Stifel Bank & Trust 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 |
| Total Number of Mortgage Applications | 5,703 |
| Total Mortgage Loan Application Amount | $1,609,248,000 |
| Average Mortgage Loan Application Amount | $269,000 |
| Highest Mortgage Loan Application Amount | $7,476,000 |
| Average Applicant Income | $133,000 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Stifel Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Stifel Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank & Trust's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 2,723 | $ 562,889,000 | $ 190,000 | $ 112,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 167 | $ 109,828,000 | $ 661,000 | $ 183,500 |
| NEWARK, NJ-PA | 70 | $ 28,161,000 | $ 402,000 | $ 217,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 67 | $ 51,897,000 | $ 774,000 | $ 515,000 |
| DENVER-AURORA-LAKEWOOD, CO | 64 | $ 23,403,000 | $ 365,000 | $ 150,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 61 | $ 24,061,000 | $ 394,000 | $ 187,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 60 | $ 18,206,000 | $ 303,000 | $ 211,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 56 | $ 31,526,000 | $ 562,000 | $ 173,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 51 | $ 13,367,000 | $ 262,000 | $ 120,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 48 | $ 16,727,000 | $ 348,000 | $ 138,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 48 | $ 13,621,000 | $ 283,000 | $ 156,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 47 | $ 25,897,000 | $ 551,000 | $ 218,000 |
| COLUMBUS, GA-AL | 43 | $ 12,506,000 | $ 290,000 | $ 165,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 43 | $ 20,058,000 | $ 406,666 | $ 182,333 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 41 | $ 15,049,000 | $ 367,000 | $ 152,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 39 | $ 15,830,000 | $ 405,000 | $ 201,000 |
| RALEIGH, NC | 37 | $ 10,768,000 | $ 291,000 | $ 134,000 |
| PITTSBURGH, PA | 36 | $ 7,957,000 | $ 221,000 | $ 131,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 31 | $ 14,064,000 | $ 453,000 | $ 170,000 |
| SAN DIEGO-CARLSBAD, CA | 31 | $ 15,268,000 | $ 492,000 | $ 164,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 30 | $ 10,927,000 | $ 364,000 | $ 155,000 |
| DALLAS-PLANO-IRVING, TX | 29 | $ 6,725,000 | $ 231,000 | $ 135,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 28 | $ 8,385,000 | $ 299,000 | $ 178,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 27 | $ 23,724,000 | $ 878,000 | $ 265,000 |
| KANSAS CITY, MO-KS | 27 | $ 5,929,000 | $ 224,500 | $ 108,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 25 | $ 11,752,000 | $ 470,000 | $ 185,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 24 | $ 8,692,000 | $ 360,500 | $ 136,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 23 | $ 9,013,000 | $ 391,000 | $ 157,000 |
| PHILADELPHIA, PA | 23 | $ 6,085,000 | $ 264,000 | $ 108,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 6,620,000 | $ 287,000 | $ 165,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 22 | $ 5,157,000 | $ 234,000 | $ 151,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 21 | $ 4,437,000 | $ 211,000 | $ 105,000 |
| AUBURN-OPELIKA, AL | 20 | $ 4,693,000 | $ 234,000 | $ 120,000 |
| BOSTON, MA | 20 | $ 8,232,000 | $ 411,000 | $ 122,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 4,841,000 | $ 230,500 | $ 326,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 20 | $ 6,764,000 | $ 338,000 | $ 144,000 |
| AUSTIN-ROUND ROCK, TX | 19 | $ 6,125,000 | $ 322,000 | $ 139,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 19 | $ 4,852,000 | $ 255,000 | $ 106,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 19 | $ 8,981,000 | $ 472,000 | $ 148,000 |
| CHARLOTTESVILLE, VA | 18 | $ 4,759,000 | $ 264,000 | $ 109,000 |
| DURHAM-CHAPEL HILL, NC | 18 | $ 6,407,000 | $ 355,000 | $ 137,000 |
| MEMPHIS, TN-MS-AR | 18 | $ 2,797,000 | $ 141,000 | $ 187,500 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 18 | $ 7,547,000 | $ 419,000 | $ 133,000 |
| CHICO, CA | 16 | $ 3,430,000 | $ 214,000 | $ 122,000 |
| MONTGOMERY, AL | 16 | $ 4,675,000 | $ 292,000 | $ 209,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 16 | $ 7,309,000 | $ 456,000 | $ 189,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 5,556,000 | $ 347,000 | $ 170,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 16 | $ 5,231,000 | $ 326,000 | $ 221,000 |
| SANTA ROSA, CA | 16 | $ 4,933,000 | $ 308,000 | $ 113,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 15 | $ 2,998,000 | $ 221,500 | $ 196,500 |
| BIRMINGHAM-HOOVER, AL | 15 | $ 4,090,000 | $ 272,000 | $ 119,000 |
| CLEVELAND-ELYRIA, OH | 15 | $ 3,102,000 | $ 206,000 | $ 143,000 |
| COLUMBUS, OH | 15 | $ 4,026,000 | $ 268,000 | $ 159,000 |
| REDDING, CA | 15 | $ 3,098,000 | $ 206,000 | $ 105,000 |
| RENO, NV | 15 | $ 3,796,000 | $ 253,000 | $ 173,000 |
| GARY, IN | 14 | $ 2,430,000 | $ 173,000 | $ 89,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 4,515,000 | $ 322,000 | $ 152,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 14 | $ 11,974,000 | $ 855,000 | $ 277,000 |
| SAN RAFAEL, CA | 14 | $ 8,313,000 | $ 593,000 | $ 179,000 |
| FORT COLLINS, CO | 13 | $ 3,137,000 | $ 241,000 | $ 127,000 |
| TRENTON, NJ | 13 | $ 2,954,000 | $ 227,000 | $ 90,000 |
| CAMDEN, NJ | 12 | $ 3,155,000 | $ 262,000 | $ 132,000 |
| JACKSONVILLE, FL | 12 | $ 2,619,000 | $ 218,000 | $ 126,000 |
| BISMARCK, ND | 11 | $ 2,769,000 | $ 251,000 | $ 131,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 3,790,000 | $ 344,000 | $ 184,000 |
| COLORADO SPRINGS, CO | 11 | $ 2,256,000 | $ 205,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 11 | $ 2,885,000 | $ 262,000 | $ 134,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 2,775,000 | $ 252,000 | $ 134,000 |
| ROCHESTER, MN | 11 | $ 2,404,000 | $ 218,000 | $ 128,000 |
| SAVANNAH, GA | 11 | $ 4,475,000 | $ 406,000 | $ 193,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 4,399,000 | $ 439,000 | $ 212,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 3,830,000 | $ 383,000 | $ 370,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,183,000 | $ 218,000 | $ 88,000 |
| SALISBURY, MD-DE | 10 | $ 4,672,000 | $ 417,500 | $ 193,500 |
| SANTA MARIA-SANTA BARBARA, CA | 10 | $ 4,844,000 | $ 484,000 | $ 121,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,750,000 | $ 211,000 | $ 310,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 2,330,000 | $ 258,000 | $ 101,000 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 2,879,000 | $ 319,000 | $ 193,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 1,855,000 | $ 206,000 | $ 110,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,729,000 | $ 192,000 | $ 117,000 |
| ROCHESTER, NY | 9 | $ 5,845,000 | $ 649,000 | $ 647,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,494,000 | $ 186,500 | $ 81,000 |
| BOISE CITY, ID | 8 | $ 1,341,000 | $ 167,000 | $ 66,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 6,199,000 | $ 774,000 | $ 128,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 2,893,000 | $ 361,000 | $ 98,000 |
| ASHEVILLE, NC | 7 | $ 1,378,000 | $ 196,000 | $ 104,000 |
| BILLINGS, MT | 7 | $ 1,656,000 | $ 236,000 | $ 130,000 |
| BOULDER, CO | 7 | $ 3,351,000 | $ 478,000 | $ 219,000 |
| CORPUS CHRISTI, TX | 7 | $ 1,812,000 | $ 258,000 | $ 163,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 2,100,000 | $ 300,000 | $ 262,000 |
| GREELEY, CO | 7 | $ 1,501,000 | $ 214,000 | $ 103,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 2,854,000 | $ 407,000 | $ 233,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 7 | $ 2,457,000 | $ 351,000 | $ 159,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 1,976,000 | $ 287,500 | $ 117,500 |
| MOBILE, AL | 7 | $ 1,204,000 | $ 172,000 | $ 99,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 1,243,000 | $ 172,500 | $ 66,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 2,070,000 | $ 295,000 | $ 312,000 |
| RICHMOND, VA | 7 | $ 2,495,000 | $ 356,000 | $ 150,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 1,714,000 | $ 244,000 | $ 101,000 |
| SALINAS, CA | 7 | $ 4,032,000 | $ 576,000 | $ 319,000 |
| WENATCHEE, WA | 7 | $ 1,497,000 | $ 213,000 | $ 82,000 |
| COLUMBIA, MO | 6 | $ 1,625,000 | $ 270,000 | $ 145,000 |
| DULUTH, MN-WI | 6 | $ 1,361,000 | $ 226,000 | $ 168,000 |
| FAYETTEVILLE, NC | 6 | $ 1,539,000 | $ 256,000 | $ 99,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 3,024,000 | $ 504,000 | $ 175,000 |
| FORT WAYNE, IN | 6 | $ 739,000 | $ 123,000 | $ 107,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,074,000 | $ 179,000 | $ 86,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,265,000 | $ 210,000 | $ 171,000 |
| WILMINGTON, NC | 6 | $ 1,985,000 | $ 330,000 | $ 161,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 884,000 | $ 176,000 | $ 82,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 1,075,000 | $ 215,000 | $ 39,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,384,000 | $ 276,000 | $ 174,000 |
| FLORENCE, SC | 5 | $ 1,184,000 | $ 236,000 | $ 239,000 |
| GAINESVILLE, GA | 5 | $ 1,249,000 | $ 249,000 | $ 114,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 1,550,000 | $ 310,000 | $ 207,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 3,504,000 | $ 700,000 | $ 178,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 1,280,000 | $ 274,500 | $ 198,000 |
| PORT ST. LUCIE, FL | 5 | $ 2,669,000 | $ 533,000 | $ 137,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 2,799,000 | $ 559,000 | $ 153,000 |
| SALT LAKE CITY, UT | 5 | $ 1,219,000 | $ 243,000 | $ 128,000 |
| SPRINGFIELD, MO | 5 | $ 802,000 | $ 160,000 | $ 59,000 |
| TUCSON, AZ | 5 | $ 920,000 | $ 184,000 | $ 116,000 |
| TULSA, OK | 5 | $ 726,000 | $ 145,000 | $ 70,000 |
| VALDOSTA, GA | 5 | $ 1,786,000 | $ 357,000 | $ 79,000 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 696,000 | $ 139,000 | $ 70,000 |
| BEND-REDMOND, OR | 4 | $ 1,089,000 | $ 272,000 | $ 451,000 |
| CASPER, WY | 4 | $ 1,005,000 | $ 251,000 | $ 111,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 988,000 | $ 226,500 | $ 90,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 665,000 | $ 166,000 | $ 151,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 4 | $ 1,632,000 | $ 408,000 | $ 221,000 |
| FLAGSTAFF, AZ | 4 | $ 675,000 | $ 168,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 480,000 | $ 120,000 | $ 52,000 |
| JACKSON, MS | 4 | $ 789,000 | $ 197,000 | $ 87,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 1,268,000 | $ 317,000 | $ 92,000 |
| MEDFORD, OR | 4 | $ 886,000 | $ 221,000 | $ 277,000 |
| PRESCOTT, AZ | 4 | $ 1,148,000 | $ 287,000 | $ 120,000 |
| ROCKY MOUNT, NC | 4 | $ 1,202,000 | $ 300,000 | $ 118,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 1,011,000 | $ 252,000 | $ 172,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 1,090,000 | $ 272,000 | $ 179,000 |
| SPRINGFIELD, MA | 4 | $ 729,000 | $ 182,000 | $ 106,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,197,000 | $ 299,000 | $ 115,000 |
| THE VILLAGES, FL | 4 | $ 1,159,000 | $ 289,000 | $ 162,000 |
| URBAN HONOLULU, HI | 4 | $ 1,956,000 | $ 489,000 | $ 132,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 763,000 | $ 190,000 | $ 153,000 |
| WACO, TX | 4 | $ 819,000 | $ 204,000 | $ 102,000 |
| WORCESTER, MA-CT | 4 | $ 760,000 | $ 193,000 | $ 144,000 |
| AKRON, OH | 3 | $ 481,000 | $ 160,000 | $ 76,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 255,000 | $ 85,000 | $ 80,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 657,000 | $ 219,000 | $ 118,000 |
| BARNSTABLE TOWN, MA | 3 | $ 959,000 | $ 319,000 | $ 75,000 |
| BLOOMINGTON, IN | 3 | $ 757,000 | $ 252,000 | $ 116,000 |
| CANTON-MASSILLON, OH | 3 | $ 512,000 | $ 170,000 | $ 104,000 |
| COLUMBIA, SC | 3 | $ 640,000 | $ 213,000 | $ 64,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 745,000 | $ 248,000 | $ 291,000 |
| ELGIN, IL | 3 | $ 805,000 | $ 268,000 | $ 217,000 |
| EUGENE, OR | 3 | $ 601,000 | $ 200,000 | $ 66,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 821,000 | $ 273,000 | $ 147,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 449,000 | $ 149,000 | $ 200,000 |
| JEFFERSON CITY, MO | 3 | $ 330,000 | $ 110,000 | $ 42,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 520,000 | $ 173,000 | $ 198,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 587,000 | $ 238,000 | $ 101,000 |
| LYNCHBURG, VA | 3 | $ 492,000 | $ 164,000 | $ 86,000 |
| OCALA, FL | 3 | $ 887,000 | $ 295,000 | $ 250,000 |
| OCEAN CITY, NJ | 3 | $ 1,620,000 | $ 540,000 | $ 396,000 |
| OKLAHOMA CITY, OK | 3 | $ 622,000 | $ 207,000 | $ 126,000 |
| SALEM, OR | 3 | $ 753,000 | $ 251,000 | $ 162,000 |
| ST. JOSEPH, MO-KS | 3 | $ 418,000 | $ 139,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 1,008,000 | $ 336,000 | $ 157,000 |
| WARNER ROBINS, GA | 3 | $ 932,000 | $ 310,000 | $ 301,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 699,000 | $ 216,500 | $ 83,500 |
| ANN ARBOR, MI | 2 | $ 336,000 | $ 168,000 | $ 52,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 209,000 | $ 104,000 | $ 51,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 309,000 | $ 154,000 | $ 227,000 |
| COEUR D'ALENE, ID | 2 | $ 286,000 | $ 143,000 | $ 78,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| CUMBERLAND, MD-WV | 2 | $ 267,000 | $ 133,500 | $ 70,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 301,000 | $ 150,000 | $ 44,000 |
| EAU CLAIRE, WI | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| ELKHART-GOSHEN, IN | 2 | $ 534,000 | $ 267,000 | $ 79,000 |
| EVANSVILLE, IN-KY | 2 | $ 144,000 | $ 72,000 | $ 51,000 |
| GRAND FORKS, ND-MN | 2 | $ 511,000 | $ 255,000 | $ 85,000 |
| GREAT FALLS, MT | 2 | $ 426,000 | $ 213,000 | $ 95,000 |
| GREEN BAY, WI | 2 | $ 264,000 | $ 132,000 | $ 151,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 194,000 | $ 97,000 | $ 44,000 |
| IDAHO FALLS, ID | 2 | $ 325,000 | $ 162,000 | $ 98,000 |
| KINGSTON, NY | 2 | $ 279,000 | $ 139,000 | $ 96,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 391,000 | $ 195,000 | $ 144,000 |
| LANSING-EAST LANSING, MI | 2 | $ 367,000 | $ 183,000 | $ 49,000 |
| MADISON, WI | 2 | $ 331,000 | $ 165,000 | $ 61,000 |
| MUSKEGON, MI | 2 | $ 161,000 | $ 80,000 | $ 69,000 |
| NAPA, CA | 2 | $ 2,419,000 | $ 1,209,000 | $ 547,000 |
| NEW BERN, NC | 2 | $ 332,000 | $ 166,000 | $ 31,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 280,000 | $ 140,000 | $ 116,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 456,000 | $ 228,000 | $ 109,000 |
| PANAMA CITY, FL | 2 | $ 525,000 | $ 262,000 | $ 71,000 |
| PEORIA, IL | 2 | $ 312,000 | $ 156,000 | $ 265,000 |
| PITTSFIELD, MA | 2 | $ 2,100,000 | $ 1,050,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 1,326,000 | $ 663,000 | $ 150,000 |
| PUEBLO, CO | 2 | $ 354,000 | $ 177,000 | $ 92,000 |
| READING, PA | 2 | $ 315,000 | $ 157,000 | $ 67,000 |
| ROCKFORD, IL | 2 | $ 188,000 | $ 94,000 | $ 66,000 |
| SANTA FE, NM | 2 | $ 715,000 | $ 357,000 | $ 150,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 243,000 | $ 121,000 | $ 105,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 449,000 | $ 224,000 | $ 178,000 |
| SPRINGFIELD, IL | 2 | $ 383,000 | $ 191,000 | $ 104,000 |
| ST. GEORGE, UT | 2 | $ 263,000 | $ 131,000 | $ 100,000 |
| STOCKTON-LODI, CA | 2 | $ 486,000 | $ 243,000 | $ 148,000 |
| TOLEDO, OH | 2 | $ 260,000 | $ 130,000 | $ 119,000 |
| TOPEKA, KS | 2 | $ 300,000 | $ 150,000 | $ 112,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 557,000 | $ 278,000 | $ 153,000 |
| WALLA WALLA, WA | 2 | $ 329,000 | $ 164,000 | $ 164,000 |
| WICHITA, KS | 2 | $ 412,000 | $ 206,000 | $ 146,000 |
| YORK-HANOVER, PA | 2 | $ 343,000 | $ 171,000 | $ 57,000 |
| ALBANY, GA | 1 | $ 144,000 | $ 144,000 | $ 178,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| ALBUQUERQUE, NM | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| ALTOONA, PA | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| AMARILLO, TX | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| BAKERSFIELD, CA | 1 | $ 288,000 | $ 288,000 | $ 148,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 133,000 | $ 133,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| BRUNSWICK, GA | 1 | $ 1,000,000 | $ 1,000,000 | $ 750,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 320,000 | $ 320,000 | $ 80,000 |
| CARBONDALE-MARION, IL | 1 | $ 160,000 | $ 160,000 | $ 133,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 294,000 | $ 294,000 | $ 175,000 |
| CHATTANOOGA, TN-GA | 1 | $ 248,000 | $ 248,000 | $ 48,000 |
| CLARKSVILLE, TN-KY | 1 | $ 276,000 | $ 276,000 | $ 91,000 |
| CORVALLIS, OR | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| DANVILLE, IL | 1 | $ 156,000 | $ 156,000 | $ 204,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| DAYTON, OH | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| DECATUR, IL | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| EAST STROUDSBURG, PA | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| EL PASO, TX | 1 | $ 189,000 | $ 189,000 | $ 114,000 |
| FAIRBANKS, AK | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| FORT SMITH, AR-OK | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| GLENS FALLS, NY | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| GREENVILLE, NC | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| HATTIESBURG, MS | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 378,000 | $ 378,000 | $ 198,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 248,000 | $ 248,000 | $ 108,000 |
| HUNTSVILLE, AL | 1 | $ 236,000 | $ 236,000 | $ 117,000 |
| IOWA CITY, IA | 1 | $ 530,000 | $ 530,000 | $ 275,000 |
| JOPLIN, MO | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 387,000 | $ 387,000 | $ 105,000 |
| KNOXVILLE, TN | 1 | $ 168,000 | $ 168,000 | $ 49,000 |
| LAFAYETTE, LA | 1 | $ 89,000 | $ 89,000 | $ 263,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| LANCASTER, PA | 1 | $ 263,000 | $ 263,000 | $ 182,000 |
| LAWRENCE, KS | 1 | $ 178,000 | $ 178,000 | $ 78,000 |
| LEBANON, PA | 1 | $ 67,000 | $ 67,000 | $ 151,000 |
| LIMA, OH | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| LINCOLN, NE | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| LONGVIEW, TX | 1 | $ 359,000 | $ 359,000 | $ 557,000 |
| MACON, GA | 1 | $ 288,000 | $ 288,000 | $ 143,000 |
| MANHATTAN, KS | 1 | $ 97,000 | $ 97,000 | $ 138,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| MIDLAND, TX | 1 | $ 143,000 | $ 143,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 320,000 | $ 320,000 | $ 67,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 371,000 | $ 371,000 | $ 250,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| PROVO-OREM, UT | 1 | $ 270,000 | $ 270,000 | $ 96,000 |
| PUNTA GORDA, FL | 1 | $ 142,000 | $ 142,000 | $ 44,000 |
| RACINE, WI | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| ROANOKE, VA | 1 | $ 217,000 | $ 217,000 | $ 60,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 396,000 | $ 396,000 | $ 63,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 72,000 | $ 72,000 | $ 93,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| SIOUX FALLS, SD | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| SPARTANBURG, SC | 1 | $ 108,000 | $ 108,000 | $ 308,000 |
| ST. CLOUD, MN | 1 | $ 187,000 | $ 187,000 | $ 143,000 |
| STATE COLLEGE, PA | 1 | $ 188,000 | $ 188,000 | $ 46,000 |
| SUMTER, SC | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| TALLAHASSEE, FL | 1 | $ 108,000 | $ 108,000 | $ 144,000 |
| TERRE HAUTE, IN | 1 | $ 248,000 | $ 248,000 | $ 242,000 |
| VICTORIA, TX | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,017 | $745,508,000 | $247,000 | $7,476,000 | $122,000 | $3,545,000 |
| Refinancing | 2,590 | $841,040,000 | $324,000 | $7,447,000 | $154,000 | $8,400,000 |
| Home Improvement | 96 | $22,700,000 | $236,000 | $1,200,000 | $123,000 | $372,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,895 | $1,294,146,000 | $264,000 | $3,880,000 | $141,000 | $8,400,000 |
| Black or African American | 259 | $37,705,000 | $145,000 | $2,450,000 | $73,000 | $2,799,000 |
| Not Provided | 225 | $73,395,000 | $326,000 | $2,458,000 | $192,000 | $2,738,000 |
| Not applicable | 120 | $145,638,000 | $1,213,000 | $7,476,000 | $0 | $0 |
| Asian | 94 | $27,289,000 | $290,000 | $980,000 | $139,000 | $492,000 |
| Hispanic | 89 | $24,049,000 | $270,000 | $1,176,000 | $117,000 | $385,000 |
| American Indian or Alaskan Native | 13 | $4,794,000 | $368,000 | $880,000 | $162,000 | $445,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,232,000 | $279,000 | $565,000 | $126,000 | $254,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,769 | $1,450,854,000 | $304,000 | $7,476,000 | $151,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 736 | $113,460,000 | $154,000 | $722,000 | $58,000 | $338,000 |
| VA-guaranteed (Veterans Administration) | 170 | $41,189,000 | $242,000 | $937,000 | $85,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,745,000 | $133,000 | $221,000 | $45,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,852 | $1,269,679,000 | $261,000 | $3,880,000 | $137,000 | $3,545,000 |
| Application Withdrawn By Applicant | 489 | $128,754,000 | $263,000 | $2,730,000 | $176,000 | $8,400,000 |
| Application Denied By Financial Institution | 229 | $61,315,000 | $267,000 | $2,000,000 | $129,000 | $2,625,000 |
| Loan Purchased By The Institution | 121 | $145,818,000 | $1,205,000 | $7,476,000 | $0 | $0 |
| File Closed For Incompleteness | 7 | $2,454,000 | $350,000 | $600,000 | $165,000 | $296,000 |
| Application Approved But Not Accepted | 5 | $1,228,000 | $245,000 | $417,000 | $110,000 | $254,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.