Mutual of Omaha Mortgage Mortgage Lending & HMDA Data, 2024

In 2024, Mutual of Omaha Mortgage of Lombard, IL reported 34,393 mortgage applications totaling $10.0 billion, up 15% from 2023. The average application was for $289,364, and applicants reported an average income of $98,878. 58% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Chicago-Naperville, IL (977), Phoenix-Mesa-Scottsdale, AZ (816) and Atlanta-Sandy Springs-Roswell, GA (784) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Mortgage

Lombard, IL 60148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 34,393
Total Mortgage Loan Application Amount $9,952,125,000
Average Mortgage Loan Application Amount $289,364
Highest Mortgage Loan Application Amount $3,725,000
Average Applicant Income $98,878
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Mortgage by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 4,835 $ 1,015,795,000 $ 210,092 $ 78,369
Chicago-Naperville, IL 977 $ 288,065,000 $ 294,846 $ 126,000
Phoenix-Mesa-Scottsdale, AZ 816 $ 296,800,000 $ 363,725 $ 114,000
Atlanta-Sandy Springs-Roswell, GA 784 $ 235,310,000 $ 300,140 $ 105,000
Las Vegas-Henderson-Paradise, NV 596 $ 197,140,000 $ 330,771 $ 114,000
Charlotte-Concord-Gastonia, NC-SC 576 $ 194,450,000 $ 337,586 $ 113,821
Denver-Aurora-Lakewood, CO 464 $ 203,690,000 $ 438,987 $ 132,000
Columbus, OH 443 $ 116,985,000 $ 264,074 $ 105,000
Los Angeles-Long Beach-Glendale, CA 407 $ 213,895,000 $ 525,540 $ 103,000
Cleveland, OH 405 $ 86,895,000 $ 214,555 $ 105,000
Houston-The Woodlands-Sugar Land, TX 402 $ 114,200,000 $ 284,079 $ 131,000
Dallas-Plano-Irving, TX 390 $ 138,230,000 $ 354,435 $ 126,000
Riverside-San Bernardino-Ontario, CA 385 $ 134,245,000 $ 348,688 $ 92,000
Tampa, FL 369 $ 105,335,000 $ 285,460 $ 96,000
Kansas City, MO-KS 362 $ 97,800,000 $ 270,165 $ 107,839
Virginia Beach-Norfolk-Newport News, VA-NC 357 $ 93,185,000 $ 261,022 $ 86,887
Baltimore-Columbia-Towson, MD 353 $ 103,805,000 $ 294,065 $ 99,000
Minneapolis-St. Paul-Bloomington, MN-WI 336 $ 112,020,000 $ 333,392 $ 138,062
Nashville-Davidson--Murfreesboro--Franklin, TN 328 $ 122,130,000 $ 372,347 $ 122,000
Lakewood-New Brunswick, NJ 327 $ 118,585,000 $ 362,645 $ 127,000
St. Louis, MO-IL 320 $ 77,630,000 $ 242,593 $ 98,281
Arlington-Alexandria-Reston, VA-WV 296 $ 132,460,000 $ 447,500 $ 135,611
Indianapolis-Carmel-Anderson, IN 293 $ 68,755,000 $ 234,658 $ 86,000
Orlando-Kissimmee-Sanford, FL 293 $ 83,615,000 $ 285,375 $ 90,000
Marietta, GA 284 $ 88,400,000 $ 311,267 $ 105,000
Cambridge-Newton-Framingham, MA 274 $ 129,570,000 $ 472,883 $ 145,000
San Diego-Carlsbad, CA 259 $ 133,165,000 $ 514,150 $ 109,000
Boise City, ID 258 $ 87,790,000 $ 340,271 $ 105,000
Portland-Vancouver-Hillsboro, OR-WA 258 $ 96,720,000 $ 374,883 $ 112,720
Cincinnati, OH-KY-IN 249 $ 54,045,000 $ 217,048 $ 85,068
Washington, DC-MD 248 $ 89,850,000 $ 362,298 $ 109,879
Omaha-Council Bluffs, NE-IA 245 $ 68,745,000 $ 280,591 $ 122,102
Richmond, VA 233 $ 58,835,000 $ 252,510 $ 88,000
Boston, MA 228 $ 97,640,000 $ 428,245 $ 129,000
Camden, NJ 212 $ 55,060,000 $ 259,716 $ 92,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 212 $ 60,770,000 $ 286,650 $ 89,000
Memphis, TN-MS-AR 211 $ 52,555,000 $ 249,075 $ 100,981
Providence-Warwick, RI-MA 206 $ 71,990,000 $ 349,466 $ 115,873
Warren-Troy-Farmington Hills, MI 204 $ 47,900,000 $ 234,803 $ 105,000
Sacramento--Roseville--Arden-Arcade, CA 202 $ 76,000,000 $ 376,237 $ 108,000
Raleigh, NC 192 $ 68,030,000 $ 354,322 $ 121,000
Jacksonville, FL 190 $ 46,140,000 $ 242,842 $ 80,000
Newark, NJ-PA 185 $ 70,555,000 $ 381,378 $ 128,000
Pittsburgh, PA 185 $ 34,355,000 $ 185,702 $ 82,000
West Palm Beach-Boca Raton-Delray Beach, FL 181 $ 58,345,000 $ 322,348 $ 93,000
Seattle-Bellevue-Everett, WA 179 $ 89,855,000 $ 501,983 $ 140,000
Greenville-Anderson-Mauldin, SC 173 $ 43,415,000 $ 250,953 $ 93,000
Knoxville, TN 167 $ 43,585,000 $ 260,988 $ 92,000
Hartford-West Hartford-East Hartford, CT 165 $ 44,145,000 $ 267,545 $ 97,000
New York-Jersey City-White Plains, NY-NJ 164 $ 72,100,000 $ 439,634 $ 141,000
Charleston-North Charleston, SC 162 $ 44,640,000 $ 275,555 $ 83,000
Louisville/Jefferson County, KY-IN 161 $ 36,445,000 $ 226,366 $ 89,795
St. Petersburg-Clearwater-Largo, FL 161 $ 45,255,000 $ 281,086 $ 113,000
Fort Worth-Arlington, TX 160 $ 36,390,000 $ 227,437 $ 76,000
Milwaukee-Waukesha-West Allis, WI 160 $ 42,150,000 $ 263,437 $ 98,000
Oklahoma City, OK 160 $ 33,250,000 $ 207,812 $ 89,000
Miami-Miami Beach-Kendall, FL 159 $ 55,815,000 $ 351,037 $ 103,000
Elgin, IL 158 $ 46,190,000 $ 292,341 $ 126,000
Montgomery County-Bucks County-Chester County, PA 157 $ 50,985,000 $ 324,745 $ 115,000
Worcester, MA-CT 157 $ 56,605,000 $ 360,541 $ 114,000
Austin-Round Rock, TX 153 $ 56,395,000 $ 368,594 $ 121,000
Lake County-Kenosha County, IL-WI 152 $ 47,010,000 $ 309,276 $ 159,000
Oakland-Hayward-Berkeley, CA 150 $ 76,150,000 $ 507,666 $ 110,000
Philadelphia, PA 146 $ 32,310,000 $ 221,301 $ 86,000
Detroit-Dearborn-Livonia, MI 143 $ 26,165,000 $ 182,972 $ 83,000
North Port-Sarasota-Bradenton, FL 139 $ 42,425,000 $ 305,215 $ 106,000
Albuquerque, NM 135 $ 35,725,000 $ 264,629 $ 92,000
Deltona-Daytona Beach-Ormond Beach, FL 133 $ 32,535,000 $ 244,624 $ 75,000
Anaheim-Santa Ana-Irvine, CA 131 $ 72,515,000 $ 553,549 $ 106,000
Birmingham-Hoover, AL 131 $ 31,085,000 $ 237,290 $ 84,000
New Orleans-Metairie, LA 126 $ 25,590,000 $ 203,095 $ 75,000
San Antonio-New Braunfels, TX 124 $ 32,260,000 $ 260,161 $ 108,000
Tacoma-Lakewood, WA 123 $ 44,155,000 $ 358,983 $ 87,000
Lakeland-Winter Haven, FL 120 $ 28,530,000 $ 237,750 $ 100,000
Killeen-Temple, TX 117 $ 32,895,000 $ 281,153 $ 103,000
Cape Coral-Fort Myers, FL 115 $ 35,115,000 $ 305,347 $ 98,000
Tulsa, OK 115 $ 21,875,000 $ 190,217 $ 77,000
Bridgeport-Stamford-Norwalk, CT 111 $ 44,985,000 $ 405,270 $ 135,000
Everett, WA 109 $ 47,135,000 $ 432,431 $ 125,000
Punta Gorda, FL 109 $ 31,975,000 $ 293,348 $ 130,000
Tucson, AZ 109 $ 26,715,000 $ 245,091 $ 84,000
Columbia, SC 106 $ 22,330,000 $ 210,660 $ 83,000
Lake County-Porter County-Jasper County, IN 105 $ 23,065,000 $ 219,666 $ 82,000
Mobile, AL 105 $ 18,225,000 $ 173,571 $ 82,000
Wilmington, DE-MD-NJ 102 $ 27,770,000 $ 272,254 $ 125,480
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 100 $ 21,920,000 $ 219,200 $ 97,000
Canton-Massillon, OH 98 $ 17,230,000 $ 175,816 $ 77,000
Reno, NV 98 $ 34,980,000 $ 356,938 $ 169,000
Colorado Springs, CO 95 $ 29,585,000 $ 311,421 $ 87,000
Port St. Lucie, FL 95 $ 24,265,000 $ 255,421 $ 81,000
Grand Rapids-Wyoming, MI 94 $ 21,720,000 $ 231,063 $ 83,000
Akron, OH 93 $ 20,985,000 $ 225,645 $ 96,000
Washington-Baltimore-Arlington, DC 93 $ 38,725,000 $ 416,397 $ 138,000
Medford, OR 92 $ 29,890,000 $ 324,891 $ 107,000
Baton Rouge, LA 89 $ 18,585,000 $ 208,820 $ 87,000
Ocala, FL 89 $ 17,105,000 $ 192,191 $ 62,000
Allentown-Bethlehem-Easton, PA-NJ 88 $ 18,140,000 $ 206,136 $ 72,272
Salt Lake City, UT 85 $ 28,365,000 $ 333,705 $ 80,000
Durham-Chapel Hill, NC 84 $ 26,290,000 $ 312,976 $ 118,000
Greensboro-High Point, NC 83 $ 15,715,000 $ 189,337 $ 63,000
New Haven-Milford, CT 81 $ 23,425,000 $ 289,197 $ 102,000
Fayetteville-Springdale-Rogers, AR-MO 80 $ 21,130,000 $ 264,125 $ 115,000
Palm Bay-Melbourne-Titusville, FL 80 $ 19,430,000 $ 242,875 $ 85,000
Barnstable Town, MA 79 $ 37,955,000 $ 480,443 $ 131,000
Hilton Head Island-Bluffton-Beaufort, SC 79 $ 28,315,000 $ 358,417 $ 110,000
Pensacola-Ferry Pass-Brent, FL 78 $ 21,660,000 $ 277,692 $ 106,000
Portland-South Portland, ME 77 $ 23,325,000 $ 302,922 $ 87,000
Wilmington, NC 76 $ 19,310,000 $ 254,078 $ 84,000
Asheville, NC 74 $ 21,600,000 $ 291,891 $ 91,000
Waterbury-Shelton, CT 73 $ 18,785,000 $ 257,328 $ 87,000
Winston-Salem, NC 71 $ 14,955,000 $ 210,633 $ 76,000
Augusta-Richmond County, GA-SC 70 $ 15,110,000 $ 215,857 $ 70,642
Dayton-Springfield-Kettering, OH 70 $ 10,930,000 $ 156,142 $ 71,000
Fresno, CA 69 $ 17,775,000 $ 257,608 $ 94,000
Savannah, GA 69 $ 17,915,000 $ 259,637 $ 81,000
Spokane-Spokane Valley, WA 69 $ 21,495,000 $ 311,521 $ 95,000
Spartanburg, SC 68 $ 15,170,000 $ 223,088 $ 79,000
Springfield, MO 68 $ 17,420,000 $ 256,176 $ 87,000
Fort Collins, CO 67 $ 29,355,000 $ 438,134 $ 117,000
Des Moines-West Des Moines, IA 64 $ 16,590,000 $ 259,218 $ 101,000
Huntsville, AL 64 $ 17,960,000 $ 280,625 $ 105,000
Stockton-Lodi, CA 64 $ 25,140,000 $ 392,812 $ 116,000
Chattanooga, TN-GA 63 $ 15,065,000 $ 239,126 $ 85,142
Little Rock-North Little Rock-Conway, AR 63 $ 12,635,000 $ 200,555 $ 79,000
Gulfport-Biloxi-Pascagoula, MS 60 $ 13,230,000 $ 220,500 $ 88,000
Oxnard-Thousand Oaks-Ventura, CA 60 $ 31,310,000 $ 521,833 $ 93,000
San Jose-Sunnyvale-Santa Clara, CA 60 $ 39,630,000 $ 660,500 $ 90,000
Clarksville, TN-KY 59 $ 14,565,000 $ 246,864 $ 93,322
Scranton--Wilkes-Barre--Hazleton, PA 59 $ 10,935,000 $ 185,338 $ 72,000
Wichita, KS 59 $ 12,195,000 $ 206,694 $ 93,000
Springfield, MA 58 $ 14,390,000 $ 248,103 $ 83,000
York-Hanover, PA 58 $ 9,530,000 $ 164,310 $ 76,000
Youngstown-Warren-Boardman, OH-PA 58 $ 8,140,000 $ 140,344 $ 63,000
Hickory-Lenoir-Morganton, NC 56 $ 13,370,000 $ 238,750 $ 93,000
Slidell-Mandeville-Covington, LA 56 $ 13,350,000 $ 238,392 $ 107,000
Fayetteville, NC 55 $ 9,635,000 $ 175,181 $ 61,000
Lake Havasu City-Kingman, AZ 53 $ 9,575,000 $ 180,660 $ 58,000
Homosassa Springs, FL 52 $ 9,910,000 $ 190,576 $ 48,000
Fort Wayne, IN 51 $ 10,735,000 $ 210,490 $ 83,000
Greeley, CO 51 $ 18,765,000 $ 367,941 $ 105,000
Naples-Immokalee-Marco Island, FL 51 $ 18,515,000 $ 363,039 $ 99,000
Rockingham County-Strafford County, NH 51 $ 18,835,000 $ 369,313 $ 123,000
San Francisco-Redwood City-South San Francisco, CA 51 $ 33,455,000 $ 655,980 $ 85,000
Toledo, OH 51 $ 7,395,000 $ 145,000 $ 75,000
Flint, MI 50 $ 9,490,000 $ 189,800 $ 85,000
Provo-Orem, UT 50 $ 19,160,000 $ 383,200 $ 79,000
Anchorage, AK 49 $ 14,345,000 $ 292,755 $ 100,000
Daphne-Fairhope-Foley, AL 49 $ 14,515,000 $ 296,224 $ 100,000
Prescott Valley-Prescott, AZ 49 $ 15,765,000 $ 321,734 $ 84,000
Trenton, NJ 49 $ 14,375,000 $ 293,367 $ 104,000
Crestview-Fort Walton Beach-Destin, FL 48 $ 15,250,000 $ 317,708 $ 121,000
Lexington-Fayette, KY 48 $ 9,240,000 $ 192,500 $ 73,000
South Bend-Mishawaka, IN-MI 48 $ 9,200,000 $ 191,666 $ 81,125
Bakersfield, CA 46 $ 9,720,000 $ 211,304 $ 65,000
Harrisburg-Carlisle, PA 45 $ 9,195,000 $ 204,333 $ 73,000
Lancaster, PA 45 $ 10,975,000 $ 243,888 $ 84,000
Boulder, CO 43 $ 17,855,000 $ 415,232 $ 109,000
Jackson, MS 43 $ 7,535,000 $ 175,232 $ 68,000
Coeur D'Alene, ID 42 $ 12,560,000 $ 299,047 $ 60,000
El Paso, TX 42 $ 7,410,000 $ 176,428 $ 81,000
Madison, WI 42 $ 15,030,000 $ 357,857 $ 136,000
Manchester-Nashua, NH 42 $ 13,910,000 $ 331,190 $ 117,000
Santa Fe, NM 42 $ 13,530,000 $ 322,142 $ 113,000
Lincoln, NE 41 $ 9,445,000 $ 230,365 $ 81,000
Ogden-Clearfield, UT 41 $ 11,655,000 $ 284,268 $ 71,000
Lansing-East Lansing, MI 40 $ 7,470,000 $ 186,750 $ 77,000
Olympia-Tumwater, WA 40 $ 14,250,000 $ 356,250 $ 95,000
Urban Honolulu, HI 40 $ 22,920,000 $ 573,000 $ 100,000
Atlantic City-Hammonton, NJ 39 $ 11,445,000 $ 293,461 $ 106,000
Bend-Redmond, OR 38 $ 14,470,000 $ 380,789 $ 119,000
Eugene, OR 38 $ 9,310,000 $ 245,000 $ 56,000
Jacksonville, NC 38 $ 9,370,000 $ 246,578 $ 107,000
Kennewick-Richland, WA 38 $ 9,660,000 $ 254,210 $ 74,000
Norwich-New London, CT 38 $ 9,560,000 $ 251,578 $ 80,000
San Rafael, CA 38 $ 25,800,000 $ 678,947 $ 82,000
Vallejo-Fairfield, CA 37 $ 14,225,000 $ 384,459 $ 78,000
Warner Robins, GA 36 $ 10,350,000 $ 287,500 $ 125,000
Billings, MT 35 $ 10,375,000 $ 296,428 $ 103,000
Macon-Bibb County, GA 35 $ 7,425,000 $ 212,142 $ 85,000
Peoria, IL 35 $ 5,385,000 $ 153,857 $ 75,000
Reading, PA 35 $ 7,295,000 $ 208,428 $ 69,000
Rockford, IL 35 $ 5,395,000 $ 154,142 $ 73,000
Kingsport-Bristol-Bristol, TN-VA 34 $ 6,010,000 $ 176,764 $ 77,235
Pueblo, CO 34 $ 7,930,000 $ 233,235 $ 65,000
Salem, OR 34 $ 11,080,000 $ 325,882 $ 89,000
Davenport-Moline-Rock Island, IA-IL 33 $ 5,425,000 $ 164,393 $ 82,757
Lexington Park, MD 33 $ 13,065,000 $ 395,909 $ 130,000
Gainesville, FL 32 $ 7,700,000 $ 240,625 $ 93,000
Santa Rosa, CA 32 $ 15,190,000 $ 474,687 $ 65,000
Visalia-Porterville, CA 32 $ 7,950,000 $ 248,437 $ 106,000
Columbus, GA-AL 31 $ 5,825,000 $ 187,903 $ 72,419
Grand Junction, CO 31 $ 9,195,000 $ 296,612 $ 77,000
Mount Vernon-Anacortes, WA 31 $ 13,785,000 $ 444,677 $ 108,000
Bellingham, WA 30 $ 11,860,000 $ 395,333 $ 131,000
Bozeman, MT 30 $ 12,490,000 $ 416,333 $ 137,000
Charlottesville, VA 30 $ 8,450,000 $ 281,666 $ 90,000
Lafayette, LA 30 $ 5,490,000 $ 183,000 $ 73,000
Cheyenne, WY 29 $ 8,855,000 $ 305,344 $ 119,000
Dover, DE 29 $ 7,275,000 $ 250,862 $ 69,000
Roanoke, VA 29 $ 6,355,000 $ 219,137 $ 68,000
Sebring, FL 29 $ 4,265,000 $ 147,068 $ 72,000
Modesto, CA 28 $ 7,940,000 $ 283,571 $ 65,000
Montgomery, AL 28 $ 4,670,000 $ 166,785 $ 54,000
Sebastian-Vero Beach, FL 28 $ 5,490,000 $ 196,071 $ 60,000
Topeka, KS 28 $ 5,740,000 $ 205,000 $ 78,000
Lynchburg, VA 27 $ 7,025,000 $ 260,185 $ 93,000
Shreveport-Bossier City, LA 27 $ 4,475,000 $ 165,740 $ 69,000
Athens-Clarke County, GA 26 $ 7,480,000 $ 287,692 $ 90,000
Bremerton-Silverdale, WA 26 $ 8,920,000 $ 343,076 $ 79,000
Burlington-South Burlington, VT 26 $ 7,040,000 $ 270,769 $ 110,000
Gainesville, GA 26 $ 6,590,000 $ 253,461 $ 68,000
Helena, MT 26 $ 7,500,000 $ 288,461 $ 81,000
Panama City, FL 26 $ 6,900,000 $ 265,384 $ 88,000
Racine, WI 26 $ 5,080,000 $ 195,384 $ 80,000
Salinas, CA 26 $ 11,740,000 $ 451,538 $ 87,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 26 $ 12,080,000 $ 464,615 $ 133,000
Santa Maria-Santa Barbara, CA 25 $ 13,505,000 $ 540,200 $ 88,000
Tallahassee, FL 25 $ 4,975,000 $ 199,000 $ 71,000
Erie, PA 24 $ 4,550,000 $ 189,583 $ 81,000
Las Cruces, NM 24 $ 5,890,000 $ 245,416 $ 80,000
Sioux Falls, SD 24 $ 7,040,000 $ 293,333 $ 109,000
Decatur, AL 23 $ 4,265,000 $ 185,434 $ 79,000
Hagerstown-Martinsburg, MD-WV 23 $ 5,055,000 $ 219,782 $ 83,000
Hammond, LA 23 $ 4,075,000 $ 177,173 $ 59,000
Pinehurst-Southern Pines, NC 23 $ 7,445,000 $ 323,695 $ 114,000
Rapid City, SD 23 $ 7,035,000 $ 305,869 $ 80,000
Yakima, WA 23 $ 4,525,000 $ 196,739 $ 82,000
Flagstaff, AZ 22 $ 7,980,000 $ 362,727 $ 95,000
Florence, SC 22 $ 3,270,000 $ 148,636 $ 53,000
Fort Smith, AR-OK 22 $ 3,680,000 $ 167,272 $ 68,954
Johnson City, TN 22 $ 3,630,000 $ 165,000 $ 61,000
St. George, UT 22 $ 6,980,000 $ 317,272 $ 84,000
Chico, CA 21 $ 6,335,000 $ 301,666 $ 82,000
Gettysburg, PA 21 $ 5,165,000 $ 245,952 $ 74,000
Greenville, NC 21 $ 4,045,000 $ 192,619 $ 84,000
Lafayette-West Lafayette, IN 21 $ 3,575,000 $ 170,238 $ 62,000
Longview, TX 21 $ 3,395,000 $ 161,666 $ 73,000
Traverse City, MI 21 $ 5,125,000 $ 244,047 $ 72,000
Winchester, VA-WV 21 $ 5,565,000 $ 265,000 $ 88,000
Lake Charles, LA 20 $ 4,270,000 $ 213,500 $ 65,000
Salisbury, MD-DE 20 $ 3,360,000 $ 168,000 $ 69,000
Springfield, OH 20 $ 3,360,000 $ 168,000 $ 65,000
Bangor, ME 19 $ 4,065,000 $ 213,947 $ 75,000
Casper, WY 19 $ 4,615,000 $ 242,894 $ 116,000
Duluth, MN-WI 19 $ 3,165,000 $ 166,578 $ 66,473
Evansville, IN-KY 19 $ 3,015,000 $ 158,684 $ 63,000
Joplin, MO 19 $ 3,695,000 $ 194,473 $ 61,210
Merced, CA 19 $ 5,195,000 $ 273,421 $ 84,000
Amherst Town-Northampton, MA 18 $ 5,010,000 $ 278,333 $ 105,000
Burlington, NC 18 $ 3,670,000 $ 203,888 $ 72,000
Cleveland, TN 18 $ 3,350,000 $ 186,111 $ 57,000
Columbia, MO 18 $ 4,220,000 $ 234,444 $ 92,000
Corpus Christi, TX 18 $ 6,380,000 $ 354,444 $ 77,000
Fargo, ND-MN 18 $ 4,320,000 $ 240,000 $ 131,277
Grants Pass, OR 18 $ 5,010,000 $ 278,333 $ 236,000
Kenosha, WI 18 $ 3,990,000 $ 221,666 $ 102,000
Michigan City-La Porte, IN 18 $ 3,190,000 $ 177,222 $ 59,000
Rocky Mount, NC 18 $ 3,420,000 $ 190,000 $ 75,000
Bowling Green, KY 17 $ 4,795,000 $ 282,058 $ 95,000
Champaign-Urbana, IL 17 $ 4,355,000 $ 256,176 $ 147,000
Jackson, TN 17 $ 2,095,000 $ 123,235 $ 49,000
Jefferson City, MO 17 $ 5,345,000 $ 314,411 $ 109,000
Jonesboro, AR 17 $ 3,525,000 $ 207,352 $ 71,000
Pittsfield, MA 17 $ 3,975,000 $ 233,823 $ 112,000
Saginaw, MI 17 $ 2,455,000 $ 144,411 $ 74,000
Santa Cruz-Watsonville, CA 17 $ 8,555,000 $ 503,235 $ 59,000
St. Joseph, MO-KS 17 $ 2,925,000 $ 172,058 $ 60,117
Wildwood-The Villages, FL 17 $ 3,495,000 $ 205,588 $ 50,000
Albany, OR 16 $ 3,640,000 $ 227,500 $ 55,000
Auburn-Opelika, AL 16 $ 5,160,000 $ 322,500 $ 94,000
Hot Springs, AR 16 $ 2,820,000 $ 176,250 $ 63,000
Jackson, MI 16 $ 2,110,000 $ 131,875 $ 72,000
Lewiston-Auburn, ME 16 $ 2,680,000 $ 167,500 $ 58,000
Oshkosh-Neenah, WI 16 $ 3,020,000 $ 188,750 $ 108,000
Ann Arbor, MI 15 $ 5,025,000 $ 335,000 $ 111,000
Appleton, WI 15 $ 2,925,000 $ 195,000 $ 80,000
Bloomington, IL 15 $ 3,325,000 $ 221,666 $ 107,000
Farmington, NM 15 $ 3,725,000 $ 248,333 $ 114,000
Kahului-Wailuku-Lahaina, HI 15 $ 9,595,000 $ 639,666 $ 125,000
Kalamazoo-Portage, MI 15 $ 3,255,000 $ 217,000 $ 104,000
Longview, WA 15 $ 5,075,000 $ 338,333 $ 122,000
Muncie, IN 15 $ 2,855,000 $ 190,333 $ 103,000
Redding, CA 15 $ 2,885,000 $ 192,333 $ 61,000
Rochester, MN 15 $ 3,485,000 $ 232,333 $ 74,000
Sierra Vista-Douglas, AZ 15 $ 2,745,000 $ 183,000 $ 81,000
Tuscaloosa, AL 15 $ 2,795,000 $ 186,333 $ 121,000
Carson City, NV 14 $ 4,960,000 $ 354,285 $ 105,000
Great Falls, MT 14 $ 3,240,000 $ 231,428 $ 119,000
Houma-Thibodaux, LA 14 $ 2,450,000 $ 175,000 $ 72,000
Missoula, MT 14 $ 5,440,000 $ 388,571 $ 100,000
Niles-Benton Harbor, MI 14 $ 3,720,000 $ 265,714 $ 70,000
Sioux City, IA-NE-SD 14 $ 3,100,000 $ 221,428 $ 104,142
Brunswick, GA 13 $ 2,935,000 $ 225,769 $ 74,000
Dothan, AL 13 $ 2,995,000 $ 230,384 $ 126,000
Elkhart-Goshen, IN 13 $ 2,755,000 $ 211,923 $ 73,000
Idaho Falls, ID 13 $ 3,805,000 $ 292,692 $ 144,000
Muskegon, MI 13 $ 2,055,000 $ 158,076 $ 63,000
Springfield, IL 13 $ 2,295,000 $ 176,538 $ 98,000
St. Cloud, MN 13 $ 3,365,000 $ 258,846 $ 96,000
Twin Falls, ID 13 $ 3,035,000 $ 233,461 $ 62,000
Beaumont-Port Arthur, TX 12 $ 1,520,000 $ 126,666 $ 51,000
Chambersburg-Waynesboro, PA 12 $ 2,660,000 $ 221,666 $ 77,000
Eau Claire, WI 12 $ 2,310,000 $ 192,500 $ 58,000
Green Bay, WI 12 $ 2,860,000 $ 238,333 $ 91,000
Huntington-Ashland, WV-KY-OH 12 $ 1,800,000 $ 150,000 $ 51,666
Janesville-Beloit, WI 12 $ 2,120,000 $ 176,666 $ 72,000
Kankakee, IL 12 $ 2,690,000 $ 224,166 $ 99,000
Mansfield, OH 12 $ 1,970,000 $ 164,166 $ 86,000
Morristown, TN 12 $ 2,520,000 $ 210,000 $ 61,000
Valdosta, GA 12 $ 2,180,000 $ 181,666 $ 66,000
Vineland-Bridgeton, NJ 12 $ 2,600,000 $ 216,666 $ 83,000
Waco, TX 12 $ 3,900,000 $ 325,000 $ 130,000
Wenatchee, WA 12 $ 4,100,000 $ 341,666 $ 127,000
Columbus, IN 11 $ 2,775,000 $ 252,272 $ 87,000
Dalton, GA 11 $ 1,645,000 $ 149,545 $ 44,000
Hattiesburg, MS 11 $ 2,305,000 $ 209,545 $ 98,000
Lewiston, ID-WA 11 $ 2,605,000 $ 236,818 $ 74,636
McAllen-Edinburg-Mission, TX 11 $ 1,495,000 $ 135,909 $ 68,000
Staunton-Waynesboro, VA 11 $ 2,775,000 $ 252,272 $ 62,000
Sumter, SC 11 $ 1,625,000 $ 147,727 $ 60,000
Yuma, AZ 11 $ 1,585,000 $ 144,090 $ 49,000
Blacksburg-Christiansburg-Radford, VA 10 $ 1,760,000 $ 176,000 $ 81,000
Cedar Rapids, IA 10 $ 2,340,000 $ 234,000 $ 77,000
Goldsboro, NC 10 $ 2,040,000 $ 204,000 $ 67,000
Harrisonburg, VA 10 $ 2,110,000 $ 211,000 $ 124,000
Midland, TX 10 $ 2,980,000 $ 298,000 $ 121,000
Monroe, MI 10 $ 1,440,000 $ 144,000 $ 52,000
Napa, CA 10 $ 4,150,000 $ 415,000 $ 122,000
Sandusky, OH 10 $ 2,000,000 $ 200,000 $ 93,000
Sheboygan, WI 10 $ 2,010,000 $ 201,000 $ 88,000
Tyler, TX 10 $ 1,880,000 $ 188,000 $ 81,000
Wausau, WI 10 $ 1,890,000 $ 189,000 $ 81,000
Amarillo, TX 9 $ 1,215,000 $ 135,000 $ 49,000
College Station-Bryan, TX 9 $ 2,355,000 $ 261,666 $ 128,000
Hanford-Corcoran, CA 9 $ 1,565,000 $ 173,888 $ 68,000
Lawrence, KS 9 $ 2,185,000 $ 242,777 $ 124,000
Lebanon, PA 9 $ 1,295,000 $ 143,888 $ 53,000
Sherman-Denison, TX 9 $ 2,055,000 $ 228,333 $ 60,000
Yuba City, CA 9 $ 1,965,000 $ 218,333 $ 50,000
Bay City, MI 8 $ 1,040,000 $ 130,000 $ 53,000
Bloomington, IN 8 $ 1,760,000 $ 220,000 $ 172,000
Decatur, IL 8 $ 850,000 $ 106,250 $ 65,000
Enid, OK 8 $ 1,730,000 $ 216,250 $ 78,000
Fond Du Lac, WI 8 $ 1,790,000 $ 223,750 $ 64,000
Grand Forks, ND-MN 8 $ 1,480,000 $ 185,000 $ 42,125
Hinesville, GA 8 $ 1,920,000 $ 240,000 $ 76,000
La Crosse-Onalaska, WI-MN 8 $ 1,450,000 $ 181,250 $ 55,500
Lawton, OK 8 $ 1,620,000 $ 202,500 $ 80,000
Monroe, LA 8 $ 1,970,000 $ 246,250 $ 179,000
Pocatello, ID 8 $ 1,790,000 $ 223,750 $ 59,000
Terre Haute, IN 8 $ 1,280,000 $ 160,000 $ 51,000
Battle Creek, MI 7 $ 755,000 $ 107,857 $ 47,000
El Centro, CA 7 $ 1,405,000 $ 200,714 $ 74,000
Fairbanks, AK 7 $ 2,005,000 $ 286,428 $ 93,000
Grand Island, NE 7 $ 1,305,000 $ 186,428 $ 59,000
Iowa City, IA 7 $ 1,275,000 $ 182,142 $ 62,000
Kokomo, IN 7 $ 1,195,000 $ 170,714 $ 66,000
Owensboro, KY 7 $ 1,285,000 $ 183,571 $ 59,000
Paducah, KY-IL 7 $ 1,165,000 $ 166,428 $ 110,000
Wichita Falls, TX 7 $ 935,000 $ 133,571 $ 40,000
Abilene, TX 6 $ 1,480,000 $ 246,666 $ 67,000
Anniston-Oxford-Jacksonville, AL 6 $ 740,000 $ 123,333 $ 56,000
Cape Girardeau, MO-IL 6 $ 1,550,000 $ 258,333 $ 100,000
Elizabethtown-Fort Knox, KY 6 $ 1,040,000 $ 173,333 $ 71,000
Gadsden, AL 6 $ 1,080,000 $ 180,000 $ 66,000
Logan, UT-ID 6 $ 1,040,000 $ 173,333 $ 44,000
Lubbock, TX 6 $ 1,210,000 $ 201,666 $ 94,000
Manhattan, KS 6 $ 1,280,000 $ 213,333 $ 104,000
Rome, GA 6 $ 1,470,000 $ 245,000 $ 80,000
Williamsport, PA 6 $ 790,000 $ 131,666 $ 65,000
Albany, GA 5 $ 785,000 $ 157,000 $ 190,000
Alexandria, LA 5 $ 885,000 $ 177,000 $ 57,000
Ames, IA 5 $ 1,285,000 $ 257,000 $ 80,000
Bismarck, ND 5 $ 1,525,000 $ 305,000 $ 131,000
Lima, OH 5 $ 975,000 $ 195,000 $ 73,000
Midland, MI 5 $ 885,000 $ 177,000 $ 64,000
Altoona, PA 4 $ 330,000 $ 82,500 $ 43,000
Johnstown, PA 4 $ 440,000 $ 110,000 $ 75,000
Mankato-North Mankato, MN 4 $ 650,000 $ 162,500 $ 54,000
State College, PA 4 $ 1,050,000 $ 262,500 $ 90,000
Wheeling, WV-OH 4 $ 360,000 $ 90,000 $ 20,750
Florence-Muscle Shoals, AL 3 $ 365,000 $ 121,666 $ 39,000
Laredo, TX 3 $ 255,000 $ 85,000 $ 67,000
Minot, ND 3 $ 675,000 $ 225,000 $ 88,000
Odessa, TX 3 $ 345,000 $ 115,000 $ 42,000
San Angelo, TX 3 $ 775,000 $ 258,333 $ 84,000
Victoria, TX 3 $ 145,000 $ 48,333 $ 30,000
Walla Walla, WA 3 $ 605,000 $ 201,666 $ 65,000
Waterloo-Cedar Falls, IA 3 $ 765,000 $ 255,000 $ 102,000
Weirton-Steubenville, WV-OH 3 $ 295,000 $ 98,333 $ 56,000
Brownsville-Harlingen, TX 2 $ 210,000 $ 105,000 $ 45,000
Charleston, WV 2 $ 510,000 $ 255,000 $ 81,000
Corvallis, OR 2 $ 960,000 $ 480,000 $ 131,000
Texarkana, TX-AR 2 $ 330,000 $ 165,000 $ 113,500
Eagle Pass, TX 1 $ 95,000 $ 95,000 $ 17,000
Morgantown, WV 1 $ 85,000 $ 85,000 $ 20,000

Mortgage Loan Application Detail Totals for Mutual of Omaha Mortgage in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 11,109 $3,101,115,000 $279,000 $2,405,000 $94,000 $1,926,000
Home Purchase 10,083 $3,978,625,000 $394,000 $3,005,000 $159,000 $4,031,000
Refinancing 7,292 $1,935,120,000 $265,000 $3,365,000 $55,000 $1,925,000
Other Purpose 5,053 $830,045,000 $164,000 $3,725,000 $57,000 $2,823,000
Home Improvement 856 $107,220,000 $125,000 $1,025,000 $75,000 $7,200,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,754 $6,031,810,000 $277,000 $3,725,000 $94,000 $2,823,000
Not Provided 5,680 $1,807,740,000 $318,000 $3,365,000 $114,000 $2,858,000
Black or African American 3,356 $792,180,000 $236,000 $1,785,000 $77,000 $596,000
Hispanic 2,108 $665,510,000 $315,000 $2,065,000 $103,000 $1,926,000
Asian 1,269 $590,795,000 $465,000 $2,455,000 $168,000 $4,031,000
American Indian or Alaskan Native 169 $43,505,000 $257,000 $745,000 $137,000 $7,200,000
Native Hawaiian or Other Pacific Islander 57 $20,585,000 $361,000 $1,355,000 $108,000 $405,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 18,321 $4,304,135,000 $234,000 $3,335,000 $64,000 $2,000,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,060 $4,514,240,000 $345,000 $3,725,000 $145,000 $7,200,000
VA-guaranteed (Veterans Administration) 2,948 $1,119,740,000 $379,000 $2,325,000 $112,000 $807,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $14,010,000 $218,000 $535,000 $80,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,951 $6,034,215,000 $302,000 $3,005,000 $106,000 $4,031,000
Application Denied By Financial Institution 6,944 $1,782,090,000 $256,000 $3,365,000 $78,000 $7,200,000
Application Withdrawn By Applicant 5,382 $1,532,600,000 $284,000 $3,725,000 $97,000 $2,823,000
File Closed For Incompleteness 1,084 $239,910,000 $221,000 $1,515,000 $81,000 $2,000,000
Application Approved But Not Accepted 630 $202,720,000 $321,000 $1,445,000 $117,000 $762,000
Loan Purchased By The Institution 282 $108,810,000 $385,000 $955,000 $150,000 $1,525,000
Preapproval Approved but not Accepted 78 $35,770,000 $458,000 $2,455,000 $168,000 $623,000
Preapproval Denied by Financial Institution 42 $16,010,000 $381,000 $2,005,000 $111,000 $860,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 27,407 $8,154,025,000 $297,000 $3,725,000 $104,000 $4,031,000
Credit History 4,112 $1,116,050,000 $271,000 $2,405,000 $79,000 $1,080,000
Collateral 1,523 $335,585,000 $220,000 $2,235,000 $78,000 $1,096,000
Unverifiable Information 507 $147,485,000 $290,000 $2,005,000 $101,000 $1,333,000
Insufficient Cash (Downpayment, Closing Cost) 397 $90,025,000 $226,000 $2,565,000 $47,000 $650,000
Debt-To-Income Ratio 148 $37,440,000 $252,000 $3,365,000 $40,000 $246,000
Credit Application Incomplete 132 $27,930,000 $211,000 $1,355,000 $47,000 $278,000
Other 107 $29,675,000 $277,000 $875,000 $157,000 $7,200,000
Employment History 58 $13,060,000 $225,000 $885,000 $73,000 $299,000
Mortgage Insurance Denied 2 $850,000 $425,000 $535,000 $83,000 $127,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Mortgage's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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