Sofi Bank, National Association Mortgage Lending & HMDA Data, 2024
In 2024, Sofi Bank, National Association of Frisco, TX reported 15,489 mortgage applications totaling $4.5 billion, up 83% from 2023. The average application was for $293,274, and applicants reported an average income of $171,267. 38% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (469), Chicago-Naperville, IL (356) and Los Angeles-Long Beach-Glendale, CA (334) (applications in parentheses).
| Mortgage Company & Address | Sofi Bank, National Association Frisco, TX 75034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 15,489 |
| Total Mortgage Loan Application Amount | $4,542,525,000 |
| Average Mortgage Loan Application Amount | $293,274 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $171,267 |
| Highest Applicant Income | $6,257,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sofi Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,530 | $ 330,010,000 | $ 215,692 | $ 143,330 |
| Charlotte-Concord-Gastonia, NC-SC | 469 | $ 178,125,000 | $ 379,797 | $ 179,970 |
| Chicago-Naperville, IL | 356 | $ 97,950,000 | $ 275,140 | $ 180,000 |
| Los Angeles-Long Beach-Glendale, CA | 334 | $ 113,960,000 | $ 341,197 | $ 180,000 |
| Atlanta-Sandy Springs-Roswell, GA | 331 | $ 94,165,000 | $ 284,486 | $ 170,000 |
| Phoenix-Mesa-Scottsdale, AZ | 292 | $ 80,450,000 | $ 275,513 | $ 171,000 |
| Houston-The Woodlands-Sugar Land, TX | 267 | $ 82,405,000 | $ 308,632 | $ 180,000 |
| New York-Jersey City-White Plains, NY-NJ | 232 | $ 104,370,000 | $ 449,870 | $ 233,754 |
| Arlington-Alexandria-Reston, VA-WV | 227 | $ 82,585,000 | $ 363,810 | $ 212,511 |
| Dallas-Plano-Irving, TX | 226 | $ 91,190,000 | $ 403,495 | $ 195,000 |
| Riverside-San Bernardino-Ontario, CA | 210 | $ 53,490,000 | $ 254,714 | $ 172,000 |
| Denver-Aurora-Lakewood, CO | 196 | $ 64,030,000 | $ 326,683 | $ 190,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 192 | $ 55,400,000 | $ 288,541 | $ 174,067 |
| Lakewood-New Brunswick, NJ | 185 | $ 54,935,000 | $ 296,945 | $ 202,000 |
| Orlando-Kissimmee-Sanford, FL | 183 | $ 56,195,000 | $ 307,076 | $ 191,000 |
| Baltimore-Columbia-Towson, MD | 167 | $ 48,325,000 | $ 289,371 | $ 178,000 |
| Seattle-Bellevue-Everett, WA | 165 | $ 80,765,000 | $ 489,484 | $ 226,000 |
| Las Vegas-Henderson-Paradise, NV | 161 | $ 38,535,000 | $ 239,347 | $ 151,000 |
| Newark, NJ-PA | 155 | $ 53,015,000 | $ 342,032 | $ 238,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 154 | $ 52,530,000 | $ 341,103 | $ 254,000 |
| San Diego-Carlsbad, CA | 154 | $ 57,770,000 | $ 375,129 | $ 210,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 151 | $ 54,995,000 | $ 364,205 | $ 201,668 |
| Oakland-Hayward-Berkeley, CA | 148 | $ 75,300,000 | $ 508,783 | $ 253,000 |
| Tampa, FL | 146 | $ 43,480,000 | $ 297,808 | $ 166,000 |
| Cincinnati, OH-KY-IN | 144 | $ 30,180,000 | $ 209,583 | $ 132,333 |
| Indianapolis-Carmel-Anderson, IN | 144 | $ 36,120,000 | $ 250,833 | $ 145,000 |
| Montgomery County-Bucks County-Chester County, PA | 142 | $ 46,120,000 | $ 324,788 | $ 188,000 |
| Raleigh, NC | 139 | $ 44,505,000 | $ 320,179 | $ 175,000 |
| Columbus, OH | 134 | $ 33,490,000 | $ 249,925 | $ 141,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 131 | $ 35,885,000 | $ 273,931 | $ 168,000 |
| Miami-Miami Beach-Kendall, FL | 128 | $ 56,900,000 | $ 444,531 | $ 210,000 |
| St. Louis, MO-IL | 128 | $ 30,630,000 | $ 239,296 | $ 159,718 |
| Jacksonville, FL | 126 | $ 34,220,000 | $ 271,587 | $ 172,000 |
| Marietta, GA | 125 | $ 36,805,000 | $ 294,440 | $ 175,000 |
| Washington, DC-MD | 125 | $ 47,715,000 | $ 381,720 | $ 203,160 |
| Kansas City, MO-KS | 120 | $ 28,320,000 | $ 236,000 | $ 152,741 |
| Pittsburgh, PA | 120 | $ 26,560,000 | $ 221,333 | $ 147,000 |
| Warren-Troy-Farmington Hills, MI | 118 | $ 27,770,000 | $ 235,338 | $ 166,000 |
| Boston, MA | 115 | $ 41,795,000 | $ 363,434 | $ 188,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 115 | $ 40,275,000 | $ 350,217 | $ 202,000 |
| Anaheim-Santa Ana-Irvine, CA | 113 | $ 43,595,000 | $ 385,796 | $ 240,000 |
| Cambridge-Newton-Framingham, MA | 110 | $ 52,820,000 | $ 480,181 | $ 221,000 |
| Cleveland, OH | 110 | $ 24,750,000 | $ 225,000 | $ 141,000 |
| Austin-Round Rock, TX | 106 | $ 45,050,000 | $ 425,000 | $ 209,000 |
| Fort Worth-Arlington, TX | 94 | $ 29,090,000 | $ 309,468 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 92 | $ 25,950,000 | $ 282,065 | $ 179,000 |
| Camden, NJ | 89 | $ 21,605,000 | $ 242,752 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 87 | $ 50,445,000 | $ 579,827 | $ 324,000 |
| Richmond, VA | 85 | $ 22,565,000 | $ 265,470 | $ 151,000 |
| San Antonio-New Braunfels, TX | 84 | $ 27,770,000 | $ 330,595 | $ 160,000 |
| Washington-Baltimore-Arlington, DC | 82 | $ 33,250,000 | $ 405,487 | $ 201,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 79 | $ 20,975,000 | $ 265,506 | $ 139,253 |
| Salt Lake City, UT | 75 | $ 23,135,000 | $ 308,466 | $ 159,000 |
| Oklahoma City, OK | 71 | $ 15,225,000 | $ 214,436 | $ 134,000 |
| Charleston-North Charleston, SC | 70 | $ 19,970,000 | $ 285,285 | $ 155,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 69 | $ 14,265,000 | $ 206,739 | $ 146,260 |
| Hartford-West Hartford-East Hartford, CT | 68 | $ 14,900,000 | $ 219,117 | $ 162,000 |
| Philadelphia, PA | 68 | $ 17,320,000 | $ 254,705 | $ 153,000 |
| St. Petersburg-Clearwater-Largo, FL | 67 | $ 19,665,000 | $ 293,507 | $ 158,000 |
| Milwaukee-Waukesha-West Allis, WI | 64 | $ 17,580,000 | $ 274,687 | $ 153,000 |
| San Francisco-Redwood City-South San Francisco, CA | 64 | $ 41,780,000 | $ 652,812 | $ 373,000 |
| Providence-Warwick, RI-MA | 62 | $ 17,730,000 | $ 285,967 | $ 147,774 |
| Greenville-Anderson-Mauldin, SC | 61 | $ 17,055,000 | $ 279,590 | $ 153,000 |
| North Port-Sarasota-Bradenton, FL | 61 | $ 19,255,000 | $ 315,655 | $ 199,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 60 | $ 23,690,000 | $ 394,833 | $ 188,000 |
| Bridgeport-Stamford-Norwalk, CT | 59 | $ 21,035,000 | $ 356,525 | $ 220,000 |
| Detroit-Dearborn-Livonia, MI | 59 | $ 10,895,000 | $ 184,661 | $ 124,000 |
| Durham-Chapel Hill, NC | 59 | $ 18,015,000 | $ 305,338 | $ 191,000 |
| Everett, WA | 59 | $ 24,385,000 | $ 413,305 | $ 196,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 58 | $ 22,250,000 | $ 383,620 | $ 198,000 |
| Tacoma-Lakewood, WA | 56 | $ 17,230,000 | $ 307,678 | $ 174,000 |
| Louisville/Jefferson County, KY-IN | 55 | $ 9,885,000 | $ 179,727 | $ 112,436 |
| Memphis, TN-MS-AR | 55 | $ 11,925,000 | $ 216,818 | $ 168,618 |
| Albuquerque, NM | 54 | $ 12,880,000 | $ 238,518 | $ 137,000 |
| Worcester, MA-CT | 51 | $ 16,025,000 | $ 314,215 | $ 173,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 50 | $ 14,140,000 | $ 282,800 | $ 157,000 |
| Columbia, SC | 49 | $ 11,525,000 | $ 235,204 | $ 139,000 |
| Grand Rapids-Wyoming, MI | 49 | $ 11,195,000 | $ 228,469 | $ 137,000 |
| Stockton-Lodi, CA | 49 | $ 15,755,000 | $ 321,530 | $ 162,000 |
| Wilmington, DE-MD-NJ | 48 | $ 11,100,000 | $ 231,250 | $ 169,750 |
| Birmingham-Hoover, AL | 47 | $ 11,755,000 | $ 250,106 | $ 142,000 |
| Knoxville, TN | 47 | $ 13,995,000 | $ 297,765 | $ 147,000 |
| Cape Coral-Fort Myers, FL | 45 | $ 11,685,000 | $ 259,666 | $ 200,000 |
| Omaha-Council Bluffs, NE-IA | 44 | $ 9,510,000 | $ 216,136 | $ 122,454 |
| Elgin, IL | 43 | $ 8,835,000 | $ 205,465 | $ 162,000 |
| Greensboro-High Point, NC | 43 | $ 10,565,000 | $ 245,697 | $ 142,000 |
| Tucson, AZ | 43 | $ 9,065,000 | $ 210,813 | $ 134,000 |
| Winston-Salem, NC | 42 | $ 13,390,000 | $ 318,809 | $ 152,000 |
| Palm Bay-Melbourne-Titusville, FL | 40 | $ 14,560,000 | $ 364,000 | $ 190,000 |
| Spokane-Spokane Valley, WA | 40 | $ 10,000,000 | $ 250,000 | $ 145,000 |
| Wilmington, NC | 40 | $ 12,340,000 | $ 308,500 | $ 151,000 |
| Portland-South Portland, ME | 39 | $ 11,195,000 | $ 287,051 | $ 156,000 |
| Tulsa, OK | 39 | $ 9,055,000 | $ 232,179 | $ 132,000 |
| New Orleans-Metairie, LA | 38 | $ 8,560,000 | $ 225,263 | $ 147,000 |
| Nassau County-Suffolk County, NY | 36 | $ 20,460,000 | $ 568,333 | $ 287,000 |
| Chattanooga, TN-GA | 35 | $ 9,255,000 | $ 264,428 | $ 129,800 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 35 | $ 8,765,000 | $ 250,428 | $ 145,000 |
| Dayton-Springfield-Kettering, OH | 34 | $ 6,060,000 | $ 178,235 | $ 113,000 |
| Ogden-Clearfield, UT | 34 | $ 10,130,000 | $ 297,941 | $ 177,000 |
| Reno, NV | 34 | $ 9,080,000 | $ 267,058 | $ 155,000 |
| Akron, OH | 33 | $ 7,875,000 | $ 238,636 | $ 130,000 |
| El Paso, TX | 33 | $ 6,335,000 | $ 191,969 | $ 110,000 |
| Fresno, CA | 33 | $ 6,855,000 | $ 207,727 | $ 151,000 |
| Lake County-Porter County-Jasper County, IN | 33 | $ 6,275,000 | $ 190,151 | $ 131,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 33 | $ 6,605,000 | $ 200,151 | $ 125,000 |
| Wichita, KS | 33 | $ 6,905,000 | $ 209,242 | $ 124,000 |
| Manchester-Nashua, NH | 32 | $ 13,080,000 | $ 408,750 | $ 169,000 |
| Rockingham County-Strafford County, NH | 32 | $ 12,400,000 | $ 387,500 | $ 171,000 |
| Augusta-Richmond County, GA-SC | 31 | $ 5,895,000 | $ 190,161 | $ 135,387 |
| Boise City, ID | 31 | $ 7,335,000 | $ 236,612 | $ 141,000 |
| Lake County-Kenosha County, IL-WI | 30 | $ 10,190,000 | $ 339,666 | $ 199,000 |
| Naples-Immokalee-Marco Island, FL | 30 | $ 9,240,000 | $ 308,000 | $ 201,000 |
| Port St. Lucie, FL | 30 | $ 9,510,000 | $ 317,000 | $ 165,000 |
| Baton Rouge, LA | 29 | $ 6,545,000 | $ 225,689 | $ 143,000 |
| Lakeland-Winter Haven, FL | 29 | $ 5,455,000 | $ 188,103 | $ 185,000 |
| Savannah, GA | 28 | $ 7,200,000 | $ 257,142 | $ 139,000 |
| Asheville, NC | 27 | $ 7,855,000 | $ 290,925 | $ 137,000 |
| Colorado Springs, CO | 27 | $ 7,405,000 | $ 274,259 | $ 148,000 |
| Des Moines-West Des Moines, IA | 27 | $ 6,745,000 | $ 249,814 | $ 136,000 |
| Lancaster, PA | 27 | $ 7,195,000 | $ 266,481 | $ 120,000 |
| York-Hanover, PA | 27 | $ 5,615,000 | $ 207,962 | $ 159,000 |
| Fort Wayne, IN | 25 | $ 3,765,000 | $ 150,600 | $ 127,000 |
| Huntsville, AL | 24 | $ 6,300,000 | $ 262,500 | $ 188,000 |
| Little Rock-North Little Rock-Conway, AR | 24 | $ 4,510,000 | $ 187,916 | $ 100,000 |
| New Haven-Milford, CT | 24 | $ 7,570,000 | $ 315,416 | $ 179,000 |
| Ocala, FL | 24 | $ 7,160,000 | $ 298,333 | $ 121,000 |
| Toledo, OH | 24 | $ 5,170,000 | $ 215,416 | $ 160,000 |
| Bakersfield, CA | 23 | $ 4,505,000 | $ 195,869 | $ 159,000 |
| Crestview-Fort Walton Beach-Destin, FL | 23 | $ 7,165,000 | $ 311,521 | $ 192,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 23 | $ 6,925,000 | $ 301,086 | $ 224,000 |
| Provo-Orem, UT | 23 | $ 6,455,000 | $ 280,652 | $ 168,000 |
| Waterbury-Shelton, CT | 23 | $ 4,565,000 | $ 198,478 | $ 188,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 4,410,000 | $ 200,454 | $ 142,000 |
| Santa Rosa, CA | 22 | $ 7,320,000 | $ 332,727 | $ 197,000 |
| Tallahassee, FL | 22 | $ 7,020,000 | $ 319,090 | $ 177,000 |
| Trenton, NJ | 22 | $ 7,230,000 | $ 328,636 | $ 237,000 |
| Gainesville, FL | 21 | $ 4,475,000 | $ 213,095 | $ 142,000 |
| Olympia-Tumwater, WA | 21 | $ 6,565,000 | $ 312,619 | $ 185,000 |
| Atlantic City-Hammonton, NJ | 20 | $ 5,470,000 | $ 273,500 | $ 243,000 |
| Boulder, CO | 20 | $ 8,380,000 | $ 419,000 | $ 192,000 |
| Charlottesville, VA | 20 | $ 5,350,000 | $ 267,500 | $ 154,000 |
| Davenport-Moline-Rock Island, IA-IL | 20 | $ 3,870,000 | $ 193,500 | $ 114,100 |
| Harrisburg-Carlisle, PA | 20 | $ 5,370,000 | $ 268,500 | $ 152,000 |
| Modesto, CA | 20 | $ 5,280,000 | $ 264,000 | $ 135,000 |
| Rochester, NY | 20 | $ 3,720,000 | $ 186,000 | $ 138,000 |
| Springfield, MO | 20 | $ 4,890,000 | $ 244,500 | $ 114,000 |
| Lynchburg, VA | 19 | $ 4,595,000 | $ 241,842 | $ 113,000 |
| Madison, WI | 19 | $ 6,005,000 | $ 316,052 | $ 130,000 |
| South Bend-Mishawaka, IN-MI | 19 | $ 2,845,000 | $ 149,736 | $ 136,000 |
| Ann Arbor, MI | 18 | $ 7,390,000 | $ 410,555 | $ 206,000 |
| Greeley, CO | 18 | $ 5,190,000 | $ 288,333 | $ 141,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 2,960,000 | $ 164,444 | $ 126,000 |
| Huntington-Ashland, WV-KY-OH | 18 | $ 3,850,000 | $ 213,888 | $ 115,166 |
| Kennewick-Richland, WA | 18 | $ 7,910,000 | $ 439,444 | $ 202,000 |
| Reading, PA | 18 | $ 3,570,000 | $ 198,333 | $ 116,000 |
| Lexington-Fayette, KY | 17 | $ 3,845,000 | $ 226,176 | $ 128,000 |
| Punta Gorda, FL | 17 | $ 5,015,000 | $ 295,000 | $ 183,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 16 | $ 4,010,000 | $ 250,625 | $ 137,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 3,250,000 | $ 203,125 | $ 109,750 |
| Lincoln, NE | 16 | $ 3,510,000 | $ 219,375 | $ 137,000 |
| Lubbock, TX | 16 | $ 2,580,000 | $ 161,250 | $ 117,000 |
| Roanoke, VA | 16 | $ 3,900,000 | $ 243,750 | $ 160,000 |
| Vallejo-Fairfield, CA | 16 | $ 4,290,000 | $ 268,125 | $ 181,000 |
| Anchorage, AK | 15 | $ 3,095,000 | $ 206,333 | $ 164,000 |
| Athens-Clarke County, GA | 15 | $ 3,725,000 | $ 248,333 | $ 141,000 |
| Barnstable Town, MA | 15 | $ 5,745,000 | $ 383,000 | $ 189,000 |
| Eugene, OR | 15 | $ 4,755,000 | $ 317,000 | $ 125,000 |
| Fayetteville, NC | 15 | $ 2,665,000 | $ 177,666 | $ 99,000 |
| Norwich-New London, CT | 15 | $ 3,625,000 | $ 241,666 | $ 151,000 |
| Peoria, IL | 15 | $ 2,385,000 | $ 159,000 | $ 139,000 |
| Salem, OR | 15 | $ 4,085,000 | $ 272,333 | $ 151,000 |
| Sioux Falls, SD | 15 | $ 2,675,000 | $ 178,333 | $ 171,000 |
| Yuba City, CA | 15 | $ 7,085,000 | $ 472,333 | $ 183,000 |
| Grand Junction, CO | 14 | $ 6,120,000 | $ 437,142 | $ 253,000 |
| Helena, MT | 14 | $ 4,420,000 | $ 315,714 | $ 131,000 |
| Kalamazoo-Portage, MI | 14 | $ 2,490,000 | $ 177,857 | $ 127,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 14 | $ 5,820,000 | $ 415,714 | $ 239,000 |
| Lafayette-West Lafayette, IN | 14 | $ 2,670,000 | $ 190,714 | $ 148,000 |
| Lexington Park, MD | 14 | $ 3,890,000 | $ 277,857 | $ 130,000 |
| McAllen-Edinburg-Mission, TX | 14 | $ 2,910,000 | $ 207,857 | $ 170,000 |
| Merced, CA | 14 | $ 2,620,000 | $ 187,142 | $ 140,000 |
| Missoula, MT | 14 | $ 4,070,000 | $ 290,714 | $ 167,000 |
| Racine, WI | 14 | $ 3,830,000 | $ 273,571 | $ 178,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 7,470,000 | $ 533,571 | $ 166,000 |
| Spartanburg, SC | 14 | $ 3,380,000 | $ 241,428 | $ 161,000 |
| Springfield, MA | 14 | $ 2,540,000 | $ 181,428 | $ 114,000 |
| Visalia-Porterville, CA | 14 | $ 2,590,000 | $ 185,000 | $ 145,000 |
| Warner Robins, GA | 14 | $ 2,920,000 | $ 208,571 | $ 130,000 |
| Duluth, MN-WI | 13 | $ 2,705,000 | $ 208,076 | $ 155,000 |
| Green Bay, WI | 13 | $ 3,675,000 | $ 282,692 | $ 245,000 |
| Lafayette, LA | 13 | $ 2,045,000 | $ 157,307 | $ 159,000 |
| Macon-Bibb County, GA | 13 | $ 2,135,000 | $ 164,230 | $ 116,000 |
| Mobile, AL | 13 | $ 2,865,000 | $ 220,384 | $ 98,000 |
| Panama City, FL | 13 | $ 4,785,000 | $ 368,076 | $ 207,000 |
| Rockford, IL | 13 | $ 2,155,000 | $ 165,769 | $ 105,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 7,245,000 | $ 557,307 | $ 233,000 |
| Santa Maria-Santa Barbara, CA | 13 | $ 4,085,000 | $ 314,230 | $ 249,000 |
| Bellingham, WA | 12 | $ 5,530,000 | $ 460,833 | $ 159,000 |
| Bend-Redmond, OR | 12 | $ 3,180,000 | $ 265,000 | $ 153,000 |
| Bowling Green, KY | 12 | $ 3,170,000 | $ 264,166 | $ 226,000 |
| Bremerton-Silverdale, WA | 12 | $ 3,330,000 | $ 277,500 | $ 153,000 |
| Columbia, MO | 12 | $ 2,530,000 | $ 210,833 | $ 164,000 |
| Dover, DE | 12 | $ 1,570,000 | $ 130,833 | $ 91,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 2,920,000 | $ 243,333 | $ 121,000 |
| Lansing-East Lansing, MI | 12 | $ 2,240,000 | $ 186,666 | $ 178,000 |
| Las Cruces, NM | 12 | $ 3,060,000 | $ 255,000 | $ 139,000 |
| Rochester, MN | 12 | $ 3,200,000 | $ 266,666 | $ 126,000 |
| Salinas, CA | 12 | $ 3,340,000 | $ 278,333 | $ 195,000 |
| Slidell-Mandeville-Covington, LA | 12 | $ 3,270,000 | $ 272,500 | $ 162,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 3,135,000 | $ 285,000 | $ 169,000 |
| Amarillo, TX | 11 | $ 3,405,000 | $ 309,545 | $ 154,000 |
| Clarksville, TN-KY | 11 | $ 2,435,000 | $ 221,363 | $ 127,909 |
| Corpus Christi, TX | 11 | $ 3,305,000 | $ 300,454 | $ 169,000 |
| Evansville, IN-KY | 11 | $ 2,745,000 | $ 249,545 | $ 148,000 |
| Hinesville, GA | 11 | $ 1,935,000 | $ 175,909 | $ 93,000 |
| Homosassa Springs, FL | 11 | $ 2,065,000 | $ 187,727 | $ 364,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 2,405,000 | $ 218,636 | $ 136,818 |
| San Rafael, CA | 11 | $ 4,165,000 | $ 378,636 | $ 262,000 |
| Traverse City, MI | 11 | $ 3,685,000 | $ 335,000 | $ 151,000 |
| Wausau, WI | 11 | $ 2,135,000 | $ 194,090 | $ 117,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 1,325,000 | $ 120,454 | $ 91,000 |
| Blacksburg-Christiansburg-Radford, VA | 10 | $ 1,980,000 | $ 198,000 | $ 138,000 |
| Bloomington, IN | 10 | $ 1,880,000 | $ 188,000 | $ 178,000 |
| Canton-Massillon, OH | 10 | $ 2,040,000 | $ 204,000 | $ 113,000 |
| Daphne-Fairhope-Foley, AL | 10 | $ 2,210,000 | $ 221,000 | $ 107,000 |
| Fargo, ND-MN | 10 | $ 2,370,000 | $ 237,000 | $ 165,600 |
| Greenville, NC | 10 | $ 2,320,000 | $ 232,000 | $ 243,000 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 2,280,000 | $ 228,000 | $ 201,000 |
| Jackson, MS | 10 | $ 1,740,000 | $ 174,000 | $ 117,000 |
| Napa, CA | 10 | $ 1,590,000 | $ 159,000 | $ 258,000 |
| Santa Fe, NM | 10 | $ 3,890,000 | $ 389,000 | $ 181,000 |
| Sioux City, IA-NE-SD | 10 | $ 2,170,000 | $ 217,000 | $ 123,900 |
| Syracuse, NY | 10 | $ 3,260,000 | $ 326,000 | $ 140,000 |
| Wildwood-The Villages, FL | 10 | $ 2,820,000 | $ 282,000 | $ 226,000 |
| Appleton, WI | 9 | $ 1,695,000 | $ 188,333 | $ 95,000 |
| Billings, MT | 9 | $ 2,115,000 | $ 235,000 | $ 142,000 |
| Burlington, NC | 9 | $ 1,695,000 | $ 188,333 | $ 127,000 |
| Cedar Rapids, IA | 9 | $ 1,535,000 | $ 170,555 | $ 107,000 |
| Coeur D'Alene, ID | 9 | $ 2,665,000 | $ 296,111 | $ 138,000 |
| Erie, PA | 9 | $ 1,965,000 | $ 218,333 | $ 138,000 |
| Fort Smith, AR-OK | 9 | $ 845,000 | $ 93,888 | $ 154,000 |
| Gainesville, GA | 9 | $ 2,135,000 | $ 237,222 | $ 117,000 |
| Killeen-Temple, TX | 9 | $ 2,375,000 | $ 263,888 | $ 166,000 |
| Longview, TX | 9 | $ 1,785,000 | $ 198,333 | $ 89,000 |
| Montgomery, AL | 9 | $ 1,455,000 | $ 161,666 | $ 106,000 |
| Odessa, TX | 9 | $ 1,625,000 | $ 180,555 | $ 121,000 |
| Pinehurst-Southern Pines, NC | 9 | $ 2,545,000 | $ 282,777 | $ 97,000 |
| Waco, TX | 9 | $ 2,595,000 | $ 288,333 | $ 154,000 |
| Wenatchee, WA | 9 | $ 3,435,000 | $ 381,666 | $ 293,000 |
| Yakima, WA | 9 | $ 2,185,000 | $ 242,777 | $ 136,000 |
| Bozeman, MT | 8 | $ 2,710,000 | $ 338,750 | $ 287,000 |
| Brownsville-Harlingen, TX | 8 | $ 2,370,000 | $ 296,250 | $ 225,000 |
| Flagstaff, AZ | 8 | $ 3,260,000 | $ 407,500 | $ 135,000 |
| Jacksonville, NC | 8 | $ 2,440,000 | $ 305,000 | $ 130,000 |
| Johnson City, TN | 8 | $ 2,600,000 | $ 325,000 | $ 216,000 |
| Lawrence, KS | 8 | $ 2,130,000 | $ 266,250 | $ 178,000 |
| Logan, UT-ID | 8 | $ 2,890,000 | $ 361,250 | $ 226,000 |
| Pittsfield, MA | 8 | $ 2,300,000 | $ 287,500 | $ 194,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 2,120,000 | $ 265,000 | $ 194,000 |
| Springfield, IL | 8 | $ 860,000 | $ 107,500 | $ 147,000 |
| Tyler, TX | 8 | $ 1,330,000 | $ 166,250 | $ 64,000 |
| Amherst Town-Northampton, MA | 7 | $ 1,585,000 | $ 226,428 | $ 141,000 |
| Charleston, WV | 7 | $ 985,000 | $ 140,714 | $ 98,000 |
| Columbus, GA-AL | 7 | $ 795,000 | $ 113,571 | $ 85,142 |
| Eau Claire, WI | 7 | $ 1,375,000 | $ 196,428 | $ 138,000 |
| Elkhart-Goshen, IN | 7 | $ 1,665,000 | $ 237,857 | $ 94,000 |
| Flint, MI | 7 | $ 1,215,000 | $ 173,571 | $ 112,000 |
| Fort Collins, CO | 7 | $ 1,055,000 | $ 150,714 | $ 122,000 |
| Gettysburg, PA | 7 | $ 1,385,000 | $ 197,857 | $ 62,000 |
| Harrisonburg, VA | 7 | $ 1,985,000 | $ 283,571 | $ 118,000 |
| Hattiesburg, MS | 7 | $ 1,075,000 | $ 153,571 | $ 68,000 |
| Jackson, MI | 7 | $ 1,495,000 | $ 213,571 | $ 110,000 |
| Joplin, MO | 7 | $ 1,415,000 | $ 202,142 | $ 97,000 |
| Kenosha, WI | 7 | $ 1,935,000 | $ 276,428 | $ 145,000 |
| Lebanon, PA | 7 | $ 1,215,000 | $ 173,571 | $ 122,000 |
| Lewiston-Auburn, ME | 7 | $ 1,485,000 | $ 212,142 | $ 101,000 |
| Medford, OR | 7 | $ 2,195,000 | $ 313,571 | $ 131,000 |
| Sebring, FL | 7 | $ 1,705,000 | $ 243,571 | $ 130,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,565,000 | $ 223,571 | $ 138,000 |
| Topeka, KS | 7 | $ 695,000 | $ 99,285 | $ 112,000 |
| Williamsport, PA | 7 | $ 1,805,000 | $ 257,857 | $ 113,000 |
| Winchester, VA-WV | 7 | $ 2,485,000 | $ 355,000 | $ 112,000 |
| Bangor, ME | 6 | $ 860,000 | $ 143,333 | $ 130,000 |
| Beaumont-Port Arthur, TX | 6 | $ 730,000 | $ 121,666 | $ 81,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,120,000 | $ 186,666 | $ 186,000 |
| Cheyenne, WY | 6 | $ 920,000 | $ 153,333 | $ 162,000 |
| Chico, CA | 6 | $ 1,800,000 | $ 300,000 | $ 214,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 1,370,000 | $ 228,333 | $ 116,000 |
| Fond Du Lac, WI | 6 | $ 900,000 | $ 150,000 | $ 99,000 |
| Janesville-Beloit, WI | 6 | $ 790,000 | $ 131,666 | $ 78,000 |
| Midland, TX | 6 | $ 1,760,000 | $ 293,333 | $ 212,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,560,000 | $ 260,000 | $ 109,000 |
| Muncie, IN | 6 | $ 990,000 | $ 165,000 | $ 88,000 |
| Muskegon, MI | 6 | $ 930,000 | $ 155,000 | $ 66,000 |
| Niles-Benton Harbor, MI | 6 | $ 950,000 | $ 158,333 | $ 120,000 |
| Redding, CA | 6 | $ 1,140,000 | $ 190,000 | $ 145,000 |
| Rocky Mount, NC | 6 | $ 1,340,000 | $ 223,333 | $ 119,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,610,000 | $ 268,333 | $ 128,000 |
| Sherman-Denison, TX | 6 | $ 2,360,000 | $ 393,333 | $ 231,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 670,000 | $ 111,666 | $ 79,000 |
| St. George, UT | 6 | $ 1,130,000 | $ 188,333 | $ 228,000 |
| Valdosta, GA | 6 | $ 1,220,000 | $ 203,333 | $ 108,000 |
| Abilene, TX | 5 | $ 975,000 | $ 195,000 | $ 73,000 |
| Anniston-Oxford-Jacksonville, AL | 5 | $ 805,000 | $ 161,000 | $ 96,000 |
| Brunswick, GA | 5 | $ 725,000 | $ 145,000 | $ 137,000 |
| Carson City, NV | 5 | $ 2,105,000 | $ 421,000 | $ 179,000 |
| Champaign-Urbana, IL | 5 | $ 675,000 | $ 135,000 | $ 171,000 |
| College Station-Bryan, TX | 5 | $ 1,455,000 | $ 291,000 | $ 249,000 |
| Dalton, GA | 5 | $ 715,000 | $ 143,000 | $ 87,000 |
| Decatur, AL | 5 | $ 455,000 | $ 91,000 | $ 95,000 |
| Florence, SC | 5 | $ 925,000 | $ 185,000 | $ 141,000 |
| Jefferson City, MO | 5 | $ 675,000 | $ 135,000 | $ 104,000 |
| Kokomo, IN | 5 | $ 1,205,000 | $ 241,000 | $ 116,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 1,525,000 | $ 305,000 | $ 117,600 |
| Monroe, MI | 5 | $ 585,000 | $ 117,000 | $ 85,000 |
| Morgantown, WV | 5 | $ 1,525,000 | $ 305,000 | $ 128,000 |
| Pueblo, CO | 5 | $ 1,205,000 | $ 241,000 | $ 107,000 |
| Rome, GA | 5 | $ 535,000 | $ 107,000 | $ 181,000 |
| Salisbury, MD-DE | 5 | $ 745,000 | $ 149,000 | $ 98,000 |
| Sheboygan, WI | 5 | $ 895,000 | $ 179,000 | $ 103,000 |
| Shreveport-Bossier City, LA | 5 | $ 1,125,000 | $ 225,000 | $ 109,000 |
| St. Cloud, MN | 5 | $ 955,000 | $ 191,000 | $ 82,000 |
| Tuscaloosa, AL | 5 | $ 1,455,000 | $ 291,000 | $ 162,000 |
| Wheeling, WV-OH | 5 | $ 1,195,000 | $ 239,000 | $ 142,800 |
| Battle Creek, MI | 4 | $ 1,220,000 | $ 305,000 | $ 140,000 |
| Beckley, WV | 4 | $ 450,000 | $ 112,500 | $ 79,000 |
| Bloomington, IL | 4 | $ 1,330,000 | $ 332,500 | $ 194,000 |
| Casper, WY | 4 | $ 850,000 | $ 212,500 | $ 106,000 |
| Cleveland, TN | 4 | $ 840,000 | $ 210,000 | $ 64,000 |
| Corvallis, OR | 4 | $ 1,130,000 | $ 282,500 | $ 106,000 |
| Decatur, IL | 4 | $ 520,000 | $ 130,000 | $ 124,000 |
| Elmira, NY | 4 | $ 970,000 | $ 242,500 | $ 150,000 |
| Fairbanks, AK | 4 | $ 890,000 | $ 222,500 | $ 88,000 |
| Grants Pass, OR | 4 | $ 1,800,000 | $ 450,000 | $ 95,000 |
| Hammond, LA | 4 | $ 1,070,000 | $ 267,500 | $ 98,000 |
| Hot Springs, AR | 4 | $ 700,000 | $ 175,000 | $ 175,000 |
| Iowa City, IA | 4 | $ 1,050,000 | $ 262,500 | $ 191,000 |
| Jonesboro, AR | 4 | $ 1,210,000 | $ 302,500 | $ 258,000 |
| Kankakee, IL | 4 | $ 650,000 | $ 162,500 | $ 92,000 |
| Kingston, NY | 4 | $ 1,830,000 | $ 457,500 | $ 332,000 |
| Lima, OH | 4 | $ 580,000 | $ 145,000 | $ 85,000 |
| Mankato-North Mankato, MN | 4 | $ 1,040,000 | $ 260,000 | $ 98,000 |
| Michigan City-La Porte, IN | 4 | $ 400,000 | $ 100,000 | $ 116,000 |
| Midland, MI | 4 | $ 630,000 | $ 157,500 | $ 86,000 |
| Morristown, TN | 4 | $ 410,000 | $ 102,500 | $ 79,000 |
| Oshkosh-Neenah, WI | 4 | $ 630,000 | $ 157,500 | $ 96,000 |
| Rapid City, SD | 4 | $ 1,570,000 | $ 392,500 | $ 205,000 |
| Saginaw, MI | 4 | $ 390,000 | $ 97,500 | $ 143,000 |
| San Angelo, TX | 4 | $ 540,000 | $ 135,000 | $ 75,000 |
| Springfield, OH | 4 | $ 600,000 | $ 150,000 | $ 284,000 |
| Albany, OR | 3 | $ 565,000 | $ 188,333 | $ 116,000 |
| Altoona, PA | 3 | $ 385,000 | $ 128,333 | $ 75,000 |
| Auburn-Opelika, AL | 3 | $ 455,000 | $ 151,666 | $ 117,000 |
| Binghamton, NY | 3 | $ 485,000 | $ 161,666 | $ 85,000 |
| Burlington-South Burlington, VT | 3 | $ 1,055,000 | $ 351,666 | $ 118,000 |
| Dubuque, IA | 3 | $ 605,000 | $ 201,666 | $ 152,000 |
| Enid, OK | 3 | $ 425,000 | $ 141,666 | $ 119,000 |
| Goldsboro, NC | 3 | $ 545,000 | $ 181,666 | $ 88,000 |
| Grand Forks, ND-MN | 3 | $ 755,000 | $ 251,666 | $ 102,000 |
| Great Falls, MT | 3 | $ 935,000 | $ 311,666 | $ 90,000 |
| Hanford-Corcoran, CA | 3 | $ 175,000 | $ 58,333 | $ 95,000 |
| Johnstown, PA | 3 | $ 325,000 | $ 108,333 | $ 205,000 |
| Longview, WA | 3 | $ 785,000 | $ 261,666 | $ 98,000 |
| Mansfield, OH | 3 | $ 365,000 | $ 121,666 | $ 129,000 |
| Monroe, LA | 3 | $ 545,000 | $ 181,666 | $ 106,000 |
| Paducah, KY-IL | 3 | $ 395,000 | $ 131,666 | $ 40,666 |
| State College, PA | 3 | $ 795,000 | $ 265,000 | $ 101,000 |
| Urban Honolulu, HI | 3 | $ 395,000 | $ 131,666 | $ 468,000 |
| Utica-Rome, NY | 3 | $ 625,000 | $ 208,333 | $ 72,000 |
| Vineland-Bridgeton, NJ | 3 | $ 515,000 | $ 171,666 | $ 102,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 725,000 | $ 241,666 | $ 142,000 |
| Yuma, AZ | 3 | $ 695,000 | $ 231,666 | $ 127,000 |
| Albany, GA | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| Alexandria, LA | 2 | $ 790,000 | $ 395,000 | $ 162,000 |
| Bay City, MI | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Bismarck, ND | 2 | $ 190,000 | $ 95,000 | $ 110,000 |
| Dothan, AL | 2 | $ 480,000 | $ 240,000 | $ 142,000 |
| Farmington, NM | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Gadsden, AL | 2 | $ 540,000 | $ 270,000 | $ 137,000 |
| Grand Island, NE | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Houma-Thibodaux, LA | 2 | $ 510,000 | $ 255,000 | $ 158,000 |
| Idaho Falls, ID | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Jackson, TN | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Lake Charles, LA | 2 | $ 180,000 | $ 90,000 | $ 174,000 |
| Laredo, TX | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Lawton, OK | 2 | $ 550,000 | $ 275,000 | $ 135,000 |
| Minot, ND | 2 | $ 240,000 | $ 120,000 | $ 142,000 |
| Parkersburg-Vienna, WV | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Pocatello, ID | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| St. Joseph, MO-KS | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| Sumter, SC | 2 | $ 860,000 | $ 430,000 | $ 41,000 |
| Terre Haute, IN | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Texarkana, TX-AR | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Twin Falls, ID | 2 | $ 1,020,000 | $ 510,000 | $ 176,000 |
| Victoria, TX | 2 | $ 310,000 | $ 155,000 | $ 116,000 |
| Walla Walla, WA | 2 | $ 450,000 | $ 225,000 | $ 200,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Wichita Falls, TX | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Cape Girardeau, MO-IL | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Columbus, IN | 1 | $ 475,000 | $ 475,000 | $ 219,000 |
| Eagle Pass, TX | 1 | $ 85,000 | $ 85,000 | $ 151,000 |
| El Centro, CA | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Glens Falls, NY | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Ithaca, NY | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Lewiston, ID-WA | 1 | $ 755,000 | $ 755,000 | $ 178,000 |
| Manhattan, KS | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Owensboro, KY | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Sandusky, OH | 1 | $ 145,000 | $ 145,000 | $ 263,000 |
| Watertown-Fort Drum, NY | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Sofi Bank, National Association in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,789 | $2,360,495,000 | $407,000 | $2,885,000 | $182,000 | $3,062,000 |
| Other Purpose | 4,594 | $629,990,000 | $137,000 | $2,005,000 | $164,000 | $6,257,000 |
| Cash-out Refinancing | 2,982 | $828,990,000 | $277,000 | $2,205,000 | $157,000 | $3,000,000 |
| Refinancing | 1,633 | $646,125,000 | $395,000 | $2,265,000 | $181,000 | $2,754,000 |
| Home Improvement | 491 | $76,925,000 | $156,000 | $9,005,000 | $167,000 | $5,000,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,133 | $2,557,885,000 | $280,000 | $2,885,000 | $168,000 | $3,000,000 |
| Not Provided | 2,217 | $721,745,000 | $325,000 | $2,285,000 | $181,000 | $3,062,000 |
| Hispanic | 1,647 | $442,535,000 | $268,000 | $2,205,000 | $159,000 | $6,257,000 |
| Asian | 1,350 | $508,360,000 | $376,000 | $1,885,000 | $202,000 | $2,754,000 |
| Black or African American | 957 | $244,995,000 | $256,000 | $9,005,000 | $161,000 | $5,000,000 |
| American Indian or Alaskan Native | 136 | $29,020,000 | $213,000 | $2,175,000 | $159,000 | $4,758,000 |
| Not applicable | 30 | $33,200,000 | $1,106,000 | $2,365,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,785,000 | $251,000 | $705,000 | $158,000 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,466 | $3,828,710,000 | $284,000 | $9,005,000 | $177,000 | $6,257,000 |
| FHA-insured (Federal Housing Administration) | 1,451 | $468,195,000 | $322,000 | $1,135,000 | $124,000 | $730,000 |
| VA-guaranteed (Veterans Administration) | 572 | $245,620,000 | $429,000 | $1,915,000 | $156,000 | $644,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,867 | $1,857,145,000 | $316,000 | $2,365,000 | $174,000 | $3,062,000 |
| Application Withdrawn By Applicant | 3,548 | $962,410,000 | $271,000 | $2,165,000 | $175,000 | $6,257,000 |
| File Closed For Incompleteness | 3,437 | $1,118,665,000 | $325,000 | $9,005,000 | $178,000 | $3,000,000 |
| Application Denied By Financial Institution | 2,581 | $586,515,000 | $227,000 | $2,175,000 | $150,000 | $5,000,000 |
| Application Approved But Not Accepted | 54 | $16,930,000 | $313,000 | $1,065,000 | $174,000 | $543,000 |
| Loan Purchased By The Institution | 2 | $860,000 | $430,000 | $525,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,908 | $3,956,010,000 | $306,000 | $9,005,000 | $175,000 | $6,257,000 |
| Credit Application Incomplete | 1,038 | $232,410,000 | $223,000 | $2,005,000 | $169,000 | $5,000,000 |
| Credit History | 551 | $118,525,000 | $215,000 | $1,705,000 | $119,000 | $1,298,000 |
| Collateral | 367 | $81,855,000 | $223,000 | $1,345,000 | $166,000 | $2,000,000 |
| Debt-To-Income Ratio | 346 | $91,720,000 | $265,000 | $2,175,000 | $128,000 | $2,400,000 |
| Other | 163 | $38,805,000 | $238,000 | $1,285,000 | $137,000 | $424,000 |
| Employment History | 72 | $14,930,000 | $207,000 | $1,205,000 | $115,000 | $475,000 |
| Unverifiable Information | 44 | $8,270,000 | $187,000 | $685,000 | $229,000 | $1,163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sofi Bank, National Association's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sofi Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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