Mortgage Lenders in Spencer, IN 47460
3 mortgage lenders are based in ZIP code 47460, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Owen County, IN in 2025.
Most active mortgage lenders in Owen County, IN (2025)
In 2025, 107 lenders made 511 home loans worth $99.8 million in Owen County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Owen County, which includes ZIP code 47460.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Owen County State Bank Spencer, IN | 39 | $10.6M | $273,000 | 7.6% |
| 2 | Ruoff Mortgage Company Fort Wayne, IN | 36 | $7.4M | $207,000 | 7.0% |
| 3 | Indiana University CU Bloomington, IN | 25 | $3.1M | $124,000 | 4.9% |
| 4 | Mortgage Research Center Columbia, MO | 19 | $5.3M | $280,000 | 3.7% |
| 5 | The Poples State Bank Ellettsville, IN | 17 | $3.3M | $194,000 | 3.3% |
| 6 | Crane Credit Union Odon, IN | 16 | $2.1M | $131,000 | 3.1% |
| 7 | United Wholesale Mortgage Plymouth, MI | 15 | $3.6M | $239,000 | 2.9% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 12 | $2.9M | $238,000 | 2.3% |
| 9 | Fairway Independent Mort Corp Madison, WI | 12 | $2.6M | $217,000 | 2.3% |
| 10 | Gvc Mortgage, Inc. Suite 200, IN | 12 | $2.4M | $198,000 | 2.3% |
See every lender in Owen County and its 2025 mortgage data · top lenders in Indiana · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Spencer, IN 47460
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Our Community Bank
279 E MORGAN STREET SPENCER, IN 47460 |
* | 1,389 | $124,811,000 |
| Owen Community Bank
279 E MORGAN STREET SPENCER, IN 47460 |
* | 2,655 | $172,195,000 |
| Owen County State Bank
201 W MORGAN ST SPENCER, IN 47460 |
* | 6,289 | $798,486,000 |
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