Servis One, Inc Mortgage Lending & HMDA Data, 2024

In 2024, Servis One, Inc of Irving, TX reported 378 mortgage applications totaling $104.9 million, up 391% from 2023. The average application was for $277,380, and applicants reported an average income of $19,976. 57% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (9), Phoenix-Mesa-Scottsdale, AZ (9) and Hinesville, GA (8) (applications in parentheses).

Mortgage Company & Address Servis One, Inc
4200 Regent Blvd Suit B200
Irving, TX 75063
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2019  
Total Number of Mortgage Applications 378
Total Mortgage Loan Application Amount $104,850,000
Average Mortgage Loan Application Amount $277,380
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $19,976
Highest Applicant Income $683,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servis One, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servis One, Inc by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 95 $ 23,895,000 $ 251,526 $ 43,857
Atlanta-Sandy Springs-Roswell, GA 9 $ 2,885,000 $ 320,555 $ 34,000
Phoenix-Mesa-Scottsdale, AZ 9 $ 2,985,000 $ 331,666 $ 40,000
Hinesville, GA 8 $ 2,070,000 $ 258,750 $ 17,000
Jacksonville, FL 7 $ 1,955,000 $ 279,285 $ 27,000
Oklahoma City, OK 7 $ 1,985,000 $ 283,571 $ 0
Clarksville, TN-KY 6 $ 1,750,000 $ 291,666 $ 0
Appleton, WI 5 $ 1,785,000 $ 357,000 $ 19,000
Chicago-Naperville, IL 5 $ 1,195,000 $ 239,000 $ 82,000
Lakeland-Winter Haven, FL 5 $ 1,445,000 $ 289,000 $ 0
Tampa, FL 5 $ 1,675,000 $ 335,000 $ 0
Charleston-North Charleston, SC 4 $ 1,560,000 $ 390,000 $ 212,000
Cincinnati, OH-KY-IN 4 $ 950,000 $ 237,500 $ 0
Gulfport-Biloxi-Pascagoula, MS 4 $ 1,000,000 $ 250,000 $ 0
Houston-The Woodlands-Sugar Land, TX 4 $ 800,000 $ 200,000 $ 135,000
Killeen-Temple, TX 4 $ 940,000 $ 235,000 $ 0
Medford, OR 4 $ 1,260,000 $ 315,000 $ 0
Philadelphia, PA 4 $ 740,000 $ 185,000 $ 82,000
Bakersfield, CA 3 $ 585,000 $ 195,000 $ 104,000
Billings, MT 3 $ 965,000 $ 321,666 $ 114,000
Colorado Springs, CO 3 $ 1,635,000 $ 545,000 $ 0
Columbus, GA-AL 3 $ 785,000 $ 261,666 $ 0
Dothan, AL 3 $ 535,000 $ 178,333 $ 0
Fayetteville-Springdale-Rogers, AR-MO 3 $ 735,000 $ 245,000 $ 76,000
Fort Worth-Arlington, TX 3 $ 695,000 $ 231,666 $ 0
Greenville-Anderson-Mauldin, SC 3 $ 835,000 $ 278,333 $ 0
Kansas City, MO-KS 3 $ 805,000 $ 268,333 $ 91,000
Knoxville, TN 3 $ 815,000 $ 271,666 $ 0
McAllen-Edinburg-Mission, TX 3 $ 935,000 $ 311,666 $ 68,000
Orlando-Kissimmee-Sanford, FL 3 $ 805,000 $ 268,333 $ 69,000
Port St. Lucie, FL 3 $ 965,000 $ 321,666 $ 61,000
Riverside-San Bernardino-Ontario, CA 3 $ 1,555,000 $ 518,333 $ 157,000
Savannah, GA 3 $ 815,000 $ 271,666 $ 0
St. Louis, MO-IL 3 $ 595,000 $ 198,333 $ 0
Tacoma-Lakewood, WA 3 $ 1,285,000 $ 428,333 $ 0
Warren-Troy-Farmington Hills, MI 3 $ 535,000 $ 178,333 $ 208,000
Anchorage, AK 2 $ 690,000 $ 345,000 $ 0
Auburn-Opelika, AL 2 $ 570,000 $ 285,000 $ 0
Battle Creek, MI 2 $ 170,000 $ 85,000 $ 0
Birmingham-Hoover, AL 2 $ 990,000 $ 495,000 $ 0
Boise City, ID 2 $ 690,000 $ 345,000 $ 0
Chattanooga, TN-GA 2 $ 650,000 $ 325,000 $ 79,000
Cleveland, TN 2 $ 610,000 $ 305,000 $ 0
Columbia, SC 2 $ 280,000 $ 140,000 $ 0
Dallas-Plano-Irving, TX 2 $ 910,000 $ 455,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 570,000 $ 285,000 $ 0
Denver-Aurora-Lakewood, CO 2 $ 300,000 $ 150,000 $ 35,000
Des Moines-West Des Moines, IA 2 $ 660,000 $ 330,000 $ 0
Fond Du Lac, WI 2 $ 560,000 $ 280,000 $ 0
Fort Smith, AR-OK 2 $ 510,000 $ 255,000 $ 0
Grand Island, NE 2 $ 630,000 $ 315,000 $ 0
Homosassa Springs, FL 2 $ 300,000 $ 150,000 $ 0
Jackson, MS 2 $ 680,000 $ 340,000 $ 0
Lake Charles, LA 2 $ 450,000 $ 225,000 $ 0
Little Rock-North Little Rock-Conway, AR 2 $ 490,000 $ 245,000 $ 0
Longview, TX 2 $ 400,000 $ 200,000 $ 0
Louisville/Jefferson County, KY-IN 2 $ 500,000 $ 250,000 $ 0
Ogden-Clearfield, UT 2 $ 640,000 $ 320,000 $ 44,000
Omaha-Council Bluffs, NE-IA 2 $ 510,000 $ 255,000 $ 0
Pensacola-Ferry Pass-Brent, FL 2 $ 540,000 $ 270,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 2 $ 410,000 $ 205,000 $ 0
San Antonio-New Braunfels, TX 2 $ 610,000 $ 305,000 $ 0
York-Hanover, PA 2 $ 450,000 $ 225,000 $ 0
Abilene, TX 1 $ 105,000 $ 105,000 $ 0
Akron, OH 1 $ 245,000 $ 245,000 $ 0
Albany, GA 1 $ 225,000 $ 225,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 335,000 $ 335,000 $ 0
Baltimore-Columbia-Towson, MD 1 $ 55,000 $ 55,000 $ 380,000
Beaumont-Port Arthur, TX 1 $ 365,000 $ 365,000 $ 0
Beckley, WV 1 $ 275,000 $ 275,000 $ 0
Bloomington, IN 1 $ 235,000 $ 235,000 $ 0
Bowling Green, KY 1 $ 155,000 $ 155,000 $ 0
Brunswick, GA 1 $ 225,000 $ 225,000 $ 0
Canton-Massillon, OH 1 $ 285,000 $ 285,000 $ 0
Cape Coral-Fort Myers, FL 1 $ 805,000 $ 805,000 $ 0
Cape Girardeau, MO-IL 1 $ 195,000 $ 195,000 $ 0
Charlotte-Concord-Gastonia, NC-SC 1 $ 345,000 $ 345,000 $ 0
Cheyenne, WY 1 $ 325,000 $ 325,000 $ 0
Cleveland, OH 1 $ 75,000 $ 75,000 $ 99,000
Columbia, MO 1 $ 235,000 $ 235,000 $ 0
Columbus, OH 1 $ 305,000 $ 305,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 1 $ 205,000 $ 205,000 $ 0
Decatur, IL 1 $ 155,000 $ 155,000 $ 40,000
Dubuque, IA 1 $ 135,000 $ 135,000 $ 0
Duluth, MN-WI 1 $ 255,000 $ 255,000 $ 0
El Paso, TX 1 $ 215,000 $ 215,000 $ 0
Elizabethtown-Fort Knox, KY 1 $ 465,000 $ 465,000 $ 0
Eugene, OR 1 $ 75,000 $ 75,000 $ 78,000
Fargo, ND-MN 1 $ 275,000 $ 275,000 $ 0
Flagstaff, AZ 1 $ 385,000 $ 385,000 $ 0
Flint, MI 1 $ 95,000 $ 95,000 $ 0
Florence, SC 1 $ 125,000 $ 125,000 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 125,000 $ 125,000 $ 52,000
Gettysburg, PA 1 $ 305,000 $ 305,000 $ 0
Grants Pass, OR 1 $ 235,000 $ 235,000 $ 0
Harrisburg-Carlisle, PA 1 $ 205,000 $ 205,000 $ 0
Huntsville, AL 1 $ 445,000 $ 445,000 $ 0
Jackson, MI 1 $ 245,000 $ 245,000 $ 0
Jackson, TN 1 $ 175,000 $ 175,000 $ 0
Joplin, MO 1 $ 255,000 $ 255,000 $ 0
Lawton, OK 1 $ 235,000 $ 235,000 $ 0
Lexington-Fayette, KY 1 $ 405,000 $ 405,000 $ 0
Lincoln, NE 1 $ 205,000 $ 205,000 $ 0
Lubbock, TX 1 $ 185,000 $ 185,000 $ 0
Memphis, TN-MS-AR 1 $ 225,000 $ 225,000 $ 0
Midland, MI 1 $ 335,000 $ 335,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 385,000 $ 385,000 $ 0
Mobile, AL 1 $ 135,000 $ 135,000 $ 0
Modesto, CA 1 $ 445,000 $ 445,000 $ 0
Monroe, LA 1 $ 185,000 $ 185,000 $ 0
Montgomery County-Bucks County-Chester County, PA 1 $ 165,000 $ 165,000 $ 103,000
Montgomery, AL 1 $ 555,000 $ 555,000 $ 0
Morristown, TN 1 $ 265,000 $ 265,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 405,000 $ 405,000 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 365,000 $ 365,000 $ 0
New Orleans-Metairie, LA 1 $ 305,000 $ 305,000 $ 199,000
North Port-Sarasota-Bradenton, FL 1 $ 255,000 $ 255,000 $ 0
Oakland-Hayward-Berkeley, CA 1 $ 565,000 $ 565,000 $ 0
Ocala, FL 1 $ 205,000 $ 205,000 $ 0
Pittsburgh, PA 1 $ 395,000 $ 395,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 1 $ 345,000 $ 345,000 $ 0
Pueblo, CO 1 $ 325,000 $ 325,000 $ 0
Racine, WI 1 $ 725,000 $ 725,000 $ 0
Rapid City, SD 1 $ 405,000 $ 405,000 $ 0
Redding, CA 1 $ 355,000 $ 355,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 1 $ 285,000 $ 285,000 $ 242,000
Sherman-Denison, TX 1 $ 405,000 $ 405,000 $ 0
Shreveport-Bossier City, LA 1 $ 135,000 $ 135,000 $ 0
Sierra Vista-Douglas, AZ 1 $ 145,000 $ 145,000 $ 0
Spokane-Spokane Valley, WA 1 $ 345,000 $ 345,000 $ 0
Springfield, MO 1 $ 185,000 $ 185,000 $ 51,000
St. George, UT 1 $ 205,000 $ 205,000 $ 157,000
St. Petersburg-Clearwater-Largo, FL 1 $ 375,000 $ 375,000 $ 220,000
Stockton-Lodi, CA 1 $ 515,000 $ 515,000 $ 0
Sumter, SC 1 $ 305,000 $ 305,000 $ 0
Topeka, KS 1 $ 245,000 $ 245,000 $ 0
Traverse City, MI 1 $ 285,000 $ 285,000 $ 0
Tucson, AZ 1 $ 485,000 $ 485,000 $ 0
Tulsa, OK 1 $ 395,000 $ 395,000 $ 0
Tyler, TX 1 $ 285,000 $ 285,000 $ 0
Waco, TX 1 $ 295,000 $ 295,000 $ 0
Warner Robins, GA 1 $ 365,000 $ 365,000 $ 84,000
Washington-Baltimore-Arlington, DC 1 $ 345,000 $ 345,000 $ 0
Waterloo-Cedar Falls, IA 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for Servis One, Inc in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 328 $92,740,000 $282,000 $805,000 $2,000 $78,000
Cash-out Refinancing 35 $7,565,000 $216,000 $485,000 $122,000 $424,000
Home Purchase 15 $4,545,000 $303,000 $485,000 $175,000 $683,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 212 $57,820,000 $272,000 $805,000 $56,000 $683,000
Black or African American 66 $18,780,000 $284,000 $655,000 $14,000 $118,000
Not Provided 54 $14,780,000 $273,000 $725,000 $44,000 $173,000
Hispanic 28 $7,790,000 $278,000 $565,000 $56,000 $314,000
American Indian or Alaskan Native 9 $2,755,000 $306,000 $425,000 $0 $0
Asian 9 $2,925,000 $325,000 $655,000 $80,000 $242,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 309 $88,045,000 $284,000 $805,000 $1,000 $82,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 51 $12,155,000 $238,000 $485,000 $137,000 $683,000
FHA-insured (Federal Housing Administration) 18 $4,650,000 $258,000 $425,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 215 $59,905,000 $278,000 $795,000 $131,000 $424,000
Application Withdrawn By Applicant 106 $27,670,000 $261,000 $725,000 $37,000 $683,000
Application Denied By Financial Institution 56 $17,020,000 $303,000 $805,000 $20,000 $314,000
Application Approved But Not Accepted 1 $255,000 $255,000 $255,000 $75,000 $75,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 322 $87,830,000 $272,000 $795,000 $55,000 $683,000
Credit Application Incomplete 34 $10,560,000 $310,000 $805,000 $20,000 $314,000
Other 16 $4,480,000 $280,000 $425,000 $0 $0
Unverifiable Information 2 $380,000 $190,000 $225,000 $76,000 $129,000
Credit History 2 $950,000 $475,000 $655,000 $0 $0
Debt-To-Income Ratio 2 $650,000 $325,000 $345,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servis One, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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