T2 Financial LLC Mortgage Lending & HMDA Data, 2024
In 2024, T2 Financial LLC of Westerville, OH reported 10,314 mortgage applications totaling $3.4 billion, up 39% from 2023. The average application was for $328,383, and applicants reported an average income of $138,645. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (717), Lubbock, TX (593) and Columbus, OH (406) (applications in parentheses).
| Mortgage Company & Address | T2 Financial LLC 480 Olde Worthington Rd Suite 300 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 10,314 |
| Total Mortgage Loan Application Amount | $3,386,950,000 |
| Average Mortgage Loan Application Amount | $328,383 |
| Highest Mortgage Loan Application Amount | $2,615,000 |
| Average Applicant Income | $138,645 |
| Highest Applicant Income | $5,651,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,492 | $ 407,960,000 | $ 273,431 | $ 111,191 |
| Houston-The Woodlands-Sugar Land, TX | 717 | $ 245,375,000 | $ 342,224 | $ 159,000 |
| Lubbock, TX | 593 | $ 147,365,000 | $ 248,507 | $ 120,000 |
| Columbus, OH | 406 | $ 119,380,000 | $ 294,039 | $ 133,000 |
| Chicago-Naperville, IL | 390 | $ 146,210,000 | $ 374,897 | $ 182,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 362 | $ 96,600,000 | $ 266,850 | $ 137,000 |
| Kansas City, MO-KS | 179 | $ 72,395,000 | $ 404,441 | $ 187,726 |
| Cincinnati, OH-KY-IN | 176 | $ 46,670,000 | $ 265,170 | $ 109,346 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 165 | $ 56,235,000 | $ 340,818 | $ 125,836 |
| Allentown-Bethlehem-Easton, PA-NJ | 148 | $ 38,210,000 | $ 258,175 | $ 101,000 |
| Raleigh, NC | 142 | $ 58,360,000 | $ 410,985 | $ 173,000 |
| Dallas-Plano-Irving, TX | 136 | $ 54,360,000 | $ 399,705 | $ 155,000 |
| Memphis, TN-MS-AR | 122 | $ 32,570,000 | $ 266,967 | $ 122,655 |
| Hilton Head Island-Bluffton-Beaufort, SC | 120 | $ 51,600,000 | $ 430,000 | $ 210,000 |
| Palm Bay-Melbourne-Titusville, FL | 119 | $ 45,475,000 | $ 382,142 | $ 188,000 |
| Charlotte-Concord-Gastonia, NC-SC | 117 | $ 36,725,000 | $ 313,888 | $ 111,000 |
| San Angelo, TX | 110 | $ 25,800,000 | $ 234,545 | $ 103,000 |
| Tucson, AZ | 108 | $ 32,150,000 | $ 297,685 | $ 144,000 |
| Tacoma-Lakewood, WA | 103 | $ 50,655,000 | $ 491,796 | $ 149,000 |
| Waterbury-Shelton, CT | 97 | $ 31,855,000 | $ 328,402 | $ 127,000 |
| Greenville-Anderson-Mauldin, SC | 93 | $ 22,955,000 | $ 246,827 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 93 | $ 41,035,000 | $ 441,236 | $ 143,000 |
| North Port-Sarasota-Bradenton, FL | 92 | $ 36,120,000 | $ 392,608 | $ 172,000 |
| Louisville/Jefferson County, KY-IN | 88 | $ 22,730,000 | $ 258,295 | $ 125,625 |
| Washington-Baltimore-Arlington, DC | 88 | $ 42,230,000 | $ 479,886 | $ 142,000 |
| Cambridge-Newton-Framingham, MA | 86 | $ 56,520,000 | $ 657,209 | $ 246,000 |
| New Orleans-Metairie, LA | 86 | $ 21,140,000 | $ 245,813 | $ 118,000 |
| Lewiston-Auburn, ME | 82 | $ 23,050,000 | $ 281,097 | $ 102,000 |
| Norwich-New London, CT | 82 | $ 25,660,000 | $ 312,926 | $ 110,000 |
| Muskegon, MI | 81 | $ 15,905,000 | $ 196,358 | $ 78,000 |
| Baltimore-Columbia-Towson, MD | 80 | $ 23,660,000 | $ 295,750 | $ 99,000 |
| Arlington-Alexandria-Reston, VA-WV | 79 | $ 41,775,000 | $ 528,797 | $ 156,126 |
| Jacksonville, NC | 79 | $ 24,685,000 | $ 312,468 | $ 103,000 |
| Hartford-West Hartford-East Hartford, CT | 76 | $ 23,110,000 | $ 304,078 | $ 133,000 |
| Cape Coral-Fort Myers, FL | 70 | $ 27,310,000 | $ 390,142 | $ 136,000 |
| Little Rock-North Little Rock-Conway, AR | 70 | $ 16,800,000 | $ 240,000 | $ 89,000 |
| New Haven-Milford, CT | 68 | $ 23,240,000 | $ 341,764 | $ 126,000 |
| Wilmington, NC | 68 | $ 19,110,000 | $ 281,029 | $ 104,000 |
| Lexington-Fayette, KY | 65 | $ 18,495,000 | $ 284,538 | $ 115,000 |
| Seattle-Bellevue-Everett, WA | 65 | $ 35,735,000 | $ 549,769 | $ 190,000 |
| Washington, DC-MD | 65 | $ 26,765,000 | $ 411,769 | $ 126,953 |
| Atlanta-Sandy Springs-Roswell, GA | 62 | $ 26,090,000 | $ 420,806 | $ 219,000 |
| Tampa, FL | 62 | $ 20,950,000 | $ 337,903 | $ 138,000 |
| Fort Worth-Arlington, TX | 59 | $ 20,505,000 | $ 347,542 | $ 152,000 |
| Worcester, MA-CT | 59 | $ 28,105,000 | $ 476,355 | $ 187,000 |
| Longview, TX | 57 | $ 13,665,000 | $ 239,736 | $ 103,000 |
| Tulsa, OK | 57 | $ 12,275,000 | $ 215,350 | $ 87,000 |
| Olympia-Tumwater, WA | 54 | $ 22,690,000 | $ 420,185 | $ 116,000 |
| Spartanburg, SC | 53 | $ 13,725,000 | $ 258,962 | $ 89,000 |
| St. Louis, MO-IL | 53 | $ 19,595,000 | $ 369,716 | $ 154,150 |
| Slidell-Mandeville-Covington, LA | 50 | $ 11,750,000 | $ 235,000 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 47 | $ 12,095,000 | $ 257,340 | $ 81,319 |
| Coeur D'Alene, ID | 45 | $ 20,615,000 | $ 458,111 | $ 152,000 |
| Durham-Chapel Hill, NC | 44 | $ 18,310,000 | $ 416,136 | $ 190,000 |
| Lake Charles, LA | 44 | $ 8,490,000 | $ 192,954 | $ 79,000 |
| Columbia, SC | 43 | $ 10,815,000 | $ 251,511 | $ 96,000 |
| Everett, WA | 43 | $ 24,285,000 | $ 564,767 | $ 169,000 |
| Grand Rapids-Wyoming, MI | 43 | $ 12,855,000 | $ 298,953 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 43 | $ 20,435,000 | $ 475,232 | $ 256,000 |
| Montgomery County-Bucks County-Chester County, PA | 43 | $ 17,605,000 | $ 409,418 | $ 213,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 42 | $ 19,900,000 | $ 473,809 | $ 225,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 41 | $ 17,175,000 | $ 418,902 | $ 129,000 |
| Orlando-Kissimmee-Sanford, FL | 40 | $ 14,020,000 | $ 350,500 | $ 117,000 |
| Austin-Round Rock, TX | 39 | $ 14,605,000 | $ 374,487 | $ 195,000 |
| Elizabethtown-Fort Knox, KY | 39 | $ 10,145,000 | $ 260,128 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 37 | $ 17,185,000 | $ 464,459 | $ 221,000 |
| Charleston-North Charleston, SC | 36 | $ 11,930,000 | $ 331,388 | $ 92,000 |
| Phoenix-Mesa-Scottsdale, AZ | 35 | $ 15,285,000 | $ 436,714 | $ 154,000 |
| Dayton-Springfield-Kettering, OH | 34 | $ 7,520,000 | $ 221,176 | $ 143,000 |
| Newark, NJ-PA | 34 | $ 26,860,000 | $ 790,000 | $ 337,000 |
| Providence-Warwick, RI-MA | 34 | $ 14,270,000 | $ 419,705 | $ 159,235 |
| Naples-Immokalee-Marco Island, FL | 31 | $ 13,455,000 | $ 434,032 | $ 171,000 |
| Philadelphia, PA | 31 | $ 9,005,000 | $ 290,483 | $ 145,000 |
| Winston-Salem, NC | 31 | $ 7,645,000 | $ 246,612 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 30 | $ 15,850,000 | $ 528,333 | $ 198,000 |
| Spokane-Spokane Valley, WA | 30 | $ 11,380,000 | $ 379,333 | $ 127,000 |
| Colorado Springs, CO | 29 | $ 10,265,000 | $ 353,965 | $ 123,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 29 | $ 8,335,000 | $ 287,413 | $ 84,000 |
| Port St. Lucie, FL | 29 | $ 10,765,000 | $ 371,206 | $ 147,000 |
| Greensboro-High Point, NC | 27 | $ 7,965,000 | $ 295,000 | $ 121,000 |
| St. Petersburg-Clearwater-Largo, FL | 27 | $ 11,135,000 | $ 412,407 | $ 325,000 |
| Milwaukee-Waukesha-West Allis, WI | 26 | $ 6,360,000 | $ 244,615 | $ 119,000 |
| Hickory-Lenoir-Morganton, NC | 25 | $ 5,975,000 | $ 239,000 | $ 230,000 |
| Lakeland-Winter Haven, FL | 25 | $ 6,895,000 | $ 275,800 | $ 94,000 |
| Manchester-Nashua, NH | 25 | $ 11,845,000 | $ 473,800 | $ 242,000 |
| Panama City, FL | 25 | $ 7,475,000 | $ 299,000 | $ 203,000 |
| Birmingham-Hoover, AL | 24 | $ 5,710,000 | $ 237,916 | $ 116,000 |
| Fort Smith, AR-OK | 24 | $ 5,090,000 | $ 212,083 | $ 77,000 |
| Las Vegas-Henderson-Paradise, NV | 24 | $ 10,870,000 | $ 452,916 | $ 201,000 |
| Beckley, WV | 23 | $ 3,775,000 | $ 164,130 | $ 88,000 |
| Boston, MA | 23 | $ 13,235,000 | $ 575,434 | $ 254,000 |
| Midland, TX | 23 | $ 7,525,000 | $ 327,173 | $ 136,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 23 | $ 11,835,000 | $ 514,565 | $ 198,956 |
| Rocky Mount, NC | 23 | $ 5,065,000 | $ 220,217 | $ 91,000 |
| Abilene, TX | 22 | $ 6,990,000 | $ 317,727 | $ 156,000 |
| Burlington, NC | 20 | $ 5,320,000 | $ 266,000 | $ 96,000 |
| Portland-South Portland, ME | 20 | $ 7,890,000 | $ 394,500 | $ 153,000 |
| San Antonio-New Braunfels, TX | 20 | $ 6,540,000 | $ 327,000 | $ 143,000 |
| Cleveland, OH | 19 | $ 4,415,000 | $ 232,368 | $ 148,000 |
| Jacksonville, FL | 19 | $ 7,355,000 | $ 387,105 | $ 173,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 11,360,000 | $ 631,111 | $ 223,000 |
| Lafayette, LA | 16 | $ 2,950,000 | $ 184,375 | $ 71,000 |
| Mansfield, OH | 16 | $ 2,950,000 | $ 184,375 | $ 70,000 |
| Asheville, NC | 15 | $ 5,885,000 | $ 392,333 | $ 181,000 |
| Bremerton-Silverdale, WA | 15 | $ 6,395,000 | $ 426,333 | $ 127,000 |
| Oklahoma City, OK | 15 | $ 3,805,000 | $ 253,666 | $ 83,000 |
| Baton Rouge, LA | 14 | $ 3,560,000 | $ 254,285 | $ 91,000 |
| Fayetteville, NC | 14 | $ 2,610,000 | $ 186,428 | $ 78,000 |
| Huntsville, AL | 14 | $ 3,860,000 | $ 275,714 | $ 107,000 |
| Lakewood-New Brunswick, NJ | 14 | $ 8,610,000 | $ 615,000 | $ 243,000 |
| Marietta, GA | 14 | $ 5,780,000 | $ 412,857 | $ 165,000 |
| Springfield, MA | 14 | $ 4,690,000 | $ 335,000 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 13 | $ 3,125,000 | $ 240,384 | $ 93,846 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 9,775,000 | $ 751,923 | $ 480,000 |
| Elgin, IL | 13 | $ 4,715,000 | $ 362,692 | $ 303,000 |
| Sebring, FL | 13 | $ 3,965,000 | $ 305,000 | $ 159,000 |
| Florence, SC | 12 | $ 2,820,000 | $ 235,000 | $ 75,000 |
| College Station-Bryan, TX | 11 | $ 5,155,000 | $ 468,636 | $ 264,000 |
| Punta Gorda, FL | 11 | $ 3,015,000 | $ 274,090 | $ 113,000 |
| Riverside-San Bernardino-Ontario, CA | 11 | $ 3,965,000 | $ 360,454 | $ 140,000 |
| Akron, OH | 10 | $ 2,710,000 | $ 271,000 | $ 117,000 |
| Corpus Christi, TX | 10 | $ 3,590,000 | $ 359,000 | $ 239,000 |
| Reno, NV | 10 | $ 5,110,000 | $ 511,000 | $ 201,000 |
| Richmond, VA | 10 | $ 3,700,000 | $ 370,000 | $ 126,000 |
| Goldsboro, NC | 9 | $ 1,705,000 | $ 189,444 | $ 83,000 |
| Lake County-Porter County-Jasper County, IN | 9 | $ 2,405,000 | $ 267,222 | $ 153,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 5,715,000 | $ 635,000 | $ 313,000 |
| Reading, PA | 9 | $ 2,615,000 | $ 290,555 | $ 100,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,600,000 | $ 200,000 | $ 93,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,910,000 | $ 238,750 | $ 95,000 |
| Fort Collins, CO | 8 | $ 3,050,000 | $ 381,250 | $ 187,000 |
| Lynchburg, VA | 8 | $ 1,700,000 | $ 212,500 | $ 95,000 |
| Springfield, OH | 8 | $ 1,160,000 | $ 145,000 | $ 107,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,575,000 | $ 225,000 | $ 97,000 |
| Camden, NJ | 7 | $ 2,595,000 | $ 370,714 | $ 85,000 |
| Decatur, AL | 7 | $ 3,345,000 | $ 477,857 | $ 134,000 |
| Greeley, CO | 7 | $ 2,425,000 | $ 346,428 | $ 139,000 |
| Rockingham County-Strafford County, NH | 7 | $ 3,705,000 | $ 529,285 | $ 251,000 |
| York-Hanover, PA | 7 | $ 1,865,000 | $ 266,428 | $ 101,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 3,110,000 | $ 518,333 | $ 312,000 |
| Gainesville, GA | 6 | $ 2,390,000 | $ 398,333 | $ 261,000 |
| Grand Junction, CO | 6 | $ 2,000,000 | $ 333,333 | $ 126,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 2,580,000 | $ 430,000 | $ 162,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,600,000 | $ 266,666 | $ 111,666 |
| Knoxville, TN | 6 | $ 2,600,000 | $ 433,333 | $ 129,000 |
| Toledo, OH | 6 | $ 2,930,000 | $ 488,333 | $ 158,000 |
| Tuscaloosa, AL | 6 | $ 1,090,000 | $ 181,666 | $ 64,000 |
| Wildwood-The Villages, FL | 6 | $ 2,000,000 | $ 333,333 | $ 107,000 |
| Bangor, ME | 5 | $ 1,155,000 | $ 231,000 | $ 77,000 |
| Canton-Massillon, OH | 5 | $ 1,045,000 | $ 209,000 | $ 97,000 |
| Clarksville, TN-KY | 5 | $ 2,015,000 | $ 403,000 | $ 118,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 965,000 | $ 193,000 | $ 66,000 |
| Jonesboro, AR | 5 | $ 1,035,000 | $ 207,000 | $ 76,000 |
| Ocala, FL | 5 | $ 965,000 | $ 193,000 | $ 111,000 |
| Odessa, TX | 5 | $ 1,035,000 | $ 207,000 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,065,000 | $ 213,000 | $ 142,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,335,000 | $ 267,000 | $ 138,000 |
| Tyler, TX | 5 | $ 1,515,000 | $ 303,000 | $ 112,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 1,055,000 | $ 211,000 | $ 96,000 |
| Casper, WY | 4 | $ 1,380,000 | $ 345,000 | $ 97,000 |
| Charleston, WV | 4 | $ 680,000 | $ 170,000 | $ 89,000 |
| Hammond, LA | 4 | $ 870,000 | $ 217,500 | $ 76,000 |
| Harrisburg-Carlisle, PA | 4 | $ 910,000 | $ 227,500 | $ 90,000 |
| Killeen-Temple, TX | 4 | $ 710,000 | $ 177,500 | $ 129,000 |
| Longview, WA | 4 | $ 1,210,000 | $ 302,500 | $ 88,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 750,000 | $ 187,500 | $ 110,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,020,000 | $ 255,000 | $ 358,000 |
| Roanoke, VA | 4 | $ 1,170,000 | $ 292,500 | $ 88,000 |
| Savannah, GA | 4 | $ 1,850,000 | $ 462,500 | $ 159,000 |
| Sherman-Denison, TX | 4 | $ 870,000 | $ 217,500 | $ 75,000 |
| Springfield, MO | 4 | $ 1,000,000 | $ 250,000 | $ 118,000 |
| Stockton-Lodi, CA | 4 | $ 1,790,000 | $ 447,500 | $ 134,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 700,000 | $ 175,000 | $ 66,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,470,000 | $ 367,500 | $ 132,000 |
| Battle Creek, MI | 3 | $ 395,000 | $ 131,666 | $ 42,000 |
| Boise City, ID | 3 | $ 1,905,000 | $ 635,000 | $ 197,000 |
| Evansville, IN-KY | 3 | $ 525,000 | $ 175,000 | $ 91,000 |
| Flagstaff, AZ | 3 | $ 785,000 | $ 261,666 | $ 90,000 |
| Fort Wayne, IN | 3 | $ 625,000 | $ 208,333 | $ 132,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 595,000 | $ 198,333 | $ 94,666 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 2,475,000 | $ 825,000 | $ 351,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 1,025,000 | $ 341,666 | $ 94,000 |
| Rockford, IL | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| San Diego-Carlsbad, CA | 3 | $ 1,325,000 | $ 441,666 | $ 390,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,135,000 | $ 378,333 | $ 282,000 |
| Texarkana, TX-AR | 3 | $ 655,000 | $ 218,333 | $ 79,000 |
| Trenton, NJ | 3 | $ 1,545,000 | $ 515,000 | $ 203,000 |
| Warner Robins, GA | 3 | $ 795,000 | $ 265,000 | $ 73,000 |
| Amarillo, TX | 2 | $ 370,000 | $ 185,000 | $ 179,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,450,000 | $ 725,000 | $ 342,000 |
| Ann Arbor, MI | 2 | $ 1,100,000 | $ 550,000 | $ 1,261,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,180,000 | $ 590,000 | $ 1,659,000 |
| Boulder, CO | 2 | $ 1,890,000 | $ 945,000 | $ 210,000 |
| Brunswick, GA | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Columbus, GA-AL | 2 | $ 340,000 | $ 170,000 | $ 97,000 |
| Gainesville, FL | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Gettysburg, PA | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Green Bay, WI | 2 | $ 460,000 | $ 230,000 | $ 81,000 |
| Greenville, NC | 2 | $ 730,000 | $ 365,000 | $ 82,000 |
| Harrisonburg, VA | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Johnson City, TN | 2 | $ 620,000 | $ 310,000 | $ 137,000 |
| Kenosha, WI | 2 | $ 580,000 | $ 290,000 | $ 142,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 900,000 | $ 450,000 | $ 282,000 |
| Lancaster, PA | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Lima, OH | 2 | $ 680,000 | $ 340,000 | $ 130,000 |
| Medford, OR | 2 | $ 930,000 | $ 465,000 | $ 155,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 970,000 | $ 485,000 | $ 370,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,210,000 | $ 605,000 | $ 214,000 |
| Pittsburgh, PA | 2 | $ 860,000 | $ 430,000 | $ 189,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,500,000 | $ 750,000 | $ 210,000 |
| Wichita Falls, TX | 2 | $ 540,000 | $ 270,000 | $ 64,000 |
| Wichita, KS | 2 | $ 510,000 | $ 255,000 | $ 179,000 |
| Winchester, VA-WV | 2 | $ 700,000 | $ 350,000 | $ 96,000 |
| Albany, GA | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Albuquerque, NM | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Amherst Town-Northampton, MA | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Appleton, WI | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Athens-Clarke County, GA | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Auburn-Opelika, AL | 1 | $ 265,000 | $ 265,000 | $ 218,000 |
| Barnstable Town, MA | 1 | $ 525,000 | $ 525,000 | $ 232,000 |
| Bay City, MI | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Bellingham, WA | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Bend-Redmond, OR | 1 | $ 495,000 | $ 495,000 | $ 170,000 |
| Bloomington, IN | 1 | $ 465,000 | $ 465,000 | $ 122,000 |
| Brownsville-Harlingen, TX | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Champaign-Urbana, IL | 1 | $ 95,000 | $ 95,000 | $ 226,000 |
| Charlottesville, VA | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Chattanooga, TN-GA | 1 | $ 195,000 | $ 195,000 | $ 191,000 |
| Cheyenne, WY | 1 | $ 105,000 | $ 105,000 | $ 13,000 |
| Dalton, GA | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Dothan, AL | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| El Paso, TX | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Elkhart-Goshen, IN | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Fond Du Lac, WI | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Fresno, CA | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Helena, MT | 1 | $ 705,000 | $ 705,000 | $ 150,000 |
| Homosassa Springs, FL | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Hot Springs, AR | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Houma-Thibodaux, LA | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Idaho Falls, ID | 1 | $ 645,000 | $ 645,000 | $ 353,000 |
| Jackson, MI | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Jackson, TN | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Janesville-Beloit, WI | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Johnstown, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Joplin, MO | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Kankakee, IL | 1 | $ 155,000 | $ 155,000 | $ 275,000 |
| Lansing-East Lansing, MI | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Lexington Park, MD | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Macon-Bibb County, GA | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Muncie, IN | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Niles-Benton Harbor, MI | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| Oshkosh-Neenah, WI | 1 | $ 495,000 | $ 495,000 | $ 184,000 |
| Paducah, KY-IL | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Pinehurst-Southern Pines, NC | 1 | $ 185,000 | $ 185,000 | $ 213,000 |
| Pittsfield, MA | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Pueblo, CO | 1 | $ 445,000 | $ 445,000 | $ 86,000 |
| Racine, WI | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Saginaw, MI | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 457,000 |
| Sandusky, OH | 1 | $ 175,000 | $ 175,000 | $ 219,000 |
| Shreveport-Bossier City, LA | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| St. George, UT | 1 | $ 605,000 | $ 605,000 | $ 250,000 |
| St. Joseph, MO-KS | 1 | $ 255,000 | $ 255,000 | $ 213,000 |
| Sumter, SC | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Tallahassee, FL | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Traverse City, MI | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Waco, TX | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Wenatchee, WA | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Yakima, WA | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Yuma, AZ | 1 | $ 445,000 | $ 445,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for T2 Financial LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,272 | $3,040,730,000 | $327,000 | $2,615,000 | $137,000 | $5,651,000 |
| Refinancing | 472 | $189,330,000 | $401,000 | $1,325,000 | $165,000 | $1,168,000 |
| Cash-out Refinancing | 416 | $120,140,000 | $288,000 | $1,805,000 | $141,000 | $5,195,000 |
| Other Purpose | 110 | $26,600,000 | $241,000 | $1,145,000 | $163,000 | $963,000 |
| Home Improvement | 43 | $9,945,000 | $231,000 | $765,000 | $119,000 | $679,000 |
| Not Applicable | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,045 | $1,959,415,000 | $324,000 | $2,565,000 | $141,000 | $5,651,000 |
| Hispanic | 1,599 | $481,675,000 | $301,000 | $2,245,000 | $113,000 | $2,422,000 |
| Not Provided | 985 | $327,125,000 | $332,000 | $2,265,000 | $143,000 | $3,475,000 |
| Black or African American | 898 | $286,070,000 | $318,000 | $2,615,000 | $122,000 | $5,248,000 |
| Asian | 691 | $303,425,000 | $439,000 | $2,525,000 | $199,000 | $1,502,000 |
| American Indian or Alaskan Native | 83 | $24,665,000 | $297,000 | $765,000 | $109,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,575,000 | $351,000 | $495,000 | $110,000 | $187,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,137 | $2,149,135,000 | $350,000 | $2,615,000 | $168,000 | $5,651,000 |
| FHA-insured (Federal Housing Administration) | 3,093 | $847,715,000 | $274,000 | $1,145,000 | $92,000 | $596,000 |
| VA-guaranteed (Veterans Administration) | 926 | $355,890,000 | $384,000 | $1,395,000 | $117,000 | $1,065,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 158 | $34,210,000 | $216,000 | $475,000 | $77,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,840 | $2,575,950,000 | $328,000 | $2,525,000 | $139,000 | $5,651,000 |
| Application Approved But Not Accepted | 955 | $314,505,000 | $329,000 | $1,885,000 | $140,000 | $1,274,000 |
| Application Withdrawn By Applicant | 850 | $298,180,000 | $350,000 | $2,615,000 | $156,000 | $5,248,000 |
| Application Denied By Financial Institution | 625 | $186,575,000 | $298,000 | $1,995,000 | $116,000 | $5,195,000 |
| File Closed For Incompleteness | 44 | $11,740,000 | $266,000 | $705,000 | $95,000 | $224,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,689 | $3,200,375,000 | $330,000 | $2,615,000 | $140,000 | $5,651,000 |
| Debt-To-Income Ratio | 219 | $70,365,000 | $321,000 | $1,995,000 | $80,000 | $461,000 |
| Other | 174 | $50,310,000 | $289,000 | $1,275,000 | $136,000 | $963,000 |
| Collateral | 73 | $19,635,000 | $268,000 | $1,995,000 | $200,000 | $5,195,000 |
| Credit History | 61 | $16,495,000 | $270,000 | $1,205,000 | $111,000 | $982,000 |
| Unverifiable Information | 44 | $15,990,000 | $363,000 | $1,585,000 | $116,000 | $787,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $7,775,000 | $250,000 | $495,000 | $102,000 | $296,000 |
| Employment History | 23 | $6,005,000 | $261,000 | $535,000 | $80,000 | $182,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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