Staten Island Bank & T C/O Icb Mortgage Lending & HMDA Data, 2004
In 2004, Staten Island Bank & T C/O Icb of Brooklyn, NY reported 14,378 mortgage applications totaling $2.6 billion, up 234% from 2003. The average application was for $180,574, and applicants reported an average income of $68,636. 61% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (891), San Diego-Carlsbad-San Marcos, CA (657) and Chicago-Naperville-Joliet, IL (618) (applications in parentheses).
| Mortgage Company & Address | Staten Island Bank & T C/O Icb 195 Montague Street Brooklyn, NY 11201 |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 14,378 |
| Total Mortgage Loan Application Amount | $2,596,300,000 |
| Average Mortgage Loan Application Amount | $180,574 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $68,636 |
| Highest Applicant Income | $4,171,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Staten Island Bank & T C/O Icb filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 891 | $ 108,942,000 | $ 122,269 | $ 62,000 |
| San Diego-Carlsbad-San Marcos, CA | 657 | $ 175,702,000 | $ 267,430 | $ 56,000 |
| Chicago-Naperville-Joliet, IL | 618 | $ 115,587,000 | $ 187,033 | $ 60,000 |
| Los Angeles-Long Beach-Glendale, CA | 584 | $ 132,767,000 | $ 227,340 | $ 71,000 |
| Oakland-Fremont-Hayward, CA | 516 | $ 139,047,000 | $ 269,470 | $ 75,000 |
| Seattle-Bellevue-Everett, WA | 442 | $ 73,930,000 | $ 167,262 | $ 86,000 |
| Santa Rosa-Petaluma, CA | 324 | $ 85,582,000 | $ 264,141 | $ 86,000 |
| Riverside-San Bernardino-Ontario, CA | 317 | $ 62,270,000 | $ 196,435 | $ 52,000 |
| Tacoma, WA | 284 | $ 33,509,000 | $ 117,989 | $ 103,000 |
| Indianapolis, IN | 281 | $ 39,102,000 | $ 139,153 | $ 51,000 |
| Edison, NJ | 278 | $ 61,606,000 | $ 221,604 | $ 75,000 |
| Newark-Union, NJ-PA | 272 | $ 56,544,000 | $ 207,882 | $ 75,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 262 | $ 47,681,000 | $ 181,988 | $ 84,000 |
| Philadelphia, PA | 252 | $ 41,155,000 | $ 163,313 | $ 65,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 249 | $ 80,257,000 | $ 322,317 | $ 86,000 |
| Boston-Quincy, MA | 236 | $ 62,906,000 | $ 266,550 | $ 106,000 |
| Salt Lake City, UT | 203 | $ 24,746,000 | $ 121,901 | $ 52,000 |
| Portland-Vancouver-Beaverton, OR-WA | 194 | $ 22,717,000 | $ 117,097 | $ 66,000 |
| Providence-New Bedford-Fall River, RI-MA | 192 | $ 30,253,000 | $ 157,567 | $ 73,000 |
| Cambridge-Newton-Framingham, MA | 188 | $ 51,069,000 | $ 271,643 | $ 70,000 |
| Essex County, MA | 177 | $ 35,791,000 | $ 202,209 | $ 50,000 |
| Denver-Aurora, CO | 162 | $ 25,715,000 | $ 158,734 | $ 69,000 |
| New York-Wayne-White Plains, NY-NJ | 160 | $ 47,932,000 | $ 299,575 | $ 86,000 |
| San Francisco-San Mateo-Redwood City, CA | 147 | $ 50,637,000 | $ 344,469 | $ 95,000 |
| Atlantic City, NJ | 146 | $ 20,586,000 | $ 141,000 | $ 53,000 |
| Boise City-Nampa, ID | 142 | $ 11,680,000 | $ 82,253 | $ 71,000 |
| Houston-Baytown-Sugar Land, TX | 127 | $ 17,198,000 | $ 135,417 | $ 58,000 |
| Dallas-Plano-Irving, TX | 126 | $ 19,115,000 | $ 151,706 | $ 46,000 |
| Santa Ana-Anaheim-Irvine, CA | 114 | $ 29,315,000 | $ 257,149 | $ 74,000 |
| Austin-Round Rock, TX | 110 | $ 16,409,000 | $ 149,172 | $ 45,000 |
| Stockton, CA | 107 | $ 21,357,000 | $ 199,598 | $ 78,000 |
| Baltimore-Towson, MD | 105 | $ 16,242,000 | $ 154,685 | $ 86,000 |
| Rockingham County-Strafford County, NH | 103 | $ 19,563,000 | $ 189,932 | $ 43,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 102 | $ 18,592,000 | $ 182,274 | $ 80,000 |
| Warren-Farmington Hills-Troy, MI | 89 | $ 16,585,000 | $ 186,348 | $ 63,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 89 | $ 19,079,000 | $ 214,370 | $ 106,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 86 | $ 9,827,000 | $ 114,267 | $ 60,000 |
| Trenton-Ewing, NJ | 81 | $ 13,738,000 | $ 169,604 | $ 99,000 |
| Nassau-Suffolk, NY | 78 | $ 21,845,000 | $ 280,064 | $ 112,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 78 | $ 20,322,000 | $ 260,538 | $ 125,000 |
| Provo-Orem, UT | 76 | $ 9,508,000 | $ 125,105 | $ 43,000 |
| Camden, NJ | 74 | $ 12,149,000 | $ 164,175 | $ 74,000 |
| Worcester, MA | 74 | $ 14,004,000 | $ 189,243 | $ 82,000 |
| Tucson, AZ | 71 | $ 7,540,000 | $ 106,197 | $ 63,000 |
| Manchester-Nashua, NH | 63 | $ 8,250,000 | $ 130,952 | $ 53,000 |
| Hartford-West Hartford-East Hartford, CT | 59 | $ 7,073,000 | $ 119,881 | $ 67,000 |
| Cincinnati-Middletown, OH-KY-IN | 57 | $ 8,467,000 | $ 148,543 | $ 64,000 |
| Vallejo-Fairfield, CA | 56 | $ 12,076,000 | $ 215,642 | $ 83,000 |
| Tampa-St. Petersburg-Clearwater, FL | 55 | $ 6,489,000 | $ 117,981 | $ 75,000 |
| Evansville, IN-KY | 54 | $ 5,726,000 | $ 106,037 | $ 49,000 |
| Olympia, WA | 53 | $ 6,840,000 | $ 129,056 | $ 50,000 |
| Atlanta-Sandy Springs-Marietta, GA | 51 | $ 8,298,000 | $ 162,705 | $ 35,000 |
| Milwaukee-Waukesha-West Allis, WI | 50 | $ 8,550,000 | $ 171,000 | $ 75,000 |
| Bethesda-Frederick-Gaithersburg, MD | 49 | $ 12,266,000 | $ 250,326 | $ 112,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 49 | $ 9,457,000 | $ 193,000 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 47 | $ 10,101,000 | $ 214,914 | $ 60,000 |
| Modesto, CA | 47 | $ 7,709,000 | $ 164,021 | $ 54,000 |
| Wilmington, DE-MD-NJ | 47 | $ 6,122,000 | $ 130,255 | $ 58,000 |
| Barnstable Town, MA | 44 | $ 11,767,000 | $ 267,431 | $ 111,000 |
| Bloomington, IN | 44 | $ 5,745,000 | $ 130,568 | $ 44,000 |
| Cape Coral-Fort Myers, FL | 42 | $ 4,481,000 | $ 106,690 | $ 54,000 |
| Ocean City, NJ | 42 | $ 10,181,000 | $ 242,404 | $ 105,000 |
| Spokane, WA | 42 | $ 3,670,000 | $ 87,380 | $ 55,000 |
| Ogden-Clearfield, UT | 41 | $ 4,267,000 | $ 104,073 | $ 45,000 |
| Albany-Schenectady-Troy, NY | 40 | $ 4,618,000 | $ 115,450 | $ 56,000 |
| Chico, CA | 40 | $ 4,597,000 | $ 114,925 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 40 | $ 5,644,000 | $ 141,100 | $ 70,000 |
| Detroit-Livonia-Dearborn, MI | 39 | $ 6,579,000 | $ 168,692 | $ 70,000 |
| Springfield, MA | 39 | $ 4,135,000 | $ 106,025 | $ 60,000 |
| New Haven-Milford, CT | 37 | $ 4,242,000 | $ 114,648 | $ 63,000 |
| Fort Worth-Arlington, TX | 36 | $ 5,109,000 | $ 141,916 | $ 68,000 |
| Columbus, OH | 35 | $ 4,539,000 | $ 129,685 | $ 56,000 |
| Eugene-Springfield, OR | 34 | $ 4,110,000 | $ 120,882 | $ 37,000 |
| Louisville, KY-IN | 34 | $ 4,013,000 | $ 118,029 | $ 49,000 |
| Pittsburgh, PA | 34 | $ 2,624,000 | $ 77,176 | $ 45,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 13,692,000 | $ 427,875 | $ 179,000 |
| San Luis Obispo-Paso Robles, CA | 32 | $ 7,820,000 | $ 244,375 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 31 | $ 3,613,000 | $ 116,548 | $ 29,000 |
| Dayton, OH | 31 | $ 3,417,000 | $ 110,225 | $ 35,000 |
| San Antonio, TX | 31 | $ 3,745,000 | $ 120,806 | $ 49,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 31 | $ 5,573,000 | $ 179,774 | $ 101,000 |
| Portland-South Portland-Biddeford, ME | 30 | $ 4,918,000 | $ 163,933 | $ 42,000 |
| Kansas City, MO-KS | 29 | $ 3,690,000 | $ 127,241 | $ 15,000 |
| Harrisburg-Carlisle, PA | 28 | $ 2,254,000 | $ 80,500 | $ 51,000 |
| Syracuse, NY | 28 | $ 2,095,000 | $ 74,821 | $ 45,000 |
| Cleveland-Elyria-Mentor, OH | 27 | $ 3,008,000 | $ 111,407 | $ 50,000 |
| Grand Rapids-Wyoming, MI | 27 | $ 3,524,000 | $ 130,518 | $ 25,000 |
| Charlotte-Gastonia-Concord, NC-SC | 26 | $ 2,995,000 | $ 115,192 | $ 36,000 |
| Prescott, AZ | 26 | $ 2,796,000 | $ 107,538 | $ 55,000 |
| Salinas, CA | 25 | $ 7,157,000 | $ 286,280 | $ 68,000 |
| Bakersfield, CA | 24 | $ 2,804,000 | $ 116,833 | $ 46,000 |
| Merced, CA | 24 | $ 4,108,000 | $ 171,166 | $ 265,000 |
| Reno-Sparks, NV | 24 | $ 3,859,000 | $ 160,791 | $ 67,000 |
| Bremerton-Silverdale, WA | 23 | $ 3,542,000 | $ 154,000 | $ 64,000 |
| Harrisonburg, VA | 23 | $ 2,878,000 | $ 125,130 | $ 57,000 |
| Orlando, FL | 23 | $ 3,078,000 | $ 133,826 | $ 48,000 |
| Lancaster, PA | 22 | $ 2,033,000 | $ 92,409 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 22 | $ 2,671,000 | $ 121,409 | $ 63,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 22 | $ 3,909,000 | $ 177,681 | $ 49,000 |
| Sarasota-Bradenton-Venice, FL | 22 | $ 3,311,000 | $ 150,500 | $ 122,000 |
| Terre Haute, IN | 22 | $ 999,000 | $ 45,409 | $ 39,000 |
| Idaho Falls, ID | 21 | $ 1,820,000 | $ 86,666 | $ 98,000 |
| Toledo, OH | 20 | $ 1,979,000 | $ 98,950 | $ 53,000 |
| Naples-Marco Island, FL | 19 | $ 4,329,000 | $ 227,842 | $ 64,000 |
| Nashville-Davidson--Murfreesboro, TN | 19 | $ 2,521,000 | $ 132,684 | $ 45,000 |
| Fort Collins-Loveland, CO | 18 | $ 2,701,000 | $ 150,055 | $ 47,000 |
| Fresno, CA | 18 | $ 3,062,000 | $ 170,111 | $ 61,000 |
| Gary, IN | 18 | $ 2,354,000 | $ 130,777 | $ 38,000 |
| Redding, CA | 18 | $ 2,539,000 | $ 141,055 | $ 59,000 |
| Buffalo-Niagara Falls, NY | 17 | $ 1,634,000 | $ 96,117 | $ 41,000 |
| Vineland-Millville-Bridgeton, NJ | 16 | $ 1,288,000 | $ 80,500 | $ 76,000 |
| Wichita, KS | 16 | $ 1,562,000 | $ 97,625 | $ 19,000 |
| New Orleans-Metairie-Kenner, LA | 15 | $ 1,680,000 | $ 112,000 | $ 3,000 |
| Port St. Lucie-Fort Pierce, FL | 15 | $ 2,167,000 | $ 144,466 | $ 59,000 |
| Reading, PA | 15 | $ 1,493,000 | $ 99,533 | $ 49,000 |
| Scranton--Wilkes-Barre, PA | 15 | $ 1,403,000 | $ 93,533 | $ 34,000 |
| Visalia-Porterville, CA | 14 | $ 1,591,000 | $ 113,642 | $ 68,000 |
| York-Hanover, PA | 14 | $ 1,049,000 | $ 74,928 | $ 44,000 |
| Coeur D'Alene, ID | 13 | $ 1,504,000 | $ 115,692 | $ 79,000 |
| Longview, WA | 13 | $ 1,100,000 | $ 84,615 | $ 40,000 |
| Napa, CA | 13 | $ 3,627,000 | $ 279,000 | $ 79,000 |
| Norwich-New London, CT | 13 | $ 1,472,000 | $ 113,230 | $ 42,000 |
| Raleigh-Cary, NC | 13 | $ 3,911,000 | $ 300,846 | $ 90,000 |
| Rochester, NY | 13 | $ 1,256,000 | $ 96,615 | $ 14,000 |
| Bend, OR | 12 | $ 1,637,000 | $ 136,416 | $ 42,000 |
| Dover, DE | 12 | $ 1,002,000 | $ 83,500 | $ 62,000 |
| Lafayette, IN | 12 | $ 1,246,000 | $ 103,833 | $ 73,000 |
| St. Louis, MO-IL | 12 | $ 1,441,000 | $ 120,083 | $ 26,000 |
| Medford, OR | 11 | $ 1,506,000 | $ 136,909 | $ 104,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 4,107,000 | $ 373,363 | $ 82,000 |
| Anderson, IN | 10 | $ 861,000 | $ 86,100 | $ 49,000 |
| Bellingham, WA | 10 | $ 1,147,000 | $ 114,700 | $ 35,000 |
| Las Vegas-Paradise, NV | 10 | $ 2,793,000 | $ 279,300 | $ 119,000 |
| Madison, WI | 10 | $ 1,086,000 | $ 108,600 | $ 17,000 |
| Utica-Rome, NY | 10 | $ 939,000 | $ 93,900 | $ 25,000 |
| Bay City, MI | 9 | $ 662,000 | $ 73,555 | $ 87,000 |
| Colorado Springs, CO | 9 | $ 1,185,000 | $ 131,666 | $ 58,000 |
| Columbia, SC | 9 | $ 879,000 | $ 97,666 | $ 9,000 |
| Jackson, MS | 9 | $ 956,000 | $ 106,222 | $ 4,000 |
| Salem, OR | 9 | $ 804,000 | $ 89,333 | $ 75,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 9 | $ 3,702,000 | $ 411,333 | $ 90,000 |
| Yuba City, CA | 9 | $ 1,135,000 | $ 126,111 | $ 46,000 |
| Birmingham-Hoover, AL | 8 | $ 839,000 | $ 104,875 | $ 0 |
| Jacksonville, FL | 8 | $ 1,071,000 | $ 133,875 | $ 60,000 |
| Knoxville, TN | 8 | $ 1,732,000 | $ 216,500 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,021,000 | $ 127,625 | $ 22,000 |
| Richmond, VA | 8 | $ 1,066,000 | $ 133,250 | $ 64,000 |
| Albuquerque, NM | 7 | $ 700,000 | $ 100,000 | $ 69,000 |
| Altoona, PA | 7 | $ 304,000 | $ 43,428 | $ 45,000 |
| Charleston-North Charleston, SC | 7 | $ 849,000 | $ 121,285 | $ 36,000 |
| El Centro, CA | 7 | $ 751,000 | $ 107,285 | $ 74,000 |
| Missoula, MT | 7 | $ 670,000 | $ 95,714 | $ 42,000 |
| Muncie, IN | 7 | $ 638,000 | $ 91,142 | $ 100,000 |
| Roanoke, VA | 7 | $ 455,000 | $ 65,000 | $ 63,000 |
| Yakima, WA | 7 | $ 610,000 | $ 87,142 | $ 40,000 |
| Boulder, CO | 6 | $ 892,000 | $ 148,666 | $ 61,000 |
| Charlottesville, VA | 6 | $ 1,344,000 | $ 224,000 | $ 35,000 |
| Flint, MI | 6 | $ 656,000 | $ 109,333 | $ 26,000 |
| Holland-Grand Haven, MI | 6 | $ 694,000 | $ 115,666 | $ 31,000 |
| Jacksonville, NC | 6 | $ 320,000 | $ 53,333 | $ 36,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 409,000 | $ 68,166 | $ 50,000 |
| Lansing-East Lansing, MI | 6 | $ 821,000 | $ 136,833 | $ 64,000 |
| Laredo, TX | 6 | $ 498,000 | $ 83,000 | $ 23,000 |
| Little Rock-North Little Rock, AR | 6 | $ 488,000 | $ 81,333 | $ 4,000 |
| McAllen-Edinburg-Pharr, TX | 6 | $ 634,000 | $ 105,666 | $ 65,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 691,000 | $ 115,166 | $ 45,000 |
| Pocatello, ID | 6 | $ 271,000 | $ 45,166 | $ 161,000 |
| Abilene, TX | 5 | $ 651,000 | $ 130,200 | $ 48,000 |
| Akron, OH | 5 | $ 619,000 | $ 123,800 | $ 76,000 |
| Baton Rouge, LA | 5 | $ 596,000 | $ 119,200 | $ 25,000 |
| College Station-Bryan, TX | 5 | $ 440,000 | $ 88,000 | $ 13,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 729,000 | $ 145,800 | $ 62,000 |
| Greeley, CO | 5 | $ 836,000 | $ 167,200 | $ 86,000 |
| Green Bay, WI | 5 | $ 616,000 | $ 123,200 | $ 12,000 |
| Greensboro-High Point, NC | 5 | $ 861,000 | $ 172,200 | $ 93,000 |
| Huntsville, AL | 5 | $ 508,000 | $ 101,600 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 586,000 | $ 117,200 | $ 43,000 |
| Lafayette, LA | 5 | $ 803,000 | $ 160,600 | $ 45,000 |
| Madera, CA | 5 | $ 438,000 | $ 87,600 | $ 51,000 |
| Memphis, TN-MS-AR | 5 | $ 529,000 | $ 105,800 | $ 0 |
| Michigan City-La Porte, IN | 5 | $ 447,000 | $ 89,400 | $ 24,000 |
| Savannah, GA | 5 | $ 642,000 | $ 128,400 | $ 64,000 |
| Topeka, KS | 5 | $ 609,000 | $ 121,800 | $ 20,000 |
| Vero Beach, FL | 5 | $ 1,944,000 | $ 388,800 | $ 155,000 |
| Wenatchee, WA | 5 | $ 487,000 | $ 97,400 | $ 45,000 |
| Williamsport, PA | 5 | $ 275,000 | $ 55,000 | $ 38,000 |
| Yuma, AZ | 5 | $ 655,000 | $ 131,000 | $ 39,000 |
| Ann Arbor, MI | 4 | $ 826,000 | $ 206,500 | $ 72,000 |
| Columbus, IN | 4 | $ 567,000 | $ 141,750 | $ 63,000 |
| Flagstaff, AZ | 4 | $ 705,000 | $ 176,250 | $ 59,000 |
| Fond Du Lac, WI | 4 | $ 339,000 | $ 84,750 | $ 100,000 |
| Kalamazoo-Portage, MI | 4 | $ 2,514,000 | $ 628,500 | $ 330,000 |
| Lakeland, FL | 4 | $ 438,000 | $ 109,500 | $ 46,000 |
| Lexington-Fayette, KY | 4 | $ 487,000 | $ 121,750 | $ 26,000 |
| Monroe, MI | 4 | $ 658,000 | $ 164,500 | $ 104,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 4 | $ 234,000 | $ 58,500 | $ 216,000 |
| Ocala, FL | 4 | $ 341,000 | $ 85,250 | $ 84,000 |
| Punta Gorda, FL | 4 | $ 368,000 | $ 92,000 | $ 81,000 |
| Salisbury, MD | 4 | $ 421,000 | $ 105,250 | $ 60,000 |
| Winston-Salem, NC | 4 | $ 385,000 | $ 96,250 | $ 29,000 |
| Asheville, NC | 3 | $ 296,000 | $ 98,666 | $ 69,000 |
| Bangor, ME | 3 | $ 280,000 | $ 93,333 | $ 0 |
| Beaumont-Port Arthur, TX | 3 | $ 325,000 | $ 108,333 | $ 50,000 |
| Binghamton, NY | 3 | $ 310,000 | $ 103,333 | $ 0 |
| Bloomington-Normal, IL | 3 | $ 347,000 | $ 115,666 | $ 26,000 |
| Burlington, NC | 3 | $ 246,000 | $ 82,000 | $ 24,000 |
| Burlington-South Burlington, VT | 3 | $ 460,000 | $ 153,333 | $ 80,000 |
| Cedar Rapids, IA | 3 | $ 314,000 | $ 104,666 | $ 9,000 |
| Chattanooga, TN-GA | 3 | $ 411,000 | $ 137,000 | $ 68,000 |
| Corvallis, OR | 3 | $ 381,000 | $ 127,000 | $ 14,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 290,000 | $ 96,666 | $ 0 |
| Durham, NC | 3 | $ 314,000 | $ 104,666 | $ 120,000 |
| Fort Wayne, IN | 3 | $ 325,000 | $ 108,333 | $ 52,000 |
| Glens Falls, NY | 3 | $ 348,000 | $ 116,000 | $ 0 |
| Gulfport-Biloxi, MS | 3 | $ 283,000 | $ 94,333 | $ 35,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 500,000 | $ 166,666 | $ 79,000 |
| Hanford-Corcoran, CA | 3 | $ 437,000 | $ 145,666 | $ 76,000 |
| Kankakee-Bradley, IL | 3 | $ 653,000 | $ 217,666 | $ 67,000 |
| Kingston, NY | 3 | $ 618,000 | $ 206,000 | $ 56,000 |
| Lawrence, KS | 3 | $ 263,000 | $ 87,666 | $ 42,000 |
| Lebanon, PA | 3 | $ 379,000 | $ 126,333 | $ 81,000 |
| Lewiston-Auburn, ME | 3 | $ 366,000 | $ 122,000 | $ 0 |
| Logan, UT-ID | 3 | $ 178,000 | $ 59,333 | $ 0 |
| Pascagoula, MS | 3 | $ 313,000 | $ 104,333 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 260,000 | $ 86,666 | $ 20,000 |
| Peoria, IL | 3 | $ 371,000 | $ 123,666 | $ 19,000 |
| Pittsfield, MA | 3 | $ 820,000 | $ 273,333 | $ 20,000 |
| Rockford, IL | 3 | $ 428,000 | $ 142,666 | $ 44,000 |
| Sherman-Denison, TX | 3 | $ 247,000 | $ 82,333 | $ 115,000 |
| Shreveport-Bossier City, LA | 3 | $ 256,000 | $ 85,333 | $ 16,000 |
| Sioux Falls, SD | 3 | $ 421,000 | $ 140,333 | $ 35,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 345,000 | $ 115,000 | $ 71,000 |
| Springfield, MO | 3 | $ 316,000 | $ 105,333 | $ 77,000 |
| State College, PA | 3 | $ 212,000 | $ 70,666 | $ 22,000 |
| Tyler, TX | 3 | $ 354,000 | $ 118,000 | $ 18,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 238,000 | $ 79,333 | $ 0 |
| Wilmington, NC | 3 | $ 552,000 | $ 184,000 | $ 232,000 |
| Winchester, VA-WV | 3 | $ 292,000 | $ 97,333 | $ 52,000 |
| Athens-Clarke County, GA | 2 | $ 305,000 | $ 152,500 | $ 44,000 |
| Bowling Green, KY | 2 | $ 137,000 | $ 68,500 | $ 7,000 |
| Carson City, NV | 2 | $ 226,000 | $ 113,000 | $ 28,000 |
| Champaign-Urbana, IL | 2 | $ 89,000 | $ 44,500 | $ 14,000 |
| Cheyenne, WY | 2 | $ 124,000 | $ 62,000 | $ 83,000 |
| Columbia, MO | 2 | $ 187,000 | $ 93,500 | $ 18,000 |
| Decatur, AL | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Des Moines, IA | 2 | $ 254,000 | $ 127,000 | $ 0 |
| El Paso, TX | 2 | $ 151,000 | $ 75,500 | $ 57,000 |
| Erie, PA | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 258,000 | $ 129,000 | $ 26,000 |
| Gainesville, FL | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Greenville, SC | 2 | $ 400,000 | $ 200,000 | $ 243,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Iowa City, IA | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Johnson City, TN | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| Jonesboro, AR | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Kokomo, IN | 2 | $ 278,000 | $ 139,000 | $ 62,000 |
| Las Cruces, NM | 2 | $ 49,000 | $ 24,500 | $ 51,000 |
| Montgomery, AL | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Pine Bluff, AR | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Pueblo, CO | 2 | $ 359,000 | $ 179,500 | $ 122,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 113,000 | $ 56,500 | $ 15,000 |
| Sioux City, IA-NE-SD | 2 | $ 152,000 | $ 76,000 | $ 0 |
| St. George, UT | 2 | $ 113,000 | $ 56,500 | $ 41,000 |
| Tuscaloosa, AL | 2 | $ 189,000 | $ 94,500 | $ 0 |
| Victoria, TX | 2 | $ 251,000 | $ 125,500 | $ 56,000 |
| Anderson, SC | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Appleton, WI | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Casper, WY | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Charleston, WV | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Clarksville, TN-KY | 1 | $ 109,000 | $ 109,000 | $ 98,000 |
| Cleveland, TN | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Columbus, GA-AL | 1 | $ 290,000 | $ 290,000 | $ 622,000 |
| Corpus Christi, TX | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Danville, VA | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Decatur, IL | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Dothan, AL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Dubuque, IA | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Farmington, NM | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Fayetteville, NC | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Gainesville, GA | 1 | $ 332,000 | $ 332,000 | $ 101,000 |
| Grand Forks, ND-MN | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Great Falls, MT | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Hattiesburg, MS | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Jackson, MI | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Jackson, TN | 1 | $ 236,000 | $ 236,000 | $ 88,000 |
| Joplin, MO | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Lewiston, ID-WA | 1 | $ 207,000 | $ 207,000 | $ 17,000 |
| Lubbock, TX | 1 | $ 83,000 | $ 83,000 | $ 95,000 |
| Macon, GA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Mansfield, OH | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Midland, TX | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Mobile, AL | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Morgantown, WV | 1 | $ 157,000 | $ 157,000 | $ 103,000 |
| Muskegon-Norton Shores, MI | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Niles-Benton Harbor, MI | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 347,000 | $ 347,000 | $ 82,000 |
| Oshkosh-Neenah, WI | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Parkersburg-Marietta, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Racine, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Sandusky, OH | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Sheboygan, WI | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
| Springfield, OH | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| St. Cloud, MN | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Valdosta, GA | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Wausau, WI | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Staten Island Bank & T C/O Icb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,328 | $1,450,407,000 | $158,448 | $3,250,000 | $53,183 | $3,118,000 |
| Home Purchase | 7,001 | $1,138,209,000 | $131,829 | $3,000,000 | $66,914 | $4,171,000 |
| Home Improvement | 49 | $7,684,000 | $144,066 | $455,000 | $46,200 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,742 | $1,702,849,000 | $144,061 | $3,250,000 | $57,204 | $2,424,000 |
| Not Provided | 1,409 | $272,578,000 | $159,363 | $1,500,000 | $61,590 | $3,118,000 |
| Hispanic | 1,053 | $187,622,000 | $134,100 | $805,000 | $58,433 | $941,000 |
| Asian | 843 | $211,346,000 | $201,206 | $1,300,000 | $70,655 | $2,947,000 |
| Black or African American | 835 | $128,490,000 | $119,973 | $1,000,000 | $47,763 | $4,171,000 |
| Not applicable | 403 | $76,920,000 | $157,000 | $600,000 | $68,555 | $622,000 |
| American Indian or Alaskan Native | 49 | $8,086,000 | $142,529 | $413,000 | $42,294 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $8,409,000 | $132,818 | $527,000 | $48,636 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,938 | $2,407,372,000 | $150,458 | $3,250,000 | $71,250 | $4,171,000 |
| FHA-insured (Federal Housing Administration) | 1,251 | $159,766,000 | $125,904 | $347,000 | $19,595 | $435,000 |
| VA-guaranteed (Veterans Administration) | 183 | $28,184,000 | $146,500 | $320,000 | $35,428 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $978,000 | $153,000 | $310,000 | $44,250 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,788 | $1,547,726,000 | $139,085 | $3,250,000 | $53,808 | $3,118,000 |
| Application Approved But Not Accepted | 2,331 | $458,388,000 | $159,878 | $2,000,000 | $70,219 | $1,282,000 |
| Application Withdrawn By Applicant | 1,515 | $296,675,000 | $152,391 | $2,893,000 | $54,543 | $2,424,000 |
| Application Denied By Financial Institution | 1,202 | $202,176,000 | $150,568 | $1,500,000 | $65,977 | $4,171,000 |
| Loan Purchased By The Institution | 497 | $82,210,000 | $151,518 | $780,000 | $55,555 | $399,000 |
| File Closed For Incompleteness | 45 | $9,125,000 | $179,272 | $800,000 | $98,818 | $339,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 363 | $60,524,000 | $157,843 | $1,000,000 | $76,437 | $4,171,000 |
| Credit History | 359 | $61,942,000 | $154,513 | $1,500,000 | $49,027 | $732,000 |
| Collateral | 277 | $47,642,000 | $169,769 | $1,490,000 | $93,076 | $640,000 |
| Debt-To-Income Ratio | 141 | $19,850,000 | $133,476 | $568,000 | $54,428 | $191,000 |
| Employment History | 42 | $7,619,000 | $189,500 | $595,000 | $89,875 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,394,000 | $208,222 | $1,219,000 | $71,777 | $420,000 |
| Unverifiable Information | 1 | $205,000 | $205,000 | $205,000 | $76,000 | $76,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Staten Island Bank & T C/O Icb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Staten Island Bank & T C/O Icb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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