The Cit Group/Sales Financing, Mortgage Lending & HMDA Data, 2003

In 2003, The Cit Group/Sales Financing, of Livingston, NJ reported 5,332 mortgage applications totaling $219.0 million. The average application was for $41,063, and applicants reported an average income of $33,958. 15% of its applications resulted in an originated loan and 69% were denied. Its largest markets were Fort Worth-Arlington, TX (459), San Antonio, TX (312) and Dallas, TX (277) (applications in parentheses).

Mortgage Company & Address The Cit Group/Sales Financing,
650 Cit Drive
Livingston, NJ 07039
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 5,332
Total Mortgage Loan Application Amount $218,953,000
Average Mortgage Loan Application Amount $41,063
Highest Mortgage Loan Application Amount $140,000
Average Applicant Income $33,958
Highest Applicant Income $288,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Cit Group/Sales Financing, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Cit Group/Sales Financing, by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant, Texas 399 $ 18,067,000 $ 45,280 $ 34,000
Bexar, Texas 308 $ 13,160,000 $ 42,727 $ 32,000
Travis, Texas 201 $ 8,600,000 $ 42,786 $ 34,000
Dallas, Texas 148 $ 6,692,000 $ 45,216 $ 41,000
Harris, Texas 148 $ 6,653,000 $ 44,952 $ 36,000
Sedgwick, Kansas 141 $ 5,427,000 $ 38,489 $ 32,000
Hardin, Texas 121 $ 4,660,000 $ 38,512 $ 33,000
Atascosa, Texas 100 $ 4,210,000 $ 42,100 $ 35,000
Tulsa, Oklahoma 90 $ 3,452,000 $ 38,355 $ 33,000
Oklahoma, Oklahoma 86 $ 3,309,000 $ 38,476 $ 32,000
Denton, Texas 86 $ 3,960,000 $ 46,046 $ 31,000
Johnson, Texas 74 $ 3,350,000 $ 45,270 $ 37,000
Montgomery, Texas 73 $ 3,247,000 $ 44,479 $ 34,000
Parker, Texas 73 $ 3,413,000 $ 46,753 $ 34,000
Ector, Texas 69 $ 2,396,000 $ 34,724 $ 36,000
Brazoria, Texas 59 $ 2,851,000 $ 48,322 $ 41,000
Midland, Texas 49 $ 1,840,000 $ 37,551 $ 33,000
Williamson, Texas 47 $ 2,023,000 $ 43,042 $ 36,000
Taylor, Texas 45 $ 1,860,000 $ 41,333 $ 23,000
Victoria, Texas 44 $ 1,980,000 $ 45,000 $ 34,000
Wise, Texas 43 $ 2,020,000 $ 46,976 $ 30,000
Bell, Texas 41 $ 1,674,000 $ 40,829 $ 31,000
Jefferson, Texas 41 $ 1,690,000 $ 41,219 $ 38,000
Cleveland, Oklahoma 39 $ 1,446,000 $ 37,076 $ 35,000
Guadalupe, Texas 39 $ 1,641,000 $ 42,076 $ 31,000
Hays, Texas 39 $ 1,690,000 $ 43,333 $ 34,000
Liberty, Texas 38 $ 1,777,000 $ 46,763 $ 41,000
Orange, Texas 38 $ 1,527,000 $ 40,184 $ 30,000
Angelina, Texas 35 $ 1,438,000 $ 41,085 $ 32,000
Hunt, Texas 34 $ 1,204,000 $ 35,411 $ 26,000
Kaufman, Texas 33 $ 1,584,000 $ 48,000 $ 34,000
Smith, Texas 32 $ 1,260,000 $ 39,375 $ 31,000
Okmulgee, Oklahoma 31 $ 1,048,000 $ 33,806 $ 27,000
Nueces, Texas 30 $ 1,196,000 $ 39,866 $ 34,000
Tyler, Texas 30 $ 1,182,000 $ 39,400 $ 33,000
Creek, Oklahoma 29 $ 1,094,000 $ 37,724 $ 32,000
Yamhill, Oregon 29 $ 981,000 $ 33,827 $ 36,000
Fort Bend, Texas 29 $ 1,470,000 $ 50,689 $ 38,000
Jasper, Texas 29 $ 1,078,000 $ 37,172 $ 34,000
Adams, Colorado 28 $ 893,000 $ 31,892 $ 40,000
Los Angeles, California 27 $ 1,181,000 $ 43,740 $ 62,000
Garland, Arkansas 25 $ 833,000 $ 33,320 $ 27,000
Salt Lake, Utah 25 $ 836,000 $ 33,440 $ 33,000
Brown, Texas 24 $ 1,074,000 $ 44,750 $ 35,000
Wilson, Texas 24 $ 1,068,000 $ 44,500 $ 35,000
Marion, South Carolina 23 $ 669,000 $ 29,086 $ 33,000
Darlington, South Carolina 22 $ 926,000 $ 42,090 $ 20,000
El Paso, Texas 22 $ 682,000 $ 31,000 $ 28,000
Ellis, Texas 22 $ 1,055,000 $ 47,954 $ 35,000
Marion, Oregon 21 $ 872,000 $ 41,523 $ 34,000
Comal, Texas 21 $ 973,000 $ 46,333 $ 35,000
Hood, Texas 21 $ 945,000 $ 45,000 $ 36,000
Bay, Florida 19 $ 876,000 $ 46,105 $ 39,000
Bastrop, Texas 19 $ 812,000 $ 42,736 $ 32,000
Canadian, Oklahoma 18 $ 679,000 $ 37,722 $ 32,000
Dillon, South Carolina 18 $ 568,000 $ 31,555 $ 26,000
Pottawatomie, Oklahoma 17 $ 599,000 $ 35,235 $ 27,000
Wagoner, Oklahoma 17 $ 654,000 $ 38,470 $ 25,000
Santa Fe, New Mexico 16 $ 507,000 $ 31,687 $ 30,000
Rogers, Oklahoma 16 $ 557,000 $ 34,812 $ 27,000
Henderson, Texas 16 $ 717,000 $ 44,812 $ 44,000
San Jacinto, Texas 16 $ 713,000 $ 44,562 $ 26,000
Saratoga, New York 15 $ 352,000 $ 23,466 $ 32,000
McCurtain, Oklahoma 15 $ 619,000 $ 41,266 $ 29,000
Grayson, Texas 15 $ 788,000 $ 52,533 $ 35,000
Van Zandt, Texas 15 $ 576,000 $ 38,400 $ 28,000
Lowndes, Georgia 14 $ 573,000 $ 40,928 $ 22,000
San Juan, New Mexico 14 $ 488,000 $ 34,857 $ 32,000
Clackamas, Oregon 14 $ 569,000 $ 40,642 $ 44,000
Brazos, Texas 14 $ 545,000 $ 38,928 $ 30,000
Caldwell, Texas 14 $ 672,000 $ 48,000 $ 40,000
Collin, Texas 14 $ 561,000 $ 40,071 $ 50,000
Comanche, Texas 14 $ 591,000 $ 42,214 $ 31,000
Medina, Texas 14 $ 577,000 $ 41,214 $ 29,000
Washington, Oklahoma 13 $ 492,000 $ 37,846 $ 29,000
Coryell, Texas 13 $ 576,000 $ 44,307 $ 33,000
Lamar, Texas 13 $ 488,000 $ 37,538 $ 39,000
Newton, Texas 13 $ 460,000 $ 35,384 $ 36,000
Shelby, Texas 13 $ 538,000 $ 41,384 $ 26,000
Butler, Kansas 12 $ 472,000 $ 39,333 $ 34,000
Iberia, Louisiana 12 $ 503,000 $ 41,916 $ 36,000
McClain, Oklahoma 12 $ 424,000 $ 35,333 $ 28,000
Florence, South Carolina 12 $ 503,000 $ 41,916 $ 31,000
Pecos, Texas 12 $ 398,000 $ 33,166 $ 37,000
San Bernardino, California 11 $ 465,000 $ 42,272 $ 44,000
Santa Clara, California 11 $ 943,000 $ 85,727 $ 58,000
Sumner, Kansas 11 $ 439,000 $ 39,909 $ 40,000
Harrison, Mississippi 11 $ 449,000 $ 40,818 $ 34,000
Jones, Mississippi 11 $ 297,000 $ 27,000 $ 22,000
Pitt, North Carolina 11 $ 343,000 $ 31,181 $ 33,000
Muskogee, Oklahoma 11 $ 427,000 $ 38,818 $ 38,000
Hidalgo, Texas 11 $ 388,000 $ 35,272 $ 31,000
Kerr, Texas 11 $ 422,000 $ 38,363 $ 24,000
Palo Pinto, Texas 11 $ 513,000 $ 46,636 $ 33,000
San Patricio, Texas 11 $ 472,000 $ 42,909 $ 35,000
Colleton, South Carolina 10 $ 367,000 $ 36,700 $ 38,000
Austin, Texas 10 $ 373,000 $ 37,300 $ 25,000
Colorado, Texas 10 $ 400,000 $ 40,000 $ 29,000
Red River, Texas 10 $ 374,000 $ 37,400 $ 34,000
Tom Green, Texas 10 $ 431,000 $ 43,100 $ 22,000
White, Arkansas 9 $ 303,000 $ 33,666 $ 40,000
Orange, California 9 $ 444,000 $ 49,333 $ 53,000
Jackson, Florida 9 $ 387,000 $ 43,000 $ 26,000
Douglas, Kansas 9 $ 323,000 $ 35,888 $ 36,000
Lincoln, Oklahoma 9 $ 339,000 $ 37,666 $ 33,000
Bowie, Texas 9 $ 360,000 $ 40,000 $ 44,000
Cherokee, Texas 9 $ 435,000 $ 48,333 $ 31,000
Frio, Texas 9 $ 395,000 $ 43,888 $ 39,000
Milam, Texas 9 $ 422,000 $ 46,888 $ 32,000
Mobile, Alabama 8 $ 432,000 $ 54,000 $ 33,000
Navajo, Arizona 8 $ 292,000 $ 36,500 $ 27,000
Riverside, California 8 $ 350,000 $ 43,750 $ 67,000
Denver, Colorado 8 $ 232,000 $ 29,000 $ 35,000
Santa Rosa, Florida 8 $ 619,000 $ 77,375 $ 32,000
Brooks, Georgia 8 $ 329,000 $ 41,125 $ 34,000
Houston, Georgia 8 $ 339,000 $ 42,375 $ 32,000
Cowley, Kansas 8 $ 320,000 $ 40,000 $ 30,000
St. Mary, Louisiana 8 $ 250,000 $ 31,250 $ 32,000
Lincoln, Missouri 8 $ 234,000 $ 29,250 $ 22,000
Dona Ana, New Mexico 8 $ 278,000 $ 34,750 $ 30,000
Cumberland, North Carolina 8 $ 315,000 $ 39,375 $ 35,000
Grady, Oklahoma 8 $ 339,000 $ 42,375 $ 37,000
Mayes, Oklahoma 8 $ 312,000 $ 39,000 $ 21,000
Callahan, Texas 8 $ 324,000 $ 40,500 $ 33,000
Erath, Texas 8 $ 333,000 $ 41,625 $ 36,000
Galveston, Texas 8 $ 441,000 $ 55,125 $ 33,000
Jim Wells, Texas 8 $ 344,000 $ 43,000 $ 47,000
Montague, Texas 8 $ 365,000 $ 45,625 $ 42,000
Polk, Texas 8 $ 302,000 $ 37,750 $ 31,000
Arapahoe, Colorado 7 $ 193,000 $ 27,571 $ 37,000
Berrien, Georgia 7 $ 280,000 $ 40,000 $ 24,000
Harvey, Kansas 7 $ 274,000 $ 39,142 $ 26,000
Calcasieu, Louisiana 7 $ 318,000 $ 45,428 $ 37,000
Vermilion, Louisiana 7 $ 339,000 $ 48,428 $ 31,000
Bernalillo, New Mexico 7 $ 251,000 $ 35,857 $ 29,000
Johnston, North Carolina 7 $ 261,000 $ 37,285 $ 23,000
Comanche, Oklahoma 7 $ 266,000 $ 38,000 $ 53,000
Multnomah, Oregon 7 $ 295,000 $ 42,142 $ 49,000
York, Pennsylvania 7 $ 191,000 $ 27,285 $ 32,000
Lexington, South Carolina 7 $ 201,000 $ 28,714 $ 26,000
DeWitt, Texas 7 $ 317,000 $ 45,285 $ 30,000
Jones, Texas 7 $ 298,000 $ 42,571 $ 28,000
Kendall, Texas 7 $ 328,000 $ 46,857 $ 30,000
Lee, Texas 7 $ 324,000 $ 46,285 $ 40,000
Nacogdoches, Texas 7 $ 308,000 $ 44,000 $ 25,000
Upshur, Texas 7 $ 292,000 $ 41,714 $ 29,000
Cook, Georgia 6 $ 228,000 $ 38,000 $ 27,000
Jefferson, Kansas 6 $ 165,000 $ 27,500 $ 30,000
Caddo, Louisiana 6 $ 219,000 $ 36,500 $ 36,000
Macomb, Michigan 6 $ 204,000 $ 34,000 $ 46,000
St. Clair, Michigan 6 $ 158,000 $ 26,333 $ 28,000
Rio Arriba, New Mexico 6 $ 175,000 $ 29,166 $ 35,000
Sandoval, New Mexico 6 $ 179,000 $ 29,833 $ 26,000
Vance, North Carolina 6 $ 188,000 $ 31,333 $ 32,000
Wood, Ohio 6 $ 255,000 $ 42,500 $ 38,000
Le Flore, Oklahoma 6 $ 239,000 $ 39,833 $ 39,000
Osage, Oklahoma 6 $ 232,000 $ 38,666 $ 25,000
Columbia, Oregon 6 $ 312,000 $ 52,000 $ 65,000
Bee, Texas 6 $ 232,000 $ 38,666 $ 25,000
Chambers, Texas 6 $ 241,000 $ 40,166 $ 46,000
Llano, Texas 6 $ 236,000 $ 39,333 $ 36,000
Rockwall, Texas 6 $ 267,000 $ 44,500 $ 42,000
Sabine, Texas 6 $ 268,000 $ 44,666 $ 32,000
Wood, Texas 6 $ 246,000 $ 41,000 $ 38,000
Larimer, Colorado 5 $ 166,000 $ 33,200 $ 45,000
Leavenworth, Kansas 5 $ 161,000 $ 32,200 $ 32,000
Reno, Kansas 5 $ 185,000 $ 37,000 $ 25,000
Assumption, Louisiana 5 $ 213,000 $ 42,600 $ 27,000
Wayne, Michigan 5 $ 182,000 $ 36,400 $ 49,000
Barry, Missouri 5 $ 118,000 $ 23,600 $ 31,000
Lea, New Mexico 5 $ 246,000 $ 49,200 $ 39,000
Bertie, North Carolina 5 $ 200,000 $ 40,000 $ 28,000
Martin, North Carolina 5 $ 167,000 $ 33,400 $ 20,000
Lake, Ohio 5 $ 75,000 $ 15,000 $ 26,000
Cherokee, Oklahoma 5 $ 191,000 $ 38,200 $ 26,000
Choctaw, Oklahoma 5 $ 222,000 $ 44,400 $ 37,000
Pontotoc, Oklahoma 5 $ 122,000 $ 24,400 $ 29,000
Andrews, Texas 5 $ 161,000 $ 32,200 $ 31,000
Burnet, Texas 5 $ 190,000 $ 38,000 $ 21,000
Calhoun, Texas 5 $ 215,000 $ 43,000 $ 31,000
Duval, Texas 5 $ 191,000 $ 38,200 $ 44,000
Fannin, Texas 5 $ 267,000 $ 53,400 $ 57,000
Hopkins, Texas 5 $ 158,000 $ 31,600 $ 34,000
La Salle, Texas 5 $ 180,000 $ 36,000 $ 22,000
Lampasas, Texas 5 $ 260,000 $ 52,000 $ 44,000
Rains, Texas 5 $ 183,000 $ 36,600 $ 30,000
Sutton, Texas 5 $ 236,000 $ 47,200 $ 53,000
Uvalde, Texas 5 $ 210,000 $ 42,000 $ 29,000
Clark, Washington 5 $ 262,000 $ 52,400 $ 29,000
Miller, Arkansas 4 $ 150,000 $ 37,500 $ 32,000
Pratt, Kansas 4 $ 120,000 $ 30,000 $ 46,000
Riley, Kansas 4 $ 114,000 $ 28,500 $ 37,000
Bossier, Louisiana 4 $ 170,000 $ 42,500 $ 35,000
Lafourche, Louisiana 4 $ 119,000 $ 29,750 $ 33,000
Lee, Mississippi 4 $ 115,000 $ 28,750 $ 37,000
Union, Mississippi 4 $ 140,000 $ 35,000 $ 26,000
Montgomery, New York 4 $ 92,000 $ 23,000 $ 27,000
Beaufort, North Carolina 4 $ 131,000 $ 32,750 $ 33,000
Duplin, North Carolina 4 $ 166,000 $ 41,500 $ 37,000
New Hanover, North Carolina 4 $ 162,000 $ 40,500 $ 36,000
Blaine, Oklahoma 4 $ 159,000 $ 39,750 $ 35,000
Hughes, Oklahoma 4 $ 130,000 $ 32,500 $ 33,000
Logan, Oklahoma 4 $ 172,000 $ 43,000 $ 48,000
McIntosh, Oklahoma 4 $ 132,000 $ 33,000 $ 36,000
Woodward, Oklahoma 4 $ 157,000 $ 39,250 $ 33,000
Washington, Oregon 4 $ 156,000 $ 39,000 $ 43,000
Horry, South Carolina 4 $ 125,000 $ 31,250 $ 28,000
Cooke, Texas 4 $ 188,000 $ 47,000 $ 59,000
Gillespie, Texas 4 $ 148,000 $ 37,000 $ 21,000
Goliad, Texas 4 $ 169,000 $ 42,250 $ 34,000
Gonzales, Texas 4 $ 169,000 $ 42,250 $ 27,000
Gregg, Texas 4 $ 151,000 $ 37,750 $ 20,000
Karnes, Texas 4 $ 147,000 $ 36,750 $ 41,000
Lavaca, Texas 4 $ 169,000 $ 42,250 $ 40,000
Live Oak, Texas 4 $ 128,000 $ 32,000 $ 19,000
Menard, Texas 4 $ 109,000 $ 27,250 $ 20,000
Navarro, Texas 4 $ 135,000 $ 33,750 $ 30,000
Reeves, Texas 4 $ 136,000 $ 34,000 $ 27,000
Rusk, Texas 4 $ 178,000 $ 44,500 $ 17,000
Wharton, Texas 4 $ 212,000 $ 53,000 $ 31,000
Apache, Arizona 3 $ 105,000 $ 35,000 $ 35,000
Maricopa, Arizona 3 $ 95,000 $ 31,666 $ 105,000
Hot Spring, Arkansas 3 $ 125,000 $ 41,666 $ 44,000
Logan, Arkansas 3 $ 95,000 $ 31,666 $ 17,000
Prairie, Arkansas 3 $ 121,000 $ 40,333 $ 26,000
Sevier, Arkansas 3 $ 131,000 $ 43,666 $ 28,000
Jefferson, Colorado 3 $ 72,000 $ 24,000 $ 27,000
Baker, Florida 3 $ 168,000 $ 56,000 $ 33,000
Escambia, Florida 3 $ 163,000 $ 54,333 $ 47,000
Polk, Florida 3 $ 163,000 $ 54,333 $ 27,000
Walton, Florida 3 $ 193,000 $ 64,333 $ 81,000
Gordon, Georgia 3 $ 107,000 $ 35,666 $ 27,000
Tift, Georgia 3 $ 103,000 $ 34,333 $ 39,000
Barber, Kansas 3 $ 137,000 $ 45,666 $ 32,000
Ford, Kansas 3 $ 112,000 $ 37,333 $ 28,000
Harper, Kansas 3 $ 119,000 $ 39,666 $ 31,000
De Soto, Louisiana 3 $ 121,000 $ 40,333 $ 28,000
Osceola, Michigan 3 $ 179,000 $ 59,666 $ 35,000
Anoka, Minnesota 3 $ 129,000 $ 43,000 $ 34,000
Ramsey, Minnesota 3 $ 125,000 $ 41,666 $ 23,000
Jackson, Mississippi 3 $ 136,000 $ 45,333 $ 60,000
Jasper, Mississippi 3 $ 77,000 $ 25,666 $ 23,000
Lincoln, Mississippi 3 $ 112,000 $ 37,333 $ 55,000
Walthall, Mississippi 3 $ 110,000 $ 36,666 $ 20,000
Howell, Missouri 3 $ 130,000 $ 43,333 $ 24,000
Lawrence, Missouri 3 $ 86,000 $ 28,666 $ 27,000
Clark, Nevada 3 $ 105,000 $ 35,000 $ 33,000
McKinley, New Mexico 3 $ 76,000 $ 25,333 $ 26,000
Washington, New York 3 $ 56,000 $ 18,666 $ 21,000
Harnett, North Carolina 3 $ 142,000 $ 47,333 $ 27,000
Washington, North Carolina 3 $ 102,000 $ 34,000 $ 50,000
Wayne, North Carolina 3 $ 148,000 $ 49,333 $ 28,000
Craig, Oklahoma 3 $ 127,000 $ 42,333 $ 30,000
Garvin, Oklahoma 3 $ 103,000 $ 34,333 $ 22,000
Nowata, Oklahoma 3 $ 108,000 $ 36,000 $ 44,000
Pawnee, Oklahoma 3 $ 115,000 $ 38,333 $ 30,000
Seminole, Oklahoma 3 $ 125,000 $ 41,666 $ 26,000
Sequoyah, Oklahoma 3 $ 114,000 $ 38,000 $ 37,000
Cumberland, Pennsylvania 3 $ 99,000 $ 33,000 $ 39,000
Lancaster, Pennsylvania 3 $ 57,000 $ 19,000 $ 17,000
Dorchester, South Carolina 3 $ 97,000 $ 32,333 $ 19,000
Humphreys, Tennessee 3 $ 105,000 $ 35,000 $ 26,000
Anderson, Texas 3 $ 137,000 $ 45,666 $ 40,000
Bosque, Texas 3 $ 144,000 $ 48,000 $ 30,000
Burleson, Texas 3 $ 104,000 $ 34,666 $ 30,000
Eastland, Texas 3 $ 106,000 $ 35,333 $ 45,000
Fayette, Texas 3 $ 107,000 $ 35,666 $ 8,000
Gaines, Texas 3 $ 132,000 $ 44,000 $ 26,000
Hamilton, Texas 3 $ 97,000 $ 32,333 $ 18,000
Harrison, Texas 3 $ 109,000 $ 36,333 $ 25,000
Hill, Texas 3 $ 147,000 $ 49,000 $ 47,000
Houston, Texas 3 $ 136,000 $ 45,333 $ 21,000
Jackson, Texas 3 $ 143,000 $ 47,666 $ 42,000
Kleberg, Texas 3 $ 109,000 $ 36,333 $ 39,000
Matagorda, Texas 3 $ 132,000 $ 44,000 $ 26,000
McLennan, Texas 3 $ 131,000 $ 43,666 $ 41,000
McMullen, Texas 3 $ 114,000 $ 38,000 $ 19,000
Val Verde, Texas 3 $ 121,000 $ 40,333 $ 21,000
Ward, Texas 3 $ 89,000 $ 29,666 $ 17,000
Boone, Arkansas 2 $ 58,000 $ 29,000 $ 21,000
Carroll, Arkansas 2 $ 52,000 $ 26,000 $ 46,000
Dallas, Arkansas 2 $ 68,000 $ 34,000 $ 45,000
Pike, Arkansas 2 $ 57,000 $ 28,500 $ 26,000
Washington, Arkansas 2 $ 81,000 $ 40,500 $ 35,000
Imperial, California 2 $ 54,000 $ 27,000 $ 39,000
Kern, California 2 $ 80,000 $ 40,000 $ 40,000
Ventura, California 2 $ 84,000 $ 42,000 $ 44,000
Morgan, Colorado 2 $ 52,000 $ 26,000 $ 43,000
Broward, Florida 2 $ 88,000 $ 44,000 $ 28,000
Calhoun, Florida 2 $ 77,000 $ 38,500 $ 36,000
Columbia, Florida 2 $ 101,000 $ 50,500 $ 21,000
Gadsden, Florida 2 $ 104,000 $ 52,000 $ 23,000
Hillsborough, Florida 2 $ 96,000 $ 48,000 $ 23,000
Okaloosa, Florida 2 $ 120,000 $ 60,000 $ 30,000
Clinch, Georgia 2 $ 82,000 $ 41,000 $ 22,000
Colquitt, Georgia 2 $ 82,000 $ 41,000 $ 40,000
Lanier, Georgia 2 $ 58,000 $ 29,000 $ 15,000
Peach, Georgia 2 $ 64,000 $ 32,000 $ 16,000
Thomas, Georgia 2 $ 82,000 $ 41,000 $ 22,000
Allen, Indiana 2 $ 87,000 $ 43,500 $ 29,000
Wells, Indiana 2 $ 55,000 $ 27,500 $ 16,000
Geary, Kansas 2 $ 82,000 $ 41,000 $ 32,000
Greenwood, Kansas 2 $ 80,000 $ 40,000 $ 19,000
Montgomery, Kansas 2 $ 61,000 $ 30,500 $ 42,000
Pottawatomie, Kansas 2 $ 59,000 $ 29,500 $ 38,000
Wilson, Kansas 2 $ 73,000 $ 36,500 $ 20,000
Wyandotte, Kansas 2 $ 64,000 $ 32,000 $ 32,000
Ascension, Louisiana 2 $ 102,000 $ 51,000 $ 20,000
St. Tammany, Louisiana 2 $ 90,000 $ 45,000 $ 38,000
Webster, Louisiana 2 $ 108,000 $ 54,000 $ 37,000
Hennepin, Minnesota 2 $ 88,000 $ 44,000 $ 45,000
Sherburne, Minnesota 2 $ 82,000 $ 41,000 $ 46,000
Adams, Mississippi 2 $ 66,000 $ 33,000 $ 34,000
Covington, Mississippi 2 $ 47,000 $ 23,500 $ 33,000
George, Mississippi 2 $ 99,000 $ 49,500 $ 32,000
Hancock, Mississippi 2 $ 101,000 $ 50,500 $ 39,000
Pike, Mississippi 2 $ 82,000 $ 41,000 $ 59,000
Rankin, Mississippi 2 $ 63,000 $ 31,500 $ 28,000
Greene, Missouri 2 $ 76,000 $ 38,000 $ 41,000
St. Charles, Missouri 2 $ 60,000 $ 30,000 $ 43,000
Stone, Missouri 2 $ 95,000 $ 47,500 $ 55,000
San Miguel, New Mexico 2 $ 31,000 $ 15,500 $ 20,000
Fulton, New York 2 $ 37,000 $ 18,500 $ 35,000
Ontario, New York 2 $ 49,000 $ 24,500 $ 31,000
Orleans, New York 2 $ 60,000 $ 30,000 $ 30,000
Steuben, New York 2 $ 54,000 $ 27,000 $ 26,000
Warren, New York 2 $ 49,000 $ 24,500 $ 21,000
Cabarrus, North Carolina 2 $ 95,000 $ 47,500 $ 21,000
Craven, North Carolina 2 $ 65,000 $ 32,500 $ 21,000
Edgecombe, North Carolina 2 $ 49,000 $ 24,500 $ 16,000
Franklin, North Carolina 2 $ 99,000 $ 49,500 $ 34,000
Wake, North Carolina 2 $ 66,000 $ 33,000 $ 30,000
Lucas, Ohio 2 $ 48,000 $ 24,000 $ 43,000
Bryan, Oklahoma 2 $ 112,000 $ 56,000 $ 55,000
Garfield, Oklahoma 2 $ 96,000 $ 48,000 $ 55,000
Kay, Oklahoma 2 $ 71,000 $ 35,500 $ 64,000
Kingfisher, Oklahoma 2 $ 60,000 $ 30,000 $ 34,000
Okfuskee, Oklahoma 2 $ 75,000 $ 37,500 $ 42,000
Pittsburg, Oklahoma 2 $ 70,000 $ 35,000 $ 41,000
Douglas, Oregon 2 $ 61,000 $ 30,500 $ 12,000
Klamath, Oregon 2 $ 83,000 $ 41,500 $ 37,000
Polk, Oregon 2 $ 96,000 $ 48,000 $ 33,000
Wasco, Oregon 2 $ 72,000 $ 36,000 $ 21,000
Anderson, South Carolina 2 $ 130,000 $ 65,000 $ 19,000
Hampton, South Carolina 2 $ 69,000 $ 34,500 $ 15,000
Kershaw, South Carolina 2 $ 114,000 $ 57,000 $ 29,000
Marlboro, South Carolina 2 $ 64,000 $ 32,000 $ 36,000
Richland, South Carolina 2 $ 73,000 $ 36,500 $ 27,000
Williamsburg, South Carolina 2 $ 90,000 $ 45,000 $ 22,000
Dickson, Tennessee 2 $ 130,000 $ 65,000 $ 36,000
Aransas, Texas 2 $ 55,000 $ 27,500 $ 80,000
Bandera, Texas 2 $ 75,000 $ 37,500 $ 22,000
Cameron, Texas 2 $ 73,000 $ 36,500 $ 70,000
Cass, Texas 2 $ 81,000 $ 40,500 $ 35,000
Dimmit, Texas 2 $ 83,000 $ 41,500 $ 37,000
Falls, Texas 2 $ 95,000 $ 47,500 $ 21,000
Franklin, Texas 2 $ 93,000 $ 46,500 $ 35,000
Grimes, Texas 2 $ 98,000 $ 49,000 $ 33,000
Howard, Texas 2 $ 85,000 $ 42,500 $ 24,000
Madison, Texas 2 $ 58,000 $ 29,000 $ 46,000
Mills, Texas 2 $ 63,000 $ 31,500 $ 27,000
Nolan, Texas 2 $ 67,000 $ 33,500 $ 22,000
Panola, Texas 2 $ 110,000 $ 55,000 $ 31,000
San Augustine, Texas 2 $ 92,000 $ 46,000 $ 36,000
Somervell, Texas 2 $ 85,000 $ 42,500 $ 29,000
Stonewall, Texas 2 $ 96,000 $ 48,000 $ 37,000
Trinity, Texas 2 $ 76,000 $ 38,000 $ 26,000
Walker, Texas 2 $ 75,000 $ 37,500 $ 49,000
Washington, Texas 2 $ 54,000 $ 27,000 $ 59,000
Winkler, Texas 2 $ 95,000 $ 47,500 $ 24,000
Young, Texas 2 $ 101,000 $ 50,500 $ 48,000
Cowlitz, Washington 2 $ 204,000 $ 102,000 $ 49,000
Skagit, Washington 2 $ 64,000 $ 32,000 $ 34,000
Baldwin, Alabama 1 $ 35,000 $ 35,000 $ 54,000
Barbour, Alabama 1 $ 41,000 $ 41,000 $ 27,000
Conecuh, Alabama 1 $ 23,000 $ 23,000 $ 54,000
Crenshaw, Alabama 1 $ 32,000 $ 32,000 $ 29,000
Cochise, Arizona 1 $ 56,000 $ 56,000 $ 80,000
Coconino, Arizona 1 $ 31,000 $ 31,000 $ 25,000
Graham, Arizona 1 $ 41,000 $ 41,000 $ 17,000
Pinal, Arizona 1 $ 27,000 $ 27,000 $ 47,000
Arkansas, Arkansas 1 $ 27,000 $ 27,000 $ 34,000
Benton, Arkansas 1 $ 29,000 $ 29,000 $ 16,000
Chicot, Arkansas 1 $ 12,000 $ 12,000 $ 26,000
Columbia, Arkansas 1 $ 50,000 $ 50,000 $ 34,000
Crawford, Arkansas 1 $ 24,000 $ 24,000 $ 29,000
Fulton, Arkansas 1 $ 17,000 $ 17,000 $ 26,000
Hempstead, Arkansas 1 $ 46,000 $ 46,000 $ 17,000
Howard, Arkansas 1 $ 44,000 $ 44,000 $ 23,000
Lonoke, Arkansas 1 $ 38,000 $ 38,000 $ 16,000
Madison, Arkansas 1 $ 39,000 $ 39,000 $ 54,000
Mississippi, Arkansas 1 $ 31,000 $ 31,000 $ 30,000
Nevada, Arkansas 1 $ 44,000 $ 44,000 $ 23,000
Newton, Arkansas 1 $ 24,000 $ 24,000 $ 26,000
Ouachita, Arkansas 1 $ 45,000 $ 45,000 $ 43,000
Polk, Arkansas 1 $ 48,000 $ 48,000 $ 13,000
Pope, Arkansas 1 $ 32,000 $ 32,000 $ 29,000
Pulaski, Arkansas 1 $ 38,000 $ 38,000 $ 29,000
Scott, Arkansas 1 $ 62,000 $ 62,000 $ 32,000
Sebastian, Arkansas 1 $ 31,000 $ 31,000 $ 25,000
Woodruff, Arkansas 1 $ 35,000 $ 35,000 $ 14,000
Butte, California 1 $ 28,000 $ 28,000 $ 55,000
Madera, California 1 $ 19,000 $ 19,000 $ 78,000
Monterey, California 1 $ 35,000 $ 35,000 $ 44,000
San Mateo, California 1 $ 37,000 $ 37,000 $ 53,000
Tehama, California 1 $ 35,000 $ 35,000 $ 24,000
Yuba, California 1 $ 51,000 $ 51,000 $ 61,000
Garfield, Colorado 1 $ 39,000 $ 39,000 $ 65,000
La Plata, Colorado 1 $ 33,000 $ 33,000 $ 22,000
Logan, Colorado 1 $ 34,000 $ 34,000 $ 20,000
Pueblo, Colorado 1 $ 27,000 $ 27,000 $ 40,000
Weld, Colorado 1 $ 28,000 $ 28,000 $ 38,000
New London, Connecticut 1 $ 60,000 $ 60,000 $ 44,000
Alachua, Florida 1 $ 16,000 $ 16,000 $ 45,000
Brevard, Florida 1 $ 15,000 $ 15,000 $ 23,000
Duval, Florida 1 $ 62,000 $ 62,000 $ 14,000
Pinellas, Florida 1 $ 13,000 $ 13,000 $ 38,000
St. Lucie, Florida 1 $ 40,000 $ 40,000 $ 30,000
Suwannee, Florida 1 $ 61,000 $ 61,000 $ 36,000
Baker, Georgia 1 $ 43,000 $ 43,000 $ 39,000
Bartow, Georgia 1 $ 36,000 $ 36,000 $ 76,000
Bibb, Georgia 1 $ 41,000 $ 41,000 $ 24,000
Candler, Georgia 1 $ 47,000 $ 47,000 $ 38,000
Coffee, Georgia 1 $ 45,000 $ 45,000 $ 38,000
Crisp, Georgia 1 $ 36,000 $ 36,000 $ 12,000
DeKalb, Georgia 1 $ 62,000 $ 62,000 $ 108,000
Dooly, Georgia 1 $ 35,000 $ 35,000 $ 25,000
Echols, Georgia 1 $ 33,000 $ 33,000 $ 14,000
Hall, Georgia 1 $ 50,000 $ 50,000 $ 38,000
Jones, Georgia 1 $ 44,000 $ 44,000 $ 37,000
Macon, Georgia 1 $ 38,000 $ 38,000 $ 16,000
Marion, Georgia 1 $ 39,000 $ 39,000 $ 42,000
Monroe, Georgia 1 $ 21,000 $ 21,000 $ 35,000
Schley, Georgia 1 $ 52,000 $ 52,000 $ 25,000
Troup, Georgia 1 $ 40,000 $ 40,000 $ 42,000
Twiggs, Georgia 1 $ 43,000 $ 43,000 $ 54,000
Walker, Georgia 1 $ 36,000 $ 36,000 $ 23,000
Wilcox, Georgia 1 $ 21,000 $ 21,000 $ 17,000
Ada, Idaho 1 $ 16,000 $ 16,000 $ 23,000
Franklin, Idaho 1 $ 37,000 $ 37,000 $ 27,000
Fremont, Idaho 1 $ 34,000 $ 34,000 $ 34,000
Kootenai, Idaho 1 $ 20,000 $ 20,000 $ 65,000
Minidoka, Idaho 1 $ 43,000 $ 43,000 $ 37,000
Power, Idaho 1 $ 39,000 $ 39,000 $ 14,000
Lake, Illinois 1 $ 14,000 $ 14,000 $ 89,000
Adams, Indiana 1 $ 35,000 $ 35,000 $ 79,000
Bartholomew, Indiana 1 $ 41,000 $ 41,000 $ 162,000
Elkhart, Indiana 1 $ 17,000 $ 17,000 $ 34,000
Jasper, Indiana 1 $ 50,000 $ 50,000 $ 32,000
Noble, Indiana 1 $ 65,000 $ 65,000 $ 48,000
Woodbury, Iowa 1 $ 43,000 $ 43,000 $ 32,000
Chautauqua, Kansas 1 $ 54,000 $ 54,000 $ 36,000
Clay, Kansas 1 $ 27,000 $ 27,000 $ 36,000
Dickinson, Kansas 1 $ 36,000 $ 36,000 $ 29,000
Finney, Kansas 1 $ 35,000 $ 35,000 $ 16,000
Franklin, Kansas 1 $ 30,000 $ 30,000 $ 32,000
Johnson, Kansas 1 $ 52,000 $ 52,000 $ 37,000
Kingman, Kansas 1 $ 32,000 $ 32,000 $ 48,000
Kiowa, Kansas 1 $ 32,000 $ 32,000 $ 50,000
Linn, Kansas 1 $ 35,000 $ 35,000 $ 50,000
Marion, Kansas 1 $ 38,000 $ 38,000 $ 19,000
Miami, Kansas 1 $ 35,000 $ 35,000 $ 34,000
Morris, Kansas 1 $ 29,000 $ 29,000 $ 43,000
Neosho, Kansas 1 $ 30,000 $ 30,000 $ 21,000
Pawnee, Kansas 1 $ 44,000 $ 44,000 $ 58,000
Rawlins, Kansas 1 $ 38,000 $ 38,000 $ 96,000
Russell, Kansas 1 $ 49,000 $ 49,000 $ 36,000
Seward, Kansas 1 $ 37,000 $ 37,000 $ 24,000
Thomas, Kansas 1 $ 28,000 $ 28,000 $ 24,000
Nelson, Kentucky 1 $ 32,000 $ 32,000 $ 25,000
Acadia, Louisiana 1 $ 39,000 $ 39,000 $ 35,000
Beauregard, Louisiana 1 $ 48,000 $ 48,000 $ 34,000
East Baton Rouge, Louisiana 1 $ 52,000 $ 52,000 $ 60,000
Jefferson, Louisiana 1 $ 30,000 $ 30,000 $ 24,000
Rapides, Louisiana 1 $ 40,000 $ 40,000 $ 36,000
Sabine, Louisiana 1 $ 48,000 $ 48,000 $ 35,000
St. Landry, Louisiana 1 $ 53,000 $ 53,000 $ 48,000
St. Martin, Louisiana 1 $ 32,000 $ 32,000 $ 40,000
Terrebonne, Louisiana 1 $ 50,000 $ 50,000 $ 39,000
Aroostook, Maine 1 $ 25,000 $ 25,000 $ 11,000
Cumberland, Maine 1 $ 16,000 $ 16,000 $ 69,000
Kennebec, Maine 1 $ 18,000 $ 18,000 $ 38,000
Calvert, Maryland 1 $ 45,000 $ 45,000 $ 60,000
St. Mary's, Maryland 1 $ 55,000 $ 55,000 $ 81,000
Alpena, Michigan 1 $ 47,000 $ 47,000 $ 50,000
Barry, Michigan 1 $ 21,000 $ 21,000 $ 19,000
Lapeer, Michigan 1 $ 27,000 $ 27,000 $ 19,000
Monroe, Michigan 1 $ 35,000 $ 35,000 $ 26,000
Washtenaw, Michigan 1 $ 70,000 $ 70,000 $ 46,000
Amite, Mississippi 1 $ 33,000 $ 33,000 $ 28,000
Chickasaw, Mississippi 1 $ 19,000 $ 19,000 $ 26,000
Copiah, Mississippi 1 $ 33,000 $ 33,000 $ 12,000
DeSoto, Mississippi 1 $ 35,000 $ 35,000 $ 34,000
Greene, Mississippi 1 $ 24,000 $ 24,000 $ 28,000
Hinds, Mississippi 1 $ 22,000 $ 22,000 $ 16,000
Jefferson Davis, Mississippi 1 $ 29,000 $ 29,000 $ 22,000
Lamar, Mississippi 1 $ 25,000 $ 25,000 $ 11,000
Lawrence, Mississippi 1 $ 22,000 $ 22,000 $ 16,000
Madison, Mississippi 1 $ 66,000 $ 66,000 $ 150,000
Noxubee, Mississippi 1 $ 48,000 $ 48,000 $ 42,000
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Mortgage Loan Application Detail Totals for The Cit Group/Sales Financing, in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 5,332 $218,953,000 $36,525 $140,000 $35,950 $288,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Refinancing (home purchase or home improvement, one-to-four family) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,853 $118,035,000 $37,289 $140,000 $38,131 $288,000
Hispanic 1,042 $42,882,000 $37,500 $90,000 $29,909 $137,000
Information not provided by applicant in mail or telephone application 811 $32,832,000 $38,250 $109,000 $35,437 $143,000
Black 501 $20,112,000 $38,200 $80,000 $28,133 $131,000
American Indian or Alaskan Native 92 $3,691,000 $38,466 $72,000 $28,933 $85,000
Asian or Pacific Islander 18 $737,000 $40,500 $67,000 $33,250 $62,000
Other 15 $664,000 $43,000 $61,000 $55,500 $101,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,332 $218,953,000 $36,525 $140,000 $35,950 $288,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,661 $149,804,000 $36,916 $109,000 $32,638 $288,000
Loan Originated 823 $34,863,000 $37,428 $140,000 $35,142 $234,000
Application Approved But Not Accepted 726 $29,251,000 $35,906 $90,000 $41,625 $150,000
Application Withdrawn By Applicant 122 $5,035,000 $41,222 $79,000 $45,777 $143,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Cit Group/Sales Financing,'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Cit Group/Sales Financing,'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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