T2 Financial LLC Mortgage Lending & HMDA Data, 2025
In 2025, T2 Financial LLC of Westerville, OH reported 12,024 mortgage applications totaling $4.0 billion, up 17% from 2024. The average application was for $330,464, and applicants reported an average income of $144,875. 77% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Lubbock, TX (697), Myrtle Beach-Conway-North Myrtle Beach, SC-NC (476) and Columbus, OH (458) (applications in parentheses).
| Mortgage Company & Address | T2 Financial LLC 480 Olde Worthington Rd Suite 300 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 12,024 |
| Total Mortgage Loan Application Amount | $3,973,500,000 |
| Average Mortgage Loan Application Amount | $330,464 |
| Highest Mortgage Loan Application Amount | $2,785,000 |
| Average Applicant Income | $144,875 |
| Highest Applicant Income | $6,549,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,766 | $ 491,090,000 | $ 278,080 | $ 123,776 |
| Lubbock, TX | 697 | $ 177,925,000 | $ 255,272 | $ 135,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 476 | $ 123,780,000 | $ 260,042 | $ 141,000 |
| Columbus, OH | 458 | $ 143,910,000 | $ 314,213 | $ 145,000 |
| Chicago-Naperville, IL | 291 | $ 118,965,000 | $ 408,814 | $ 210,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 216 | $ 94,240,000 | $ 436,296 | $ 188,000 |
| Little Rock-North Little Rock-Conway, AR | 196 | $ 51,440,000 | $ 262,448 | $ 141,000 |
| Tulsa, OK | 189 | $ 49,815,000 | $ 263,571 | $ 116,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 189 | $ 70,145,000 | $ 371,137 | $ 126,984 |
| Lexington-Fayette, KY | 185 | $ 56,475,000 | $ 305,270 | $ 120,000 |
| Raleigh, NC | 179 | $ 70,335,000 | $ 392,932 | $ 192,000 |
| Atlanta-Sandy Springs-Roswell, GA | 167 | $ 66,365,000 | $ 397,395 | $ 170,000 |
| San Angelo, TX | 167 | $ 40,145,000 | $ 240,389 | $ 99,000 |
| Houston-The Woodlands-Sugar Land, TX | 166 | $ 58,220,000 | $ 350,722 | $ 188,000 |
| Kansas City, MO-KS | 156 | $ 66,090,000 | $ 423,653 | $ 179,602 |
| Wilmington, NC | 154 | $ 50,330,000 | $ 326,818 | $ 139,000 |
| Cincinnati, OH-KY-IN | 151 | $ 40,725,000 | $ 269,701 | $ 115,933 |
| Tucson, AZ | 151 | $ 43,545,000 | $ 288,377 | $ 127,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 150 | $ 44,120,000 | $ 294,133 | $ 114,746 |
| Milwaukee-Waukesha-West Allis, WI | 150 | $ 34,210,000 | $ 228,066 | $ 149,000 |
| Cambridge-Newton-Framingham, MA | 143 | $ 89,475,000 | $ 625,699 | $ 230,000 |
| North Port-Sarasota-Bradenton, FL | 135 | $ 48,265,000 | $ 357,518 | $ 142,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 131 | $ 58,725,000 | $ 448,282 | $ 206,000 |
| Hartford-West Hartford-East Hartford, CT | 119 | $ 39,955,000 | $ 335,756 | $ 135,000 |
| Dallas-Plano-Irving, TX | 115 | $ 46,875,000 | $ 407,608 | $ 171,000 |
| Jacksonville, NC | 114 | $ 35,480,000 | $ 311,228 | $ 108,000 |
| New Haven-Milford, CT | 107 | $ 37,635,000 | $ 351,728 | $ 146,000 |
| Oklahoma City, OK | 105 | $ 30,075,000 | $ 286,428 | $ 158,000 |
| Lynchburg, VA | 101 | $ 27,345,000 | $ 270,742 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 101 | $ 36,855,000 | $ 364,900 | $ 168,000 |
| Muskegon, MI | 97 | $ 19,935,000 | $ 205,515 | $ 73,000 |
| Norwich-New London, CT | 96 | $ 31,310,000 | $ 326,145 | $ 129,000 |
| Montgomery County-Bucks County-Chester County, PA | 92 | $ 36,960,000 | $ 401,739 | $ 155,000 |
| Washington-Baltimore-Arlington, DC | 92 | $ 42,470,000 | $ 461,630 | $ 137,000 |
| Louisville/Jefferson County, KY-IN | 87 | $ 26,225,000 | $ 301,436 | $ 140,068 |
| Lake County-Porter County-Jasper County, IN | 83 | $ 21,105,000 | $ 254,277 | $ 98,000 |
| Tacoma-Lakewood, WA | 82 | $ 38,410,000 | $ 468,414 | $ 142,000 |
| Waterbury-Shelton, CT | 81 | $ 26,705,000 | $ 329,691 | $ 127,000 |
| Worcester, MA-CT | 79 | $ 39,025,000 | $ 493,987 | $ 206,000 |
| Charlotte-Concord-Gastonia, NC-SC | 78 | $ 26,350,000 | $ 337,820 | $ 117,846 |
| Phoenix-Mesa-Scottsdale, AZ | 78 | $ 29,400,000 | $ 376,923 | $ 132,000 |
| Lewiston-Auburn, ME | 77 | $ 23,395,000 | $ 303,831 | $ 112,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 75 | $ 31,355,000 | $ 418,066 | $ 155,000 |
| Orlando-Kissimmee-Sanford, FL | 74 | $ 25,520,000 | $ 344,864 | $ 135,000 |
| Tampa, FL | 70 | $ 25,400,000 | $ 362,857 | $ 153,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 69 | $ 32,165,000 | $ 466,159 | $ 184,000 |
| Washington, DC-MD | 69 | $ 27,795,000 | $ 402,826 | $ 115,304 |
| Baltimore-Columbia-Towson, MD | 68 | $ 23,550,000 | $ 346,323 | $ 168,000 |
| Memphis, TN-MS-AR | 68 | $ 19,690,000 | $ 289,558 | $ 112,147 |
| Arlington-Alexandria-Reston, VA-WV | 66 | $ 34,210,000 | $ 518,333 | $ 172,500 |
| Lake Charles, LA | 66 | $ 14,910,000 | $ 225,909 | $ 101,000 |
| New Orleans-Metairie, LA | 66 | $ 16,870,000 | $ 255,606 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 65 | $ 21,305,000 | $ 327,769 | $ 121,000 |
| Greenville-Anderson-Mauldin, SC | 65 | $ 16,105,000 | $ 247,769 | $ 94,000 |
| Panama City, FL | 62 | $ 14,790,000 | $ 238,548 | $ 88,000 |
| Denver-Aurora-Lakewood, CO | 59 | $ 25,545,000 | $ 432,966 | $ 164,000 |
| Grand Rapids-Wyoming, MI | 59 | $ 19,585,000 | $ 331,949 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 59 | $ 32,215,000 | $ 546,016 | $ 302,000 |
| Seattle-Bellevue-Everett, WA | 58 | $ 29,860,000 | $ 514,827 | $ 184,000 |
| St. Louis, MO-IL | 57 | $ 16,175,000 | $ 283,771 | $ 131,157 |
| Providence-Warwick, RI-MA | 56 | $ 24,590,000 | $ 439,107 | $ 208,142 |
| Bridgeport-Stamford-Norwalk, CT | 55 | $ 25,125,000 | $ 456,818 | $ 172,000 |
| Longview, TX | 54 | $ 13,590,000 | $ 251,666 | $ 107,000 |
| Port St. Lucie, FL | 54 | $ 18,150,000 | $ 336,111 | $ 122,000 |
| Omaha-Council Bluffs, NE-IA | 52 | $ 13,160,000 | $ 253,076 | $ 108,615 |
| Asheville, NC | 50 | $ 15,780,000 | $ 315,600 | $ 115,000 |
| Durham-Chapel Hill, NC | 50 | $ 25,630,000 | $ 512,600 | $ 225,000 |
| Slidell-Mandeville-Covington, LA | 49 | $ 11,425,000 | $ 233,163 | $ 89,000 |
| Colorado Springs, CO | 47 | $ 18,605,000 | $ 395,851 | $ 122,000 |
| Salt Lake City, UT | 47 | $ 23,985,000 | $ 510,319 | $ 169,000 |
| Abilene, TX | 46 | $ 11,440,000 | $ 248,695 | $ 150,000 |
| Manchester-Nashua, NH | 45 | $ 20,175,000 | $ 448,333 | $ 242,000 |
| Boston, MA | 44 | $ 26,120,000 | $ 593,636 | $ 311,000 |
| Dayton-Springfield-Kettering, OH | 44 | $ 8,800,000 | $ 200,000 | $ 105,000 |
| Sebastian-Vero Beach, FL | 44 | $ 17,260,000 | $ 392,272 | $ 141,000 |
| Marietta, GA | 41 | $ 16,365,000 | $ 399,146 | $ 183,000 |
| Fayetteville, NC | 40 | $ 10,000,000 | $ 250,000 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 37 | $ 7,645,000 | $ 206,621 | $ 73,000 |
| St. Petersburg-Clearwater-Largo, FL | 36 | $ 14,750,000 | $ 409,722 | $ 261,000 |
| Cleveland, OH | 33 | $ 9,305,000 | $ 281,969 | $ 174,000 |
| Miami-Miami Beach-Kendall, FL | 33 | $ 17,695,000 | $ 536,212 | $ 462,000 |
| Portland-South Portland, ME | 33 | $ 12,205,000 | $ 369,848 | $ 156,000 |
| Rocky Mount, NC | 33 | $ 8,315,000 | $ 251,969 | $ 92,000 |
| Charleston-North Charleston, SC | 31 | $ 11,515,000 | $ 371,451 | $ 131,000 |
| Winston-Salem, NC | 31 | $ 9,445,000 | $ 304,677 | $ 88,000 |
| Jacksonville, FL | 30 | $ 11,460,000 | $ 382,000 | $ 278,000 |
| Crestview-Fort Walton Beach-Destin, FL | 29 | $ 15,585,000 | $ 537,413 | $ 257,000 |
| Topeka, KS | 29 | $ 6,135,000 | $ 211,551 | $ 91,000 |
| Beaumont-Port Arthur, TX | 28 | $ 3,480,000 | $ 124,285 | $ 0 |
| Cape Coral-Fort Myers, FL | 25 | $ 7,195,000 | $ 287,800 | $ 108,000 |
| Fort Worth-Arlington, TX | 24 | $ 7,930,000 | $ 330,416 | $ 174,000 |
| Hagerstown-Martinsburg, MD-WV | 24 | $ 7,340,000 | $ 305,833 | $ 93,875 |
| Kenosha, WI | 24 | $ 5,190,000 | $ 216,250 | $ 275,000 |
| San Diego-Carlsbad, CA | 24 | $ 18,790,000 | $ 782,916 | $ 211,000 |
| Lakeland-Winter Haven, FL | 23 | $ 5,395,000 | $ 234,565 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 6,100,000 | $ 305,000 | $ 135,000 |
| Fort Smith, AR-OK | 20 | $ 3,810,000 | $ 190,500 | $ 88,550 |
| Philadelphia, PA | 20 | $ 8,180,000 | $ 409,000 | $ 180,000 |
| Bremerton-Silverdale, WA | 19 | $ 8,885,000 | $ 467,631 | $ 134,000 |
| Midland, TX | 19 | $ 6,615,000 | $ 348,157 | $ 149,000 |
| Pueblo, CO | 19 | $ 6,245,000 | $ 328,684 | $ 112,000 |
| Sebring, FL | 19 | $ 4,165,000 | $ 219,210 | $ 81,000 |
| Spartanburg, SC | 18 | $ 5,390,000 | $ 299,444 | $ 120,000 |
| Columbia, MO | 17 | $ 4,485,000 | $ 263,823 | $ 159,000 |
| Gainesville, GA | 17 | $ 6,895,000 | $ 405,588 | $ 141,000 |
| Everett, WA | 16 | $ 8,890,000 | $ 555,625 | $ 151,000 |
| Olympia-Tumwater, WA | 16 | $ 6,680,000 | $ 417,500 | $ 116,000 |
| Jonesboro, AR | 15 | $ 3,265,000 | $ 217,666 | $ 84,000 |
| Knoxville, TN | 15 | $ 5,725,000 | $ 381,666 | $ 131,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 15 | $ 7,125,000 | $ 475,000 | $ 165,600 |
| Provo-Orem, UT | 15 | $ 9,215,000 | $ 614,333 | $ 308,000 |
| Casper, WY | 14 | $ 5,060,000 | $ 361,428 | $ 179,000 |
| Columbia, SC | 14 | $ 5,080,000 | $ 362,857 | $ 113,000 |
| Gulfport-Biloxi-Pascagoula, MS | 14 | $ 4,260,000 | $ 304,285 | $ 154,000 |
| Racine, WI | 14 | $ 3,280,000 | $ 234,285 | $ 184,000 |
| Huntsville, AL | 13 | $ 3,255,000 | $ 250,384 | $ 84,000 |
| Florence, SC | 12 | $ 2,860,000 | $ 238,333 | $ 91,000 |
| Greensboro-High Point, NC | 12 | $ 2,540,000 | $ 211,666 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 7,360,000 | $ 613,333 | $ 224,000 |
| Pinehurst-Southern Pines, NC | 12 | $ 4,020,000 | $ 335,000 | $ 137,000 |
| Austin-Round Rock, TX | 11 | $ 5,675,000 | $ 515,909 | $ 283,000 |
| Gainesville, FL | 11 | $ 2,955,000 | $ 268,636 | $ 111,000 |
| Greeley, CO | 11 | $ 6,175,000 | $ 561,363 | $ 184,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 3,725,000 | $ 338,636 | $ 157,000 |
| Newark, NJ-PA | 11 | $ 5,525,000 | $ 502,272 | $ 258,000 |
| Reading, PA | 11 | $ 3,225,000 | $ 293,181 | $ 138,000 |
| Richmond, VA | 11 | $ 4,875,000 | $ 443,181 | $ 290,000 |
| Riverside-San Bernardino-Ontario, CA | 11 | $ 5,165,000 | $ 469,545 | $ 239,000 |
| Elgin, IL | 10 | $ 3,700,000 | $ 370,000 | $ 182,000 |
| Goldsboro, NC | 10 | $ 2,670,000 | $ 267,000 | $ 87,000 |
| Lakewood-New Brunswick, NJ | 10 | $ 5,780,000 | $ 578,000 | $ 165,000 |
| Mansfield, OH | 10 | $ 1,880,000 | $ 188,000 | $ 87,000 |
| Reno, NV | 10 | $ 3,890,000 | $ 389,000 | $ 146,000 |
| Hot Springs, AR | 9 | $ 3,215,000 | $ 357,222 | $ 168,000 |
| Lafayette, LA | 9 | $ 1,905,000 | $ 211,666 | $ 69,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 4,355,000 | $ 483,888 | $ 258,000 |
| San Antonio-New Braunfels, TX | 9 | $ 3,845,000 | $ 427,222 | $ 143,000 |
| Sherman-Denison, TX | 9 | $ 2,835,000 | $ 315,000 | $ 114,000 |
| Springfield, MA | 9 | $ 2,495,000 | $ 277,222 | $ 76,000 |
| Winchester, VA-WV | 9 | $ 2,815,000 | $ 312,777 | $ 132,666 |
| Albany, GA | 8 | $ 1,720,000 | $ 215,000 | $ 71,000 |
| Athens-Clarke County, GA | 8 | $ 2,890,000 | $ 361,250 | $ 117,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 2,320,000 | $ 290,000 | $ 85,000 |
| Ocala, FL | 8 | $ 2,090,000 | $ 261,250 | $ 135,000 |
| Odessa, TX | 8 | $ 2,220,000 | $ 277,500 | $ 122,000 |
| Akron, OH | 7 | $ 1,775,000 | $ 253,571 | $ 95,000 |
| Bangor, ME | 7 | $ 2,025,000 | $ 289,285 | $ 198,000 |
| Baton Rouge, LA | 7 | $ 1,315,000 | $ 187,857 | $ 99,000 |
| Burlington, NC | 7 | $ 2,045,000 | $ 292,142 | $ 110,000 |
| Camden, NJ | 7 | $ 3,935,000 | $ 562,142 | $ 288,000 |
| College Station-Bryan, TX | 7 | $ 2,975,000 | $ 425,000 | $ 293,000 |
| Grand Junction, CO | 7 | $ 3,125,000 | $ 446,428 | $ 121,000 |
| Hammond, LA | 7 | $ 1,635,000 | $ 233,571 | $ 136,000 |
| Jackson, MS | 7 | $ 1,895,000 | $ 270,714 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 1,565,000 | $ 223,571 | $ 88,000 |
| Savannah, GA | 7 | $ 3,255,000 | $ 465,000 | $ 150,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,555,000 | $ 222,142 | $ 91,000 |
| Albuquerque, NM | 6 | $ 1,490,000 | $ 248,333 | $ 91,000 |
| Canton-Massillon, OH | 6 | $ 1,370,000 | $ 228,333 | $ 63,000 |
| Evansville, IN-KY | 6 | $ 1,590,000 | $ 265,000 | $ 176,000 |
| Hattiesburg, MS | 6 | $ 1,280,000 | $ 213,333 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 1,230,000 | $ 205,000 | $ 85,000 |
| Michigan City-La Porte, IN | 6 | $ 1,340,000 | $ 223,333 | $ 75,000 |
| Sheboygan, WI | 6 | $ 1,170,000 | $ 195,000 | $ 43,000 |
| Tallahassee, FL | 6 | $ 1,320,000 | $ 220,000 | $ 96,000 |
| Barnstable Town, MA | 5 | $ 1,705,000 | $ 341,000 | $ 179,000 |
| Carson City, NV | 5 | $ 1,895,000 | $ 379,000 | $ 185,000 |
| Clarksville, TN-KY | 5 | $ 1,535,000 | $ 307,000 | $ 107,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 1,195,000 | $ 239,000 | $ 222,000 |
| Jackson, TN | 5 | $ 925,000 | $ 185,000 | $ 123,000 |
| Lancaster, PA | 5 | $ 1,895,000 | $ 379,000 | $ 131,000 |
| Lawrence, KS | 5 | $ 1,195,000 | $ 239,000 | $ 83,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 1,535,000 | $ 307,000 | $ 71,000 |
| Springfield, OH | 5 | $ 1,305,000 | $ 261,000 | $ 112,000 |
| Boise City, ID | 4 | $ 1,970,000 | $ 492,500 | $ 164,000 |
| Boulder, CO | 4 | $ 4,000,000 | $ 1,000,000 | $ 217,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 1,170,000 | $ 292,500 | $ 103,000 |
| Chattanooga, TN-GA | 4 | $ 920,000 | $ 230,000 | $ 152,000 |
| Dalton, GA | 4 | $ 970,000 | $ 242,500 | $ 87,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 950,000 | $ 237,500 | $ 117,000 |
| Fort Collins, CO | 4 | $ 1,380,000 | $ 345,000 | $ 122,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,080,000 | $ 270,000 | $ 87,000 |
| Lawton, OK | 4 | $ 950,000 | $ 237,500 | $ 116,000 |
| Lima, OH | 4 | $ 740,000 | $ 185,000 | $ 62,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 2,360,000 | $ 590,000 | $ 214,000 |
| Mobile, AL | 4 | $ 630,000 | $ 157,500 | $ 65,000 |
| Ogden-Clearfield, UT | 4 | $ 2,080,000 | $ 520,000 | $ 1,363,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,490,000 | $ 622,500 | $ 347,000 |
| Pittsburgh, PA | 4 | $ 950,000 | $ 237,500 | $ 81,000 |
| Punta Gorda, FL | 4 | $ 1,370,000 | $ 342,500 | $ 103,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,090,000 | $ 272,500 | $ 122,000 |
| St. George, UT | 4 | $ 1,790,000 | $ 447,500 | $ 151,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,520,000 | $ 380,000 | $ 274,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 3,315,000 | $ 1,105,000 | $ 201,000 |
| Brunswick, GA | 3 | $ 595,000 | $ 198,333 | $ 90,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 745,000 | $ 248,333 | $ 80,000 |
| Homosassa Springs, FL | 3 | $ 465,000 | $ 155,000 | $ 46,000 |
| Lafayette-West Lafayette, IN | 3 | $ 755,000 | $ 251,666 | $ 89,000 |
| Montgomery, AL | 3 | $ 1,105,000 | $ 368,333 | $ 135,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 2,225,000 | $ 741,666 | $ 294,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 935,000 | $ 311,666 | $ 113,000 |
| Roanoke, VA | 3 | $ 935,000 | $ 311,666 | $ 119,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,565,000 | $ 521,666 | $ 190,000 |
| Salem, OR | 3 | $ 855,000 | $ 285,000 | $ 107,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 2,935,000 | $ 978,333 | $ 272,000 |
| San Rafael, CA | 3 | $ 2,735,000 | $ 911,666 | $ 285,000 |
| Springfield, MO | 3 | $ 795,000 | $ 265,000 | $ 195,000 |
| Tyler, TX | 3 | $ 835,000 | $ 278,333 | $ 150,000 |
| Waco, TX | 3 | $ 645,000 | $ 215,000 | $ 215,000 |
| Wichita, KS | 3 | $ 785,000 | $ 261,666 | $ 91,000 |
| Wildwood-The Villages, FL | 3 | $ 1,205,000 | $ 401,666 | $ 116,000 |
| Wilmington, DE-MD-NJ | 3 | $ 1,395,000 | $ 465,000 | $ 174,000 |
| York-Hanover, PA | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 455,000 | $ 151,666 | $ 59,000 |
| Amarillo, TX | 2 | $ 520,000 | $ 260,000 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Bakersfield, CA | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Beckley, WV | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Bellingham, WA | 2 | $ 680,000 | $ 340,000 | $ 134,000 |
| Birmingham-Hoover, AL | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| Bozeman, MT | 2 | $ 1,150,000 | $ 575,000 | $ 246,000 |
| Charlottesville, VA | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| Corpus Christi, TX | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Green Bay, WI | 2 | $ 820,000 | $ 410,000 | $ 75,000 |
| Greenville, NC | 2 | $ 530,000 | $ 265,000 | $ 104,000 |
| Lansing-East Lansing, MI | 2 | $ 490,000 | $ 245,000 | $ 77,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 1,160,000 | $ 580,000 | $ 1,353,000 |
| Logan, UT-ID | 2 | $ 660,000 | $ 330,000 | $ 106,000 |
| Longview, WA | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Madison, WI | 2 | $ 1,000,000 | $ 500,000 | $ 179,000 |
| Morristown, TN | 2 | $ 540,000 | $ 270,000 | $ 218,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,020,000 | $ 510,000 | $ 120,000 |
| Niles-Benton Harbor, MI | 2 | $ 1,110,000 | $ 555,000 | $ 251,000 |
| Owensboro, KY | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Rockford, IL | 2 | $ 620,000 | $ 310,000 | $ 126,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 650,000 | $ 325,000 | $ 264,000 |
| Toledo, OH | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Trenton, NJ | 2 | $ 540,000 | $ 270,000 | $ 69,000 |
| Williamsport, PA | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Yuma, AZ | 2 | $ 550,000 | $ 275,000 | $ 70,000 |
| Altoona, PA | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Ann Arbor, MI | 1 | $ 285,000 | $ 285,000 | $ 933,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Auburn-Opelika, AL | 1 | $ 685,000 | $ 685,000 | $ 254,000 |
| Bloomington, IL | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Bowling Green, KY | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Brownsville-Harlingen, TX | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Columbus, GA-AL | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Dothan, AL | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Dover, DE | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Duluth, MN-WI | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Erie, PA | 1 | $ 465,000 | $ 465,000 | $ 314,000 |
| Fargo, ND-MN | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Fond Du Lac, WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Hanford-Corcoran, CA | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Harrisonburg, VA | 1 | $ 425,000 | $ 425,000 | $ 87,000 |
| Houma-Thibodaux, LA | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Janesville-Beloit, WI | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Johnson City, TN | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Joplin, MO | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Kalamazoo-Portage, MI | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Kankakee, IL | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Killeen-Temple, TX | 1 | $ 595,000 | $ 595,000 | $ 124,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Lexington Park, MD | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Lincoln, NE | 1 | $ 355,000 | $ 355,000 | $ 208,000 |
| Macon-Bibb County, GA | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Manhattan, KS | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Paducah, KY-IL | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Parkersburg-Vienna, WV | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Peoria, IL | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Pittsfield, MA | 1 | $ 455,000 | $ 455,000 | $ 227,000 |
| Rapid City, SD | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Salisbury, MD-DE | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Sandusky, OH | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Shreveport-Bossier City, LA | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| St. Joseph, MO-KS | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| State College, PA | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Sumter, SC | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Tuscaloosa, AL | 1 | $ 185,000 | $ 185,000 | $ 323,000 |
| Twin Falls, ID | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Valdosta, GA | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Vallejo-Fairfield, CA | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Wenatchee, WA | 1 | $ 125,000 | $ 125,000 | $ 338,000 |
Mortgage Loan Application Detail Totals for T2 Financial LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,203 | $3,306,715,000 | $324,000 | $2,785,000 | $139,000 | $5,859,000 |
| Refinancing | 947 | $421,775,000 | $445,000 | $1,875,000 | $200,000 | $6,549,000 |
| Cash-out Refinancing | 641 | $187,415,000 | $292,000 | $1,805,000 | $154,000 | $2,649,000 |
| Other Purpose | 159 | $41,115,000 | $258,000 | $805,000 | $153,000 | $1,817,000 |
| Home Improvement | 74 | $16,480,000 | $222,000 | $695,000 | $153,000 | $553,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,387 | $2,400,955,000 | $325,000 | $2,785,000 | $146,000 | $6,549,000 |
| Hispanic | 1,624 | $498,820,000 | $307,000 | $1,495,000 | $123,000 | $1,893,000 |
| Not Provided | 1,121 | $382,725,000 | $341,000 | $1,875,000 | $153,000 | $4,500,000 |
| Black or African American | 1,005 | $311,825,000 | $310,000 | $2,285,000 | $109,000 | $1,310,000 |
| Asian | 754 | $341,190,000 | $452,000 | $2,775,000 | $215,000 | $3,215,000 |
| American Indian or Alaskan Native | 107 | $28,795,000 | $269,000 | $755,000 | $114,000 | $347,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $9,190,000 | $353,000 | $755,000 | $134,000 | $618,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,335 | $2,557,085,000 | $348,000 | $2,785,000 | $174,000 | $6,549,000 |
| FHA-insured (Federal Housing Administration) | 3,419 | $966,995,000 | $282,000 | $1,075,000 | $96,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 1,094 | $413,840,000 | $378,000 | $1,875,000 | $119,000 | $614,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 176 | $35,580,000 | $202,000 | $385,000 | $76,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,307 | $3,115,905,000 | $334,000 | $2,785,000 | $146,000 | $6,549,000 |
| Application Withdrawn By Applicant | 1,275 | $417,625,000 | $327,000 | $2,775,000 | $151,000 | $4,500,000 |
| Application Denied By Financial Institution | 731 | $213,635,000 | $292,000 | $1,725,000 | $115,000 | $1,817,000 |
| Application Approved But Not Accepted | 709 | $225,905,000 | $318,000 | $2,165,000 | $144,000 | $3,750,000 |
| Preapproval Approved but not Accepted | 2 | $430,000 | $215,000 | $255,000 | $274,000 | $440,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,293 | $3,759,865,000 | $332,000 | $2,785,000 | $146,000 | $6,549,000 |
| Debt-To-Income Ratio | 207 | $65,185,000 | $314,000 | $1,025,000 | $90,000 | $380,000 |
| Collateral | 110 | $27,270,000 | $247,000 | $745,000 | $138,000 | $1,058,000 |
| Other | 106 | $31,630,000 | $298,000 | $1,725,000 | $148,000 | $1,817,000 |
| Credit Application Incomplete | 102 | $31,320,000 | $307,000 | $1,235,000 | $141,000 | $701,000 |
| Credit History | 74 | $18,020,000 | $243,000 | $805,000 | $97,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 71 | $20,505,000 | $288,000 | $1,005,000 | $117,000 | $478,000 |
| Unverifiable Information | 48 | $16,410,000 | $341,000 | $1,265,000 | $99,000 | $369,000 |
| Employment History | 13 | $3,295,000 | $253,000 | $525,000 | $71,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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