Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Security Service Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,698 |
| Total Mortgage Loan Application Amount | $842,699,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $2,613,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 2,548 | $ 286,897,000 | $ 112,000 | $ 83,000 |
| Hidalgo County Texas | 352 | $ 32,844,000 | $ 93,000 | $ 77,000 |
| Cameron County Texas | 240 | $ 20,104,000 | $ 83,000 | $ 73,000 |
| El Paso County Colorado | 193 | $ 30,095,000 | $ 155,000 | $ 84,000 |
| Pueblo County Colorado | 141 | $ 13,162,000 | $ 93,000 | $ 61,000 |
| El Paso County Texas | 141 | $ 12,780,000 | $ 90,000 | $ 66,000 |
| Comal County Texas | 132 | $ 33,655,000 | $ 254,000 | $ 131,000 |
| Nueces County Texas | 119 | $ 16,171,000 | $ 135,000 | $ 99,000 |
| Denver County Colorado | 110 | $ 37,439,000 | $ 340,000 | $ 158,000 |
| Utah County Utah | 109 | $ 23,077,000 | $ 211,000 | $ 88,000 |
| Salt Lake County Utah | 101 | $ 23,173,000 | $ 229,000 | $ 119,000 |
| Guadalupe County Texas | 99 | $ 15,160,000 | $ 153,000 | $ 112,000 |
| Arapahoe County Colorado | 87 | $ 25,957,000 | $ 298,000 | $ 160,000 |
| Weld County Colorado | 70 | $ 9,707,000 | $ 138,000 | $ 89,000 |
| Uvalde County Texas | 66 | $ 5,886,000 | $ 89,000 | $ 82,000 |
| Medina County Texas | 65 | $ 7,055,000 | $ 108,000 | $ 77,000 |
| Jefferson County Colorado | 63 | $ 15,414,000 | $ 244,000 | $ 102,000 |
| Kendall County Texas | 63 | $ 16,920,000 | $ 268,000 | $ 177,000 |
| Larimer County Colorado | 59 | $ 11,133,000 | $ 188,000 | $ 96,000 |
| Douglas County Colorado | 58 | $ 19,946,000 | $ 343,000 | $ 190,000 |
| San Patricio County Texas | 52 | $ 5,905,000 | $ 113,000 | $ 100,000 |
| Atascosa County Texas | 49 | $ 4,779,000 | $ 97,000 | $ 82,000 |
| Travis County Texas | 42 | $ 15,560,000 | $ 370,000 | $ 132,000 |
| Wilson County Texas | 40 | $ 5,728,000 | $ 143,000 | $ 95,000 |
| Williamson County Texas | 35 | $ 8,584,000 | $ 245,000 | $ 146,000 |
| Adams County Colorado | 34 | $ 5,957,000 | $ 175,000 | $ 86,000 |
| Washington County Utah | 32 | $ 10,230,000 | $ 319,000 | $ 122,000 |
| Summit County Utah | 30 | $ 28,486,000 | $ 949,000 | $ 486,000 |
| Bandera County Texas | 28 | $ 3,447,000 | $ 123,000 | $ 87,000 |
| Boulder County Colorado | 27 | $ 10,291,000 | $ 381,000 | $ 123,000 |
| Harris County Texas | 27 | $ 4,002,000 | $ 148,000 | $ 107,000 |
| Maverick County Texas | 24 | $ 2,418,000 | $ 100,000 | $ 83,000 |
| Webb County Texas | 24 | $ 2,756,000 | $ 114,000 | $ 84,000 |
| Aransas County Texas | 23 | $ 2,568,000 | $ 111,000 | $ 90,000 |
| Kerr County Texas | 21 | $ 2,293,000 | $ 109,000 | $ 74,000 |
| Hays County Texas | 19 | $ 5,402,000 | $ 284,000 | $ 127,000 |
| Broomfield County Colorado | 15 | $ 7,901,000 | $ 526,000 | $ 250,000 |
| Davis County Utah | 15 | $ 3,319,000 | $ 221,000 | $ 103,000 |
| Zavala County Texas | 14 | $ 911,000 | $ 65,000 | $ 56,000 |
| Val Verde County Texas | 12 | $ 1,418,000 | $ 118,000 | $ 108,000 |
| Fremont County Colorado | 11 | $ 1,005,000 | $ 91,000 | $ 66,000 |
| Frio County Texas | 11 | $ 1,119,000 | $ 101,000 | $ 109,000 |
| Tarrant County Texas | 11 | $ 2,322,000 | $ 211,000 | $ 116,000 |
| Burnet County Texas | 10 | $ 1,649,000 | $ 164,000 | $ 124,000 |
| Dallas County Texas | 9 | $ 1,915,000 | $ 212,000 | $ 158,000 |
| Llano County Texas | 9 | $ 2,823,000 | $ 313,000 | $ 215,000 |
| Starr County Texas | 9 | $ 535,000 | $ 59,000 | $ 79,000 |
| Weber County Utah | 9 | $ 2,096,000 | $ 232,000 | $ 124,000 |
| Jim Wells County Texas | 8 | $ 1,169,000 | $ 146,000 | $ 94,000 |
| Bastrop County Texas | 7 | $ 1,430,000 | $ 204,000 | $ 91,000 |
| Dimmit County Texas | 7 | $ 501,000 | $ 71,000 | $ 86,000 |
| Eagle County Colorado | 6 | $ 2,732,000 | $ 455,000 | $ 284,000 |
| Elbert County Colorado | 6 | $ 1,957,000 | $ 326,000 | $ 148,000 |
| Blanco County Texas | 6 | $ 2,193,000 | $ 365,000 | $ 289,000 |
| Caldwell County Texas | 6 | $ 1,005,000 | $ 167,000 | $ 130,000 |
| Denton County Texas | 6 | $ 1,602,000 | $ 267,000 | $ 154,000 |
| Fort Bend County Texas | 6 | $ 1,874,000 | $ 312,000 | $ 182,000 |
| Galveston County Texas | 6 | $ 670,000 | $ 111,000 | $ 81,000 |
| Gillespie County Texas | 6 | $ 642,000 | $ 107,000 | $ 68,000 |
| Real County Texas | 6 | $ 848,000 | $ 141,000 | $ 116,000 |
| Brazos County Texas | 5 | $ 326,000 | $ 65,000 | $ 91,000 |
| Kleberg County Texas | 5 | $ 292,000 | $ 58,000 | $ 97,000 |
| Lubbock County Texas | 5 | $ 634,000 | $ 126,000 | $ 65,000 |
| Costilla County Colorado | 4 | $ 251,000 | $ 62,000 | $ 34,000 |
| Mesa County Colorado | 4 | $ 1,001,000 | $ 250,000 | $ 115,000 |
| Rio Grande County Colorado | 4 | $ 489,000 | $ 122,000 | $ 115,000 |
| Summit County Colorado | 4 | $ 2,286,000 | $ 571,000 | $ 294,000 |
| DeWitt County Texas | 4 | $ 553,000 | $ 138,000 | $ 63,000 |
| Karnes County Texas | 4 | $ 397,000 | $ 99,000 | $ 74,000 |
| Kinney County Texas | 4 | $ 203,000 | $ 50,000 | $ 39,000 |
| Montgomery County Texas | 4 | $ 573,000 | $ 143,000 | $ 96,000 |
| Victoria County Texas | 4 | $ 374,000 | $ 93,000 | $ 82,000 |
| Tooele County Utah | 4 | $ 1,015,000 | $ 253,000 | $ 100,000 |
| Montrose County Colorado | 3 | $ 291,000 | $ 97,000 | $ 37,000 |
| Bee County Texas | 3 | $ 147,000 | $ 49,000 | $ 105,000 |
| Brazoria County Texas | 3 | $ 713,000 | $ 237,000 | $ 150,000 |
| Gregg County Texas | 3 | $ 325,000 | $ 108,000 | $ 112,000 |
| Jefferson County Texas | 3 | $ 178,000 | $ 59,000 | $ 88,000 |
| Midland County Texas | 3 | $ 374,000 | $ 124,000 | $ 148,000 |
| Refugio County Texas | 3 | $ 212,000 | $ 70,000 | $ 65,000 |
| Van Zandt County Texas | 3 | $ 242,000 | $ 80,000 | $ 119,000 |
| Willacy County Texas | 3 | $ 163,000 | $ 54,000 | $ 66,000 |
| Sanpete County Utah | 3 | $ 281,000 | $ 93,000 | $ 69,000 |
| Wasatch County Utah | 3 | $ 1,180,000 | $ 393,000 | $ 108,000 |
| Bent County Colorado | 2 | $ 66,000 | $ 33,000 | $ 78,000 |
| Chaffee County Colorado | 2 | $ 377,000 | $ 188,000 | $ 41,000 |
| Grand County Colorado | 2 | $ 1,750,000 | $ 875,000 | $ 264,000 |
| Gunnison County Colorado | 2 | $ 183,000 | $ 91,000 | $ 65,000 |
| Lake County Colorado | 2 | $ 266,000 | $ 133,000 | $ 115,000 |
| Las Animas County Colorado | 2 | $ 167,000 | $ 83,000 | $ 83,000 |
| Montezuma County Colorado | 2 | $ 146,000 | $ 73,000 | $ 89,000 |
| Otero County Colorado | 2 | $ 83,000 | $ 41,000 | $ 26,000 |
| Park County Colorado | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Teller County Colorado | 2 | $ 567,000 | $ 283,000 | $ 98,000 |
| Bell County Texas | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Cochran County Texas | 2 | $ 96,000 | $ 48,000 | $ 80,000 |
| Collin County Texas | 2 | $ 485,000 | $ 242,000 | $ 88,000 |
| Coryell County Texas | 2 | $ 61,000 | $ 30,000 | $ 69,000 |
| Kaufman County Texas | 2 | $ 352,000 | $ 176,000 | $ 89,000 |
| La Salle County Texas | 2 | $ 151,000 | $ 75,000 | $ 74,000 |
| Lampasas County Texas | 2 | $ 226,000 | $ 113,000 | $ 55,000 |
| Live Oak County Texas | 2 | $ 189,000 | $ 94,000 | $ 158,000 |
| McLennan County Texas | 2 | $ 182,000 | $ 91,000 | $ 95,000 |
| Smith County Texas | 2 | $ 600,000 | $ 300,000 | $ 171,000 |
| Yoakum County Texas | 2 | $ 157,000 | $ 78,000 | $ 45,000 |
| Iron County Utah | 2 | $ 115,000 | $ 57,000 | $ 71,000 |
| Millard County Utah | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| Baca County Colorado | 1 | $ 151,000 | $ 151,000 | $ 135,000 |
| Conejos County Colorado | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Garfield County Colorado | 1 | $ 270,000 | $ 270,000 | $ 134,000 |
| Huerfano County Colorado | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| La Plata County Colorado | 1 | $ 277,000 | $ 277,000 | $ 156,000 |
| Archer County Texas | 1 | $ 70,000 | $ 70,000 | $ 98,000 |
| Calhoun County Texas | 1 | $ 104,000 | $ 104,000 | $ 112,000 |
| Callahan County Texas | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Falls County Texas | 1 | $ 278,000 | $ 278,000 | $ 128,000 |
| Goliad County Texas | 1 | $ 288,000 | $ 288,000 | $ 114,000 |
| Gonzales County Texas | 1 | $ 140,000 | $ 140,000 | $ 250,000 |
| Grayson County Texas | 1 | $ 198,000 | $ 198,000 | $ 303,000 |
| Henderson County Texas | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Hockley County Texas | 1 | $ 50,000 | $ 50,000 | $ 108,000 |
| Johnson County Texas | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| Lavaca County Texas | 1 | $ 39,000 | $ 39,000 | $ 42,000 |
| Lee County Texas | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Liberty County Texas | 1 | $ 102,000 | $ 102,000 | $ 125,000 |
| Parker County Texas | 1 | $ 280,000 | $ 280,000 | $ 187,000 |
| Randall County Texas | 1 | $ 139,000 | $ 139,000 | $ 104,000 |
| Reeves County Texas | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| San Jacinto County Texas | 1 | $ 32,000 | $ 32,000 | $ 64,000 |
| Upton County Texas | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Wharton County Texas | 1 | $ 133,000 | $ 133,000 | $ 149,000 |
| Zapata County Texas | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Beaver County Utah | 1 | $ 141,000 | $ 141,000 | $ 120,000 |
| Carbon County Utah | 1 | $ 312,000 | $ 312,000 | $ 189,000 |
| Juab County Utah | 1 | $ 272,000 | $ 272,000 | $ 72,000 |
| Rich County Utah | 1 | $ 475,000 | $ 475,000 | $ 556,000 |
| Uintah County Utah | 1 | $ 279,000 | $ 279,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,625 | $455,834,000 | $125,000 | $2,182,000 | $86,000 | $1,632,000 |
| Home Purchase | 1,559 | $363,179,000 | $232,000 | $2,500,000 | $121,000 | $2,613,000 |
| Home Improvement | 514 | $23,686,000 | $46,000 | $250,000 | $76,000 | $672,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,123 | $216,145,000 | $101,000 | $1,200,000 | $73,000 | $1,006,000 |
| White | 2,048 | $432,860,000 | $211,000 | $2,500,000 | $119,000 | $2,613,000 |
| Not Provided | 1,362 | $168,301,000 | $123,000 | $1,660,000 | $93,000 | $1,222,000 |
| Black or African American | 76 | $9,246,000 | $121,000 | $464,000 | $83,000 | $324,000 |
| Asian | 70 | $12,928,000 | $184,000 | $660,000 | $100,000 | $313,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,457,000 | $189,000 | $792,000 | $169,000 | $1,094,000 |
| American Indian or Alaskan Native | 6 | $762,000 | $127,000 | $188,000 | $135,000 | $215,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,610 | $829,395,000 | $147,000 | $2,500,000 | $95,000 | $2,613,000 |
| FHA-insured (Federal Housing Administration) | 45 | $5,780,000 | $128,000 | $286,000 | $61,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 43 | $7,524,000 | $174,000 | $347,000 | $92,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,335 | $288,159,000 | $123,000 | $1,640,000 | $86,000 | $742,000 |
| Application Denied By Financial Institution | 1,511 | $172,008,000 | $113,000 | $2,200,000 | $74,000 | $1,295,000 |
| File Closed For Incompleteness | 851 | $118,811,000 | $139,000 | $1,200,000 | $96,000 | $859,000 |
| Application Withdrawn By Applicant | 686 | $75,474,000 | $110,000 | $653,000 | $86,000 | $802,000 |
| Loan Purchased By The Institution | 288 | $182,451,000 | $633,000 | $2,500,000 | $292,000 | $2,613,000 |
| Application Approved But Not Accepted | 27 | $5,796,000 | $214,000 | $880,000 | $161,000 | $1,201,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 567 | $60,353,000 | $106,000 | $1,240,000 | $54,000 | $1,005,000 |
| Credit History | 510 | $47,512,000 | $93,000 | $542,000 | $75,000 | $1,006,000 |
| Credit Application Incomplete | 132 | $26,499,000 | $200,000 | $1,820,000 | $127,000 | $1,295,000 |
| Collateral | 125 | $16,377,000 | $131,000 | $1,760,000 | $95,000 | $999,000 |
| Other | 101 | $11,981,000 | $118,000 | $2,200,000 | $90,000 | $987,000 |
| Unverifiable Information | 44 | $4,694,000 | $106,000 | $904,000 | $49,000 | $266,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,308,000 | $135,000 | $354,000 | $68,000 | $223,000 |
| Employment History | 13 | $2,058,000 | $158,000 | $445,000 | $86,000 | $222,000 |
| Mortgage Insurance Denied | 2 | $226,000 | $113,000 | $147,000 | $79,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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