St Martin Bank & Trust Company Mortgage Lending & HMDA Data, 2011
In 2011, St Martin Bank & Trust Company of St Martinville, LA reported 432 mortgage applications totaling $32.8 million, down 8% from 2010. The average application was for $75,868, and applicants reported an average income of $109,210. 93% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Lafayette, LA (224), Lake Charles, LA (10) and Baton Rouge, LA (8) (applications in parentheses).
| Mortgage Company & Address | St Martin Bank & Trust Company P O Box 199 (301 South Main St) St Martinville, LA 70582 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 432 |
| Total Mortgage Loan Application Amount | $32,775,000 |
| Average Mortgage Loan Application Amount | $75,868 |
| Highest Mortgage Loan Application Amount | $963,000 |
| Average Applicant Income | $109,210 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records St Martin Bank & Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lafayette, Louisiana | 147 | $ 14,063,000 | $ 95,666 | $ 163,000 |
| St. Martin, Louisiana | 77 | $ 3,864,000 | $ 50,181 | $ 57,000 |
| Jefferson Davis, Louisiana | 66 | $ 4,448,000 | $ 67,393 | $ 129,000 |
| Acadia, Louisiana | 42 | $ 2,098,000 | $ 49,952 | $ 42,000 |
| St. Landry, Louisiana | 31 | $ 2,348,000 | $ 75,741 | $ 68,000 |
| Iberia, Louisiana | 20 | $ 1,892,000 | $ 94,600 | $ 113,000 |
| Vermilion, Louisiana | 14 | $ 489,000 | $ 34,928 | $ 79,000 |
| Calcasieu, Louisiana | 9 | $ 641,000 | $ 71,222 | $ 20,000 |
| East Baton Rouge, Louisiana | 7 | $ 1,399,000 | $ 199,857 | $ 146,000 |
| Allen, Louisiana | 6 | $ 200,000 | $ 33,333 | $ 41,000 |
| Orleans, Louisiana | 4 | $ 741,000 | $ 185,250 | $ 219,000 |
| Sabine, Louisiana | 2 | $ 116,000 | $ 58,000 | $ 52,000 |
| Beauregard, Louisiana | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Cameron, Louisiana | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Evangeline, Louisiana | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| St. Charles, Louisiana | 1 | $ 89,000 | $ 89,000 | $ 374,000 |
| St. Mary, Louisiana | 1 | $ 31,000 | $ 31,000 | $ 23,000 |
| West Baton Rouge, Louisiana | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Oklahoma, Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
Mortgage Loan Application Detail Totals for St Martin Bank & Trust Company in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 193 | $14,254,000 | $73,000 | $505,000 | $77,000 | $750,000 |
| Refinancing | 145 | $14,442,000 | $99,000 | $963,000 | $160,000 | $9,999,000 |
| Home Improvement | 94 | $4,079,000 | $43,000 | $662,000 | $97,000 | $539,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 298 | $20,569,000 | $69,000 | $662,000 | $114,000 | $1,353,000 |
| Not applicable | 86 | $9,641,000 | $112,000 | $963,000 | $0 | $0 |
| Black or African American | 42 | $2,087,000 | $49,000 | $280,000 | $67,000 | $237,000 |
| Asian | 4 | $288,000 | $72,000 | $164,000 | $2,570,000 | $9,999,000 |
| Hispanic | 2 | $190,000 | $95,000 | $148,000 | $70,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 432 | $32,775,000 | $75,000 | $963,000 | $109,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 403 | $29,928,000 | $74,000 | $963,000 | $109,000 | $9,999,000 |
| Application Withdrawn By Applicant | 17 | $1,726,000 | $101,000 | $505,000 | $135,000 | $1,053,000 |
| Application Denied By Financial Institution | 8 | $344,000 | $43,000 | $122,000 | $39,000 | $67,000 |
| Application Approved But Not Accepted | 3 | $769,000 | $256,000 | $662,000 | $152,000 | $344,000 |
| File Closed For Incompleteness | 1 | $8,000 | $8,000 | $8,000 | $35,000 | $35,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $149,000 | $29,000 | $64,000 | $42,000 | $67,000 |
| Debt-To-Income Ratio | 1 | $122,000 | $122,000 | $122,000 | $42,000 | $42,000 |
| Employment History | 1 | $31,000 | $31,000 | $31,000 | $23,000 | $23,000 |
| Collateral | 1 | $42,000 | $42,000 | $42,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into St Martin Bank & Trust Company's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess St Martin Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About