Paramount Bank Mortgage Lending & HMDA Data, 2025
In 2025, Paramount Bank of Hazelwood, MO reported 545 mortgage applications totaling $215.8 million, down 47% from 2024. The average application was for $396,027, and applicants reported an average income of $200,528. 74% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (330), Kansas City, MO-KS (29) and Tampa, FL (19) (applications in parentheses).
| Mortgage Company & Address | Paramount Bank 90 Village Square Shopping Center Hazelwood, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 545 |
| Total Mortgage Loan Application Amount | $215,835,000 |
| Average Mortgage Loan Application Amount | $396,027 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $200,528 |
| Highest Applicant Income | $4,795,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Paramount Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 330 | $ 126,000,000 | $ 381,818 | $ 195,696 |
| Outside any metro area | 34 | $ 9,090,000 | $ 267,352 | $ 154,000 |
| Kansas City, MO-KS | 29 | $ 7,465,000 | $ 257,413 | $ 100,482 |
| Tampa, FL | 19 | $ 7,005,000 | $ 368,684 | $ 177,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 3,390,000 | $ 339,000 | $ 163,700 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 4,260,000 | $ 426,000 | $ 114,700 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,805,000 | $ 257,857 | $ 110,000 |
| Chicago-Naperville, IL | 6 | $ 3,250,000 | $ 541,666 | $ 437,000 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 2,365,000 | $ 473,000 | $ 172,000 |
| Jacksonville, FL | 4 | $ 1,500,000 | $ 375,000 | $ 398,000 |
| Arlington-Alexandria-Reston, VA-WV | 3 | $ 1,555,000 | $ 518,333 | $ 204,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 1,665,000 | $ 555,000 | $ 226,000 |
| Cape Girardeau, MO-IL | 3 | $ 1,695,000 | $ 565,000 | $ 179,000 |
| Raleigh, NC | 3 | $ 1,305,000 | $ 435,000 | $ 205,000 |
| Asheville, NC | 2 | $ 2,280,000 | $ 1,140,000 | $ 313,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 740,000 | $ 370,000 | $ 134,000 |
| Beaumont-Port Arthur, TX | 2 | $ 150,000 | $ 75,000 | $ 37,000 |
| Boulder, CO | 2 | $ 1,950,000 | $ 975,000 | $ 343,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 2,000,000 | $ 1,000,000 | $ 321,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 640,000 | $ 320,000 | $ 180,000 |
| Cleveland, OH | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 540,000 | $ 270,000 | $ 59,000 |
| Lakewood-New Brunswick, NJ | 2 | $ 1,210,000 | $ 605,000 | $ 388,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 1,400,000 | $ 700,000 | $ 156,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 1,510,000 | $ 755,000 | $ 194,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 1,190,000 | $ 595,000 | $ 236,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 2,400,000 | $ 1,200,000 | $ 552,000 |
| Rocky Mount, NC | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Salem, OR | 2 | $ 1,160,000 | $ 580,000 | $ 155,000 |
| Salt Lake City, UT | 2 | $ 1,610,000 | $ 805,000 | $ 604,000 |
| Washington, DC-MD | 2 | $ 1,330,000 | $ 665,000 | $ 517,000 |
| Albany, OR | 1 | $ 585,000 | $ 585,000 | $ 126,000 |
| Birmingham-Hoover, AL | 1 | $ 555,000 | $ 555,000 | $ 160,000 |
| Boise City, ID | 1 | $ 605,000 | $ 605,000 | $ 327,000 |
| Bozeman, MT | 1 | $ 615,000 | $ 615,000 | $ 128,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 585,000 | $ 585,000 | $ 198,000 |
| Casper, WY | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
| Champaign-Urbana, IL | 1 | $ 675,000 | $ 675,000 | $ 186,000 |
| Chattanooga, TN-GA | 1 | $ 425,000 | $ 425,000 | $ 151,000 |
| Cheyenne, WY | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Dallas-Plano-Irving, TX | 1 | $ 325,000 | $ 325,000 | $ 335,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 615,000 | $ 615,000 | $ 154,000 |
| Eugene, OR | 1 | $ 565,000 | $ 565,000 | $ 168,000 |
| Fort Collins, CO | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Fort Worth-Arlington, TX | 1 | $ 945,000 | $ 945,000 | $ 302,000 |
| Gettysburg, PA | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Greensboro-High Point, NC | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Harrisburg-Carlisle, PA | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Homosassa Springs, FL | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 585,000 | $ 585,000 | $ 254,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 225,000 | $ 225,000 | $ 251,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 805,000 | $ 805,000 | $ 313,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Mobile, AL | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Napa, CA | 1 | $ 1,655,000 | $ 1,655,000 | $ 1,096,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 1,095,000 | $ 1,095,000 | $ 361,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 385,000 | $ 385,000 | $ 197,000 |
| Nassau County-Suffolk County, NY | 1 | $ 735,000 | $ 735,000 | $ 341,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Philadelphia, PA | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Punta Gorda, FL | 1 | $ 435,000 | $ 435,000 | $ 92,000 |
| Richmond, VA | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 805,000 | $ 805,000 | $ 489,000 |
| Roanoke, VA | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Rochester, NY | 1 | $ 185,000 | $ 185,000 | $ 831,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 805,000 | $ 805,000 | $ 281,000 |
| Shreveport-Bossier City, LA | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 305,000 | $ 305,000 | $ 306,000 |
| Springfield, IL | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Springfield, MO | 1 | $ 2,005,000 | $ 2,005,000 | $ 3,123,000 |
| Topeka, KS | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Tucson, AZ | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Waterbury-Shelton, CT | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 2,605,000 | $ 2,605,000 | $ 1,820,000 |
Mortgage Loan Application Detail Totals for Paramount Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 412 | $162,240,000 | $393,000 | $2,995,000 | $202,000 | $4,795,000 |
| Refinancing | 69 | $35,715,000 | $517,000 | $2,005,000 | $270,000 | $3,123,000 |
| Cash-out Refinancing | 46 | $15,280,000 | $332,000 | $1,505,000 | $135,000 | $831,000 |
| Other Purpose | 18 | $2,600,000 | $144,000 | $805,000 | $68,000 | $281,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 426 | $176,500,000 | $414,000 | $2,995,000 | $209,000 | $4,795,000 |
| Not Provided | 42 | $17,600,000 | $419,000 | $1,505,000 | $233,000 | $1,300,000 |
| Black or African American | 32 | $8,440,000 | $263,000 | $1,155,000 | $100,000 | $341,000 |
| Hispanic | 17 | $4,025,000 | $236,000 | $675,000 | $77,000 | $209,000 |
| Asian | 17 | $6,805,000 | $400,000 | $785,000 | $193,000 | $423,000 |
| Not applicable | 9 | $825,000 | $91,000 | $105,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $1,425,000 | $1,425,000 | $1,425,000 | $575,000 | $575,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 434 | $184,940,000 | $426,000 | $2,995,000 | $228,000 | $4,795,000 |
| FHA-insured (Federal Housing Administration) | 82 | $19,680,000 | $240,000 | $645,000 | $82,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 26 | $10,570,000 | $406,000 | $965,000 | $128,000 | $471,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $645,000 | $215,000 | $295,000 | $83,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 402 | $157,820,000 | $392,000 | $2,605,000 | $212,000 | $4,795,000 |
| Application Withdrawn By Applicant | 106 | $44,260,000 | $417,000 | $2,995,000 | $176,000 | $830,000 |
| Application Denied By Financial Institution | 36 | $13,080,000 | $363,000 | $1,505,000 | $139,000 | $537,000 |
| File Closed For Incompleteness | 1 | $675,000 | $675,000 | $675,000 | $186,000 | $186,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 509 | $202,755,000 | $398,000 | $2,995,000 | $204,000 | $4,795,000 |
| Collateral | 9 | $3,025,000 | $336,000 | $965,000 | $131,000 | $325,000 |
| Credit Application Incomplete | 7 | $2,245,000 | $320,000 | $445,000 | $120,000 | $220,000 |
| Debt-To-Income Ratio | 7 | $3,555,000 | $507,000 | $1,505,000 | $142,000 | $537,000 |
| Other | 4 | $2,100,000 | $525,000 | $965,000 | $263,000 | $471,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,015,000 | $338,000 | $625,000 | $160,000 | $292,000 |
| Credit History | 3 | $635,000 | $211,000 | $305,000 | $95,000 | $125,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $275,000 | $42,000 | $84,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $98,000 | $98,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paramount Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paramount Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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