1 mortgage lender is based in Sebring, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Highlands County, FL in 2025.
In 2025, 245 lenders made 2,448 home loans worth $529.8 million in Highlands County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Highlands County, which includes Sebring.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Midflorida Credit Union Lakeland, FL | 241 | $27.4M | $114,000 | 9.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 198 | $46.6M | $235,000 | 8.1% |
| 3 | Leaderone Financial Corp. Overland Park, KS | 152 | $30.9M | $203,000 | 6.2% |
| 4 | Metroplex Mortgage Services Tampa, FL | 93 | $20.9M | $225,000 | 3.8% |
| 5 | Seacoast National Bank Miami, FL | 76 | $22.7M | $299,000 | 3.1% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 51 | $13.4M | $262,000 | 2.1% |
| 7 | Bell Bank Fargo, ND | 51 | $9.6M | $188,000 | 2.1% |
| 8 | Southstate Bank, National Association Winter Haven, FL | 48 | $7.9M | $165,000 | 2.0% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 43 | $10.7M | $249,000 | 1.8% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 41 | $10.4M | $253,000 | 1.7% |
See every lender in Highlands County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Heartland National Bank
320 US HWY 27 NORTH SEBRING, FL 33870 |
* | 3,181 | $457,496,000 |
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