2 mortgage lenders are based in ZIP code 49455, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Oceana County, MI in 2025.
In 2025, 117 lenders made 576 home loans worth $125.1 million in Oceana County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Oceana County, which includes ZIP code 49455.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Lake Michigan Credit Union Grand Rapids, MI | 74 | $19.7M | $266,000 | 12.8% |
| 2 | Huntington National Bank Columbus, OH | 52 | $7.9M | $152,000 | 9.0% |
| 3 | Mortgage 1 Incorporated Sterling Heights, MI | 42 | $9.6M | $229,000 | 7.3% |
| 4 | Fifth Third Bank, National Association Cincinnati, OH | 33 | $4.0M | $122,000 | 5.7% |
| 5 | United Wholesale Mortgage Plymouth, MI | 28 | $7.6M | $271,000 | 4.9% |
| 6 | The Shelby State Bank Shelby, MI | 24 | $3.5M | $145,000 | 4.2% |
| 7 | Greenstone Farm Credit Services East Lansing, MI | 18 | $6.2M | $344,000 | 3.1% |
| 8 | Gerber Federal Credit Union Fremont, MI | 18 | $2.1M | $117,000 | 3.1% |
| 9 | West Shore Bank Ludington, MI | 14 | $2.7M | $193,000 | 2.4% |
| 10 | Mortgage Research Center Columbia, MO | 11 | $2.1M | $194,000 | 1.9% |
See every lender in Oceana County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| SSB Mortgage Company
242 N MICHIGAN AVE SHELBY, MI 49455 |
* | 1,926 | $153,680,000 |
| The Shelby State Bank
242 N MICHIGAN AVE SHELBY, MI 49455 |
* | 4,545 | $535,747,000 |
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