |
| Johnson County Georgia | 3 | $ 432,000 | $ 144,000 | $ 105,000 |
| Long County Georgia | 3 | $ 158,000 | $ 52,000 | $ 37,000 |
| McIntosh County Georgia | 3 | $ 262,000 | $ 87,000 | $ 58,000 |
| Pickens County Georgia | 3 | $ 445,000 | $ 148,000 | $ 77,000 |
| Putnam County Georgia | 3 | $ 669,000 | $ 223,000 | $ 288,000 |
| Tattnall County Georgia | 3 | $ 372,000 | $ 124,000 | $ 68,000 |
| Walton County Georgia | 3 | $ 367,000 | $ 122,000 | $ 79,000 |
| Clarke County Mississippi | 3 | $ 253,000 | $ 84,000 | $ 85,000 |
| Franklin County Mississippi | 3 | $ 225,000 | $ 75,000 | $ 65,000 |
| Jasper County Mississippi | 3 | $ 158,000 | $ 52,000 | $ 45,000 |
| Jefferson County Mississippi | 3 | $ 364,000 | $ 121,000 | $ 211,000 |
| Kemper County Mississippi | 3 | $ 212,000 | $ 70,000 | $ 62,000 |
| Pearl River County Mississippi | 3 | $ 156,000 | $ 52,000 | $ 28,000 |
| Rankin County Mississippi | 3 | $ 123,000 | $ 41,000 | $ 32,000 |
| Stone County Mississippi | 3 | $ 240,000 | $ 80,000 | $ 59,000 |
| Wayne County Mississippi | 3 | $ 232,000 | $ 77,000 | $ 46,000 |
| Ashe County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 105,000 |
| Cherokee County North Carolina | 3 | $ 657,000 | $ 219,000 | $ 161,000 |
| Edgecombe County North Carolina | 3 | $ 218,000 | $ 72,000 | $ 68,000 |
| Richmond County North Carolina | 3 | $ 203,000 | $ 67,000 | $ 69,000 |
| Warren County Tennessee | 3 | $ 181,000 | $ 60,000 | $ 23,000 |
| Amelia County Virginia | 3 | $ 281,000 | $ 93,000 | $ 36,000 |
| Amherst County Virginia | 3 | $ 412,000 | $ 137,000 | $ 67,000 |
| Appomattox County Virginia | 3 | $ 516,000 | $ 172,000 | $ 52,000 |
| Brunswick County Virginia | 3 | $ 380,000 | $ 126,000 | $ 58,000 |
| Campbell County Virginia | 3 | $ 503,000 | $ 167,000 | $ 85,000 |
| Carroll County Virginia | 3 | $ 510,000 | $ 170,000 | $ 55,000 |
| Frederick County Virginia | 3 | $ 207,000 | $ 69,000 | $ 29,000 |
| Giles County Virginia | 3 | $ 386,000 | $ 128,000 | $ 87,000 |
| Roanoke City County Virginia | 3 | $ 563,000 | $ 187,000 | $ 83,000 |
| Russell County Virginia | 3 | $ 274,000 | $ 91,000 | $ 34,000 |
| Butler County Alabama | 2 | $ 101,000 | $ 50,000 | $ 54,000 |
| Chilton County Alabama | 2 | $ 74,000 | $ 37,000 | $ 48,000 |
| Covington County Alabama | 2 | $ 138,000 | $ 69,000 | $ 65,000 |
| Fayette County Alabama | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Lawrence County Alabama | 2 | $ 186,000 | $ 93,000 | $ 43,000 |
| Randolph County Alabama | 2 | $ 81,000 | $ 40,000 | $ 16,000 |
| Tallapoosa County Alabama | 2 | $ 106,000 | $ 53,000 | $ 34,000 |
| Winston County Alabama | 2 | $ 158,000 | $ 79,000 | $ 47,000 |
| Citrus County Florida | 2 | $ 154,000 | $ 77,000 | $ 54,000 |
| Gadsden County Florida | 2 | $ 140,000 | $ 70,000 | $ 24,000 |
| Hendry County Florida | 2 | $ 128,000 | $ 64,000 | $ 227,000 |
| Holmes County Florida | 2 | $ 132,000 | $ 66,000 | $ 66,000 |
| Lee County Florida | 2 | $ 169,000 | $ 84,000 | $ 90,000 |
| Manatee County Florida | 2 | $ 92,000 | $ 46,000 | $ 103,000 |
| Orange County Florida | 2 | $ 79,000 | $ 39,000 | $ 68,000 |
| Osceola County Florida | 2 | $ 156,000 | $ 78,000 | $ 83,000 |
| Pasco County Florida | 2 | $ 155,000 | $ 77,000 | $ 46,000 |
| Pinellas County Florida | 2 | $ 119,000 | $ 59,000 | $ 54,000 |
| Santa Rosa County Florida | 2 | $ 81,000 | $ 40,000 | $ 25,000 |
| Bibb County Georgia | 2 | $ 530,000 | $ 265,000 | $ 146,000 |
| Clinch County Georgia | 2 | $ 152,000 | $ 76,000 | $ 85,000 |
| Columbia County Georgia | 2 | $ 166,000 | $ 83,000 | $ 144,000 |
| Greene County Georgia | 2 | $ 484,000 | $ 242,000 | $ 130,000 |
| Hancock County Georgia | 2 | $ 99,000 | $ 49,000 | $ 36,000 |
| Monroe County Georgia | 2 | $ 221,000 | $ 110,000 | $ 60,000 |
| Montgomery County Georgia | 2 | $ 124,000 | $ 62,000 | $ 64,000 |
| Murray County Georgia | 2 | $ 189,000 | $ 94,000 | $ 69,000 |
| Newton County Georgia | 2 | $ 322,000 | $ 161,000 | $ 65,000 |
| Tift County Georgia | 2 | $ 79,000 | $ 39,000 | $ 16,000 |
| Turner County Georgia | 2 | $ 179,000 | $ 89,000 | $ 91,000 |
| Washington County Georgia | 2 | $ 117,000 | $ 58,000 | $ 89,000 |
| Clay County Mississippi | 2 | $ 115,000 | $ 57,000 | $ 39,000 |
| Lauderdale County Mississippi | 2 | $ 79,000 | $ 39,000 | $ 90,000 |
| Lowndes County Mississippi | 2 | $ 88,000 | $ 44,000 | $ 28,000 |
| Monroe County Mississippi | 2 | $ 101,000 | $ 50,000 | $ 31,000 |
| Neshoba County Mississippi | 2 | $ 125,000 | $ 62,000 | $ 40,000 |
| Newton County Mississippi | 2 | $ 67,000 | $ 33,000 | $ 32,000 |
| Pike County Mississippi | 2 | $ 184,000 | $ 92,000 | $ 45,000 |
| Tate County Mississippi | 2 | $ 133,000 | $ 66,000 | $ 51,000 |
| Wilkinson County Mississippi | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Alleghany County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 45,000 |
| Burke County North Carolina | 2 | $ 572,000 | $ 286,000 | $ 329,000 |
| Catawba County North Carolina | 2 | $ 548,000 | $ 274,000 | $ 215,000 |
| Chatham County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 30,000 |
| Macon County North Carolina | 2 | $ 72,000 | $ 36,000 | $ 18,000 |
| McDowell County North Carolina | 2 | $ 1,404,000 | $ 702,000 | $ 237,000 |
| Nash County North Carolina | 2 | $ 109,000 | $ 54,000 | $ 47,000 |
| Northampton County North Carolina | 2 | $ 142,000 | $ 71,000 | $ 45,000 |
| Person County North Carolina | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| Pitt County North Carolina | 2 | $ 75,000 | $ 37,000 | $ 83,000 |
| Rowan County North Carolina | 2 | $ 737,000 | $ 368,000 | $ 129,000 |
| Warren County North Carolina | 2 | $ 516,000 | $ 258,000 | $ 180,000 |
| Yadkin County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 49,000 |
| McCormick County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 22,000 |
| Hawkins County Tennessee | 2 | $ 133,000 | $ 66,000 | $ 20,000 |
| Moore County Tennessee | 2 | $ 81,000 | $ 40,000 | $ 79,000 |
| Sequatchie County Tennessee | 2 | $ 131,000 | $ 65,000 | $ 45,000 |
| Wayne County Tennessee | 2 | $ 126,000 | $ 63,000 | $ 53,000 |
| Montgomery County Virginia | 2 | $ 493,000 | $ 246,000 | $ 90,000 |
| Nottoway County Virginia | 2 | $ 272,000 | $ 136,000 | $ 99,000 |
| Pittsylvania County Virginia | 2 | $ 221,000 | $ 110,000 | $ 54,000 |
| Bullock County Alabama | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Chambers County Alabama | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Clay County Alabama | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Cleburne County Alabama | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Conecuh County Alabama | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Cullman County Alabama | 1 | $ 26,000 | $ 26,000 | $ 82,000 |
| Dale County Alabama | 1 | $ 76,000 | $ 76,000 | $ 286,000 |
| Dallas County Alabama | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
| Elmore County Alabama | 1 | $ 59,000 | $ 59,000 | $ 67,000 |
| Escambia County Alabama | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Lamar County Alabama | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| Limestone County Alabama | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Madison County Alabama | 1 | $ 29,000 | $ 29,000 | $ 156,000 |
| Marshall County Alabama | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Morgan County Alabama | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Calhoun County Florida | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Collier County Florida | 1 | $ 112,000 | $ 112,000 | $ 105,000 |
| DeSoto County Florida | 1 | $ 117,000 | $ 117,000 | $ 126,000 |
| Flagler County Florida | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Gulf County Florida | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Jackson County Florida | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Leon County Florida | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Wakulla County Florida | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Baldwin County Georgia | 1 | $ 416,000 | $ 416,000 | $ 448,000 |
| Bleckley County Georgia | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Brooks County Georgia | 1 | $ 11,000 | $ 11,000 | $ 19,000 |
| Candler County Georgia | 1 | $ 57,000 | $ 57,000 | $ 52,000 |
| Crisp County Georgia | 1 | $ 375,000 | $ 375,000 | $ 207,000 |
| Dodge County Georgia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Dougherty County Georgia | 1 | $ 46,000 | $ 46,000 | $ 57,000 |
| Early County Georgia | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Fannin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Jasper County Georgia | 1 | $ 61,000 | $ 61,000 | $ 39,000 |
| Lee County Georgia | 1 | $ 92,000 | $ 92,000 | $ 68,000 |
| McDuffie County Georgia | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Peach County Georgia | 1 | $ 110,000 | $ 110,000 | $ 68,000 |
| Pulaski County Georgia | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Quitman County Georgia | 1 | $ 93,000 | $ 93,000 | $ 93,000 |
| Richmond County Georgia | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Screven County Georgia | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Warren County Georgia | 1 | $ 184,000 | $ 184,000 | $ 68,000 |
| Webster County Georgia | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| Wheeler County Georgia | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Wilkes County Georgia | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| Wilkinson County Georgia | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Worth County Georgia | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Baltimore County Maryland | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Montgomery County Maryland | 1 | $ 241,000 | $ 241,000 | $ 129,000 |
| Calhoun County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 106,000 |
| Choctaw County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 86,000 |
| Lee County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Madison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Smith County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Union County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Walthall County Mississippi | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Yalobusha County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Yazoo County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Nassau County New York | 1 | $ 43,000 | $ 43,000 | $ 92,000 |
| Alamance County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Alexander County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Avery County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 583,000 |
| Bertie County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 43,000 |
| Chowan County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Durham County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 136,000 |
| Forsyth County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Graham County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Halifax County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
| Lee County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Martin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Montgomery County North Carolina | 1 | $ 928,000 | $ 928,000 | $ 723,000 |
| Vance County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 136,000 |
| Wilson County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Franklin County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Cannon County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Cumberland County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 26,000 |
| Grundy County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 63,000 |
| Monroe County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Sevier County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 90,000 |
| Sullivan County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| White County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Buchanan County Virginia | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Charlotte County Virginia | 1 | $ 228,000 | $ 228,000 | $ 82,000 |
| Dickenson County Virginia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Dinwiddie County Virginia | 1 | $ 316,000 | $ 316,000 | $ 146,000 |
| Franklin County Virginia | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Nelson County Virginia | 1 | $ 238,000 | $ 238,000 | $ 648,000 |
| Prince William County Virginia | 1 | $ 336,000 | $ 336,000 | $ 211,000 |
| Pulaski County Virginia | 1 | $ 230,000 | $ 230,000 | $ 94,000 |
| Radford County Virginia | 1 | $ 376,000 | $ 376,000 | $ 126,000 |
| Salem County Virginia | 1 | $ 241,000 | $ 241,000 | $ 83,000 |
| Scott County Virginia | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Surry County Virginia | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Sussex County Virginia | 1 | $ 32,000 | $ 32,000 | $ 13,000 |
| Virginia Beach County Virginia | 1 | $ 88,000 | $ 88,000 | $ 131,000 |
| Berkeley County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 314,000 |
| Putnam County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,214 | $1,167,517,000 | $187,000 | $18,900,000 | $100,000 | $6,439,000 |
| Refinancing | 2,897 | $674,358,000 | $232,000 | $5,000,000 | $130,000 | $2,762,000 |
| Home Improvement | 541 | $39,249,000 | $72,000 | $2,478,000 | $82,000 | $881,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,787 | $1,554,004,000 | $199,000 | $4,631,000 | $117,000 | $6,439,000 |
| Black or African American | 749 | $74,754,000 | $99,000 | $1,359,000 | $54,000 | $823,000 |
| Not Provided | 538 | $120,074,000 | $223,000 | $1,500,000 | $117,000 | $1,000,000 |
| Not applicable | 230 | $81,128,000 | $352,000 | $18,900,000 | $0 | $0 |
| Hispanic | 209 | $25,701,000 | $122,000 | $1,080,000 | $70,000 | $575,000 |
| Asian | 74 | $18,514,000 | $250,000 | $1,313,000 | $147,000 | $1,746,000 |
| American Indian or Alaskan Native | 54 | $5,181,000 | $95,000 | $715,000 | $59,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,768,000 | $160,000 | $300,000 | $85,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,999 | $1,773,858,000 | $197,000 | $18,900,000 | $111,000 | $6,439,000 |
| FHA-insured (Federal Housing Administration) | 263 | $39,520,000 | $150,000 | $328,000 | $58,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 214 | $45,988,000 | $214,000 | $712,000 | $77,000 | $559,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 176 | $21,758,000 | $123,000 | $276,000 | $43,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,536 | $1,399,709,000 | $214,000 | $18,900,000 | $116,000 | $3,037,000 |
| Application Denied By Financial Institution | 1,995 | $265,597,000 | $133,000 | $2,348,000 | $81,000 | $6,439,000 |
| Application Withdrawn By Applicant | 637 | $152,336,000 | $239,000 | $2,700,000 | $126,000 | $1,338,000 |
| Application Approved But Not Accepted | 452 | $57,719,000 | $127,000 | $1,411,000 | $84,000 | $711,000 |
| File Closed For Incompleteness | 16 | $3,124,000 | $195,000 | $417,000 | $124,000 | $400,000 |
| Loan Purchased By The Institution | 16 | $2,639,000 | $164,000 | $762,000 | $78,000 | $206,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 714 | $56,798,000 | $79,000 | $2,348,000 | $58,000 | $818,000 |
| Debt-To-Income Ratio | 615 | $66,538,000 | $108,000 | $2,260,000 | $50,000 | $2,762,000 |
| Credit Application Incomplete | 256 | $82,525,000 | $322,000 | $1,787,000 | $204,000 | $6,439,000 |
| Employment History | 148 | $11,453,000 | $77,000 | $600,000 | $52,000 | $272,000 |
| Collateral | 132 | $28,861,000 | $218,000 | $1,200,000 | $137,000 | $1,959,000 |
| Other | 54 | $7,860,000 | $145,000 | $1,020,000 | $92,000 | $585,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $7,151,000 | $170,000 | $518,000 | $86,000 | $286,000 |
| Unverifiable Information | 33 | $4,271,000 | $129,000 | $347,000 | $68,000 | $480,000 |
| Mortgage Insurance Denied | 1 | $140,000 | $140,000 | $140,000 | $50,000 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.