1 mortgage lender is based in ZIP code 31329, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Effingham County, GA in 2025.
In 2025, 224 lenders made 2,170 home loans worth $616.2 million in Effingham County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Effingham County, which includes ZIP code 31329.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 119 | $40.2M | $338,000 | 5.5% |
| 2 | New American Funding, Llc. Tustin, CA | 110 | $32.0M | $291,000 | 5.1% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 90 | $32.8M | $364,000 | 4.1% |
| 4 | Guild Mortgage Company San Diego, CA | 90 | $25.3M | $281,000 | 4.1% |
| 5 | Mortgage Research Center Columbia, MO | 73 | $25.9M | $354,000 | 3.4% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 71 | $17.5M | $247,000 | 3.3% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 64 | $20.6M | $322,000 | 2.9% |
| 8 | Navy Federal Credit Union Vienna, VA | 61 | $11.8M | $193,000 | 2.8% |
| 9 | Bank of Newington Newington, GA | 50 | $15.3M | $306,000 | 2.3% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 48 | $12.0M | $249,000 | 2.2% |
See every lender in Effingham County and its 2025 mortgage data · top lenders in Georgia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Citizens Bank of Effingham
P O BOX 379 SPRINGFIELD, GA 31329 |
* | 1,377 | $165,282,000 |
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