TD Bank Mortgage Lending & HMDA Data, 2017
In 2017, TD Bank of Mount Laurel, NJ reported 35,857 mortgage applications totaling $7.8 billion, up 7% from 2016. The average application was for $218,111, and applicants reported an average income of $312,773. 35% of its applications resulted in an originated loan and 42% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (6,719), Camden, NJ (1,524) and Philadelphia, PA (1,521) (applications in parentheses).
| Mortgage Company & Address | TD Bank Mount Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 35,857 |
| Total Mortgage Loan Application Amount | $7,820,822,000 |
| Average Mortgage Loan Application Amount | $218,111 |
| Highest Mortgage Loan Application Amount | $28,000,000 |
| Average Applicant Income | $312,773 |
| Highest Applicant Income | $7,073,045,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records TD Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 6,719 | $ 1,816,367,000 | $ 270,332 | $ 151,517 |
| Camden, NJ | 1,524 | $ 144,311,000 | $ 94,692 | $ 4,721,000 |
| Philadelphia, PA | 1,521 | $ 172,900,000 | $ 113,675 | $ 69,000 |
| Nassau County-Suffolk County, NY | 1,490 | $ 436,093,000 | $ 292,679 | $ 158,000 |
| Newark, NJ-PA | 1,415 | $ 328,256,000 | $ 231,983 | $ 128,979 |
| Montgomery County-Bucks County-Chester County, PA | 1,121 | $ 231,374,000 | $ 206,399 | $ 115,000 |
| Cambridge-Newton-Framingham, MA | 1,078 | $ 275,747,000 | $ 255,794 | $ 117,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,074 | $ 393,126,000 | $ 366,039 | $ 151,526 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 837 | $ 181,740,000 | $ 217,132 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 836 | $ 182,340,000 | $ 218,110 | $ 110,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 774 | $ 191,629,000 | $ 247,582 | $ 142,000 |
| Orlando-Kissimmee-Sanford, FL | 770 | $ 154,046,000 | $ 200,059 | $ 101,000 |
| Tampa-St. Petersburg-Clearwater, FL | 655 | $ 126,619,000 | $ 193,311 | $ 86,000 |
| Portland-South Portland, ME | 617 | $ 111,421,000 | $ 180,585 | $ 94,000 |
| Hartford-West Hartford-East Hartford, CT | 601 | $ 75,636,000 | $ 125,850 | $ 83,000 |
| Boston, MA | 505 | $ 157,874,000 | $ 312,621 | $ 140,000 |
| Charleston-North Charleston, SC | 499 | $ 204,751,000 | $ 410,322 | $ 185,000 |
| Greenville-Anderson-Mauldin, SC | 468 | $ 73,920,000 | $ 157,948 | $ 70,000 |
| Baltimore-Columbia-Towson, MD | 429 | $ 78,706,000 | $ 183,463 | $ 75,000 |
| Rockingham County-Strafford County, NH | 429 | $ 70,027,000 | $ 163,233 | $ 95,000 |
| Wilmington, DE-MD-NJ | 427 | $ 57,472,000 | $ 134,594 | $ 85,660 |
| Bridgeport-Stamford-Norwalk, CT | 419 | $ 166,700,000 | $ 397,852 | $ 170,000 |
| New Haven-Milford, CT | 418 | $ 51,009,000 | $ 122,031 | $ 79,000 |
| Worcester, MA-CT | 414 | $ 58,713,000 | $ 141,818 | $ 85,183 |
| Springfield, MA | 385 | $ 43,238,000 | $ 112,306 | $ 66,000 |
| Silver Spring-Frederick-Rockville, MD | 378 | $ 169,676,000 | $ 448,878 | $ 177,000 |
| Manchester-Nashua, NH | 374 | $ 57,685,000 | $ 154,237 | $ 91,000 |
| Port St. Lucie, FL | 372 | $ 47,660,000 | $ 128,118 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 352 | $ 58,215,000 | $ 165,383 | $ 92,017 |
| Deltona-Daytona Beach-Ormond Beach, FL | 343 | $ 43,824,000 | $ 127,766 | $ 63,000 |
| Palm Bay-Melbourne-Titusville, FL | 339 | $ 36,962,000 | $ 109,032 | $ 71,000 |
| Providence-Warwick, RI-MA | 337 | $ 77,612,000 | $ 230,302 | $ 108,252 |
| Allentown-Bethlehem-Easton, PA-NJ | 330 | $ 37,005,000 | $ 112,136 | $ 75,187 |
| Hilton Head Island-Bluffton-Beaufort, SC | 326 | $ 150,631,000 | $ 462,058 | $ 219,000 |
| Atlantic City-Hammonton, NJ | 317 | $ 34,223,000 | $ 107,958 | $ 81,000 |
| Columbia, SC | 312 | $ 52,923,000 | $ 169,625 | $ 78,000 |
| Charlotte-Concord-Gastonia, NC-SC | 275 | $ 133,666,000 | $ 486,058 | $ 181,552 |
| Trenton, NJ | 237 | $ 49,177,000 | $ 207,497 | $ 101,000 |
| Asheville, NC | 234 | $ 69,043,000 | $ 295,055 | $ 135,000 |
| Ocean City, NJ | 225 | $ 62,902,000 | $ 279,564 | $ 169,000 |
| Jacksonville, FL | 194 | $ 29,742,000 | $ 153,309 | $ 75,000 |
| Lakeland-Winter Haven, FL | 187 | $ 17,814,000 | $ 95,262 | $ 45,000 |
| Barnstable Town, MA | 178 | $ 40,425,000 | $ 227,106 | $ 130,000 |
| Vineland-Bridgeton, NJ | 166 | $ 10,591,000 | $ 63,801 | $ 48,000 |
| Naples-Immokalee-Marco Island, FL | 156 | $ 45,451,000 | $ 291,352 | $ 149,000 |
| Ocala, FL | 150 | $ 26,367,000 | $ 175,780 | $ 81,000 |
| Salisbury, MD-DE | 140 | $ 44,456,000 | $ 317,542 | $ 202,857 |
| Bangor, ME | 138 | $ 13,019,000 | $ 94,340 | $ 52,000 |
| Albany-Schenectady-Troy, NY | 137 | $ 16,424,000 | $ 119,883 | $ 80,000 |
| Gainesville, FL | 137 | $ 64,701,000 | $ 472,270 | $ 108,000 |
| Glens Falls, NY | 132 | $ 12,942,000 | $ 98,045 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 127 | $ 23,283,000 | $ 183,330 | $ 90,543 |
| Dover, DE | 118 | $ 17,041,000 | $ 144,415 | $ 45,000 |
| Dutchess County-Putnam County, NY | 116 | $ 24,254,000 | $ 209,086 | $ 109,000 |
| Spartanburg, SC | 111 | $ 18,726,000 | $ 168,702 | $ 72,000 |
| Lewiston-Auburn, ME | 108 | $ 8,896,000 | $ 82,370 | $ 47,000 |
| Cape Coral-Fort Myers, FL | 102 | $ 21,937,000 | $ 215,068 | $ 159,000 |
| Burlington-South Burlington, VT | 94 | $ 21,761,000 | $ 231,500 | $ 98,000 |
| Wilmington, NC | 89 | $ 20,238,000 | $ 227,393 | $ 108,000 |
| North Port-Sarasota-Bradenton, FL | 82 | $ 22,101,000 | $ 269,524 | $ 136,000 |
| Sebastian-Vero Beach, FL | 82 | $ 14,588,000 | $ 177,902 | $ 84,000 |
| Pittsfield, MA | 77 | $ 12,024,000 | $ 156,155 | $ 72,000 |
| East Stroudsburg, PA | 57 | $ 5,883,000 | $ 103,210 | $ 82,000 |
| Crestview-Fort Walton Beach-Destin, FL | 53 | $ 51,255,000 | $ 967,075 | $ 395,000 |
| Florence, SC | 51 | $ 3,038,000 | $ 59,568 | $ 34,000 |
| Homosassa Springs, FL | 51 | $ 4,964,000 | $ 97,333 | $ 47,000 |
| Sebring, FL | 43 | $ 4,724,000 | $ 109,860 | $ 63,000 |
| Norwich-New London, CT | 38 | $ 6,967,000 | $ 183,342 | $ 93,000 |
| Hickory-Lenoir-Morganton, NC | 31 | $ 7,199,000 | $ 232,225 | $ 99,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 26 | $ 2,091,000 | $ 80,423 | $ 48,000 |
| Kingston, NY | 25 | $ 3,349,000 | $ 133,960 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 10,137,000 | $ 405,480 | $ 182,000 |
| Reading, PA | 24 | $ 1,567,000 | $ 65,291 | $ 98,000 |
| Raleigh, NC | 22 | $ 5,342,000 | $ 242,818 | $ 105,000 |
| Punta Gorda, FL | 21 | $ 3,815,000 | $ 181,666 | $ 97,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 16 | $ 2,184,000 | $ 136,500 | $ 93,000 |
| Syracuse, NY | 13 | $ 2,130,000 | $ 163,846 | $ 149,000 |
| Sumter, SC | 12 | $ 287,000 | $ 23,916 | $ 15,000 |
| Durham-Chapel Hill, NC | 11 | $ 2,297,000 | $ 208,818 | $ 128,000 |
| Pittsburgh, PA | 11 | $ 494,000 | $ 44,909 | $ 43,000 |
| Harrisburg-Carlisle, PA | 10 | $ 898,000 | $ 89,800 | $ 20,000 |
| The Villages, FL | 10 | $ 1,598,000 | $ 159,800 | $ 124,000 |
| Lancaster, PA | 9 | $ 1,430,000 | $ 158,888 | $ 82,000 |
| Richmond, VA | 9 | $ 3,199,000 | $ 355,444 | $ 140,000 |
| Fayetteville, NC | 8 | $ 472,000 | $ 59,000 | $ 56,000 |
| Greensboro-High Point, NC | 8 | $ 709,000 | $ 88,625 | $ 71,000 |
| Rochester, NY | 8 | $ 1,306,000 | $ 163,250 | $ 89,000 |
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 197,000 | $ 28,142 | $ 0 |
| Jacksonville, NC | 6 | $ 652,000 | $ 108,666 | $ 45,000 |
| Tallahassee, FL | 6 | $ 1,286,000 | $ 214,333 | $ 185,000 |
| York-Hanover, PA | 6 | $ 128,000 | $ 21,333 | $ 72,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 915,000 | $ 183,000 | $ 58,000 |
| Winston-Salem, NC | 5 | $ 518,000 | $ 103,600 | $ 39,000 |
| Burlington, NC | 4 | $ 158,000 | $ 39,500 | $ 35,000 |
| Greenville, NC | 4 | $ 137,000 | $ 34,250 | $ 57,000 |
| New Bern, NC | 4 | $ 294,000 | $ 73,500 | $ 39,000 |
| Panama City, FL | 4 | $ 3,208,000 | $ 802,000 | $ 238,000 |
| Utica-Rome, NY | 4 | $ 248,000 | $ 62,000 | $ 93,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 240,000 | $ 80,000 | $ 64,000 |
| Binghamton, NY | 3 | $ 234,000 | $ 78,000 | $ 40,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 39,000 | $ 13,000 | $ 25,000 |
| California-Lexington Park, MD | 2 | $ 603,000 | $ 301,500 | $ 398,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 6,000 | $ 3,000 | $ 0 |
| Gettysburg, PA | 2 | $ 495,000 | $ 247,500 | $ 75,000 |
| Johnstown, PA | 2 | $ 29,000 | $ 14,500 | $ 50,000 |
| Lynchburg, VA | 2 | $ 345,000 | $ 172,500 | $ 250,000 |
| Roanoke, VA | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 445,000 | $ 222,500 | $ 33,000 |
| Watertown-Fort Drum, NY | 2 | $ 106,000 | $ 53,000 | $ 94,000 |
| Altoona, PA | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Boise City, ID | 1 | $ 524,000 | $ 524,000 | $ 129,000 |
| Bremerton-Silverdale, WA | 1 | $ 613,000 | $ 613,000 | $ 432,000 |
| Charlottesville, VA | 1 | $ 219,000 | $ 219,000 | $ 73,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 936,000 | $ 936,000 | $ 262,000 |
| Goldsboro, NC | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Ithaca, NY | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Jackson, MS | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Knoxville, TN | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Lebanon, PA | 1 | $ 80,000 | $ 80,000 | $ 98,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 497,000 | $ 497,000 | $ 126,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 2,000 | $ 2,000 | $ 1,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Savannah, GA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 879,000 | $ 879,000 | $ 317,000 |
| Winchester, VA-WV | 1 | $ 2,000 | $ 2,000 | $ 0 |
Mortgage Loan Application Detail Totals for TD Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,939 | $4,806,058,000 | $321,000 | $14,350,000 | $146,000 | $133,549,000 |
| Home Improvement | 13,535 | $875,857,000 | $64,000 | $6,000,000 | $590,000 | $7,073,045,000 |
| Refinancing | 7,383 | $2,138,907,000 | $289,000 | $28,000,000 | $142,000 | $5,364,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,662 | $4,242,241,000 | $240,000 | $7,719,000 | $149,000 | $133,549,000 |
| Not applicable | 5,907 | $1,347,437,000 | $228,000 | $28,000,000 | $60,000 | $2,341,000 |
| Hispanic | 3,441 | $421,608,000 | $122,000 | $6,000,000 | $2,127,000 | $7,073,045,000 |
| Black or African American | 3,280 | $239,477,000 | $73,000 | $3,000,000 | $41,000 | $1,776,000 |
| Not Provided | 3,147 | $981,563,000 | $311,000 | $4,550,000 | $162,000 | $6,035,000 |
| Asian | 1,958 | $534,136,000 | $272,000 | $4,000,000 | $126,000 | $2,765,000 |
| American Indian or Alaskan Native | 320 | $30,144,000 | $94,000 | $960,000 | $56,000 | $529,000 |
| Native Hawaiian or Other Pacific Islander | 142 | $24,216,000 | $170,000 | $3,430,000 | $87,000 | $1,050,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,566 | $7,209,463,000 | $221,000 | $28,000,000 | $339,000 | $7,073,045,000 |
| FHA-insured (Federal Housing Administration) | 2,659 | $488,240,000 | $183,000 | $780,000 | $51,000 | $390,000 |
| VA-guaranteed (Veterans Administration) | 535 | $108,487,000 | $202,000 | $679,000 | $63,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $14,632,000 | $150,000 | $355,000 | $47,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,937 | $2,043,122,000 | $136,000 | $6,000,000 | $85,000 | $133,549,000 |
| Loan Originated | 12,613 | $3,927,166,000 | $311,000 | $28,000,000 | $164,000 | $6,035,000 |
| Loan Purchased By The Institution | 5,599 | $1,064,297,000 | $190,000 | $1,869,000 | $63,000 | $2,341,000 |
| Application Withdrawn By Applicant | 1,860 | $499,936,000 | $268,000 | $3,395,000 | $3,966,000 | $7,073,045,000 |
| File Closed For Incompleteness | 597 | $251,055,000 | $420,000 | $4,550,000 | $212,000 | $3,806,000 |
| Application Approved But Not Accepted | 251 | $35,246,000 | $140,000 | $1,820,000 | $122,000 | $1,560,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,803 | $482,466,000 | $54,000 | $6,000,000 | $47,000 | $5,364,000 |
| Debt-To-Income Ratio | 3,300 | $833,899,000 | $252,000 | $5,000,000 | $118,000 | $133,549,000 |
| Collateral | 1,381 | $343,570,000 | $248,000 | $5,500,000 | $156,000 | $2,203,000 |
| Other | 815 | $275,297,000 | $337,000 | $4,550,000 | $195,000 | $4,220,000 |
| Credit Application Incomplete | 271 | $24,834,000 | $91,000 | $616,000 | $161,000 | $2,400,000 |
| Unverifiable Information | 163 | $48,318,000 | $296,000 | $6,000,000 | $208,000 | $9,000,000 |
| Employment History | 118 | $14,746,000 | $124,000 | $840,000 | $97,000 | $916,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 79 | $18,941,000 | $239,000 | $1,100,000 | $90,000 | $450,000 |
| Mortgage Insurance Denied | 7 | $1,051,000 | $150,000 | $301,000 | $93,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into TD Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess TD Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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