Paramount Bank Mortgage Lending & HMDA Data, 2025

In 2025, Paramount Bank of Hazelwood, MO reported 545 mortgage applications totaling $215.8 million, down 47% from 2024. The average application was for $396,027, and applicants reported an average income of $200,528. 74% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (330), Kansas City, MO-KS (29) and Tampa, FL (19) (applications in parentheses).

Mortgage Company & Address Paramount Bank
90 Village Square Shopping Center
Hazelwood, MO 63042
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 545
Total Mortgage Loan Application Amount $215,835,000
Average Mortgage Loan Application Amount $396,027
Highest Mortgage Loan Application Amount $2,995,000
Average Applicant Income $200,528
Highest Applicant Income $4,795,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Paramount Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Paramount Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 155 $ 68,565,000 $ 442,354 $ 246,000
St. Charles, Missouri 66 $ 21,760,000 $ 329,696 $ 154,000
St. Louis City, Missouri 36 $ 12,930,000 $ 359,166 $ 180,000
Jefferson, Missouri 29 $ 8,665,000 $ 298,793 $ 120,000
Jackson, Missouri 18 $ 4,730,000 $ 262,777 $ 96,000
Pasco, Florida 12 $ 4,230,000 $ 352,500 $ 142,000
St. Clair, Illinois 12 $ 3,410,000 $ 284,166 $ 146,000
Madison, Illinois 10 $ 2,650,000 $ 265,000 $ 106,000
Warren, Missouri 8 $ 4,230,000 $ 528,750 $ 249,000
Horry, South Carolina 7 $ 1,805,000 $ 257,857 $ 110,000
Hillsborough, Florida 6 $ 2,500,000 $ 416,666 $ 266,000
Cook, Illinois 6 $ 3,250,000 $ 541,666 $ 437,000
Franklin, Missouri 6 $ 1,800,000 $ 300,000 $ 156,000
Pinellas, Florida 5 $ 2,365,000 $ 473,000 $ 172,000
Clay, Missouri 5 $ 1,055,000 $ 211,000 $ 99,000
Lincoln, Missouri 4 $ 1,070,000 $ 267,500 $ 114,000
Clinton, Illinois 3 $ 845,000 $ 281,666 $ 118,000
Johnson, Kansas 3 $ 705,000 $ 235,000 $ 106,000
Cape Girardeau, Missouri 3 $ 1,695,000 $ 565,000 $ 179,000
St. Francois, Missouri 3 $ 965,000 $ 321,666 $ 120,000
Cleveland, North Carolina 3 $ 745,000 $ 248,333 $ 78,000
Mecklenburg, North Carolina 3 $ 915,000 $ 305,000 $ 123,000
Multnomah, Oregon 3 $ 995,000 $ 331,666 $ 100,000
Maricopa, Arizona 2 $ 2,400,000 $ 1,200,000 $ 552,000
Boulder, Colorado 2 $ 1,950,000 $ 975,000 $ 343,000
Capitol Planning Region, Connecticut 2 $ 540,000 $ 270,000 $ 59,000
Western Connecticut Planning Region, Connecticut 2 $ 2,000,000 $ 1,000,000 $ 321,000
District of Columbia, District Of Columbia 2 $ 1,330,000 $ 665,000 $ 517,000
Lee, Florida 2 $ 640,000 $ 320,000 $ 180,000
Miami-Dade, Florida 2 $ 1,400,000 $ 700,000 $ 156,000
St. Johns, Florida 2 $ 930,000 $ 465,000 $ 786,000
Fulton, Georgia 2 $ 1,260,000 $ 630,000 $ 286,000
Nash, North Carolina 2 $ 320,000 $ 160,000 $ 70,000
Rowan, North Carolina 2 $ 510,000 $ 255,000 $ 86,000
Wake, North Carolina 2 $ 1,000,000 $ 500,000 $ 245,000
Ashtabula, Ohio 2 $ 140,000 $ 70,000 $ 54,000
Clackamas, Oregon 2 $ 910,000 $ 455,000 $ 109,000
Marion, Oregon 2 $ 1,160,000 $ 580,000 $ 155,000
Washington, Oregon 2 $ 940,000 $ 470,000 $ 143,000
York, South Carolina 2 $ 680,000 $ 340,000 $ 45,000
Sevier, Tennessee 2 $ 1,380,000 $ 690,000 $ 650,000
Jefferson, Texas 2 $ 150,000 $ 75,000 $ 37,000
Salt Lake, Utah 2 $ 1,610,000 $ 805,000 $ 604,000
Clark, Washington 2 $ 810,000 $ 405,000 $ 112,000
Escambia, Alabama 1 $ 65,000 $ 65,000 $ 44,000
Mobile, Alabama 1 $ 65,000 $ 65,000 $ 24,000
Shelby, Alabama 1 $ 555,000 $ 555,000 $ 160,000
Pima, Arizona 1 $ 345,000 $ 345,000 $ 124,000
Pulaski, Arkansas 1 $ 225,000 $ 225,000 $ 251,000
Los Angeles, California 1 $ 805,000 $ 805,000 $ 313,000
Napa, California 1 $ 1,655,000 $ 1,655,000 $ 1,096,000
Plumas, California 1 $ 305,000 $ 305,000 $ 74,000
Riverside, California 1 $ 805,000 $ 805,000 $ 489,000
San Benito, California 1 $ 805,000 $ 805,000 $ 281,000
Adams, Colorado 1 $ 615,000 $ 615,000 $ 154,000
Larimer, Colorado 1 $ 445,000 $ 445,000 $ 111,000
Naugatuck Valley Planning Region, Connecticut 1 $ 175,000 $ 175,000 $ 63,000
Charlotte, Florida 1 $ 435,000 $ 435,000 $ 92,000
Citrus, Florida 1 $ 305,000 $ 305,000 $ 114,000
Collier, Florida 1 $ 1,095,000 $ 1,095,000 $ 361,000
Duval, Florida 1 $ 515,000 $ 515,000 $ 0
Hernando, Florida 1 $ 275,000 $ 275,000 $ 55,000
Manatee, Florida 1 $ 805,000 $ 805,000 $ 298,000
Nassau, Florida 1 $ 55,000 $ 55,000 $ 20,000
Orange, Florida 1 $ 75,000 $ 75,000 $ 26,000
Palm Beach, Florida 1 $ 2,605,000 $ 2,605,000 $ 1,820,000
Sarasota, Florida 1 $ 385,000 $ 385,000 $ 175,000
Coweta, Georgia 1 $ 405,000 $ 405,000 $ 107,000
Hawaii, Hawaii 1 $ 215,000 $ 215,000 $ 90,000
Ada, Idaho 1 $ 605,000 $ 605,000 $ 327,000
Champaign, Illinois 1 $ 675,000 $ 675,000 $ 186,000
Macoupin, Illinois 1 $ 75,000 $ 75,000 $ 22,000
Marion, Illinois 1 $ 115,000 $ 115,000 $ 98,000
Montgomery, Illinois 1 $ 55,000 $ 55,000 $ 21,000
Sangamon, Illinois 1 $ 55,000 $ 55,000 $ 34,000
Williamson, Illinois 1 $ 125,000 $ 125,000 $ 146,000
Montgomery, Indiana 1 $ 75,000 $ 75,000 $ 68,000
St. Joseph, Indiana 1 $ 305,000 $ 305,000 $ 306,000
Des Moines, Iowa 1 $ 65,000 $ 65,000 $ 48,000
Leavenworth, Kansas 1 $ 385,000 $ 385,000 $ 211,000
Shawnee, Kansas 1 $ 165,000 $ 165,000 $ 82,000
Wyandotte, Kansas 1 $ 185,000 $ 185,000 $ 83,000
Green, Kentucky 1 $ 95,000 $ 95,000 $ 27,000
Marshall, Kentucky 1 $ 135,000 $ 135,000 $ 294,000
Nelson, Kentucky 1 $ 225,000 $ 225,000 $ 56,000
Caddo, Louisiana 1 $ 105,000 $ 105,000 $ 36,000
Anne Arundel, Maryland 1 $ 355,000 $ 355,000 $ 55,000
Baltimore City, Maryland 1 $ 385,000 $ 385,000 $ 213,000
Middlesex, Massachusetts 1 $ 585,000 $ 585,000 $ 198,000
Ramsey, Minnesota 1 $ 105,000 $ 105,000 $ 17,000
Adams, Mississippi 1 $ 165,000 $ 165,000 $ 80,000
Jasper, Mississippi 1 $ 115,000 $ 115,000 $ 38,000
Lafayette, Mississippi 1 $ 135,000 $ 135,000 $ 38,000
Camden, Missouri 1 $ 805,000 $ 805,000 $ 668,000
Christian, Missouri 1 $ 2,005,000 $ 2,005,000 $ 3,123,000
Clinton, Missouri 1 $ 405,000 $ 405,000 $ 84,000
Monroe, Missouri 1 $ 235,000 $ 235,000 $ 81,000
Pettis, Missouri 1 $ 405,000 $ 405,000 $ 84,000
Reynolds, Missouri 1 $ 75,000 $ 75,000 $ 39,000
Scott, Missouri 1 $ 205,000 $ 205,000 $ 49,000
Stone, Missouri 1 $ 145,000 $ 145,000 $ 369,000
Gallatin, Montana 1 $ 615,000 $ 615,000 $ 128,000
Grafton, New Hampshire 1 $ 355,000 $ 355,000 $ 122,000
Merrimack, New Hampshire 1 $ 725,000 $ 725,000 $ 512,000
Middlesex, New Jersey 1 $ 615,000 $ 615,000 $ 408,000
Somerset, New Jersey 1 $ 595,000 $ 595,000 $ 369,000
Erie, New York 1 $ 55,000 $ 55,000 $ 12,000
Monroe, New York 1 $ 185,000 $ 185,000 $ 831,000
Nassau, New York 1 $ 735,000 $ 735,000 $ 341,000
Richmond, New York 1 $ 745,000 $ 745,000 $ 63,000
Rockland, New York 1 $ 765,000 $ 765,000 $ 325,000
Buncombe, North Carolina 1 $ 2,005,000 $ 2,005,000 $ 562,000
Franklin, North Carolina 1 $ 305,000 $ 305,000 $ 125,000
Gaston, North Carolina 1 $ 915,000 $ 915,000 $ 499,000
Haywood, North Carolina 1 $ 345,000 $ 345,000 $ 94,000
Henderson, North Carolina 1 $ 275,000 $ 275,000 $ 64,000
Randolph, North Carolina 1 $ 75,000 $ 75,000 $ 23,000
Robeson, North Carolina 1 $ 215,000 $ 215,000 $ 57,000
Union, North Carolina 1 $ 285,000 $ 285,000 $ 423,000
Lane, Oregon 1 $ 565,000 $ 565,000 $ 168,000
Linn, Oregon 1 $ 585,000 $ 585,000 $ 126,000
Adams, Pennsylvania 1 $ 225,000 $ 225,000 $ 167,000
Dauphin, Pennsylvania 1 $ 265,000 $ 265,000 $ 64,000
Philadelphia, Pennsylvania 1 $ 55,000 $ 55,000 $ 17,000
Lancaster, South Carolina 1 $ 85,000 $ 85,000 $ 83,000
Hamilton, Tennessee 1 $ 425,000 $ 425,000 $ 151,000
Rutherford, Tennessee 1 $ 385,000 $ 385,000 $ 197,000
Denton, Texas 1 $ 325,000 $ 325,000 $ 335,000
Harris, Texas 1 $ 585,000 $ 585,000 $ 254,000
Hill, Texas 1 $ 115,000 $ 115,000 $ 47,000
Starr, Texas 1 $ 85,000 $ 85,000 $ 40,000
Tarrant, Texas 1 $ 945,000 $ 945,000 $ 302,000
Alexandria, Virginia 1 $ 755,000 $ 755,000 $ 330,000
Arlington, Virginia 1 $ 165,000 $ 165,000 $ 73,000
Fairfax, Virginia 1 $ 635,000 $ 635,000 $ 210,000
Richmond City, Virginia 1 $ 75,000 $ 75,000 $ 22,000
Roanoke, Virginia 1 $ 255,000 $ 255,000 $ 114,000
Klickitat, Washington 1 $ 625,000 $ 625,000 $ 120,000
Skamania, Washington 1 $ 605,000 $ 605,000 $ 120,000
Laramie, Wyoming 1 $ 365,000 $ 365,000 $ 130,000
Natrona, Wyoming 1 $ 355,000 $ 355,000 $ 60,000

Mortgage Loan Application Detail Totals for Paramount Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 412 $162,240,000 $393,000 $2,995,000 $202,000 $4,795,000
Refinancing 69 $35,715,000 $517,000 $2,005,000 $270,000 $3,123,000
Cash-out Refinancing 46 $15,280,000 $332,000 $1,505,000 $135,000 $831,000
Other Purpose 18 $2,600,000 $144,000 $805,000 $68,000 $281,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 426 $176,500,000 $414,000 $2,995,000 $209,000 $4,795,000
Not Provided 42 $17,600,000 $419,000 $1,505,000 $233,000 $1,300,000
Black or African American 32 $8,440,000 $263,000 $1,155,000 $100,000 $341,000
Hispanic 17 $4,025,000 $236,000 $675,000 $77,000 $209,000
Asian 17 $6,805,000 $400,000 $785,000 $193,000 $423,000
Not applicable 9 $825,000 $91,000 $105,000 $0 $0
American Indian or Alaskan Native 1 $1,425,000 $1,425,000 $1,425,000 $575,000 $575,000
Native Hawaiian or Other Pacific Islander 1 $215,000 $215,000 $215,000 $90,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 434 $184,940,000 $426,000 $2,995,000 $228,000 $4,795,000
FHA-insured (Federal Housing Administration) 82 $19,680,000 $240,000 $645,000 $82,000 $296,000
VA-guaranteed (Veterans Administration) 26 $10,570,000 $406,000 $965,000 $128,000 $471,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $645,000 $215,000 $295,000 $83,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 402 $157,820,000 $392,000 $2,605,000 $212,000 $4,795,000
Application Withdrawn By Applicant 106 $44,260,000 $417,000 $2,995,000 $176,000 $830,000
Application Denied By Financial Institution 36 $13,080,000 $363,000 $1,505,000 $139,000 $537,000
File Closed For Incompleteness 1 $675,000 $675,000 $675,000 $186,000 $186,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 509 $202,755,000 $398,000 $2,995,000 $204,000 $4,795,000
Collateral 9 $3,025,000 $336,000 $965,000 $131,000 $325,000
Credit Application Incomplete 7 $2,245,000 $320,000 $445,000 $120,000 $220,000
Debt-To-Income Ratio 7 $3,555,000 $507,000 $1,505,000 $142,000 $537,000
Other 4 $2,100,000 $525,000 $965,000 $263,000 $471,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,015,000 $338,000 $625,000 $160,000 $292,000
Credit History 3 $635,000 $211,000 $305,000 $95,000 $125,000
Unverifiable Information 2 $390,000 $195,000 $275,000 $42,000 $84,000
Mortgage Insurance Denied 1 $115,000 $115,000 $115,000 $98,000 $98,000
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Paramount Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Paramount Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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