South River Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, South River Mortgage, LLC of Annapolis, MD reported 3,718 mortgage applications totaling $777.3 million, up 417% from 2024. The average application was for $209,066, and applicants reported an average income of $35,991. 39% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (126), Dallas-Plano-Irving, TX (121) and Los Angeles-Long Beach-Glendale, CA (114) (applications in parentheses).
| Mortgage Company & Address | South River Mortgage, LLC 1750 Forest Dr Suite 195 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 3,718 |
| Total Mortgage Loan Application Amount | $777,310,000 |
| Average Mortgage Loan Application Amount | $209,066 |
| Highest Mortgage Loan Application Amount | $6,635,000 |
| Average Applicant Income | $35,991 |
| Highest Applicant Income | $3,960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South River Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 482 | $ 63,840,000 | $ 132,448 | $ 31,568 |
| Atlanta-Sandy Springs-Roswell, GA | 126 | $ 19,530,000 | $ 155,000 | $ 31,000 |
| Dallas-Plano-Irving, TX | 121 | $ 18,045,000 | $ 149,132 | $ 35,000 |
| Los Angeles-Long Beach-Glendale, CA | 114 | $ 62,050,000 | $ 544,298 | $ 40,000 |
| Houston-The Woodlands-Sugar Land, TX | 98 | $ 14,120,000 | $ 144,081 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 83 | $ 19,965,000 | $ 240,542 | $ 30,000 |
| Miami-Miami Beach-Kendall, FL | 80 | $ 28,350,000 | $ 354,375 | $ 39,000 |
| Charlotte-Concord-Gastonia, NC-SC | 73 | $ 12,215,000 | $ 167,328 | $ 26,712 |
| Phoenix-Mesa-Scottsdale, AZ | 70 | $ 19,530,000 | $ 279,000 | $ 65,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 59 | $ 16,285,000 | $ 276,016 | $ 32,000 |
| Tampa, FL | 58 | $ 7,150,000 | $ 123,275 | $ 29,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 52 | $ 19,080,000 | $ 366,923 | $ 88,000 |
| Lakewood-New Brunswick, NJ | 51 | $ 16,645,000 | $ 326,372 | $ 41,000 |
| Orlando-Kissimmee-Sanford, FL | 51 | $ 12,845,000 | $ 251,862 | $ 26,000 |
| Las Vegas-Henderson-Paradise, NV | 50 | $ 9,230,000 | $ 184,600 | $ 46,000 |
| Chicago-Naperville, IL | 46 | $ 6,360,000 | $ 138,260 | $ 35,000 |
| Fort Worth-Arlington, TX | 46 | $ 6,740,000 | $ 146,521 | $ 38,000 |
| San Diego-Carlsbad, CA | 45 | $ 29,225,000 | $ 649,444 | $ 47,000 |
| Anaheim-Santa Ana-Irvine, CA | 43 | $ 29,095,000 | $ 676,627 | $ 32,000 |
| San Antonio-New Braunfels, TX | 42 | $ 5,640,000 | $ 134,285 | $ 35,000 |
| Austin-Round Rock, TX | 41 | $ 8,855,000 | $ 215,975 | $ 39,000 |
| Cincinnati, OH-KY-IN | 33 | $ 3,605,000 | $ 109,242 | $ 28,000 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 14,345,000 | $ 434,696 | $ 29,000 |
| Newark, NJ-PA | 32 | $ 8,990,000 | $ 280,937 | $ 40,000 |
| Jacksonville, FL | 31 | $ 6,215,000 | $ 200,483 | $ 27,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 31 | $ 6,215,000 | $ 200,483 | $ 33,000 |
| Baltimore-Columbia-Towson, MD | 30 | $ 4,500,000 | $ 150,000 | $ 43,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 4,160,000 | $ 138,666 | $ 28,000 |
| Denver-Aurora-Lakewood, CO | 29 | $ 6,905,000 | $ 238,103 | $ 36,000 |
| Philadelphia, PA | 29 | $ 3,605,000 | $ 124,310 | $ 31,000 |
| Oakland-Hayward-Berkeley, CA | 27 | $ 15,875,000 | $ 587,962 | $ 56,000 |
| Marietta, GA | 26 | $ 3,560,000 | $ 136,923 | $ 26,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 4,910,000 | $ 188,846 | $ 21,153 |
| Washington, DC-MD | 26 | $ 4,720,000 | $ 181,538 | $ 43,307 |
| Columbus, OH | 25 | $ 3,295,000 | $ 131,800 | $ 39,000 |
| Pittsburgh, PA | 25 | $ 2,725,000 | $ 109,000 | $ 33,000 |
| Raleigh, NC | 25 | $ 4,235,000 | $ 169,400 | $ 25,000 |
| St. Petersburg-Clearwater-Largo, FL | 25 | $ 6,445,000 | $ 257,800 | $ 35,000 |
| Camden, NJ | 24 | $ 3,820,000 | $ 159,166 | $ 34,000 |
| Albuquerque, NM | 23 | $ 3,515,000 | $ 152,826 | $ 32,000 |
| Montgomery County-Bucks County-Chester County, PA | 22 | $ 4,270,000 | $ 194,090 | $ 32,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 2,925,000 | $ 139,285 | $ 29,000 |
| Port St. Lucie, FL | 21 | $ 2,955,000 | $ 140,714 | $ 31,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 14,810,000 | $ 740,500 | $ 38,000 |
| Winston-Salem, NC | 20 | $ 2,630,000 | $ 131,500 | $ 37,000 |
| Cleveland, OH | 19 | $ 2,665,000 | $ 140,263 | $ 29,000 |
| Salt Lake City, UT | 19 | $ 4,675,000 | $ 246,052 | $ 31,000 |
| Bakersfield, CA | 18 | $ 2,530,000 | $ 140,555 | $ 30,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 1,870,000 | $ 103,888 | $ 27,000 |
| Tacoma-Lakewood, WA | 18 | $ 3,700,000 | $ 205,555 | $ 31,000 |
| San Francisco-Redwood City-South San Francisco, CA | 17 | $ 11,055,000 | $ 650,294 | $ 41,000 |
| Tucson, AZ | 17 | $ 2,975,000 | $ 175,000 | $ 26,000 |
| Birmingham-Hoover, AL | 16 | $ 2,010,000 | $ 125,625 | $ 32,000 |
| Lakeland-Winter Haven, FL | 16 | $ 1,610,000 | $ 100,625 | $ 27,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 1,610,000 | $ 100,625 | $ 25,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 2,685,000 | $ 179,000 | $ 29,000 |
| Atlantic City-Hammonton, NJ | 15 | $ 3,165,000 | $ 211,000 | $ 44,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 4,345,000 | $ 289,666 | $ 33,000 |
| Chattanooga, TN-GA | 15 | $ 2,885,000 | $ 192,333 | $ 29,333 |
| Durham-Chapel Hill, NC | 15 | $ 2,865,000 | $ 191,000 | $ 32,000 |
| Greenville-Anderson-Mauldin, SC | 15 | $ 1,345,000 | $ 89,666 | $ 22,000 |
| Ocala, FL | 15 | $ 1,785,000 | $ 119,000 | $ 36,000 |
| Ogden-Clearfield, UT | 15 | $ 2,655,000 | $ 177,000 | $ 29,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 1,855,000 | $ 123,666 | $ 27,000 |
| Gainesville, FL | 14 | $ 1,820,000 | $ 130,000 | $ 25,000 |
| Memphis, TN-MS-AR | 14 | $ 1,230,000 | $ 87,857 | $ 39,000 |
| Wilmington, NC | 14 | $ 1,620,000 | $ 115,714 | $ 29,000 |
| Augusta-Richmond County, GA-SC | 13 | $ 1,465,000 | $ 112,692 | $ 30,615 |
| Charleston-North Charleston, SC | 13 | $ 1,775,000 | $ 136,538 | $ 35,000 |
| Colorado Springs, CO | 13 | $ 3,335,000 | $ 256,538 | $ 33,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 1,435,000 | $ 110,384 | $ 32,000 |
| New Orleans-Metairie, LA | 13 | $ 1,165,000 | $ 89,615 | $ 27,000 |
| Reno, NV | 13 | $ 3,555,000 | $ 273,461 | $ 30,000 |
| Savannah, GA | 13 | $ 1,675,000 | $ 128,846 | $ 37,000 |
| Eugene, OR | 12 | $ 2,420,000 | $ 201,666 | $ 24,000 |
| Greensboro-High Point, NC | 12 | $ 1,240,000 | $ 103,333 | $ 22,000 |
| Knoxville, TN | 12 | $ 1,680,000 | $ 140,000 | $ 31,000 |
| Longview, TX | 12 | $ 1,700,000 | $ 141,666 | $ 47,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 6,770,000 | $ 564,166 | $ 31,000 |
| Punta Gorda, FL | 12 | $ 1,350,000 | $ 112,500 | $ 34,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 3,110,000 | $ 259,166 | $ 30,000 |
| El Paso, TX | 11 | $ 1,235,000 | $ 112,272 | $ 25,000 |
| Fayetteville, NC | 11 | $ 1,055,000 | $ 95,909 | $ 27,000 |
| Salem, OR | 11 | $ 2,395,000 | $ 217,727 | $ 58,000 |
| Brownsville-Harlingen, TX | 10 | $ 770,000 | $ 77,000 | $ 37,000 |
| Killeen-Temple, TX | 10 | $ 760,000 | $ 76,000 | $ 27,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 4,270,000 | $ 427,000 | $ 35,000 |
| Spokane-Spokane Valley, WA | 10 | $ 1,370,000 | $ 137,000 | $ 24,000 |
| Trenton, NJ | 10 | $ 1,330,000 | $ 133,000 | $ 36,000 |
| Asheville, NC | 9 | $ 1,085,000 | $ 120,555 | $ 20,000 |
| Baton Rouge, LA | 9 | $ 765,000 | $ 85,000 | $ 66,000 |
| Bend-Redmond, OR | 9 | $ 2,145,000 | $ 238,333 | $ 36,000 |
| Fresno, CA | 9 | $ 2,145,000 | $ 238,333 | $ 20,000 |
| Lake County-Porter County-Jasper County, IN | 9 | $ 1,225,000 | $ 136,111 | $ 29,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 795,000 | $ 88,333 | $ 40,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 4,515,000 | $ 501,666 | $ 42,000 |
| Reading, PA | 9 | $ 925,000 | $ 102,777 | $ 22,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 11,465,000 | $ 1,273,888 | $ 93,000 |
| Valdosta, GA | 9 | $ 815,000 | $ 90,555 | $ 22,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 805,000 | $ 89,444 | $ 28,000 |
| Corpus Christi, TX | 8 | $ 710,000 | $ 88,750 | $ 36,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 900,000 | $ 112,500 | $ 20,000 |
| Columbia, SC | 7 | $ 695,000 | $ 99,285 | $ 36,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,885,000 | $ 269,285 | $ 42,000 |
| Dayton-Springfield-Kettering, OH | 7 | $ 655,000 | $ 93,571 | $ 31,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 665,000 | $ 95,000 | $ 30,000 |
| Everett, WA | 7 | $ 1,245,000 | $ 177,857 | $ 23,000 |
| Gainesville, GA | 7 | $ 1,685,000 | $ 240,714 | $ 29,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 945,000 | $ 135,000 | $ 36,000 |
| Huntsville, AL | 7 | $ 1,125,000 | $ 160,714 | $ 28,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,065,000 | $ 152,142 | $ 33,000 |
| Lancaster, PA | 7 | $ 1,595,000 | $ 227,857 | $ 26,000 |
| Modesto, CA | 7 | $ 1,035,000 | $ 147,857 | $ 22,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 1,525,000 | $ 217,857 | $ 28,000 |
| Provo-Orem, UT | 7 | $ 1,655,000 | $ 236,428 | $ 33,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,775,000 | $ 253,571 | $ 40,000 |
| Spartanburg, SC | 7 | $ 525,000 | $ 75,000 | $ 26,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 1,145,000 | $ 163,571 | $ 30,000 |
| Wichita Falls, TX | 7 | $ 505,000 | $ 72,142 | $ 27,000 |
| Akron, OH | 6 | $ 560,000 | $ 93,333 | $ 46,000 |
| Athens-Clarke County, GA | 6 | $ 740,000 | $ 123,333 | $ 25,000 |
| Beaumont-Port Arthur, TX | 6 | $ 480,000 | $ 80,000 | $ 24,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 690,000 | $ 115,000 | $ 25,000 |
| Elgin, IL | 6 | $ 580,000 | $ 96,666 | $ 24,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 770,000 | $ 128,333 | $ 21,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 950,000 | $ 158,333 | $ 29,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 690,000 | $ 115,000 | $ 24,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,500,000 | $ 250,000 | $ 24,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 920,000 | $ 153,333 | $ 37,000 |
| Oklahoma City, OK | 6 | $ 640,000 | $ 106,666 | $ 37,000 |
| Salinas, CA | 6 | $ 3,660,000 | $ 610,000 | $ 45,000 |
| Salisbury, MD-DE | 6 | $ 490,000 | $ 81,666 | $ 18,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,480,000 | $ 413,333 | $ 35,000 |
| Santa Rosa, CA | 6 | $ 1,320,000 | $ 220,000 | $ 35,000 |
| Waco, TX | 6 | $ 820,000 | $ 136,666 | $ 42,000 |
| Bremerton-Silverdale, WA | 5 | $ 975,000 | $ 195,000 | $ 29,000 |
| Dalton, GA | 5 | $ 535,000 | $ 107,000 | $ 39,000 |
| Dothan, AL | 5 | $ 425,000 | $ 85,000 | $ 35,000 |
| Fort Wayne, IN | 5 | $ 415,000 | $ 83,000 | $ 20,000 |
| Johnson City, TN | 5 | $ 585,000 | $ 117,000 | $ 30,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 475,000 | $ 95,000 | $ 36,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,185,000 | $ 237,000 | $ 18,000 |
| Redding, CA | 5 | $ 555,000 | $ 111,000 | $ 23,000 |
| Rocky Mount, NC | 5 | $ 245,000 | $ 49,000 | $ 16,000 |
| St. Louis, MO-IL | 5 | $ 365,000 | $ 73,000 | $ 20,000 |
| Amarillo, TX | 4 | $ 210,000 | $ 52,500 | $ 22,000 |
| El Centro, CA | 4 | $ 440,000 | $ 110,000 | $ 18,000 |
| Elkhart-Goshen, IN | 4 | $ 330,000 | $ 82,500 | $ 20,000 |
| Flint, MI | 4 | $ 280,000 | $ 70,000 | $ 33,000 |
| Homosassa Springs, FL | 4 | $ 750,000 | $ 187,500 | $ 27,000 |
| Jacksonville, NC | 4 | $ 310,000 | $ 77,500 | $ 36,000 |
| Mobile, AL | 4 | $ 380,000 | $ 95,000 | $ 37,000 |
| Olympia-Tumwater, WA | 4 | $ 540,000 | $ 135,000 | $ 42,000 |
| St. George, UT | 4 | $ 980,000 | $ 245,000 | $ 22,000 |
| Stockton-Lodi, CA | 4 | $ 900,000 | $ 225,000 | $ 26,000 |
| Vallejo-Fairfield, CA | 4 | $ 650,000 | $ 162,500 | $ 25,000 |
| Wilmington, DE-MD-NJ | 4 | $ 580,000 | $ 145,000 | $ 26,250 |
| Billings, MT | 3 | $ 225,000 | $ 75,000 | $ 30,000 |
| Chico, CA | 3 | $ 565,000 | $ 188,333 | $ 23,000 |
| College Station-Bryan, TX | 3 | $ 415,000 | $ 138,333 | $ 32,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 105,000 | $ 35,000 | $ 27,000 |
| Evansville, IN-KY | 3 | $ 145,000 | $ 48,333 | $ 25,000 |
| Fort Collins, CO | 3 | $ 325,000 | $ 108,333 | $ 32,000 |
| Grand Junction, CO | 3 | $ 475,000 | $ 158,333 | $ 19,000 |
| Hammond, LA | 3 | $ 225,000 | $ 75,000 | $ 24,000 |
| Hanford-Corcoran, CA | 3 | $ 355,000 | $ 118,333 | $ 23,000 |
| Harrisburg-Carlisle, PA | 3 | $ 545,000 | $ 181,666 | $ 31,000 |
| Lebanon, PA | 3 | $ 365,000 | $ 121,666 | $ 27,000 |
| Lubbock, TX | 3 | $ 335,000 | $ 111,666 | $ 37,000 |
| Montgomery, AL | 3 | $ 115,000 | $ 38,333 | $ 15,000 |
| Napa, CA | 3 | $ 1,415,000 | $ 471,666 | $ 27,000 |
| Sherman-Denison, TX | 3 | $ 305,000 | $ 101,666 | $ 31,000 |
| Tallahassee, FL | 3 | $ 365,000 | $ 121,666 | $ 20,000 |
| Texarkana, TX-AR | 3 | $ 275,000 | $ 91,666 | $ 28,000 |
| Tulsa, OK | 3 | $ 425,000 | $ 141,666 | $ 59,000 |
| Tyler, TX | 3 | $ 275,000 | $ 91,666 | $ 49,000 |
| Vineland-Bridgeton, NJ | 3 | $ 325,000 | $ 108,333 | $ 34,000 |
| Visalia-Porterville, CA | 3 | $ 415,000 | $ 138,333 | $ 43,000 |
| Wenatchee, WA | 3 | $ 735,000 | $ 245,000 | $ 28,000 |
| York-Hanover, PA | 3 | $ 365,000 | $ 121,666 | $ 35,000 |
| Abilene, TX | 2 | $ 80,000 | $ 40,000 | $ 25,000 |
| Albany, OR | 2 | $ 500,000 | $ 250,000 | $ 25,000 |
| Alexandria, LA | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Bay City, MI | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Bellingham, WA | 2 | $ 230,000 | $ 115,000 | $ 23,000 |
| Brunswick, GA | 2 | $ 480,000 | $ 240,000 | $ 12,000 |
| Burlington, NC | 2 | $ 190,000 | $ 95,000 | $ 20,000 |
| Canton-Massillon, OH | 2 | $ 230,000 | $ 115,000 | $ 31,000 |
| Clarksville, TN-KY | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Columbus, GA-AL | 2 | $ 260,000 | $ 130,000 | $ 27,000 |
| Decatur, AL | 2 | $ 70,000 | $ 35,000 | $ 26,000 |
| Dover, DE | 2 | $ 200,000 | $ 100,000 | $ 20,000 |
| Duluth, MN-WI | 2 | $ 150,000 | $ 75,000 | $ 29,500 |
| Eagle Pass, TX | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Erie, PA | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Farmington, NM | 2 | $ 210,000 | $ 105,000 | $ 22,000 |
| Florence, SC | 2 | $ 140,000 | $ 70,000 | $ 32,000 |
| Goldsboro, NC | 2 | $ 70,000 | $ 35,000 | $ 20,000 |
| Grants Pass, OR | 2 | $ 240,000 | $ 120,000 | $ 18,000 |
| Great Falls, MT | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Greeley, CO | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Greenville, NC | 2 | $ 170,000 | $ 85,000 | $ 23,000 |
| Hot Springs, AR | 2 | $ 170,000 | $ 85,000 | $ 29,000 |
| Jonesboro, AR | 2 | $ 60,000 | $ 30,000 | $ 19,000 |
| Kankakee, IL | 2 | $ 330,000 | $ 165,000 | $ 21,000 |
| Kennewick-Richland, WA | 2 | $ 450,000 | $ 225,000 | $ 38,000 |
| Lafayette, LA | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Lafayette-West Lafayette, IN | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Lake Charles, LA | 2 | $ 40,000 | $ 20,000 | $ 22,000 |
| Lansing-East Lansing, MI | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Laredo, TX | 2 | $ 200,000 | $ 100,000 | $ 25,000 |
| Las Cruces, NM | 2 | $ 450,000 | $ 225,000 | $ 21,000 |
| Longview, WA | 2 | $ 300,000 | $ 150,000 | $ 24,000 |
| Macon-Bibb County, GA | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Monroe, MI | 2 | $ 190,000 | $ 95,000 | $ 25,000 |
| Morristown, TN | 2 | $ 280,000 | $ 140,000 | $ 25,000 |
| Muskegon, MI | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Niles-Benton Harbor, MI | 2 | $ 680,000 | $ 340,000 | $ 39,000 |
| Panama City, FL | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Peoria, IL | 2 | $ 200,000 | $ 100,000 | $ 25,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 250,000 | $ 125,000 | $ 26,000 |
| Pueblo, CO | 2 | $ 150,000 | $ 75,000 | $ 20,000 |
| Rochester, MN | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| San Angelo, TX | 2 | $ 140,000 | $ 70,000 | $ 19,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 580,000 | $ 290,000 | $ 35,000 |
| San Rafael, CA | 2 | $ 1,040,000 | $ 520,000 | $ 39,000 |
| Santa Fe, NM | 2 | $ 650,000 | $ 325,000 | $ 28,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| Toledo, OH | 2 | $ 30,000 | $ 15,000 | $ 17,000 |
| Tuscaloosa, AL | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Wildwood-The Villages, FL | 2 | $ 390,000 | $ 195,000 | $ 33,000 |
| Yakima, WA | 2 | $ 510,000 | $ 255,000 | $ 19,000 |
| Albany, GA | 1 | $ 175,000 | $ 175,000 | $ 12,000 |
| Altoona, PA | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Ann Arbor, MI | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Bloomington, IN | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Cleveland, TN | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Corvallis, OR | 1 | $ 245,000 | $ 245,000 | $ 26,000 |
| Florence-Muscle Shoals, AL | 1 | $ 225,000 | $ 225,000 | $ 18,000 |
| Fort Smith, AR-OK | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Gadsden, AL | 1 | $ 125,000 | $ 125,000 | $ 13,000 |
| Gettysburg, PA | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Green Bay, WI | 1 | $ 205,000 | $ 205,000 | $ 21,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Helena, MT | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Houma-Thibodaux, LA | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Jackson, MI | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Jackson, TN | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Johnstown, PA | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Kalamazoo-Portage, MI | 1 | $ 215,000 | $ 215,000 | $ 18,000 |
| Kokomo, IN | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lawton, OK | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Lexington Park, MD | 1 | $ 155,000 | $ 155,000 | $ 14,000 |
| Logan, UT-ID | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Mankato-North Mankato, MN | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Merced, CA | 1 | $ 175,000 | $ 175,000 | $ 22,000 |
| Michigan City-La Porte, IN | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Odessa, TX | 1 | $ 95,000 | $ 95,000 | $ 12,000 |
| Racine, WI | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Rockford, IL | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Sebring, FL | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Springfield, OH | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| St. Cloud, MN | 1 | $ 225,000 | $ 225,000 | $ 22,000 |
| Terre Haute, IN | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Victoria, TX | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Wheeling, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Yuba City, CA | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Yuma, AZ | 1 | $ 115,000 | $ 115,000 | $ 14,000 |
Mortgage Loan Application Detail Totals for South River Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,716 | $776,770,000 | $209,000 | $6,635,000 | $36,000 | $3,960,000 |
| Home Purchase | 2 | $540,000 | $270,000 | $455,000 | $21,000 | $22,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,752 | $358,000,000 | $204,000 | $3,225,000 | $35,000 | $2,352,000 |
| White | 1,300 | $299,340,000 | $230,000 | $6,635,000 | $38,000 | $3,960,000 |
| Black or African American | 443 | $72,245,000 | $163,000 | $3,655,000 | $32,000 | $379,000 |
| Hispanic | 164 | $32,130,000 | $195,000 | $1,345,000 | $32,000 | $199,000 |
| Asian | 38 | $12,110,000 | $318,000 | $1,165,000 | $37,000 | $75,000 |
| American Indian or Alaskan Native | 17 | $2,685,000 | $157,000 | $355,000 | $28,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $800,000 | $200,000 | $565,000 | $29,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,407 | $350,465,000 | $145,000 | $745,000 | $31,000 | $554,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,311 | $426,845,000 | $325,000 | $6,635,000 | $43,000 | $3,960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,215 | $491,355,000 | $221,000 | $6,635,000 | $36,000 | $3,000,000 |
| Loan Originated | 1,442 | $274,610,000 | $190,000 | $3,655,000 | $35,000 | $3,960,000 |
| Application Denied By Financial Institution | 61 | $11,345,000 | $185,000 | $745,000 | $29,000 | $219,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,657 | $765,965,000 | $209,000 | $6,635,000 | $36,000 | $3,960,000 |
| Collateral | 25 | $4,915,000 | $196,000 | $745,000 | $25,000 | $54,000 |
| Debt-To-Income Ratio | 22 | $3,840,000 | $174,000 | $625,000 | $32,000 | $219,000 |
| Credit History | 9 | $1,485,000 | $165,000 | $675,000 | $28,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $945,000 | $315,000 | $615,000 | $47,000 | $106,000 |
| Other | 1 | $85,000 | $85,000 | $85,000 | $21,000 | $21,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South River Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South River Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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