The Campbell & Fetter Bank Mortgage Lending & HMDA Data, 2013
In 2013, The Campbell & Fetter Bank of Kendallville, IN reported 256 mortgage applications totaling $25.9 million, about the same as 2012. The average application was for $101,183, and applicants reported an average income of $78,199. 87% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Elkhart-Goshen, IN (31), Fort Wayne, IN (15) and Indianapolis-Carmel, IN (2) (applications in parentheses).
| Mortgage Company & Address | The Campbell & Fetter Bank Po Box 231 Kendallville, IN 46755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 256 |
| Total Mortgage Loan Application Amount | $25,903,000 |
| Average Mortgage Loan Application Amount | $101,183 |
| Highest Mortgage Loan Application Amount | $420,000 |
| Average Applicant Income | $78,199 |
| Highest Applicant Income | $499,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Campbell & Fetter Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Noble, Indiana | 91 | $ 8,017,000 | $ 88,098 | $ 73,000 |
| DeKalb, Indiana | 53 | $ 5,186,000 | $ 97,849 | $ 71,000 |
| Elkhart, Indiana | 31 | $ 3,169,000 | $ 102,225 | $ 73,000 |
| Steuben, Indiana | 24 | $ 2,605,000 | $ 108,541 | $ 94,000 |
| Kosciusko, Indiana | 18 | $ 1,887,000 | $ 104,833 | $ 87,000 |
| Allen, Indiana | 12 | $ 1,596,000 | $ 133,000 | $ 94,000 |
| LaGrange, Indiana | 12 | $ 1,388,000 | $ 115,666 | $ 109,000 |
| Whitley, Indiana | 3 | $ 280,000 | $ 93,333 | $ 59,000 |
| Hamilton, Indiana | 2 | $ 309,000 | $ 154,500 | $ 56,000 |
| Sarasota, Florida | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Adams, Indiana | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Bartholomew, Indiana | 1 | $ 144,000 | $ 144,000 | $ 115,000 |
| Daviess, Indiana | 1 | $ 250,000 | $ 250,000 | $ 127,000 |
| Huntington, Indiana | 1 | $ 158,000 | $ 158,000 | $ 31,000 |
| Marshall, Indiana | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Monroe, Indiana | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Barry, Michigan | 1 | $ 200,000 | $ 200,000 | $ 179,000 |
| Clark, Nevada | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Montgomery, Ohio | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for The Campbell & Fetter Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 117 | $12,277,000 | $104,000 | $420,000 | $75,000 | $499,000 |
| Refinancing | 112 | $11,221,000 | $100,000 | $399,000 | $84,000 | $492,000 |
| Home Improvement | 27 | $2,405,000 | $89,000 | $230,000 | $68,000 | $161,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 250 | $25,533,000 | $102,000 | $420,000 | $79,000 | $499,000 |
| Hispanic | 3 | $194,000 | $64,000 | $86,000 | $58,000 | $88,000 |
| Not applicable | 2 | $81,000 | $40,000 | $59,000 | $40,000 | $80,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $48,000 | $48,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 255 | $25,836,000 | $101,000 | $420,000 | $78,000 | $499,000 |
| FHA-insured (Federal Housing Administration) | 1 | $67,000 | $67,000 | $67,000 | $54,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 223 | $22,788,000 | $102,000 | $420,000 | $81,000 | $499,000 |
| Application Denied By Financial Institution | 20 | $1,775,000 | $88,000 | $275,000 | $56,000 | $124,000 |
| Application Withdrawn By Applicant | 13 | $1,340,000 | $103,000 | $220,000 | $71,000 | $223,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Campbell & Fetter Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Campbell & Fetter Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
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