The Campbell & Fetter Bank Mortgage Lending & HMDA Data, 2017
In 2017, The Campbell & Fetter Bank of Kendallville, IN reported 293 mortgage applications totaling $41.5 million, down 11% from 2016. The average application was for $141,583, and applicants reported an average income of $91,221. 85% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Elkhart-Goshen, IN (46), Fort Wayne, IN (24) and Gary, IN (1) (applications in parentheses).
| Mortgage Company & Address | The Campbell & Fetter Bank Po Box 231 Kendallville, IN 46755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 293 |
| Total Mortgage Loan Application Amount | $41,484,000 |
| Average Mortgage Loan Application Amount | $141,583 |
| Highest Mortgage Loan Application Amount | $595,000 |
| Average Applicant Income | $91,221 |
| Highest Applicant Income | $820,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Campbell & Fetter Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Noble, Indiana | 89 | $ 9,536,000 | $ 107,146 | $ 77,000 |
| Elkhart, Indiana | 46 | $ 7,658,000 | $ 166,478 | $ 98,000 |
| DeKalb, Indiana | 39 | $ 5,665,000 | $ 145,256 | $ 88,000 |
| Kosciusko, Indiana | 30 | $ 4,096,000 | $ 136,533 | $ 83,000 |
| LaGrange, Indiana | 29 | $ 5,841,000 | $ 201,413 | $ 116,000 |
| Steuben, Indiana | 24 | $ 3,367,000 | $ 140,291 | $ 103,000 |
| Allen, Indiana | 23 | $ 3,557,000 | $ 154,652 | $ 132,000 |
| Marshall, Indiana | 4 | $ 827,000 | $ 206,750 | $ 55,000 |
| Adams, Indiana | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Huntington, Indiana | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Porter, Indiana | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Whitley, Indiana | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| St. Joseph, Michigan | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Defiance, Ohio | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Lucas, Ohio | 1 | $ 147,000 | $ 147,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for The Campbell & Fetter Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 161 | $28,057,000 | $174,000 | $595,000 | $104,000 | $820,000 |
| Refinancing | 68 | $8,100,000 | $119,000 | $346,000 | $80,000 | $360,000 |
| Home Improvement | 64 | $5,327,000 | $83,000 | $303,000 | $71,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 281 | $40,584,000 | $144,000 | $595,000 | $94,000 | $820,000 |
| Hispanic | 6 | $511,000 | $85,000 | $143,000 | $58,000 | $74,000 |
| Not applicable | 4 | $143,000 | $35,000 | $41,000 | $0 | $0 |
| Asian | 1 | $152,000 | $152,000 | $152,000 | $93,000 | $93,000 |
| Black or African American | 1 | $94,000 | $94,000 | $94,000 | $20,000 | $20,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 293 | $41,484,000 | $141,000 | $595,000 | $91,000 | $820,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 249 | $35,560,000 | $142,000 | $592,000 | $92,000 | $820,000 |
| Application Denied By Financial Institution | 21 | $1,637,000 | $77,000 | $237,000 | $56,000 | $111,000 |
| Application Withdrawn By Applicant | 21 | $4,022,000 | $191,000 | $595,000 | $115,000 | $333,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $76,000 | $76,000 |
| Application Approved But Not Accepted | 1 | $160,000 | $160,000 | $160,000 | $72,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Campbell & Fetter Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Campbell & Fetter Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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