Southwest Funding LP Mortgage Lending & HMDA Data, 2025
In 2025, Southwest Funding LP of Dallas, TX reported 2,644 mortgage applications totaling $700.7 million, down 19% from 2024. The average application was for $265,018, and applicants reported an average income of $118,904. 66% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (233), Clarksville, TN-KY (136) and San Antonio-New Braunfels, TX (129) (applications in parentheses).
| Mortgage Company & Address | Southwest Funding LP 13150 Coit Road Ste 100 Dallas, TX 75240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,644 |
| Total Mortgage Loan Application Amount | $700,710,000 |
| Average Mortgage Loan Application Amount | $265,018 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $118,904 |
| Highest Applicant Income | $8,644,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southwest Funding LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 429 | $ 97,625,000 | $ 227,564 | $ 100,836 |
| Dallas-Plano-Irving, TX | 233 | $ 69,785,000 | $ 299,506 | $ 122,000 |
| Clarksville, TN-KY | 136 | $ 40,890,000 | $ 300,661 | $ 87,875 |
| San Antonio-New Braunfels, TX | 129 | $ 44,415,000 | $ 344,302 | $ 147,000 |
| Houston-The Woodlands-Sugar Land, TX | 111 | $ 36,615,000 | $ 329,864 | $ 133,000 |
| Fort Worth-Arlington, TX | 109 | $ 33,235,000 | $ 304,908 | $ 129,000 |
| Austin-Round Rock, TX | 100 | $ 31,690,000 | $ 316,900 | $ 196,000 |
| Oklahoma City, OK | 99 | $ 19,435,000 | $ 196,313 | $ 94,000 |
| New Orleans-Metairie, LA | 94 | $ 21,540,000 | $ 229,148 | $ 271,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 62 | $ 20,290,000 | $ 327,258 | $ 108,000 |
| Laredo, TX | 60 | $ 19,960,000 | $ 332,666 | $ 169,000 |
| McAllen-Edinburg-Mission, TX | 59 | $ 13,305,000 | $ 225,508 | $ 106,000 |
| Memphis, TN-MS-AR | 58 | $ 13,520,000 | $ 233,103 | $ 88,172 |
| Brownsville-Harlingen, TX | 46 | $ 9,880,000 | $ 214,782 | $ 96,000 |
| Baton Rouge, LA | 45 | $ 9,275,000 | $ 206,111 | $ 89,000 |
| Indianapolis-Carmel-Anderson, IN | 40 | $ 9,150,000 | $ 228,750 | $ 89,000 |
| Louisville/Jefferson County, KY-IN | 40 | $ 9,470,000 | $ 236,750 | $ 77,200 |
| Birmingham-Hoover, AL | 39 | $ 9,055,000 | $ 232,179 | $ 86,000 |
| Dothan, AL | 39 | $ 8,735,000 | $ 223,974 | $ 90,000 |
| Detroit-Dearborn-Livonia, MI | 36 | $ 5,560,000 | $ 154,444 | $ 99,000 |
| Tuscaloosa, AL | 35 | $ 7,375,000 | $ 210,714 | $ 81,000 |
| Beaumont-Port Arthur, TX | 33 | $ 5,705,000 | $ 172,878 | $ 80,000 |
| Florence-Muscle Shoals, AL | 32 | $ 6,270,000 | $ 195,937 | $ 96,000 |
| Longview, WA | 29 | $ 7,165,000 | $ 247,068 | $ 107,000 |
| Albuquerque, NM | 28 | $ 12,510,000 | $ 446,785 | $ 208,000 |
| Anniston-Oxford-Jacksonville, AL | 28 | $ 5,380,000 | $ 192,142 | $ 73,000 |
| Houma-Thibodaux, LA | 28 | $ 4,300,000 | $ 153,571 | $ 76,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 13,620,000 | $ 523,846 | $ 162,769 |
| Denver-Aurora-Lakewood, CO | 24 | $ 7,790,000 | $ 324,583 | $ 113,000 |
| Tulsa, OK | 23 | $ 4,825,000 | $ 209,782 | $ 107,000 |
| Cleveland, OH | 18 | $ 4,400,000 | $ 244,444 | $ 94,000 |
| Atlanta-Sandy Springs-Roswell, GA | 17 | $ 4,645,000 | $ 273,235 | $ 97,000 |
| Knoxville, TN | 15 | $ 3,095,000 | $ 206,333 | $ 111,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 3,795,000 | $ 253,000 | $ 237,000 |
| Greenville-Anderson-Mauldin, SC | 14 | $ 3,380,000 | $ 241,428 | $ 71,000 |
| Gulfport-Biloxi-Pascagoula, MS | 12 | $ 3,170,000 | $ 264,166 | $ 99,000 |
| Saginaw, MI | 12 | $ 1,470,000 | $ 122,500 | $ 200,000 |
| Slidell-Mandeville-Covington, LA | 12 | $ 2,860,000 | $ 238,333 | $ 84,000 |
| Kennewick-Richland, WA | 11 | $ 4,185,000 | $ 380,454 | $ 114,000 |
| Killeen-Temple, TX | 10 | $ 1,920,000 | $ 192,000 | $ 104,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 2,910,000 | $ 291,000 | $ 103,000 |
| Columbia, SC | 9 | $ 1,865,000 | $ 207,222 | $ 78,000 |
| Hammond, LA | 9 | $ 2,085,000 | $ 231,666 | $ 66,000 |
| Huntsville, AL | 9 | $ 2,115,000 | $ 235,000 | $ 93,000 |
| Pittsburgh, PA | 9 | $ 1,985,000 | $ 220,555 | $ 87,000 |
| Spartanburg, SC | 9 | $ 2,545,000 | $ 282,777 | $ 110,000 |
| Jackson, MS | 8 | $ 2,260,000 | $ 282,500 | $ 96,000 |
| Lawton, OK | 8 | $ 1,380,000 | $ 172,500 | $ 82,000 |
| Marietta, GA | 8 | $ 2,550,000 | $ 318,750 | $ 115,000 |
| Sherman-Denison, TX | 7 | $ 1,335,000 | $ 190,714 | $ 82,000 |
| Flint, MI | 6 | $ 460,000 | $ 76,666 | $ 37,000 |
| Montgomery, AL | 6 | $ 920,000 | $ 153,333 | $ 100,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,370,000 | $ 228,333 | $ 76,000 |
| St. Louis, MO-IL | 6 | $ 820,000 | $ 136,666 | $ 61,000 |
| Waco, TX | 6 | $ 1,790,000 | $ 298,333 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 865,000 | $ 173,000 | $ 77,600 |
| Bay City, MI | 5 | $ 555,000 | $ 111,000 | $ 60,000 |
| El Paso, TX | 5 | $ 945,000 | $ 189,000 | $ 163,000 |
| Gadsden, AL | 5 | $ 945,000 | $ 189,000 | $ 90,000 |
| Hattiesburg, MS | 5 | $ 985,000 | $ 197,000 | $ 88,000 |
| Kansas City, MO-KS | 5 | $ 1,225,000 | $ 245,000 | $ 105,200 |
| Longview, TX | 5 | $ 1,545,000 | $ 309,000 | $ 112,000 |
| Midland, TX | 5 | $ 1,135,000 | $ 227,000 | $ 87,000 |
| Cincinnati, OH-KY-IN | 4 | $ 1,010,000 | $ 252,500 | $ 78,000 |
| Greeley, CO | 4 | $ 820,000 | $ 205,000 | $ 106,000 |
| Odessa, TX | 4 | $ 1,350,000 | $ 337,500 | $ 115,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,110,000 | $ 277,500 | $ 77,000 |
| Bowling Green, KY | 3 | $ 785,000 | $ 261,666 | $ 64,000 |
| Chattanooga, TN-GA | 3 | $ 775,000 | $ 258,333 | $ 95,333 |
| Corpus Christi, TX | 3 | $ 1,215,000 | $ 405,000 | $ 136,000 |
| Eagle Pass, TX | 3 | $ 865,000 | $ 288,333 | $ 100,000 |
| Florence, SC | 3 | $ 365,000 | $ 121,666 | $ 58,000 |
| Auburn-Opelika, AL | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 6,430,000 | $ 3,215,000 | $ 501,000 |
| Cleveland, TN | 2 | $ 330,000 | $ 165,000 | $ 121,000 |
| Colorado Springs, CO | 2 | $ 630,000 | $ 315,000 | $ 114,000 |
| Columbus, GA-AL | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 520,000 | $ 260,000 | $ 177,000 |
| Decatur, AL | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Everett, WA | 2 | $ 1,090,000 | $ 545,000 | $ 280,000 |
| Fort Smith, AR-OK | 2 | $ 450,000 | $ 225,000 | $ 148,000 |
| Jackson, TN | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| Las Cruces, NM | 2 | $ 960,000 | $ 480,000 | $ 33,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 620,000 | $ 310,000 | $ 102,000 |
| Midland, MI | 2 | $ 400,000 | $ 200,000 | $ 261,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 690,000 | $ 345,000 | $ 74,000 |
| Rome, GA | 2 | $ 730,000 | $ 365,000 | $ 91,000 |
| Salem, OR | 2 | $ 670,000 | $ 335,000 | $ 143,000 |
| Springfield, MO | 2 | $ 450,000 | $ 225,000 | $ 127,000 |
| Tacoma-Lakewood, WA | 2 | $ 730,000 | $ 365,000 | $ 137,000 |
| Victoria, TX | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| Wichita Falls, TX | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Abilene, TX | 1 | $ 475,000 | $ 475,000 | $ 152,000 |
| Athens-Clarke County, GA | 1 | $ 395,000 | $ 395,000 | $ 186,000 |
| Boulder, CO | 1 | $ 465,000 | $ 465,000 | $ 111,000 |
| Bremerton-Silverdale, WA | 1 | $ 685,000 | $ 685,000 | $ 137,000 |
| Charleston-North Charleston, SC | 1 | $ 335,000 | $ 335,000 | $ 192,000 |
| Chicago-Naperville, IL | 1 | $ 395,000 | $ 395,000 | $ 101,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Elgin, IL | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Enid, OK | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Farmington, NM | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Jacksonville, FL | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Kokomo, IN | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Lubbock, TX | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Mobile, AL | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Morristown, TN | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Muncie, IN | 1 | $ 435,000 | $ 435,000 | $ 211,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 425,000 | $ 425,000 | $ 170,000 |
| Panama City, FL | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Rockford, IL | 1 | $ 275,000 | $ 275,000 | $ 267,000 |
| Savannah, GA | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Spokane-Spokane Valley, WA | 1 | $ 495,000 | $ 495,000 | $ 134,000 |
| Tallahassee, FL | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Toledo, OH | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Southwest Funding LP in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,104 | $536,400,000 | $254,000 | $1,245,000 | $108,000 | $1,500,000 |
| Cash-out Refinancing | 267 | $75,155,000 | $281,000 | $6,005,000 | $199,000 | $8,644,000 |
| Refinancing | 253 | $84,045,000 | $332,000 | $1,455,000 | $126,000 | $2,979,000 |
| Other Purpose | 20 | $5,110,000 | $255,000 | $455,000 | $107,000 | $663,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,122 | $302,370,000 | $269,000 | $6,005,000 | $110,000 | $1,500,000 |
| Hispanic | 835 | $224,815,000 | $269,000 | $1,505,000 | $117,000 | $2,979,000 |
| Black or African American | 409 | $94,905,000 | $232,000 | $895,000 | $103,000 | $1,419,000 |
| Not Provided | 198 | $55,420,000 | $279,000 | $825,000 | $202,000 | $8,644,000 |
| American Indian or Alaskan Native | 38 | $9,000,000 | $236,000 | $495,000 | $91,000 | $199,000 |
| Asian | 33 | $11,725,000 | $355,000 | $805,000 | $153,000 | $395,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,265,000 | $253,000 | $405,000 | $44,000 | $105,000 |
| Not applicable | 3 | $815,000 | $271,000 | $325,000 | $34,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,212 | $309,120,000 | $255,000 | $805,000 | $92,000 | $1,061,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,058 | $272,890,000 | $257,000 | $6,005,000 | $157,000 | $8,644,000 |
| VA-guaranteed (Veterans Administration) | 308 | $105,590,000 | $342,000 | $1,105,000 | $100,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $13,110,000 | $198,000 | $355,000 | $73,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,740 | $459,760,000 | $264,000 | $1,435,000 | $109,000 | $2,979,000 |
| Application Withdrawn By Applicant | 630 | $171,830,000 | $272,000 | $6,005,000 | $153,000 | $8,644,000 |
| Application Denied By Financial Institution | 141 | $35,075,000 | $248,000 | $1,505,000 | $99,000 | $1,006,000 |
| Application Approved But Not Accepted | 123 | $32,005,000 | $260,000 | $1,455,000 | $104,000 | $582,000 |
| File Closed For Incompleteness | 6 | $1,030,000 | $171,000 | $325,000 | $84,000 | $114,000 |
| Preapproval Denied by Financial Institution | 3 | $665,000 | $221,000 | $305,000 | $75,000 | $107,000 |
| Preapproval Approved but not Accepted | 1 | $345,000 | $345,000 | $345,000 | $110,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,500 | $664,970,000 | $265,000 | $6,005,000 | $120,000 | $8,644,000 |
| Debt-To-Income Ratio | 44 | $11,190,000 | $254,000 | $715,000 | $109,000 | $1,006,000 |
| Credit History | 42 | $9,170,000 | $218,000 | $495,000 | $83,000 | $184,000 |
| Collateral | 18 | $5,090,000 | $282,000 | $1,505,000 | $104,000 | $300,000 |
| Unverifiable Information | 16 | $4,780,000 | $298,000 | $555,000 | $115,000 | $250,000 |
| Employment History | 14 | $3,270,000 | $233,000 | $445,000 | $96,000 | $362,000 |
| Other | 4 | $820,000 | $205,000 | $295,000 | $72,000 | $98,000 |
| Credit Application Incomplete | 3 | $545,000 | $181,000 | $235,000 | $97,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $875,000 | $291,000 | $335,000 | $102,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Funding LP's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Funding LP's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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