Shasta Financial Services, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Shasta Financial Services, Inc of Sacramento, CA reported 2,425 mortgage applications totaling $910.6 million. The average application was for $375,524, and applicants reported an average income of $209,346. 17% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (282), Riverside-San Bernardino-Ontario, CA (200) and Sacramento--Arden-Arcade--Roseville, CA (178) (applications in parentheses).
| Mortgage Company & Address | Shasta Financial Services, Inc 8359 Elk Grove Florin Road Suite 103-357 Sacramento, CA 95829 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2003 |
| Total Number of Mortgage Applications | 2,425 |
| Total Mortgage Loan Application Amount | $910,648,000 |
| Average Mortgage Loan Application Amount | $375,524 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $209,346 |
| Highest Applicant Income | $4,118,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shasta Financial Services, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 282 | $ 125,021,000 | $ 443,336 | $ 245,000 |
| Sacramento, California | 145 | $ 36,325,000 | $ 250,517 | $ 212,000 |
| Riverside, California | 118 | $ 37,093,000 | $ 314,347 | $ 183,000 |
| San Bernardino, California | 82 | $ 26,176,000 | $ 319,219 | $ 156,000 |
| Maricopa, Arizona | 81 | $ 27,439,000 | $ 338,753 | $ 182,000 |
| Miami-Dade, Florida | 73 | $ 33,975,000 | $ 465,410 | $ 254,000 |
| San Diego, California | 66 | $ 21,616,000 | $ 327,515 | $ 172,000 |
| Clark, Nevada | 57 | $ 24,253,000 | $ 425,491 | $ 193,000 |
| San Joaquin, California | 45 | $ 14,425,000 | $ 320,555 | $ 130,000 |
| Orange, California | 43 | $ 25,060,000 | $ 582,790 | $ 437,000 |
| Fresno, California | 41 | $ 8,069,000 | $ 196,804 | $ 221,000 |
| Honolulu, Hawaii | 40 | $ 12,545,000 | $ 313,625 | $ 197,000 |
| Alameda, California | 39 | $ 16,037,000 | $ 411,205 | $ 171,000 |
| Contra Costa, California | 38 | $ 15,637,000 | $ 411,500 | $ 136,000 |
| Fulton, Georgia | 35 | $ 15,291,000 | $ 436,885 | $ 289,000 |
| Broward, Florida | 34 | $ 20,433,000 | $ 600,970 | $ 394,000 |
| Orange, Florida | 32 | $ 8,377,000 | $ 261,781 | $ 261,000 |
| Kern, California | 30 | $ 5,235,000 | $ 174,500 | $ 104,000 |
| Lee, Florida | 30 | $ 5,928,000 | $ 197,600 | $ 141,000 |
| Santa Clara, California | 28 | $ 21,519,000 | $ 768,535 | $ 157,000 |
| Tulare, California | 27 | $ 3,943,000 | $ 146,037 | $ 159,000 |
| Pierce, Washington | 27 | $ 4,712,000 | $ 174,518 | $ 144,000 |
| Placer, California | 22 | $ 9,690,000 | $ 440,454 | $ 287,000 |
| Palm Beach, Florida | 21 | $ 6,460,000 | $ 307,619 | $ 301,000 |
| Salt Lake, Utah | 20 | $ 5,925,000 | $ 296,250 | $ 242,000 |
| Merced, California | 18 | $ 6,689,000 | $ 371,611 | $ 413,000 |
| Hillsborough, Florida | 18 | $ 9,415,000 | $ 523,055 | $ 113,000 |
| Wayne, Michigan | 18 | $ 2,161,000 | $ 120,055 | $ 110,000 |
| Stanislaus, California | 17 | $ 5,925,000 | $ 348,529 | $ 117,000 |
| El Paso, Colorado | 17 | $ 2,728,000 | $ 160,470 | $ 183,000 |
| Polk, Florida | 16 | $ 2,118,000 | $ 132,375 | $ 54,000 |
| St. Joseph, Indiana | 16 | $ 733,000 | $ 45,812 | $ 73,000 |
| Brevard, Florida | 15 | $ 10,800,000 | $ 720,000 | $ 214,000 |
| Collier, Florida | 15 | $ 6,864,000 | $ 457,600 | $ 244,000 |
| Pasco, Florida | 14 | $ 1,709,000 | $ 122,071 | $ 85,000 |
| DeKalb, Georgia | 14 | $ 2,808,000 | $ 200,571 | $ 114,000 |
| Jefferson, Kentucky | 14 | $ 1,691,000 | $ 120,785 | $ 142,000 |
| Kings, New York | 14 | $ 7,430,000 | $ 530,714 | $ 417,000 |
| San Mateo, California | 13 | $ 8,222,000 | $ 632,461 | $ 391,000 |
| Madera, California | 12 | $ 7,353,000 | $ 612,750 | $ 291,000 |
| St. Lucie, Florida | 12 | $ 1,486,000 | $ 123,833 | $ 188,000 |
| Bexar, Texas | 12 | $ 1,355,000 | $ 112,916 | $ 193,000 |
| Mohave, Arizona | 11 | $ 1,199,000 | $ 109,000 | $ 138,000 |
| Volusia, Florida | 11 | $ 5,515,000 | $ 501,363 | $ 269,000 |
| Navajo, Arizona | 10 | $ 1,471,000 | $ 147,100 | $ 30,000 |
| San Francisco, California | 10 | $ 26,888,000 | $ 2,688,800 | $ 594,000 |
| Solano, California | 10 | $ 2,582,000 | $ 258,200 | $ 120,000 |
| Denver, Colorado | 10 | $ 929,000 | $ 92,900 | $ 36,000 |
| Maui, Hawaii | 10 | $ 17,879,000 | $ 1,787,900 | $ 431,000 |
| Dallas, Texas | 10 | $ 6,105,000 | $ 610,500 | $ 385,000 |
| Harris, Texas | 10 | $ 2,315,000 | $ 231,500 | $ 253,000 |
| Gwinnett, Georgia | 9 | $ 1,131,000 | $ 125,666 | $ 100,000 |
| Queens, New York | 9 | $ 3,972,000 | $ 441,333 | $ 239,000 |
| Multnomah, Oregon | 9 | $ 1,294,000 | $ 143,777 | $ 48,000 |
| Utah, Utah | 9 | $ 15,229,000 | $ 1,692,111 | $ 676,000 |
| Ventura, California | 8 | $ 3,651,000 | $ 456,375 | $ 243,000 |
| Charlotte, Florida | 8 | $ 873,000 | $ 109,125 | $ 274,000 |
| Monroe, Florida | 8 | $ 4,729,000 | $ 591,125 | $ 382,000 |
| Pinellas, Florida | 8 | $ 2,756,000 | $ 344,500 | $ 231,000 |
| Adams, Colorado | 7 | $ 2,167,000 | $ 309,571 | $ 68,000 |
| Osceola, Florida | 7 | $ 1,058,000 | $ 151,142 | $ 91,000 |
| Prince George's, Maryland | 7 | $ 1,990,000 | $ 284,285 | $ 113,000 |
| Washington, Utah | 7 | $ 960,000 | $ 137,142 | $ 179,000 |
| Spokane, Washington | 7 | $ 1,810,000 | $ 258,571 | $ 93,000 |
| Pima, Arizona | 6 | $ 637,000 | $ 106,166 | $ 68,000 |
| Butte, California | 6 | $ 863,000 | $ 143,833 | $ 100,000 |
| El Dorado, California | 6 | $ 3,184,000 | $ 530,666 | $ 225,000 |
| Douglas, Colorado | 6 | $ 1,552,000 | $ 258,666 | $ 184,000 |
| Delaware, Indiana | 6 | $ 291,000 | $ 48,500 | $ 108,000 |
| Steuben, Indiana | 6 | $ 477,000 | $ 79,500 | $ 25,000 |
| Lane, Oregon | 6 | $ 550,000 | $ 91,666 | $ 42,000 |
| Tarrant, Texas | 6 | $ 4,363,000 | $ 727,166 | $ 730,000 |
| King, Washington | 6 | $ 4,261,000 | $ 710,166 | $ 328,000 |
| Coconino, Arizona | 5 | $ 967,000 | $ 193,400 | $ 28,000 |
| Sonoma, California | 5 | $ 2,368,000 | $ 473,600 | $ 113,000 |
| Yolo, California | 5 | $ 1,309,000 | $ 261,800 | $ 108,000 |
| Jefferson, Colorado | 5 | $ 7,205,000 | $ 1,441,000 | $ 719,000 |
| Seminole, Florida | 5 | $ 2,542,000 | $ 508,400 | $ 211,000 |
| Hawaii, Hawaii | 5 | $ 2,235,000 | $ 447,000 | $ 300,000 |
| Kauai, Hawaii | 5 | $ 5,784,000 | $ 1,156,800 | $ 779,000 |
| Jackson, Oregon | 5 | $ 528,000 | $ 105,600 | $ 304,000 |
| Josephine, Oregon | 5 | $ 993,000 | $ 198,600 | $ 62,000 |
| Summit, Utah | 5 | $ 3,268,000 | $ 653,600 | $ 471,000 |
| Clark, Washington | 5 | $ 2,044,000 | $ 408,800 | $ 94,000 |
| Kings, California | 4 | $ 548,000 | $ 137,000 | $ 268,000 |
| Mendocino, California | 4 | $ 3,405,000 | $ 851,250 | $ 201,000 |
| Sutter, California | 4 | $ 714,000 | $ 178,500 | $ 79,000 |
| Weld, Colorado | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
| Alachua, Florida | 4 | $ 780,000 | $ 195,000 | $ 181,000 |
| Duval, Florida | 4 | $ 351,000 | $ 87,750 | $ 95,000 |
| Hernando, Florida | 4 | $ 473,000 | $ 118,250 | $ 67,000 |
| Lake, Florida | 4 | $ 868,000 | $ 217,000 | $ 428,000 |
| Sarasota, Florida | 4 | $ 1,489,000 | $ 372,250 | $ 334,000 |
| Clayton, Georgia | 4 | $ 366,000 | $ 91,500 | $ 69,000 |
| Allen, Indiana | 4 | $ 231,000 | $ 57,750 | $ 18,000 |
| Marion, Indiana | 4 | $ 267,000 | $ 66,750 | $ 89,000 |
| Anne Arundel, Maryland | 4 | $ 4,697,000 | $ 1,174,250 | $ 618,000 |
| Baltimore, Maryland | 4 | $ 311,000 | $ 77,750 | $ 87,000 |
| Middlesex, Massachusetts | 4 | $ 858,000 | $ 214,500 | $ 109,000 |
| Plymouth, Massachusetts | 4 | $ 815,000 | $ 203,750 | $ 116,000 |
| St. Louis City, Missouri | 4 | $ 297,000 | $ 74,250 | $ 149,000 |
| White Pine, Nevada | 4 | $ 476,000 | $ 119,000 | $ 67,000 |
| Bernalillo, New Mexico | 4 | $ 456,000 | $ 114,000 | $ 111,000 |
| Bronx, New York | 4 | $ 1,149,000 | $ 287,250 | $ 139,000 |
| Richmond, New York | 4 | $ 2,041,000 | $ 510,250 | $ 113,000 |
| Suffolk, New York | 4 | $ 1,429,000 | $ 357,250 | $ 147,000 |
| Mecklenburg, North Carolina | 4 | $ 470,000 | $ 117,500 | $ 64,000 |
| Charleston, South Carolina | 4 | $ 1,474,000 | $ 368,500 | $ 94,000 |
| Weber, Utah | 4 | $ 819,000 | $ 204,750 | $ 138,000 |
| Kitsap, Washington | 4 | $ 764,000 | $ 191,000 | $ 281,000 |
| Snohomish, Washington | 4 | $ 4,065,000 | $ 1,016,250 | $ 249,000 |
| Amador, California | 3 | $ 1,237,000 | $ 412,333 | $ 0 |
| Monterey, California | 3 | $ 985,000 | $ 328,333 | $ 314,000 |
| Napa, California | 3 | $ 871,000 | $ 290,333 | $ 532,000 |
| Shasta, California | 3 | $ 796,000 | $ 265,333 | $ 526,000 |
| Tehama, California | 3 | $ 4,024,000 | $ 1,341,333 | $ 100,000 |
| Flagler, Florida | 3 | $ 1,115,000 | $ 371,666 | $ 218,000 |
| Manatee, Florida | 3 | $ 415,000 | $ 138,333 | $ 117,000 |
| Marion, Florida | 3 | $ 2,819,000 | $ 939,666 | $ 294,000 |
| Okaloosa, Florida | 3 | $ 1,695,000 | $ 565,000 | $ 160,000 |
| Camden, Georgia | 3 | $ 3,583,000 | $ 1,194,333 | $ 537,000 |
| Cobb, Georgia | 3 | $ 626,000 | $ 208,666 | $ 191,000 |
| Henry, Georgia | 3 | $ 254,000 | $ 84,666 | $ 17,000 |
| Lake, Indiana | 3 | $ 649,000 | $ 216,333 | $ 119,000 |
| Madison, Indiana | 3 | $ 137,000 | $ 45,666 | $ 156,000 |
| Vanderburgh, Indiana | 3 | $ 228,000 | $ 76,000 | $ 75,000 |
| St. Mary's, Maryland | 3 | $ 294,000 | $ 98,000 | $ 128,000 |
| Norfolk, Massachusetts | 3 | $ 4,620,000 | $ 1,540,000 | $ 702,000 |
| Oakland, Michigan | 3 | $ 2,845,000 | $ 948,333 | $ 828,000 |
| St. Louis, Missouri | 3 | $ 210,000 | $ 70,000 | $ 146,000 |
| Nye, Nevada | 3 | $ 844,000 | $ 281,333 | $ 26,000 |
| New York, New York | 3 | $ 2,500,000 | $ 833,333 | $ 305,000 |
| Dare, North Carolina | 3 | $ 1,190,000 | $ 396,666 | $ 470,000 |
| Guilford, North Carolina | 3 | $ 1,746,000 | $ 582,000 | $ 344,000 |
| Wake, North Carolina | 3 | $ 296,000 | $ 98,666 | $ 169,000 |
| Clackamas, Oregon | 3 | $ 995,000 | $ 331,666 | $ 76,000 |
| Spartanburg, South Carolina | 3 | $ 590,000 | $ 196,666 | $ 55,000 |
| Shelby, Tennessee | 3 | $ 819,000 | $ 273,000 | $ 97,000 |
| Montgomery, Texas | 3 | $ 2,640,000 | $ 880,000 | $ 173,000 |
| Fairfax, Virginia | 3 | $ 1,371,000 | $ 457,000 | $ 146,000 |
| Loudoun, Virginia | 3 | $ 2,045,000 | $ 681,666 | $ 135,000 |
| Prince William, Virginia | 3 | $ 1,808,000 | $ 602,666 | $ 217,000 |
| Spotsylvania, Virginia | 3 | $ 474,000 | $ 158,000 | $ 75,000 |
| Island, Washington | 3 | $ 659,000 | $ 219,666 | $ 213,000 |
| Pinal, Arizona | 2 | $ 243,000 | $ 121,500 | $ 138,000 |
| Santa Cruz, Arizona | 2 | $ 198,000 | $ 99,000 | $ 81,000 |
| Yavapai, Arizona | 2 | $ 243,000 | $ 121,500 | $ 51,000 |
| Lake, California | 2 | $ 3,516,000 | $ 1,758,000 | $ 573,000 |
| Santa Cruz, California | 2 | $ 1,246,000 | $ 623,000 | $ 212,000 |
| Tuolumne, California | 2 | $ 428,000 | $ 214,000 | $ 266,000 |
| Eagle, Colorado | 2 | $ 4,655,000 | $ 2,327,500 | $ 912,000 |
| La Plata, Colorado | 2 | $ 630,000 | $ 315,000 | $ 176,000 |
| New London, Connecticut | 2 | $ 351,000 | $ 175,500 | $ 88,000 |
| Leon, Florida | 2 | $ 86,000 | $ 43,000 | $ 54,000 |
| Martin, Florida | 2 | $ 474,000 | $ 237,000 | $ 846,000 |
| Douglas, Georgia | 2 | $ 791,000 | $ 395,500 | $ 578,000 |
| Fayette, Georgia | 2 | $ 1,131,000 | $ 565,500 | $ 0 |
| Hall, Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 300,000 |
| Haralson, Georgia | 2 | $ 225,000 | $ 112,500 | $ 70,000 |
| Newton, Georgia | 2 | $ 315,000 | $ 157,500 | $ 74,000 |
| Paulding, Georgia | 2 | $ 234,000 | $ 117,000 | $ 72,000 |
| Troup, Georgia | 2 | $ 234,000 | $ 117,000 | $ 22,000 |
| Elkhart, Indiana | 2 | $ 142,000 | $ 71,000 | $ 65,000 |
| Hamilton, Indiana | 2 | $ 139,000 | $ 69,500 | $ 87,000 |
| Hancock, Indiana | 2 | $ 88,000 | $ 44,000 | $ 151,000 |
| Hendricks, Indiana | 2 | $ 163,000 | $ 81,500 | $ 72,000 |
| LaPorte, Indiana | 2 | $ 938,000 | $ 469,000 | $ 100,000 |
| Pulaski, Kentucky | 2 | $ 87,000 | $ 43,500 | $ 34,000 |
| Baltimore City, Maryland | 2 | $ 143,000 | $ 71,500 | $ 163,000 |
| Cecil, Maryland | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Frederick, Maryland | 2 | $ 1,335,000 | $ 667,500 | $ 59,000 |
| Essex, Massachusetts | 2 | $ 689,000 | $ 344,500 | $ 116,000 |
| Nantucket, Massachusetts | 2 | $ 3,131,000 | $ 1,565,500 | $ 497,000 |
| Suffolk, Massachusetts | 2 | $ 768,000 | $ 384,000 | $ 178,000 |
| Berrien, Michigan | 2 | $ 595,000 | $ 297,500 | $ 162,000 |
| Livingston, Michigan | 2 | $ 500,000 | $ 250,000 | $ 228,000 |
| Cole, Missouri | 2 | $ 176,000 | $ 88,000 | $ 179,000 |
| Douglas, Nevada | 2 | $ 3,080,000 | $ 1,540,000 | $ 411,000 |
| Lyon, Nevada | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Luna, New Mexico | 2 | $ 105,000 | $ 52,500 | $ 48,000 |
| Rio Arriba, New Mexico | 2 | $ 371,000 | $ 185,500 | $ 74,000 |
| Nassau, New York | 2 | $ 755,000 | $ 377,500 | $ 140,000 |
| Saratoga, New York | 2 | $ 287,000 | $ 143,500 | $ 90,000 |
| Westchester, New York | 2 | $ 1,746,000 | $ 873,000 | $ 246,000 |
| Beaufort, North Carolina | 2 | $ 608,000 | $ 304,000 | $ 218,000 |
| Cumberland, North Carolina | 2 | $ 145,000 | $ 72,500 | $ 84,000 |
| Iredell, North Carolina | 2 | $ 215,000 | $ 107,500 | $ 80,000 |
| Washington, Oregon | 2 | $ 352,000 | $ 176,000 | $ 192,000 |
| York, South Carolina | 2 | $ 85,000 | $ 42,500 | $ 53,000 |
| Davidson, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Fayette, Tennessee | 2 | $ 806,000 | $ 403,000 | $ 167,000 |
| Kaufman, Texas | 2 | $ 321,000 | $ 160,500 | $ 183,000 |
| Davis, Utah | 2 | $ 1,880,000 | $ 940,000 | $ 476,000 |
| Tooele, Utah | 2 | $ 185,000 | $ 92,500 | $ 65,000 |
| Albemarle, Virginia | 2 | $ 1,807,000 | $ 903,500 | $ 113,000 |
| Arlington, Virginia | 2 | $ 702,000 | $ 351,000 | $ 318,000 |
| Suffolk, Virginia | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
| Grays Harbor, Washington | 2 | $ 198,000 | $ 99,000 | $ 113,000 |
| Walla Walla, Washington | 2 | $ 145,000 | $ 72,500 | $ 70,000 |
| Whatcom, Washington | 2 | $ 1,451,000 | $ 725,500 | $ 114,000 |
| Washington, Arkansas | 1 | $ 267,000 | $ 267,000 | $ 70,000 |
| Glenn, California | 1 | $ 230,000 | $ 230,000 | $ 36,000 |
| Humboldt, California | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
| Yuba, California | 1 | $ 169,000 | $ 169,000 | $ 199,000 |
| Boulder, Colorado | 1 | $ 766,000 | $ 766,000 | $ 192,000 |
| Custer, Colorado | 1 | $ 420,000 | $ 420,000 | $ 126,000 |
| Delta, Colorado | 1 | $ 410,000 | $ 410,000 | $ 360,000 |
| Fremont, Colorado | 1 | $ 284,000 | $ 284,000 | $ 68,000 |
| Grand, Colorado | 1 | $ 338,000 | $ 338,000 | $ 242,000 |
| Hinsdale, Colorado | 1 | $ 915,000 | $ 915,000 | $ 269,000 |
| Lincoln, Colorado | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Mesa, Colorado | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| Pueblo, Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Yuma, Colorado | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Fairfield, Connecticut | 1 | $ 500,000 | $ 500,000 | $ 204,000 |
| Hartford, Connecticut | 1 | $ 2,250,000 | $ 2,250,000 | $ 720,000 |
| Bay, Florida | 1 | $ 56,000 | $ 56,000 | $ 360,000 |
| Bradford, Florida | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| Okeechobee, Florida | 1 | $ 980,000 | $ 980,000 | $ 360,000 |
| Washington, Florida | 1 | $ 550,000 | $ 550,000 | $ 170,000 |
| Bartow, Georgia | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
| Chatham, Georgia | 1 | $ 350,000 | $ 350,000 | $ 238,000 |
| Cherokee, Georgia | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Coweta, Georgia | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Forsyth, Georgia | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Glynn, Georgia | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Oconee, Georgia | 1 | $ 552,000 | $ 552,000 | $ 162,000 |
| Richmond, Georgia | 1 | $ 550,000 | $ 550,000 | $ 250,000 |
| Rockdale, Georgia | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Screven, Georgia | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Sumter, Georgia | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Taylor, Georgia | 1 | $ 354,000 | $ 354,000 | $ 206,000 |
| Monroe, Indiana | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Warrick, Indiana | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Calloway, Kentucky | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Hancock, Maine | 1 | $ 290,000 | $ 290,000 | $ 215,000 |
| Montgomery, Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 128,000 |
| Bristol, Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Worcester, Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 139,000 |
| Lenawee, Michigan | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Washtenaw, Michigan | 1 | $ 381,000 | $ 381,000 | $ 300,000 |
| Jackson, Missouri | 1 | $ 461,000 | $ 461,000 | $ 80,000 |
| St. Charles, Missouri | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
| Taney, Missouri | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Churchill, Nevada | 1 | $ 302,000 | $ 302,000 | $ 78,000 |
| Essex, New Jersey | 1 | $ 440,000 | $ 440,000 | $ 139,000 |
| Dona Ana, New Mexico | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Lincoln, New Mexico | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Santa Fe, New Mexico | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Albany, New York | 1 | $ 171,000 | $ 171,000 | $ 171,000 |
| Orange, New York | 1 | $ 1,950,000 | $ 1,950,000 | $ 365,000 |
| Ulster, New York | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Carteret, North Carolina | 1 | $ 282,000 | $ 282,000 | $ 55,000 |
| Durham, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| Jackson, North Carolina | 1 | $ 169,000 | $ 169,000 | $ 180,000 |
| Mitchell, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| New Hanover, North Carolina | 1 | $ 299,000 | $ 299,000 | $ 96,000 |
| Pasquotank, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Randolph, North Carolina | 1 | $ 288,000 | $ 288,000 | $ 98,000 |
| Stokes, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Washington, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Clatsop, Oregon | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Douglas, Oregon | 1 | $ 511,000 | $ 511,000 | $ 167,000 |
| Providence, Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 116,000 |
| Washington, Rhode Island | 1 | $ 1,856,000 | $ 1,856,000 | $ 981,000 |
| Anderson, South Carolina | 1 | $ 78,000 | $ 78,000 | $ 128,000 |
| Dorchester, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Greenville, South Carolina | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Horry, South Carolina | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| Lexington, South Carolina | 1 | $ 392,000 | $ 392,000 | $ 93,000 |
| Morgan, Tennessee | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
| Union, Tennessee | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Collin, Texas | 1 | $ 1,417,000 | $ 1,417,000 | $ 550,000 |
| Denton, Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Hardin, Texas | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Liberty, Texas | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Smith, Texas | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Travis, Texas | 1 | $ 328,000 | $ 328,000 | $ 128,000 |
| Williamson, Texas | 1 | $ 396,000 | $ 396,000 | $ 204,000 |
| Iron, Utah | 1 | $ 327,000 | $ 327,000 | $ 230,000 |
| Chesapeake, Virginia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Chesterfield, Virginia | 1 | $ 380,000 | $ 380,000 | $ 165,000 |
| Fauquier, Virginia | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
| Franklin, Virginia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Frederick, Virginia | 1 | $ 411,000 | $ 411,000 | $ 119,000 |
| Norfolk, Virginia | 1 | $ 428,000 | $ 428,000 | $ 132,000 |
| Lewis, Washington | 1 | $ 261,000 | $ 261,000 | $ 232,000 |
| Whitman, Washington | 1 | $ 267,000 | $ 267,000 | $ 101,000 |
| Johnson, Wyoming | 1 | $ 332,000 | $ 332,000 | $ 144,000 |
| Sublette, Wyoming | 1 | $ 356,000 | $ 356,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Shasta Financial Services, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,443 | $426,821,000 | $295,000 | $6,550,000 | $181,000 | $2,496,000 |
| Refinancing | 982 | $483,827,000 | $492,000 | $20,000,000 | $251,000 | $4,118,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 733 | $281,194,000 | $383,000 | $12,000,000 | $250,000 | $4,118,000 |
| Black or African American | 468 | $129,362,000 | $276,000 | $2,520,000 | $166,000 | $1,980,000 |
| Not Provided | 384 | $190,902,000 | $497,000 | $20,000,000 | $240,000 | $4,020,000 |
| Hispanic | 348 | $95,015,000 | $273,000 | $4,600,000 | $168,000 | $3,420,000 |
| Not applicable | 334 | $159,889,000 | $478,000 | $4,661,000 | $209,000 | $2,496,000 |
| Asian | 100 | $34,806,000 | $348,000 | $1,610,000 | $207,000 | $1,111,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $16,285,000 | $361,000 | $3,180,000 | $86,000 | $900,000 |
| American Indian or Alaskan Native | 13 | $3,195,000 | $245,000 | $553,000 | $117,000 | $221,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,425 | $910,648,000 | $375,000 | $20,000,000 | $209,000 | $4,118,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,379 | $495,487,000 | $359,000 | $6,080,000 | $204,000 | $3,004,000 |
| Loan Originated | 415 | $105,163,000 | $253,000 | $1,856,000 | $205,000 | $1,584,000 |
| Application Denied By Financial Institution | 375 | $179,886,000 | $479,000 | $4,950,000 | $217,000 | $3,420,000 |
| Application Withdrawn By Applicant | 256 | $130,112,000 | $508,000 | $20,000,000 | $231,000 | $4,118,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $36,384,000 | $577,000 | $3,250,000 | $262,000 | $3,420,000 |
| Collateral | 56 | $27,957,000 | $499,000 | $2,800,000 | $264,000 | $1,125,000 |
| Other | 35 | $12,519,000 | $357,000 | $956,000 | $164,000 | $550,000 |
| Debt-To-Income Ratio | 18 | $8,523,000 | $473,000 | $2,144,000 | $210,000 | $660,000 |
| Employment History | 9 | $4,920,000 | $546,000 | $1,125,000 | $311,000 | $624,000 |
| Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shasta Financial Services, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shasta Financial Services, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About